Diagram Ventures

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Coral is a digital health company specializing in women's health, particularly focusing on perimenopause and menopause. It offers a virtual care platform that provides personalized, evidence-based support, including nutrition, mental health, lifestyle guidance, and pharmaceutical interventions. Coral aims to empower women to manage their health during midlife and beyond, improving their quality of life through comprehensive symptom relief and prevention strategies.

Lyteflo is a technology company that specializes in providing software solutions for electric vehicle (EV) sales and service. Its primary product is a platform designed to assist automobile dealerships in navigating the shift towards electric vehicles. This platform helps dealerships educate potential EV buyers on key aspects such as cost of ownership, available tax incentives, charging infrastructure, vehicle range, and battery health assessment, enabling them to effectively address customer inquiries and facilitate EV sales.

Upfront is a New York-based fintech company founded by real estate veterans Mukund Venkatakrishnan and Pierre Calzadilla. It serves the unique financial needs of the real estate industry, offering a platform that streamlines operations for brokerages, boosts agent productivity, and drives revenue growth through features like automated commission disbursements and expense tracking.

Katara is an advanced agentic workflow automation platform that allows you to manage a fleet of AI workers and expand your team's bandwidth.

Walnut Insurance is a technology firm specializing in embedded insurance solutions for retailers, financial services providers, and consumer platforms. The company has streamlined the process of integrating insurance into various products, effectively removing previous barriers that hindered such incorporation. Walnut offers a robust infrastructure that allows partners to access a wide range of insurance products, facilitating the creation of seamless purchasing experiences. Their platform is designed for digital-first engagement, making insurance acquisition simple and convenient, which enhances accessibility across life, property and casualty, and other embedded product lines. This enables customers to secure insurance coverage quickly and efficiently, often within minutes.

Axle provides a valuable solution for compliance operations teams. Axle AI agents could be instrumental in streamlining workflows, reducing manual effort, and enhancing accuracy in compliance-related tasks.

Embedded finance for the forgotten MME Market

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Helika is a web3 technology platform that provides real-time analytics and onboarding services for gaming studios and popular NFT collections. It integrates Web2, in-game, on-chain, and social media data to help top Web3 brands understand their communities better, increase user acquisition and engagement, and drive overall growth through data-driven strategies.

Trice is a payment solution that provides intelligent, secure, and cost-effective money movement. The company offers a real-time money movement software platform designed and certified to make receiving and sending money happen in seconds rather than days.

Novisto is a comprehensive enterprise software solution designed to manage corporate sustainability initiatives effectively. It empowers businesses to derive value from their ESG strategies, data, and reports by streamlining the entire sustainability management process. Novisto aims to foster a more inclusive and resilient society by helping organizations create value through sustainability.

Obeo Biogas develops and operates biogas systems designed for dairy farms. Its approach covers design, construction, and ongoing operation of anaerobic digestion facilities that transform manure and other organic waste into renewable energy, sanitized bedding, and nutrient-rich fertilizer. The company emphasizes autonomy in its systems and engages in partnerships with agricultural and financial partners to provide farmers with a sustainable energy source while reducing greenhouse gas emissions and supporting eco-friendly farming practices.

Helika is a web3 technology platform that provides real-time analytics and onboarding services for gaming studios and popular NFT collections. It integrates Web2, in-game, on-chain, and social media data to help top Web3 brands understand their communities better, increase user acquisition and engagement, and drive overall growth through data-driven strategies.

Nesto Inc. is a Montreal-based mortgage broker founded in 2017. The company focuses on providing financial and mortgage advice, covering various aspects of property-related lending, including help-to-buy, buy-to-let, and affordable housing schemes. Nesto aims to deliver a transparent and empowering property financing experience by utilizing advanced technology to quickly screen the market for affordable mortgage options. Its commission-free experts offer unbiased support throughout the entire process, helping homebuyers make informed financing and property decisions. Through its innovative approach, Nesto seeks to simplify the mortgage process from start to finish.

Retirable is a financial services company focusing on retirement planning, advising, investing and income generation for adults near retirement. Based in New York City and established in 2019, it operates as a registered investment adviser providing retirement-focused financial planning and investment management to individuals in the United States. It offers personalized retirement income plans, fiduciary advisory support and investment strategies that balance risk and cash flow in retirement. The firm also provides access to high-yield cash accounts and debit card services through a partner bank, Thread Bank, though it is not a bank itself. Assets are managed by the executive management team.

Helika is a web3 technology platform that provides real-time analytics and onboarding services for gaming studios and popular NFT collections. It integrates Web2, in-game, on-chain, and social media data to help top Web3 brands understand their communities better, increase user acquisition and engagement, and drive overall growth through data-driven strategies.

ClearEstate streamlines estate settlement processes by offering a tech-driven, comprehensive solution for executors. It automates administrative tasks, reduces costs by minimizing the need for licensed professionals, and enhances transparency through education and guidance for executors and beneficiaries.

Conduit is a payments platform that enables cross-border B2B transfers and invoice settlement between Latin America and the United States. It supports moving money between USD and multiple local currencies in emerging markets, providing faster settlement, increased visibility, and fewer steps than traditional payment rails. The platform aims to help global businesses execute cross-border transactions on the same day, offering transparent quotes and straightforward tooling for managing multi-currency transfers. By focusing on cross-border efficiency and scale between local fiat currencies and USD, Conduit seeks to simplify international payments and improve cash flow for customers operating in Latin America and beyond.

Baselane is a banking and finance platform for landlords and real estate investors in the United States. It integrates users' bank accounts with expense management, rent collection, bookkeeping, cash flow tracking and performance analytics, delivering tailored financial services, automated tools and actionable insights to save time, improve financial visibility and help grow investment portfolios. The company serves more than 12 million landlords and real estate investors who own over 25 million homes, empowering independent property owners to manage finances efficiently and increase returns.

ClearEstate streamlines estate settlement processes by offering a tech-driven, comprehensive solution for executors. It automates administrative tasks, reduces costs by minimizing the need for licensed professionals, and enhances transparency through education and guidance for executors and beneficiaries.

Nesto Inc. is a Montreal-based mortgage broker founded in 2017. The company focuses on providing financial and mortgage advice, covering various aspects of property-related lending, including help-to-buy, buy-to-let, and affordable housing schemes. Nesto aims to deliver a transparent and empowering property financing experience by utilizing advanced technology to quickly screen the market for affordable mortgage options. Its commission-free experts offer unbiased support throughout the entire process, helping homebuyers make informed financing and property decisions. Through its innovative approach, Nesto seeks to simplify the mortgage process from start to finish.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Novisto is a comprehensive enterprise software solution designed to manage corporate sustainability initiatives effectively. It empowers businesses to derive value from their ESG strategies, data, and reports by streamlining the entire sustainability management process. Novisto aims to foster a more inclusive and resilient society by helping organizations create value through sustainability.

Wingocard is a mobile banking application tailored for teenagers and their parents, aiming to facilitate financial education in a cashless economy. The platform enables parents to transfer money instantly to their teens while providing tools to monitor and control spending. With its accompanying Visa debit card, teens can make purchases and transfer money to friends and family, fostering financial independence within a safe framework. Scheduled for launch this fall, the app has already attracted significant interest, boasting a waiting list of 50,000 potential users, indicating a strong demand for its innovative approach to personal finance management for younger users.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Retirable is a financial services company focusing on retirement planning, advising, investing and income generation for adults near retirement. Based in New York City and established in 2019, it operates as a registered investment adviser providing retirement-focused financial planning and investment management to individuals in the United States. It offers personalized retirement income plans, fiduciary advisory support and investment strategies that balance risk and cash flow in retirement. The firm also provides access to high-yield cash accounts and debit card services through a partner bank, Thread Bank, though it is not a bank itself. Assets are managed by the executive management team.

Breathe Life Inc. is a Montreal-based company established in 2017 that specializes in providing a software platform for the life insurance industry. This enterprise Software-as-a-Service (SaaS) solution facilitates the digital distribution of life insurance policies, effectively removing the need for brokers. Breathe Life's platform enables insurers, distribution organizations, and advisors to enhance business operations by streamlining the policy delivery process and lowering operational costs. With features that allow consumers to create quotes and complete applications in a single session, the platform empowers users to independently purchase financial security products. Overall, Breathe Life aims to modernize and optimize how insurance companies engage with clients and manage their offerings.

Dialogue Health Technologies operates a comprehensive virtual care platform that provides employee wellness and health solutions for Canadian employers. Founded in 2016 and based in Montreal, the company offers a variety of services aimed at enhancing employee engagement and health. Its platform allows employees to interact with healthcare professionals, including nurses and doctors, for support in physical and mental health. Additionally, the platform facilitates care navigation, medication delivery, and referrals to specialists. By empowering employees to take charge of their health, Dialogue Health Technologies helps businesses create a healthier workforce, leading to increased productivity and overall employee satisfaction.

Nesto Inc. is a Montreal-based mortgage broker founded in 2017. The company focuses on providing financial and mortgage advice, covering various aspects of property-related lending, including help-to-buy, buy-to-let, and affordable housing schemes. Nesto aims to deliver a transparent and empowering property financing experience by utilizing advanced technology to quickly screen the market for affordable mortgage options. Its commission-free experts offer unbiased support throughout the entire process, helping homebuyers make informed financing and property decisions. Through its innovative approach, Nesto seeks to simplify the mortgage process from start to finish.

Retirable is a financial services company focusing on retirement planning, advising, investing and income generation for adults near retirement. Based in New York City and established in 2019, it operates as a registered investment adviser providing retirement-focused financial planning and investment management to individuals in the United States. It offers personalized retirement income plans, fiduciary advisory support and investment strategies that balance risk and cash flow in retirement. The firm also provides access to high-yield cash accounts and debit card services through a partner bank, Thread Bank, though it is not a bank itself. Assets are managed by the executive management team.

Novisto is a comprehensive enterprise software solution designed to manage corporate sustainability initiatives effectively. It empowers businesses to derive value from their ESG strategies, data, and reports by streamlining the entire sustainability management process. Novisto aims to foster a more inclusive and resilient society by helping organizations create value through sustainability.

StreamingFast develops highly scalable open-source software for processing and indexing blockchain data. Established by experienced tech entrepreneurs, the company specializes in large-scale data science.

Breathe Life Inc. is a Montreal-based company established in 2017 that specializes in providing a software platform for the life insurance industry. This enterprise Software-as-a-Service (SaaS) solution facilitates the digital distribution of life insurance policies, effectively removing the need for brokers. Breathe Life's platform enables insurers, distribution organizations, and advisors to enhance business operations by streamlining the policy delivery process and lowering operational costs. With features that allow consumers to create quotes and complete applications in a single session, the platform empowers users to independently purchase financial security products. Overall, Breathe Life aims to modernize and optimize how insurance companies engage with clients and manage their offerings.

Dialogue Health Technologies operates a comprehensive virtual care platform that provides employee wellness and health solutions for Canadian employers. Founded in 2016 and based in Montreal, the company offers a variety of services aimed at enhancing employee engagement and health. Its platform allows employees to interact with healthcare professionals, including nurses and doctors, for support in physical and mental health. Additionally, the platform facilitates care navigation, medication delivery, and referrals to specialists. By empowering employees to take charge of their health, Dialogue Health Technologies helps businesses create a healthier workforce, leading to increased productivity and overall employee satisfaction.

Collage HR is a Canadian company that offers a cloud-based human resource management platform designed to streamline HR, payroll, and benefits services for businesses. Founded in 2016 and headquartered in Toronto, the company provides tools to assist with employee onboarding, maintain compliance, and enhance access to healthcare for employees and their families. The platform features digital onboarding, employee records management, time off tracking, automated benefits administration, payroll synchronization, and employee portals. By automating essential HR processes such as onboarding and document storage, Collage HR enables employers to simplify their HR operations and improve the overall employee experience. As of October 2019, Collage HR operates as a subsidiary of People Corporation.

Veritree develops an integrated planting management platform for global restoration projects. It provides ground-level transparency, real-time monitoring, and measurable impact data, enabling businesses focused on environmental responsibility to track and share their restoration efforts with confidence.