Tenity

Klaimy is a technology company that specializes in AI-driven automation for the insurance industry. It offers a platform that transforms traditional claims management processes by automating document processing using Optical Character Recognition (OCR), Artificial Intelligence (AI), and Large Language Models (LLM). This automation enhances operational efficiency, accelerates decision-making, and enables quicker access to necessary information. Klaimy's innovative approach also includes the use of semantic folding and vector-based search technologies to streamline operations and improve user experience.

LambdAI Space specializes in providing AI-driven climate impact monitoring solutions for the insurance industry, with a primary focus on agro insurance. The company combines advanced machine learning algorithms with satellite imagery and geospatial data to offer precise, cost-effective insights into climate risks. This empowers insurance brokers, insurers, and reinsurers to manage parametric products, enhance decision-making, and adapt to climate challenges, ultimately promoting sustainability across the industry value chain.

Lyfery is a health and wellness company that incentivizes healthy living. It offers life insurance policies that reward policyholders with premium discounts for maintaining healthy lifestyles, as tracked and analyzed through the company's platform. This platform also provides personalized health insights and access to discounted health services, thereby promoting well-being and financial security.

Kvikk Insurance is an innovative insurance platform that focuses on simplifying and personalizing travel insurance. It offers an on-demand service that activates travel insurance automatically through geofencing technology, providing coverage as soon as clients arrive at their travel destination and deactivating it upon their return. This approach allows customers to avoid paying for unnecessary premiums on days when they are not traveling. By streamlining the entire insurance process, from purchasing to claims, Kvikk aims to enhance the user experience and make travel insurance more accessible and efficient for clients.

Emilian is a developer of an insurance brokering platform that aims to streamline the distribution of insurance products across various digital channels. The company supports managing general agents (MGAs), cover holders, insurance companies, and insurtech firms by facilitating the automation of insurance offerings and enabling users to establish their own online agencies. Their platform provides features such as automated quotes, policy issuance, and an insurance service review system, which enhances customer trust and satisfaction. By focusing on digital solutions, Emilian empowers insurance professionals to navigate the modern landscape effectively, allowing them to prioritize customer engagement over administrative tasks.

Cober.io is an insurance company based in Málaga, Spain, that focuses on protecting eCommerce businesses from temporary internet outages. Founded in 2022, the company offers a platform that enables users to customize their protection services according to their specific business needs. Additionally, Cober.io allows businesses to provide embedded insurance solutions to their clients, facilitating monetization opportunities. The company's services are designed to enhance the operational resilience of online enterprises by offering tailored coverage that aligns with their business models.

Kidbrooke is a developer of financial software focused on enhancing decision-making in the financial services sector. The company provides B2B financial analytic APIs that aim to reduce the costs associated with wealth management services. By automating these services, Kidbrooke enables financial institutions, including banks, wealth managers, and insurance companies, to offer engaging and affordable financial advice. This support allows clients to make informed financial decisions and navigate complex financial scenarios in real time.

Tontine Trust is recognized as a pioneer in the RetireTech sector, offering innovative retirement solutions through its lifetime income Tontine IRA™. This product is designed to significantly enhance pension wealth while eliminating the risk of running out of money in retirement, addressing the fears of many retirees. Research indicates that adopting this model can increase pension wealth by 87% without introducing additional risk. Tontine Trust aims to create, operate, and distribute more rewarding and sustainable pension schemes that align with modern retirement needs. The organization’s approach has garnered attention from policymakers, leading to the OECD's recent adoption of a legal instrument that encourages the conversion of traditional drawdown pensions into Tontine IRAs, thereby improving the financial wellbeing of retirees and benefiting society as a whole.

distriBind is a digital data exchange company focused on automating back-office processes for the insurance industry. It specializes in data validation and analytics, offering solutions that streamline the validation, reconciliation, and enhancement of risk, premium, and claims data. By leveraging AI and blockchain technologies, distriBind provides the insurance sector with enhanced transparency and a deeper understanding of risk, claims, contracts, and portfolios. This innovative approach allows insurance companies to improve operational efficiency and make data-driven decisions.

Aira System is an AI-driven platform focused on preventing fraud and automating inspection processes within the insurance industry. Founded in 2021 and headquartered in Madrid, Spain, Aira specializes in risk inspection, review, and analysis. By integrating artificial intelligence, geolocation, and extensive databases, the platform allows users to identify and mitigate fraud risk at the point of contracting, rather than after incidents occur. This proactive approach enables insurance companies to evaluate a wide range of risks effectively, ultimately leading to improved policy generation and enhanced operational efficiency.

Sustema is a behavioural data analytics company founded by experienced underwriters and risk managers to help commercial insurers improve underwriting performance. With ever-increasing volumes of data and digitisation of the insurance industry, the need to analyse and extract meaningful insights from information has never been greater. However, at its core, commercial underwriting is about insuring companies and specifically insuring the decisions made by the people running those companies. Therefore, to improve underwriting performance, the way companies behave should be taken into account when putting your capital at risk on their behalf. Analysing the publicly available data of over 17’000 companies worldwide, Sustema makes this possible at scale. Sustema behavioural analytics service (BASE™) enables insurers to integrate ESG data into their underwriting processes, reduce exposure to corporate behavioural risk and significantly increase profitability with a secure and intuitive cloud-based service. Built to meet the current and future needs of underwriters, client acquisition teams and portfolio managers, Sustema BASE™ operates independently of existing core IT infrastructure − enabling insurers to get up and running swiftly and securely.

Onchain Custodian is a developer of a digital asset custody platform that provides a secure and compliant solution for the safekeeping of institutional digital assets. The platform is designed to offer a global and standardized service, ensuring that clients can safely manage their investments in digital assets. With a focus on resilience and insurance, Onchain Custodian aims to deliver a reliable experience, equipped with a flexible infrastructure that can adapt to the evolving landscape of crypto custody. Its commitment to security and compliance positions it as a trusted partner for institutions looking to safeguard their digital asset holdings.

Xpats is a cross-border, app-based neobanking platform designed to support expatriates and global remote workers. The company offers a range of essential services, including bank accounts, credit and debit cards, housing assistance, and health insurance, all tailored to meet the unique needs of this community. By providing easy access to both financial and non-financial products, Xpats aims to enhance the living and working experience for individuals moving abroad. The founding team, with over 50 years of combined expatriate experience, brings a strong background in banking, consulting, and digital product development, ensuring a user-friendly and efficient platform that addresses the various challenges faced by migrants.

IOC Group provides expert solutions tailored for portfolio managers, focusing on operational risk management to help meet financial market regulations. As an independent service provider, the company supports asset managers of all sizes by offering services in IT, legal, compliance, data, and risk management. By utilizing a comprehensive outsourcing approach, IOC Group defines and implements customized service packages that enable financial institutions to address regulatory and client-specific requirements efficiently.

Riskwolf is a business-to-business insurance platform that automates the entire insurance process, from ideation to market. It specializes in managing risk exposure, notifying claims, and triggering payments through application programming interfaces (APIs). The platform offers products that can be integrated directly into e-commerce, food delivery, and telecommunications services, or utilized as standalone policies for commercial cloud protection. Operating primarily in Europe and Asia, Riskwolf employs advanced technology and data sources to deliver independent risk monitoring and calculation services, allowing insurers to develop and manage parametric coverages efficiently at scale.

Lyyna is a pioneering distribution platform focused on insurance, utilizing advanced technologies to enhance the customer experience. The platform specializes in single-item insurance and employs artificial intelligence to recommend tailored insurance solutions based on digital payment and electronic fund transfer data. By leveraging a scalable and flexible cloud-native architecture, Lyyna enables banks to maximize the value of payment data, facilitating the offering of insurance for small purchases. The company is committed to upholding customer privacy and ensuring that data is managed securely and responsibly.

CoverGo is a no-code insurance platform designed for property-and-casualty, health, and life insurance companies. It allows these companies to quickly build and launch a wide range of insurance products while facilitating omnichannel distribution and digitizing policy administration and claims processes. The platform is distinguished by its modular and configurable nature, enabling insurers to adapt and innovate products efficiently. CoverGo leverages hundreds of open insurance APIs to enhance connectivity and automate various insurance operations, making it more flexible and adaptable than traditional systems. This approach supports insurance companies in their digital transformation efforts, helping them to operate more effectively and cost-efficiently.

AAZZUR Ltd is a fintech company based in London that specializes in developing a financial orchestration platform. The platform allows businesses to seamlessly embed tailored financial services, such as banking, wealth management, and insurance, into their offerings without the need for significant investment in technology infrastructure. AAZZUR provides a mobile banking solution that includes live accounts and cards, alongside a customizable customer interface that allows for shared accounts. The company simplifies the integration process by providing pre-built, regulatory-compliant components, enabling clients to launch or integrate services more rapidly and efficiently. This approach enhances customer engagement, drives revenue growth, and reduces operational costs. Originally incorporated as BEEONE TECHNOLOGY LIMITED in 2017, AAZZUR rebranded in December 2017 to reflect its evolving focus on fintech solutions.

Mitra Solutions operates an insurance claim management platform that offers comprehensive claim-handling services specifically tailored for insurance companies. The platform utilizes domain-specific language to automate various aspects of the claims process, including damage reports, coverage checks, and claims calculations. Additionally, it analyzes insurance contracts and gathers detailed data about claims, enhancing the clarity and comprehensibility of these contracts for customers. By providing these services, Mitra Solutions enables insurance companies to deliver a more transparent and efficient experience to their clients.

Resilient operates an insurance-as-a-service platform designed to foster business development and growth while delivering significant value to all stakeholders. The company offers innovative insurance programs and inclusive microinsurance solutions that aim to enhance the financial health and freedom of its customers. By addressing the protection gap faced by low and moderate-income individuals who have been historically underserved by traditional insurance providers, Resilient enables businesses to offer no-cost insurance protections as a means of fostering customer loyalty and engagement. This approach not only improves the overall bottom line for businesses but also contributes to greater financial stability for their customers.

Riskwolf is a business-to-business insurance platform that automates the entire insurance process, from ideation to market. It specializes in managing risk exposure, notifying claims, and triggering payments through application programming interfaces (APIs). The platform offers products that can be integrated directly into e-commerce, food delivery, and telecommunications services, or utilized as standalone policies for commercial cloud protection. Operating primarily in Europe and Asia, Riskwolf employs advanced technology and data sources to deliver independent risk monitoring and calculation services, allowing insurers to develop and manage parametric coverages efficiently at scale.

Qumata specializes in life and health insurance underwriting by utilizing digital data to assess the risk of over 800 medical conditions. The company's innovative approach streamlines the application process, reducing the need for lengthy questionnaires and medical visits, thereby saving applicants significant time. Qumata aims to enhance the underwriting experience for insurers while maintaining accuracy, ultimately enabling them to discover new revenue opportunities. Through its platform, Qumata is setting a new standard in the insurance industry by improving efficiency and customer satisfaction in the underwriting process.

Qumata specializes in life and health insurance underwriting by utilizing digital data to assess the risk of over 800 medical conditions. The company's innovative approach streamlines the application process, reducing the need for lengthy questionnaires and medical visits, thereby saving applicants significant time. Qumata aims to enhance the underwriting experience for insurers while maintaining accuracy, ultimately enabling them to discover new revenue opportunities. Through its platform, Qumata is setting a new standard in the insurance industry by improving efficiency and customer satisfaction in the underwriting process.

EasySend LTD, founded in 2016 and based in Tel Aviv-Yafo, Israel, specializes in developing a no-code digital transformation platform aimed at banks and insurance companies. The platform enables the conversion of paper forms and PDFs into interactive digital journeys, enhancing customer interactions and streamlining processes. EasySend supports various financial use cases, including digital mortgages, lending, policy renewals, claims, and customer onboarding, utilizing pre-built components tailored to the unique needs of financial institutions. The platform's advanced analytics and optimization tools provide customers with insights into their digital workflows, allowing them to identify issues, optimize processes, and drive revenue growth. EasySend’s solutions easily integrate with existing legacy and core banking systems, as well as major CRM platforms. Since its inception, EasySend has gained significant traction in the Israeli market, serving over 90% of local financial institutions and rapidly expanding to serve more than forty enterprise customers in countries such as the United States, Germany, the UK, and Japan.

Digital Claim specializes in automating the claim recovery process for travel and health insurance providers. Recognizing that claim recovery is often a costly and labor-intensive task, the company employs machine learning technology to develop a comprehensive digital claim database. Its proprietary software transforms traditional paper files into fully digitized claims using optical character recognition and advanced machine learning tools. This innovation enhances the efficiency of claim management, allowing insurance companies to streamline their operations and improve recovery rates.

3rd-eyes analytics specializes in providing digital wealth planning and advisory software aimed at financial institutions. The company’s platform enables banks, insurance companies, and investment advisers to effectively manage earnings through a wealth planning module that incorporates stochastic processes to determine optimal asset allocation. This allows for a goal-based investing approach, integrating scenario-based asset-liability management methods. Additionally, 3rd-eyes analytics emphasizes sustainable investing, ensuring that financial institutions can go beyond mere regulatory compliance to meet their clients' financial goals in a responsible manner.

NDGIT GmbH, established in 2015 and headquartered in Munich, Germany, specializes in developing banking software-as-a-service solutions centered around APIs. The company's core offering, API-Platform, facilitates secure management of internal and external APIs, providing cross-functional tools tailored to the banking and insurance industries. Additionally, NDGIT provides access-to-account APIs for PSD2 compliance, a banking API marketplace, and a multi-aggregator API solution enabling users to access and manage their financial accounts across various banks. The company also develops custom applications for banks, insurers, and fintech firms, fostering digital innovation in the financial sector.

C2Sec provides an innovative analytics platform that assesses and quantifies cyber risks in financial terms for ITSec and insurance industry.

Data XL is a pricing company specializing in insurance price optimization, founded in 2016 and operating under the brand owned by Kapturequation – Consultancy Services, a Portuguese private company. The company has developed a sophisticated algorithm that employs experimental design to analyze competitor pricing, allowing clients to set competitive market prices and assess customer willingness to pay. Its platform integrates mathematical pricing techniques, statistical tools, social analytics, and customer analytics to help insurance companies and brokers establish appropriate pricing for their products. By leveraging this technology, Data XL aims to reduce risks associated with pricing decisions in the insurance sector.

Brainalyzed specializes in providing an AI-based platform aimed at making advanced deep learning technology accessible to mid-sized companies, particularly in the financial sector. The platform, known as Brainalyzed Insight, allows users to connect to various data sources and generates efficient AI models without requiring the involvement of data scientists. By utilizing a unique evolutionary development process inspired by natural selection, it creates optimized neural networks tailored to specific business needs. This automation enhances prediction accuracy and stability by balancing the complexities of overfitting and underfitting. The company’s initial focus is on serving mid-sized banks, asset managers, and insurance firms, helping them reduce costs and improve the efficiency of their portfolio decisions through advanced AI-driven insights.

Lings is a Zurich-based startup in the insurance industry, founded in 2017, that focuses on delivering simple and efficient insurance solutions. The company specializes in providing digital risk protection coverage for photography equipment, catering to both owned and rented items. Lings distinguishes itself by addressing the complexities and inflexibility typically associated with traditional insurance providers. Its offerings allow customers to protect their equipment from damage, destruction, or loss, while also providing the flexibility to easily deactivate their insurance when needed.