Tenity

Sircular is a technology company that operates a data-driven platform. This platform facilitates connections between investors and innovative startups. It streamlines the application and selection process for accelerators and investors, enabling startups to expedite their fundraising efforts and discover potential investors more efficiently. The platform employs data-driven insights and AI research agents to match startups with investors based on the startups' strengths, helping investors analyze investment opportunities and build their corporate memory.

Yativo is a financial technology company that specializes in providing payments infrastructure for various businesses in Latin America. These include marketplaces, payroll platforms, payment institutions, and fintech companies. The company's platform offers services such as identity verification, virtual bank account issuance, and deposit and payout processing. This enables businesses to efficiently manage their financial operations and expand their service offerings.

Settlr is a financial technology company that specializes in optimizing post-trade operations for various entities. It combines deep domain expertise with advanced technology, including artificial intelligence, to minimize the workload associated with non-value-added back-office functions. The company's platform streamlines communication processes, leverages market conventions, and uses static data to enhance operational efficiency and enable clients to focus on value-added activities.

Lunash is a technology company that specializes in AI-driven debt management solutions. It caters to a wide range of Indonesian financial institutions, including regional and rural banks, peer-to-peer lenders, multi-finance companies, and debt collection agencies. Lunash's platform uses artificial intelligence to analyze borrower data and generate personalized communication strategies, helping these institutions boost recovery rates and reduce operational costs while maintaining positive borrower relations.

Trivium builds essential financial infrastructure that enables companies to easily launch investment products, offering a broad set of tools to support product development and improve the investor experience.

Green fintech startup that provides a disruptive digital receipt service collecting Offline Market Big Data through an in-house AI model

Doconomy offers digital banking services, focusing on sustainability. It provides the DO app, tracking carbon emissions from online purchases, and the DO Black credit card with a carbon limit. The company aims to inspire sustainable consumption by connecting consumers, producers, retailers, and influencers in a circular ecosystem.

Betalo AB, founded in 2011 and based in Stockholm, Sweden, specializes in developing a user-friendly mobile payment application. The company aims to simplify everyday financial transactions for its users by leveraging modern technology and reducing overhead costs. By prioritizing transparency and fairness, Betalo seeks to provide accessible and affordable banking services. Its team, equipped with extensive technical and financial expertise, focuses on creating a secure and intuitive experience for users. Betalo believes that innovative technology and thoughtful design can enhance everyday banking, making financial services available to a broader audience. The company's vision includes breaking down barriers in financial services to facilitate connections among people.

Prometheus Data is a fintech startup revolutionizing risk management by offering real-time, large-scale data analysis and tailored recommendations. Its platform enables institutions to assess cross-border risks effectively, minimize credit risks, optimize processes, and enhance revenue.

CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

Fineksi is a SaaS company that specializes in credit decision services for financial institutions. It employs AI and machine learning technology to automate and enhance the credit underwriting process, enabling accurate and reliable lending decisions. The company aims to minimize risk and maximize profitability for its financial partners by providing comprehensive data analysis.

ArkoPay is a tech-enabled platform providing financing, payment processing, and construction management tools for small- to medium-sized firms in the construction supply chain. The platform streamlines transactions, cash flow, and budgeting by offering flexible financing terms, automated payments, and real-time updates on building materials pricing, helping users set accurate project budgets, improve cash flow, and manage expenses more efficiently. By connecting suppliers and contractors, ArkoPay reduces cash flow uncertainty and supports timely worker compensation, with a focus on bridging gaps in construction operations and value chains in Indonesia.

FundKernel, established in 2021, is a digital platform that leverages artificial intelligence to connect asset managers with wealth managers seeking specific investment mandates. Its proprietary AI Curation Engine evaluates over 180 data points per fund, facilitating matches based on investment criteria. Since its launch in 2022, FundKernel has attracted US$70M in subscriptions, published 130 funds, and onboarded 50 wealth management firms. In 2024, it was backed by Tenity Incubation Fund, a Fintech accelerator supported by global financial institutions. The platform has been recognized for its excellence in AI-driven alternative investment curation.

Mochi provides a receivables management platform designed to assist small and medium-sized enterprises (SMEs) in streamlining their billing and collections processes. The platform offers automated invoicing, repetitive task automation, and multiple payment options.

Newbridge enables financial institutions to realize the potential of cryptocurrency asset management. Their AI-powered SaaS platform provides asset managers with the tools and insights they need to manage the entire lifecycle of cryptocurrency assets.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

Darksquare is a financial services company that aims to democratize access to alternative investment opportunities for individual investors. By leveraging crowdfunding, Darksquare allows individuals to invest in high-value assets such as distressed credit, private islands, timberland, and renewable energy projects—assets that have traditionally been accessible only to wealthy individuals and hedge funds. The company focuses on providing services that enable portfolio diversification and the potential for higher returns compared to conventional stock market investments. By addressing the barriers posed by minimum investment thresholds, Darksquare caters to a growing demographic of younger investors who are increasingly interested in exploring diverse asset classes.

Zurichberg is a platform that democratizes access to luxury watches, enabling investors to purchase fractional shares of high-end timepieces starting at $500. Users can trade these shares on the platform's marketplace and potentially profit from the watches' appreciation. The company aims to make prestigious Swiss watchmaking history accessible to a broader range of enthusiasts and investors.

Ziv4 Technology is a financial technology company specializing in artificial intelligence algorithms for cryptocurrency trading. It offers a platform that automates trades, including trade bots, indicators, a digital wallet, and a platform for users to create and execute automated trading strategies in cryptocurrency markets.

Finterai develops secure data collaboration technology for anti-money laundering and compliance enhancement. Its platform employs federated learning to minimize false positives, facilitates real-time crime pattern sharing, integrates with existing systems, and preserves data privacy, enabling financial institutions to improve detection accuracy and operational efficiency without compromising sensitive information.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

Bambus.io operates a real estate asset management platform designed to provide a balanced investment strategy for real estate owners. The platform enables users to diversify their assets without the need to sell their properties, facilitating access to financial advice and related financial products. This approach allows clients to unlock liquidity from their property assets while continuing to reside in their homes, thereby earning income from their real estate investments.

Root is a platform for a new generation and community of activist retail investors to unite their voices in order to engage with the firms in their portfolio and create genuine change.

GeekPay is an all-in-one toolkit for automating, tracking, and securing digital currency payments.

DaySave is a fintech company that uses open banking and AI to analyze users' spending habits. It automatically saves and invests small amounts tailored to each user's long-term wealth goals, offering personalized investment portfolios through its European bank partner.

Defiria specializes in quantitative risk management services specifically tailored for decentralized finance (DeFi) and cryptocurrency investors. The company has developed a risk management platform that combines advanced data modeling with cutting-edge analytics to provide deep insights and expert guidance on financial risks. This platform is designed not only for individual investors but also for institutions, helping them effectively manage their risk exposure and navigate the complexities of the cryptocurrency market. Through its innovative approach, Defiria aims to enhance understanding and control over financial risks in the rapidly evolving digital asset landscape.

Pints.ai offers an artificial intelligence-based platform designed specifically for financial institutions. Its on-premises, plug-and-play solution ensures the confidentiality and secure management of sensitive data. By leveraging a proprietary large model with industry-specific features, Pints.ai's Neuron AI is pre-trained in financial knowledge and integrates seamlessly with clients' data. The platform provides an AI assistant that delivers business insights, data safety, and modularity without reliance on tokens or hallucinations. This enables retail banks, fintech startups, and other financial entities to achieve heightened efficiency, accuracy, and growth in their operations and sales, ultimately giving them a competitive advantage in the financial sector.

Elysium Lab is an innovative startup that develops a keyless on-chain multi-factor authentication system for decentralized applications and self-custody wallets. The technology is modular and agnostic and was first implemented in a self-custody wallet for Bitcoin and stablecoins. It enables secure digital asset management by allowing interactions with smart contracts without exposing private keys, reducing theft and loss while preserving user ownership and improving the experience of managing assets. The on-chain onboarding algorithm supports secure access and asset management, redefining self-custody by generating and deleting the key as needed to maintain security. The company focuses on secure authentication, asset management, and privacy within decentralized ecosystems, addressing cyber threats and centralized custody risks for crypto assets.

Complok is an AI-driven risk management platform designed to streamline compliance processes for financial institutions. By automating risk assessment and reporting, the platform significantly reduces the manual workload of compliance teams, allowing them to efficiently manage operational risks while maintaining an audit trail. Complok provides compliance officers with a comprehensive overview of compliance risks and status, enabling organizations to minimize errors and save considerable time on repetitive tasks. This innovative solution not only helps businesses lower costs associated with consultants, fines, and hiring but also empowers them to scale operations more effectively and stay ahead of regulatory risks.

GoNsave is a developer of a gig economy platform aimed at enhancing worker engagement among independent workers in Latin America and Southeast Asia. The company addresses the challenges faced by the approximately 130 million underbanked and under-protected workers in these regions by unlocking access to vital data. GoNsave offers a super app that allows users to store their financial and work records securely. By leveraging this data, the platform connects workers with multiple service vendors, ensuring a pre-screened and targeted audience. This approach not only enhances service accessibility for workers but also reduces distribution costs for vendors, ultimately streamlining operations within the gig economy.

Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

SmartPurse is a financial planning and education platform designed specifically for women, aimed at fostering financial independence and empowerment. It provides a comprehensive toolkit that includes financial courses, health snapshots, savings strategies, security measures, and retirement planning resources. By promoting a vibrant community of like-minded individuals and knowledgeable money coaches, SmartPurse inspires women to take control of their financial futures and make informed decisions regarding their finances. The platform focuses on building financial literacy and confidence, helping women navigate their unique financial journeys.

DemaTrading.ai helps financial institutions such as ETF issuers to optimize their workflow. We handle rebalancing, operational flows, reporting, and analytics. The result is improved fund performance, less manual labor, a lower tracking error and tracking difference, against lower cost and higher efficiency.

Jrny is a platform facilitating aspiring homeowners' journey towards ownership. It connects them with asset owners like institutional investors, developers, and landlords in a rent-to-own model. Users secure their dream homes with a minimal deposit, build wealth during the rental period, and eventually become outright owners. Asset owners benefit from pre-qualified demand, long-term tenants, and tech-enabled management services.

Luumeos is a developer of a market forecasting and risk management platform aimed at providing investors with insights derived from their own talent networks. The company utilizes a combination of quantitative models and human insights to enhance the accuracy of market performance predictions. By integrating analytics with community-driven expertise, Luumeos enables users to anticipate changes in market risk and performance effectively. This approach allows investors to gain a competitive edge by improving their ability to forecast future market movements with greater confidence.

Heymax.ai gives you a free trip every year by rewarding you with Max Miles. Heymax.ai doubles your favorite miles! heymax helps you find the best credit card to use anywhere you shop, and double dip to earn your preferred loyalty points and miles at 20+ airlines and hotels by shopping with our partners like Shopee, Lazada, Amazon, Apple, Trip.com, Singapore Airlines and so many more. For businesses, heymax.ai is a simple and efficient way to convert high-spending customers who like rewards on their terms.

Relio offers digital banking services tailored for small and medium-sized enterprises worldwide. It provides savings accounts, money transfers, bill payments, and transaction monitoring tools, aiming to simplify financial management for complex businesses.

Happi is a financial technology company that provides Underbanked Youths with Instant Banking Accounts, Savings Options, and Micro-Loan Facilities. It has pioneered a new banking model that allows customers to obtain the quickest loan at 0% interest with minimal hassle. Happi super account also allows you to make any payment in two months with EMI.

YIEDL, formerly known as Rocket, is a Singapore-based financial institution regulated by the Monetary Authority of Singapore. It aims to pioneer the world's first decentralized and distributed hedge fund, RocketDAO, powered by a collective artificial intelligence. This AI is generated through a blockchain-based machine learning competition on the Polygon network, enabling the fund to make data-driven investment decisions. The company's platform connects data scientists and investors globally, providing crowdsourced insights and advanced AI tools to facilitate informed decision-making and maximize returns.

BitVision provides a digital asset accounting and reporting platform that integrates blockchain activity with a company’s existing accounting system. The tool helps enterprises manage assets across wallets and exchanges, streamline blockchain transactions, and deliver essential accounting, reporting, and business insights. By unifying crypto activity, BitVision enables organizations to handle digital assets more efficiently and maintain clear visibility into their crypto portfolios and financial data.

cWallet Services W.L.L. is a financial technology company based in Doha, Qatar, founded in 2018. The company operates a platform that offers a range of financial services aimed primarily at low-income and unbanked individuals, including migrant workers and domestic helpers. Through its cWallet application, users can receive their salaries, send money to family and friends, pay bills, and make purchases at local stores. The platform also facilitates the purchase of metro and bus tickets, and offers services for online recharge and booking of travel accommodations. By providing these services, cWallet empowers individuals by improving their access to essential financial tools that were previously unavailable to them.

AgriFi is a digital credit agricultural ecosystem based in Bangalore, Karnataka, founded in 2020. The company aims to support farmers, crop retailers, and other stakeholders within the agricultural sector. It offers a credit scoring algorithm designed for farmers and Farmer Producer Organizations (FPOs), along with financial management tools for retailers. This approach enables farmers to optimize credit risk and mitigate the risk of default for produce buyers, thereby enhancing the overall efficiency and reliability of agricultural transactions.

PredictRAM is a technology company specializing in predictive analytics software for investment risk assessment. It leverages artificial intelligence to provide data-driven insights on financial and economic events, enabling clients to make informed decisions and enhance their risk management strategies.

Eco2wallet is a sustainable FinTech company that specializes in environmentally friendly financial solutions for consumers and businesses. It offers card-linked digital wallets and debit cards that facilitate online and in-store payments. A distinctive feature of Eco2wallet's services is that a portion of each transaction is dedicated to funding tree planting and seagrass restoration initiatives. This approach allows environmentally conscious users to actively contribute to conservation efforts while managing their financial transactions. By focusing on promoting sustainability and environmental responsibility, Eco2wallet aims to integrate eco-friendly practices into everyday financial activities.

Delega is a developer of a treasury management system focused on digitizing the signatory management process for both banks and corporations. The company addresses the well-known challenges associated with managing signatory rights, an issue that has seen limited innovative solutions until recently. By leveraging modern technologies, Delega's system enables clients to manage their signatory rights across multiple banks in a fully integrated manner. The company emphasizes collaboration and co-creation, believing that effective industry solutions must involve input from all stakeholders to create a comprehensive and functional system.

FinFinder is an AI-based platform that matches clients with qualified financial advisors, providing a streamlined way to find and select professional financial guidance. The platform aggregates advisor options and supports users in taking initial steps toward financial advice, enabling easier access to tailored advisory services. The company was founded in 2021 and is headquartered in Schönenberg, Switzerland.

Divercefi develops a web-based platform facilitating access to digital assets across various ecosystems. Its decentralized finance interface enables users to discover, build, track, buy, and manage diversified investments of any asset class from a single dashboard.

Crowdgenix is focused on creating a Web3-enabled and zero-knowledge-powered institutional decentralized finance (DeFi) platform aimed at bridging the gap between digital and traditional finance. The company offers a comprehensive multi-chain tokenization infrastructure that includes a Tokenization Engine for asset origination, a Launchpad for distribution, and a decentralized exchange (DEX) for trading tokenized real-world assets. By facilitating seamless investment, trading, and management of digital assets, Crowdgenix aims to unlock significant capital opportunities within the financial landscape.

CryptoTechFin is a technology company specializing in developing advanced software tools for cryptocurrency investment and trading. The company creates high-quality simulators, investment algorithms, automatic trading robots, and data collection systems to maximize returns on cryptocurrency investments. CryptoTechFin prioritizes staying ahead of market trends and technological advancements in the crypto sector, leveraging this knowledge to strategically capitalize on opportunities. Their platform offers software tools that integrate with users' cryptocurrency exchange accounts, enabling efficient buy-and-sell operations and real-time adaptation to market changes.

Kidbrooke develops unified analytics software for financial institutions. Its platform integrates tools for data aggregation, scenario generation, customer profiling, product suitability analysis, enabling clients to manage data, enhance decision support, and create seamless financial planning experiences across investments, pensions, credit, insurance, and tax.

Datia is a data platform focused on sustainable finance, partnering with innovative financial institutions to streamline their Environmental, Social, and Governance (ESG) workflows. The platform enables clients to efficiently collect and analyze ESG data, assess their portfolios, and model ESG preferences. Additionally, Datia automates reporting in accordance with regulatory frameworks such as the Sustainable Finance Disclosure Regulation and the EU Taxonomy. By providing insights into the impact of investments on climate and society—through metrics like carbon emissions, water usage, and gender equality—Datia empowers users to make informed, value-based investment decisions that align with their sustainability goals while seeking financial returns.

Tontine Trust is recognized as a pioneering entity in the retirement technology sector, focusing on innovative lifetime income solutions to enhance pension wealth. The company has developed the Tontine IRA™, a product designed to alleviate the risks associated with outliving one's savings, a concern that resonates with many retirees. By leveraging research from reputable organizations, Tontine Trust aims to create and operate sustainable pension schemes that align with modern retirement needs. The company's approach not only seeks to provide financial security for individuals but also aims to improve overall wellbeing in retirement. The significance of its offerings has garnered attention from international bodies, leading to regulatory support for converting traditional pension structures into Tontine IRAs, thereby promoting a more reliable income stream for retirees.

Sentimer Technologies offers an AI-powered chatbot platform for customer acquisition, cross-selling, and service in industries such as insurance, banking, energy, and automotive. The platform enables personalized interactions across various channels, enhancing customer experience and conversion rates.

Aisot Technologies develops an AI-driven investment decision platform for professional investors. Its platform enables asset managers, advisors, and brokers to optimize portfolios or construct personalized ones, turning them into tradable securities. The company covers both traditional assets and cryptocurrencies.

Kaspar& is a fintech company focused on accessible financial services and forward-looking technology. It operates a platform that provides investment plans and tools to help individuals build personal wealth. The platform includes a card for online and offline purchases and automatically invests the spare change from transactions, enabling customers to access financial services and invest professionally.

Posh is a conversational AI and NLP technology development company that enables developers to deliver a new way to interact with users. With Posh, website actions that takes minutes to complete can be sped up to just seconds with a simple message from bots. Companies in finanical services, healthcare, utilities, and beyond are using the Posh platform to re-create call centers and automate routine requests for both customers and staff while saving time and money. The company wants to make the internet experience easier and more enjoyable. Posh was launched on 2015 and is based in Boston, Massachusetts.

impak Finance connects savers and investors with entrepreneurs and companies working for a sustainable transformation.

Investment Navigator is a financial analysis platform designed to assist professional market participants in the advisory process for funds and exchange-traded funds (ETFs). The company focuses on providing comprehensive regulatory, tax, and product-specific information, ensuring that investment suitability is effectively assessed. By consolidating, managing, and distributing essential data and documents, Investment Navigator enables clients to align their product distribution practices with internal policies and comply with local and international regulations. The platform serves as a centralized resource, equipping clients with the necessary infrastructure and tools to communicate their investment offerings across various asset classes and market segments.

DreamQuark specializes in developing advanced data analysis technologies centered around deep representation learning. They empower professionals in insurance, finance, and healthcare sectors to leverage their stored data more effectively by efficiently detecting rare phenomena across diverse data types like images, texts, and audio files.

bsurance is an insurance technology company that provides a cloud-based platform to design, embed and manage insurance products for business customers. Operating on a B2B2C model, it connects B2C partners (end users) with insurance product providers through REST APIs, embedding policies directly into existing sales channels such as apps, websites and point-of-sale systems. The platform enables end-to-end digital insurance processes, issuing policies in real time and handling billing and claims. bsurance supports a range of sectors, including energy suppliers, electronics retailers, mobility providers, trade and telecommunications, enabling clients to offer tailored commercial insurance as part of their services. By integrating insurance into partners’ workflows, it creates new customer value, supports sales growth and loyalty, and provides insurers with faster access to new segments through seamless integration across B2C sales platforms.

Yukii is a developer of a blockchain-based token exchange platform that offers retail investors straightforward access to the decentralized finance ecosystem. The platform facilitates the buying and selling of a wide range of decentralized finance products, including cryptocurrencies, while ensuring security, liquidity, and high-speed transactions. Yukii's services empower users to manage their crypto portfolios effectively, enabling them to trade across various digital currency pairs at fixed prices based on their portfolio value, ultimately supporting private wealth building through enhanced investment opportunities in the cryptocurrency market.

Rivvi is a fintech company that operates an autonomous payroll platform. This platform automates payroll processes, enabling businesses to pay their employees faster and more efficiently. By reducing manual tasks, Rivvi helps businesses improve operational throughput and positively impact both their bottom line and employee financial health.

Topaz Digital specializes in digital client engagement solutions for family offices, private banks, asset managers, and other wealth management firms. Its platform offers a single touchpoint for clients to enhance service levels, deepen relationships, and improve company efficiency while ensuring compliance.

STOverse helps startups to raise funds through Security Token Offering. It tokenize securities that are intrinsically connected with the value of their business and offers them to worldwide investors. STOverse gets investors exposed to passive income opportunities, such as liquidity mining, staking, and lending/borrowing.

Splint Invest is a platform facilitating retail investors' access to alternative investments. It pre-selects issuers offering investment products, handling legal requirements, tokenization, custody, and data management for private investors.

CryptoIndexSeries specializes in providing institutional-grade data, tools, and analytics for the cryptocurrency markets. Its platform offers a comprehensive suite of features, including proprietary cryptoasset taxonomy, performance benchmarking against various indices, and news-based performance projection tools. Additionally, it facilitates advanced portfolio analysis and management, along with multi-exchange trading capabilities. By delivering real-time data feeds, historical datasets, and sentiment analysis, CryptoIndexSeries aims to empower asset managers, wealth managers, and cryptocurrency service providers to enhance their trading decisions and focus on strategic initiatives rather than technological challenges in market data and trading.

Emlo Tech is a business-to-business startup specializing in regulatory technology. The company has developed a real-time transaction monitoring system aimed at detecting and preventing fraudulent activities in business transactions. Emlo Tech's platform integrates smoothly into existing business structures, providing essential services such as client identification, verification, screening, and ongoing monitoring of transactions. By enabling companies to maintain compliance with regulatory standards, Emlo Tech supports businesses in operating more efficiently and effectively in a competitive global market.

Beoble is a communication infrastructure company focused on enhancing the Web3 experience through its wallet-to-wallet messaging platform. The company offers a web-based chat application that supports most major cryptocurrency wallets and ensures that all messages are sent with end-to-end encryption, prioritizing user privacy and security. Additionally, Beoble provides a toolkit designed for decentralized applications (Dapps) to easily integrate this communication solution, fostering a seamless and secure interaction within the decentralized ecosystem. By enabling users to connect directly through their crypto wallets, Beoble aims to create a user-friendly environment for private communication in the evolving world of decentralized finance.

Oakify is a digital financial planner and self-service advisory marketplace focused on enhancing long-term financial wellness and resilience for its users. The company has developed an innovative platform that aims to connect the traditional financial advisory industry with digital-savvy generations. This platform not only provides personalized financial planning tools but also includes a crypto rewards program designed to encourage responsible financial behavior. By incentivizing users to manage their credit card repayments, savings, and investments effectively, Oakify seeks to empower individuals to take control of their financial futures.

PLG is a portable benefits platform for the gig economy, that enables independent contractors to pick and choose company-sponsored workplace benefits through a simple plug and play platform through work apps.

Syla is an Australian company that specializes in cryptocurrency tax software specifically designed for crypto investors and accountants. The platform is developed with input from Australian tax professionals, ensuring compliance with local regulations and enabling users to accurately report their crypto holdings and transactions for tax purposes. By leveraging smart tax logic, Syla aims to minimize the tax burden on users, allowing them to optimize their investments and grow their crypto wealth while adhering to legal requirements. The software addresses the significant impact of taxation on cryptocurrency portfolios, providing a reliable solution for managing tax obligations in the rapidly evolving crypto landscape.

CakepLabs is a South Korean company focused on developing financial technology and artificial intelligence solutions. It aims to address challenges within the fintech and banking sectors by providing innovative platforms that enhance payment processes and overall financial services. The company offers local services tailored to meet the needs of its community, with products such as Chaca Market and Datacake. CakepLabs is dedicated to delivering user-friendly and high-quality solutions, particularly in tech-deprived areas, ensuring that businesses have access to efficient and secure financial technology.

Denq is a digital-first fintech company aiming to foster a healthy financial community. It offers tailored financial solutions designed to make a tangible difference in users' lives.

Fexer is a software-as-a-service (SaaS) platform focused on enhancing the profitability of financial institutions by fostering continuous communication with their clients. The platform specializes in personalizing interactions, enabling clients to make informed financial decisions. Additionally, Fexer offers a financial management solution that assists in planning expenses and achieving financial goals. Utilizing cloud and encryption technology, the platform generates automated and personalized financial reports while ensuring data security. This approach not only supports financial institutions in improving client relationships but also aids in retaining talent by promoting the financial well-being of employees.

Tranzfer.me is a pioneering money transfer platform based in Peru that facilitates international money transfers without the physical movement of cash across borders. By leveraging local bank transfers, the platform allows users to send money to recipients' bank accounts quickly, often within minutes. Tranzfer.me aims to simplify the process of sending and receiving funds internationally, providing an economical solution for users in Peru, Brazil, the United States, Canada, and Europe. The company plans to expand its services throughout Latin America, offering a mobile app and a network of agents to enhance accessibility for users, thereby enabling seamless global payments and transfers for family and friends.

Buyogo is a Swiss tech company that provides an integration platform. It helps enterprises consolidate diverse data exchange methods like APIs, microservices, and EDIs into a single digital layer, facilitating seamless connections between internal and external data or services such as web shops, e-commerce platforms, accounting systems, inventory management, and even external partners like fintech and logistics providers.

Tunibibi is a B2B platform facilitating international trade for micro-SMEs. It enables global transactions using local payment methods, reducing processing costs, and consolidates cargo in IoT warehouses to minimize freight charges.

Founded in 2019, Proof of Impact is a data intelligence company based in San Diego, California. It operates a blockchain-based platform that enables verified impact investing and financing for projects worldwide, serving NGOs, corporates, non-profits, and individuals.

Onchain Custodian is a provider of a digital asset custody platform specifically designed for the secure safekeeping of institutional digital assets. The company offers a comprehensive solution that emphasizes security, compliance, and an enhanced customer experience. Its platform is globally standardized and resilient, providing insured custody services tailored to the needs of institutional investors. By focusing on a flexible infrastructure, Onchain Custodian aims to accommodate the evolving landscape of cryptocurrency custody, ensuring clients have access to a reliable and effective platform for managing their digital asset investments.

Fligoo is a technology company that specializes in developing a personalized recommendation platform tailored for the financial industry. Its offerings include advanced artificial intelligence products, such as Fligoo Sharp AI and Fligoo DATAMOVEX AI, which are designed to address complex challenges faced by financial institutions. The platform curates and delivers content like trending videos, news, articles, and other relevant media based on users' social media activities, catering to their individual tastes and preferences. Fligoo emphasizes the integration of its AI solutions with existing systems, ensuring data security and confidentiality within the client's environment. Through its innovative approach, Fligoo aims to generate significant value for its clients in the financial sector.

swIDch is an information technology company that provides secure authentication through dynamic codes generated by a patented algorithm, enabling offline authentication in network-less environments. Founded in 2015 and based in London, it serves digital identity and payment contexts by allowing the generation of dynamic credentials and supporting dynamic and static virtual PANs across EMV, contactless, and magnetic stripe payments, giving businesses control over credential validity and offline transaction capabilities.

Urgentem is an independent provider of transparent carbon emissions data and climate risk analytics for the finance industry. It offers data insight services, climate risk data, analytical tools, and related investment products that are science-aligned, transparent, and collaborative, supporting clients in assessing emissions and transitioning to a low-carbon economy.

GreenArc Capital Pte Ltd is a fintech company based in Singapore that specializes in impact investing and financial lending services for micro, small, and medium enterprises (MSMEs). Established in 2016, the firm utilizes an AI-driven platform to connect institutional investors with mission-aligned private debt opportunities, particularly focusing on vulnerable populations. GreenArc Capital aims to foster inclusive growth and close the financing gap associated with the United Nations Sustainable Development Goals (SDGs). In addition to its lending services, the company offers Conservation Finance Solutions that link markets to forest protection projects. By leveraging technology and data, GreenArc Capital also provides tools for impact measurement and reporting, enhancing transparency and credibility in the assessment of environmental and social outcomes in private asset portfolios.

Founded in 2016, Neuroprofiler operates an online platform that assesses clients' investment profiles through behavioral finance principles. It creates customized questionnaires to understand clients' investment preferences and biases, providing tailored recommendations. The company also offers advanced segmentation techniques and gamification elements.

Loqr empowers financial institutions to deliver secure, compliant digital customer journeys through its journey builder platform. It offers solutions for remote account opening, customer data update, real-time consumer credit, and other value-added services.

Founded in Singapore in 2015, InvestaX is a financial services company offering an online platform for digital securities investments. The platform focuses on real estate, private equity, and venture capital, utilizing blockchain technology to enhance transparency and liquidity.

SignD Identity specializes in digital onboarding and Know Your Customer (KYC) solutions. The company has developed a unified onboarding platform that offers a secure identity vault for businesses. This platform facilitates customer onboarding through a comprehensive suite of features, including identity verification, risk assessment, digital signatures, and payment processing. Additionally, SignD's framework integrates biometric identification, forensic analysis, and open-source intelligence, allowing companies to streamline their secure transaction processes with a single software solution.

Doomoolmori provides AI wealth management and data analytics solutions to financial institutions, and robo-advisory services to end users.

Divizend is a FinTech company specializing in wealth-tax solutions aimed at reclaiming foreign dividend withholding taxes for private investors. Its platform automates the refund process, making it easier for users to navigate the complexities of tax recovery. Divizend's services include an interactive dividend calendar that provides insights into key financial figures and the historical performance of stocks across major international markets. By focusing on high dividend earnings, Divizend positions itself as a central resource for investors seeking relevant insights, research, and analytics to maximize their returns.

New Wealth is a B2B fintech company offering modular white-label solutions to enhance the distribution of mutual funds and wealth management services. It facilitates legal marketing, advice, and sale of financial instruments through behavioral design, data-driven personalization, and automated financial advice.

Hercle is a FinTech company specializing in low-latency trading technology. It offers end-to-end prime-brokerage solutions and trading algorithms, enabling institutional investors to gain exposure to crypto-assets efficiently.

Inveert is a software solutions provider focused on serving financial institutions in the wealth management sector. The company addresses the challenges faced by these institutions in offering personalized financial advisory services to the underserved affluent and mass affluent markets, particularly those with assets under management below $300,000. Inveert's platform allows financial entities to deliver ongoing advisory services by tackling key issues such as client prospecting, conversion rates, and client retention. Its technology empowers retail customers to define their financial goals and risk profiles, while an algorithm generates tailored investment proposals based on individual time horizons. Through these innovations, Inveert enables financial institutions to offer a more humanized and effective advisory experience.

Xpats is a cross‑border, app‑based neobanking platform that delivers tailored, cost‑efficient financial and non‑financial services to expatriates and global remote workers. The platform provides bank accounts, credit and debit cards, housing assistance, health insurance, and networking tools, all accessible through a single app. By embedding finance tools into everyday contexts, Xpats helps users improve financial health and pursue personal goals while simplifying the challenges of living abroad. The founding team brings extensive experience in banking, consulting, and digital product development.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Gokyo Labs develops an online platform for data analysis, focusing on financial data. Its products use machine learning to automate reconciliation, workflow approvals, monitoring, and analysis, transforming raw data into actionable business insights.

Moneko is a Singapore-based FinTech startup developing an AI-powered personal finance mobile application tailored for millennials in Asia. The app employs behavioral science and game design principles to encourage better saving and money management habits among its users.

DAOFAB operates a digital escrow platform designed to facilitate safe and efficient commercial transactions. By leveraging blockchain technology, the platform enables users to send and receive multi-currency digital tokens and assets through its digital wallet. Users can also earn interest on their tokens. The platform's non-custodial escrow service allows for the creation, management, and disbursement of funds while providing real-time transaction notifications, enhancing transparency and efficiency in financial exchanges.

InvoiceNxt is a developer of an innovative invoice financing platform tailored for emerging markets, aiming to enhance supply chain efficiency by providing instant liquidity. The platform facilitates immediate payments to suppliers by enabling them to request early payment against a discount, thereby addressing unmet financing needs. By automating the entire process without human intervention, InvoiceNxt ensures seamless transactions between corporate buyers, suppliers, and lenders, whether payments are sourced from corporate balance sheets or third-party lenders. The platform extends corporate ERP systems to foster trusted partnerships, while also promoting transparency and cash flow management for suppliers. In addition, InvoiceNxt allows corporate buyers to communicate their environmental, social, and governance (ESG) standards, ensuring alignment within their supply chains. Through its unique cash-based incentives, InvoiceNxt supports suppliers' contributions across entire supply chains, breaking down data barriers and creating significant value for all parties involved.

Lagoon is a developer of a no-code data intelligence platform tailored for professional investors in capital markets. The company leverages predictive analytics and explainable artificial intelligence to provide actionable insights efficiently and affordably. By focusing on user empowerment, Lagoon allows investment professionals to customize and control various metrics, facilitating enhanced data-driven decision-making. The platform aims to uncover research blind spots and enrich analyses with diverse data sources, enabling finance professionals to make informed decisions without the necessity of coding expertise.