Silverstripe Investment Management

Perenna Bank PLC is focused on creating a customer-centric mortgage lending experience, offering fair and flexible mortgage solutions tailored to the needs of various borrowers, including first-time buyers, home movers, and those seeking to remortgage or secure financing in later life. The bank's innovative platform provides fixed-rate mortgages, ensuring full payment certainty and differentiating itself from traditional lenders by alleviating concerns about refinancing and interest rate fluctuations. Additionally, Perenna Capital Management LLP, an independent investment management and advisory firm affiliated with Perenna, offers investors access to direct investments in residential mortgage loans through specialized fund structures. This dual approach positions Perenna as a versatile player in the mortgage market, committed to supporting individuals in their home financing journeys.

Shackle is a hotel management software that enhances the guest experience by digitizing various aspects of hotel stays. The platform automates processes such as keyless check-in and check-out, allowing guests to complete these tasks seamlessly through their mobile devices. Additionally, Shackle offers in-app services like food delivery and room upgrades, enabling guests to customize their stay according to their preferences. By streamlining administrative tasks and integrating various hotel operations into a user-friendly application, Shackle helps hotels reduce costs and gather valuable guest data, which can be leveraged to increase revenue and improve service offerings.

Zopa is a UK-based online marketplace lending platform, established in 2004, that connects individuals seeking unsecured loans with investors, both private and institutional. The platform offers various loan types, including car loans, debt consolidation, home improvement, and wedding loans, as well as peer-to-peer investment opportunities. Zopa facilitates these transactions, charging a fixed fee for borrowers and a 1% annual fee for lenders. The platform mitigates risk by enforcing monthly repayments, legal contracts, and diversifying investments. Zopa also provides an app for users to manage their loans, credit cards, savings, and monitor their credit scores. The company has received numerous awards for its innovative services and customer service.

PayDock is a payment orchestration platform that assists businesses and not-for-profits in enhancing their transaction capabilities. By providing a single service that integrates various payment solutions, PayDock enables organizations to create flexible and adaptive payment ecosystems without the typical complexities and costs associated with payment processing. The platform allows for unlimited connections and the ability to route payments efficiently while ensuring enterprise-level security and comprehensive data reporting. Additionally, it includes features for subscription management and fraud prevention, which help users lower costs and boost conversion rates. PayDock ultimately empowers businesses to manage transactions seamlessly, safeguard customer data, and streamline reconciliation and auditing processes, positioning them for future growth and customer engagement.

Perenna Bank PLC is focused on creating a customer-centric mortgage lending experience, offering fair and flexible mortgage solutions tailored to the needs of various borrowers, including first-time buyers, home movers, and those seeking to remortgage or secure financing in later life. The bank's innovative platform provides fixed-rate mortgages, ensuring full payment certainty and differentiating itself from traditional lenders by alleviating concerns about refinancing and interest rate fluctuations. Additionally, Perenna Capital Management LLP, an independent investment management and advisory firm affiliated with Perenna, offers investors access to direct investments in residential mortgage loans through specialized fund structures. This dual approach positions Perenna as a versatile player in the mortgage market, committed to supporting individuals in their home financing journeys.

Zopa is a UK-based online marketplace lending platform, established in 2004, that connects individuals seeking unsecured loans with investors, both private and institutional. The platform offers various loan types, including car loans, debt consolidation, home improvement, and wedding loans, as well as peer-to-peer investment opportunities. Zopa facilitates these transactions, charging a fixed fee for borrowers and a 1% annual fee for lenders. The platform mitigates risk by enforcing monthly repayments, legal contracts, and diversifying investments. Zopa also provides an app for users to manage their loans, credit cards, savings, and monitor their credit scores. The company has received numerous awards for its innovative services and customer service.

Zopa is a UK-based online marketplace lending platform, established in 2004, that connects individuals seeking unsecured loans with investors, both private and institutional. The platform offers various loan types, including car loans, debt consolidation, home improvement, and wedding loans, as well as peer-to-peer investment opportunities. Zopa facilitates these transactions, charging a fixed fee for borrowers and a 1% annual fee for lenders. The platform mitigates risk by enforcing monthly repayments, legal contracts, and diversifying investments. Zopa also provides an app for users to manage their loans, credit cards, savings, and monitor their credit scores. The company has received numerous awards for its innovative services and customer service.