Community Development Financial Institutions Fund

Southern Bancorp, Inc. is a community development bank dedicated to providing banking and lending services to underserved communities in Arkansas and Mississippi. Founded in 1986 and formerly known as Southern Development Bancorporation, the company has originated over $2 billion in development loans, primarily targeting individuals and organizations in economically disadvantaged areas. As a certified community development financial institution, Southern Bancorp aims to enhance financial access and investment, fostering economic growth in rural regions. The organization focuses on comprehensive community engagement, recognizing that access to capital alone is insufficient for meaningful change. Its efforts extend beyond traditional banking to include credit counseling and public policy advocacy, all aimed at empowering families and communities to achieve financial stability and growth.

Arkansas Capital through partnerships with the lending community. Arkansas Capital Corporation, in partnership with financial institutions, provides permanent, long-term financing for business startups, expansions, and acquisitions.

Commercial Bank and Trust Company is a full-service bank located in Monticello, Arkansas. It specializes in providing a range of banking services to its customers, distinguishing itself through exceptional customer service and a refined atmosphere. The bank operates as a state commercial bank, catering to the financial needs of individuals and businesses in the community. Its commitment to quality service and customer satisfaction sets it apart in the banking sector.

Established in 1925, Connect Bank offers a range of personal and commercial banking services, including checking and savings accounts, personal loans, commercial loans, investment services, and online banking. It serves both individuals and businesses through multiple branch locations.

Established to enhance members' lives through comprehensive financial services, including checking accounts, savings accounts, personal loans, mortgages, and business banking solutions. Serving individuals and businesses in Pine Bluff and White Hall, Arkansas.

FNBC Bank is a full-service financial institution established in 1912 in Ash Flat, Arkansas. It serves individuals and small businesses with a comprehensive range of banking services, including personal and business checking accounts, savings accounts, and various lending options such as personal loans, home mortgages, and business loans. In addition to traditional banking services, FNBC Bank also offers online banking, cash management solutions, financial planning, and investment services to help clients manage their finances effectively. With a commitment to meeting the needs of its community, FNBC Bank operates as a national bank providing tailored financial solutions.