D4 Ventures

HURR LIMITED is a London-based company that operates a wardrobe apparel and accessories rental platform, established in 2018. The platform facilitates a peer-to-peer network where members can rent contemporary and luxury clothing and accessories, allowing lenders to monetize their items while providing users access to designer wear at a lower cost. Recognized as a leading wardrobe rental service in the UK, HURR is often referred to as the "Airbnb of Fashion." The company aims to disrupt traditional fashion ownership and promote sustainability by offering curated collections that include both trend-led pieces and unique items.

Banxware is a fintech startup based in Berlin that focuses on providing embedded lending solutions for platform-based businesses, fintechs, and banks. Founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß, the company employs over 50 people. Banxware's platform allows digital platforms, such as marketplaces and payment providers, to offer white-label financial products, including merchant cash advances and loans, to their users. The technology integrates essential financial infrastructure seamlessly, enabling small and medium-sized enterprises, e-commerce sellers, and restaurant owners to access necessary liquidity. With features like customer onboarding checks, credit scoring, risk management, and loan origination, Banxware promotes growth and enhances customer convenience by empowering platforms to launch tailored lending solutions across Europe.

RubiBrands, founded in 2021, operates as a roll-up business focused on acquiring and partnering with e-commerce native brands to transform them into global leaders. The company centralizes and optimizes back-end operations, enhancing efficiency and driving innovation through product development and a proprietary technology platform. By sourcing primarily from Turkey, RubiBrands aims to grow these brands in high-growth markets, particularly in Central Eastern Europe, the Middle East, and Africa. The firm emphasizes brand building and market expansion across various consumer product categories, including electronics, textiles, and food, enabling its portfolio brands to thrive in competitive global marketplaces.

Craftgate is a payment orchestration platform that enables businesses to manage their virtual point-of-sale systems from a single location. By integrating various banks and payment institutions, Craftgate streamlines payment processes, offering features such as central integration, card storage, one-click payments, closed-circuit wallets, payment via links, and quick response codes. This comprehensive approach allows clients to save time and reduce operational costs, enabling them to concentrate on expanding their core business.

Navro specializes in providing payment and banking infrastructure tailored for software companies. The company has developed a fintech platform that enables brands to scale their payment operations on a global scale. Navro offers a range of services, including customizable checkout solutions, integration of various payment acceptance methods, local fund collection, and real-time payment stack management. This comprehensive approach allows businesses to efficiently manage their payments infrastructure, facilitating international growth and ensuring that companies can receive funds in their preferred methods.

Flora is a Bay Area-based company focused on acquiring and nurturing sustainable brands to enhance access to affordable, eco-friendly products. The business aims to empower individuals to make sustainable choices in their daily lives, believing that small actions can result in significant environmental benefits. Flora serves over 300,000 customers and contributes to a reduction of 10,000 tons of CO2 emissions annually, a positive impact comparable to the environmental benefits of planting 400,000 trees. Through its commitment to sustainability, Flora seeks to reinvent the market for everyday products, making them both accessible and affordable for consumers.

RubiBrands, founded in 2021, operates as a roll-up business focused on acquiring and partnering with e-commerce native brands to transform them into global leaders. The company centralizes and optimizes back-end operations, enhancing efficiency and driving innovation through product development and a proprietary technology platform. By sourcing primarily from Turkey, RubiBrands aims to grow these brands in high-growth markets, particularly in Central Eastern Europe, the Middle East, and Africa. The firm emphasizes brand building and market expansion across various consumer product categories, including electronics, textiles, and food, enabling its portfolio brands to thrive in competitive global marketplaces.

CountX operates a value-added tax automation platform designed to simplify and enhance compliance with international sales tax regulations. The company's services focus on the automated collection and processing of tax-relevant data, enabling online retailers to efficiently manage their sales tax obligations. By integrating with Amazon seller accounts and enterprise resource planning systems, CountX's platform automatically pulls, processes, and verifies data, streamlining the preparation of value-added tax returns. This comprehensive approach provides retailers with a one-stop solution for navigating sales tax issues in the e-commerce landscape.

Blidz is an AI-driven shopping app that provides a diverse selection of daily goods, fashion items, and gadgets. The platform is designed to enhance the online shopping experience through gamification, allowing users to engage in a bargain hunt for deals. By combining artificial intelligence with innovative flash offers, Blidz aims to deliver personalized shopping experiences that increase user engagement and satisfaction. This approach not only makes shopping more enjoyable but also helps customers discover tailored products across various categories.

Fundomundo is an online education platform catering to children and young people aged 3 to 18. It offers a wide array of classes, including coding, languages, science, and crafts, allowing parents to select engaging educational activities for their children. The platform focuses on delivering interactive lessons in small groups, enabling children to learn new skills in a fun and supportive environment. Fundomundo emphasizes creativity and social interaction, allowing kids to engage with peers while exploring various subjects from the comfort of their homes, all under parental supervision.

Byte Trading is an algorithmic market maker specializing in digital assets. The company develops a capital market platform designed to create liquid and efficient markets on both centralized and decentralized exchanges. Byte Trading's platform incorporates advanced risk management systems that adapt to various market environments, allowing capital allocators to implement scalable and profitable trading strategies. Through its innovative approach, Byte Trading aims to enhance market efficiency and liquidity in the rapidly evolving digital asset landscape.

Vinter specializes in the development, monitoring, and marketing of financial benchmarks known as Vinter Indexes, which are tailored to the digital asset industry. Recognized as the leading digital asset index provider in Europe, Vinter focuses on creating thematic indexes that support financial products in the emerging market of exchange-traded digital assets. The company offers a cryptocurrency index platform designed for asset management firms, banks, and active managers, enabling them to create custom and proprietary indexes. As a regulated benchmark administrator under the European Securities and Markets Authority, Vinter ensures that all aspects of data collection, calculation, index administration, and dissemination are conducted in compliance with regulatory standards.

Banxware is a fintech startup based in Berlin that focuses on providing embedded lending solutions for platform-based businesses, fintechs, and banks. Founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß, the company employs over 50 people. Banxware's platform allows digital platforms, such as marketplaces and payment providers, to offer white-label financial products, including merchant cash advances and loans, to their users. The technology integrates essential financial infrastructure seamlessly, enabling small and medium-sized enterprises, e-commerce sellers, and restaurant owners to access necessary liquidity. With features like customer onboarding checks, credit scoring, risk management, and loan origination, Banxware promotes growth and enhances customer convenience by empowering platforms to launch tailored lending solutions across Europe.

Norma is a financial technology company that offers a comprehensive banking and financial management platform tailored for freelancers and micro-small and medium enterprises (micro-SMEs). The platform aims to streamline daily financial operations by providing integrated products that facilitate corporate account and funding services, pre-accounting transactions, and investment advisory services. By focusing on cost-effective solutions, Norma enables its users to save both time and money, making it easier for small business owners to manage their financial activities efficiently.

HURR LIMITED is a London-based company that operates a wardrobe apparel and accessories rental platform, established in 2018. The platform facilitates a peer-to-peer network where members can rent contemporary and luxury clothing and accessories, allowing lenders to monetize their items while providing users access to designer wear at a lower cost. Recognized as a leading wardrobe rental service in the UK, HURR is often referred to as the "Airbnb of Fashion." The company aims to disrupt traditional fashion ownership and promote sustainability by offering curated collections that include both trend-led pieces and unique items.

Flora is a Bay Area-based company focused on acquiring and nurturing sustainable brands to enhance access to affordable, eco-friendly products. The business aims to empower individuals to make sustainable choices in their daily lives, believing that small actions can result in significant environmental benefits. Flora serves over 300,000 customers and contributes to a reduction of 10,000 tons of CO2 emissions annually, a positive impact comparable to the environmental benefits of planting 400,000 trees. Through its commitment to sustainability, Flora seeks to reinvent the market for everyday products, making them both accessible and affordable for consumers.

Bloom & Wild, established in 2013, specializes in letterbox flower delivery, modernizing the traditional flower-gifting experience. The company uses predictive analytics and technology to deliver fresher, unique bouquets directly to recipients' letterboxes. Founded by Aron Gelbard and Ben Stanway, Bloom & Wild aims to lead the pan-European market in flower and gift delivery. It has expanded into multiple European countries and opened physical retail stores in the UK, including an exclusive partnership with Sainsbury's for premium bouquets.

Bloom & Wild, established in 2013, specializes in letterbox flower delivery, modernizing the traditional flower-gifting experience. The company uses predictive analytics and technology to deliver fresher, unique bouquets directly to recipients' letterboxes. Founded by Aron Gelbard and Ben Stanway, Bloom & Wild aims to lead the pan-European market in flower and gift delivery. It has expanded into multiple European countries and opened physical retail stores in the UK, including an exclusive partnership with Sainsbury's for premium bouquets.