Silverstripe Investment Management

Perenna Bank PLC is focused on creating a customer-centric mortgage lending experience, offering fair and flexible mortgage solutions tailored to the needs of various borrowers, including first-time buyers, home movers, and those seeking to remortgage or secure financing in later life. The bank's innovative platform provides fixed-rate mortgages, ensuring full payment certainty and differentiating itself from traditional lenders by alleviating concerns about refinancing and interest rate fluctuations. Additionally, Perenna Capital Management LLP, an independent investment management and advisory firm affiliated with Perenna, offers investors access to direct investments in residential mortgage loans through specialized fund structures. This dual approach positions Perenna as a versatile player in the mortgage market, committed to supporting individuals in their home financing journeys.

Shackle is a digital platform streamlining hotel experiences. It offers pre-arrival check-in, keyless room access, in-app room service ordering, and automated administrative tasks, enhancing both guest convenience and operational efficiency.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.

Paydock empowers businesses and non-profits by streamlining their payment processes. Through a single service, it connects them to multiple payment methods securely, simplifying reconciliation and enhancing flexibility.

Perenna Bank PLC is focused on creating a customer-centric mortgage lending experience, offering fair and flexible mortgage solutions tailored to the needs of various borrowers, including first-time buyers, home movers, and those seeking to remortgage or secure financing in later life. The bank's innovative platform provides fixed-rate mortgages, ensuring full payment certainty and differentiating itself from traditional lenders by alleviating concerns about refinancing and interest rate fluctuations. Additionally, Perenna Capital Management LLP, an independent investment management and advisory firm affiliated with Perenna, offers investors access to direct investments in residential mortgage loans through specialized fund structures. This dual approach positions Perenna as a versatile player in the mortgage market, committed to supporting individuals in their home financing journeys.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.