CreditEase

CreditEase is a prominent FinTech conglomerate based in Beijing, China, founded in 2006. The company specializes in inclusive finance and wealth management, offering a wide range of services that include payment technology, marketplace lending, crowdfunding, robo-advisory, insurance technology, and blockchain solutions. CreditEase operates a peer-to-peer lending platform that connects creditworthy borrowers—such as under-banked students, professionals, and farmers—with lenders, thereby facilitating access to essential credit. Additionally, the firm engages with global FinTech innovators through business incubation, commercial cooperation, and investment, aiming to foster advancements in the financial technology landscape.

Anju Patwardhan

Managing Partner, CreditEase Fintech VC Fund

20 past transactions

YomioAI

Seed Round in 2024
Yomio.Ai customizes an enterprise-grade AI large language model with rich knowledge, capabilities, and flexible pricing. It is dedicated to using Generative AI to blur the lines between the Anime world and reality, pioneering a new paradigm in entertainment.

Poko

Seed Round in 2023
Poko enables seamless transfers from local payment rails to web3 infrastructure enabling web3 wallets, marketplaces, games and DApps to acquire more users. With Poko’s SDK, web3 builders can easily enable fiat-to-crypto onramping with 100+ common local payment methods or easily pay for NFTs with local payment methods. Poko's fiat-to-crypto onramp aggregator reduces onramping costs by up to 70% and increases transaction success rates by up to 5x through a smart routing logic and a single integration to multiple onramps. It's Direct Checkout solution enables one step purchasing from fiat payment rails from any smart contract for 79% higher user conversion. The co-founders’ experience includes being chief strategy officer of a $2.4B coincap protocol, leading technical implementation of Singapore’s central bank’s experiment in cross-border payments on blockchain rails, policy experience as payments task force member at the World Economic Forum, ex-Ethereum Foundation Fellow, and CTO of a 2M+ user play to earn game.

Railsr

Series C in 2022
Railsr is a financial services company that focuses on enhancing digital transactions for banks and corporate clients. The company offers a platform that simplifies the onboarding process and provides various services, including the creation of digital ledgers, linking these ledgers to bank accounts, and facilitating the sending, receiving, and converting of money. Additionally, Railsr enables the issuance of cards and management of credit through its API, ensuring that financial transactions are conducted efficiently and in compliance with regulations. By making financial services more accessible, Railsr aims to improve the global finance experience for its users.

Poko

Venture Round in 2022
Poko enables seamless transfers from local payment rails to web3 infrastructure enabling web3 wallets, marketplaces, games and DApps to acquire more users. With Poko’s SDK, web3 builders can easily enable fiat-to-crypto onramping with 100+ common local payment methods or easily pay for NFTs with local payment methods. Poko's fiat-to-crypto onramp aggregator reduces onramping costs by up to 70% and increases transaction success rates by up to 5x through a smart routing logic and a single integration to multiple onramps. It's Direct Checkout solution enables one step purchasing from fiat payment rails from any smart contract for 79% higher user conversion. The co-founders’ experience includes being chief strategy officer of a $2.4B coincap protocol, leading technical implementation of Singapore’s central bank’s experiment in cross-border payments on blockchain rails, policy experience as payments task force member at the World Economic Forum, ex-Ethereum Foundation Fellow, and CTO of a 2M+ user play to earn game.

Bolt

Series E in 2022
Bolt is a technology company focused on enhancing e-commerce by providing a streamlined checkout experience. Established in 2014 and based in San Francisco, Bolt aims to democratize commerce by enabling retailers to forge stronger relationships with their customers. The company offers a one-click checkout platform that simplifies the purchasing process, allowing shoppers to complete transactions quickly and securely without the need for passwords or re-entering personal information. This efficiency leads to higher conversion rates for retailers. A diverse range of brands, including REVOLVE, Casper, and Benefit Cosmetics, utilize Bolt's services to deliver the fast and seamless checkout experiences that today's online consumers expect.

SPG

Series A in 2021
The SPG group of companies was formed in 2016 with the original concept of securing high value peer-peer payments such as cars, art and jewellery with a simplified digital escrow solution. By 2021, SPG and its two primary assets Shieldpay (ww.shieldpay.com) and Paycast (www.paycast.io) had processed over $2.3bn of payments for clients and customers all over the globe and has pioneered the development of contingent based payments in huge sectors such as M&A, fundraising, B2B and supply chain transactions, real estate and marketplaces.

Mulberry

Series B in 2021
Mulberry Technology Inc., known as Mulberry, is a New York-based company that specializes in developing artificial intelligence-driven plugins for e-commerce platforms to facilitate the purchase of extended warranties. Founded in 2018, Mulberry connects insurers, brands, and consumers to streamline the signing of contracts and terms related to product protection. The company's offerings encompass a wide range of categories, including consumer electronics, furniture, appliances, jewelry, and fitness equipment, among others. By providing personalized product protection solutions, Mulberry aims to help brands generate additional revenue while enhancing the customer experience. Its platform utilizes application programming interfaces and AI to integrate customized protection programs seamlessly into the online shopping journey, thereby simplifying the process of obtaining insurance and improving operational efficiency for businesses.

Smile

Seed Round in 2021
One trusted source for employment data in Asia. Smile provides user-authorized access to valuable employment and income data from HR, payroll, commerce, and marketplace platforms through a single API. Banks, fintechs, recruitment agencies, and other service providers can leverage employment and income data to increase adoption and conversion, reduce cost, and reduce risk. Permission to access their own personal data is given by each individual users themselves, so they can seamlessly share this data with the parties they trust.

Qupital

Series A in 2020
Qupital is a fintech company that provides cross-border e-commerce sellers with financing services using big data and a self-developed risk control model. It aims to improve financing efficiency by digitalizing the financing process. Qupital operates an online invoice discounting and exchange platform designed to help in injecting liquidity into the market. The platform helps qualified businesses to raise finance against their receivables by connecting them with professional investors' inequitable win-win opportunities, enabling businesses to reduce the cost of financing and professional investors to access an entirely new asset class of accounts receivables. The company was founded in 2016 and is headquartered in Kowloon, Hong Kong.

BioCatch

Series C in 2020
BioCatch specializes in behavioral biometrics, a technology that analyzes the physical and cognitive behaviors of online users to enhance fraud detection and prevention. By examining thousands of user interactions, BioCatch helps financial institutions combat fraud while maintaining user privacy. Its innovative approach, grounded in cognitive science and machine learning, enables banks to identify potential risks and address increasingly sophisticated social engineering scams. This technology supports a seamless digital banking experience, facilitating trust and ease for users from account creation to ongoing interactions. With over a decade of experience and a robust portfolio of patents, BioCatch continues to lead in the field, providing actionable insights to promote security and facilitate digital transformation for its clients globally.

Marqeta

Series E in 2019
Marqeta, Inc. is a payment card issuing and processing platform that enables businesses to create and manage customized payment solutions. Founded in 2010 and based in Oakland, California, Marqeta offers a range of services, including virtual cards, real-time fund transfers, and spend controls, all powered by open APIs. This flexibility allows clients from various sectors, such as e-commerce, digital banking, and lending, to rapidly develop and deploy their own card programs without relying on traditional banking infrastructure. Marqeta's platform supports various payment options, including digital, physical, and tokenized cards, and is certified to operate in 40 countries. The company primarily earns revenue through processing and ATM fees associated with the cards issued on its platform.

Sinoagri Inclusive Finance

Seed Round in 2019
Sinoagri Inclusive Finance is a big data-based agricultural planting management solution provider.

CreditEase Bocheng

Funding Round in 2017
CreditEase is a fintech company that specializes in inclusive finance and wealth management, including payment technology, marketplace lending, crowdfunding, robo-advisory, insurance technology, and blockchain products and services.

Tradeshift

Series D in 2016
Tradeshift Inc. is a cloud-based platform that connects buyers and suppliers to streamline procurement and payment processes. Founded in 2009 and headquartered in San Francisco, California, Tradeshift offers a suite of services including Tradeshift Buy, an eProcurement tool; Tradeshift Pay, which automates accounts payable and manages business documents; and Tradeshift Risk, which analyzes risk data. The platform also features Tradeshift Engage for enhancing supplier collaboration, Tradeshift Apps to expand functionalities, and Tradeshift Go for visibility into employee spending. Additionally, Tradeshift Frontiers serves as an innovation lab focused on leveraging emerging technologies to transform business networks and supply chains. With offices across various global locations, Tradeshift aims to simplify supply chain payments, reduce manual processes, and provide significant benefits to businesses of all sizes.

Circle

Series D in 2016
Circle is a financial technology firm that leverages blockchain technology and stablecoins to facilitate payments and e-commerce. Founded in 2013 by Jeremy Allaire and Sean Neville, Circle enhances the way users send and receive money through its platform, Circle Pay. The company offers a cryptocurrency investment product called Circle Invest, enabling users to buy and sell various crypto assets. Additionally, Circle provides over-the-counter trading services through Circle Trade, featuring one of the largest global liquidity pools for digital asset trading, with an average monthly volume of $2 billion. Backed by significant investments from notable firms, Circle operates from its headquarters in Boston and has branches in New York, San Francisco, Dublin, London, and Hong Kong.

Youke Biomedical

Series C in 2015
Youke Biomedical provides drug chemical synthesis and pharmacological research services. They also provide moxifloxacin hydrochloride injection, moxifloxacin hydrochloride tablets, edaravone injection, ticagrelor tablets, nalmefene hydrochloride injection services.

WinnTi Medical

Series A in 2014
WinnTi Medical creates medical devices through continuous product innovations and manufacturing improvements, meeting surgeons' increasing demands, and improving patients' wellness.
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