UC Inclusive Credit

UC Inclusive Credit is a non-banking finance company that specializes in providing timely debt solutions to businesses aimed at maximizing both social and financial value. The company operates a platform designed to positively impact the lives of millions, ensuring that companies have access to the capital they need to grow and succeed. By focusing on creative financing options, UC Inclusive Credit supports organizations in their efforts to achieve significant social outcomes while maintaining financial sustainability.
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Abhijit Ray

Co-Founder and Managing Director

16 past transactions

NowPurchase

Debt Financing in 2024
NowPurchase optimizes foundry operations by offering proprietary software for process improvement, reliable quality checks, real-time stock transparency via WhatsApp Bot, and comprehensive sourcing of core production inputs like Ferro Alloys, Additives, Nodularizers, Scrap & Pig Iron.

Creanovation

Series A in 2024
Creanovation is a developer of cloud-based business solutions for the education industry. The company features a team of technologists, digital marketers, campaign strategists, and admission professionals who offer custom-built CRMs for universities. Creanovation was established in 2019 by

Frendy

Debt Financing in 2024
Frendy operates modern neighborhood mini marts in small towns across India, aiming to enhance daily shopping experiences for consumers. Each Frendy Mart is digitally connected to nearby micro kiranas (mom & pop stores) and their customers, creating a digital commerce bridge that serves a wider range of rural consumers.

Poshn

Debt Financing in 2024
Poshn is an agriculture-focused fintech company that facilitates wholesale trading of commodities. Its platform enables buyers and sellers to discover prices, conduct transactions online, and manage logistics and payments flexibly.

Alt Mobility

Series A in 2024
Alt Mobility is a company specializing in Electric Vehicle as a Service (EVaaS). It provides leased electric vehicles along with structured financial solutions, aiming to facilitate the electrification of commercial fleets for intra-city logistics.

Alt Mobility

Debt Financing in 2024
Alt Mobility is a company specializing in Electric Vehicle as a Service (EVaaS). It provides leased electric vehicles along with structured financial solutions, aiming to facilitate the electrification of commercial fleets for intra-city logistics.

VRO Hospitality

Debt Financing in 2024
Operates a diverse range of hospitality venues in Bengaluru, including fine and casual dining restaurants, cafes, and lounges, offering unique culinary experiences tailored to varied tastes.

Perpetuity Capital

Debt Financing in 2022
Perpetuity Capital is a financial technology (FinTech) company offering customized lending solutions for Commercial vehicles, Personal vehicles, and Two-Wheeler loans.

Cityfurnish

Debt Financing in 2022
Founded in 2015, Cityfurnish is a Gurgaon-based e-commerce company specializing in online furniture rental. It offers contemporary and modern wooden furniture and furnishings on a monthly rental basis.

Ecozen

Debt Financing in 2022
Ecozen is an agri-tech company delivering solar-powered solutions to extend shelf life, improve farm efficiency, and strengthen market access for farmers. Its Ecofrost portable cold room, based on thermal energy storage, keeps produce cold without backup power, enabling fruits, vegetables, and flowers to reach farther markets. Ecotron is a solar pump solution with IoT-enabled remote monitoring, diagnostics, and predictive analytics that enhances irrigation efficiency and reduces water waste. Ecozen also operates Eco-Connect, a digital marketplace that links farmers growing perishables with organized buyers, including exporters, retailers, and processors, with integrated cold-chain capabilities. Collectively, these offerings address post-harvest handling, irrigation management, and supply-chain linkage to support sustainable farming and profitability.

BluSmart Mobility

Series A in 2022
BluSmart Mobility provides an intelligent electric shared mobility platform for efficient and sustainable transportation. Its mission is to transform Indian cities by developing a comprehensive electric on-demand mobility solution.

Karbon

Debt Financing in 2022
Karbon Card is a financial platform providing interest-free Karbon corporate credit cards for Indian entrepreneurs. Based in Bangalore, Karnataka, India, Karbon was founded in 2019 by Pei-fu Hsieh, Amit Jangir, Kartik Jain, and Sunil Kumar.

BluSmart Mobility

Debt Financing in 2022
BluSmart Mobility provides an intelligent electric shared mobility platform for efficient and sustainable transportation. Its mission is to transform Indian cities by developing a comprehensive electric on-demand mobility solution.

DrinkPrime

Debt Financing in 2021
Founded in 2017, DrinkPrime addresses India's water purity concerns by providing subscription-based IoT-enabled water purifiers. These systems offer triple-layer filtration and real-time monitoring, ensuring clean drinking water accessibly and conveniently to over 25,000 households across seven cities.

Moneyboxx Finance

Post in 2021
Moneyboxx Finance is an India-based non-deposit taking, non-systemically important non-banking financial company that provides financing to micro enterprises. The company focuses on lending to small and medium-sized enterprises and on commercial lending, complemented by value-added services. It generates the majority of its revenue from interest income, with fees and commissions also contributing. All of its operations are conducted within India.

Celcius Logistics Solutions

Celcius specializes in facilitating efficient transportation and storage of temperature-sensitive goods via its online marketplace. It connects shippers with transporters, reducing waste and extending product shelf life.
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