T0 Ventures

Stackr Labs is a company focused on developing app-specific rollups on the Ethereum blockchain, utilizing web2 programming languages. It aims to create standalone customizable applications that leverage the benefits of rollups for distributed computing. By specializing in the efficient integration of off-chain data sources, such as social graphs, user credit scores, and KYC and identity systems, Stackr Labs enables users to access and utilize data seamlessly. The company's innovative approach seeks to unlock the potential of rollups, enhancing the functionality and performance of decentralized applications.

SAPI operates a dual-focused business model that combines a loyalty program for consumers with an embedded financing platform for small businesses. Through its LoyalRate initiative, SAPI allows customers to purchase bulk discounts on local goods and services, rewarding them for their loyalty while providing small businesses with upfront cash flow. For instance, customers can pre-pay for multiple coffee purchases at a discounted rate or buy a set amount of haircuts for less than the regular price. Additionally, SAPI offers an embedded financing platform that enables clients to provide quick and appealing financing options to their merchants. This platform simplifies the loan process through custom underwriting and integration, helping businesses access necessary capital to enhance their operations. Together, these offerings support local economies by encouraging consumer spending and providing financial resources to small enterprises.

Napo Pet Insurance is a digital-first insurtech company launched in December 2021, focused on revolutionizing pet insurance by offering comprehensive coverage that goes beyond basic policies. The company provides essential services such as dental care, behavioral support, and preventative care as standard, aiming to give pet owners peace of mind. Napo emphasizes a superior customer experience by leveraging advanced AI-driven technology alongside personalized human support, ensuring efficient claims processing and assistance throughout the pet ownership journey. Recognized as one of the UK's fastest-growing pet insurers, Napo has received multiple awards, including Insurer of the Year and accolades for innovation. Beyond insurance, the company aspires to create a holistic pet care ecosystem, providing tools, education, and services to enhance the health and happiness of pets at every life stage.

Qori is an innovative mobile payment solution that enables brick-and-mortar merchants to accept both bank and cryptocurrency payments through a simple QR code generated on their devices. This platform does not require clients to have an app, streamlining the payment process and enhancing the customer experience. By leveraging trends in open banking and cryptocurrency, Qori aims to eliminate intermediaries, positioning itself as a preferred alternative to traditional card payments for in-store, e-commerce, and remote transactions. Merchants can interact with both registered and unregistered clients, facilitating payments without the need for cards or cash. Qori offers a frictionless and cost-effective payment solution, allowing users to pay by scanning QR codes, whether in-store or online. With its combination of bank and crypto payment options, Qori provides a unique and efficient way for merchants to engage with customers while addressing the evolving needs of the payments industry.

Konvi is a European crowdfunding platform that facilitates partial ownership of high-yielding luxury assets. The platform allows users to invest in rare and valuable goods, offering greater potential for value appreciation compared to traditional asset classes. By enabling portfolio diversification through access to these exclusive assets, Konvi connects investors with industry experts and luxury funds globally. This approach provides a unique opportunity for individuals to gain exposure to lucrative investment options within the luxury market.

Smartia Ltd is a company based in Bristol, United Kingdom, specializing in the design and development of scalable artificial intelligence solutions for the industrial sector. Established in 2018, Smartia offers an industrial intelligence platform known as MAIO, which integrates edge computing, big data technology, and AI-driven applications. This comprehensive digital solution is designed to convert industrial data into actionable insights, helping organizations predict equipment failures and optimize production processes. Additionally, Smartia provides tailored AI and machine learning application development services to meet specific client needs, thereby supporting the manufacturing and engineering industries in achieving their business objectives.