Tenity

Sircular is a technology company that operates a data-driven platform. This platform facilitates connections between investors and innovative startups. It streamlines the application and selection process for accelerators and investors, enabling startups to expedite their fundraising efforts and discover potential investors more efficiently. The platform employs data-driven insights and AI research agents to match startups with investors based on the startups' strengths, helping investors analyze investment opportunities and build their corporate memory.

Yativo is a financial technology company that specializes in providing payments infrastructure for various businesses in Latin America. These include marketplaces, payroll platforms, payment institutions, and fintech companies. The company's platform offers services such as identity verification, virtual bank account issuance, and deposit and payout processing. This enables businesses to efficiently manage their financial operations and expand their service offerings.

Settlr is a financial technology company that specializes in optimizing post-trade operations for various entities. It combines deep domain expertise with advanced technology, including artificial intelligence, to minimize the workload associated with non-value-added back-office functions. The company's platform streamlines communication processes, leverages market conventions, and uses static data to enhance operational efficiency and enable clients to focus on value-added activities.

Lunash is a technology company that specializes in AI-driven debt management solutions. It caters to a wide range of Indonesian financial institutions, including regional and rural banks, peer-to-peer lenders, multi-finance companies, and debt collection agencies. Lunash's platform uses artificial intelligence to analyze borrower data and generate personalized communication strategies, helping these institutions boost recovery rates and reduce operational costs while maintaining positive borrower relations.

Trivium is a financial technology company that develops critical infrastructure to facilitate the launch of investment products by businesses. Its platform offers a wide array of products, aiming to enhance the overall investment experience for users.

Green fintech startup that provides a disruptive digital receipt service collecting Offline Market Big Data through an in-house AI model

Doconomy AB is a fintech company based in Stockholm, Sweden, founded in 2018, that specializes in digital banking services. It has developed the DO application, which allows users to track and measure their carbon dioxide emissions and ecological footprint resulting from online purchases. One of its notable offerings is DO Black, a credit card that incorporates a carbon limit, encouraging users to engage in sustainable consumption. Doconomy's mission is to inspire behavioral change and reduce carbon emissions by connecting consumers, producers, retailers, and influencers within a circular ecosystem. The company provides tools that enable users to visualize the environmental impact of their financial transactions and offers insights and incentives for reducing consumption, thereby promoting a sustainable lifestyle for all.

Betalo AB, founded in 2011 and based in Stockholm, Sweden, specializes in developing a user-friendly mobile payment application. The company aims to simplify everyday financial transactions for its users by leveraging modern technology and reducing overhead costs. By prioritizing transparency and fairness, Betalo seeks to provide accessible and affordable banking services. Its team, equipped with extensive technical and financial expertise, focuses on creating a secure and intuitive experience for users. Betalo believes that innovative technology and thoughtful design can enhance everyday banking, making financial services available to a broader audience. The company's vision includes breaking down barriers in financial services to facilitate connections among people.

Prometheus Data is an innovative fintech startup focused on enhancing risk management and decision-making for financial institutions. The company specializes in cross-border risk assessment solutions, including credit risk evaluations and background checks. Utilizing advanced technology, Prometheus Data provides real-time analysis of extensive data sets, delivering tailored recommendations that optimize operational processes and drive revenue growth for its clients. By transforming traditional approaches to risk assessment, Prometheus Data aims to improve the efficiency and effectiveness of financial decision-making.

Mochi is a company that specializes in providing a receivables management platform tailored for small and medium enterprises (SMEs) in the Philippines. Its primary objective is to facilitate timely payments by streamlining the billing and collections process, which includes digitalizing invoicing and automating repetitive tasks. By offering a range of payment options, Mochi enables businesses to focus on growth without the complexities associated with traditional billing methods. Through the use of technology, the company's platform simplifies financial operations, promoting efficiency and enhancing cash flow for its users.

FundKernel, established in 2021, is a digital platform that leverages artificial intelligence to connect asset managers with wealth managers seeking specific investment mandates. Its proprietary AI Curation Engine evaluates over 180 data points per fund, facilitating matches based on investment criteria. Since its launch in 2022, FundKernel has attracted US$70M in subscriptions, published 130 funds, and onboarded 50 wealth management firms. In 2024, it was backed by Tenity Incubation Fund, a Fintech accelerator supported by global financial institutions. The platform has been recognized for its excellence in AI-driven alternative investment curation.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

Zurichberg is a platform that democratizes access to luxury watches, enabling investors to purchase fractional shares of high-end timepieces starting at $500. Users can trade these shares on the platform's marketplace and potentially profit from the watches' appreciation. The company aims to make prestigious Swiss watchmaking history accessible to a broader range of enthusiasts and investors.

Newbridge enables financial institutions to realize the potential of cryptocurrency asset management. Their AI-powered SaaS platform provides asset managers with the tools and insights they need to manage the entire lifecycle of cryptocurrency assets.

Ziv4 Technology is a financial technology company specializing in artificial intelligence algorithms for cryptocurrency trading. It offers a platform that automates trades, including trade bots, indicators, a digital wallet, and a platform for users to create and execute automated trading strategies in cryptocurrency markets.

Finterai is a technology service provider focused on addressing the global challenges of data sharing and privacy. The company aims to enhance anti-money laundering systems by offering innovative solutions to data scientists. Its services include reducing false positives, ensuring quality data access, and utilizing federated learning techniques. By improving compliance processes, Finterai enables businesses to navigate the complexities of data privacy while fostering collaboration. Through its technological advancements, the company seeks to create a more secure and efficient environment for managing sensitive information.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

GeekPay is an all-in-one toolkit for automating, tracking, and securing digital currency payments.

DaySave is a Helsinki-based savings platform that focuses on helping Millennials and Gen Z individuals achieve their long-term wealth goals through tailored savings solutions. Utilizing open banking and an advanced algorithm, DaySave analyzes users' historical financial data to identify their consumption patterns and predict future spending. This information allows the platform to suggest personalized, small savings amounts that are automatically deposited and invested into customizable portfolios, which include award-winning indexes, via a partnership with a European bank. By sending weekly deposit requests, DaySave encourages young users to engage in saving and investing, making it easier for them to build financial security for the future.

Root is a platform for a new generation and community of activist retail investors to unite their voices in order to engage with the firms in their portfolio and create genuine change.

Defiria specializes in quantitative risk management services specifically tailored for decentralized finance (DeFi) and cryptocurrency investors. The company has developed a risk management platform that combines advanced data modeling with cutting-edge analytics to provide deep insights and expert guidance on financial risks. This platform is designed not only for individual investors but also for institutions, helping them effectively manage their risk exposure and navigate the complexities of the cryptocurrency market. Through its innovative approach, Defiria aims to enhance understanding and control over financial risks in the rapidly evolving digital asset landscape.

Pints.ai offers an artificial intelligence-based platform designed specifically for financial institutions. Its on-premises, plug-and-play solution ensures the confidentiality and secure management of sensitive data. By leveraging a proprietary large model with industry-specific features, Pints.ai's Neuron AI is pre-trained in financial knowledge and integrates seamlessly with clients' data. The platform provides an AI assistant that delivers business insights, data safety, and modularity without reliance on tokens or hallucinations. This enables retail banks, fintech startups, and other financial entities to achieve heightened efficiency, accuracy, and growth in their operations and sales, ultimately giving them a competitive advantage in the financial sector.

GoNsave is a developer of a gig economy platform aimed at enhancing worker engagement among independent workers in Latin America and Southeast Asia. The company addresses the challenges faced by the approximately 130 million underbanked and under-protected workers in these regions by unlocking access to vital data. GoNsave offers a super app that allows users to store their financial and work records securely. By leveraging this data, the platform connects workers with multiple service vendors, ensuring a pre-screened and targeted audience. This approach not only enhances service accessibility for workers but also reduces distribution costs for vendors, ultimately streamlining operations within the gig economy.

DemaTrading.ai helps financial institutions such as ETF issuers to optimize their workflow. We handle rebalancing, operational flows, reporting, and analytics. The result is improved fund performance, less manual labor, a lower tracking error and tracking difference, against lower cost and higher efficiency.

Luumeos is a developer of a market forecasting and risk management platform aimed at providing investors with insights derived from their own talent networks. The company utilizes a combination of quantitative models and human insights to enhance the accuracy of market performance predictions. By integrating analytics with community-driven expertise, Luumeos enables users to anticipate changes in market risk and performance effectively. This approach allows investors to gain a competitive edge by improving their ability to forecast future market movements with greater confidence.

Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

Heymax.ai gives you a free trip every year by rewarding you with Max Miles. Heymax.ai doubles your favorite miles! heymax helps you find the best credit card to use anywhere you shop, and double dip to earn your preferred loyalty points and miles at 20+ airlines and hotels by shopping with our partners like Shopee, Lazada, Amazon, Apple, Trip.com, Singapore Airlines and so many more. For businesses, heymax.ai is a simple and efficient way to convert high-spending customers who like rewards on their terms.

Happi is a financial technology company that provides Underbanked Youths with Instant Banking Accounts, Savings Options, and Micro-Loan Facilities. It has pioneered a new banking model that allows customers to obtain the quickest loan at 0% interest with minimal hassle. Happi super account also allows you to make any payment in two months with EMI.

cWallet Services W.L.L. is a financial technology company based in Doha, Qatar, founded in 2018. The company operates a platform that offers a range of financial services aimed primarily at low-income and unbanked individuals, including migrant workers and domestic helpers. Through its cWallet application, users can receive their salaries, send money to family and friends, pay bills, and make purchases at local stores. The platform also facilitates the purchase of metro and bus tickets, and offers services for online recharge and booking of travel accommodations. By providing these services, cWallet empowers individuals by improving their access to essential financial tools that were previously unavailable to them.

PredictRAM is a technology company specializing in predictive analytics software for investment risk assessment. It leverages artificial intelligence to provide data-driven insights on financial and economic events, enabling clients to make informed decisions and enhance their risk management strategies.

Crowdgenix is focused on creating a Web3-enabled and zero-knowledge-powered institutional decentralized finance (DeFi) platform aimed at bridging the gap between digital and traditional finance. The company offers a comprehensive multi-chain tokenization infrastructure that includes a Tokenization Engine for asset origination, a Launchpad for distribution, and a decentralized exchange (DEX) for trading tokenized real-world assets. By facilitating seamless investment, trading, and management of digital assets, Crowdgenix aims to unlock significant capital opportunities within the financial landscape.

Eco2wallet is a sustainable FinTech company that specializes in environmentally friendly financial solutions for consumers and businesses. It offers card-linked digital wallets and debit cards that facilitate online and in-store payments. A distinctive feature of Eco2wallet's services is that a portion of each transaction is dedicated to funding tree planting and seagrass restoration initiatives. This approach allows environmentally conscious users to actively contribute to conservation efforts while managing their financial transactions. By focusing on promoting sustainability and environmental responsibility, Eco2wallet aims to integrate eco-friendly practices into everyday financial activities.

FinFinder is an AI-based platform that facilitates the connection between clients and qualified financial advisors. Established in 2021 and headquartered in Schönenberg, Switzerland, the company aims to simplify the process of obtaining financial advice for users. By leveraging artificial intelligence, FinFinder provides an accessible tool that allows individuals to easily find and select professional financial advisors, ensuring a straightforward approach to financial planning and advisory services.

Divercefi is an online platform designed to enhance financial access to digital assets across various applications and ecosystems. The company provides a user-friendly decentralized finance interface that allows investors to discover, build, track, and manage diversified portfolios of different asset classes. By enabling users to engage with their investments from a single dashboard, Divercefi caters to individuals with varying levels of technological and financial expertise, facilitating effective portfolio management. The platform also fosters connectivity among investors and portfolio managers, further enriching the investment experience.

impak Finance connects savers and investors with entrepreneurs and companies working for a sustainable transformation.

Sentimer Technologies is a developer of an artificial intelligence chatbot platform specifically designed to enhance customer acquisition, service, and cross-selling for sectors such as insurance, banking, finance, energy, and automotive. The platform facilitates interactions across various customer support channels, including web, social media, and messaging applications, using natural language processing to create personalized user experiences. By leveraging AI and behavioral analytics, Sentimer's technology aims to improve customer engagement and streamline the sales process, addressing challenges throughout the customer journey. Combining the interactivity of messaging platforms with the personalized touch of expert advice, Sentimer helps businesses improve conversion rates and overall service quality.

Posh is a conversational AI and NLP technology development company that enables developers to deliver a new way to interact with users. With Posh, website actions that takes minutes to complete can be sped up to just seconds with a simple message from bots. Companies in finanical services, healthcare, utilities, and beyond are using the Posh platform to re-create call centers and automate routine requests for both customers and staff while saving time and money. The company wants to make the internet experience easier and more enjoyable. Posh was launched on 2015 and is based in Boston, Massachusetts.

Datia is a data platform focused on sustainable finance, partnering with innovative financial institutions to streamline their Environmental, Social, and Governance (ESG) workflows. The platform enables clients to efficiently collect and analyze ESG data, assess their portfolios, and model ESG preferences. Additionally, Datia automates reporting in accordance with regulatory frameworks such as the Sustainable Finance Disclosure Regulation and the EU Taxonomy. By providing insights into the impact of investments on climate and society—through metrics like carbon emissions, water usage, and gender equality—Datia empowers users to make informed, value-based investment decisions that align with their sustainability goals while seeking financial returns.

Kaspar is a financial services company focused on creating accessible and innovative solutions to disrupt the traditional financial industry. It operates a financial platform designed to provide users with comfortable access to professional financial services. The platform features a credit card that allows customers to make both online and offline purchases, with the unique capability of automatically investing the spare change from these transactions. This approach enables users to engage with financial services and investment opportunities effectively, helping them to set and achieve their financial goals.

DreamQuark is a technology company that specializes in advanced data analysis through deep representation learning, primarily serving the insurance, financial services, and healthcare sectors. The company focuses on developing algorithms that efficiently identify rare and hidden phenomena across diverse data types, including images, texts, and audio files. By providing a transparent solution, DreamQuark enables business users to easily access and interpret insights derived from large datasets. Additionally, the company offers a platform that enhances wealth management by delivering explainable predictions and personalized actions for informed decision-making. This platform also automates data science tasks, simplifying the creation of predictive models, thereby facilitating new sales opportunities and improving customer engagement for its clients.

Topaz Digital is a developer of wealth management software that addresses the challenges of digital engagement in the financial services sector. With a strong background in WealthTech, the company provides a comprehensive solution for family offices, private banks, external asset managers, and other private client service providers aiming to enhance client service levels and foster deeper relationships. Its software seamlessly integrates with existing data sources and systems, allowing firms to replace or upgrade outdated technology. This integration not only boosts client engagement but also improves operational efficiency and compliance, making it an ideal choice for organizations seeking a premium digital experience for their clients.

Cow Level AG is an innovative company that operates a fintech exchange platform designed for trading virtual assets within the gaming industry. The company's primary offering, FiPME, serves as a dynamic marketplace where gamers can securely and transparently exchange their in-game items. By creating an environment that encourages creativity and problem-solving, Cow Level AG empowers players to think like inventors, transforming their gaming experiences into opportunities for profit. The platform not only facilitates trading but also fosters a community of innovators who engage in crafting unique solutions and maximizing their gaming potential. Through its commitment to redefining the gaming landscape, Cow Level AG aims to build a vibrant ecosystem where gamers can thrive while pursuing their passions.

Splint Invest is a financial services company that operates a marketplace for retail investors seeking access to alternative investments. The company provides a platform where pre-selected issuers can offer their investment products, allowing private investors to engage in fractional investments. Utilizing advanced technologies, such as distributed ledger technology and artificial intelligence, Splint Invest streamlines the investment process by handling legal requirements, tokenization, custody, data management, and cash management. This innovative approach enables investors to diversify their portfolios and access a range of previously unserved investment opportunities.

STOverse helps startups to raise funds through Security Token Offering. It tokenize securities that are intrinsically connected with the value of their business and offers them to worldwide investors. STOverse gets investors exposed to passive income opportunities, such as liquidity mining, staking, and lending/borrowing.

Rivvi is a fintech company that specializes in an autonomous payroll platform designed to enhance the payroll process for businesses. By eliminating manual tasks and enabling real-time payroll calculations after each shift, Rivvi allows companies to pay their employees more quickly and efficiently. This innovation not only streamlines salary processing procedures but also directly contributes to improved operational efficiency and financial health for both businesses and their employees. Through its platform, Rivvi aims to transform payroll management, making it faster and more accessible.

CryptoIndexSeries specializes in providing institutional-grade data, tools, and analytics for the cryptocurrency markets. Its platform offers a comprehensive suite of features, including proprietary cryptoasset taxonomy, performance benchmarking against various indices, and news-based performance projection tools. Additionally, it facilitates advanced portfolio analysis and management, along with multi-exchange trading capabilities. By delivering real-time data feeds, historical datasets, and sentiment analysis, CryptoIndexSeries aims to empower asset managers, wealth managers, and cryptocurrency service providers to enhance their trading decisions and focus on strategic initiatives rather than technological challenges in market data and trading.

CakepLabs is a South Korean company focused on developing financial technology and artificial intelligence solutions. It aims to address challenges within the fintech and banking sectors by providing innovative platforms that enhance payment processes and overall financial services. The company offers local services tailored to meet the needs of its community, with products such as Chaca Market and Datacake. CakepLabs is dedicated to delivering user-friendly and high-quality solutions, particularly in tech-deprived areas, ensuring that businesses have access to efficient and secure financial technology.

PLG is a portable benefits platform for the gig economy, that enables independent contractors to pick and choose company-sponsored workplace benefits through a simple plug and play platform through work apps.

Oakify is a digital financial planner and self-service advisory marketplace focused on enhancing long-term financial wellness and resilience for its users. The company has developed an innovative platform that aims to connect the traditional financial advisory industry with digital-savvy generations. This platform not only provides personalized financial planning tools but also includes a crypto rewards program designed to encourage responsible financial behavior. By incentivizing users to manage their credit card repayments, savings, and investments effectively, Oakify seeks to empower individuals to take control of their financial futures.

Tranzfer.me is a pioneering money transfer platform based in Peru that facilitates international money transfers without the physical movement of cash across borders. By leveraging local bank transfers, the platform allows users to send money to recipients' bank accounts quickly, often within minutes. Tranzfer.me aims to simplify the process of sending and receiving funds internationally, providing an economical solution for users in Peru, Brazil, the United States, Canada, and Europe. The company plans to expand its services throughout Latin America, offering a mobile app and a network of agents to enhance accessibility for users, thereby enabling seamless global payments and transfers for family and friends.

Denq is a digital fintech company focused on enhancing financial accessibility and education within the Latin American region. It operates a blockchain-based digital banking platform that emphasizes transparency and user-centric services. Through its innovative approach, Denq provides a range of financial solutions, including robo-advisory investments, personalized loans, insurance options, and currency exchange services. The platform also features a proprietary credit scoring system designed to facilitate connections between users in Latin America and Europe. By prioritizing a seamless user experience, Denq aims to foster a healthy financial community and empower individuals with tools and knowledge that significantly improve their financial well-being.

Neuroprofiler is a company that operates an online platform focused on assessing investment profiles through the lens of behavioral finance. Founded in 2016 and based in Vinon-sur-Verdon, France, the company provides customized client suitability assessment questionnaires that clients can complete online. This process allows Neuroprofiler to gain insights into clients' investment preferences and biases, enabling the delivery of tailored recommendations. The platform adheres to regulatory requirements, specifically the MiFID II regulation, and covers the entire client appropriateness and suitability process. Additionally, Neuroprofiler incorporates elements of gamification and in-depth segmentation to enhance user engagement and improve the assessment experience for financial advisors, facilitating better understanding of clients' risk profiles for both business and compliance purposes.

New Wealth is a business-to-business fintech company that specializes in providing modular white-label solutions aimed at enhancing the distribution of mutual funds and wealth management services. The company focuses on developing mobile-first personalized advice technology tailored for wealth management. Its platform facilitates the screening, discovery, and analysis of investment products, while also offering a mobile portal designed for high-touch customer interactions. Additionally, New Wealth promotes environmental, social, and governance (ESG) awareness and capital mobilization, enabling wealth management professionals to deliver automated financial advice and manage investment data effectively.

Divizend is a FinTech company specializing in wealth-tax solutions aimed at reclaiming foreign dividend withholding taxes for private investors. Its platform automates the refund process, making it easier for users to navigate the complexities of tax recovery. Divizend's services include an interactive dividend calendar that provides insights into key financial figures and the historical performance of stocks across major international markets. By focusing on high dividend earnings, Divizend positions itself as a central resource for investors seeking relevant insights, research, and analytics to maximize their returns.

Doomoolmori provides AI wealth management and data analytics solutions to financial institutions, and robo-advisory services to end users.

LOQR is a company that specializes in providing a comprehensive digital customer onboarding platform tailored for financial institutions. It offers a centralized solution that manages the entire digital identity lifecycle, including identity verification and authentication. By leveraging its expertise in artificial intelligence and compliance, LOQR enables financial institutions to create seamless, client-centric banking experiences through its journey builder platform. The platform facilitates certified digital processes such as remote account opening and customer data updates, ensuring that all services are regulatory compliant. LOQR's mission is to empower clients to enhance their customers' digital experiences with efficient and integrated solutions.

Fligoo is a technology company that specializes in developing a personalized recommendation platform tailored for the financial industry. Its offerings include advanced artificial intelligence products, such as Fligoo Sharp AI and Fligoo DATAMOVEX AI, which are designed to address complex challenges faced by financial institutions. The platform curates and delivers content like trending videos, news, articles, and other relevant media based on users' social media activities, catering to their individual tastes and preferences. Fligoo emphasizes the integration of its AI solutions with existing systems, ensuring data security and confidentiality within the client's environment. Through its innovative approach, Fligoo aims to generate significant value for its clients in the financial sector.

GreenArc Capital Pte Ltd is a fintech company based in Singapore that specializes in impact investing and financial lending services for micro, small, and medium enterprises (MSMEs). Established in 2016, the firm utilizes an AI-driven platform to connect institutional investors with mission-aligned private debt opportunities, particularly focusing on vulnerable populations. GreenArc Capital aims to foster inclusive growth and close the financing gap associated with the United Nations Sustainable Development Goals (SDGs). In addition to its lending services, the company offers Conservation Finance Solutions that link markets to forest protection projects. By leveraging technology and data, GreenArc Capital also provides tools for impact measurement and reporting, enhancing transparency and credibility in the assessment of environmental and social outcomes in private asset portfolios.

swIDch is an information technology company based in London, England, specializing in secure authentication solutions for digital identities. Founded in 2015, the company utilizes a patented algorithm to generate dynamic authentication codes that function effectively in network-less environments. This technology allows clients to authenticate users without requiring a continuous internet connection. Additionally, swIDch's payment technology produces dynamic primary account numbers, facilitating secure transactions even when offline. With a focus on enhancing user control, the company's solutions support both dynamic and static virtual card numbers, ensuring safe and flexible payment options that adhere to standard EMV, contactless, and magnetic stripe protocols.

Hercle is a FinTech company that specializes in creating low-latency technology for institutional investors seeking exposure to crypto-assets. It develops an artificial intelligence-powered high-frequency trading platform that enables users to manage various trading strategies across multiple markets efficiently. The company's solutions focus on providing end-to-end prime-brokerage services and sophisticated trading algorithms that help clients capitalize on market inefficiencies in the crypto-assets space. By prioritizing efficiency and a market-neutral approach, Hercle aims to enhance profitability for its users while ensuring rapid execution and optimal performance in trading activities.

Inveert is a software solutions provider focused on serving financial institutions in the wealth management sector. The company addresses the challenges faced by these institutions in offering personalized financial advisory services to the underserved affluent and mass affluent markets, particularly those with assets under management below $300,000. Inveert's platform allows financial entities to deliver ongoing advisory services by tackling key issues such as client prospecting, conversion rates, and client retention. Its technology empowers retail customers to define their financial goals and risk profiles, while an algorithm generates tailored investment proposals based on individual time horizons. Through these innovations, Inveert enables financial institutions to offer a more humanized and effective advisory experience.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Scorce is a developer of innovative API tools aimed at simplifying the integration of multiple API providers for businesses. The company offers a platform that enables developers to connect seamlessly to various APIs through a single connection, ensuring enhanced security and speed. Scorce's tools are designed for a range of applications, including compliance analysis, financial data acquisition, personal data validation, digital onboarding, fraud prevention, credit scoring, and the use of alternative data. By facilitating rapid risk assessments and analyzing various factors to create risk scores, Scorce empowers customers to make informed decisions, particularly in lending contexts. The company's mission is to reduce the complexity of API integration, allowing businesses to focus on their core operations while leveraging the capabilities of various third-party services.

Xpats is a neobanking platform that focuses on serving expatriates and global remote workers by offering a comprehensive suite of financial and non-financial services. The platform provides users with essential tools such as bank accounts, credit and debit cards, housing solutions, and health insurance, all designed to facilitate a seamless transition to life abroad. By leveraging their extensive experience as expatriates, the founding team has developed a user-friendly app that delivers tailored and cost-effective solutions to meet the diverse needs of its community. Xpats aims to enhance the financial well-being of its users while simplifying the complexities of living and working in foreign countries.

DAOFAB operates a digital escrow platform designed to facilitate safe and efficient commercial transactions. By leveraging blockchain technology, the platform enables users to send and receive multi-currency digital tokens and assets through its digital wallet. Users can also earn interest on their tokens. The platform's non-custodial escrow service allows for the creation, management, and disbursement of funds while providing real-time transaction notifications, enhancing transparency and efficiency in financial exchanges.

Moneko is a Singapore-based FinTech startup developing an AI-powered personal finance mobile application tailored for millennials in Asia. The app employs behavioral science and game design principles to encourage better saving and money management habits among its users.

Strabo is a financial platform designed to streamline the management of global finances by integrating multiple financial accounts into a single dashboard. This platform connects various accounts, including banking, investments, and cryptocurrency, allowing users to visualize their financial information effectively. Strabo enables users to monitor their real-time net worth, manage assets by country or type, and utilize built-in analytics for informed decision-making. Additionally, it facilitates currency transfers, simplifying complex financial processes and enhancing users' ability to manage their money and assets across different regions.

StokenX is a technology company that specializes in developing a securities trading platform for financial intermediaries, enabling them to manage digital assets effectively. Its open-source, platform-agnostic solution is designed to integrate seamlessly with various banking systems, blockchains, and custody providers. By leveraging blockchain technology, StokenX offers a secure marketplace for trading security tokens, which enhances liquidity for bonds and private debt. The platform operates within a fully-regulated environment, allowing financial institutions to provide their clients with a reliable trading experience for digital assets, including automated settlements in both crypto and fiat currencies.

Velotix is a company that specializes in data governance and orchestration, providing a platform designed to enhance data accessibility while minimizing security risks. Its AI-driven solution automates policy management, ensuring compliance with evolving privacy regulations and safeguarding against potential violations and fines. The platform delivers real-time data insights and compliance management services tailored for regulated enterprises, particularly in the financial sector. By facilitating secure access to data, Velotix enables organizations to efficiently manage information while adhering to strict data authorization and management regulations. This approach empowers businesses to operate with agility and confidence in an increasingly complex regulatory landscape.

Norsia is a technology-driven wealth management firm that specializes in integrating clients' personal values and sustainability goals into their investment portfolios. The company provides fintech tools designed to assist financial advisors in aligning investments with clients' environmental, social, and governance (ESG) preferences, enabling the creation of personalized sustainable alternatives and relevant insights.

Stableton Financial AG is an investment firm based in Zug, Switzerland, founded in 2018. The company specializes in developing an alternative investments platform that provides access to various investment opportunities, including hedge funds, startups, alternative lending, and real estate. It offers advisory services focused on absolute return strategies, targeting private and mid-sized investors, financial intermediaries, investment managers, service providers, and startups. With a commitment to facilitating investments in growth-stage, tech-enabled companies, Stableton addresses sectors such as cloud computing, enterprise software-as-a-service, consumer technology, information technology, and financial technology. The firm also operates additional offices in Zurich and Berlin, expanding its reach within the investment landscape.

Avoodoo is a cloud-based platform specializing in index development, calculation, and management for index providers and asset managers. It features open interfaces that minimize the need for IT intervention, allowing for a streamlined user experience. The platform's flexible data structure employs known business keys, ensuring reliable temporal data integrity for accurate backtesting. In addition to its index management capabilities, Avoodoo offers consultancy services focused on software engineering, product management, and agile methodologies. The company provides workshops, training, and index consulting, aimed at helping clients enhance their product development cycles and effectively navigate increasing project complexities.

Couture.ai is a developer of a customized AI platform that assists large global enterprises across various sectors, including retail, travel, and banking, in scaling their operations. The platform is built on patent-pending innovations in machine learning, computer vision, and deep learning, allowing businesses to implement targeted products tailored to their specific needs. Couture.ai's technology facilitates the deployment of enterprise-wide AI solutions for real-time applications, enhancing the customer experience through features such as personalized bots and assistants, live search, demand forecasting, pricing intelligence, and market trend analysis. The platform is currently utilized by some of the world's largest companies, serving approximately 200 million active users and significantly improving their omnichannel interactions.

Propine is a Singapore-based company founded in 2018 that specializes in developing regulated custodian and securities solutions for digital assets. It offers institutional investors a robust infrastructure for digital asset custody, featuring segregated customer accounts and withdrawal options. Propine employs a dual-layer multi-signature system to ensure security and provides services that include comprehensive reporting on holdings, transaction history, and notifications for corporate actions. Additionally, the company facilitates the administration of token plans for various stakeholders, including employees and investors, while managing risk assets associated with tokenized investments. Through its offerings, Propine aims to enable institutions to navigate the complexities of blockchain-based digital assets effectively.

Signzy is a provider of digital onboarding and identity verification solutions, serving clients in over 180 countries through its no-code platform and APIs. The company specializes in enhancing trust and security for banks and financial institutions by offering tools for Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML) compliance, fraud detection, and various verifications, including bank account and age checks. Utilizing artificial intelligence and cryptographic technologies, Signzy’s platform simplifies customer authentication and due diligence processes, thereby streamlining onboarding and risk management for financial services. The company has established partnerships with notable organizations, including major banks and technology firms, and has helped customers achieve significant improvements, such as increased applicant growth and reduced fraud rates.

Abroaden is a pioneering wealth-building platform designed for individuals living abroad. The company provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing advanced data analytics, Abroaden assesses customers' financial goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only facilitates wealth creation while living anywhere in the world but also allows for the potential relocation of investments in the future. By focusing on the financial well-being of its users, Abroaden aims to empower expatriates to achieve their financial objectives effectively and efficiently.

AAZZUR Ltd, established in 2017 and headquartered in London, specializes in developing a fintech orchestration platform. This platform enables businesses to embed tailored financial services into their offerings, such as banking, wealth management, and insurance, without the need for significant tech investment or multiple contracts. AAZZUR's solution aggregates and curates best-of-class suppliers, simplifying customer experiences, driving business growth, and reducing time to market. The company formerly operated under the name BEEONE TECHNOLOGY LIMITED until December 2017 when it rebranded as AAZZUR Ltd.

DigiShares offers a comprehensive software solution for the issuance and management of securities on the blockchain, primarily focusing on the tokenization of real estate and other substantial physical assets. As one of the first compliant security token offering platforms in Europe, DigiShares provides a white-label system that includes a user-friendly dashboard for issuers. This dashboard features an automatically updated ownership cap table, ensuring compliance by verifying that buyers are whitelisted before any token trades occur. Investors benefit from a customized KYC/AML process for registration and verification, while issuers can efficiently manage various aspects of their offerings, including share allocations, investor approvals, voting processes, and dividend distributions. DigiShares streamlines the financing and management processes for property developers, asset managers, and investment firms, facilitating quicker, more transparent, and cost-effective transactions.

Verif-y Inc. is a technology company that specializes in digital identity and credential verification solutions. Founded in 2016 and based in Philadelphia, Pennsylvania, Verif-y offers a platform that enables background checks for pre-employment screening and Know Your Customer (KYC) processes. Its services allow organizations to efficiently and securely verify identities and credentials while giving individuals control over their sensitive personally identifiable information (PII). Users can manage access to their information, including the ability to terminate access or delete historical records, enhancing privacy and security. Verif-y's solutions streamline onboarding for organizations, improve operational efficiency, and help reduce compliance burdens related to privacy regulations. The company serves a diverse clientele, including individuals, employers, credential providers, and government entities.

Obligate, established in 2019 and headquartered in Zurich, Switzerland, operates a financial platform facilitating the issuance of electronic negotiable instruments using distributed ledger technology. The company's core service enables businesses to efficiently raise funds by issuing on-chain bonds and commercial paper, reducing intermediaries and associated costs by up to 80%, while expediting issuance processes from weeks to hours. This regulated DeFi environment ensures maximum data integrity and real-time transactions, empowering corporates, banks, and investors alike to manage liquidity effectively.

VALK is a London-based company founded in 2019 that specializes in developing a software platform designed to manage, invest, and trade unlisted assets such as private company shares, fund shares, real estate, and infrastructure. By digitizing the asset management and investment workflows, VALK centralizes and automates processes traditionally performed manually, thereby improving efficiency for asset managers, investment banks, and funds. The platform supports over 70 financial institutions, including investment banks, hedge funds, and family offices, across more than 15 countries in Europe, the Middle East, Africa, North America, and South America. In the past year, VALK has facilitated transactions exceeding 4 billion USD. The company has received recognition in the form of awards for sell-side technology and asset management, and it participates in the FCA Sandbox and Tech Nation's fintech cohort.

Things Protocol is a provider of IoT-based security and payment solutions, founded in 2020 and headquartered in Den Haag, Netherlands. The company utilizes distributed ledger technologies to create an autonomous device identity and a tamper-proof communication protocol for various smart devices. This innovative approach connects the physical world with financial services, particularly supporting the banking, financial services, and insurance (BFSI) sectors by enabling transparent and immutable IoT-based payments. In addition to its core offerings, Things Protocol provides device security, communication protocols, and tools for monitoring data and financial transactions through its ledger platform. The company's platform is designed to facilitate secure, private, and scalable data exchange among devices, promoting seamless interaction in the Internet of Things ecosystem.

Bond180 Limited is a fintech company based in London, United Kingdom, specializing in technology solutions for the debt capital markets. Founded in 2019, the company develops a digital platform that includes a demand management system (DMS) designed to enhance the market-facing activities of institutional investors through data and analytics. Additionally, Bond180 offers 180Match, a reverse enquiry engine that facilitates communication between investors and the sell-side, and an issue administration network (IAN) that provides digital asset issuance and administration services. The company's focus is on enabling institutional investors to efficiently source assets and identify value in primary markets.

Yokoy is a FinTech company specializing in automated spend management for medium to large enterprises. Its platform integrates expense management, supplier invoice processing, and smart corporate cards, leveraging AI and machine learning to streamline workflows and enhance efficiency over time. The solution enables users to upload images of expenses for automatic report generation, saving time, preventing fraud, and providing valuable data insights. Founded in 2019 as Yokoy Group AG (formerly Expense Robot GmbH), the company aims to revolutionize spend management through innovative technology.

Troy is a FinTech company that specializes in friendly debt collection services, emphasizing a data-driven and omnichannel approach to customer experience. Recognizing that over 50% of customers may overlook payments or experience temporary financial difficulties, Troy focuses on maintaining strong relationships between creditors and their customers. The company combines advanced technology with extensive debt collection expertise and marketing best practices, positioning itself as a leader in customer experience within the debt collection sector in Europe. This innovative approach has demonstrated significant results, achieving debt recovery rates 25% to 80% higher than traditional agencies. With a customer satisfaction rating of 4.1 out of 5, Troy's services not only facilitate faster payment but also enhance overall customer relations. While primarily catering to corporate clients, the Troy platform also aids in digitizing and improving customer experience in other internal processes, showcasing its versatility and commitment to elevating client interactions.

YUKKA Lab AG is a fintech company that specializes in real-time news analytics software aimed at detecting market sentiments. Its innovative tools are designed for the finance and communications industries, providing asset managers and financial advisors with the ability to analyze financial news rapidly and efficiently. The software systematically identifies key topics and trends in professional financial news, enabling users to anticipate market moods and adjust their strategies accordingly. By offering insights into significant trend changes and trading volumes, YUKKA Lab empowers clients to make informed investment decisions with a reduced expenditure of time. The company has also expanded its offerings to include metrics related to environmental, social, and governance (ESG) factors, as well as corporate risk assessments, thereby broadening its applications beyond the finance sector.

Merkle Science is a software company that specializes in predictive crypto risk and intelligence platforms designed for businesses and government agencies. Founded in 2018 and headquartered in Singapore, the company focuses on helping crypto companies, financial institutions, and regulatory bodies detect, investigate, and prevent illegal activities associated with cryptocurrencies. Its proprietary Behavioral Rule Engine enhances the capabilities of compliance teams, allowing them to meet local Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements while addressing the complexities of illicit activities in the cryptocurrency space. The platform features an intuitive rule management interface that enables users to visualize account activity over time and generate detailed forensic reports, facilitating due diligence and compliance for blockchain companies, crypto exchanges, investment funds, banks, and regulators.

Inkredo is a company dedicated to reimagining financial infrastructure with the goal of improving the lives of underserved individuals through simpler and more accessible financial products. It has developed a financial data intelligence platform that specializes in analyzing bank transaction data from structured files. Utilizing artificial intelligence, Inkredo's platform extracts high-quality, machine-readable data from various banks' PDF formats while preserving the tabular structure of the information. This innovative approach enables banks to make informed decisions based on comprehensive bank statements and data analysis, contributing to a more effective financial ecosystem.

HedgeSPA is a company focused on transforming professional investment analytics by making sophisticated tools accessible to all investors. Through its predictive investment analytics platform, HedgeSPA enables users to manage investment portfolios more effectively, significantly reducing the risk of portfolio drawdowns and automating routine management tasks. The company combines advanced market scenarios with a scalable approach, offering Tier 1 analytics at competitive subscription rates aimed at various key market segments. This model not only minimizes operational costs but also ensures high gross margins. By democratizing access to its analytics platform, HedgeSPA promotes fair competition within the asset management industry, allowing all professional investors to maximize their business potential.

PiChain is a RegTech company focused on sustainable compliance management for financial institutions. By integrating artificial intelligence and blockchain technology, PiChain develops advanced systems that proactively learn and automate complex compliance challenges. The company aims to enhance decision-making for compliance and regulatory professionals, significantly reducing false positives in compliance processes. Through its innovative cognitive compliance platform, PiChain empowers clients to efficiently manage their compliance obligations, ensuring a more sustainable approach to regulatory adherence.

Yokoy is a FinTech company specializing in automated spend management for medium to large enterprises. Its platform integrates expense management, supplier invoice processing, and smart corporate cards, leveraging AI and machine learning to streamline workflows and enhance efficiency over time. The solution enables users to upload images of expenses for automatic report generation, saving time, preventing fraud, and providing valuable data insights. Founded in 2019 as Yokoy Group AG (formerly Expense Robot GmbH), the company aims to revolutionize spend management through innovative technology.

LoanXChain is a pioneering financial technology company that has established the first European secondary marketplace for loans. By leveraging blockchain, artificial intelligence, and application programming interfaces, LoanXChain facilitates a seamless connection between lenders and institutional investors. This innovative platform streamlines the sale of loans and the transfer of credit risk, making these processes straightforward, swift, transparent, and accessible for smaller financial institutions. Additionally, LoanXChain enables lenders to optimize their loan warehouses and manage their capital and liquidity needs dynamically. This capability allows lenders to adapt their credit production processes in response to investors' purchasing intentions, thereby promoting efficient credit production and distribution in real-time.

Element36 is a financial software developer focused on bridging traditional finance and blockchain technology. The company offers a platform that allows smart contracts to facilitate transactions in EUR and CHF directly, addressing critical limitations in blockchain applications for existing businesses. Element36 provides an onboarding solution, a wire transfer API, and support for stablecoins and tokens, enabling developers and companies to integrate a banking interface into their smart contracts. Additionally, the company assists in outsourcing anti-money laundering (AML) and compliance processes, making it easier for businesses to navigate the complexities of using blockchain in a regulated environment.

EasySend is a technology company founded in 2016 and headquartered in Tel Aviv-Yafo, Israel. It specializes in developing a no-code digital transformation platform tailored for the banking and insurance sectors. The platform enables organizations to convert traditional paper forms and PDFs into interactive digital experiences, thereby streamlining customer interactions and enhancing overall customer experience. EasySend provides pre-built components for various use cases, such as digital mortgages, lending, policy renewals, claims processing, and customer onboarding. Its intelligent eForms can seamlessly integrate with existing legacy and core banking systems, as well as third-party services like popular customer relationship management tools. With a strong presence in the Israeli market, where it serves over 90% of the financial and insurance sectors, EasySend is rapidly expanding its global footprint, catering to more than forty enterprise clients across multiple countries, including the United States, Germany, and Japan.

Voxo AB, established in 2015 and headquartered in Stockholm, Sweden, specializes in enterprise-level voice conversation analytics. Its platform identifies, compiles, and visualizes valuable information from voice conversations, enabling businesses to gain insights for efficiency, compliance, and client understanding within financial advisory services.

ff.next offers design-driven mobile banking solutions for financial innovators with a special focus on younger customers, including off-the-shelf, boxed solutions that are all easy-to-customise, design-driven and white-label as well as an end-to-end service from UX research, through UX/UI design to implementation. These solutions enable banks and fintech companies to engage younger generations, Millennials & GenZ customers with design-oriented digital interfaces. The company has two flagship products called Flint and RocketMoney. Flint is a mobile-first, end-to-end remote lending solution, which is capable of executing credit scoring through a mobile platform, therefore loan application can take only 20 minutes. The solution uses public registers, therefore most of the user data is automatically filled in and its cleanliness is also guaranteed. RocketMoney is a family banking solution we offer together with GoSave, a Californian fintech startup. We together cover the whole youth banking lifecycle by serving the 6-12 years old with a next generation piggy bank and the 12-18 years old with an allowance management application helping youngsters manage, save and also make money in a smart way. Our vision is to conquer the youth banking space with our GoSave and provide financial innovators with the right solutions to increase financial consciousness and literacy.

Galaxis Network is a London-based company founded in 2019 that specializes in developing an online financial platform aimed at decentralizing portfolio management through the use of smart contracts. The platform is designed to manage digital assets for hedge funds and private equity, providing a compliant environment for trading and asset management. Utilizing blockchain technology, Galaxis Network offers features such as peer-to-peer portfolio following, smart contract-based asset swaps, and lending options. These capabilities enable institutional investors and traders to engage with decentralized finance while adhering to regulatory standards.

3rd-eyes analytics is a company that specializes in providing digital wealth planning and advisory software tailored for financial institutions. Its platform integrates goal-based investing with advanced asset-liability management techniques, allowing banks, insurance companies, and investment advisers to effectively manage earnings and optimize asset allocation. By employing a stochastic process, the software assesses various scenarios and aligns investment strategies with specific client goals. Additionally, 3rd-eyes analytics incorporates sustainable investing practices that extend beyond mere regulatory compliance, enabling institutions to deliver comprehensive and responsible financial solutions to their clients.

Wallee is a payment services platform that specializes in facilitating electronic payment processing through an online payment gateway. The company provides a range of services, including an API-linked payment gateway that supports recurring bill payments, hosted checkout pages, and reconciliation tools. Wallee offers modern payment methods, allowing merchants to accept transactions via credit cards, PayPal, direct debit, bank transfers, digital wallets, and invoice payments. The platform also features plugins for easy integration with popular e-commerce systems and includes advanced security measures, such as 3D secure payments, to enhance transaction safety. By routing transactions based on card BIN ranges, Wallee improves card acceptance rates for merchants, streamlining the payment experience for both businesses and customers.

Abaka Holdings Ltd., established in 2016 and headquartered in London, operates an AI-powered digital savings and retirement platform. It partners with employers to enhance employee financial wellbeing by offering a platform that boosts benefits awareness, facilitates employer-staff communication, and empowers employees to manage their finances. Abaka's platform provides personalized financial guidance and nudges, helping employees build financial knowledge and make informed decisions. It also collaborates with financial institutions to deliver scalable, affordable advice on pensions, savings, and investments to retail customers, using conversational AI, behavioral nudges, and data insights. Abaka's technologies are licensed by tier-one international banks, pension providers, and asset managers, benefiting over 9 million users across multiple countries.