Tenity

FundKernel, established in 2021, is a digital platform that leverages artificial intelligence to connect asset managers with wealth managers seeking specific investment mandates. Its proprietary AI Curation Engine evaluates over 180 data points per fund, facilitating matches based on investment criteria. Since its launch in 2022, FundKernel has attracted US$70M in subscriptions, published 130 funds, and onboarded 50 wealth management firms. In 2024, it was backed by Tenity Incubation Fund, a Fintech accelerator supported by global financial institutions. The platform has been recognized for its excellence in AI-driven alternative investment curation.

CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

Darksquare is a financial services company that aims to democratize access to alternative investment opportunities for individual investors. By leveraging crowdfunding, Darksquare allows individuals to invest in high-value assets such as distressed credit, private islands, timberland, and renewable energy projects—assets that have traditionally been accessible only to wealthy individuals and hedge funds. The company focuses on providing services that enable portfolio diversification and the potential for higher returns compared to conventional stock market investments. By addressing the barriers posed by minimum investment thresholds, Darksquare caters to a growing demographic of younger investors who are increasingly interested in exploring diverse asset classes.

Zurichberg is a platform that democratizes access to luxury watches, enabling investors to purchase fractional shares of high-end timepieces starting at $500. Users can trade these shares on the platform's marketplace and potentially profit from the watches' appreciation. The company aims to make prestigious Swiss watchmaking history accessible to a broader range of enthusiasts and investors.

Bambus.io operates a real estate asset management platform designed to provide a balanced investment strategy for real estate owners. The platform enables users to diversify their assets without the need to sell their properties, facilitating access to financial advice and related financial products. This approach allows clients to unlock liquidity from their property assets while continuing to reside in their homes, thereby earning income from their real estate investments.

SmartPurse is a financial planning and education platform designed specifically for women, aimed at fostering financial independence and empowerment. It provides a comprehensive toolkit that includes financial courses, health snapshots, savings strategies, security measures, and retirement planning resources. By promoting a vibrant community of like-minded individuals and knowledgeable money coaches, SmartPurse inspires women to take control of their financial futures and make informed decisions regarding their finances. The platform focuses on building financial literacy and confidence, helping women navigate their unique financial journeys.

Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

FinFinder is an AI-based platform that matches clients with qualified financial advisors, providing a streamlined way to find and select professional financial guidance. The platform aggregates advisor options and supports users in taking initial steps toward financial advice, enabling easier access to tailored advisory services. The company was founded in 2021 and is headquartered in Schönenberg, Switzerland.

Tontine Trust is recognized as a pioneering entity in the retirement technology sector, focusing on innovative lifetime income solutions to enhance pension wealth. The company has developed the Tontine IRA™, a product designed to alleviate the risks associated with outliving one's savings, a concern that resonates with many retirees. By leveraging research from reputable organizations, Tontine Trust aims to create and operate sustainable pension schemes that align with modern retirement needs. The company's approach not only seeks to provide financial security for individuals but also aims to improve overall wellbeing in retirement. The significance of its offerings has garnered attention from international bodies, leading to regulatory support for converting traditional pension structures into Tontine IRAs, thereby promoting a more reliable income stream for retirees.

Kidbrooke develops unified analytics software for financial institutions. Its platform integrates tools for data aggregation, scenario generation, customer profiling, product suitability analysis, enabling clients to manage data, enhance decision support, and create seamless financial planning experiences across investments, pensions, credit, insurance, and tax.

Kaspar& is a fintech company focused on accessible financial services and forward-looking technology. It operates a platform that provides investment plans and tools to help individuals build personal wealth. The platform includes a card for online and offline purchases and automatically invests the spare change from transactions, enabling customers to access financial services and invest professionally.

Topaz Digital specializes in digital client engagement solutions for family offices, private banks, asset managers, and other wealth management firms. Its platform offers a single touchpoint for clients to enhance service levels, deepen relationships, and improve company efficiency while ensuring compliance.

Yukii is a developer of a blockchain-based token exchange platform that offers retail investors straightforward access to the decentralized finance ecosystem. The platform facilitates the buying and selling of a wide range of decentralized finance products, including cryptocurrencies, while ensuring security, liquidity, and high-speed transactions. Yukii's services empower users to manage their crypto portfolios effectively, enabling them to trade across various digital currency pairs at fixed prices based on their portfolio value, ultimately supporting private wealth building through enhanced investment opportunities in the cryptocurrency market.

Oakify is a digital financial planner and self-service advisory marketplace focused on enhancing long-term financial wellness and resilience for its users. The company has developed an innovative platform that aims to connect the traditional financial advisory industry with digital-savvy generations. This platform not only provides personalized financial planning tools but also includes a crypto rewards program designed to encourage responsible financial behavior. By incentivizing users to manage their credit card repayments, savings, and investments effectively, Oakify seeks to empower individuals to take control of their financial futures.

Syla is an Australian company that specializes in cryptocurrency tax software specifically designed for crypto investors and accountants. The platform is developed with input from Australian tax professionals, ensuring compliance with local regulations and enabling users to accurately report their crypto holdings and transactions for tax purposes. By leveraging smart tax logic, Syla aims to minimize the tax burden on users, allowing them to optimize their investments and grow their crypto wealth while adhering to legal requirements. The software addresses the significant impact of taxation on cryptocurrency portfolios, providing a reliable solution for managing tax obligations in the rapidly evolving crypto landscape.

Fexer is a software-as-a-service (SaaS) platform focused on enhancing the profitability of financial institutions by fostering continuous communication with their clients. The platform specializes in personalizing interactions, enabling clients to make informed financial decisions. Additionally, Fexer offers a financial management solution that assists in planning expenses and achieving financial goals. Utilizing cloud and encryption technology, the platform generates automated and personalized financial reports while ensuring data security. This approach not only supports financial institutions in improving client relationships but also aids in retaining talent by promoting the financial well-being of employees.

Denq is a digital-first fintech company aiming to foster a healthy financial community. It offers tailored financial solutions designed to make a tangible difference in users' lives.

Divizend is a FinTech company specializing in wealth-tax solutions aimed at reclaiming foreign dividend withholding taxes for private investors. Its platform automates the refund process, making it easier for users to navigate the complexities of tax recovery. Divizend's services include an interactive dividend calendar that provides insights into key financial figures and the historical performance of stocks across major international markets. By focusing on high dividend earnings, Divizend positions itself as a central resource for investors seeking relevant insights, research, and analytics to maximize their returns.

Doomoolmori provides AI wealth management and data analytics solutions to financial institutions, and robo-advisory services to end users.

Founded in 2016, Neuroprofiler operates an online platform that assesses clients' investment profiles through behavioral finance principles. It creates customized questionnaires to understand clients' investment preferences and biases, providing tailored recommendations. The company also offers advanced segmentation techniques and gamification elements.

Founded in Singapore in 2015, InvestaX is a financial services company offering an online platform for digital securities investments. The platform focuses on real estate, private equity, and venture capital, utilizing blockchain technology to enhance transparency and liquidity.

New Wealth is a B2B fintech company offering modular white-label solutions to enhance the distribution of mutual funds and wealth management services. It facilitates legal marketing, advice, and sale of financial instruments through behavioral design, data-driven personalization, and automated financial advice.

Hercle is a FinTech company specializing in low-latency trading technology. It offers end-to-end prime-brokerage solutions and trading algorithms, enabling institutional investors to gain exposure to crypto-assets efficiently.

Inveert is a software solutions provider focused on serving financial institutions in the wealth management sector. The company addresses the challenges faced by these institutions in offering personalized financial advisory services to the underserved affluent and mass affluent markets, particularly those with assets under management below $300,000. Inveert's platform allows financial entities to deliver ongoing advisory services by tackling key issues such as client prospecting, conversion rates, and client retention. Its technology empowers retail customers to define their financial goals and risk profiles, while an algorithm generates tailored investment proposals based on individual time horizons. Through these innovations, Inveert enables financial institutions to offer a more humanized and effective advisory experience.

Strabo is a financial platform that links multiple accounts from around the world into a single dashboard, enabling users to visualize their accounts and understand their financial information. The platform connects accounts including investments and cryptocurrency globally, provides real-time net worth with built-in analytics, and supports transfers across currencies to help investors manage money and assets internationally.

Norsia is a technology-driven wealth management firm that specializes in integrating clients' personal values and sustainability goals into their investment portfolios. The company provides fintech tools designed to assist financial advisors in aligning investments with clients' environmental, social, and governance (ESG) preferences, enabling the creation of personalized sustainable alternatives and relevant insights.

Abroaden is a pioneering wealth-building platform designed for individuals living abroad. The company provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing advanced data analytics, Abroaden assesses customers' financial goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only facilitates wealth creation while living anywhere in the world but also allows for the potential relocation of investments in the future. By focusing on the financial well-being of its users, Abroaden aims to empower expatriates to achieve their financial objectives effectively and efficiently.

AAZZUR Ltd, established in 2017 and headquartered in London, specializes in developing a fintech orchestration platform. This platform enables businesses to embed tailored financial services into their offerings, such as banking, wealth management, and insurance, without the need for significant tech investment or multiple contracts. AAZZUR's solution aggregates and curates best-of-class suppliers, simplifying customer experiences, driving business growth, and reducing time to market. The company formerly operated under the name BEEONE TECHNOLOGY LIMITED until December 2017 when it rebranded as AAZZUR Ltd.

VALK is a London-based company founded in 2019 that specializes in developing a software platform designed to manage, invest, and trade unlisted assets such as private company shares, fund shares, real estate, and infrastructure. By digitizing the asset management and investment workflows, VALK centralizes and automates processes traditionally performed manually, thereby improving efficiency for asset managers, investment banks, and funds. The platform supports over 70 financial institutions, including investment banks, hedge funds, and family offices, across more than 15 countries in Europe, the Middle East, Africa, North America, and South America. In the past year, VALK has facilitated transactions exceeding 4 billion USD. The company has received recognition in the form of awards for sell-side technology and asset management, and it participates in the FCA Sandbox and Tech Nation's fintech cohort.

HedgeSPA offers a scalable predictive analytics platform designed for professional investors. Its mission is to democratize access to sophisticated investment tools, enabling fair competition among asset management players. The platform combines forward-looking market scenarios to significantly reduce portfolio drawdown and automates day-to-day management tasks.

Yova AG is a digital investment platform based in Zürich, Switzerland, established in 2017. The company specializes in offering personalized, automated investment services that align with sustainability goals. Yova enables customers to invest in diversified equity portfolios that focus on addressing global challenges, such as climate change and human rights. The platform employs advanced methods in portfolio management and sustainability analysis, making impact investing accessible to individuals regardless of their investment knowledge or the size of their capital. Yova's services include risk profiling, compliance monitoring, daily financial reporting, and customer support, ensuring that investments meet the specific criteria and preferences of its clients while also aiming for attractive financial returns.

Galaxis Network is a London-based company founded in 2019 that specializes in developing an online financial platform aimed at decentralizing portfolio management through the use of smart contracts. The platform is designed to manage digital assets for hedge funds and private equity, providing a compliant environment for trading and asset management. Utilizing blockchain technology, Galaxis Network offers features such as peer-to-peer portfolio following, smart contract-based asset swaps, and lending options. These capabilities enable institutional investors and traders to engage with decentralized finance while adhering to regulatory standards.

WealthArc is a SaaS company that provides a comprehensive wealth management platform for private banks and external asset managers. Founded in 2015, with offices in Rockville, Maryland, USA, and Zurich, Switzerland, the company specializes in automating the consolidation of investment portfolios and financial data from over 60 custodian banks worldwide. WealthArc's platform offers a wide range of services, including portfolio management, client reporting, risk monitoring, compliance checks, and a digital client portal for live access to family wealth and investment overviews. The platform is distributed via a SaaS model, ensuring secure cloud storage and easy access for clients.

ABAKA is a London-based provider of an AI-powered savings and retirement platform for financial institutions and employers. Its enterprise software enables employers to improve benefits engagement and financial wellbeing by giving staff access to digital saving, pension and investment guidance, and control over their financial decisions. The platform also offers modular applications for conversational AI, personalized nudges, data dashboards, and retirement planning tools, including cash-flow modeling and Monte Carlo simulations. ABAKA’s technology is licensed by leading banks, pension providers, and asset managers to serve retail customers across multiple countries, reaching millions of people through its clients. The company supports Open Banking data, pension dashboards, and scalable, outcome-driven advice. Founded in 2016, ABAKA has a strategic partnership with Avaloq Group AG.

3rd-eyes analytics provides a cloud‑based platform that enables banks, insurance firms, and wealth advisers to offer digital, goal‑based investment advice. The system integrates a wealth‑planning module with a stochastic model that determines optimal asset allocation for individual goals and scenarios. It supports realistic asset‑liability management and incorporates sustainable investing practices beyond regulatory mandates.

Bambus.io operates a real estate asset management platform designed to provide a balanced investment strategy for real estate owners. The platform enables users to diversify their assets without the need to sell their properties, facilitating access to financial advice and related financial products. This approach allows clients to unlock liquidity from their property assets while continuing to reside in their homes, thereby earning income from their real estate investments.

Vestr is a technology company that specializes in providing a comprehensive software-as-a-service platform designed for the management of actively managed investment products. The company focuses on digitizing the entire value chain of active management, offering tools that facilitate portfolio management, order execution, and performance reporting. By streamlining these processes, Vestr enables issuers and portfolio managers to concentrate on their core competencies while efficiently managing their portfolios. The platform addresses the complexities of active management, allowing clients to make informed investment decisions and mitigate risk without issuing its own structured products.

Rapid Data creates solutions for wealth management & helps managers to research and communicate client portfolios. The company serves like a personal assistant and researcher ready to analyse assets and create portfolios easily, while displaying everything in a simple and visual manner.