Crowdcube Limited is an equity crowdfunding platform based in Exeter, United Kingdom, with an additional office in London. Founded in 2009, the company allows entrepreneurs of start-ups and growing businesses to raise funds from a diverse network of investors, including friends, family, and the general public. Through Crowdcube, individuals can invest in small companies in exchange for equity or an annual return, thereby democratizing access to investment opportunities that were once primarily available to corporate investors. Since pioneering equity crowdfunding in 2011, Crowdcube has facilitated over £300 million in investments from more than 390,000 investors, supporting over 520 successful fundraising campaigns. Notable businesses that have utilized the platform include Monzo, River Cottage, and the Eden Project, among others.
InbestMe is an independent automated portfolio manager, also referred to as a robo-advisor, focused on helping individuals improve their investment strategies through advanced technology. Users can quickly register on their website, where the platform recommends suitable investment plans based on personal financial situations. Clients have the flexibility to customize their accounts by selecting from various portfolio options, risk profiles, and financial objectives. InbestMe specializes in creating highly diversified ETF portfolios designed to maximize net profitability for its users. The platform simplifies the investment process by monitoring plans, processing contributions, and ensuring effective portfolio management, all while providing a hassle-free experience that aims to enhance the user's financial growth.
Etcho
Equity Crowdfunding in 2023
Etcho is an investment platform focused on promoting environmental, social, and corporate governance through sustainable investment opportunities. The company has developed a user-friendly app that enables individuals to assess the impact of their stock investment portfolios and discover businesses that align with their values. By facilitating access to information about the effects of investments, Etcho empowers users to make informed decisions that resonate with their impact objectives. Additionally, the company creates products designed to assist financial advisors and professional investors in aligning their clients' investments with these objectives, ultimately fostering a more sustainable approach to investing.
Prosper
Equity Crowdfunding in 2023
Prosper is a financial services provider focused on helping individuals manage their savings and investments effectively. The company offers a variety of services, including pensions, investment opportunities, and savings accounts, all designed with transparent fees. By aiming to simplify the complexities of the pensions industry, Prosper seeks to empower its members to maximize their wealth for the future. Through clear guidance and accessible financial advice, Prosper assists individuals in making informed decisions about their long-term financial planning.
Dot Investing
Equity Crowdfunding in 2023
Dot Investing is a technology-driven investment management firm that simplifies and democratizes access to private markets. It offers a digital platform enabling individuals to research, invest, and monitor performance of private funds online, with a minimum investment of £100,000. The company curates and selects funds based on rigorous criteria, rejecting most and listing only those with exceptional characteristics. Dot Investing aims to increase transparency and knowledge sharing in the industry, transforming investment culture to create a more level playing field.
Lumio
Equity Crowdfunding in 2023
Lumio is a financial management platform aimed at addressing the challenges millennials face regarding money management. It provides users with a comprehensive solution for tracking shared expenses and balances, facilitating financial independence for couples. The platform allows users to connect various accounts, offering tailored guidance and recommendations for managing current, savings, and investment accounts. Additionally, Lumio delivers interactive market updates and a personalized news feed, helping users stay informed about relevant business and market developments. By organizing financial information and simplifying the management process, Lumio empowers users to take control of their finances and grow their money effectively.
InvestEngine
Equity Crowdfunding in 2023
InvestEngine is a platform that facilitates wealth growth for investors by providing accessible and cost-effective investment solutions. By combining exchange-traded funds (ETFs) with proprietary technology, InvestEngine offers a platform that allows individuals to build customized portfolios tailored to their investment strategies. The service enables users to manage their allocations effectively and conduct transactions without commission fees. With features like smart top-ups and one-click rebalancing, investors can easily maintain their desired investment approach, ensuring excellent diversification and automation in the long-term investment process.
Plum Fintech
Equity Crowdfunding in 2022
Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.
WiseAlpha
Convertible Note in 2022
WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.
NuWealth
Equity Crowdfunding in 2022
NuWealth is a fintech platform designed to simplify the investment process and empower individuals to build their investment portfolios. The company's mission is to eliminate the challenges associated with investing, making it accessible for a broader audience. By allowing users to invest in brands they know and appreciate, NuWealth encourages investment with minimal initial deposits, starting at just £10, and offers a monthly Auto Invest option for convenience. The platform enables users to take control of their investments or automate them with ease, providing a curated selection of opportunities that align with their interests and values. Through these features, NuWealth aims to foster financial literacy and support a new generation of investors.
Lumio
Equity Crowdfunding in 2022
Lumio is a financial management platform aimed at addressing the challenges millennials face regarding money management. It provides users with a comprehensive solution for tracking shared expenses and balances, facilitating financial independence for couples. The platform allows users to connect various accounts, offering tailored guidance and recommendations for managing current, savings, and investment accounts. Additionally, Lumio delivers interactive market updates and a personalized news feed, helping users stay informed about relevant business and market developments. By organizing financial information and simplifying the management process, Lumio empowers users to take control of their finances and grow their money effectively.
InvestEngine
Equity Crowdfunding in 2022
InvestEngine is a platform that facilitates wealth growth for investors by providing accessible and cost-effective investment solutions. By combining exchange-traded funds (ETFs) with proprietary technology, InvestEngine offers a platform that allows individuals to build customized portfolios tailored to their investment strategies. The service enables users to manage their allocations effectively and conduct transactions without commission fees. With features like smart top-ups and one-click rebalancing, investors can easily maintain their desired investment approach, ensuring excellent diversification and automation in the long-term investment process.
InbestMe
Equity Crowdfunding in 2022
InbestMe is an independent automated portfolio manager, also referred to as a robo-advisor, focused on helping individuals improve their investment strategies through advanced technology. Users can quickly register on their website, where the platform recommends suitable investment plans based on personal financial situations. Clients have the flexibility to customize their accounts by selecting from various portfolio options, risk profiles, and financial objectives. InbestMe specializes in creating highly diversified ETF portfolios designed to maximize net profitability for its users. The platform simplifies the investment process by monitoring plans, processing contributions, and ensuring effective portfolio management, all while providing a hassle-free experience that aims to enhance the user's financial growth.
Moneybox
Equity Crowdfunding in 2022
Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.
Relai
Seed Round in 2022
Relai is a cryptocurrency investment mobile application that allows users in Europe to buy and sell Bitcoin quickly and easily. The platform distinguishes itself by eliminating the need for registration, verification, or deposits, thereby enabling users to engage in transactions without providing personal information. Additionally, Relai offers a non-custodial bitcoin wallet, ensuring that users maintain full control over their funds. The app also features an auto-invest option, designed with high-security standards, which further simplifies the investment process for users looking to invest in Bitcoin.
Boring Money
Equity Crowdfunding in 2021
Boring Money Ltd, established in 2015 and based in London, provides investment advice to individuals regarding individual savings accounts (ISAs) and pensions. The independent company aims to assist everyday investors in making informed decisions without the complexities often associated with finance. Founder Holly Mackay, with two decades of experience in the investment industry, recognized the need for a more approachable alternative to traditional investment education, which often inundates consumers with jargon and complicated information. Boring Money utilizes an investment guidance platform that combines quantitative data, customer feedback, and tailored research to create clear comparisons and insights. This approach empowers consumers to navigate the investment landscape more effectively, ultimately promoting smarter financial choices.
MyWallSt
Equity Crowdfunding in 2021
MyWallSt is a mobile-led platform designed to support and educate individuals in their investment journey. The company aims to transform amateur investors into informed and confident participants in the stock market, guiding them to build successful long-term portfolios. MyWallSt offers a selection of handpicked stocks, thoroughly reviewed by its analyst team, which has achieved an impressive annual return of over 24.4 percent for 11 years. Their Stock of the Month selections have outperformed the market, showing a 54 percent increase compared to the S&P 500's 28 percent over a specific period. The platform also curates essential news stories and provides expert insights, allowing investors to focus on the information that matters most. By fostering a community of successful investors, MyWallSt emphasizes the importance of informed decision-making and education in achieving financial growth.
Emma
Equity Crowdfunding in 2021
Emma is a financial management application that aims to simplify personal finance management for users facing the complexities of multiple accounts and financial products. By providing a user-friendly platform, Emma enables individuals to access vital information about their finances at the push of a button. The application offers features that help users avoid overdrafts, identify and cancel unnecessary subscriptions, and track their debt and savings. Emma is committed to enhancing the banking experience by prioritizing the financial well-being of its users, ensuring that everyone, regardless of their background, can benefit from financial advocacy and support. Through its innovative approach, Emma aspires to democratize access to financial management tools, making it possible for individuals to achieve a more fulfilling financial life.
Curve
Equity Crowdfunding in 2021
Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.
ikigai
Equity Crowdfunding in 2021
Ikigai is a fintech company that integrates banking and wealth management into a single financial platform. This innovative platform allows users to manage their finances by combining everyday banking services with investment opportunities. It facilitates the allocation of funds into diverse portfolios, enabling users to seamlessly spend, save, and invest within one application. By offering a holistic approach to personal finance, Ikigai aims to simplify financial management for its users, making it easier for them to achieve their financial goals.
Money Dashboard
Convertible Note in 2021
Money Dashboard is a UK-based online service established in 2010, specialising in personal financial management. It aggregates users' financial accounts, including current and savings accounts, as well as credit cards, from various UK institutions into a single, secure platform. This service enables users to monitor their spending, track their income and expenses, and plan for future savings. By analysing users' spending patterns, Money Dashboard provides personalised insights and budgeting tools to help individuals make informed financial decisions. The service is free and accessible to users with online banking facilities and internet access.
Lumio
Equity Crowdfunding in 2021
Lumio is a financial management platform aimed at addressing the challenges millennials face regarding money management. It provides users with a comprehensive solution for tracking shared expenses and balances, facilitating financial independence for couples. The platform allows users to connect various accounts, offering tailored guidance and recommendations for managing current, savings, and investment accounts. Additionally, Lumio delivers interactive market updates and a personalized news feed, helping users stay informed about relevant business and market developments. By organizing financial information and simplifying the management process, Lumio empowers users to take control of their finances and grow their money effectively.
Boring Money
Equity Crowdfunding in 2020
Boring Money Ltd, established in 2015 and based in London, provides investment advice to individuals regarding individual savings accounts (ISAs) and pensions. The independent company aims to assist everyday investors in making informed decisions without the complexities often associated with finance. Founder Holly Mackay, with two decades of experience in the investment industry, recognized the need for a more approachable alternative to traditional investment education, which often inundates consumers with jargon and complicated information. Boring Money utilizes an investment guidance platform that combines quantitative data, customer feedback, and tailored research to create clear comparisons and insights. This approach empowers consumers to navigate the investment landscape more effectively, ultimately promoting smarter financial choices.
WiseAlpha
Equity Crowdfunding in 2020
WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.
Moneybox
Equity Crowdfunding in 2020
Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.
Ferriswheel
Equity Crowdfunding in 2019
Ferriswheel operates a cryptocurrency trading platform aimed at simplifying the buying and selling of digital assets for both merchants and consumers. The platform allows users to trade various cryptocurrencies using Pounds or Euros, while also enabling them to create and manage their cryptocurrency wallets. Ferriswheel prioritizes user experience by striving to demystify the crypto space and welcoming newcomers. To ensure the safety of users' assets, the company employs robust security measures, including secure offline storage and encryption of data transmitted over SSL connections. Additionally, trades are verified through dual authentication, enhancing the overall security of the platform.
Curve
Equity Crowdfunding in 2019
Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.
Gohenry
Equity Crowdfunding in 2019
Gohenry is a UK-based fintech company that provides a pre-paid card and accompanying mobile app, designed to help children aged 6 to 18 learn about money management in a safe, controlled environment. Parents can set up regular pocket money transfers, allocate funds based on completed chores, and monitor spending in real-time. The platform offers parental controls such as setting spending limits, restricting card usage to specific locations, and blocking/unblocking the card instantly. It also includes budgeting tools for children to set savings goals and track spending.
Nutmeg
Equity Crowdfunding in 2019
Nutmeg, established in 2011 and headquartered in London, UK, is a pioneering online investment management service. It specializes in investments, ISAs, and pensions, offering a smart, secure, and straightforward approach to wealth management. The company's digital platform enables clients to access sophisticated global investment portfolios, keeping costs and charges low while boosting returns. With a six-year performance track record in the UK, Nutmeg is the first wealth manager of its kind, providing an intelligent and fair alternative to traditional investment management.
Money Dashboard
Equity Crowdfunding in 2019
Money Dashboard is a UK-based online service established in 2010, specialising in personal financial management. It aggregates users' financial accounts, including current and savings accounts, as well as credit cards, from various UK institutions into a single, secure platform. This service enables users to monitor their spending, track their income and expenses, and plan for future savings. By analysing users' spending patterns, Money Dashboard provides personalised insights and budgeting tools to help individuals make informed financial decisions. The service is free and accessible to users with online banking facilities and internet access.
Finanbest
Equity Crowdfunding in 2019
Finanbest is an automated financial advisory service that specializes in online portfolio management through the use of algorithms and minimal human intervention. Founded in 2017 and headquartered in Madrid, Spain, the company provides a web-based platform that allows users to create personalized investment portfolios tailored to their individual circumstances. By utilizing advanced technology, including artificial intelligence, Finanbest offers a digital wealth management solution that incorporates automated diversification strategies and financing allocation plans. This approach enables retail investors to access investment models typically reserved for larger assets, helping them achieve optimal returns based on their risk preferences.
Gohenry
Equity Crowdfunding in 2018
Gohenry is a UK-based fintech company that provides a pre-paid card and accompanying mobile app, designed to help children aged 6 to 18 learn about money management in a safe, controlled environment. Parents can set up regular pocket money transfers, allocate funds based on completed chores, and monitor spending in real-time. The platform offers parental controls such as setting spending limits, restricting card usage to specific locations, and blocking/unblocking the card instantly. It also includes budgeting tools for children to set savings goals and track spending.
WiseAlpha
Equity Crowdfunding in 2018
WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.
Finanbest
Seed Round in 2018
Finanbest is an automated financial advisory service that specializes in online portfolio management through the use of algorithms and minimal human intervention. Founded in 2017 and headquartered in Madrid, Spain, the company provides a web-based platform that allows users to create personalized investment portfolios tailored to their individual circumstances. By utilizing advanced technology, including artificial intelligence, Finanbest offers a digital wealth management solution that incorporates automated diversification strategies and financing allocation plans. This approach enables retail investors to access investment models typically reserved for larger assets, helping them achieve optimal returns based on their risk preferences.
NuWealth
Equity Crowdfunding in 2018
NuWealth is a fintech platform designed to simplify the investment process and empower individuals to build their investment portfolios. The company's mission is to eliminate the challenges associated with investing, making it accessible for a broader audience. By allowing users to invest in brands they know and appreciate, NuWealth encourages investment with minimal initial deposits, starting at just £10, and offers a monthly Auto Invest option for convenience. The platform enables users to take control of their investments or automate them with ease, providing a curated selection of opportunities that align with their interests and values. Through these features, NuWealth aims to foster financial literacy and support a new generation of investors.
Manigo
Equity Crowdfunding in 2018
Manigo Services Ltd, known as Manigo, is a London-based company that specializes in a digital money and social payments platform, integrating mobile banking, crypto-wallets, and banking cards throughout Europe. Established in 2015, Manigo operates as a subsidiary of Humaniq Limited. The company offers a Banking as a Service model that provides white-label digital banking, payment, and card solutions tailored for businesses of various sizes. Its platform encompasses a multicurrency credit card that allows users to exchange, spend, and send money while also facilitating social payment features such as bill splitting and money requests. This comprehensive digital finance application aims to provide consumers with a seamless and secure method for managing their personal financial activities.
Gohenry
Equity Crowdfunding in 2017
Gohenry is a UK-based fintech company that provides a pre-paid card and accompanying mobile app, designed to help children aged 6 to 18 learn about money management in a safe, controlled environment. Parents can set up regular pocket money transfers, allocate funds based on completed chores, and monitor spending in real-time. The platform offers parental controls such as setting spending limits, restricting card usage to specific locations, and blocking/unblocking the card instantly. It also includes budgeting tools for children to set savings goals and track spending.
Money Dashboard
Equity Crowdfunding in 2017
Money Dashboard is a UK-based online service established in 2010, specialising in personal financial management. It aggregates users' financial accounts, including current and savings accounts, as well as credit cards, from various UK institutions into a single, secure platform. This service enables users to monitor their spending, track their income and expenses, and plan for future savings. By analysing users' spending patterns, Money Dashboard provides personalised insights and budgeting tools to help individuals make informed financial decisions. The service is free and accessible to users with online banking facilities and internet access.
WiseAlpha
Equity Crowdfunding in 2017
WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.
WiseAlpha
Seed Round in 2016
WiseAlpha Technologies Limited operates an online investment platform that allows individual investors to participate in the corporate bond market by investing in corporate loans through the issuance of Notes. Established in 2014 and based in London, the company focuses on senior secured loan investments and aims to democratize access to investment opportunities traditionally reserved for institutional investors. By utilizing proprietary fractional technology, WiseAlpha breaks down high minimum purchase sizes into more accessible amounts, making it possible for investors to start with as little as £100. This approach not only facilitates greater participation in corporate bonds but also enhances investors' ability to diversify their portfolios and potentially earn attractive returns. Through its platform, WiseAlpha seeks to educate and engage retail investors in the multi-trillion dollar corporate bond market.
Gohenry
Equity Crowdfunding in 2016
Gohenry is a UK-based fintech company that provides a pre-paid card and accompanying mobile app, designed to help children aged 6 to 18 learn about money management in a safe, controlled environment. Parents can set up regular pocket money transfers, allocate funds based on completed chores, and monitor spending in real-time. The platform offers parental controls such as setting spending limits, restricting card usage to specific locations, and blocking/unblocking the card instantly. It also includes budgeting tools for children to set savings goals and track spending.
Rebus Investment Solutions
Equity Crowdfunding in 2015
Rebus Investment Group is a claims management firm based in London, England, founded by Michael Kamine in 2009. The firm offers financial advisory services aimed at assisting investors and individuals who have been misled into purchasing flawed complex financial products. Rebus Investment Group provides a range of services, including regulatory claims, legal advice, tax consultation, and negotiation support. The company's mission is to restore confidence for ordinary investors by helping them navigate the complexities of their financial challenges and fostering trusted relationships.
Uphold
Series B in 2014
Uphold, Inc. is a digital money platform that facilitates the buying, holding, sending, receiving, and exchanging of a wide range of currencies and commodities. Established in 2013 and based in San Francisco, California, Uphold offers a cloud-based service that allows users to add funds via bank transfers, credit and debit cards, or cryptocurrencies. The platform supports transactions across 84 currencies, commodities, and equities, providing a secure and efficient means for individuals, businesses, and nonprofits to manage their financial activities. Uphold features an innovative "Anything-to-Anything" trading experience, enabling users to trade directly between different asset classes while minimizing fees. The platform integrates blockchain technology and traditional banking systems, allowing for instant peer-to-peer transactions and spending through the Uphold debit MasterCard, which is available in over 150 countries.
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