Achmea Innovation Fund

Klim enables farmers to transition to regenerative agriculture at scale by providing them financial support, knowledge, documentation tools, and a community via our digital companion for farmers. Klim-verified carbon removal credits, generated by Klim farmers, help companies to transition to net zero by offsetting their carbon emissions locally and with maximum impact and transparency.

Laka Ltd, founded in 2017 and based in London, is an InsurTech company that specializes in bicycle insurance brokerage services, catering to bicycles, e-bikes, and their accessories. The company operates a peer-to-peer insurance platform that allows a community of users to collectively ensure each other's bicycles. This innovative model enables members to access fair pricing and comprehensive coverage for theft, vandalism, damage, and loss, while also offering recovery advice and treatment options. By leveraging community support, Laka aims to provide a cost-effective and equitable insurance solution for cyclists.

Alicia Insurance is a digital managing general agent (MGA) and technology provider that focuses on delivering seamless insurance solutions tailored to the needs of brands and users. The company operates a platform specifically designed for freelancers, addressing protection gaps in the platform economy by offering personalized, pay-per-use insurance. Alicia's modular technology platform allows for easy integration and enhances customer experiences. By collaborating with over ten risk carriers, Alicia Insurance provides customized insurance products that cater to a wide range of business requirements, enabling users to access affordable and effective coverage directly through online platforms.

Clear B.V., founded in 2019 and based in Amsterdam, the Netherlands, provides personalized food recommendation plans aimed at promoting healthier lifestyles. The company utilizes intelligent, AI-driven programs to help users manage various aspects of their health, including nutrition, exercise, sleep, and stress. Unlike traditional activity trackers, Clear leverages biomarkers from wearables to deliver precise insights and recommendations. Its programs cater to specific needs, such as diabetes prevention, professional sports performance, and optimizing ketogenic diets. By integrating scientific use cases, Clear offers users actionable guidance rather than mere data, effectively connecting the relationships between sleep, diet, exercise, and stress.

OpenUp is a mental well-being platform designed to support employee resilience and engagement. It offers personalized mental health services through individual sessions with certified psychologists or lifestyle experts, interactive group sessions, and self-guided learning tools. OpenUp distinguishes itself from traditional Employee Assistance Programs by providing immediate access to preventative mental well-being support without waiting times. The platform is available in over 30 languages and is trusted by more than 1,500 organizations to address workplace challenges such as absenteeism and employee retention. By facilitating direct connections between users and psychological professionals, OpenUp aims to enhance productivity and foster a healthier work environment.

Onto Ltd is a UK-based company that specializes in electric vehicle subscription services, allowing customers to drive electric cars without the long-term commitment of ownership. Founded in 2017 in Warwick by Rob Jolly and Dannan O’Meachair, Onto offers an all-inclusive package that covers various aspects of vehicle usage, including insurance, breakdown cover, maintenance, charging solutions, and road tax. This hassle-free model enables users to easily access vehicles from depots by paying a single subscription fee that encompasses all related costs, facilitating a seamless transition to electric driving. The company, formerly known as EVezy, rebranded to Onto Ltd in July 2020 and operates from Birmingham.

Land Life Company B.V., founded in 2013 and based in Amsterdam, specializes in reforestation services across the European Union and the United States. The company utilizes innovative Cocoon planting technology, which enables the growth of trees in arid soils without the need for irrigation or extensive maintenance. By manufacturing and supplying biodegradable products, Land Life Company supports nature restoration, urban landscaping, highway planting, and productive tree plantations globally. The firm leverages data-driven approaches, including drones and artificial intelligence, to enhance the planting process, aiming to restore the estimated 2 billion hectares of degraded land worldwide. Through its projects, Land Life Company revitalizes ecosystems, fosters biodiversity, and delivers social and economic benefits to local communities, providing a sustainable solution for climate action and carbon offsetting.

Roamler B.V. is a technology company based in Amsterdam, Netherlands, that offers a smartphone application allowing users to earn money by completing various location-based tasks. Founded in 2011, Roamler provides multiple products, including Roamler Retail, which captures real-time feedback on in-store conditions, Roamler Tech, which focuses on optimizing in-home installations, and Roamler Care, a solution aimed at supporting patients and caregivers through crowdsourcing. The company's platform enables brands to build a mobile workforce to gather insights about store conditions, product availability, promotions, and pricing. Roamler's services are utilized across a range of sectors, including fast-moving consumer goods, retail, telecommunications, and real estate. The company operates in several countries across Europe and has expanded its presence to North and South America, demonstrating its scalable IT architecture and ability to serve various industries effectively.