Achmea Innovation Fund

Klim enables farmers to transition to regenerative agriculture at scale by providing them financial support, knowledge, documentation tools, and a community via our digital companion for farmers. Klim-verified carbon removal credits, generated by Klim farmers, help companies to transition to net zero by offsetting their carbon emissions locally and with maximum impact and transparency.

Laka Ltd is an InsurTech startup founded in 2017 in London that offers a peer‑to‑peer bicycle insurance platform. The service provides coverage for bicycles, e‑bikes, and accessories against theft, vandalism, damage, and loss. Policyholders join a community of like‑minded riders who collectively set fair premiums. The platform also supplies recovery advice and support after incidents. The company focuses on delivering a straightforward, cost‑effective insurance solution for bike owners.

Alicia Insurance is a digital managing general agent (MGA) and technology provider focused on delivering tailored insurance solutions for freelancers and businesses in the platform economy. With a modular technology platform that ensures seamless integration, Alicia Insurance enhances customer experiences by addressing protection gaps with personalized, pay-per-use insurance products. The company partners with multiple risk carriers to offer customized insurance solutions that meet the diverse needs of its users, making it easier for them to access affordable coverage directly embedded within online platforms.

Clear B.V., founded in 2019 and based in Amsterdam, the Netherlands, provides personalized food recommendation plans aimed at promoting healthier lifestyles. The company utilizes intelligent, AI-driven programs to help users manage various aspects of their health, including nutrition, exercise, sleep, and stress. Unlike traditional activity trackers, Clear leverages biomarkers from wearables to deliver precise insights and recommendations. Its programs cater to specific needs, such as diabetes prevention, professional sports performance, and optimizing ketogenic diets. By integrating scientific use cases, Clear offers users actionable guidance rather than mere data, effectively connecting the relationships between sleep, diet, exercise, and stress.

OpenUp is a mental well-being platform empowering employees to thrive at work. It offers personalized support through individual sessions with psychologists or lifestyle experts, interactive group sessions, and self-guided learning tools. Unlike traditional Employee Assistance Programs (EAPs), OpenUp provides direct access to preventative mental health support, available in over 30 languages.

Onto offers an electric vehicle subscription service, providing insurance, breakdown cover, charging solutions, and road tax in a single, hassle-free package. Founded in 2017, the company is based in Birmingham, United Kingdom.

Land Life Company is a technology-driven reforestation firm that provides scalable tree-planting services in the European Union and the United States. It uses data-driven methods and technologies—including drones, artificial intelligence, and monitoring applications—alongside its Cocoon planting technology and a biodegradable growth product to establish trees in arid and degraded soils with reduced irrigation and maintenance. Its projects support nature restoration, urban and highway landscaping, and productive tree plantations, while aiming to restore degraded landscapes, improve biodiversity, and generate social and economic benefits for local communities. By partnering with corporations, Land Life Company offers transparent climate action and carbon-offset solutions based on scalable, verifiable restoration efforts worldwide.

Roamler B.V. is a technology company based in Amsterdam, Netherlands, that offers a smartphone application allowing users to earn money by completing various location-based tasks. Founded in 2011, Roamler provides multiple products, including Roamler Retail, which captures real-time feedback on in-store conditions, Roamler Tech, which focuses on optimizing in-home installations, and Roamler Care, a solution aimed at supporting patients and caregivers through crowdsourcing. The company's platform enables brands to build a mobile workforce to gather insights about store conditions, product availability, promotions, and pricing. Roamler's services are utilized across a range of sectors, including fast-moving consumer goods, retail, telecommunications, and real estate. The company operates in several countries across Europe and has expanded its presence to North and South America, demonstrating its scalable IT architecture and ability to serve various industries effectively.