Experian

KarmaCheck, Inc. is a technology-driven company based in San Francisco, California, specializing in offline and online background screening services. Established in 2018, it offers a comprehensive range of solutions, including criminal checks, employment and education verifications, motor vehicle reports, reference checks, and drug testing. Utilizing an API-first platform, KarmaCheck ensures a mobile-friendly candidate experience and rapid response times, delivering accurate background checks more efficiently. The company's innovative use of artificial intelligence and blockchain technology allows for real-time, actionable insights, helping businesses streamline their hiring processes and improve employee retention.

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

RAM Credit Info provides credit reports, alerts and monitoring, primarily to financial institutions.

Look Who’s Charging is a company based in Belmont, Australia, that addresses the longstanding challenge of matching transaction descriptions from debit and credit statements with detailed merchant information and spending categories. By offering transaction enrichment and categorization technology, the company enables banks to enhance their digital platforms, allowing customers to gain better visibility into their spending. Many cardholders struggle to identify up to 20% of their transactions due to vague descriptions, leading to confusion, unnecessary inquiries, and merchant charge-backs. Look Who’s Charging provides its data through an API, a web portal, or a browser plugin, catering to various user needs and streamlining the transaction review process for consumers.

Bonify, a Berlin based FinTech-Start-up, enables customers to benefit from their credit scoring and financial data. The company gives customers free and easy access to their credit score and let them upload additional relevant data. Then, it offers tools and personalized recommendations to help optimize the customer’s financial situation. Founded in 2015 by key executives of McKinsey and Zalando, bonify has received significant funding from internationally leading VCs and successful entrepreneurs.

Aire is a credit assessment and automation platform that aids in underwriting decisions, founded in 2014 and headquartered in London, with expansion into the United States. The company offers consumers the ability to obtain their credit scores, facilitating applications for loans and credit cards. In the UK, customers can contact Experian UK for data requests related to their credit files associated with Aire.

Compuscan is a full service credit reference bureau, Compuscan collect, validate, load, verify, house and distribute consumer credit information. In addition, we provide a complete range of value adding products and services to assist you in making the best business decisions, thereby enabling you to minimise your risk and maximise your profits. Compuscan have a proven track record and years of experience in the credit industry, plus we are a recognised market leader in developing markets. Over the years we have developed our expertise by working closely with our customers to refine systems and processes in order to develop purpose driven credit management solutions and decision-making systems. We partner with organisations and businesses around Africa to establish and strengthen customer relationships and provide businesses with a competitive advantage.

At London & Country, the UK's largest independent fee free mortgage broker, They help thousands of people every year find the right deal on their mortgage and life insurance. Their expert advice is fee free and Their service is simple and straightforward - saving you time and money.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

192business provides online identity verification services. 192ukresearchbusiness provides organisations with identity verification, including personal data verification, fraud screening, and has over 1,000 clients worldwide. Clients include Halfords, The PKR.com.

Riskdisk is a company that specializes in providing credit information and analytical tools to small and medium enterprises (SMEs) in the United Kingdom. It focuses on delivering commercial credit reports and risk information, enabling businesses to make informed decisions regarding credit and financial risk. By offering these services, Riskdisk supports SMEs in managing their financial health and understanding potential credit risks associated with their operations and partnerships.

Mighty Net, Inc. provides online services to consumers interested in managing their credit behavior.

RentBureau is a consumer reporting agency in the United States that specializes in collecting rental payment information from apartment residents. The company gathers data directly from apartment property management systems on a daily basis to create comprehensive credit files for tenants. This information is utilized by apartment screening services to assist in making informed decisions regarding potential residents. Additionally, RentBureau maintains the National Data Rental Exchange (NDRE), an online database that provides rental histories to apartment owners and managers through a subscription-based membership. The data gathered by RentBureau enhances decision-making within the multifamily housing industry and helps the credit industry identify and support reliable consumers.

United MailSolutions GmbH, based in Düsseldorf, Germany, is a subsidiary of Experian Plc that specializes in email marketing services. The company has developed an online platform that delivers a range of digital marketing solutions tailored to the German market. Through its services, United MailSolutions aims to enhance customer engagement and improve marketing outcomes for businesses looking to leverage the power of email as a communication tool.

KreditInform is a provider of commercial credit information and analytics in South Africa. Founded in 1982, KreditInform operates one of the most comprehensive and up-to-date commercial information databases in South Africa. KreditInform maintains proprietary and public data on all registered companies in South Africa, including debtor records, payment histories, financial information, directorships, shareholding relationships and other commercial credit information, with records extending back over 25 years. KreditInform provides commercial information and solutions to over 2,000 customers in South Africa, including Nedbank, Standard Bank of South Africa, ABSA and FNB, helping companies to extend credit, monitor credit risk and assisting with collections strategies.

DP Information Group (DP Info) is Singapore’s leading credit and business information bureau. A veteran of nearly 3 decades, the company currently service 95% of Singapore’s financial institutions and some 75% of leading law firms. Through its 24/7 online information portal, QuestNet, DP enables its clients to make confident credit management decisions everyday based on comprehensive, accurate and reliable information. DP Info Group offers a credit management scores for the national credit consumer market and is also a developer of DP Credit Ratings, its own proprietary corporate credit ratings model based on the global probability of default approach. DP Info is a strong advocate for the SME and entrepreneurial segment, managing and operating an ACRA-appointed service bureau, DP Bureau, which assists SMEs and entrepreneurs in starting their business and operating them effectively and efficiently through their initial years.

Founded in 1992, Sinotrust provides business information, market research, consulting and database marketing services to both foreign multinationals and local companies operating in China. Sinotrust helps clients in the automotive, banking, insurance, telecommunications, healthcare, technology and retail sectors.

Krediidiinfo is the primary consumer and commercial credit information group. Krediidiinfo, which will be known as Krediidiinfo A/S, an Experian company, currently employs 30 people in Tallinn and Tartu. As well as operating business and consumer credit bureaux, Tallinn also offers credit management and B2B marketing services. Krediidiinfo’s clients include most of the country’s leading financial services providers, utilities, telecommunications and retail companies, as well as many Nordic banks with operations in Estonia.

Serasa Experian has been a prominent presence in Brazil for over 45 years, serving as a leading provider of information services for both businesses and consumers. The company operates as a data technology firm, focusing on helping clients of all sizes utilize data effectively to achieve their objectives. It offers a range of services, including financial content, fraud detection, portfolio management, and security solutions. By delivering these services, Serasa Experian enables clients to make informed decisions and enhances the overall efficiency of businesses. Through innovative approaches, the company aims to bring clarity and coherence to the data-driven landscape.

ClarityBlue designs, builds and manages marketing databases for large companies with millions of customers. These customers can undertake multiple transactions with the companies often on a daily basis and through different channels. ClarityBlue helps its clients to make better-informed decisions more quickly about how to target and acquire new customers and retain existing customers. It works for financial services providers, entertainment companies, mobile phone operators and Internet Service Providers.

Expert Credit Bureau is the banking and non-banking industries in Romania. ExCB has been in operation since early 2005, serving clients from the banking and non-banking industries in Romania. ExCB currently holds mostly negative data but plans to move into both positive and negative data processing shortly.

Baker Hill Corporation provides banking process solutions tailored for financial institutions in the United States. The company specializes in cloud-based loan origination software that streamlines origination and portfolio management for various lending types, including business and consumer lending. Its primary product, Baker Hill Advisor, integrates sales management, client profitability, and portfolio management to enhance client relationships. This platform includes several modules, such as Client Advisor, which focuses on client attraction and retention; Exception Advisor, which aids in compliance and exception management; and Portfolio Risk Advisor, designed to help banks mitigate risk and identify cross-selling opportunities. Through its innovative solutions, Baker Hill aims to facilitate growth, reduce risk, and improve overall productivity and profitability for its clients.

Vente, Inc is a supplier of online consumer research and permissioned targeting. Founded in 1999, Omaha, Nebraska-based Vente has become one of the world’s leading online consumer data and intelligence gathering firms. The acquisition is consistent with Experian’s global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian.

ClassesUSA.com, Inc. operates as an online higher-education portal. It provides content on various topics, including online associate, bachelor's, master's, and post-graduate degrees; and online certificate programs, traditional college and university degrees, career school degrees and programs, education financing, and test preparation. ClassesUSA.com, Inc. has strategic partnership with msn, Sprinks, msn Learning & Research Encarta, salary com, google, AOL.com, Lycos, Inc.com, Yahoo, Fastcompany.com, Overture, Cox television, Yahoo education, Entrepreneur.com, Ask jeeves, JBS, Findwhat.com, Real cities network, What you need to know About, Tribune Interactive, Washingtonpost.com, Quigo, NBC, Kanoodle.com, Vault, Barnes & Noble Uiversity, Looksmart, and Weather.com. The company was founded in 2001 and is headquartered in New York, New York. As of July 26, 2005, ClassesUSA.com, Inc. is a subsidiary of Experian Information Solutions, Inc.

LowerMyBills, Inc. provides online service to compile and compare plans and rates across multiple monthly services. It provides services in various areas, including long distance and cellular phone service, Internet access, loans, credit cards, debt solutions, utilities, and insurance through its Web site. The company offers loans and mortgage products, including mortgage refinancing, home-equity loans and lines of credit, home-purchase loans, debt-consolidation loans, and auto loans. LowerMyBills, Inc. was founded in 1999 and is headquartered in Santa Monica, California. As of May 4, 2005, LowerMyBills, Inc. operates as a subsidiary of Experian Information Solutions, Inc.

Equifax Italy SRL specializes in providing consumer and business information primarily to the financial services sector. The company focuses on delivering insights related to customer real estate data and offers a range of services over the Internet, including transaction processing, direct marketing, and customer relationship management. By leveraging its expertise, Equifax Italy aims to support businesses in making informed decisions and enhancing their operational efficiency in the financial landscape.

Ireland Direct Communications is one of Ireland’s direct mail and data specialists. Based in Dublin and founded in 1998, Ireland Direct Communications will operate as Experian’s Marketing Services division in Ireland. With a client base consisting of blue-chip organisations, Ireland Direct Communications has gained the reputation as Ireland’s premier provider of consumer data, lifestyle and demographic profiling services and database management solutions.

Nordic Info Group is a privately held company that provides credit and business information on businesses and individuals.