Achmea Innovation Fund

Klim enables farmers to transition to regenerative agriculture at scale by providing them financial support, knowledge, documentation tools, and a community via our digital companion for farmers. Klim-verified carbon removal credits, generated by Klim farmers, help companies to transition to net zero by offsetting their carbon emissions locally and with maximum impact and transparency.

Laka Ltd, founded in 2017 and based in London, is an InsurTech company that specializes in bicycle insurance brokerage services, catering to bicycles, e-bikes, and their accessories. The company operates a peer-to-peer insurance platform that allows a community of users to collectively ensure each other's bicycles. This innovative model enables members to access fair pricing and comprehensive coverage for theft, vandalism, damage, and loss, while also offering recovery advice and treatment options. By leveraging community support, Laka aims to provide a cost-effective and equitable insurance solution for cyclists.

Alicia Insurance is a digital managing general agent (MGA) and technology provider focused on delivering tailored insurance solutions for freelancers and businesses in the platform economy. With a modular technology platform that ensures seamless integration, Alicia Insurance enhances customer experiences by addressing protection gaps with personalized, pay-per-use insurance products. The company partners with multiple risk carriers to offer customized insurance solutions that meet the diverse needs of its users, making it easier for them to access affordable coverage directly embedded within online platforms.

Clear B.V., founded in 2019 and based in Amsterdam, the Netherlands, provides personalized food recommendation plans aimed at promoting healthier lifestyles. The company utilizes intelligent, AI-driven programs to help users manage various aspects of their health, including nutrition, exercise, sleep, and stress. Unlike traditional activity trackers, Clear leverages biomarkers from wearables to deliver precise insights and recommendations. Its programs cater to specific needs, such as diabetes prevention, professional sports performance, and optimizing ketogenic diets. By integrating scientific use cases, Clear offers users actionable guidance rather than mere data, effectively connecting the relationships between sleep, diet, exercise, and stress.

OpenUp is a mental well-being platform designed to support employees by providing direct access to certified psychologists and lifestyle experts. It offers personalized services through individual sessions, interactive group sessions, and self-guided learning tools, ensuring that users receive comprehensive and immediate support without the delays commonly associated with traditional employee assistance programs. OpenUp's platform is accessible in over 30 languages and is utilized by more than 1,500 organizations, making it a trusted partner for addressing workplace challenges such as absenteeism and employee retention while enhancing productivity and engagement. The company's focus on preventative mental well-being support promotes resilience and engagement within teams, enabling employees to thrive both at work and in their personal lives.

Onto Ltd is a Birmingham-based electric vehicle subscription service founded in 2017. Originally known as EVezy, the company rebranded in July 2020. Onto offers an all-inclusive solution for driving electric cars, allowing customers to subscribe to a vehicle without the burdens of ownership. The subscription covers essential services such as insurance, breakdown support, wear and tear repairs, servicing, charging solutions, and road tax. This model enables users to enjoy the benefits of driving an electric vehicle while avoiding long-term commitments, making the transition to electric driving more accessible and hassle-free. Co-founders Rob Jolly and Dannan O’Meachair established Onto to facilitate a seamless switch to electric mobility.

Land Life Company B.V. is a technology-driven reforestation company headquartered in Amsterdam, Netherlands. Established in 2013, it specializes in planting trees at scale to facilitate climate action and carbon offsetting for corporations and organizations. The company has developed innovative Cocoon planting technology, which utilizes a biodegradable product to support tree growth in arid soils without the need for irrigation or maintenance. This technology is applied across various projects, including nature restoration, urban landscaping, and highway planting. By leveraging data and technology—such as drones, artificial intelligence, and monitoring applications—Land Life Company aims to restore the estimated 2 billion hectares of degraded land globally, revitalizing ecosystems, enhancing biodiversity, and providing economic and social benefits to local communities.

Roamler B.V. is a technology company based in Amsterdam, Netherlands, that offers a smartphone application allowing users to earn money by completing various location-based tasks. Founded in 2011, Roamler provides multiple products, including Roamler Retail, which captures real-time feedback on in-store conditions, Roamler Tech, which focuses on optimizing in-home installations, and Roamler Care, a solution aimed at supporting patients and caregivers through crowdsourcing. The company's platform enables brands to build a mobile workforce to gather insights about store conditions, product availability, promotions, and pricing. Roamler's services are utilized across a range of sectors, including fast-moving consumer goods, retail, telecommunications, and real estate. The company operates in several countries across Europe and has expanded its presence to North and South America, demonstrating its scalable IT architecture and ability to serve various industries effectively.