Crowdcube

Unbound is an award-winning online crowd-funded publisher that enables authors to present their book ideas directly to potential readers. Readers can pledge their support for these ideas, and once a book garners sufficient backing, the author proceeds to write it. Unbound then handles the editing, typesetting, printing, and distribution of the completed work. This innovative model not only allows for the publication of diverse fiction and non-fiction works but also ensures that the names of all subscribers who contributed to the book's success are acknowledged. Through this approach, Unbound aims to create a more engaging and participatory publishing experience for both authors and readers.

StoriBoard is a community platform and marketplace focused on providing peer support for physical and mental health through a mobile app. Founded in 2021 and headquartered in London, the platform connects individuals who are experiencing similar life challenges, facilitating 1:1 support from "Experts by Experience." StoriBoard offers a safe environment for health and wellness content, targeting lived experiences and micro-influencers. The platform features bite-sized learning and audio courses, empowering clients to enhance their personal growth and well-being in mental health. By redefining peer support, StoriBoard strives to create meaningful connections among users navigating similar life journeys.

GoParity is an online crowdfunding platform established in 2017 that facilitates investment in sustainable projects. By employing a peer-to-peer business model, GoParity allows individual citizens and companies to invest in initiatives they are passionate about, aiming to generate positive economic, social, and environmental impacts. The platform focuses on promoting sustainable solutions across various sectors, including renewable energy, blue economy, smart cities, rural development, and social entrepreneurship. Through its accessible investment opportunities, GoParity is committed to fostering a more sustainable and inclusive economic system.

The Octopus Club is an online marketplace focused on facilitating the buying and selling of second-hand products and clothing for maternity, babies, and children. Designed as a peer-to-peer platform for parents, it aims to help families extend the lifespan of products while minimizing waste. The Octopus Club allows parents to easily buy, sell, or donate items related to maternity and child-rearing, thereby providing affordable options for raising children.

Together Price SRL, founded in 2015 and headquartered in Rome, Italy, operates a digital platform that facilitates cost-sharing for various digital services, including popular subscriptions like Netflix, Spotify, and Adobe Creative Cloud. The platform enables users to connect with others to share expenses efficiently, utilizing features such as digital wallets and group chats to streamline communication. With a user base that collectively shares a diverse range of 84 different digital products and services, Together Price allows individuals to reduce their subscription costs by forming trusted sharing groups among friends, family, and colleagues. This approach not only fosters savings but also simplifies the management of group subscription plans.

JustUs.co operates as a peer-to-peer lending platform aimed at transforming the lending industry by offering a variety of consumer mortgages and loans. The platform focuses on providing access to financial services for individuals who are often marginalized and excluded from traditional lending options. By connecting borrowers with savers, JustUs.co allows users to secure loans at affordable rates while ensuring savers receive competitive interest rates on their deposits. The company collaborates with FCA-regulated mortgage brokers to facilitate these transactions, creating a fairer lending landscape for all participants.

Ooono develops a community-based co-driver device designed to enhance the driving experience by connecting drivers. This innovative device allows users to access a shared database of driver experiences, enabling them to receive and share real-time traffic information. By facilitating communication among drivers, Ooono aims to improve road safety and provide valuable insights that benefit both individuals and the broader community.

Crosspay is a UK-based fintech company specializing in international money transfers and digital giving solutions for churches and ministries. The platform allows individuals and businesses to send payments across borders in over 50 currencies, utilizing smartphones, tablets, or computers for convenience. Crosspay is committed to providing competitive rates and personalized service, ensuring that users can efficiently manage their overseas transactions for both personal and business purposes. By offering a dedicated support team, Crosspay enhances the user experience, making the process of remittances straightforward and accessible.

Mintos, established in 2014 and headquartered in Riga, Latvia, is Europe's leading investment platform for earning passive income. It operates a peer-to-peer lending marketplace, connecting investors seeking attractive returns with consumers and small businesses in need of affordable loans. With over €600 million in assets under management and more than 500,000 registered users, Mintos enables investors to build diversified portfolios of income-generating assets through both automated and manual investment strategies. The platform offers investments in mortgage loans, personal unsecured loans, car loans, invoices, and small business loans, with investments possible in fractions of loans. Authorized under MiFID, Mintos has earned multiple industry awards since its founding.

Power Transition is a cloud-based platform specializing in peer-to-peer energy trading and microgrid management. It facilitates the trading of excess energy generation among prosumers, who are both producers and consumers of energy. The platform enables tracking and accounting of energy production, transmission, storage, and consumption within grid and microgrid networks. By leveraging energy from commercial and residential rooftop solar, along with other renewable sources and battery storage, Power Transition empowers users to optimize their energy use, reduce costs, and support the transition to a zero-carbon economy. The platform also incorporates elements of game theory to promote behavioral change and enhance grid balancing and non-financial reporting.

Borrow A Boat is a peer-to-peer marketplace that facilitates boat rentals, making boating more accessible to a wider audience. The platform offers a diverse selection of vessels, ranging from small inflatable boats to luxury superyachts, which can be booked easily with or without a skipper. By allowing individuals to rent privately owned boats, Borrow A Boat provides an economical alternative to traditional boat ownership, enabling users to enjoy boating experiences without the associated costs. Additionally, boat owners can generate extra income to offset their ownership expenses while participating in a safe and manageable rental process.

Unbound is an award-winning online crowd-funded publisher that enables authors to present their book ideas directly to potential readers. Readers can pledge their support for these ideas, and once a book garners sufficient backing, the author proceeds to write it. Unbound then handles the editing, typesetting, printing, and distribution of the completed work. This innovative model not only allows for the publication of diverse fiction and non-fiction works but also ensures that the names of all subscribers who contributed to the book's success are acknowledged. Through this approach, Unbound aims to create a more engaging and participatory publishing experience for both authors and readers.

Borrow A Boat is a peer-to-peer marketplace that facilitates boat rentals, making boating more accessible to a wider audience. The platform offers a diverse selection of vessels, ranging from small inflatable boats to luxury superyachts, which can be booked easily with or without a skipper. By allowing individuals to rent privately owned boats, Borrow A Boat provides an economical alternative to traditional boat ownership, enabling users to enjoy boating experiences without the associated costs. Additionally, boat owners can generate extra income to offset their ownership expenses while participating in a safe and manageable rental process.

BABB App Ltd is a UK-based company that operates as a decentralized banking platform, focusing on providing peer-to-peer banking services tailored for the global microeconomy. The platform utilizes blockchain technology to facilitate international remittances and payment gateways, ensuring that users can access secure, convenient, and cost-effective mobile banking services. By enabling individuals to leverage their social connectivity, BABB promotes financial autonomy and wealth creation, allowing users to manage their money with greater control and transparency. As an authorized payment institution by the Financial Conduct Authority, BABB aims to foster innovation and enhance accessibility in financial services for its users.

Borrow A Boat is a peer-to-peer marketplace that facilitates boat rentals, making boating more accessible to a wider audience. The platform offers a diverse selection of vessels, ranging from small inflatable boats to luxury superyachts, which can be booked easily with or without a skipper. By allowing individuals to rent privately owned boats, Borrow A Boat provides an economical alternative to traditional boat ownership, enabling users to enjoy boating experiences without the associated costs. Additionally, boat owners can generate extra income to offset their ownership expenses while participating in a safe and manageable rental process.

Zank is an online peer-to-peer lending platform established in 2013 and headquartered in Madrid, Spain. It connects individual borrowers with savers and investors, providing an alternative to traditional banking loans. By facilitating direct loans between users, Zank enables borrowers to access better interest rates while offering investors the opportunity for higher returns on their investments. The platform assesses the risk associated with loans and investments, allowing both parties to make informed financial decisions.

My Friends Room offers rent travel accommodation from friends not strangers. MyFriendsRoom platform allows people to connect with friends and friends of friends to stay with when travelling.

ECrowd is an online peer-to-business crowdfunding platform that facilitates investment in projects with a positive social impact, primarily in the energy efficiency and telecommunications sectors. By connecting project owners with investors seeking alternative investment opportunities, ECrowd enables individuals to earn passive income while contributing to sustainable initiatives. The platform supports collective loan campaigns, allowing clients to raise funds necessary for completing their projects. In doing so, ECrowd promotes the development of energy models and improved telecommunications infrastructure, ultimately fostering community welfare and enhancing access to financing for impactful projects.

My Mate Your Date is a dating application launched in 2013, based in London, England, that focuses on connecting singles through their social networks. The platform facilitates matchmaking by connecting users with friends of friends, enhancing the likelihood of meaningful connections. Each day at 5 p.m., the application presents a curated selection of potential matches, allowing users to discover, message, and meet compatible individuals. If the app does not identify suitable matches within users' social circles, it suggests alternatives based on common interests, education, occupation, and even astrological compatibility. This approach aims to simplify the dating process by ensuring users connect with people who share similar backgrounds and values.

Cat in a Flat is a cat-loving, cat-sitting community that connects cat owners with trusted and insured cat sitters in their neighbourhood. Its mission is to help cats stay in the comforts of their own home while the owner is away. No more stress, no more catteries, no more guilt. Cat in a Flat is a start-up in the sharing economy using geo location search, notification system, online booking calendar and mobile payment. Each sitter can set their own rate and has their own well designed web page as part of our system - like a digital business card. Cat owners can review, rate and share the best sitters and build long-lasting cat-loving relationships. Cat sitters undergo all the checks and are required to write a full, personal profile.

ECrowd is an online peer-to-business crowdfunding platform that facilitates investment in projects with a positive social impact, primarily in the energy efficiency and telecommunications sectors. By connecting project owners with investors seeking alternative investment opportunities, ECrowd enables individuals to earn passive income while contributing to sustainable initiatives. The platform supports collective loan campaigns, allowing clients to raise funds necessary for completing their projects. In doing so, ECrowd promotes the development of energy models and improved telecommunications infrastructure, ultimately fostering community welfare and enhancing access to financing for impactful projects.

MonetaFlex operates as an online crowdfunding platform that facilitates peer-to-peer fundraising, enabling businesses to secure capital for growth and development. The platform allows investors to create personal profiles, launch campaigns, and raise funds from interested parties. Additionally, MonetaFlex generates revenue through various channels, including advertising, cryptocurrency trading, stock market trading, and forex trading. This revenue is then distributed to members, who can withdraw their earnings to bank accounts on a weekly or monthly basis. By offering a combination of fundraising and investment opportunities, MonetaFlex aims to support companies in raising money through the sale of unpaid invoices and other financial collaborations.

Compare and Share aims to open up the Sharing Economy via a one-stop shop for a growing global market who want to access goods on-demand rather than own them. With over £3.5 tn idle assets worldwide and 7,700 sharing sites there was no way to access or compare them. Users had to trawl each site, to find what they needed. 40% of the population say they would trade shared assets, if it were easy. Compare and Share helps these users access a world of Sharing Economy goods and services in one place. The Sharing Economy is valued at $15 bn globally, with 28% of adults participating. 40% say they would if it were easy. The market is driven by 25-34 year olds ‘Gen Share’ an addressable market of 2.68 billion. We have 32 paying car sharing and accommodation affiliates including 90% of the UK car sharing market and an inventory of over 1.4 million properties worldwide. Our Sharing Economy Directory lists 7,700 sharing sites. With minimal marketing spend, we already have 12,000 users per month.

Cashually is a startup based in London and Barcelona that offers a mobile application designed for peer-to-peer payments, primarily facilitating transactions among friends. Launched in Spain in July 2014, the app allows users to make payments easily and securely without the need for bank accounts or complicated processes. It is characterized by its speed, simplicity, and cost-free transactions. Cashually is recognized as an authorized e-money agent by the Financial Conduct Authority and is available on both the Spanish App Store and Google Play. The company has plans to expand its services to other countries within the European Union.

Zank is an online peer-to-peer lending platform established in 2013 and headquartered in Madrid, Spain. It connects individual borrowers with savers and investors, providing an alternative to traditional banking loans. By facilitating direct loans between users, Zank enables borrowers to access better interest rates while offering investors the opportunity for higher returns on their investments. The platform assesses the risk associated with loans and investments, allowing both parties to make informed financial decisions.

My Mate Your Date is a dating application launched in 2013, based in London, England, that focuses on connecting singles through their social networks. The platform facilitates matchmaking by connecting users with friends of friends, enhancing the likelihood of meaningful connections. Each day at 5 p.m., the application presents a curated selection of potential matches, allowing users to discover, message, and meet compatible individuals. If the app does not identify suitable matches within users' social circles, it suggests alternatives based on common interests, education, occupation, and even astrological compatibility. This approach aims to simplify the dating process by ensuring users connect with people who share similar backgrounds and values.

Uphold, Inc. is a digital money platform that facilitates the buying, holding, sending, receiving, and exchanging of a wide range of currencies and commodities. Established in 2013 and based in San Francisco, California, Uphold offers a cloud-based service that allows users to add funds via bank transfers, credit and debit cards, or cryptocurrencies. The platform supports transactions across 84 currencies, commodities, and equities, providing a secure and efficient means for individuals, businesses, and nonprofits to manage their financial activities. Uphold features an innovative "Anything-to-Anything" trading experience, enabling users to trade directly between different asset classes while minimizing fees. The platform integrates blockchain technology and traditional banking systems, allowing for instant peer-to-peer transactions and spending through the Uphold debit MasterCard, which is available in over 150 countries.

Hire Jungle is a London-based peer-to-peer rental platform that facilitates the hiring of goods and services without any associated fees. Founded by entrepreneur Marcelo Barreneche, the platform allows users to post unlimited free classified ads, enabling them to earn extra income by renting out under-utilized items or to save money by hiring instead of purchasing. Hire Jungle operates as a comprehensive marketplace, connecting individuals and businesses with a wide range of offerings, from DIY tools to professional services. The platform is designed to empower users by providing them with valuable tools, such as price benchmarking and review comparisons, to make informed hiring decisions. With a focus on sustainability and efficiency, Hire Jungle positions itself as a leader in the rapidly growing sharing economy, aiming to expand its reach beyond the UK into markets like India, Canada, and the US. The business model relies on advertising revenue, which allows it to maintain a commission-free structure for users, distinguishing it from competitors that charge fees for similar services.

They provide individuals with spare savings, the opportunity to become personal lenders to screened and profiled borrowers. Unlike other Peer to Peer platforms, our platform is financially inclusive, accepting loan applications from LOW credit score borrowers. If the borrower has a very low credit score, they will need to obtain the backing of a HIGH credit score Personal Guarantor, to boost their chance of obtaining a loan.

Compare and Share aims to open up the Sharing Economy via a one-stop shop for a growing global market who want to access goods on-demand rather than own them. With over £3.5 tn idle assets worldwide and 7,700 sharing sites there was no way to access or compare them. Users had to trawl each site, to find what they needed. 40% of the population say they would trade shared assets, if it were easy. Compare and Share helps these users access a world of Sharing Economy goods and services in one place. The Sharing Economy is valued at $15 bn globally, with 28% of adults participating. 40% say they would if it were easy. The market is driven by 25-34 year olds ‘Gen Share’ an addressable market of 2.68 billion. We have 32 paying car sharing and accommodation affiliates including 90% of the UK car sharing market and an inventory of over 1.4 million properties worldwide. Our Sharing Economy Directory lists 7,700 sharing sites. With minimal marketing spend, we already have 12,000 users per month.

Asset Match is an online marketplace that facilitates the buying and selling of shares in unlisted UK companies. It operates a peer-to-peer trading platform where shareholders can offer their shares for sale, enabling dynamic trading in a transparent and regulated environment. The company conducts due diligence checks on all client companies, ensuring that prospective investors have access to comprehensive company documentation and historical information. Asset Match provides a unique auction-based liquidity solution, featuring ongoing periodic auctions and specialized one-off auctions tailored to market needs. The platform allows shareholders, buyers, sellers, and brokers to interact directly, reducing transaction costs compared to traditional methods and offering enhanced access to investment opportunities.