Tenity

Sircular is a technology company that operates a data-driven platform. This platform facilitates connections between investors and innovative startups. It streamlines the application and selection process for accelerators and investors, enabling startups to expedite their fundraising efforts and discover potential investors more efficiently. The platform employs data-driven insights and AI research agents to match startups with investors based on their strengths, helping investors make informed decisions about investment opportunities and build their corporate memory.

CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

Fineksi is a SaaS company that specializes in credit decision services for financial institutions. It employs AI and machine learning technologies to automate and streamline the credit underwriting process, enabling accurate and reliable lending decisions. The company aims to minimize risk and maximize profitability for its financial partners by providing comprehensive data analysis.

CyberTide is an AI-based data leak prevention solution aimed at transforming the data security landscape. The company utilizes advanced artificial intelligence technologies to provide software that enhances data protection, particularly for businesses operating in highly regulated sectors. By integrating large language models into its security platform, CyberTide helps organizations effectively prevent the unauthorized exposure of sensitive information, thereby safeguarding their data and ensuring compliance with regulatory requirements.

LambdAI Space specializes in providing AI-driven climate impact monitoring solutions for the insurance industry, with a primary focus on agro insurance. The company combines advanced machine learning algorithms with satellite imagery and geospatial data to offer precise, cost-effective insights into climate risks. This empowers insurance brokers, insurers, and reinsurers to manage parametric products, enhance decision-making, and adapt to climate challenges, ultimately promoting sustainability across the industry value chain.

Equintel is a developer of an equities intelligence platform aimed at enhancing transparency in global equity markets. The company utilizes big data and artificial intelligence to support investment decisions and facilitate efficient mergers and acquisitions strategies. By leveraging advanced technology, Equintel seeks to improve transparency and objectivity in Environmental, Social, and Governance (ESG) reporting, addressing significant shortcomings in current ESG standards and ratings.

DaySave is a savings platform based in Helsinki, Finland, that utilizes open banking to analyze users' historical financial data. By tailoring small, automated savings deposits, DaySave helps users, particularly Millennials and Gen Z, achieve their long-term wealth goals. The platform operates through an app designed to meet the mobile-native demands of its target audience. It features an algorithm that learns from users' spending patterns and expenses to predict future financial behavior, thus maximizing savings potential. Users receive personalized deposit requests weekly, encouraging them to save and invest. DaySave partners with a European bank to offer automatic investment portfolios, including award-winning indexes, enhancing the savings experience for its users.

Greencent operates a mobile application-based loyalty system that encourages and rewards users for reducing their carbon footprint through sustainable mobility choices. The platform tracks and incentivizes the use of eco-friendly transportation methods like public transit, cycling, and walking, helping businesses enhance employee engagement, meet sustainability regulations, and decrease their overall carbon emissions.

InCharge is a platform for loan management.

ChainsAtlas is a blockchain technology company focused on creating a cross-chain infrastructure that enhances interoperability for distributed software and data processing. By leveraging virtualization and smart contracts, the company develops a decentralized network that supports multiple distributed ledger technologies. This platform enables developers to build and deploy scalable applications across various blockchain environments, facilitating seamless interaction and integration among different systems. ChainsAtlas aims to simplify the complexities of blockchain development and enhance the functionality of decentralized applications.

GoNsave is a developer of a gig economy platform aimed at enhancing worker engagement among independent workers in the LATAM and ASEAN regions, where approximately 130 million individuals are underbanked and lack adequate protections. The company offers a super app that enables users to store their financial and work records securely. By leveraging anonymized data, GoNsave connects these workers with various vendors, allowing them to access services that suit their needs while reducing distribution costs. The platform also provides insights into the movement of people and goods in on-demand delivery and ride-hailing services, assisting clients in streamlining operations and improving fleet retention. Through its innovative approach, GoNsave seeks to empower independent workers and enhance their overall experience in the gig economy.

Jrny is a platform that facilitates a rent-to-own model, linking aspiring homeowners with asset owners such as institutional real estate investors, developers, and landlords. The service allows customers to secure their desired home with a modest 2% deposit, enabling them to build equity while renting and ultimately transition to full ownership. This approach not only helps individuals achieve homeownership but also provides asset owners with pre-qualified tenants, long-term rental income, and efficient property management solutions. By fostering this connection, Jrny aims to create a mutually beneficial relationship that enhances the economics of real estate investments while contributing positively to the community.

Heymax.ai gives you a free trip every year by rewarding you with Max Miles. Heymax.ai doubles your favorite miles! heymax helps you find the best credit card to use anywhere you shop, and double dip to earn your preferred loyalty points and miles at 20+ airlines and hotels by shopping with our partners like Shopee, Lazada, Amazon, Apple, Trip.com, Singapore Airlines and so many more. For businesses, heymax.ai is a simple and efficient way to convert high-spending customers who like rewards on their terms.

Happi is a financial technology company that provides Underbanked Youths with Instant Banking Accounts, Savings Options, and Micro-Loan Facilities. It has pioneered a new banking model that allows customers to obtain the quickest loan at 0% interest with minimal hassle. Happi super account also allows you to make any payment in two months with EMI.

Mympact uses open-banking to help people understand and reduce the environmental impact of their purchases.

CryptoIndexSeries specializes in providing institutional-grade data, tools, and analytics for the cryptocurrency markets. Its platform offers a comprehensive suite of features, including proprietary cryptoasset taxonomy, performance benchmarking against various indices, and news-based performance projection tools. Additionally, it facilitates advanced portfolio analysis and management, along with multi-exchange trading capabilities. By delivering real-time data feeds, historical datasets, and sentiment analysis, CryptoIndexSeries aims to empower asset managers, wealth managers, and cryptocurrency service providers to enhance their trading decisions and focus on strategic initiatives rather than technological challenges in market data and trading.

TrueLedger operates a contracting platform designed to enhance collaboration between buyers and vendors through smart contracting. The company offers a Software as a Service (SAAS) solution that integrates advisory services, aiming to optimize professional service engagements and reduce overall spending for organizations. By facilitating secure and efficient service delivery, TrueLedger enables businesses to achieve significant cost savings while fostering stronger commitments in their professional relationships.

bloXmove is transforming the mobility landscape by creating a decentralized infrastructure that connects various transportation modes, including scooters, bikes, taxis, car-sharing services, trains, and buses. Their platform facilitates a global Mobility Alliance, enabling seamless access to diverse transit services while integrating electric vehicles with power grids to support renewable energy balancing. By leveraging distributed ledger technology, bloXmove provides a robust B2B ledger that automates the orchestration, bundling, and financial settlement of mobility services. This infrastructure reduces integration costs for transport operators and mobility providers through standardized protocols, allows them to maintain customer relationships with secure data portability, and enhances operational efficiency with automated transactions. Additionally, fleet and charging point operators can benefit from solutions that promote decarbonization and offer flexible mobility options linked to sustainability initiatives. Overall, bloXmove's mission is to foster collaboration within the mobility ecosystem, enabling users to navigate their journeys seamlessly while supporting a sustainable future.

Buyogo is a Zurich-based technology company that specializes in providing an integration platform designed to streamline data exchanges for enterprises. By consolidating various existing data exchange methods, including APIs, microservices, and EDI, Buyogo enables businesses to create a unified digital layer. This platform facilitates seamless connections between internal and external data or services, such as e-commerce platforms, accounting systems, and inventory management. Additionally, Buyogo's solutions allow enterprises to offer data endpoints to external partners, including those in fintech, logistics, and delivery sectors. By enhancing the connectivity of different sales channels and business management tools, Buyogo aims to improve operational efficiency and reduce costs for B2B small and medium-sized enterprises.

MANU is a behavioral analytics company established in 2019 and based in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create user profiles, thereby assisting financial institutions in client onboarding and credit scoring. By offering high granularity data collected from these interactions, MANU enables companies to pre-screen potential users, reducing costs and risks associated with lending. Its technology helps identify unreliable borrowers during the loan application process, allowing consumer lending companies to make informed business decisions and improve user experience. Through its innovative solutions, MANU aims to enhance conversion rates and client satisfaction in the financial sector.

Relio is a digital banking service designed specifically for small and medium-sized enterprises (SMEs) globally. The company provides an online business account that includes features such as savings accounts, money transfers, online and offline purchases, and bill payments. Relio utilizes proprietary compliance automation to streamline these services, enhancing the user experience. Additionally, it offers integrated software tools and a comprehensive dashboard for monitoring transactions, which helps businesses manage their finances effectively. By focusing on the unique needs of complex companies, Relio aims to save time and improve productivity for its clients.

Abroaden is a wealth-building platform designed for individuals living abroad. It provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing data analytics, the platform assesses customers' goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only aids clients in creating wealth while residing anywhere in the world but also offers the flexibility to adapt their investments as they move internationally. Abroaden's focus on the financial needs of expatriates distinguishes it in the market, making it a valuable resource for those seeking to enhance their financial well-being while abroad.

Merkle Science is a software company founded in 2018 and headquartered in Singapore, specializing in predictive crypto risk and intelligence platforms. It provides tools for businesses, financial institutions, and government agencies to detect, investigate, and prevent illegal activities related to cryptocurrencies. The company utilizes a proprietary Behavioral Rule Engine, which allows compliance teams to exceed traditional blacklists and meet local KYC/AML obligations. Its platform features an intuitive rule management interface that enables users to visualize account activity over time and generate forensic reports. This functionality supports blockchain companies, crypto exchanges, investment funds, banks, and regulators in conducting due diligence and ensuring compliance while addressing the complexities of illicit cryptocurrency activities.