Tenity

Sircular is a technology company that operates a data-driven platform. This platform facilitates connections between investors and innovative startups. It streamlines the application and selection process for accelerators and investors, enabling startups to expedite their fundraising efforts and discover potential investors more efficiently. The platform employs data-driven insights and AI research agents to match startups with investors based on their strengths, helping investors make informed decisions about investment opportunities and build their corporate memory.

Yativo is a technology company that specializes in providing payment infrastructure solutions for businesses in Latin America. It offers a platform that enables marketplaces, payroll platforms, payment institutions, and fintech companies to streamline their financial operations. The platform includes features such as identity verification, virtual bank account issuance, and deposit and payout processing, allowing businesses to build and expand their financial products and services.

Fija offers a compliant, easy and transparent crypto earn product for resellers and institutional investors.

Efides.io offers a commercial application that automates due diligence and helps commodity trading organizations fund food trades.

Trivium specializes in constructing critical financial infrastructure, empowering companies to effortlessly launch diverse investment products. Its comprehensive platform aims to enhance the overall investment experience for users by providing a wide array of products.

Lunash is a technology company that specializes in AI-driven debt management solutions. It serves a diverse range of Indonesian financial institutions, including regional and rural banks, peer-to-peer lenders, multi-finance companies, and debt collection agencies. Lunash's platform analyzes borrower data using artificial intelligence to provide personalized insights and communication strategies, helping these institutions enhance debt recovery rates and reduce operational costs while maintaining positive borrower relationships.

ArkoPay is a technology-driven platform designed to provide financing, payment, and construction management solutions tailored for small to medium enterprises within the construction supply chain in Indonesia. The platform facilitates access to flexible financing options and automates payment processing while offering real-time updates on building material prices. By utilizing ArkoPay, construction professionals can establish more accurate project budgets, enhance cash flow, and concentrate on delivering quality work, ultimately fostering greater customer loyalty and satisfaction. ArkoPay aims to address inefficiencies in the construction industry's operations and value chain, promoting a "Build Now and Pay Later" approach to support the sector's financial needs.

"Nyun" comes from the Sanskrit word "Nyuntam" which means "Minimal". In today's world, artificial intelligence (AI) has become ubiquitous, transforming the way we interact with technology. However, the computational costs associated with deep learning models have posed challenges for businesses and individuals alike. NyunAI is here to address these challenges by offering groundbreaking solutions that maximize the efficiency of AI models, making them highly accessible and cost-effective. Our mission at NyunAI is clear: to reduce computing costs, increase inference speed, and enable the deployment of large models on small devices. We achieve this through state-of-the-art techniques, including pruning, quantization, binarization, and distillation. NyunAI's expertise lies in combining these techniques to create highly efficient deep-learning models tailored to our clients' needs. We collaborate closely with organizations to customize solutions that align with their specific requirements, democratizing AI and paving the way for a future where AI is accessible to all. NyunAI is at the forefront of revolutionizing AI efficiency, reducing computing costs, and increasing inference speeds. Our dedication to advancing AI accessibility is driving the future of AI towards a more efficient and cost-effective era. Join us on this transformative journey towards a smarter and more efficient AI landscape.

CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

Fineksi is a SaaS company that specializes in credit decision services for financial institutions. It employs AI and machine learning technologies to automate and streamline the credit underwriting process, enabling accurate and reliable lending decisions. The company aims to minimize risk and maximize profitability for its financial partners by providing comprehensive data analysis.

Darksquare is a financial intermediation service that aims to democratize access to alternative investment opportunities. By utilizing crowdfunding, the company allows individuals to invest in a range of high-value assets, including distressed credit, private islands, timberland, and renewable energy projects, which were previously reserved for wealthy investors and hedge funds. This approach addresses the barriers posed by high minimum investment thresholds, enabling a broader demographic to diversify their portfolios and invest in asset classes that typically outperform traditional stock market options. Darksquare recognizes the significant potential among younger investors, particularly those under 30, who express a strong interest in exploring various investment avenues beyond conventional equities.

InCharge is a platform for loan management.

Equintel is a developer of an equities intelligence platform aimed at enhancing transparency in global equity markets. The company utilizes big data and artificial intelligence to support investment decisions and facilitate efficient mergers and acquisitions strategies. By leveraging advanced technology, Equintel seeks to improve transparency and objectivity in Environmental, Social, and Governance (ESG) reporting, addressing significant shortcomings in current ESG standards and ratings.

Fija offers a compliant, easy and transparent crypto earn product for resellers and institutional investors.

Sylbaa is an innovative digital platform that enables users to calculate, assess, and trade precious metals online.

Pints.ai specializes in providing a secure, on-premises AI solution for financial institutions. Their core product, Neuron AI, is a pre-trained large model tailored to the financial industry, ensuring data confidentiality and security. It seamlessly integrates with clients' sensitive data, empowering financial entities, from retail banks to fintech startups, to enhance sales and operations for a competitive edge.

Complok is an AI-driven risk management platform that provides financial institutions with automated tools to enhance compliance and streamline risk assessment processes. By equipping compliance officers with automated workflows and a centralized source of information, Complok helps organizations efficiently manage operational risks and maintain thorough audit trails. The platform is designed to reduce the manual workload associated with compliance tasks, enabling businesses to gain a comprehensive understanding of compliance risks and statuses. This automation not only minimizes errors but also saves significant time on repetitive activities, allowing compliance teams to focus on more strategic initiatives. Ultimately, Complok empowers financial institutions to optimize their compliance efforts, reduce costs, and remain agile in the face of evolving risks.

SmartPurse is a financial planning and education platform designed specifically for women, aimed at fostering financial independence. The platform provides a comprehensive toolkit that includes financial courses, health assessments, savings options, security measures, and retirement planning resources. By connecting users with a community of like-minded individuals and experienced money coaches, SmartPurse empowers women to take control of their financial futures and make informed decisions about their finances.

Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

Frienton is a developer of a cloud-based financial administration platform aimed at alleviating the administrative burdens faced by founders and entrepreneurs. The platform provides a comprehensive overview of business accounts, consolidating balances and transactions for easy accessibility. It features digital document management and integrates accounts receivable and payable, streamlining financial processes. Additionally, Frienton automates the matching of business transactions for taxation purposes by triangulating invoices, digital transactions, and business activities. This enables clients to receive complete support for their finance and administrative needs, allowing them to focus on their core business activities.

Relio is a digital banking service designed specifically for small and medium-sized enterprises (SMEs) globally. The company provides an online business account that includes features such as savings accounts, money transfers, online and offline purchases, and bill payments. Relio utilizes proprietary compliance automation to streamline these services, enhancing the user experience. Additionally, it offers integrated software tools and a comprehensive dashboard for monitoring transactions, which helps businesses manage their finances effectively. By focusing on the unique needs of complex companies, Relio aims to save time and improve productivity for its clients.

Rivium is an app-based investment platform utilizing automated financial intelligence.

BitVision is a financial platform that specializes in managing digital assets by providing a comprehensive accounting and reporting tool. The platform is designed to bridge the gap between blockchain technology and traditional accounting systems, allowing enterprises to streamline their financial transactions involving cryptocurrencies. By offering an easy-to-navigate interface, BitVision enables businesses to unify their crypto-economic activities across various wallets and exchanges. This facilitates efficient handling and oversight of digital assets, while delivering essential insights and reporting capabilities to support informed decision-making.

YIEDL, formerly known as Rocket, is a Singapore-based financial institution regulated by the Monetary Authority of Singapore. It aims to pioneer the world's first decentralized and distributed hedge fund, RocketDAO, powered by a collective artificial intelligence. This AI is generated through a blockchain-based machine learning competition hosted on Polygon, enabling the platform to harness the collective intelligence of data scientists and investors globally. The platform facilitates informed decision-making and maximizes returns through data-driven investment strategies, fostering a collaborative ecosystem between data scientists and investors.

AgriFi is a digital credit agricultural ecosystem based in Bangalore, Karnataka, founded in 2020. The company aims to support farmers, crop retailers, and other stakeholders within the agricultural sector. It offers a credit scoring algorithm designed for farmers and Farmer Producer Organizations (FPOs), along with financial management tools for retailers. This approach enables farmers to optimize credit risk and mitigate the risk of default for produce buyers, thereby enhancing the overall efficiency and reliability of agricultural transactions.

PredictRAM is a technology company specializing in predictive analytics software for investment risk assessment. It leverages artificial intelligence to provide data-driven insights on financial and economic events, enabling clients to make informed decisions and enhance their risk management strategies.

Cober.io is an insurance company based in Málaga, Spain, that focuses on protecting eCommerce businesses from temporary internet outages. Founded in 2022, the company offers a platform that enables users to customize their protection services according to their specific business needs. Additionally, Cober.io allows businesses to provide embedded insurance solutions to their clients, facilitating monetization opportunities. The company's services are designed to enhance the operational resilience of online enterprises by offering tailored coverage that aligns with their business models.

Delega is a developer of a treasury management system focused on digitizing the signatory management process for corporations and banks. The company addresses the common challenge of managing signatory rights across multiple financial institutions by providing a modern, integrated solution. Through collaboration and co-creation, Delega aims to innovate the way signatory rights are managed, enabling clients to streamline their operations effectively. By harnessing advanced technologies, Delega facilitates a more efficient and cohesive management system, ultimately enhancing the experience for both corporates and banks.

CryptoTechFin is a technology company focused on enhancing investment and trading in cryptocurrency markets through the development of sophisticated software tools. The company creates a range of products, including simulators, investment algorithms, and automated trading systems, all designed to optimize users' profitability in real-time. By employing a pay-per-win business model, CryptoTechFin enables users to conduct numerous buy-and-sell transactions daily while maintaining control over their assets. The company's commitment to integrating advanced technologies, such as artificial intelligence, aims to further secure and maximize investment returns. By prioritizing innovation and staying ahead of market trends, CryptoTechFin strategically positions itself to capitalize on opportunities within the evolving cryptocurrency sector.

Aisot operates an AI Insights Platform aimed at enhancing the investment capabilities of asset managers, financial advisors, and brokers. This platform allows users to optimize existing portfolios or create new, personalized portfolios that can be converted into tradable securities. Developed by a team of scientists and engineers, the platform integrates advanced artificial intelligence to assist professional and institutional investors in making informed decisions, ultimately enhancing returns, reducing risks, and increasing efficiency. By dynamically combining real-time market data and alternative datasets, Aisot provides tools that enable users to construct scalable, bespoke portfolios, making sophisticated investment strategies accessible within the financial industry. The platform also offers white-labeled investment products, further broadening its reach and utility.

Kidbrooke is a developer of financial software focused on enhancing decision-making in the financial services sector. The company provides B2B financial analytic APIs that aim to reduce the costs associated with wealth management services. By automating these services, Kidbrooke enables financial institutions, including banks, wealth managers, and insurance companies, to offer engaging and affordable financial advice. This support allows clients to make informed financial decisions and navigate complex financial scenarios in real time.

impak Finance connects savers and investors with entrepreneurs and companies working for a sustainable transformation.

Brain is a research company that develops proprietary signals based on alternative data and algorithms for investment. BRAIN also partners with Clients to support them in developing, optimizing and validating their own proprietary models. Brain also partners with Clients to support them in developing, optimizing and validating their own proprietary models.

Investment Navigator is a financial analysis platform designed to assist professional market participants, particularly in the advisory process for funds and ETFs. The platform consolidates and manages essential regulatory, tax, and product-specific information, ensuring compliance with both internal policies and relevant regulations. By assessing investment suitability, it provides clients with the necessary infrastructure and tools to effectively communicate their investment offerings across various asset classes and markets. This approach enables clients to navigate the complexities of product distribution while adhering to local and international laws.

Kaspar& operates a financial platform designed to make professional financial services accessible and user-friendly. The company offers a credit card that facilitates both online and offline purchases while automatically investing the spare change from these transactions. This innovative approach enables customers to engage with financial services, pursue investment opportunities, and set achievable financial goals. By focusing on accessibility and forward-thinking solutions, Kaspar& aims to disrupt the traditional financial industry.

Tontine Trust is recognized as a pioneer in the RetireTech sector, offering innovative retirement solutions through its lifetime income Tontine IRA™. This product is designed to significantly enhance pension wealth while eliminating the risk of running out of money in retirement, addressing the fears of many retirees. Research indicates that adopting this model can increase pension wealth by 87% without introducing additional risk. Tontine Trust aims to create, operate, and distribute more rewarding and sustainable pension schemes that align with modern retirement needs. The organization’s approach has garnered attention from policymakers, leading to the OECD's recent adoption of a legal instrument that encourages the conversion of traditional drawdown pensions into Tontine IRAs, thereby improving the financial wellbeing of retirees and benefiting society as a whole.

bsurance is an insurance technology company that specializes in creating and embedding innovative insurance products within existing sales processes. Utilizing a B2B2C model, it integrates these products seamlessly into apps, web shops, and cashier systems at the point of sale, ensuring end-customers have straightforward access to fair and relevant insurance options. The company collaborates exclusively with B2C partners for customer access, while insurance partners serve as providers and risk carriers. Their cloud-based insurance management platform, connected via REST APIs, facilitates entirely digital management of insurance processes, including real-time policy issuance, billing, and claims handling. This approach offers significant advantages for B2C partners, such as enhanced product value, increased sales, and improved customer loyalty. For insurance partners, bsurance provides opportunities to reach new customer segments and enables a rapid connection to various B2C sales platforms, all through streamlined, end-to-end digital processes.

Truly is a digital bank account that empowers you to live a sustainable life without turning it upside down. Analyze the carbon footprint of your purchases and do something good with every transaction. It empowers individuals to take climate action in their everyday lives and to keep them motivated in pursuing their sustainability efforts. It provides a prepaid credit card which can be topped up manually or automatically.

Vylto is a technology company that operates a Web3-based platform designed to empower creators. Its core business involves enabling creators to generate royalty revenue from secondary markets, sell authenticated products, and engage in advanced Know Your Customer (KYC) processes. The platform leverages blockchain technology to facilitate artist-fan interaction, amplify fan voices, and increase efficiency, thereby promoting equality in the creator economy.

Yukii is a developer of a blockchain-based token exchange platform that facilitates the trading of cryptocurrencies and various decentralized finance products. The platform offers retail investors easy access to the decentralized finance universe, enabling them to buy, sell, and store digital assets securely. It allows users to trade across multiple digital currency pairs while ensuring high liquidity and speed. By providing tools for building and managing a crypto portfolio, Yukii aims to support private wealth building for its customers.

Mympact uses open-banking to help people understand and reduce the environmental impact of their purchases.

TrueLedger operates a contracting platform designed to enhance collaboration between buyers and vendors through smart contracting. The company offers a Software as a Service (SAAS) solution that integrates advisory services, aiming to optimize professional service engagements and reduce overall spending for organizations. By facilitating secure and efficient service delivery, TrueLedger enables businesses to achieve significant cost savings while fostering stronger commitments in their professional relationships.

Syla is a cryptocurrency tax software platform based in Australia, tailored for crypto investors and accountants. It was developed with the expertise of Australian tax professionals to help users accurately report their crypto holdings and transactions for tax purposes. With up to 47% of crypto gains potentially going to taxes, Syla aims to minimize tax liabilities and optimize tax strategies for its users. The platform is designed to comply with local regulations, ensuring that investors can navigate the complexities of cryptocurrency taxation with confidence. By leveraging smart tax logic, Syla helps users maximize their crypto wealth while minimizing risk associated with tax obligations.

CakepLabs is a South Korean company specializing in financial technology and artificial intelligence development. It focuses on providing solutions to financial technology challenges, particularly in underserved business areas. The company's offerings include products such as Chaca Market and Datacake, designed to enhance user experience in payments by ensuring ease, speed, safety, and quality. CakepLabs aims to leverage its expertise in AI and fintech to address the needs of local communities, thereby improving access to financial services.

Oakify is a digital financial planning platform that aims to enhance long-term financial wellness for its users. By bridging the gap between traditional financial advisory services and the needs of digital generations, Oakify provides a self-service marketplace for financial advice. The platform includes innovative features such as a crypto rewards program, which encourages users to adopt better money management practices. This initiative helps customers pay off credit card debt, save effectively, and invest wisely, promoting overall financial resilience.

Tranzfer.me is a pioneering money transfer platform based in Peru that facilitates international money transfers without the need for physical cash to cross borders. By utilizing local bank transfers, funds can be sent to recipients' bank accounts within minutes, offering a quick and efficient alternative to traditional agencies. The platform is designed to provide users with an economical and straightforward way to send, receive, and exchange money overseas, making it accessible to families and friends across different countries. Currently, Tranzfer.me operates in Peru, Brazil, the United States, Canada, and parts of Europe, with plans to expand its services throughout Latin America, thereby enhancing global payment accessibility for its users.

Fexer is a software-as-a-service (SaaS) platform focused on enhancing the profitability of financial institutions by facilitating personalized communication with clients. The platform utilizes cloud and encryption technology to generate automated financial reports while ensuring data security. By promoting ongoing interactions between financial institutions and their customers, Fexer aims to simplify financial decision-making. Additionally, the platform supports companies in retaining talent by assisting employees in improving their financial health through effective expense planning and goal setting.

Principia - invests cash reserves of middle-sized businesses, aiming to eliminate all opportunity costs of unused capital.

Moya is a money management platform for freelancers, solopreneurs, sole traders, and gig workers. The company was founded in 2020 and is headquartered in Johannesburg, South Africa.

Tunibibi is a cross-border B2B order fulfillment platform designed to facilitate global trade for micro-SMEs. The platform enables businesses to create digital stores, utilize local payment methods, and manage logistics including warehousing, shipping, and customs clearance. By consolidating cargo in IoT-enabled warehouses, Tunibibi helps reduce international payment processing costs and minimize freight charges. This streamlined approach allows small and medium-sized enterprises to sell their products in overseas markets while simplifying the complexities associated with international transactions.

Neuroprofiler is an online platform based in Vinon-sur-Verdon, France, that specializes in assessing investment profiles through behavioral finance. Founded in 2016, the company develops customized suitability assessment questionnaires that clients complete online. This process enables Neuroprofiler to gain insights into clients' investment preferences and biases, allowing for tailored financial recommendations. The platform also incorporates segmentation and gamification elements to enhance user engagement. Neuroprofiler's services are designed to aid financial advisors in evaluating clients' risk profiles in compliance with MiFID II regulations, streamlining the client appropriateness and suitability assessment process.

Proof of Impact B.V. operates a blockchain-based platform focused on impact verification and financing. Founded in 2017 and based in Amsterdam, the company facilitates donations and investments in verifiable projects, including child vaccinations and renewable energy initiatives. The platform caters to NGOs, corporations, non-profit organizations, and individuals, enabling them to support impactful endeavors effectively. In addition, the company has developed a data intelligence platform that collects and analyzes environmental, social, and governance (ESG) data, transforming it into actionable insights. This B2B SaaS solution aims to enhance transparency and profitability in impact investing by providing real-time measurement and reporting of impact data. By linking ESG metrics to business performance, Proof of Impact seeks to promote a more sustainable and purposeful world, positioning itself as a valuable resource for organizations looking to improve their impact and consumer perception.

SignD Identity specializes in digital onboarding and Know Your Customer (KYC) solutions. The company has developed a unified onboarding platform that offers a secure identity vault for businesses. This platform facilitates customer onboarding through a comprehensive suite of features, including identity verification, risk assessment, digital signatures, and payment processing. Additionally, SignD's framework integrates biometric identification, forensic analysis, and open-source intelligence, allowing companies to streamline their secure transaction processes with a single software solution.

InvestaX is a financial services company based in Singapore that operates an online platform dedicated to digital securities and investment in real estate, private equity, and venture capital. Founded in 2015, the company specializes in providing a digital securities finance and investment platform that enables clients to raise funds and engage in secondary trading of technology-driven investment products. Its platform offers the necessary infrastructure to digitize real assets, allowing users to buy, sell, trade, borrow, or lend instantly. By leveraging data and technology, InvestaX aims to assist clients in making informed investment decisions while reducing transaction costs and enhancing transparency in private markets.

Onchain Custodian is a developer of a digital asset custody platform that provides a secure and compliant solution for the safekeeping of institutional digital assets. The platform is designed to offer a global and standardized service, ensuring that clients can safely manage their investments in digital assets. With a focus on resilience and insurance, Onchain Custodian aims to deliver a reliable experience, equipped with a flexible infrastructure that can adapt to the evolving landscape of crypto custody. Its commitment to security and compliance positions it as a trusted partner for institutions looking to safeguard their digital asset holdings.

Blue Fire AI is a start-up that specializes in advanced artificial intelligence technologies aimed at transforming decision-making in capital markets. The company collaborates with top-tier asset managers, investment banks, hedge funds, and private banks to enhance the evaluation of companies for more efficient capital allocation. Blue Fire AI offers a capital markets intelligence engine that utilizes cognitive computing to automate investment and risk decision workflows, particularly in active asset management. Its innovative approach includes identifying early warnings of unforeseen risks in listed companies, providing clients with predictive risk status to help fund managers and risk officers mitigate potential losses. Additionally, Blue Fire AI partners with clients to integrate its technology into their investment processes, enabling fully automated decision-making capabilities. By applying quantitative methodologies and machine intelligence to a range of financial data sources, Blue Fire AI delivers critical insights that support informed investment decisions.

Hercle is a FinTech company focused on providing advanced technology solutions for institutional investors in the crypto-assets market. It specializes in low-latency, end-to-end prime-brokerage services and high-frequency trading platforms powered by artificial intelligence. Hercle's technology enables users to manage various trading strategies across multiple markets efficiently, helping them capitalize on market inefficiencies. By offering market-neutral strategies and tools for high-speed trading, Hercle aims to enhance the trading capabilities of its clients and optimize their exposure to crypto-assets.

Slide is an online bank that facilitates international transfers and payments.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Further opens up the private markets to retail investors by democratizing access to the inaccessible private markets.

Lagoon is a no-code data intelligence platform designed for professional investors in capital markets. It focuses on providing decision-making tools that empower investment professionals by leveraging predictive analytics and explainable artificial intelligence. By placing users at the center of its platform, Lagoon allows them to customize and control metrics to generate data-driven insights without requiring coding skills. This approach enables investment analysts and finance professionals to enhance their decision-making processes by uncovering blind spots in their research and enriching it with diverse data sources. Overall, Lagoon aims to democratize access to data-driven insights, making them faster and more affordable for users.

Gokyo Labs specializes in creating an online data analysis platform aimed at addressing various data-related challenges. The platform leverages machine learning to enhance processes such as data matching, automated reconciliation, and the monitoring and recording of financial data. By providing tools for analysis and generating reports on transaction data, Gokyo Labs enables users to make informed business decisions. The overall goal of the platform is to transform data into actionable insights that drive significant business outcomes.

Corizance provides a cloud-based cognitive risk assessment and intelligence platform tailored for financial and high-risk sectors. The platform facilitates the collection of essential risk information to enable intelligent risk scoring and impact analysis, thereby generating valuable insights. It allows businesses to assess, analyze, and systematically plan to mitigate critical risks in an increasingly disruptive global landscape. Utilizing artificial intelligence and analytical technologies, Corizance processes both structured and unstructured data through machine learning techniques, thereby enhancing risk management capabilities. The platform emphasizes a comprehensive audit trail and supports both top-down and bottom-up approaches to risk management, allowing businesses to effectively manage interconnected risks while fostering growth and resilience.

Amplify Protocol is a decentralized financial platform that leverages blockchain and cryptocurrency investment pools to provide contract credit and asset mortgages to companies that are usually left out of the traditional financial system. Amplify Protocol - Building Inclusive Trade Finance.

DAOFAB operates a digital escrow platform designed to facilitate safe and efficient commercial transactions. By leveraging blockchain technology, the platform enables users to send and receive multi-currency digital tokens and assets through its digital wallet, providing a secure means of conducting business. Additionally, users can earn interest on their tokens while receiving real-time transaction notifications. The platform also manages and disburses funds held in non-custodial escrow, enhancing transparency and efficiency in financial operations for businesses.

InvoiceNxt is an innovative invoice financing platform tailored for emerging markets, aimed at enhancing the efficiency of long supply chains. The platform facilitates immediate payments for suppliers, enabling them to unlock cash tied up in unpaid invoices through a fully automated process, which eliminates the need for human intervention. By integrating early payment options into transactions, InvoiceNxt allows suppliers to request prompt payment at a discount, thereby addressing their financing needs. The system extends corporate ERP capabilities to foster trusted partnerships among buyers, suppliers, and lenders, while promoting transparency and payment certainty in every transaction. Additionally, InvoiceNxt aligns with corporate ESG standards, ensuring that supply chains are validated for compliance. The platform's focus on data-driven outcomes enhances cash flow management and incentivizes suppliers' contributions throughout the supply chain.

IOC Group provides expert solutions tailored for portfolio managers, focusing on operational risk management to help meet financial market regulations. As an independent service provider, the company supports asset managers of all sizes by offering services in IT, legal, compliance, data, and risk management. By utilizing a comprehensive outsourcing approach, IOC Group defines and implements customized service packages that enable financial institutions to address regulatory and client-specific requirements efficiently.

Strabo is a financial platform that simplifies global financial management by integrating multiple financial accounts into a single dashboard. It connects various account types, including banks, investments, and cryptocurrencies from different countries, allowing users to view their financial information in real-time. The platform offers analytical tools that help users assess their net worth and manage their assets by country or type. Additionally, Strabo facilitates currency transfers, enabling users to make informed financial decisions more efficiently. Through its comprehensive approach, Strabo aims to enhance the understanding and management of finances on a global scale.

Sustainaccount is a Zurich-based company founded in 2019 that focuses on making climate intelligence accessible to real estate stakeholders, aligning with EU Taxonomy and TCFD standards. The company provides banks, investors, and asset managers with auditable ESG data sourced from non-listed companies to facilitate financing for the transition to a zero-carbon economy. Sustainaccount's technology employs data analytics and artificial intelligence to conduct granular climate risk assessments, enabling clients to perform future-oriented scenario analyses. This approach allows clients to identify specific adaptation measures and optimization pathways, ultimately helping them de-risk their assets and enhance resilience against climate change.

Norsia specializes in providing fintech tools designed to assist wealth management companies and financial advisors in aligning investment strategies with their clients' personal values and sustainability goals. The company's offerings enable advisors to systematically integrate these values into the investment process, allowing them to create customized investment alternatives that resonate with their clients' visions. By delivering relevant insights, Norsia enhances the ability of financial professionals to meet the unique needs and preferences of their clients, fostering a more personalized approach to wealth management.

Riskwolf is a business-to-business insurance platform that automates the entire insurance process, from ideation to market. It specializes in managing risk exposure, notifying claims, and triggering payments through application programming interfaces (APIs). The platform offers products that can be integrated directly into e-commerce, food delivery, and telecommunications services, or utilized as standalone policies for commercial cloud protection. Operating primarily in Europe and Asia, Riskwolf employs advanced technology and data sources to deliver independent risk monitoring and calculation services, allowing insurers to develop and manage parametric coverages efficiently at scale.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

Relio is a digital banking service designed specifically for small and medium-sized enterprises (SMEs) globally. The company provides an online business account that includes features such as savings accounts, money transfers, online and offline purchases, and bill payments. Relio utilizes proprietary compliance automation to streamline these services, enhancing the user experience. Additionally, it offers integrated software tools and a comprehensive dashboard for monitoring transactions, which helps businesses manage their finances effectively. By focusing on the unique needs of complex companies, Relio aims to save time and improve productivity for its clients.

Aisot operates an AI Insights Platform aimed at enhancing the investment capabilities of asset managers, financial advisors, and brokers. This platform allows users to optimize existing portfolios or create new, personalized portfolios that can be converted into tradable securities. Developed by a team of scientists and engineers, the platform integrates advanced artificial intelligence to assist professional and institutional investors in making informed decisions, ultimately enhancing returns, reducing risks, and increasing efficiency. By dynamically combining real-time market data and alternative datasets, Aisot provides tools that enable users to construct scalable, bespoke portfolios, making sophisticated investment strategies accessible within the financial industry. The platform also offers white-labeled investment products, further broadening its reach and utility.

Troc Circle is an innovative online netting platform that facilitates the simultaneous offsetting of accounts receivable and payable, streamlining the payment process for businesses. By managing invoices effectively, it allows sellers to receive payments more quickly while eliminating payment facilitator costs. Buyers benefit from the ability to make instant payments, thereby avoiding fees associated with credit financing. This cost-effective solution not only reduces management costs related to accounts receivable and payable but also enhances the velocity of payments, making it a valuable tool for businesses looking to optimize their financial operations.

Relio is a digital banking service designed specifically for small and medium-sized enterprises (SMEs) globally. The company provides an online business account that includes features such as savings accounts, money transfers, online and offline purchases, and bill payments. Relio utilizes proprietary compliance automation to streamline these services, enhancing the user experience. Additionally, it offers integrated software tools and a comprehensive dashboard for monitoring transactions, which helps businesses manage their finances effectively. By focusing on the unique needs of complex companies, Relio aims to save time and improve productivity for its clients.

Crymbo is a developer of a financial orchestration platform that integrates Traditional Finance (TradFi), Centralized Finance (CeFi), and Decentralized Finance (DeFi) through a single API. This solution is designed to address the challenges of fragmented financial infrastructure, allowing institutions such as investment houses, hedge funds, banks, and payment service providers to streamline their digital asset operations. By simplifying integrations and reducing reconciliation efforts, Crymbo enables its clients to focus on scaling their businesses and optimizing their digital asset offerings. The platform provides a significant competitive advantage by minimizing integration costs and timelines, facilitating the creation of seamless business workflows that support innovation and growth in the evolving financial landscape.

Obligate is a financial platform based in Zurich, Switzerland, that enables companies to issue on-chain bonds and commercial paper, facilitating funding from investors within a regulated decentralized finance (DeFi) environment. Founded in 2019, Obligate leverages smart contracts and tokenization to eliminate the need for intermediaries, significantly reducing the costs of bond issuance by up to 80% and shortening the issuance timeline from weeks to hours. The platform utilizes distributed ledger technology and qualified electronic signatures to issue, transfer, and close electronic negotiable instruments, enhancing data integrity. This innovation allows businesses to better manage their liquidity while providing corporates, banks, and investors with the capability to conduct real-time transactions involving e-notes, ultimately improving overall liquidity.

VALK is a software company based in London, founded in 2019, that specializes in providing a platform for managing, investing, and trading unlisted assets, including private company shares, fund shares, real estate, and infrastructure. The company's solution digitizes and automates asset management and investment workflows, streamlining processes traditionally handled manually. VALK serves a diverse client base, including over 70 investment banks, hedge funds, asset managers, family offices, fund managers, and individual private companies across more than 15 countries in Europe, the Middle East, Africa, North America, and South America. In the past year, VALK has facilitated over 4 billion USD in transactions. The company has received industry recognition, winning awards for sell-side technology and asset management, and is involved in the FCA Sandbox as well as Tech Nation's fintech cohort.

Riskwolf is a business-to-business insurance platform that automates the entire insurance process, from ideation to market. It specializes in managing risk exposure, notifying claims, and triggering payments through application programming interfaces (APIs). The platform offers products that can be integrated directly into e-commerce, food delivery, and telecommunications services, or utilized as standalone policies for commercial cloud protection. Operating primarily in Europe and Asia, Riskwolf employs advanced technology and data sources to deliver independent risk monitoring and calculation services, allowing insurers to develop and manage parametric coverages efficiently at scale.

Bond180 Limited is a fintech company based in London that focuses on providing technology solutions within the primary debt capital markets. Established in 2019, the company has developed a digital platform that includes a demand management system (DMS) designed to enhance the market-facing activities of institutional investors through improved data and analytics. Additionally, Bond180 offers 180Match, a reverse enquiry engine that facilitates streamlined communication between buyers and sellers in the debt market. The firm also operates an issue administration network, which provides digital asset issuance and administration services to the sell-side. By offering these innovative tools, Bond180 aims to help institutional investors efficiently identify value and source assets for their portfolios.

Staple specializes in cognitive AI technology that processes documents by reading, interpreting, and extracting structured data efficiently, regardless of layout or language. By utilizing a unique integration of computer vision, machine learning, natural language processing, and optical character recognition, Staple's solutions can operate at speeds 25 times faster and at costs 80% lower than human capabilities. The company focuses on serving data-intensive sectors including banking, financial services, professional services, healthcare, and industrial industries. Its deep learning platform not only facilitates the conversion of documents into structured data but also allows users to visualize and edit the extracted data, thereby enhancing data capture accuracy and automating repetitive financial workflows.

Staple specializes in cognitive AI technology that processes documents by reading, interpreting, and extracting structured data efficiently, regardless of layout or language. By utilizing a unique integration of computer vision, machine learning, natural language processing, and optical character recognition, Staple's solutions can operate at speeds 25 times faster and at costs 80% lower than human capabilities. The company focuses on serving data-intensive sectors including banking, financial services, professional services, healthcare, and industrial industries. Its deep learning platform not only facilitates the conversion of documents into structured data but also allows users to visualize and edit the extracted data, thereby enhancing data capture accuracy and automating repetitive financial workflows.

Fencore is a developer of an enterprise data management platform tailored for financial institutions. The platform addresses common data challenges faced by clients, such as poor data quality, decentralized data sources, and excessive manual tasks. It focuses on the acquisition, aggregation, validation, and distribution of reference, market, and investment data. Fencore interfaces with major data providers and integrates with clients' internal systems, facilitating seamless data consumption. The platform also includes workflows that enhance data management, allowing users to interact with data more effectively. Additionally, Fencore employs machine learning algorithms to streamline exception management, thereby improving operational efficiency for its clients. With an emphasis on intuitive design and interoperability, the platform supports quick implementation and aligns with clients' business objectives.

PiChain is a RegTech company that focuses on enhancing compliance management for financial institutions through the integration of artificial intelligence and blockchain technology. The company develops a cognitive compliance platform designed to proactively learn, solve, and automate complex compliance challenges. By utilizing advanced systems, PiChain aims to significantly reduce false positives in compliance processes, thereby empowering compliance and regulatory professionals to make more informed decisions. The mission of PiChain is to create a sustainable approach to compliance management, ensuring that businesses can navigate regulatory requirements more effectively.

Inkredo is a company dedicated to transforming financial infrastructure by developing a financial data intelligence platform. This platform focuses on analyzing bank transaction data from structured files, utilizing artificial intelligence to extract high-quality, machine-readable data from various banks' PDF formats. By maintaining the tabular structure of this data, Inkredo empowers banks to make informed decisions based on their financial statements. The company aims to enhance the lives of individuals who have been overlooked by providing simpler and more accessible financial products.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

LoanXChain is a pioneering financial technology company that operates the first European secondary marketplace for loans. Leveraging blockchain technology, artificial intelligence, and application programming interfaces, LoanXChain facilitates a seamless connection between lenders and institutional investors. This innovative platform simplifies the sale of loans and the transfer of credit risk, making these processes faster, more transparent, and accessible, particularly for smaller financial institutions. By enabling lenders to optimize their loan portfolios and dynamically manage capital and liquidity needs, LoanXChain allows for adjustments in credit production based on investor demand, promoting efficient credit distribution and enhancing overall market functionality.

Yova AG is a digital investment platform based in Zürich, Switzerland, offering services that focus on sustainability and impact investing. Established in 2017, Yova enables customers to invest directly in companies that address global challenges, such as climate change and human rights. The platform provides automated, personalized equity portfolios tailored to individual risk profiles and preferences, ensuring compliance with customer criteria. Yova's services include asset management, risk and value monitoring, stock selection, diversification, and daily financial reporting. By utilizing advanced portfolio management and sustainability analysis methods, Yova makes impact investing accessible to a wide range of investors, regardless of their investment knowledge or the amount they wish to invest.

Element36 is a financial technology company that addresses the challenges of integrating blockchain technology with traditional business practices. It offers a platform designed to facilitate the use of smart contracts for transactions in EUR and CHF. Element36 provides solutions such as an onboarding process, a wire transfer API, and the ability to handle stablecoins and tokens. By doing so, it enables developers and businesses to incorporate a banking interface into smart contracts while ensuring compliance with anti-money laundering regulations. This positions Element36 as a crucial intermediary between conventional finance and the emerging crypto economy.

ff.next offers design-driven mobile banking solutions for financial innovators with a special focus on younger customers, including off-the-shelf, boxed solutions that are all easy-to-customise, design-driven and white-label as well as an end-to-end service from UX research, through UX/UI design to implementation. These solutions enable banks and fintech companies to engage younger generations, Millennials & GenZ customers with design-oriented digital interfaces. The company has two flagship products called Flint and RocketMoney. Flint is a mobile-first, end-to-end remote lending solution, which is capable of executing credit scoring through a mobile platform, therefore loan application can take only 20 minutes. The solution uses public registers, therefore most of the user data is automatically filled in and its cleanliness is also guaranteed. RocketMoney is a family banking solution we offer together with GoSave, a Californian fintech startup. We together cover the whole youth banking lifecycle by serving the 6-12 years old with a next generation piggy bank and the 12-18 years old with an allowance management application helping youngsters manage, save and also make money in a smart way. Our vision is to conquer the youth banking space with our GoSave and provide financial innovators with the right solutions to increase financial consciousness and literacy.

Voxo AB is a company based in Stockholm, Sweden, that specializes in voice conversation analytics. Founded in 2015, Voxo offers an enterprise platform that identifies, compiles, and visualizes information from voice conversations, transforming it into searchable and analyzable digital records. This platform enhances efficiency, compliance, and client insight for organizations, particularly in the financial advisory sector. By automating workflows and tracking conversation trends, Voxo enables businesses to extract, analyze, and visualize data in real-time, helping them better understand customer needs and improve overall operations.

WealthArc is a SaaS company that provides a comprehensive wealth management platform for private banks and external asset managers. Founded in 2015, with offices in Rockville, Maryland, USA, and Zurich, Switzerland, the company specializes in automating the consolidation of investment portfolios and financial data from over 60 custodian banks worldwide. WealthArc's platform offers a wide range of services, including portfolio management, client reporting, risk monitoring, compliance checks, and a digital client portal for live access to family wealth and investment overviews. The platform is distributed via a SaaS model, ensuring secure cloud storage and easy access for clients.

SensePass is an innovative payment platform that simplifies digital transactions through a unified API, connecting with over 100 digital wallets such as Venmo, PayPal, and Alipay. The platform integrates seamlessly with more than 40 point-of-sale systems, allowing merchants to accept a wide range of payment methods in-store and online without requiring downloads or registrations. SensePass enables on-demand payouts and recurring payments, facilitating transactions via credit and debit cards, bank transfers, and various digital wallets. The deployment of its solutions is rapid, taking just a few hours and requiring minimal effort from merchants, thereby enhancing the overall payment experience for both businesses and customers.

Azakaw is a prominent modular compliance and risk platform that enables businesses to effectively manage their regulatory compliance obligations. It offers a diverse suite of products, including eKYC, customer data management, FATCA/CRS compliance, complaints management, transaction surveillance, and funds compliance. The platform is designed to provide adaptable compliance tools suitable for various regulatory jurisdictions and business models. Utilizing artificial intelligence and a blockchain-based, cloud-centered infrastructure, Azakaw delivers customized compliance solutions through an intuitive user interface, catering to the unique needs of each organization.

Oper is a reliable technology partner that enables lenders to leverage their mortgage offerings. The company helps credit providers to launch digital credit products in a matter of days. Credit providers can simply configure their process and start selling, by using Oper's out-of-the-box modules. The customers can integrate Fintech technologies into their process by choosing functionalities from Oper's Fintech partner app store.

Apiax AG, founded in 2017 and based in Zürich, Switzerland, specializes in developing digital tools for managing financial regulations. The company provides an embedded compliance solution that allows financial institutions, including banks and FinTech companies, to transform complex regulations into user-friendly digital compliance rules. This technology enables clients to integrate compliance seamlessly into their existing applications and processes, facilitating faster decision-making and addressing pressing regulatory questions. By leveraging a high-performance architecture and machine learning, Apiax helps organizations navigate regulatory challenges, seize business opportunities, and reduce compliance costs. The company's presence extends beyond Switzerland, with additional offices in Lisbon and London.

kompany is a RegTech platform specializing in global business verification and Know Your Customer (KYC) solutions. Founded in 2012 and headquartered in Vienna, Austria, with additional offices in Singapore and the UK, kompany offers real-time access to primary source, time-stamped company information from over 150 jurisdictions. Its services include an API and a shareholder identification tool known as UBO discovery, which help financial institutions, payment service providers, insurers, and other regulated entities automate their due diligence processes. As a licensed clearing house and official distributor of business registers in various countries, kompany supports clients in adhering to the latest anti-money laundering regulations. The company boasts a diverse team of developers, regulatory experts, and product managers dedicated to enhancing business compliance and verification.

Vestberry is a software developer that offers solutions for private equity and venture capital fund managers, focusing on automating back-office operations. The platform features tools for portfolio monitoring, fund management, and advanced data analytics. By streamlining workflows and enhancing communication with limited partners, Vestberry's software simplifies fund management and reporting processes. Additionally, it provides investors with the ability to generate automated quarterly reports, facilitating more efficient information management and enabling better investment decisions. Through its innovative approach, Vestberry aims to improve the overall efficiency and effectiveness of fund management for its clients.

Qard is a startup created in 2018 by Finance, Data and e-commerce experts to serve online businesses with working capital loans. Qard has been labelled as an Innovative Company by the “pole de competitivité mondiale” , a French Government initiative to distinguish cutting edge start-ups. Qard is supported by the French Public Investment Bank (BPI) through its program for innovative start-up where Qard received a grant for disruptive technology.