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Kroo is a digital bank founded in 2016 that secured a full banking licence in 2022 and offers a FSCS-protected current account with deposit protection up to £85,000 and zero fees on spending abroad. It combines the security of a traditional bank with the convenience of a fintech, providing deposit accounts, an overdraft, an NFC-enabled debit card, real-time transaction alerts, and an expense tracker. The platform supports money management features such as real-time insights and budgeting tools and emphasizes sustainability through carbon offsetting and a program to plant trees for new customers. Kroo positions itself as a trusted, customer-focused alternative to traditional banking, delivering a straightforward, low-cost experience while pursuing environmental impact through its commitments.

Lumio is a fintech company that develops a personal finance management platform. The product enables users to connect current, savings, and investment accounts in one place, provides tailored guidance and recommendations, and delivers interactive market updates alongside a personalized news feed. It targets millennials seeking clarity in money management and supports shared finances for couples by tracking expenses and balances while preserving individual financial independence. The platform aims to simplify financial tasks, declutter the user's financial marketplace, and help users grow their money through centralized insights and coordinated budgeting.

Ismo is a financial services company that provides everyday investment solutions through its innovative application. The application is designed to assist users in saving and investing for the future by rounding up their bank card transactions to the nearest euro and setting aside small amounts daily. This approach enables users to invest dynamically in the stock market across various funds that are exposed to equity and bond markets. Ismo's platform prioritizes security and protection, making it accessible for users to manage their investments and savings effectively.

Stratiphy is a Robo-advisory investment platform designed for the next generation of investors. It provides personalized investment strategies aligned with users' values and sustainability goals, using powerful analytics and environmental, social, and governance data.

Little Birdie is a fintech startup that has developed a subscription management platform aimed at helping consumers manage their various subscriptions and recurring payments. The app allows users to aggregate all their subscriptions in one place, set notifications for price changes and contract renewals, and easily compare prices to find better deals. Additionally, it offers features to switch suppliers or cancel unwanted subscriptions, enhancing user control over their financial commitments. Little Birdie also includes a marketplace that showcases numerous subscription options and free trials, providing personalized deals to users at crucial moments. This approach not only simplifies subscription management but also helps users make informed financial decisions.

Farewill is a UK-based company founded in 2015 that specializes in simplifying complex legal and financial processes related to end-of-life planning. It operates an online platform offering personalized will-writing services, will management, and probate alternatives. Farewill aims to make these services accessible and affordable by using digital tools and providing round-the-clock customer support. The company also offers funeral and direct cremation services, ensuring that clients can manage all necessary paperwork after death through a single, user-friendly platform.

Plum Fintech Limited, established in 2016 and headquartered in London with additional offices in Athens and Nicosia, develops Plum, an AI-driven money management application operating on Facebook Messenger. The company's software employs algorithms to analyze users' spending habits, enabling automated tracking and management of finances. As of now, Plum has assisted over 2 million individuals across Europe, offering services such as effortless saving, empowered spending, and accessible investing, including pension and tax-wrapper products.

NuWealth is a fintech company focused on simplifying the investment process and empowering individuals to build their investment portfolios. The platform allows users to invest in familiar brands and companies that resonate with their personal interests and values. With a mission to eliminate the barriers associated with investing, NuWealth enables individuals to start with a minimal initial deposit or to set up monthly contributions through an automated investment feature. By offering a range of carefully curated investment options, the company aims to provide users with full control over their investments or the ability to automate their investment decisions, making it accessible for a broader audience to grow and secure their financial futures.

Lumio is a fintech company that develops a personal finance management platform. The product enables users to connect current, savings, and investment accounts in one place, provides tailored guidance and recommendations, and delivers interactive market updates alongside a personalized news feed. It targets millennials seeking clarity in money management and supports shared finances for couples by tracking expenses and balances while preserving individual financial independence. The platform aims to simplify financial tasks, declutter the user's financial marketplace, and help users grow their money through centralized insights and coordinated budgeting.

Founded in Stockholm, Sweden in 2016, Steven is a mobile application designed to facilitate group payments and debt settlement. It automatically tracks paid amounts, sends reminders for pending debts, and helps users manage their finances efficiently.

Finary is a wealth management platform based in Paris, France, founded in 2020. The company provides users with tools to effectively track and manage their financial assets, including personal finance, real estate, cryptocurrencies, insurance, and other securities. Finary's platform is designed to offer a comprehensive overview of asset allocation, allowing users to monitor, analyze, and optimize their investments. By facilitating tailored management of diverse financial portfolios, Finary empowers individuals to make informed decisions regarding their wealth.

EverUp is a London-based fintech company established in 2020. It offers a gamified savings platform that turns everyday shopping into opportunities for users to win prizes and earn cashback rewards instantly from various brands, enhancing their overall purchasing experience.

Monva is an intelligent comparison platform focused on financial products and services. It utilizes advanced data analytics, artificial intelligence, and machine learning to provide users with smart comparison tools for accessing and purchasing various financial offerings. By analyzing customer data, Monva aims to guide users through their search processes, offering personalized tips and real-time information to help them make informed decisions. The platform also keeps users updated with new personalized offers and deals as they become available in the market, ensuring they are always aware of the best options suited to their needs.

ID Finance is a data science and digital lending company based in Barcelona, Spain, with additional operations in Mexico and Brazil. Founded in 2012, the company focuses on enhancing financial inclusion in emerging markets through its innovative lending solutions. Its primary products include Plazo, which offers long-term loans to consumers who struggle to access traditional bank credit, and Moneyman, a platform designed to assist individuals with short-term cash flow needs via an automated lending service. ID Finance employs advanced data science and machine learning techniques to provide competitive and transparent financial services. With a workforce of over 400 employees, the company has attracted significant investment, including $10 million in equity and $50 million in debt funding, and serves approximately 1.4 million registered clients. The founders bring substantial banking experience, having previously worked at major institutions, and ID Finance has been recognized for its rapid growth in the fintech sector.

Stratiphy is a Robo-advisory investment platform designed for the next generation of investors. It provides personalized investment strategies aligned with users' values and sustainability goals, using powerful analytics and environmental, social, and governance data.

Emma is a financial management application designed to simplify personal finance management for users. Acknowledging the complexities of modern money management, Emma provides a consumer-focused banking experience that allows individuals to access comprehensive financial information effortlessly. The application aims to help users avoid overdrafts, identify and cancel unnecessary subscriptions, and monitor their debts and savings. By prioritizing customer financial well-being, Emma aspires to create a platform that acts as a personal advocate for users, regardless of their background. Through its innovative approach, Emma seeks to empower individuals to take control of their financial lives and achieve a more fulfilling financial future.

Ikigai is a fintech company that integrates banking and wealth management into a single financial platform. This innovative platform allows users to manage their finances by combining everyday banking services with investment opportunities. It facilitates the allocation of funds into diverse portfolios, enabling users to seamlessly spend, save, and invest within one application. By offering a holistic approach to personal finance, Ikigai aims to simplify financial management for its users, making it easier for them to achieve their financial goals.

Monva is an intelligent comparison platform focused on financial products and services. It utilizes advanced data analytics, artificial intelligence, and machine learning to provide users with smart comparison tools for accessing and purchasing various financial offerings. By analyzing customer data, Monva aims to guide users through their search processes, offering personalized tips and real-time information to help them make informed decisions. The platform also keeps users updated with new personalized offers and deals as they become available in the market, ensuring they are always aware of the best options suited to their needs.

Money Dashboard is an online personal financial management service that enables users to view and manage their financial accounts in one secure location. Launched in 2010, it allows individuals to consolidate information from various UK banks, building societies, and credit cards. The platform provides insights into spending patterns, helping users monitor their day-to-day expenses, compare earnings with expenditures, and assess their credit usage. Money Dashboard also predicts future outgoings and potential savings based on historical spending data, facilitating realistic budgeting. By streamlining financial data and offering personalized insights, Money Dashboard empowers users to make informed financial decisions, ultimately saving them time and money in the process. The service is free for anyone with an online account at a UK bank or credit institution.

Lumio is a fintech company that develops a personal finance management platform. The product enables users to connect current, savings, and investment accounts in one place, provides tailored guidance and recommendations, and delivers interactive market updates alongside a personalized news feed. It targets millennials seeking clarity in money management and supports shared finances for couples by tracking expenses and balances while preserving individual financial independence. The platform aims to simplify financial tasks, declutter the user's financial marketplace, and help users grow their money through centralized insights and coordinated budgeting.

EverUp is a London-based fintech company established in 2020. It offers a gamified savings platform that turns everyday shopping into opportunities for users to win prizes and earn cashback rewards instantly from various brands, enhancing their overall purchasing experience.

Pockit Limited is a fintech company based in London, United Kingdom, that offers financial services primarily to individuals who are often excluded or underserved by traditional banks. Established in 2010, Pockit provides a prepaid MasterCard along with an online account that enables customers to receive their wages and benefits directly. Users can fund their accounts through various methods, including debit cards and bank transfers, at multiple locations across the UK. The company also offers a mobile application for both iPhone and Android devices, allowing customers to manage their finances conveniently. Pockit's services extend to in-store, online, and international usability, as well as cashback savings solutions, making it a comprehensive option for those seeking accessible banking alternatives.

Nova Money operates a financial platform designed to simplify personal finance. It offers an AI-powered money planner that assists users in setting savings goals and tracking spending habits, helping them plan and achieve their financial objectives.

Monva is an intelligent comparison platform focused on financial products and services. It utilizes advanced data analytics, artificial intelligence, and machine learning to provide users with smart comparison tools for accessing and purchasing various financial offerings. By analyzing customer data, Monva aims to guide users through their search processes, offering personalized tips and real-time information to help them make informed decisions. The platform also keeps users updated with new personalized offers and deals as they become available in the market, ensuring they are always aware of the best options suited to their needs.

Husky Finance provides a cloud-based platform for workplace pensions that handles pension management, salary exchange setup, payroll integration, and compliance support, along with breach rectification and guidance on pension choices. It also offers a low-cost online guidance tool with a dashboard that automates the early stages of benefits, savings, and pension planning, helping employees who lack professional financial advice to make informed decisions and plan their financial futures.

ID Finance is a data science and digital lending company based in Barcelona, Spain, with additional operations in Mexico and Brazil. Founded in 2012, the company focuses on enhancing financial inclusion in emerging markets through its innovative lending solutions. Its primary products include Plazo, which offers long-term loans to consumers who struggle to access traditional bank credit, and Moneyman, a platform designed to assist individuals with short-term cash flow needs via an automated lending service. ID Finance employs advanced data science and machine learning techniques to provide competitive and transparent financial services. With a workforce of over 400 employees, the company has attracted significant investment, including $10 million in equity and $50 million in debt funding, and serves approximately 1.4 million registered clients. The founders bring substantial banking experience, having previously worked at major institutions, and ID Finance has been recognized for its rapid growth in the fintech sector.

Nutmeg is a UK-based online wealth management company offering a digital discretionary investment service for individuals. Founded in 2011 and headquartered in London, it provides a platform to build and manage diversified investment portfolios, including ISAs and pensions, with a focus on easy access to investing and transparent, cost-conscious charges. The platform enables clients to choose global portfolios and have investments managed online, aiming to simplify investing and help users meet their financial goals.

Elifinty is a London-based fintech founded in 2018 that develops a consumer finance app designed to help individuals manage problem debt and improve financial resilience. The platform aims to foster financial well-being by assisting users in budgeting, repayment planning, and accessing appropriate support. It also offers tools for banks to reduce losses on difficult accounts and strengthen customer engagement by connecting customers with the right help at the right time, addressing the root causes of bad debt and repayment issues. Elifinty’s approach emphasizes socially conscious customer care and sustainable financial outcomes for both individuals and financial institutions.

Money Dashboard is an online personal financial management service that enables users to view and manage their financial accounts in one secure location. Launched in 2010, it allows individuals to consolidate information from various UK banks, building societies, and credit cards. The platform provides insights into spending patterns, helping users monitor their day-to-day expenses, compare earnings with expenditures, and assess their credit usage. Money Dashboard also predicts future outgoings and potential savings based on historical spending data, facilitating realistic budgeting. By streamlining financial data and offering personalized insights, Money Dashboard empowers users to make informed financial decisions, ultimately saving them time and money in the process. The service is free for anyone with an online account at a UK bank or credit institution.

Finanbest is a financial technology company based in Madrid, Spain, that specializes in automated investment advisory and portfolio management services. Founded in 2017, the company offers a digital platform designed for retail investors, allowing them to create personalized investment portfolios tailored to their unique financial situations through a straightforward assessment process. By leveraging advanced algorithms and artificial intelligence, Finanbest provides automated diversification strategies and financing allocation plans, enabling users to optimize their investment returns while managing risk. The company combines technology with insights from financial experts to democratize access to sophisticated investment models, making them available to a broader audience.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Finanbest is a financial technology company based in Madrid, Spain, that specializes in automated investment advisory and portfolio management services. Founded in 2017, the company offers a digital platform designed for retail investors, allowing them to create personalized investment portfolios tailored to their unique financial situations through a straightforward assessment process. By leveraging advanced algorithms and artificial intelligence, Finanbest provides automated diversification strategies and financing allocation plans, enabling users to optimize their investment returns while managing risk. The company combines technology with insights from financial experts to democratize access to sophisticated investment models, making them available to a broader audience.

NuWealth is a fintech company focused on simplifying the investment process and empowering individuals to build their investment portfolios. The platform allows users to invest in familiar brands and companies that resonate with their personal interests and values. With a mission to eliminate the barriers associated with investing, NuWealth enables individuals to start with a minimal initial deposit or to set up monthly contributions through an automated investment feature. By offering a range of carefully curated investment options, the company aims to provide users with full control over their investments or the ability to automate their investment decisions, making it accessible for a broader audience to grow and secure their financial futures.

Manigo is a Banking as a Service company that provides white-label digital banking, payments, and card solutions across the full value chain. It operates a digital money and social payments platform in Europe that integrates payments from mobile banking, crypto wallets, and bank cards. Founded in 2015 and based in London, Manigo aims to deliver a single platform for international money management, enabling consumers and businesses to exchange, spend, send, and manage funds with a multicurrency card. The platform also includes social payment features such as bill splitting and requesting or collecting money, offering a seamless personal finance experience through an end-to-end digital solution.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Money Dashboard is an online personal financial management service that enables users to view and manage their financial accounts in one secure location. Launched in 2010, it allows individuals to consolidate information from various UK banks, building societies, and credit cards. The platform provides insights into spending patterns, helping users monitor their day-to-day expenses, compare earnings with expenditures, and assess their credit usage. Money Dashboard also predicts future outgoings and potential savings based on historical spending data, facilitating realistic budgeting. By streamlining financial data and offering personalized insights, Money Dashboard empowers users to make informed financial decisions, ultimately saving them time and money in the process. The service is free for anyone with an online account at a UK bank or credit institution.

Onedox, founded in 2015 and based in London, England, offers a free web and app-based service designed to simplify household bill and expense management. The platform provides users with centralized access to their accounts for utilities such as gas, electric, internet, and mobile services. It also sends automatic notifications when bills or contracts are nearing expiration and offers personalized recommendations to help users switch to more cost-effective deals, thereby saving money.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Uphold operates a cloud-based platform for moving, converting, transacting, and holding various currencies, commodities, equities, and other assets. Its platform enables users to add funds via bank transfers or cards, send/receive payments, convert currencies, and hold funds securely. Serving individuals, businesses, developers, and charities worldwide, Uphold facilitates transactions in over 150 countries with low fees.

The Financial Fairy Tales is a publisher focused on promoting financial literacy among children and young people. Through a collection of engaging children's books and multi-media learning materials, the company aims to inspire and empower its audience by teaching essential values, habits, and tools for managing money. By emphasizing enterprise awareness and personal development, The Financial Fairy Tales seeks to equip young individuals with the knowledge and skills necessary to navigate financial matters effectively, fostering a generation that is both prudent and astute in their financial decisions.