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InbestMe is an independent automated portfolio manager, also referred to as a robo-advisor, focused on helping individuals improve their investment strategies through advanced technology. Users can quickly register on their website, where the platform recommends suitable investment plans based on personal financial situations. Clients have the flexibility to customize their accounts by selecting from various portfolio options, risk profiles, and financial objectives. InbestMe specializes in creating highly diversified ETF portfolios designed to maximize net profitability for its users. The platform simplifies the investment process by monitoring plans, processing contributions, and ensuring effective portfolio management, all while providing a hassle-free experience that aims to enhance the user's financial growth.

Kroo is a digital bank established in 2016 that aims to transform the banking experience with a focus on sustainability and customer service. It received its full banking license in 2022 and offers a range of services including a current account, overdraft facilities, and deposit protection up to £85,000, with no fees for spending abroad. Kroo's commitment to environmental responsibility is exemplified by its initiative to plant two trees for every new customer, with a goal of reaching one million trees by 2024. The bank combines the reliability of traditional banking with the innovative features of fintech, providing customers with tools to manage their finances effectively. Future developments include the use of predictive technology to assist customers in tracking their spending and making informed financial decisions, further enhancing the banking experience.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Horiz.io is a rental management platform that offers tools to help investors manage their rental properties more effectively. The company provides a yield simulator that allows users to assess the profitability of real estate investments by calculating net returns, including taxes and other charges. This feature enables investors to make informed comparisons between different projects. Additionally, Horiz.io streamlines various aspects of rental management, including automated property searches, electronic lease signing, and alerts for non-payment. The platform also assists in tax declarations and offers insurance to address potential issues. By eliminating commissions on rental amounts and providing support for both furnished and unfurnished leases, Horiz.io aims to simplify the rental management process for property owners and enhance the overall investment experience.

CIRCA5000 is a developer of an impact investment application that focuses on generating both social and environmental benefits alongside financial returns. The platform allows users to invest in themes that positively influence the planet and its people. It emphasizes security and compliance, as the application is encrypted and adheres to the regulations set by the financial conduct authority. By providing a safe investment medium, CIRCA5000 aims to enrich the lives of its users while promoting sustainable practices and initiatives.

Ismo is a financial technology company that provides investment services aimed at helping users save and invest for their future. The company has developed a financial application that automatically rounds up users' daily bank card spending to the nearest euro, setting aside small amounts for investment. This approach allows individuals to invest dynamically in the stock market through funds that are linked to equity and bond markets. Ismo's application prioritizes security and protection, making it accessible for a broader audience to engage in investment activities.

Stratiphy is an investment application that leverages Robo-advisory technology to assist the next generation of investors in making informed investment decisions aligned with their values and sustainability objectives. The platform offers personalized investment strategies by analyzing historical performance and comparing various scenarios and investment options through advanced analytics. By integrating sustainability and ESG data, Stratiphy simplifies the process of tracking sustainable investments, allowing users to invest in a manner that reflects their ethical and environmental priorities while also aiming to make a meaningful impact.

Scribestar is a cloud-based platform that improves efficiency and project management for complex capital markets.

InvestEngine is a platform that facilitates wealth growth for investors by providing accessible and cost-effective investment solutions. By combining exchange-traded funds (ETFs) with proprietary technology, InvestEngine offers a platform that allows individuals to build customized portfolios tailored to their investment strategies. The service enables users to manage their allocations effectively and conduct transactions without commission fees. With features like smart top-ups and one-click rebalancing, investors can easily maintain their desired investment approach, ensuring excellent diversification and automation in the long-term investment process.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Little Birdie is a fintech startup that has developed a subscription management platform aimed at helping consumers manage their various subscriptions and recurring payments. The app allows users to aggregate all their subscriptions in one place, set notifications for price changes and contract renewals, and easily compare prices to find better deals. Additionally, it offers features to switch suppliers or cancel unwanted subscriptions, enhancing user control over their financial commitments. Little Birdie also includes a marketplace that showcases numerous subscription options and free trials, providing personalized deals to users at crucial moments. This approach not only simplifies subscription management but also helps users make informed financial decisions.

OneBanx is a FinTech company established in 2019 by Duncan Cockburn, based in London, England. It focuses on making banking services more accessible to customers of any bank through its innovative kiosks. These kiosks facilitate essential banking transactions such as cash withdrawals, deposits, payments, and account setups, particularly in areas where traditional bank branches have closed or reduced their services. By leveraging open banking technology, OneBanx aims to support local communities, retail, and small to medium-sized enterprises (SMEs) in managing everyday financial needs. The company's approach significantly reduces the operational costs for banks, allowing them to provide continued service without the traditional branch infrastructure. OneBanx is currently seeking funding for its nationwide expansion.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Awaken Intelligence (awaken.io) is looking to raise funds to continue our stellar growth and we’d very much like for you to join us on that journey. Here are a few reasons to invest in Awaken Intelligence: - 10x projected return on your investment over the next five years - 0% tax on return - EIS (HMRC -Enterprise Investment Scheme) Qualifying - Recession-proof - Our technology saves up to 50% of costs for contact centres - Global customer base (and therefore less impacted by local economies) - 813% revenue growth in the last two financial years - Company valuation has doubled in the last 12 months - Management team have a Proven Track Record - Example - Integrated with what3words location App, inside Awakens Contact Centre Agent Desktop, so if you speak with a call centre that is using our software and they use what3words you are able to get accurate delivery locations for deliveries, repair locations, roadside assistance, taxi collections, emergencies etc If you have any questions, then please email investor@awaken.io. We’re looking forward to going on this journey together.

Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.

WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.

Paper Insurance is a digital insurance broker that aims to modernize the insurance industry through its innovative technology platform. The company offers a seamless end-to-end experience for customers, encompassing the entire process from obtaining quotes to filing claims. Its platform features AI-powered underwriting and a mobile-first design, which enhance user engagement and streamline operations. By transforming traditional insurance products into meaningful relationships with customers, Paper Insurance focuses on improving efficiency and reducing costs for insurers, while also serving the communities where its services are utilized.

Hoptroff is a London-based company that specializes in precision timing solutions and the manufacture of wristwatches. It produces classic, sports, and atomic wristwatches, along with watch movements, utilizing Swiss-made mechanical components in their designs. In addition to its watchmaking endeavors, Hoptroff has developed a time synchronization platform that ensures microsecond accuracy for server clocks. This platform enhances the reliability of timestamp records for digital transactions, reducing fraud risk and improving operational efficiency for organizations. By offering low-latency fiber connections or secure internet access, Hoptroff enables businesses to achieve extreme accuracy in their time-sensitive operations.

NuWealth is a fintech platform designed to simplify the investment process and empower individuals to build their investment portfolios. The company's mission is to eliminate the challenges associated with investing, making it accessible for a broader audience. By allowing users to invest in brands they know and appreciate, NuWealth encourages investment with minimal initial deposits, starting at just £10, and offers a monthly Auto Invest option for convenience. The platform enables users to take control of their investments or automate them with ease, providing a curated selection of opportunities that align with their interests and values. Through these features, NuWealth aims to foster financial literacy and support a new generation of investors.

InvestEngine is a platform that facilitates wealth growth for investors by providing accessible and cost-effective investment solutions. By combining exchange-traded funds (ETFs) with proprietary technology, InvestEngine offers a platform that allows individuals to build customized portfolios tailored to their investment strategies. The service enables users to manage their allocations effectively and conduct transactions without commission fees. With features like smart top-ups and one-click rebalancing, investors can easily maintain their desired investment approach, ensuring excellent diversification and automation in the long-term investment process.

InbestMe is an independent automated portfolio manager, also referred to as a robo-advisor, focused on helping individuals improve their investment strategies through advanced technology. Users can quickly register on their website, where the platform recommends suitable investment plans based on personal financial situations. Clients have the flexibility to customize their accounts by selecting from various portfolio options, risk profiles, and financial objectives. InbestMe specializes in creating highly diversified ETF portfolios designed to maximize net profitability for its users. The platform simplifies the investment process by monitoring plans, processing contributions, and ensuring effective portfolio management, all while providing a hassle-free experience that aims to enhance the user's financial growth.

Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

Relai is a cryptocurrency investment mobile application that allows users in Europe to buy and sell Bitcoin quickly and easily. The platform distinguishes itself by eliminating the need for registration, verification, or deposits, thereby enabling users to engage in transactions without providing personal information. Additionally, Relai offers a non-custodial bitcoin wallet, ensuring that users maintain full control over their funds. The app also features an auto-invest option, designed with high-security standards, which further simplifies the investment process for users looking to invest in Bitcoin.

Finary is a financial technology company established in 2020 and based in Paris, France. It provides a platform that enables individuals to effectively track and manage their wealth by offering a clear overview of their asset allocation. The platform supports personalized management of various financial elements, including personal finance, real estate, cryptocurrencies, insurance, and other securities. By allowing users to monitor and analyze their assets, Finary aims to facilitate informed decision-making and optimize investment strategies.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Scribestar is a cloud-based platform that improves efficiency and project management for complex capital markets.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments for users, particularly while traveling. The application integrates artificial intelligence and machine learning to effectively track user spending. It automatically categorizes and analyzes transactions, providing users with insights into their spending habits. Additionally, VitraCash enables users to consolidate their multiple payment cards into a single smart card, simplifying the payment process by selecting the most suitable card for each transaction. This approach not only enhances the user experience but also helps individuals save money and earn rewards on their purchases.

Qi is a payment technology provider that specializes in blockchain-based solutions for digital currency transactions. The company has developed a platform that allows businesses, developers, and fintech partners to seamlessly integrate digital payment processing into their services. By collaborating with payment service providers, gateways, acquirers, and banks, Qi facilitates the acceptance and processing of virtual currencies, enabling its clients to efficiently transfer and exchange funds. This integrated approach not only enhances payment options for merchants but also supports the growing adoption of digital currencies in various sectors.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments for users, particularly while traveling. The application integrates artificial intelligence and machine learning to effectively track user spending. It automatically categorizes and analyzes transactions, providing users with insights into their spending habits. Additionally, VitraCash enables users to consolidate their multiple payment cards into a single smart card, simplifying the payment process by selecting the most suitable card for each transaction. This approach not only enhances the user experience but also helps individuals save money and earn rewards on their purchases.

Bank North is a regional business bank that provides lending and financial support services by combining leading cloud-native technology with regional distribution and the decentralized model, enabling borrowers to avail of loans and other financial credits in a frictionless and timely manner.

EverUp Ltd, incorporated in 2020 and based in London, United Kingdom, provides a unique prize-linked savings account that transforms everyday spending into potential rewards. By gamifying the shopping experience, EverUp enables users to save money while engaging in entertaining activities. The platform offers a digitally-native suite of financial products, including savings accounts that reward users with chances to win tax-free cash prizes for maintaining good financial habits. Additionally, it facilitates a range of financial transactions, from saving to personal loans, all designed to encourage responsible financial behavior.

ID Finance is a data science and digital lending company based in Barcelona, Spain, with additional operations in Mexico and Brazil. Founded in 2012, the company focuses on enhancing financial inclusion in emerging markets through its innovative lending solutions. Its primary products include Plazo, which offers long-term loans to consumers who struggle to access traditional bank credit, and Moneyman, a platform designed to assist individuals with short-term cash flow needs via an automated lending service. ID Finance employs advanced data science and machine learning techniques to provide competitive and transparent financial services. With a workforce of over 400 employees, the company has attracted significant investment, including $10 million in equity and $50 million in debt funding, and serves approximately 1.4 million registered clients. The founders bring substantial banking experience, having previously worked at major institutions, and ID Finance has been recognized for its rapid growth in the fintech sector.

CIRCA5000 is a developer of an impact investment application that focuses on generating both social and environmental benefits alongside financial returns. The platform allows users to invest in themes that positively influence the planet and its people. It emphasizes security and compliance, as the application is encrypted and adheres to the regulations set by the financial conduct authority. By providing a safe investment medium, CIRCA5000 aims to enrich the lives of its users while promoting sustainable practices and initiatives.

MyWallSt is a mobile-led platform designed to support and educate individuals in their investment journey. The company aims to transform amateur investors into informed and confident participants in the stock market, guiding them to build successful long-term portfolios. MyWallSt offers a selection of handpicked stocks, thoroughly reviewed by its analyst team, which has achieved an impressive annual return of over 24.4 percent for 11 years. Their Stock of the Month selections have outperformed the market, showing a 54 percent increase compared to the S&P 500's 28 percent over a specific period. The platform also curates essential news stories and provides expert insights, allowing investors to focus on the information that matters most. By fostering a community of successful investors, MyWallSt emphasizes the importance of informed decision-making and education in achieving financial growth.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Qi is a payment technology provider that specializes in blockchain-based solutions for digital currency transactions. The company has developed a platform that allows businesses, developers, and fintech partners to seamlessly integrate digital payment processing into their services. By collaborating with payment service providers, gateways, acquirers, and banks, Qi facilitates the acceptance and processing of virtual currencies, enabling its clients to efficiently transfer and exchange funds. This integrated approach not only enhances payment options for merchants but also supports the growing adoption of digital currencies in various sectors.

Axate is a developer of digital payment tools specifically designed to generate revenue for publishers in the journalism industry. The platform offers a micropayment solution that enables websites to monetize casual visitors through various options, including voluntary contributions, pay-as-you-go payments, and subscription models for more engaged readers. Axate provides a user-friendly digital wallet that simplifies the payment process for consumers while also offering a customized analytics dashboard for publishers. This innovative approach addresses the industry's pressing need for new revenue streams, allowing publishers to effectively engage with both casual and dedicated readers while enhancing their income potential.

Stratiphy is an investment application that leverages Robo-advisory technology to assist the next generation of investors in making informed investment decisions aligned with their values and sustainability objectives. The platform offers personalized investment strategies by analyzing historical performance and comparing various scenarios and investment options through advanced analytics. By integrating sustainability and ESG data, Stratiphy simplifies the process of tracking sustainable investments, allowing users to invest in a manner that reflects their ethical and environmental priorities while also aiming to make a meaningful impact.

The Big Exchange Limited operates an online investment platform designed to provide access to actively managed funds focused on social and environmental impact. Established in 2014 and based in London, the company aims to create a new financial system that benefits both individuals and the planet. The platform offers a variety of investment options, including ready-made bundles and individual funds, allowing retail investors to align their financial choices with their values. Additionally, The Big Exchange enables clients to monitor both the financial performance and the social impact of their investments, supporting a commitment to driving meaningful change for future generations.

Swapi operates a unique digital wallet that enables users to swap loyalty rewards, cashback, and gift cards across different brands. By facilitating this exchange, Swapi assists brands in minimizing their liability related to unspent loyalty points and gift cards, while also providing consumers with the flexibility to utilize their rewards without facing expiration concerns. The platform aims to enhance customer acquisition and retention by allowing brands to engage with users in a more targeted and personalized manner. Swapi's ecosystem is designed to offer a variety of options for consumers, ensuring they can derive value from their unspent balances by redeeming them for products, promotions, or other points-based programs.

Emma is a financial management application that aims to simplify personal finance management for users facing the complexities of multiple accounts and financial products. By providing a user-friendly platform, Emma enables individuals to access vital information about their finances at the push of a button. The application offers features that help users avoid overdrafts, identify and cancel unnecessary subscriptions, and track their debt and savings. Emma is committed to enhancing the banking experience by prioritizing the financial well-being of its users, ensuring that everyone, regardless of their background, can benefit from financial advocacy and support. Through its innovative approach, Emma aspires to democratize access to financial management tools, making it possible for individuals to achieve a more fulfilling financial life.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Ikigai is a fintech company that integrates banking and wealth management into a single financial platform. This innovative platform allows users to manage their finances by combining everyday banking services with investment opportunities. It facilitates the allocation of funds into diverse portfolios, enabling users to seamlessly spend, save, and invest within one application. By offering a holistic approach to personal finance, Ikigai aims to simplify financial management for its users, making it easier for them to achieve their financial goals.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments for users, particularly while traveling. The application integrates artificial intelligence and machine learning to effectively track user spending. It automatically categorizes and analyzes transactions, providing users with insights into their spending habits. Additionally, VitraCash enables users to consolidate their multiple payment cards into a single smart card, simplifying the payment process by selecting the most suitable card for each transaction. This approach not only enhances the user experience but also helps individuals save money and earn rewards on their purchases.

Hoptroff is a London-based company that specializes in precision timing solutions and the manufacture of wristwatches. It produces classic, sports, and atomic wristwatches, along with watch movements, utilizing Swiss-made mechanical components in their designs. In addition to its watchmaking endeavors, Hoptroff has developed a time synchronization platform that ensures microsecond accuracy for server clocks. This platform enhances the reliability of timestamp records for digital transactions, reducing fraud risk and improving operational efficiency for organizations. By offering low-latency fiber connections or secure internet access, Hoptroff enables businesses to achieve extreme accuracy in their time-sensitive operations.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

FinGo specializes in identity authentication and payment technology that enables consumers to make secure transactions using their fingerprints. Originally developed for major music concert and festival promoters, FinGo's solutions address the need for a cashless payment system that is both convenient and secure. The company's flagship products, FingoPay and Fi-D, facilitate quick transactions that typically take less than five seconds, integrating seamlessly into various environments such as retail outlets, restaurants, and event venues. Customers can use their mobile or wearable devices for added security, and all transactions are digitally recorded in their FinGo accounts. This innovative approach allows users to conduct transactions without carrying cash or cards, relying instead on their unique biometric identity, which is impossible to replicate.

Bitstocks Trading Limited offers market advisory and digital asset management services as well as an OTC trading desk, Crypto currency trading, Forex trading, ETFs, and Crypto currency staking for individual investors and institutions. Bitcoin is one of the most innovative developments of their time, providing a universal means of exchange, store of value and a permissionless economic system for all.

FinGo specializes in identity authentication and payment technology that enables consumers to make secure transactions using their fingerprints. Originally developed for major music concert and festival promoters, FinGo's solutions address the need for a cashless payment system that is both convenient and secure. The company's flagship products, FingoPay and Fi-D, facilitate quick transactions that typically take less than five seconds, integrating seamlessly into various environments such as retail outlets, restaurants, and event venues. Customers can use their mobile or wearable devices for added security, and all transactions are digitally recorded in their FinGo accounts. This innovative approach allows users to conduct transactions without carrying cash or cards, relying instead on their unique biometric identity, which is impossible to replicate.

Housers is a Spanish crowdfunding and crowdlending platform headquartered in Madrid that allows individuals to invest in real estate, green initiatives, and corporate projects. The company operates in Spain, Italy, and Portugal, facilitating a connection between developers and investors interested in smaller-scale investments in appealing real estate projects. By participating in this investment platform, users can own portions of properties and earn dividends from monthly rental income as well as potential future appreciation of the assets. Housers aims to democratize access to real estate investments, making it possible for a broader audience to engage in this sector.

Scribestar is a cloud-based platform that improves efficiency and project management for complex capital markets.

EverUp Ltd, incorporated in 2020 and based in London, United Kingdom, provides a unique prize-linked savings account that transforms everyday spending into potential rewards. By gamifying the shopping experience, EverUp enables users to save money while engaging in entertaining activities. The platform offers a digitally-native suite of financial products, including savings accounts that reward users with chances to win tax-free cash prizes for maintaining good financial habits. Additionally, it facilitates a range of financial transactions, from saving to personal loans, all designed to encourage responsible financial behavior.

JustUs.co operates as a peer-to-peer lending platform aimed at transforming the lending industry by offering a variety of consumer mortgages and loans. The platform focuses on providing access to financial services for individuals who are often marginalized and excluded from traditional lending options. By connecting borrowers with savers, JustUs.co allows users to secure loans at affordable rates while ensuring savers receive competitive interest rates on their deposits. The company collaborates with FCA-regulated mortgage brokers to facilitate these transactions, creating a fairer lending landscape for all participants.

Pockit Limited is a fintech company based in London, United Kingdom, that offers financial services primarily to individuals who are often excluded or underserved by traditional banks. Established in 2010, Pockit provides a prepaid MasterCard along with an online account that enables customers to receive their wages and benefits directly. Users can fund their accounts through various methods, including debit cards and bank transfers, at multiple locations across the UK. The company also offers a mobile application for both iPhone and Android devices, allowing customers to manage their finances conveniently. Pockit's services extend to in-store, online, and international usability, as well as cashback savings solutions, making it a comprehensive option for those seeking accessible banking alternatives.

Crosspay is a UK-based fintech company specializing in international money transfers and digital giving solutions for churches and ministries. The platform allows individuals and businesses to send payments across borders in over 50 currencies, utilizing smartphones, tablets, or computers for convenience. Crosspay is committed to providing competitive rates and personalized service, ensuring that users can efficiently manage their overseas transactions for both personal and business purposes. By offering a dedicated support team, Crosspay enhances the user experience, making the process of remittances straightforward and accessible.

Mintos, established in 2014 and headquartered in Riga, Latvia, is Europe's leading investment platform for earning passive income. It operates a peer-to-peer lending marketplace, connecting investors seeking attractive returns with consumers and small businesses in need of affordable loans. With over €600 million in assets under management and more than 500,000 registered users, Mintos enables investors to build diversified portfolios of income-generating assets through both automated and manual investment strategies. The platform offers investments in mortgage loans, personal unsecured loans, car loans, invoices, and small business loans, with investments possible in fractions of loans. Authorized under MiFID, Mintos has earned multiple industry awards since its founding.

Governance.com specializes in providing a regulatory technology platform designed to support digital governance for financial institutions. The platform streamlines the asset management sector by offering a low-code process management solution that is both flexible and quick to implement. It facilitates end-to-end transformation of processes by aggregating and connecting data, automating workflows, and monitoring key performance indicators. Additionally, Governance.com’s platform includes features such as delegate oversight, conflicts of interest recording, investment breach monitoring, and whistleblowing management, along with tools for fund and entity management, board management, and client onboarding. This comprehensive approach allows financial institutions to better understand their data, automate their processes, and effectively document their actions.

Founded in 2017, Travala.com is a prominent travel booking service that leverages blockchain technology to facilitate bookings for hotels, travel packages, and accommodations. With over 2,200,000 properties across 230 countries, along with 400,000 activities and 600 airlines, Travala.com offers a comprehensive platform for travelers. It supports the use of more than 90 cryptocurrencies, promoting the adoption of digital currencies alongside traditional payment options. The platform features a Best Price Guarantee, ensuring competitive pricing, and rewards its Smart members with additional discounts and loyalty benefits for eligible bookings. Travala.com aims to provide transparency in pricing and a seamless experience for users planning their trips.

Qi is a payment technology provider that specializes in blockchain-based solutions for digital currency transactions. The company has developed a platform that allows businesses, developers, and fintech partners to seamlessly integrate digital payment processing into their services. By collaborating with payment service providers, gateways, acquirers, and banks, Qi facilitates the acceptance and processing of virtual currencies, enabling its clients to efficiently transfer and exchange funds. This integrated approach not only enhances payment options for merchants but also supports the growing adoption of digital currencies in various sectors.

Wirex Limited is a digital payment platform based in London, UK, founded in 2014. It offers a range of services that enable users to buy, store, exchange, and spend both traditional and cryptocurrencies. The company is known for developing the world’s first crypto-enabled payment card, which allows seamless transactions in local currencies without incurring exchange fees. Wirex provides a centralized mobile app that supports over 150 cryptocurrencies and traditional currencies, enabling transactions at more than 80 million locations globally. The platform also features a unique rewards program called Cryptoback, which gives users up to 8% of their purchases back in Bitcoin. With a user base exceeding 5 million across 130 countries, Wirex continues to innovate by enhancing its product offerings and expanding into new markets, while adhering to regional regulations. The company has also ventured into decentralized finance (DeFi) with features like X-Accounts and a non-custodial wallet, reinforcing its commitment to promoting the accessibility and use of digital assets in everyday financial transactions.

WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.

Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.

Muniy operates a digital banking platform that aims to enhance the banking experience for consumers and merchants alike. The platform allows customers to connect anonymously with merchants, facilitating a more efficient retail environment. Muniy offers features such as QR payments, instant money transfers, and real-time transaction notifications, all designed to simplify monetary transactions. Additionally, the company has introduced a contactless card that supports its mission of providing an accessible and streamlined banking experience for everyone. By focusing on low transaction processing costs for merchants, Muniy strives to create closer connections within the retail landscape while promoting a better quality of life for its users.

Nova Money is a financial technology company that offers a personalized AI financial planner designed to simplify personal finance management. The platform assists users in setting savings goals and tracking their spending patterns, allowing them to effectively plan for their financial future. Available on iPhone, Android, and Web, Nova Money aims to make personal finance more accessible and understandable for individuals, helping them monitor their financial progress and achieve their financial objectives.

Hoptroff is a London-based company that specializes in precision timing solutions and the manufacture of wristwatches. It produces classic, sports, and atomic wristwatches, along with watch movements, utilizing Swiss-made mechanical components in their designs. In addition to its watchmaking endeavors, Hoptroff has developed a time synchronization platform that ensures microsecond accuracy for server clocks. This platform enhances the reliability of timestamp records for digital transactions, reducing fraud risk and improving operational efficiency for organizations. By offering low-latency fiber connections or secure internet access, Hoptroff enables businesses to achieve extreme accuracy in their time-sensitive operations.

Founded in 2017, Travala.com is a prominent travel booking service that leverages blockchain technology to facilitate bookings for hotels, travel packages, and accommodations. With over 2,200,000 properties across 230 countries, along with 400,000 activities and 600 airlines, Travala.com offers a comprehensive platform for travelers. It supports the use of more than 90 cryptocurrencies, promoting the adoption of digital currencies alongside traditional payment options. The platform features a Best Price Guarantee, ensuring competitive pricing, and rewards its Smart members with additional discounts and loyalty benefits for eligible bookings. Travala.com aims to provide transparency in pricing and a seamless experience for users planning their trips.

Ferriswheel operates a cryptocurrency trading platform aimed at simplifying the buying and selling of digital assets for both merchants and consumers. The platform allows users to trade various cryptocurrencies using Pounds or Euros, while also enabling them to create and manage their cryptocurrency wallets. Ferriswheel prioritizes user experience by striving to demystify the crypto space and welcoming newcomers. To ensure the safety of users' assets, the company employs robust security measures, including secure offline storage and encryption of data transmitted over SSL connections. Additionally, trades are verified through dual authentication, enhancing the overall security of the platform.

Bank North is a regional business bank that provides lending and financial support services by combining leading cloud-native technology with regional distribution and the decentralized model, enabling borrowers to avail of loans and other financial credits in a frictionless and timely manner.

ID Finance is a data science and digital lending company based in Barcelona, Spain, with additional operations in Mexico and Brazil. Founded in 2012, the company focuses on enhancing financial inclusion in emerging markets through its innovative lending solutions. Its primary products include Plazo, which offers long-term loans to consumers who struggle to access traditional bank credit, and Moneyman, a platform designed to assist individuals with short-term cash flow needs via an automated lending service. ID Finance employs advanced data science and machine learning techniques to provide competitive and transparent financial services. With a workforce of over 400 employees, the company has attracted significant investment, including $10 million in equity and $50 million in debt funding, and serves approximately 1.4 million registered clients. The founders bring substantial banking experience, having previously worked at major institutions, and ID Finance has been recognized for its rapid growth in the fintech sector.

Bnext is a fintech platform based in Madrid, Spain, that functions as a supermarket for financial products. It offers users the ability to create a current account quickly, providing nearly all the functionalities of a traditional bank without the need to engage with one. Users can consolidate their financial information by linking external accounts on the platform. The core innovation of Bnext is its Marketplace, where users can explore a diverse range of financial products from various fintechs and banks, all selected to meet their specific needs. This platform allows users to purchase and manage these products seamlessly within the app, without incurring excessive fees. Rather than focusing on selling numerous products, Bnext collaborates with fintechs to present the best available offers, encompassing services such as real estate investments, mutual funds, loans, and crowdfunding. By progressively integrating leading market products, Bnext aims to redefine banking by becoming a comprehensive financial service provider without the limitations of a traditional bank.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Hoptroff is a London-based company that specializes in precision timing solutions and the manufacture of wristwatches. It produces classic, sports, and atomic wristwatches, along with watch movements, utilizing Swiss-made mechanical components in their designs. In addition to its watchmaking endeavors, Hoptroff has developed a time synchronization platform that ensures microsecond accuracy for server clocks. This platform enhances the reliability of timestamp records for digital transactions, reducing fraud risk and improving operational efficiency for organizations. By offering low-latency fiber connections or secure internet access, Hoptroff enables businesses to achieve extreme accuracy in their time-sensitive operations.

Founded in 2017, Travala.com is a prominent travel booking service that leverages blockchain technology to facilitate bookings for hotels, travel packages, and accommodations. With over 2,200,000 properties across 230 countries, along with 400,000 activities and 600 airlines, Travala.com offers a comprehensive platform for travelers. It supports the use of more than 90 cryptocurrencies, promoting the adoption of digital currencies alongside traditional payment options. The platform features a Best Price Guarantee, ensuring competitive pricing, and rewards its Smart members with additional discounts and loyalty benefits for eligible bookings. Travala.com aims to provide transparency in pricing and a seamless experience for users planning their trips.

FinGo specializes in identity authentication and payment technology that enables consumers to make secure transactions using their fingerprints. Originally developed for major music concert and festival promoters, FinGo's solutions address the need for a cashless payment system that is both convenient and secure. The company's flagship products, FingoPay and Fi-D, facilitate quick transactions that typically take less than five seconds, integrating seamlessly into various environments such as retail outlets, restaurants, and event venues. Customers can use their mobile or wearable devices for added security, and all transactions are digitally recorded in their FinGo accounts. This innovative approach allows users to conduct transactions without carrying cash or cards, relying instead on their unique biometric identity, which is impossible to replicate.

Resilience Energy, established in 2016 and headquartered in St Albans, UK, specializes in transforming residential properties into personal power stations. The company offers solar panels, batteries, and a management software, along with an 'R Energy' app. Through its platform, homeowners can produce, store, and sell renewable energy, potentially reducing their electricity bills by up to 80% and achieving energy self-sufficiency. Additionally, Resilience Energy's services enable customers to monitor their energy generation, consumption, and savings, while also facilitating greater renewable energy integration into the grid.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Fea Card Limited develops Bits, a financial application aimed at helping users build their credit scores. The platform offers a digital credit card, which users pay off monthly, and reports their payment activities to credit agencies to positively impact their credit scores. In addition to credit-building services, Bits also provides a selection of gift cards and top-up cards available for online purchase. Founded in 2018 and based in London, the company focuses on delivering accessible credit solutions to its users.

WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.

FinGo specializes in identity authentication and payment technology that enables consumers to make secure transactions using their fingerprints. Originally developed for major music concert and festival promoters, FinGo's solutions address the need for a cashless payment system that is both convenient and secure. The company's flagship products, FingoPay and Fi-D, facilitate quick transactions that typically take less than five seconds, integrating seamlessly into various environments such as retail outlets, restaurants, and event venues. Customers can use their mobile or wearable devices for added security, and all transactions are digitally recorded in their FinGo accounts. This innovative approach allows users to conduct transactions without carrying cash or cards, relying instead on their unique biometric identity, which is impossible to replicate.

Butterwire Limited is a software company based in London that specializes in providing an AI-driven platform for equity investors. Founded in 2017, the application was launched in June 2018 and is designed to assist active investors in generating higher returns through efficient stock selection and risk management. The platform features a comprehensive stock discovery engine that covers over 4,500 stocks across 45 countries, including emerging markets. It offers a range of services, including stock recommendations, portfolio alerts, and market insights, enabling users to build and manage their portfolios effectively while minimizing risk and trading frequency.

Celo is an app-based insurance provider focused on delivering affordable insurance coverage for motor vehicles, travel, health, and gadgets. By leveraging telematics and behavioral analytics, the company utilizes artificial intelligence to enhance its services, rewarding customers for good behavior. Celo aims to simplify the insurance process, offering cheaper quotes and faster claims to ensure a positive user experience. Through its innovative approach, Celo seeks to disrupt the traditional insurance industry, making it easier and more cost-effective for customers to obtain insurance.

BABB App Ltd is a UK-based company that operates as a decentralized banking platform, focusing on providing peer-to-peer banking services tailored for the global microeconomy. The platform utilizes blockchain technology to facilitate international remittances and payment gateways, ensuring that users can access secure, convenient, and cost-effective mobile banking services. By enabling individuals to leverage their social connectivity, BABB promotes financial autonomy and wealth creation, allowing users to manage their money with greater control and transparency. As an authorized payment institution by the Financial Conduct Authority, BABB aims to foster innovation and enhance accessibility in financial services for its users.

Thyngs Ltd is a technology company based in Norwich, United Kingdom, founded in 2016. It specializes in contactless payment solutions that bridge the gap between offline and online marketing. Utilizing near-field communication (NFC) tags, Thyngs transforms physical items—such as marketing materials, packaging, and magazine pages—into interactive touchpoints for customer engagement and payment processing. The platform is designed for charities, retailers, and publishers, allowing them to enhance customer interaction and drive sales. By leveraging smartphone technologies like QR codes, NFC, and Bluetooth beacons, Thyngs enables organizations to connect consumers with digital content seamlessly, facilitating insights into consumer behavior and increasing engagement.

NuWealth is a fintech platform designed to simplify the investment process and empower individuals to build their investment portfolios. The company's mission is to eliminate the challenges associated with investing, making it accessible for a broader audience. By allowing users to invest in brands they know and appreciate, NuWealth encourages investment with minimal initial deposits, starting at just £10, and offers a monthly Auto Invest option for convenience. The platform enables users to take control of their investments or automate them with ease, providing a curated selection of opportunities that align with their interests and values. Through these features, NuWealth aims to foster financial literacy and support a new generation of investors.

Manigo Services Ltd, known as Manigo, is a London-based company that specializes in a digital money and social payments platform, integrating mobile banking, crypto-wallets, and banking cards throughout Europe. Established in 2015, Manigo operates as a subsidiary of Humaniq Limited. The company offers a Banking as a Service model that provides white-label digital banking, payment, and card solutions tailored for businesses of various sizes. Its platform encompasses a multicurrency credit card that allows users to exchange, spend, and send money while also facilitating social payment features such as bill splitting and money requests. This comprehensive digital finance application aims to provide consumers with a seamless and secure method for managing their personal financial activities.

Housers is a Spanish crowdfunding and crowdlending platform headquartered in Madrid that allows individuals to invest in real estate, green initiatives, and corporate projects. The company operates in Spain, Italy, and Portugal, facilitating a connection between developers and investors interested in smaller-scale investments in appealing real estate projects. By participating in this investment platform, users can own portions of properties and earn dividends from monthly rental income as well as potential future appreciation of the assets. Housers aims to democratize access to real estate investments, making it possible for a broader audience to engage in this sector.

LoanBook Capital S.L., founded in 2012 and based in Barcelona, operates a peer-to-business crowdlending platform that connects small and medium-sized enterprises (SMEs) with a diverse range of investors. The platform serves as a marketplace for credit and alternative financing options, providing SMEs with access to working capital loans while offering investors the opportunity to diversify their portfolios and achieve competitive returns. LoanBook Capital employs a thorough credit and risk analysis process to assess SMEs before they can access the marketplace, using detailed financial and business information alongside objective criteria for rating and pricing. The platform offers various investment options, including traditional lending auctions, automatic investment mandates, and tailored credit portfolios for institutional investors. By leveraging technology and innovation, LoanBook Capital aims to lower the costs associated with traditional banking, enhance service quality for SMEs, and deliver better returns for its investors.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Movem LTD operates a platform in the United Kingdom that connects tenants, landlords, and letting agencies, facilitating the sharing of rental experiences and reviews. Founded in 2013 and based in Bournemouth, Movem aims to enhance the property rental process by allowing tenants to find suitable accommodations without encountering sales pressure or hidden fees. The platform offers features that enable users to leave anonymous reviews of landlords and agencies, as well as find private student accommodations. Additionally, Movem provides advertising options for businesses targeting students. The company employs data-driven methods for tenant referencing, using online banking transaction data to validate financial capabilities and payment histories, thereby promoting a safer and more transparent rental experience. Movem operates as a subsidiary of Barbon Insurance Group Limited.

WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

RiskSave Technologies operates as a FinTech incubator, delivering tailored regulatory solutions to businesses across various sectors, including advisory firms, wealth managers, crowdfunding platforms, and robo-advisers. By leveraging decades of expertise in banking, investment management, compliance, and technology, RiskSave offers a streamlined process that enables clients to focus on their core competencies, such as customer acquisition and asset management. The company's services include corporate incubation, research laboratories, venture acceleration, and access to analytical tools, all designed to provide an accelerated path to market while ensuring regulatory compliance. With a founding team recognized as thought leaders in FinTech and RegTech, RiskSave supports its clients in navigating the complex regulatory landscape, thus facilitating their growth and operational efficiency.

WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.

Movem LTD operates a platform in the United Kingdom that connects tenants, landlords, and letting agencies, facilitating the sharing of rental experiences and reviews. Founded in 2013 and based in Bournemouth, Movem aims to enhance the property rental process by allowing tenants to find suitable accommodations without encountering sales pressure or hidden fees. The platform offers features that enable users to leave anonymous reviews of landlords and agencies, as well as find private student accommodations. Additionally, Movem provides advertising options for businesses targeting students. The company employs data-driven methods for tenant referencing, using online banking transaction data to validate financial capabilities and payment histories, thereby promoting a safer and more transparent rental experience. Movem operates as a subsidiary of Barbon Insurance Group Limited.

Housers is a Spanish crowdfunding and crowdlending platform headquartered in Madrid that allows individuals to invest in real estate, green initiatives, and corporate projects. The company operates in Spain, Italy, and Portugal, facilitating a connection between developers and investors interested in smaller-scale investments in appealing real estate projects. By participating in this investment platform, users can own portions of properties and earn dividends from monthly rental income as well as potential future appreciation of the assets. Housers aims to democratize access to real estate investments, making it possible for a broader audience to engage in this sector.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.