Achmea Innovation Fund

Klim enables farmers to transition to regenerative agriculture at scale by providing them financial support, knowledge, documentation tools, and a community via our digital companion for farmers. Klim-verified carbon removal credits, generated by Klim farmers, help companies to transition to net zero by offsetting their carbon emissions locally and with maximum impact and transparency.

Laka is an InsurTech startup that offers a peer-to-peer bicycle insurance platform designed to protect bicycles. The platform operates on the principle of community support, where users collectively contribute to a pool that provides coverage for theft, vandalism, damage, and loss. This innovative approach allows participants to benefit from fair pricing while also receiving valuable recovery advice and treatment options. By leveraging the power of community, Laka aims to deliver a cost-effective and equitable insurance solution for cyclists.

Alicia Insurance is a digital managing general agent (MGA) and technology provider that focuses on delivering seamless insurance solutions tailored to the needs of brands and users. The company operates a platform specifically designed for freelancers, addressing protection gaps in the platform economy by offering personalized, pay-per-use insurance. Alicia's modular technology platform allows for easy integration and enhances customer experiences. By collaborating with over ten risk carriers, Alicia Insurance provides customized insurance products that cater to a wide range of business requirements, enabling users to access affordable and effective coverage directly through online platforms.

Intelligent, AI-driven programs help you manage a healthy lifestyle. Clear tracks nutrition, exercise, sleep and/or stress using biomarkers from wearables rather than just inaccurate activity tracking. Clear tells you what to do instead of just providing you with data. The app uses scientific use cases so you don’t have to guess and connects the dots between sleep, diet exercise and stress with no separate tracking.

OpenUp is a mental well-being platform designed to support employee resilience and engagement. It offers personalized mental health services through individual sessions with certified psychologists or lifestyle experts, interactive group sessions, and self-guided learning tools. OpenUp distinguishes itself from traditional Employee Assistance Programs by providing immediate access to preventative mental well-being support without waiting times. The platform is available in over 30 languages and is trusted by more than 1,500 organizations to address workplace challenges such as absenteeism and employee retention. By facilitating direct connections between users and psychological professionals, OpenUp aims to enhance productivity and foster a healthier work environment.

Onto Ltd is a UK-based company that specializes in electric vehicle subscription services, allowing customers to drive electric cars without the long-term commitment of ownership. Founded in 2017 in Warwick by Rob Jolly and Dannan O’Meachair, Onto offers an all-inclusive package that covers various aspects of vehicle usage, including insurance, breakdown cover, maintenance, charging solutions, and road tax. This hassle-free model enables users to easily access vehicles from depots by paying a single subscription fee that encompasses all related costs, facilitating a seamless transition to electric driving. The company, formerly known as EVezy, rebranded to Onto Ltd in July 2020 and operates from Birmingham.

Land Life Company B.V., founded in 2013 and based in Amsterdam, specializes in reforestation services across the European Union and the United States. The company utilizes innovative Cocoon planting technology, which enables the growth of trees in arid soils without the need for irrigation or extensive maintenance. By manufacturing and supplying biodegradable products, Land Life Company supports nature restoration, urban landscaping, highway planting, and productive tree plantations globally. The firm leverages data-driven approaches, including drones and artificial intelligence, to enhance the planting process, aiming to restore the estimated 2 billion hectares of degraded land worldwide. Through its projects, Land Life Company revitalizes ecosystems, fosters biodiversity, and delivers social and economic benefits to local communities, providing a sustainable solution for climate action and carbon offsetting.

Roamler B.V. is a technology company based in Amsterdam, specializing in location-based crowdsourcing through its smartphone application for iOS and Android devices. Founded in 2011, Roamler enables users to earn money by completing various tasks, while providing businesses with real-time insights into retail operations via its applications. Roamler Retail captures feedback on in-store conditions, product availability, and promotional placements. Roamler Tech focuses on optimizing installations in the home, particularly in the Internet of Things sector. Additionally, Roamler Care offers a crowdsourcing solution aimed at supporting patients and caregivers. The company serves multiple sectors, including fast-moving consumer goods, telecommunications, and real estate, and operates across Europe, North America, and South America.