D4 Ventures

HURR LIMITED is a London-based company established in 2018, specializing in a wardrobe apparel and accessories rental platform. It operates a peer-to-peer network that allows members to securely rent and share clothing and accessories, facilitating a more sustainable approach to fashion consumption. HURR offers curated selections of contemporary and luxury brands, enabling users to access trendy and unique pieces at a fraction of their retail price. The platform has been recognized as a leading player in the fashion rental market, often referred to as the "Airbnb of Fashion," as it disrupts traditional ownership models and promotes a collaborative economy in the fashion industry.

Banxware is a fintech startup based in Berlin, founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß. The company specializes in embedded lending solutions designed for platform-based businesses, including fintechs and banks. Its lending-as-a-service platform allows digital marketplaces, payment providers, and other aggregators to offer white-label financial products, particularly loans, to their merchants. By integrating essential financial infrastructure directly into various platforms, Banxware enables small and medium-sized enterprises, e-commerce sellers, and restaurant owners to access necessary liquidity. The platform features robust capabilities such as customer onboarding, credit scoring, risk management, and loan origination, thereby promoting growth and enhancing customer convenience. With a dedicated team of over 50 employees, Banxware aims to streamline financing solutions across Europe, adapting to the needs of a rapidly evolving digital economy.

RubiBrands, established in 2021, operates as a roll-up business focused on acquiring and partnering with e-commerce native brands. The company aims to transform these brands into global leaders by centralizing and optimizing operations, particularly through its proprietary technology stack. RubiBrands emphasizes sourcing from Turkey and drives innovation through product development, enabling its portfolio of brands to expand into new markets and channels. By concentrating on consumer products across various industries, including electronics, textiles, and food, RubiBrands is positioned to capitalize on opportunities in hyper-growth marketplaces, particularly in the Central Eastern Europe, Middle East, and Africa regions.

Craftgate is a company that specializes in providing a payment orchestration platform. This platform enables businesses to integrate and manage the virtual point-of-sale systems of various banks and other payment institutions from a single location. By offering services such as central integration, card storage, one-click payment, closed-circuit wallet, payment via link, and quick response code, Craftgate helps clients streamline their payment processes. This allows businesses to focus on expanding their core operations while reducing operational costs.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Flora is a Bay Area-based company focused on acquiring and developing sustainable brands to enhance access to affordable, eco-friendly products. By serving over 300,000 customers, Flora not only promotes sustainable living but also contributes to significant environmental impact, saving approximately 10,000 tons of CO2 emissions each year. This reduction is comparable to the environmental benefits provided by 400,000 trees. Flora's mission is to empower individuals to make sustainable choices in their daily lives, demonstrating that even small decisions can lead to substantial positive effects.

RubiBrands, established in 2021, operates as a roll-up business focused on acquiring and partnering with e-commerce native brands. The company aims to transform these brands into global leaders by centralizing and optimizing operations, particularly through its proprietary technology stack. RubiBrands emphasizes sourcing from Turkey and drives innovation through product development, enabling its portfolio of brands to expand into new markets and channels. By concentrating on consumer products across various industries, including electronics, textiles, and food, RubiBrands is positioned to capitalize on opportunities in hyper-growth marketplaces, particularly in the Central Eastern Europe, Middle East, and Africa regions.

CountX is a company that specializes in automating the collection and processing of tax-relevant data, focusing on compliance with international sales tax regulations. It operates a value-added tax automation platform designed to simplify the complexities of value-added tax compliance for online retailers. By integrating with Amazon seller accounts and enterprise resource planning systems, CountX's platform automatically pulls, processes, and verifies data necessary for value-added tax returns. This approach provides a comprehensive solution for e-commerce businesses, enabling them to efficiently manage their sales tax obligations in a single, user-friendly interface.

Blidz is an AI-driven shopping app that specializes in providing a diverse array of daily goods, fashion items, and gadgets. The platform is designed to enhance the online shopping experience by incorporating gamification elements, allowing users to participate in a dynamic bargain hunt for deals. Through its innovative use of artificial intelligence, Blidz delivers personalized offers and flash deals, fostering increased user engagement and enjoyment during the shopping process. By combining technology with a fun shopping experience, Blidz aims to redefine how consumers interact with e-commerce.

FundoMundo is an online education platform tailored for children and young people aged 3 to 18. The company offers a diverse range of classes, including coding, languages, science, and crafts, allowing parents to choose from thousands of engaging educational options. By combining enjoyable after-school activities with interactive content, FundoMundo creates a fun and supportive learning environment where children can acquire new skills. The platform facilitates online lessons conducted in small groups, enabling kids to learn from the comfort of their homes while also fostering creativity and social interaction with their peers.

Byte Trading is an algorithmic market maker specializing in digital assets. The company develops a capital market platform designed to create efficient and liquid markets on both centralized and decentralized exchanges. By offering advanced risk management systems, Byte Trading enables capital allocators to implement scalable and profitable trading strategies that can adapt to various market environments.

Vinter is a company that specializes in the development, monitoring, and marketing of financial benchmarks known as Vinter Indexes, which are designed to support financial products in the digital asset sector. As a leading digital asset index provider in Europe, Vinter focuses on creating thematic indexes that reflect the evolving landscape of the cryptocurrency industry. The company offers a cryptocurrency index platform tailored for asset management firms, banks, and active managers, enabling them to create custom and proprietary indexes. Vinter is recognized as a regulated benchmark administrator under the European Securities and Markets Authority, which allows it to effectively manage all aspects of data collection, calculation, index administration, and dissemination for its clients.

Banxware is a fintech startup based in Berlin, founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß. The company specializes in embedded lending solutions designed for platform-based businesses, including fintechs and banks. Its lending-as-a-service platform allows digital marketplaces, payment providers, and other aggregators to offer white-label financial products, particularly loans, to their merchants. By integrating essential financial infrastructure directly into various platforms, Banxware enables small and medium-sized enterprises, e-commerce sellers, and restaurant owners to access necessary liquidity. The platform features robust capabilities such as customer onboarding, credit scoring, risk management, and loan origination, thereby promoting growth and enhancing customer convenience. With a dedicated team of over 50 employees, Banxware aims to streamline financing solutions across Europe, adapting to the needs of a rapidly evolving digital economy.

Norma is a financial technology company that offers a comprehensive banking and financial management platform tailored for freelancers and micro-small and medium enterprises (micro-SMEs). The platform aims to streamline daily financial operations by providing integrated products that facilitate corporate account and funding services, pre-accounting transactions, and investment advisory services. By focusing on cost-effective solutions, Norma enables its users to save both time and money, making it easier for small business owners to manage their financial activities efficiently.

HURR LIMITED is a London-based company established in 2018, specializing in a wardrobe apparel and accessories rental platform. It operates a peer-to-peer network that allows members to securely rent and share clothing and accessories, facilitating a more sustainable approach to fashion consumption. HURR offers curated selections of contemporary and luxury brands, enabling users to access trendy and unique pieces at a fraction of their retail price. The platform has been recognized as a leading player in the fashion rental market, often referred to as the "Airbnb of Fashion," as it disrupts traditional ownership models and promotes a collaborative economy in the fashion industry.

Flora is a Bay Area-based company focused on acquiring and developing sustainable brands to enhance access to affordable, eco-friendly products. By serving over 300,000 customers, Flora not only promotes sustainable living but also contributes to significant environmental impact, saving approximately 10,000 tons of CO2 emissions each year. This reduction is comparable to the environmental benefits provided by 400,000 trees. Flora's mission is to empower individuals to make sustainable choices in their daily lives, demonstrating that even small decisions can lead to substantial positive effects.

Bloom & Wild, established in 2013, specializes in letterbox flower delivery, modernizing the traditional flower-gifting experience. The company uses predictive analytics and technology to deliver fresher, unique bouquets directly to recipients' letterboxes. Founded by Aron Gelbard and Ben Stanway, Bloom & Wild aims to lead the pan-European market in flower and gift delivery. It has expanded into multiple European countries and opened physical retail stores in the UK, including an exclusive partnership with Sainsbury's for premium bouquets.

Bloom & Wild, established in 2013, specializes in letterbox flower delivery, modernizing the traditional flower-gifting experience. The company uses predictive analytics and technology to deliver fresher, unique bouquets directly to recipients' letterboxes. Founded by Aron Gelbard and Ben Stanway, Bloom & Wild aims to lead the pan-European market in flower and gift delivery. It has expanded into multiple European countries and opened physical retail stores in the UK, including an exclusive partnership with Sainsbury's for premium bouquets.