Crowdcube

InbestMe is an independent automated portfolio manager, offering personalized investment plans tailored to users' financial situations. It employs robo-advisory technology to create diversified ETF portfolios, aiming to maximize real profitability.

Kroo is a digital bank founded in 2016 that secured a full banking licence in 2022 and offers a FSCS-protected current account with deposit protection up to £85,000 and zero fees on spending abroad. It combines the security of a traditional bank with the convenience of a fintech, providing deposit accounts, an overdraft, an NFC-enabled debit card, real-time transaction alerts, and an expense tracker. The platform supports money management features such as real-time insights and budgeting tools and emphasizes sustainability through carbon offsetting and a program to plant trees for new customers. Kroo positions itself as a trusted, customer-focused alternative to traditional banking, delivering a straightforward, low-cost experience while pursuing environmental impact through its commitments.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

Dot Investing is a technology-driven investment management firm that simplifies and democratizes access to private markets. It offers a digital platform enabling individuals to research, invest, and monitor performance of private funds online, with a minimum investment of £100,000. The company curates and selects funds based on rigorous criteria, rejecting most and listing only those with exceptional characteristics. Dot Investing aims to increase transparency and knowledge sharing in the industry, transforming investment culture to create a more level playing field.

Freetrade is a UK-based investment platform offering a mobile app for trading stocks and exchange-traded funds with zero commissions. The service, launched in 2015 and headquartered in London, provides account options such as ISAs and personal pensions to support tax-efficient investing. The platform enables users to access global stock markets, with simple pricing and educational resources that promote long-term investing. It also offers a network to connect with independent financial advisers, helping investors save brokerage and trade fees to improve returns.

CIRCA5000 is an impact investment company that invests in businesses aimed at environmental and social betterment. It targets opportunities that enrich the planet and its people while delivering financial returns for investors, aligning capital with sustainable and responsible growth.

Ismo is a financial services company that provides everyday investment solutions through its innovative application. The application is designed to assist users in saving and investing for the future by rounding up their bank card transactions to the nearest euro and setting aside small amounts daily. This approach enables users to invest dynamically in the stock market across various funds that are exposed to equity and bond markets. Ismo's platform prioritizes security and protection, making it accessible for users to manage their investments and savings effectively.

Stratiphy is a Robo-advisory investment platform designed for the next generation of investors. It provides personalized investment strategies aligned with users' values and sustainability goals, using powerful analytics and environmental, social, and governance data.

Octopus Titan VCT focuses on investing in technology-driven businesses that exhibit strong growth potential. The firm seeks to support established small companies that require capital for expansion, emphasizing sectors where innovation and technological advancement can drive significant returns. By targeting businesses with proven models and the capacity for scalability, Octopus Titan VCT aims to foster growth while providing investors with opportunities to benefit from the performance of these emerging companies.

Scribestar is a cloud-based platform that improves efficiency and project management for complex capital markets.

InvestEngine facilitates wealth growth for investors by democratizing best-practice investing. It combines exchange-traded funds (ETFs) with proprietary technology to offer high-value, diversified portfolios with automated management for long-term investment ease.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Little Birdie is a fintech startup that has developed a subscription management platform aimed at helping consumers manage their various subscriptions and recurring payments. The app allows users to aggregate all their subscriptions in one place, set notifications for price changes and contract renewals, and easily compare prices to find better deals. Additionally, it offers features to switch suppliers or cancel unwanted subscriptions, enhancing user control over their financial commitments. Little Birdie also includes a marketplace that showcases numerous subscription options and free trials, providing personalized deals to users at crucial moments. This approach not only simplifies subscription management but also helps users make informed financial decisions.

OneBanx is a FinTech company founded in 2019 by Duncan Cockburn and based in London, England. It provides an innovative solution that enables customers of any bank to access essential banking services within their communities through a network of kiosks. These kiosks are designed to facilitate everyday banking transactions, such as cash withdrawals, deposits, payments, and account setups, particularly in areas where traditional bank branches have closed or may close in the future. By leveraging open banking technology, OneBanx significantly reduces operational costs for banks, offering savings of over 90% compared to maintaining physical branches. This approach ensures that local communities, as well as retail and SME customers, can continue to access vital banking services, thereby enhancing financial inclusion. The company is currently seeking funding to support its nationwide expansion.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

Awaken Intelligence (awaken.io) is looking to raise funds to continue our stellar growth and we’d very much like for you to join us on that journey. Here are a few reasons to invest in Awaken Intelligence: - 10x projected return on your investment over the next five years - 0% tax on return - EIS (HMRC -Enterprise Investment Scheme) Qualifying - Recession-proof - Our technology saves up to 50% of costs for contact centres - Global customer base (and therefore less impacted by local economies) - 813% revenue growth in the last two financial years - Company valuation has doubled in the last 12 months - Management team have a Proven Track Record - Example - Integrated with what3words location App, inside Awakens Contact Centre Agent Desktop, so if you speak with a call centre that is using our software and they use what3words you are able to get accurate delivery locations for deliveries, repair locations, roadside assistance, taxi collections, emergencies etc If you have any questions, then please email investor@awaken.io. We’re looking forward to going on this journey together.

Plum Fintech Limited, established in 2016 and headquartered in London with additional offices in Athens and Nicosia, develops Plum, an AI-driven money management application operating on Facebook Messenger. The company's software employs algorithms to analyze users' spending habits, enabling automated tracking and management of finances. As of now, Plum has assisted over 2 million individuals across Europe, offering services such as effortless saving, empowered spending, and accessible investing, including pension and tax-wrapper products.

WiseAlpha Technologies Limited operates an online investment platform that facilitates individual investors' participation in the corporate bond market by enabling them to invest in corporate loans and bonds through fractionalization. Founded in 2014 and based in London, the company focuses on senior secured loan investments, breaking down traditionally high minimum investment thresholds into more accessible amounts. This approach allows investors to contribute with minimum investments as low as £100, thereby democratizing access to the previously exclusive corporate bond markets. WiseAlpha aims to increase investor education and participation, providing a means for retail investors to diversify their portfolios and earn attractive returns.

Freetrade is a UK-based investment platform offering a mobile app for trading stocks and exchange-traded funds with zero commissions. The service, launched in 2015 and headquartered in London, provides account options such as ISAs and personal pensions to support tax-efficient investing. The platform enables users to access global stock markets, with simple pricing and educational resources that promote long-term investing. It also offers a network to connect with independent financial advisers, helping investors save brokerage and trade fees to improve returns.

Paper Insurance is a digitally enabled insurance broker that aims to modernize the insurance industry through its innovative technology platform. The company focuses on transforming traditional insurance products into meaningful relationships with customers, enhancing user engagement and satisfaction. Its platform offers a seamless end-to-end experience, guiding clients from quoting to claims processing. Key features include AI-powered underwriting, a mobile-first design, and automated reporting, all of which contribute to improved operational efficiency and cost reduction for insurers. By leveraging these advancements, Paper Insurance seeks to better serve the communities in which its services are utilized.

NuWealth is a fintech company focused on simplifying the investment process and empowering individuals to build their investment portfolios. The platform allows users to invest in familiar brands and companies that resonate with their personal interests and values. With a mission to eliminate the barriers associated with investing, NuWealth enables individuals to start with a minimal initial deposit or to set up monthly contributions through an automated investment feature. By offering a range of carefully curated investment options, the company aims to provide users with full control over their investments or the ability to automate their investment decisions, making it accessible for a broader audience to grow and secure their financial futures.

Goodvest is a fintech platform that democratizes finance by providing investment services aligned with users' values. It promotes responsible saving and investing, empowering individuals to actively contribute to climate change mitigation.

InvestEngine facilitates wealth growth for investors by democratizing best-practice investing. It combines exchange-traded funds (ETFs) with proprietary technology to offer high-value, diversified portfolios with automated management for long-term investment ease.

InbestMe is an independent automated portfolio manager, offering personalized investment plans tailored to users' financial situations. It employs robo-advisory technology to create diversified ETF portfolios, aiming to maximize real profitability.

Moneybox is a mobile app facilitating saving, investing, and managing pensions. It encourages users to save spare change from daily spending for future investments.

Relai offers a user-friendly mobile application for buying and saving Bitcoin in Europe. Users can purchase and sell Bitcoin instantly, without registration, verification, or deposits. The app also provides a non-custodial Bitcoin wallet, ensuring users maintain full control over their funds.

Finary is a wealth management platform based in Paris, France, founded in 2020. The company provides users with tools to effectively track and manage their financial assets, including personal finance, real estate, cryptocurrencies, insurance, and other securities. Finary's platform is designed to offer a comprehensive overview of asset allocation, allowing users to monitor, analyze, and optimize their investments. By facilitating tailored management of diverse financial portfolios, Finary empowers individuals to make informed decisions regarding their wealth.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

Crowdcube Limited is an equity crowdfunding platform based in Exeter, United Kingdom, with an additional office in London. Founded in 2009, the company allows entrepreneurs of start-ups and growing businesses to raise funds from a diverse network of investors, including friends, family, and the general public. Through Crowdcube, individuals can invest in small companies in exchange for equity or an annual return, thereby democratizing access to investment opportunities that were once primarily available to corporate investors. Since pioneering equity crowdfunding in 2011, Crowdcube has facilitated over £300 million in investments from more than 390,000 investors, supporting over 520 successful fundraising campaigns. Notable businesses that have utilized the platform include Monzo, River Cottage, and the Eden Project, among others.

Scribestar is a cloud-based platform that improves efficiency and project management for complex capital markets.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments, particularly for travelers. The application integrates artificial intelligence and machine learning to track spending habits, automatically categorize expenses, and provide comprehensive analyses of users' financial activities. By consolidating multiple payment cards into a single smart card, VitraCash enhances convenience, allowing users to select the most suitable card for each transaction. This approach not only streamlines the payment process but also enables users to save money on transactions and earn rewards, making financial management more efficient and user-friendly.

Qi develops a blockchain-based payment platform that integrates with various financial service providers. It enables businesses and partners to accept and process digital currency payments.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments, particularly for travelers. The application integrates artificial intelligence and machine learning to track spending habits, automatically categorize expenses, and provide comprehensive analyses of users' financial activities. By consolidating multiple payment cards into a single smart card, VitraCash enhances convenience, allowing users to select the most suitable card for each transaction. This approach not only streamlines the payment process but also enables users to save money on transactions and earn rewards, making financial management more efficient and user-friendly.

Bank North is a regional business bank that provides lending and financial support services by combining leading cloud-native technology with regional distribution and the decentralized model, enabling borrowers to avail of loans and other financial credits in a frictionless and timely manner.

EverUp is a London-based fintech company established in 2020. It offers a gamified savings platform that turns everyday shopping into opportunities for users to win prizes and earn cashback rewards instantly from various brands, enhancing their overall purchasing experience.

Monva is an intelligent comparison platform focused on financial products and services. It utilizes advanced data analytics, artificial intelligence, and machine learning to provide users with smart comparison tools for accessing and purchasing various financial offerings. By analyzing customer data, Monva aims to guide users through their search processes, offering personalized tips and real-time information to help them make informed decisions. The platform also keeps users updated with new personalized offers and deals as they become available in the market, ensuring they are always aware of the best options suited to their needs.

ID Finance is a data science and digital lending company based in Barcelona, Spain, with additional operations in Mexico and Brazil. Founded in 2012, the company focuses on enhancing financial inclusion in emerging markets through its innovative lending solutions. Its primary products include Plazo, which offers long-term loans to consumers who struggle to access traditional bank credit, and Moneyman, a platform designed to assist individuals with short-term cash flow needs via an automated lending service. ID Finance employs advanced data science and machine learning techniques to provide competitive and transparent financial services. With a workforce of over 400 employees, the company has attracted significant investment, including $10 million in equity and $50 million in debt funding, and serves approximately 1.4 million registered clients. The founders bring substantial banking experience, having previously worked at major institutions, and ID Finance has been recognized for its rapid growth in the fintech sector.

Freetrade is a UK-based investment platform offering a mobile app for trading stocks and exchange-traded funds with zero commissions. The service, launched in 2015 and headquartered in London, provides account options such as ISAs and personal pensions to support tax-efficient investing. The platform enables users to access global stock markets, with simple pricing and educational resources that promote long-term investing. It also offers a network to connect with independent financial advisers, helping investors save brokerage and trade fees to improve returns.

CIRCA5000 is an impact investment company that invests in businesses aimed at environmental and social betterment. It targets opportunities that enrich the planet and its people while delivering financial returns for investors, aligning capital with sustainable and responsible growth.

MyWallSt is a mobile-focused company empowering individuals to become successful long-term investors. They offer handpicked stocks, selected by their analyst team, with an average return of 54% since December 2016 versus the S&P 500's 28%. Their platform provides expert insights, news, and educational resources to help users make informed investment decisions.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

Qi develops a blockchain-based payment platform that integrates with various financial service providers. It enables businesses and partners to accept and process digital currency payments.

Axate is a company that specializes in providing digital payment tools aimed at enhancing revenue generation for publishers, particularly in the journalism sector. Its platform enables websites to implement micropayment systems, allowing users to make casual payments, subscribe to newsletters, or contribute voluntarily. Axate's solution includes a customizable analytics dashboard, which offers a variety of monetization options for different audience segments, from casual visitors to engaged readers. This approach not only facilitates quick and simple transactions through a digital wallet but also addresses the pressing need for innovative revenue streams in the digital news industry, enabling publishers to effectively monetize their content and reward loyal audiences for their engagement.

Stratiphy is a Robo-advisory investment platform designed for the next generation of investors. It provides personalized investment strategies aligned with users' values and sustainability goals, using powerful analytics and environmental, social, and governance data.

The Big Exchange Limited is an online investment platform based in London, United Kingdom, that offers access to actively managed funds with a focus on social and environmental impact. Established in 2014 and renamed in April 2018 from its former title, BIG SOCIAL PROSPERITY LTD, the company aims to create a financial system that benefits both individuals and the planet. The Big Exchange provides a blockchain-powered platform enabling retail investors to choose from a variety of impact funds or curated bundles, allowing them to make informed decisions that align with their values. By tracking both financial performance and social impact, the company empowers clients to invest in a way that contributes positively to society and the environment.

Swapi is a unique digital wallet service that enables users to exchange loyalty rewards, cashback, and gift cards across different brands. By facilitating this swap, Swapi assists brands in reducing their liability from unused loyalty points and gift cards, as consumers can spend these balances elsewhere instead of letting them expire. This approach not only benefits brands by mitigating the negative impact of expiry but also helps them acquire new customers at a lower cost per acquisition (CPA) and retain existing ones by offering targeted and personalized value. Swapi's ecosystem includes various points-based programs, products, gift cards, promotions, and more, ensuring that users can always find value for their unspent rewards.

Emma is a financial management application designed to simplify personal finance management for users. Acknowledging the complexities of modern money management, Emma provides a consumer-focused banking experience that allows individuals to access comprehensive financial information effortlessly. The application aims to help users avoid overdrafts, identify and cancel unnecessary subscriptions, and monitor their debts and savings. By prioritizing customer financial well-being, Emma aspires to create a platform that acts as a personal advocate for users, regardless of their background. Through its innovative approach, Emma seeks to empower individuals to take control of their financial lives and achieve a more fulfilling financial future.

Curve is a London-based fintech company established in 2015. It offers a digital wallet that consolidates multiple cards and bank accounts into one smart card and app. Curve's proprietary technology eliminates hidden foreign transaction fees, allows users to switch payments after making them, and maximizes rewards on existing cards. Authorized by financial regulators across the UK, EEA, and US, Curve has over 6 million customers globally.

Ikigai is a fintech company that integrates banking and wealth management into a single financial platform. This innovative platform allows users to manage their finances by combining everyday banking services with investment opportunities. It facilitates the allocation of funds into diverse portfolios, enabling users to seamlessly spend, save, and invest within one application. By offering a holistic approach to personal finance, Ikigai aims to simplify financial management for its users, making it easier for them to achieve their financial goals.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments, particularly for travelers. The application integrates artificial intelligence and machine learning to track spending habits, automatically categorize expenses, and provide comprehensive analyses of users' financial activities. By consolidating multiple payment cards into a single smart card, VitraCash enhances convenience, allowing users to select the most suitable card for each transaction. This approach not only streamlines the payment process but also enables users to save money on transactions and earn rewards, making financial management more efficient and user-friendly.

URocked operates a cashless tipping platform that enables remote, instant tips to workers, with no fees to receive. It aims to improve transparency, compliance, and convenience in tip distribution by providing legally compliant tip handling, potential employer tax savings, integrated payment devices, and instant allocation of funds, enabling hospitality staff and self-employed professionals to access secure and efficient earnings from cashless gratuities.

Fairer Finance is a London-based consulting firm established in 2017, specializing in providing information services aimed at fostering a fair financial services market for both consumers and financial companies. The company offers comprehensive research and customer ratings on various financial services, allowing clients to gain in-depth insights into their products and compare themselves with competitors. By delivering valuable market data and updates, Fairer Finance assists its clients in enhancing their offerings and improving customer experiences.

Monva is an intelligent comparison platform focused on financial products and services. It utilizes advanced data analytics, artificial intelligence, and machine learning to provide users with smart comparison tools for accessing and purchasing various financial offerings. By analyzing customer data, Monva aims to guide users through their search processes, offering personalized tips and real-time information to help them make informed decisions. The platform also keeps users updated with new personalized offers and deals as they become available in the market, ensuring they are always aware of the best options suited to their needs.

Money Dashboard is an online personal financial management service that enables users to view and manage their financial accounts in one secure location. Launched in 2010, it allows individuals to consolidate information from various UK banks, building societies, and credit cards. The platform provides insights into spending patterns, helping users monitor their day-to-day expenses, compare earnings with expenditures, and assess their credit usage. Money Dashboard also predicts future outgoings and potential savings based on historical spending data, facilitating realistic budgeting. By streamlining financial data and offering personalized insights, Money Dashboard empowers users to make informed financial decisions, ultimately saving them time and money in the process. The service is free for anyone with an online account at a UK bank or credit institution.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

FinGo develops identity authentication and payment technology that enables fast, secure fingerprint-based transactions at retail points of sale and service. The platform allows consumers to identify themselves and pay using their fingers, delivering quick, secure transactions and an intuitive customer experience. Transactions can be completed in seconds and are associated with the user's FinGo account; digital receipts are delivered to the account and by email. Security relies on biometric verification via mobile devices or wearables, reducing reliance on cash or cards and enabling frictionless checkout across events, retail, and hospitality environments.

Bitstocks Trading Limited offers market advisory and digital asset management services as well as an OTC trading desk, Crypto currency trading, Forex trading, ETFs, and Crypto currency staking for individual investors and institutions. Bitcoin is one of the most innovative developments of their time, providing a universal means of exchange, store of value and a permissionless economic system for all.

FinGo develops identity authentication and payment technology that enables fast, secure fingerprint-based transactions at retail points of sale and service. The platform allows consumers to identify themselves and pay using their fingers, delivering quick, secure transactions and an intuitive customer experience. Transactions can be completed in seconds and are associated with the user's FinGo account; digital receipts are delivered to the account and by email. Security relies on biometric verification via mobile devices or wearables, reducing reliance on cash or cards and enabling frictionless checkout across events, retail, and hospitality environments.

Together Price is a platform that enables groups to share the costs of digital subscriptions and services. It provides a network and tools to split expenses among friends, family, roommates, and coworkers, helping users access subscriptions without paying for duplicate licenses. The platform supports creating sharing groups, coordinating payments through a digital wallet, and group communication to streamline management of multiple subscriptions. It covers a broad mix of products, including streaming services, software, and gaming platforms, reflecting the goal of saving time and money through shared access. Founded in 2015 and based in Rome, Together Price operates as a subscription-sharing and group-management solution that simplifies collective access to digital services.

Housers is a Spain-based crowdfunding and crowdlending platform that enables individuals to invest in real estate, green projects, and corporate ventures. Headquartered in Madrid, it operates in Spain and also carries activity in Italy and Portugal. The company provides an online real estate investor community that connects developers with people who want to invest on a smaller scale in real estate projects, enabling investors to own properties and earn dividends from monthly rent and potential property appreciation.

Scribestar is a cloud-based platform that improves efficiency and project management for complex capital markets.

EverUp is a London-based fintech company established in 2020. It offers a gamified savings platform that turns everyday shopping into opportunities for users to win prizes and earn cashback rewards instantly from various brands, enhancing their overall purchasing experience.

JustUs.co operates as a peer-to-peer lending platform aimed at transforming the lending industry by offering a variety of consumer mortgages and loans. The platform focuses on providing access to financial services for individuals who are often marginalized and excluded from traditional lending options. By connecting borrowers with savers, JustUs.co allows users to secure loans at affordable rates while ensuring savers receive competitive interest rates on their deposits. The company collaborates with FCA-regulated mortgage brokers to facilitate these transactions, creating a fairer lending landscape for all participants.

Pockit Limited is a fintech company based in London, United Kingdom, that offers financial services primarily to individuals who are often excluded or underserved by traditional banks. Established in 2010, Pockit provides a prepaid MasterCard along with an online account that enables customers to receive their wages and benefits directly. Users can fund their accounts through various methods, including debit cards and bank transfers, at multiple locations across the UK. The company also offers a mobile application for both iPhone and Android devices, allowing customers to manage their finances conveniently. Pockit's services extend to in-store, online, and international usability, as well as cashback savings solutions, making it a comprehensive option for those seeking accessible banking alternatives.

Crosspay is a UK-based fintech company specializing in money transfer services, enabling individuals and businesses to make international payments in over 50 currencies. The platform caters to both personal and corporate needs, allowing users to send money overseas conveniently via smartphones, tablets, or computers. Additionally, Crosspay offers a dedicated support team for users who prefer assistance over the phone. With a focus on competitive rates and personalized service, Crosspay positions itself as a leading digital payment solution for remittances and international transactions.

Governance.com offers a low-code platform designed for asset management firms. It aggregates data from various sources, automates workflows, monitors performance metrics, and records outcomes to facilitate end-to-end process transformation.

Genuine Impact is a technology company specializing in investment research tools for long-term investors. They collect and analyze vast amounts of data from over 5,000 stocks and 4,000 funds daily, assessing fundamentals, market sentiment, and risk-adjusted returns. Their proprietary algorithms condense this information into an easy-to-understand ranking system, enabling users to compare investments against peers and identify alternatives. Additionally, Genuine Impact provides curated research from leading investment managers and offers tools such as portfolios, collections, insights, and securities comparison to facilitate informed decision-making.

Travala.com is a crypto-native travel booking platform founded in 2017 that enables reservations for hotels, travel packages, activities, and other accommodations worldwide. The service lists over 2,200,000 properties across 230 countries and 400,000+ activities, with more than 600 airlines available. It supports payments in over 90 cryptocurrencies in addition to traditional methods, reflecting its emphasis on cryptocurrency adoption. The platform offers transparent pricing and loyalty benefits through Smart membership, including discounts and rewards for eligible bookings, and provides a Best Price Guarantee to attract price-conscious travelers.

Qi develops a blockchain-based payment platform that integrates with various financial service providers. It enables businesses and partners to accept and process digital currency payments.

Wirex is a London-based worldwide digital payment platform and regulated institution that enables the use of crypto and traditional currencies. It issues a Visa/Mastercard debit card and a multi-currency card that automatically spends in the local currency without exchange fees, enabling users to load, spend, save, and transfer money, as well as switch between cryptocurrencies and fiat currencies. The platform provides a mobile app to store, buy, convert, and manage funds and cards, and supports international remittances and money transfers. It offers a crypto rewards program and supports spending across a broad range of currencies in millions of locations worldwide, with ongoing development to expand access to digital assets and cashless payments.

WiseAlpha Technologies Limited operates an online investment platform that facilitates individual investors' participation in the corporate bond market by enabling them to invest in corporate loans and bonds through fractionalization. Founded in 2014 and based in London, the company focuses on senior secured loan investments, breaking down traditionally high minimum investment thresholds into more accessible amounts. This approach allows investors to contribute with minimum investments as low as £100, thereby democratizing access to the previously exclusive corporate bond markets. WiseAlpha aims to increase investor education and participation, providing a means for retail investors to diversify their portfolios and earn attractive returns.

Moneybox is a mobile app facilitating saving, investing, and managing pensions. It encourages users to save spare change from daily spending for future investments.

Muniy is a digital banking platform focused on enhancing the monetary transaction experience for consumers and merchants alike. The company connects customers anonymously with merchants, offering features designed to streamline the payment process. These include quick-response (QR) payments, instant money transfers, real-time transaction notifications, and a contactless card. By prioritizing low transaction processing costs for merchants, Muniy aims to foster closer connections between consumers and businesses. Recently, the company launched its app and contactless card, reinforcing its mission to provide a better and more accessible banking experience for everyone.

Freetrade is a UK-based investment platform offering a mobile app for trading stocks and exchange-traded funds with zero commissions. The service, launched in 2015 and headquartered in London, provides account options such as ISAs and personal pensions to support tax-efficient investing. The platform enables users to access global stock markets, with simple pricing and educational resources that promote long-term investing. It also offers a network to connect with independent financial advisers, helping investors save brokerage and trade fees to improve returns.

Nova Money operates a financial platform designed to simplify personal finance. It offers an AI-powered money planner that assists users in setting savings goals and tracking spending habits, helping them plan and achieve their financial objectives.

Monva is an intelligent comparison platform focused on financial products and services. It utilizes advanced data analytics, artificial intelligence, and machine learning to provide users with smart comparison tools for accessing and purchasing various financial offerings. By analyzing customer data, Monva aims to guide users through their search processes, offering personalized tips and real-time information to help them make informed decisions. The platform also keeps users updated with new personalized offers and deals as they become available in the market, ensuring they are always aware of the best options suited to their needs.

Husky Finance provides a cloud-based platform for workplace pensions that handles pension management, salary exchange setup, payroll integration, and compliance support, along with breach rectification and guidance on pension choices. It also offers a low-cost online guidance tool with a dashboard that automates the early stages of benefits, savings, and pension planning, helping employees who lack professional financial advice to make informed decisions and plan their financial futures.

Travala.com is a crypto-native travel booking platform founded in 2017 that enables reservations for hotels, travel packages, activities, and other accommodations worldwide. The service lists over 2,200,000 properties across 230 countries and 400,000+ activities, with more than 600 airlines available. It supports payments in over 90 cryptocurrencies in addition to traditional methods, reflecting its emphasis on cryptocurrency adoption. The platform offers transparent pricing and loyalty benefits through Smart membership, including discounts and rewards for eligible bookings, and provides a Best Price Guarantee to attract price-conscious travelers.

GiftRound is an online platform that enables workplace groups to collect money for gifts. It lets users create collections, invite contributors, and manage contributions, with features for group money pooling, secure payments, and contributor tracking. The platform also supports digital message cards and redeemable card issuance, aiming to simplify coordination and ensure the full value reaches the recipient. By reducing administrative burden and eliminating fees on collection, GiftRound helps colleagues, friends, and families coordinate gifts more efficiently. Founded in 2015 and based in Edinburgh, United Kingdom, GiftRound focuses on streamlining group gifting for organizations and teams.

Ferriswheel is a cryptocurrency trading platform that aims to simplify the entry into the crypto and NFT markets for new users. By focusing on creating a welcoming environment, Ferriswheel facilitates the buying, selling, and management of various digital currencies. The platform allows users to connect their bank accounts to create cryptocurrency wallets, enabling seamless transactions in Pounds or Euros. To ensure the safety of assets, Ferriswheel employs high standards of online security, including secure offline storage for cryptocurrencies and encrypted data transfers over SSL connections. Additionally, trades are secured through dual authentication, prioritizing user protection while navigating the world of alternative assets.

Bank North is a regional business bank that provides lending and financial support services by combining leading cloud-native technology with regional distribution and the decentralized model, enabling borrowers to avail of loans and other financial credits in a frictionless and timely manner.

ID Finance is a data science and digital lending company based in Barcelona, Spain, with additional operations in Mexico and Brazil. Founded in 2012, the company focuses on enhancing financial inclusion in emerging markets through its innovative lending solutions. Its primary products include Plazo, which offers long-term loans to consumers who struggle to access traditional bank credit, and Moneyman, a platform designed to assist individuals with short-term cash flow needs via an automated lending service. ID Finance employs advanced data science and machine learning techniques to provide competitive and transparent financial services. With a workforce of over 400 employees, the company has attracted significant investment, including $10 million in equity and $50 million in debt funding, and serves approximately 1.4 million registered clients. The founders bring substantial banking experience, having previously worked at major institutions, and ID Finance has been recognized for its rapid growth in the fintech sector.

Bnext is a Madrid-based fintech platform that operates as a digital banking platform and marketplace for financial products. It enables users to open a current account quickly and connect external bank accounts and other financial information within a single app. Through a curated marketplace, users can access a range of financial and insurance products from selected fintechs and banks, compare offers, and purchase or manage products without leaving the app. The company emphasizes collaboration with its partners to provide competitive, well-matched options, including offerings across real estate investment, mutual funds, loans, crowdlending, and microloans. By aggregating accounts and products, Bnext aims to simplify personal finance and expand access to diverse financial services.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

Curve is a London-based fintech company established in 2015. It offers a digital wallet that consolidates multiple cards and bank accounts into one smart card and app. Curve's proprietary technology eliminates hidden foreign transaction fees, allows users to switch payments after making them, and maximizes rewards on existing cards. Authorized by financial regulators across the UK, EEA, and US, Curve has over 6 million customers globally.

Gohenry is a UK-based fintech company that provides a pre-paid card and accompanying mobile app, designed to help children aged 6 to 18 learn about money management in a safe, controlled environment. Parents can set up regular pocket money transfers, allocate funds based on completed chores, and monitor spending in real-time. The platform offers parental controls such as setting spending limits, restricting card usage to specific locations, and blocking/unblocking the card instantly. It also includes budgeting tools for children to set savings goals and track spending.

Freetrade is a UK-based investment platform offering a mobile app for trading stocks and exchange-traded funds with zero commissions. The service, launched in 2015 and headquartered in London, provides account options such as ISAs and personal pensions to support tax-efficient investing. The platform enables users to access global stock markets, with simple pricing and educational resources that promote long-term investing. It also offers a network to connect with independent financial advisers, helping investors save brokerage and trade fees to improve returns.

Nutmeg is a UK-based online wealth management company offering a digital discretionary investment service for individuals. Founded in 2011 and headquartered in London, it provides a platform to build and manage diversified investment portfolios, including ISAs and pensions, with a focus on easy access to investing and transparent, cost-conscious charges. The platform enables clients to choose global portfolios and have investments managed online, aiming to simplify investing and help users meet their financial goals.

Money Dashboard is an online personal financial management service that enables users to view and manage their financial accounts in one secure location. Launched in 2010, it allows individuals to consolidate information from various UK banks, building societies, and credit cards. The platform provides insights into spending patterns, helping users monitor their day-to-day expenses, compare earnings with expenditures, and assess their credit usage. Money Dashboard also predicts future outgoings and potential savings based on historical spending data, facilitating realistic budgeting. By streamlining financial data and offering personalized insights, Money Dashboard empowers users to make informed financial decisions, ultimately saving them time and money in the process. The service is free for anyone with an online account at a UK bank or credit institution.

Genuine Impact is a technology company specializing in investment research tools for long-term investors. They collect and analyze vast amounts of data from over 5,000 stocks and 4,000 funds daily, assessing fundamentals, market sentiment, and risk-adjusted returns. Their proprietary algorithms condense this information into an easy-to-understand ranking system, enabling users to compare investments against peers and identify alternatives. Additionally, Genuine Impact provides curated research from leading investment managers and offers tools such as portfolios, collections, insights, and securities comparison to facilitate informed decision-making.

Freetrade is a UK-based investment platform offering a mobile app for trading stocks and exchange-traded funds with zero commissions. The service, launched in 2015 and headquartered in London, provides account options such as ISAs and personal pensions to support tax-efficient investing. The platform enables users to access global stock markets, with simple pricing and educational resources that promote long-term investing. It also offers a network to connect with independent financial advisers, helping investors save brokerage and trade fees to improve returns.

Finanbest is a financial technology company based in Madrid, Spain, that specializes in automated investment advisory and portfolio management services. Founded in 2017, the company offers a digital platform designed for retail investors, allowing them to create personalized investment portfolios tailored to their unique financial situations through a straightforward assessment process. By leveraging advanced algorithms and artificial intelligence, Finanbest provides automated diversification strategies and financing allocation plans, enabling users to optimize their investment returns while managing risk. The company combines technology with insights from financial experts to democratize access to sophisticated investment models, making them available to a broader audience.

Travala.com is a crypto-native travel booking platform founded in 2017 that enables reservations for hotels, travel packages, activities, and other accommodations worldwide. The service lists over 2,200,000 properties across 230 countries and 400,000+ activities, with more than 600 airlines available. It supports payments in over 90 cryptocurrencies in addition to traditional methods, reflecting its emphasis on cryptocurrency adoption. The platform offers transparent pricing and loyalty benefits through Smart membership, including discounts and rewards for eligible bookings, and provides a Best Price Guarantee to attract price-conscious travelers.

FinGo develops identity authentication and payment technology that enables fast, secure fingerprint-based transactions at retail points of sale and service. The platform allows consumers to identify themselves and pay using their fingers, delivering quick, secure transactions and an intuitive customer experience. Transactions can be completed in seconds and are associated with the user's FinGo account; digital receipts are delivered to the account and by email. Security relies on biometric verification via mobile devices or wearables, reducing reliance on cash or cards and enabling frictionless checkout across events, retail, and hospitality environments.

Propio Language Services is a translation company that provides interpretation services, including over-the-phone interpretation, video remote interpretation, document translation and localization, headquartered in Overland Park, Kansas, and aims to leverage technology to close the language gap anywhere in the world.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Founded in London in 2016, Chip Financial develops a savings app that integrates with users' bank accounts. It automatically calculates and saves money based on spending patterns, offering an e-money wallet for savings storage. Additionally, it provides Chip X, a premium subscription service.

Gohenry is a UK-based fintech company that provides a pre-paid card and accompanying mobile app, designed to help children aged 6 to 18 learn about money management in a safe, controlled environment. Parents can set up regular pocket money transfers, allocate funds based on completed chores, and monitor spending in real-time. The platform offers parental controls such as setting spending limits, restricting card usage to specific locations, and blocking/unblocking the card instantly. It also includes budgeting tools for children to set savings goals and track spending.

Bits is a fintech company that helps individuals build their credit scores by offering a digital credit card. Users pay off the balance monthly, with transactions reported to major credit bureaus.

WiseAlpha Technologies Limited operates an online investment platform that facilitates individual investors' participation in the corporate bond market by enabling them to invest in corporate loans and bonds through fractionalization. Founded in 2014 and based in London, the company focuses on senior secured loan investments, breaking down traditionally high minimum investment thresholds into more accessible amounts. This approach allows investors to contribute with minimum investments as low as £100, thereby democratizing access to the previously exclusive corporate bond markets. WiseAlpha aims to increase investor education and participation, providing a means for retail investors to diversify their portfolios and earn attractive returns.