Experian Ventures

KarmaCheck, Inc. specializes in providing both offline and online background screening services for employment purposes. Founded in 2018 and based in San Francisco, the company offers a variety of services, including criminal checks, employment and education verifications, motor vehicle reports, reference checks, and drug testing. Utilizing an AI-driven, tech-first approach, KarmaCheck reimagines traditional background checks by delivering real-time, actionable notifications that expedite hiring decisions. Its mobile-first platform ensures ease of access while maintaining compliance and reliability. By leveraging artificial intelligence and blockchain technology, KarmaCheck enables businesses to conduct comprehensive checks efficiently, resulting in faster turnaround times and improved employee retention.

As one of the largest independent tax credit practices in the country, Tax Credit Co. focuses on maximizing tax credits and incentives for clients varying in size from start-up's to Fortune 500 companies. Specializing in R&D tax credits, and Work Opportunity Tax Credits, among other credits, their expertise, talent, processes, and proprietary technology combine to deliver the most sophisticated and comprehensive tax savings offerings in the industry.

TrueAccord Corp. is a San Francisco-based company founded in 2013 that specializes in providing an automated platform for debt recovery. The company leverages machine learning and behavioral analytics to personalize communication with customers across various digital channels. This approach not only enhances recovery rates for businesses but also aims to maintain positive relationships with their customers. By optimizing outreach strategies, TrueAccord delivers a customer experience designed to foster long-term brand loyalty, thereby redefining the traditional dynamics between creditors and debtors.

BankBazaar.com is an online marketplace that provides consumers with instant, customized rate quotes for loans, mutual funds, and insurance products. The platform allows users to search, compare, and apply for financial products through its website and mobile app, which are designed with advanced technology. BankBazaar collaborates with over 50 prominent financial institutions and insurance companies in India, giving users access to a wide range of offers. Additionally, the platform features tools for tracking free credit scores and offers personal finance content to help users make informed decisions. Consumers can also monitor their applications and address any issues through various support channels, including the BankBazaar app, WhatsApp, email, and voice support.

RAM Credit Info provides credit reports, alerts and monitoring, primarily to financial institutions.

Look Who’s Charging is the first company to solve the complex 45-year-old problem of matching transaction descriptions from debit and credit statements to in-depth details on the underlying merchant and the category of spend. Their data is provided via an API or it can be accessed via their web portal or web browser plugin (depending on the use case). Card holders don’t recognise up to 20% of all transactions because the information provided to them on their credit or debit card statement can be limited to a random string of characters. This confusion results in millions of wasted hours by card holders each year, millions of bank phone calls and branch visits and millions of unnecessary merchant charge-backs.

Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data, aiming to enhance their financial well-being. Founded in 2015 by former executives from McKinsey and Zalando, Bonify offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations for optimizing their financial situation. The service includes easy-to-read credit reports and real-time evaluations of creditworthiness, all at no charge to the user. The company has garnered significant investment from leading venture capital firms and successful entrepreneurs, underscoring its potential in the financial technology sector.

Aire provides credit assessment services that gives people a new credit score to help them qualify for essential financial products. Aire is committed to helping people with the world of credit. They work with financial institutions by enhancing their ability to reach more customers and serve them responsibly. They are authorised & regulated in the UK by the FCA to provide credit references as one of the newest entrants in this sector. The company was founded on 2014 and based in London.

Compuscan Information Technologies (Pty) Ltd. is a credit bureau and information services provider based in Stellenbosch, South Africa, established in 1994. The company specializes in collecting, validating, and distributing consumer credit information, offering a comprehensive suite of services that includes credit scoring, ratings, affordability assessments, and tracing tools. Additionally, Compuscan provides decision analytics and marketing services, such as customer insights, data enrichment, and customer engagement solutions. The company has built a solid reputation in developing markets, focusing on creating tailored credit management solutions to help businesses make informed decisions, reduce risks, and enhance profitability. Compuscan partners with various organizations across Africa to foster strong customer relationships and maintain a competitive edge in the industry. As of May 2019, Compuscan operates as a subsidiary of Experian plc.

At London & Country, the UK's largest independent fee free mortgage broker, They help thousands of people every year find the right deal on their mortgage and life insurance. Their expert advice is fee free and Their service is simple and straightforward - saving you time and money.

BankBazaar.com is an online marketplace that provides consumers with instant, customized rate quotes for loans, mutual funds, and insurance products. The platform allows users to search, compare, and apply for financial products through its website and mobile app, which are designed with advanced technology. BankBazaar collaborates with over 50 prominent financial institutions and insurance companies in India, giving users access to a wide range of offers. Additionally, the platform features tools for tracking free credit scores and offers personal finance content to help users make informed decisions. Consumers can also monitor their applications and address any issues through various support channels, including the BankBazaar app, WhatsApp, email, and voice support.

Finicity enables a financial data-sharing ecosystem that is secure, inclusive and innovative. Through its real-time financial data aggregation and insights platform, Finicity provides solutions for financial management, payments and credit decisioning. It is also leading the development and promotion of industry standards. The company has developed more than 16,000 bank integrations, with the vast majority through connections that provide access to formatted bank data, improving information access and accuracy. Finicity is the winner of API World’s 2016 Finance API of the Year.

CSID is the leading provider of global identity protection and fraud detection technologies for businesses, their employees, and consumers. With CSID’s advanced enterprise-level solutions, businesses can take a proactive approach to protecting the identities of their consumers all around the world. CSID’s comprehensive identity protection products advance from credit monitoring to include a full suite of identity monitoring services; insurance and full-service restoration; identity authentication and voice biometrics; and proactive breach mitigation and resolution.

192business provides online identity verification services. 192business provides organisations with identity verification, including personal data verification, fraud screening, online document verification and voice verification. It services a wide range of sectors, such as e-commerce, insurance, utilities, retail, finance and legal services, and has over 1,000 clients worldwide. Clients include Halfords, The Money Shop, Panasonic, ScrewFix and PKR.com.

Riskdisk is a provider of credit information and analytical tools specifically designed for small to medium enterprises (SMEs) in the United Kingdom. The company focuses on delivering commercial credit reports and risk information, helping businesses assess creditworthiness and manage financial risks. By offering tailored insights, Riskdisk supports SMEs in making informed decisions to enhance their financial stability and growth.

Mighty Net, Inc. provides online services to consumers interested in managing their credit behavior.

RentBureau is a consumer reporting agency in the US and an credit bureau software as a service company overseas. In the US, RentBureau collects how apartment residents pay their rent and uses that data to build apartment resident credit files. RentBureau is a consumer reporting agency. Data is collected directly from apartment property management systems on a daily basis. Apartment screening services access our data in order to inform their screening decisions.

United MailSolutions GmbH, a subsidiary of Experian Plc, is a German company located in Dusseldorf that provides email marketing services

KreditInform is a provider of commercial credit information and analytics in South Africa. Founded in 1982, KreditInform operates one of the most comprehensive and up-to-date commercial information databases in South Africa. KreditInform maintains proprietary and public data on all registered companies in South Africa, including debtor records, payment histories, financial information, directorships, shareholding relationships and other commercial credit information, with records extending back over 25 years. KreditInform provides commercial information and solutions to over 2,000 customers in South Africa, including Nedbank, Standard Bank of South Africa, ABSA and FNB, helping companies to extend credit, monitor credit risk and assisting with collections strategies.

DP Information Group (DP Info) is Singapore’s leading credit and business information bureau. A veteran of nearly 3 decades, the company currently service 95% of Singapore’s financial institutions and some 75% of leading law firms. Through its 24/7 online information portal, QuestNet, DP enables its clients to make confident credit management decisions everyday based on comprehensive, accurate and reliable information. DP Info Group offers a credit management scores for the national credit consumer market and is also a developer of DP Credit Ratings, its own proprietary corporate credit ratings model based on the global probability of default approach. DP Info is a strong advocate for the SME and entrepreneurial segment, managing and operating an ACRA-appointed service bureau, DP Bureau, which assists SMEs and entrepreneurs in starting their business and operating them effectively and efficiently through their initial years.

Experian Hitwise is the leading online competitive intelligence service. Experian Hitwise gives marketers a competitive advantage by providing daily insights on how 25 million Internet users around the world interact with more than 1 million Web sites. This external view helps companies grow and protect their businesses by identifying threats and opportunities as they develop. Experian Hitwise has more than 1,500 clients across numerous sectors, including financial services, media, travel and retail. Experian Hitwise (FTS:EXPN), www.experianplc.com, operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada and Brazil. More information about Experian Hitwise is available at www.hitwise.com. For up-to-date analysis of online trends, please visit the Hitwise Research Blog and Hitwise Data Center.

Founded in 1992, Sinotrust provides business information, market research, consulting and database marketing services to both foreign multinationals and local companies operating in China. Sinotrust helps clients in the automotive, banking, insurance, telecommunications, healthcare, technology and retail sectors.

Krediidiinfo is the primary consumer and commercial credit information group. Krediidiinfo, which will be known as Krediidiinfo A/S, an Experian company, currently employs 30 people in Tallinn and Tartu. As well as operating business and consumer credit bureaux, Tallinn also offers credit management and B2B marketing services. Krediidiinfo’s clients include most of the country’s leading financial services providers, utilities, telecommunications and retail companies, as well as many Nordic banks with operations in Estonia.

Serasa Experian has been present in Brazil for more than 45 years, being the biggest reference in the information service for companies and consumers. Credit, marketing, certification and data consultation solutions guarantee the constant growth of companies from all segments, whether they are family or publicly traded.

ClarityBlue designs, builds and manages marketing databases for large companies with millions of customers. These customers can undertake multiple transactions with the companies often on a daily basis and through different channels. ClarityBlue helps its clients to make better-informed decisions more quickly about how to target and acquire new customers and retain existing customers. It works for financial services providers, entertainment companies, mobile phone operators and Internet Service Providers.

Expert Credit Bureau is the banking and non-banking industries in Romania. ExCB has been in operation since early 2005, serving clients from the banking and non-banking industries in Romania. ExCB currently holds mostly negative data but plans to move into both positive and negative data processing shortly.

Baker Hill Corporation provides banking process solutions tailored for financial institutions in the United States. The company specializes in cloud-based loan origination software that streamlines origination and portfolio management for various lending types, including business and consumer lending. Its flagship product, Baker Hill Advisor, integrates sales management, client profitability, and portfolio management to enhance client relationships. Key modules of this platform include Client Advisor for client attraction and retention, Exception Advisor for compliance and exception management, and Portfolio Risk Advisor to help banks identify and mitigate risks. By offering comprehensive tools for collateral management, document management, and loan onboarding, Baker Hill enables financial institutions to drive growth, reduce risk, and improve overall productivity and profitability.

Vente, Inc is a supplier of online consumer research and permissioned targeting. Founded in 1999, Omaha, Nebraska-based Vente has become one of the world’s leading online consumer data and intelligence gathering firms. The acquisition is consistent with Experian’s global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian.

ClassesUSA.com, Inc. is an online higher-education portal that caters to professional adults seeking access to various educational opportunities. Founded in 2001 and headquartered in New York, the company provides comprehensive content related to online associate, bachelor's, master's, and post-graduate degrees, as well as online certificate programs and traditional college degrees. Additionally, it offers resources on career school programs, education financing, and test preparation. ClassesUSA.com features a platform that assists students in finding schools and acquiring degrees that align with their needs. The company has established strategic partnerships with several prominent online platforms to enhance its reach and services. As of 2005, it operates as a subsidiary of Experian Information Solutions, Inc.

LowerMyBills, Inc. is an online service that enables consumers to compile and compare plans and rates for various monthly services. Founded in 1999 and headquartered in Santa Monica, California, the company offers a platform for comparing options in areas such as long-distance and cellular phone services, internet access, loans, credit cards, debt solutions, utilities, and insurance. LowerMyBills helps users find the best rates on loans, including mortgage refinancing, home-equity loans, home-purchase loans, debt-consolidation loans, and auto loans. By partnering with multiple financial providers, the service aims to assist consumers in reducing their monthly expenses and overall cost of living. LowerMyBills operates as a subsidiary of Experian Information Solutions, Inc. since May 2005.

Equifax Italy SRL is the provision of consumer and business information to the financial services sector as well as real estate information.

Ireland Direct Communications is one of Ireland’s direct mail and data specialists. Based in Dublin and founded in 1998, Ireland Direct Communications will operate as Experian’s Marketing Services division in Ireland. With a client base consisting of blue-chip organisations, Ireland Direct Communications has gained the reputation as Ireland’s premier provider of consumer data, lifestyle and demographic profiling services and database management solutions.

Nordic Info Group is a privately held company that provides credit and business information on businesses and individuals.