Tenity

CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

FundKernel, established in 2021, is a digital platform that leverages artificial intelligence to connect asset managers with wealth management firms. Its proprietary AI Curation Engine evaluates over 180 data points of each fund, facilitating matches with suitable investment mandates. Since its launch in 2022, FundKernel has attracted US$70M in subscriptions, published over 130 funds, and onboarded 50 wealth management firms. In 2024, it was backed by Tenity Incubation Fund, a Fintech acceleration fund supported by global financial institutions. The platform has been recognized for its excellence, winning the "Outstanding Intelligence Platform for Alternative Investments" award by ET Net Hong Kong.

Zurichberg is a platform that enables investors to access and trade in the luxury watch market, previously reserved for the wealthy. It fractionalizes high-end watches into shares, allowing investors to buy and sell these timepieces starting at $500. Users can potentially profit from sales and, over time, gain full ownership of the watches. The platform aims to democratize the luxury watch market, making it more accessible to a broader range of enthusiasts and investors.

SmartPurse is a financial planning and education platform designed specifically for women, aimed at fostering financial independence. The platform provides a comprehensive toolkit that includes financial courses, health assessments, savings options, security measures, and retirement planning resources. By connecting users with a community of like-minded individuals and experienced money coaches, SmartPurse empowers women to take control of their financial futures and make informed decisions about their finances.

Kidbrooke is a developer of financial software focused on enhancing decision-making in the financial services sector. The company provides B2B financial analytic APIs that aim to reduce the costs associated with wealth management services. By automating these services, Kidbrooke enables financial institutions, including banks, wealth managers, and insurance companies, to offer engaging and affordable financial advice. This support allows clients to make informed financial decisions and navigate complex financial scenarios in real time.

Yukii is a developer of a blockchain-based token exchange platform that facilitates the trading of cryptocurrencies and various decentralized finance products. The platform offers retail investors easy access to the decentralized finance universe, enabling them to buy, sell, and store digital assets securely. It allows users to trade across multiple digital currency pairs while ensuring high liquidity and speed. By providing tools for building and managing a crypto portfolio, Yukii aims to support private wealth building for its customers.

Oakify is a digital financial planning platform that aims to enhance long-term financial wellness for its users. By bridging the gap between traditional financial advisory services and the needs of digital generations, Oakify provides a self-service marketplace for financial advice. The platform includes innovative features such as a crypto rewards program, which encourages users to adopt better money management practices. This initiative helps customers pay off credit card debt, save effectively, and invest wisely, promoting overall financial resilience.

Denq is a digital financial technology company focused on creating a transparent and user-centric banking experience in Latin America. It develops a blockchain-based digital bank that provides innovative financial solutions, including robo-advisory investments and a proprietary credit scoring system. By bridging the gap between Latin America and the European Union, Denq aims to foster a healthy financial community. Its platform allows users to open digital accounts that prioritize consumer needs, offering personalized services and educational resources in areas such as investments, loans, insurance, and currency exchange. Through its commitment to all-digital and all-human principles, Denq seeks to enhance the financial well-being of individuals by delivering meaningful advantages in their financial lives.

InvestaX is a financial services company based in Singapore that operates an online platform dedicated to digital securities and investment in real estate, private equity, and venture capital. Founded in 2015, the company specializes in providing a digital securities finance and investment platform that enables clients to raise funds and engage in secondary trading of technology-driven investment products. Its platform offers the necessary infrastructure to digitize real assets, allowing users to buy, sell, trade, borrow, or lend instantly. By leveraging data and technology, InvestaX aims to assist clients in making informed investment decisions while reducing transaction costs and enhancing transparency in private markets.

New Wealth is a business-to-business fintech company that specializes in providing modular white-label solutions aimed at enhancing the distribution of mutual funds and wealth management services. The company offers a mobile-first platform designed for personalized financial advice, enabling users to screen, discover, and analyze various investment products. By facilitating the legal marketing, advice, and sale of financial instruments and portfolios, New Wealth empowers wealth management professionals and investors with automated financial advice. Additionally, the platform promotes ESG awareness and mobilizes capital, supporting digital wealth channels and investment data management for a more efficient financial advisory experience.

Doomoolmori provides AI wealth management and data analytics solutions to financial institutions, and robo-advisory services to end users.

Neuroprofiler is an online platform based in Vinon-sur-Verdon, France, that specializes in assessing investment profiles through behavioral finance. Founded in 2016, the company develops customized suitability assessment questionnaires that clients complete online. This process enables Neuroprofiler to gain insights into clients' investment preferences and biases, allowing for tailored financial recommendations. The platform also incorporates segmentation and gamification elements to enhance user engagement. Neuroprofiler's services are designed to aid financial advisors in evaluating clients' risk profiles in compliance with MiFID II regulations, streamlining the client appropriateness and suitability assessment process.

Inveert develops software solutions tailored for financial institutions in the wealth management sector, focusing on underserved affluent and mass affluent clients. The company addresses significant challenges faced by these institutions, including difficulties in client prospecting, low conversion rates, and poor client retention. Inveert's platform enables financial entities to deliver personalized financial planning and advisory services by allowing retail customers to establish financial goals, assess their current situations, and define risk profiles. Its advanced algorithms create goal-based investment proposals that allocate resources according to clients' time horizons, making it feasible for institutions to offer ongoing advisory services profitably to clients with assets under management below $300,000.

Norsia specializes in providing fintech tools designed to assist wealth management companies and financial advisors in aligning investment strategies with their clients' personal values and sustainability goals. The company's offerings enable advisors to systematically integrate these values into the investment process, allowing them to create customized investment alternatives that resonate with their clients' visions. By delivering relevant insights, Norsia enhances the ability of financial professionals to meet the unique needs and preferences of their clients, fostering a more personalized approach to wealth management.

Abroaden is a wealth-building platform designed for individuals living abroad. It provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing data analytics, the platform assesses customers' goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only aids clients in creating wealth while residing anywhere in the world but also offers the flexibility to adapt their investments as they move internationally. Abroaden's focus on the financial needs of expatriates distinguishes it in the market, making it a valuable resource for those seeking to enhance their financial well-being while abroad.

AAZZUR Ltd is a fintech company based in London that specializes in developing a financial orchestration platform. The platform allows businesses to seamlessly embed tailored financial services, such as banking, wealth management, and insurance, into their offerings without the need for significant investment in technology infrastructure. AAZZUR provides a mobile banking solution that includes live accounts and cards, alongside a customizable customer interface that allows for shared accounts. The company simplifies the integration process by providing pre-built, regulatory-compliant components, enabling clients to launch or integrate services more rapidly and efficiently. This approach enhances customer engagement, drives revenue growth, and reduces operational costs. Originally incorporated as BEEONE TECHNOLOGY LIMITED in 2017, AAZZUR rebranded in December 2017 to reflect its evolving focus on fintech solutions.

ff.next offers design-driven mobile banking solutions for financial innovators with a special focus on younger customers, including off-the-shelf, boxed solutions that are all easy-to-customise, design-driven and white-label as well as an end-to-end service from UX research, through UX/UI design to implementation. These solutions enable banks and fintech companies to engage younger generations, Millennials & GenZ customers with design-oriented digital interfaces. The company has two flagship products called Flint and RocketMoney. Flint is a mobile-first, end-to-end remote lending solution, which is capable of executing credit scoring through a mobile platform, therefore loan application can take only 20 minutes. The solution uses public registers, therefore most of the user data is automatically filled in and its cleanliness is also guaranteed. RocketMoney is a family banking solution we offer together with GoSave, a Californian fintech startup. We together cover the whole youth banking lifecycle by serving the 6-12 years old with a next generation piggy bank and the 12-18 years old with an allowance management application helping youngsters manage, save and also make money in a smart way. Our vision is to conquer the youth banking space with our GoSave and provide financial innovators with the right solutions to increase financial consciousness and literacy.

Yova AG is a digital investment platform based in Zürich, Switzerland, offering services that focus on sustainability and impact investing. Established in 2017, Yova enables customers to invest directly in companies that address global challenges, such as climate change and human rights. The platform provides automated, personalized equity portfolios tailored to individual risk profiles and preferences, ensuring compliance with customer criteria. Yova's services include asset management, risk and value monitoring, stock selection, diversification, and daily financial reporting. By utilizing advanced portfolio management and sustainability analysis methods, Yova makes impact investing accessible to a wide range of investors, regardless of their investment knowledge or the amount they wish to invest.

Galaxis Network operates an online financial platform that focuses on decentralizing portfolio management through the use of smart contracts. Founded in 2019 and based in London, the platform is designed for the management of digital assets, specifically catering to hedge funds and private equity holdings. By leveraging blockchain technology, Galaxis Network offers a compliant environment for trading and managing digital assets, including features such as peer-to-peer portfolio following, smart contract-based asset swaps, and lending options. This enables institutional investors and traders to engage with decentralized finance while adhering to regulatory standards.

WealthArc is a SaaS company that provides a comprehensive wealth management platform for private banks and external asset managers. Founded in 2015, with offices in Rockville, Maryland, USA, and Zurich, Switzerland, the company specializes in automating the consolidation of investment portfolios and financial data from over 60 custodian banks worldwide. WealthArc's platform offers a wide range of services, including portfolio management, client reporting, risk monitoring, compliance checks, and a digital client portal for live access to family wealth and investment overviews. The platform is distributed via a SaaS model, ensuring secure cloud storage and easy access for clients.

3rd-eyes analytics specializes in providing digital wealth planning and advisory software aimed at financial institutions. The company’s platform enables banks, insurance companies, and investment advisers to effectively manage earnings through a wealth planning module that incorporates stochastic processes to determine optimal asset allocation. This allows for a goal-based investing approach, integrating scenario-based asset-liability management methods. Additionally, 3rd-eyes analytics emphasizes sustainable investing, ensuring that financial institutions can go beyond mere regulatory compliance to meet their clients' financial goals in a responsible manner.

BlockState offers a blockchain-based platform tailored for small and medium-sized enterprises (SMEs) and real estate developers to facilitate the issuance and management of equity and debt. The company specializes in creating Security Tokens, which are digital representations of regulated financial products. By leveraging blockchain technology and smart contracts, BlockState automates complex processes, reduces reliance on intermediaries, and enhances cost efficiency for issuers. The platform also provides lifecycle management tools that support various functions, including issuance KYC, corporate actions, financial reporting, and over-the-counter transfers. Ultimately, BlockState's solution enables seamless connectivity between issuers and investors, streamlining the management and transfer of non-bankable assets.

Rapid Data creates solutions for wealth management & helps managers to research and communicate client portfolios. The company serves like a personal assistant and researcher ready to analyse assets and create portfolios easily, while displaying everything in a simple and visual manner.