Kita is an insurance company based in London, established in 2021, with a mission to support the transition to a decarbonized world. Recognizing the challenges posed by the climate crisis, Kita aims to address the lack of insurance for carbon offsets within the voluntary carbon markets, which has hindered the development and scalability of effective carbon sequestration solutions. By offering parametric insurance products, Kita seeks to guarantee the quality and delivery of carbon offsets and negative emission technologies, thereby mitigating risk for both buyers and sellers in carbon transactions. This innovative approach aims to foster confidence and investment in high-quality carbon solutions, ultimately accelerating efforts to combat climate change. As Kita progresses toward becoming a fully operational insurance provider, it remains open to engaging with potential clients and partners interested in advancing carbon insurance solutions.
Bluezone Insurance offers personalized, same-day life cover for people with chronic conditions, like type 2 diabetes and heart diseases.
Gretel is a fintech company that specializes in helping financial organizations reconnect their customers with lost or forgotten financial products, including insurance policies, bank accounts, pensions, and savings. The company focuses on enhancing accessibility within the financial services industry, particularly for vulnerable customers. By employing automated monitoring systems, Gretel enables financial institutions to quickly identify and reach out to dormant customers, addressing the underlying issues that lead to disconnection. This innovative approach not only facilitates the recovery of lost assets but also fosters stronger relationships between financial entities and their clients.
FloodFlash is an insurance technology company that addresses the significant gap in flood coverage, as 80% of the world's catastrophic flood losses remain uninsured. Founded by catastrophe risk experts Adam Rimmer and Dr. Ian Bartholomew, the company offers the first parametric flood insurance for the mass market, allowing customers to select a specific flood depth and corresponding payout amount. When a smart sensor installed at the property detects water at the chosen depth, the claim is automatically settled, ensuring instant payment without the usual complexities of traditional insurance. Since its launch in 2019, FloodFlash has gained recognition for its straightforward and transparent approach to flood insurance, winning over 30 industry awards and protecting thousands of customers who are often overlooked by conventional insurers. Headquartered in London, FloodFlash operates as a registered coverholder at Lloyd’s of London and is authorized by the Financial Conduct Authority, having raised £2.1 million in investment to date.
Bondaval is a digital platform based in London that focuses on B2B credit security, aiming to transform traditional collateral-based instruments and trade credit insurance. Founded in 2020, Bondaval provides a more secure, capital-efficient, and cost-effective alternative to conventional methods such as bank guarantees. The platform allows for real-time issuance, amendment, renewal, and claims processing, enhancing the accessibility of credit security for businesses. By offering features like live risk monitoring, alerts, and streamlined claims handling, Bondaval enables companies to optimize their working capital and save time, ultimately supporting their growth by democratizing access to innovative credit solutions.
Onsi is a developer of an insurance and benefits platform that aims to enhance employee engagement and loyalty through a range of meaningful rewards and protections. The platform allows businesses to create programs that deliver various benefits to workers, including sick pay, family leave, financial guidance, and mental health support. By utilizing tiering and gamification strategies, Onsi helps companies achieve desired outcomes while providing employees with valuable resources to improve their financial well-being. This comprehensive approach not only supports workers but also aids businesses in reducing employee turnover and minimizing talent acquisition costs.
Coincover is a cryptocurrency insurance-backed technology that helps protect digital assets from hacks and human error. Protection provides safety against the loss or theft of crypto assets, and fraudulent transactions. Coincover Protection provides end-users unparalleled safety against the loss or theft of crypto assets, and fraudulent transactions, ensuring assets are both safe and accessible. Coincover Protect delivers through a key combination of technology solutions Cryptocurrency Theft cover: protecting end-users against cryptocurrency theft from phishing, hacking and cyber attacks to criminal extortion. If the worst does happen, Coincover will retrieve the value of crypto funds fast. With no deductible, the full value of crypto is returned. Deposit Protection Guarantee: protection for end-user cryptocurrency deposits against lost access; including password, device and key loss as well as through business failure. Funds are guaranteed to always be accessible. Transaction Checker: real time transaction monitoring for crypto assets to ensure genuine transactions. Coincover identifies, investigates and flags any suspicious transactions in real time so end-users never need worry about theft of crypto funds.
Bondaval is a digital platform based in London that focuses on B2B credit security, aiming to transform traditional collateral-based instruments and trade credit insurance. Founded in 2020, Bondaval provides a more secure, capital-efficient, and cost-effective alternative to conventional methods such as bank guarantees. The platform allows for real-time issuance, amendment, renewal, and claims processing, enhancing the accessibility of credit security for businesses. By offering features like live risk monitoring, alerts, and streamlined claims handling, Bondaval enables companies to optimize their working capital and save time, ultimately supporting their growth by democratizing access to innovative credit solutions.
Coincover is a cryptocurrency insurance-backed technology that helps protect digital assets from hacks and human error. Protection provides safety against the loss or theft of crypto assets, and fraudulent transactions. Coincover Protection provides end-users unparalleled safety against the loss or theft of crypto assets, and fraudulent transactions, ensuring assets are both safe and accessible. Coincover Protect delivers through a key combination of technology solutions Cryptocurrency Theft cover: protecting end-users against cryptocurrency theft from phishing, hacking and cyber attacks to criminal extortion. If the worst does happen, Coincover will retrieve the value of crypto funds fast. With no deductible, the full value of crypto is returned. Deposit Protection Guarantee: protection for end-user cryptocurrency deposits against lost access; including password, device and key loss as well as through business failure. Funds are guaranteed to always be accessible. Transaction Checker: real time transaction monitoring for crypto assets to ensure genuine transactions. Coincover identifies, investigates and flags any suspicious transactions in real time so end-users never need worry about theft of crypto funds.
Koala is a French insurtech company focused on revolutionizing travel insurance by offering a streamlined and customer-centric approach to flight disruption coverage. By automating all operations, Koala provides instant compensation to travelers in the event of delayed or canceled flights, as well as issues related to baggage delivery. The company monitors clients' journeys to ensure timely assistance, eliminating the challenges commonly associated with traditional travel insurance, such as hidden fees and lengthy claims processes. Koala aims to enhance the travel experience by ensuring that travelers can travel with confidence, knowing they will receive prompt support when needed.
By Miles offers fairer, more flexible car insurance for low mileage drivers. Aside from a fixed annual cost, each policy is paid by the mile so it's totally tailored to you. See every journey and use handy tools in their mobile app to make your driving life easier.
EHAB operates a weather risk management platform tailored for the construction industry, aiming to enhance the weather resilience of its users. By leveraging advanced analytics and machine learning, the platform provides data-driven insights that assist contractors, clients, and consultants in minimizing downtime, maximizing resource utilization, and reducing weather-related risks. The integration of hyper-local data and advanced modeling enables users to make informed decisions, improve project planning, and manage extreme weather events effectively. EHAB's comprehensive approach helps construction innovators win more bids and better navigate the challenges posed by climate change, ultimately improving margins and operational efficiency.
Honcho is an innovative insurance platform that transforms the process of purchasing car and van insurance by allowing insurers to bid for customers' business. This model promotes transparency and competition among insurers, ensuring consumers can find the most suitable coverage at competitive prices. By leveraging unique technology, Honcho simplifies the insurance-buying experience, enabling users to quickly compare and obtain the insurance products that best meet their needs. The company is authorized and regulated by the Financial Conduct Authority, which underscores its commitment to operating within industry standards.
Through Holistic Freight Protection, Loadsure predicts, prevents and protects. We harness real-time data and human-centric tech to enable autonomous risk management, deliver accurately-priced freight insurance and transparent, automated claims.
Onsi is a developer of an insurance and benefits platform that aims to enhance employee engagement and loyalty through a range of meaningful rewards and protections. The platform allows businesses to create programs that deliver various benefits to workers, including sick pay, family leave, financial guidance, and mental health support. By utilizing tiering and gamification strategies, Onsi helps companies achieve desired outcomes while providing employees with valuable resources to improve their financial well-being. This comprehensive approach not only supports workers but also aids businesses in reducing employee turnover and minimizing talent acquisition costs.
Humn.ai Ltd, founded in 2017 and based in London, specializes in artificial intelligence-driven insurance consulting services tailored for fleet operators. The company utilizes machine learning to enhance traditional insurance models, offering data-driven solutions to address real-world fleet management challenges. Humn.ai's platform integrates multiple data streams to develop precise risk models that adapt in real time, allowing for dynamic pricing of insurance premiums based on each completed trip. By providing clients with live data, contextual scoring, and proprietary geospatial exposure mapping, Humn.ai delivers insights that accurately assess the risk of loss for individual trips, thereby transforming the landscape of fleet insurance.
Nayms is a marketplace for crypto-native insurance, a bridge between alternative capital and uninsured risk in the rapidly evolving digital assets’ space. We provide the technical and legal infrastructure over which stakeholders come together to capitalise and transfer risk on-chain. At Nayms, all insurance, from limits and premiums to claims and reserving, is conducted entirely in a cryptocurrency of choice, whether a general token, such as Ethereum and Bitcoin, or a stablecoin. By matching assets with liabilities, we reduce or eliminate currency risk on blockchain exposures; and by matching demand with much-needed supply, we bolster growth and stability within the blockchain ecosystem. We afford our customers – insurers, insureds, intermediaries, and investors – many other advantages of blockchain technology, including its efficiency, immutability, transparency, and composability. Whitepaper: https://docsend.com/view/2nswpepqqaun96yn
Humn.ai Ltd, founded in 2017 and based in London, specializes in artificial intelligence-driven insurance consulting services tailored for fleet operators. The company utilizes machine learning to enhance traditional insurance models, offering data-driven solutions to address real-world fleet management challenges. Humn.ai's platform integrates multiple data streams to develop precise risk models that adapt in real time, allowing for dynamic pricing of insurance premiums based on each completed trip. By providing clients with live data, contextual scoring, and proprietary geospatial exposure mapping, Humn.ai delivers insights that accurately assess the risk of loss for individual trips, thereby transforming the landscape of fleet insurance.
By Miles offers fairer, more flexible car insurance for low mileage drivers. Aside from a fixed annual cost, each policy is paid by the mile so it's totally tailored to you. See every journey and use handy tools in their mobile app to make your driving life easier.
Guardhog is an on-demand insurance solution supporting the Sharing Economy platforms and their members. They want to dramatically improve the way that insurance is distributed, discovered, and consumed. They’re defined by their sense of urgency and dedication to innovation. GUARDHOG was created as a reaction to a gap in the market; traditional models of insurance simply don’t fit the sharing economy. They know this gap will be filled so speed and strength of execution are vital. Their sense of urgency is simply a reflection of their understanding that the sharing economy is an ever-changing market. They’re proud of the work they have already put into GUARDHOG, and while they take their work extremely seriously, they don’t take theirselves seriously.
Coincover is a cryptocurrency insurance-backed technology that helps protect digital assets from hacks and human error. Protection provides safety against the loss or theft of crypto assets, and fraudulent transactions. Coincover Protection provides end-users unparalleled safety against the loss or theft of crypto assets, and fraudulent transactions, ensuring assets are both safe and accessible. Coincover Protect delivers through a key combination of technology solutions Cryptocurrency Theft cover: protecting end-users against cryptocurrency theft from phishing, hacking and cyber attacks to criminal extortion. If the worst does happen, Coincover will retrieve the value of crypto funds fast. With no deductible, the full value of crypto is returned. Deposit Protection Guarantee: protection for end-user cryptocurrency deposits against lost access; including password, device and key loss as well as through business failure. Funds are guaranteed to always be accessible. Transaction Checker: real time transaction monitoring for crypto assets to ensure genuine transactions. Coincover identifies, investigates and flags any suspicious transactions in real time so end-users never need worry about theft of crypto funds.
Jumpstart provides consumers a financial jumpstart after a life-changing shock. It's a new product category that pays a fixed sum right away after a pre-defined event. Technically it's insurance, but without hassle, paperwork, or delays. The company also provides parametric earthquake insurance for renters and homeowners in the U.S., in partnership with leading financial institutions. Jumpstart is transforming insurance just as crowdfunding revolutionized investing take something complicated and expensive, make it accessible and simple, and in doing so unlock a market multiply the number of customers by 10x. Starting with the earthquake risk in California, Jumpstart builds financial resilience for individuals and communities.
FloodFlash is an insurance technology company that addresses the significant gap in flood coverage, as 80% of the world's catastrophic flood losses remain uninsured. Founded by catastrophe risk experts Adam Rimmer and Dr. Ian Bartholomew, the company offers the first parametric flood insurance for the mass market, allowing customers to select a specific flood depth and corresponding payout amount. When a smart sensor installed at the property detects water at the chosen depth, the claim is automatically settled, ensuring instant payment without the usual complexities of traditional insurance. Since its launch in 2019, FloodFlash has gained recognition for its straightforward and transparent approach to flood insurance, winning over 30 industry awards and protecting thousands of customers who are often overlooked by conventional insurers. Headquartered in London, FloodFlash operates as a registered coverholder at Lloyd’s of London and is authorized by the Financial Conduct Authority, having raised £2.1 million in investment to date.
Equity Crowdfunding in 2018
In My Bag Ltd is an Appointed Representative of Let Insurance Services Ltd, an independent intermediary authorised and regulated by the Financial Conduct Authority. The company is entered on the FCA register (www.fca.org.uk/register) under reference 474985. Let Insurance Services Limited is registered in England and Wales Registration No. 06413754. The registered office is at 8 Axon, Commerce Road, Lynch Wood, Peterborough, PE2 6LR.
Humn.ai Ltd, founded in 2017 and based in London, specializes in artificial intelligence-driven insurance consulting services tailored for fleet operators. The company utilizes machine learning to enhance traditional insurance models, offering data-driven solutions to address real-world fleet management challenges. Humn.ai's platform integrates multiple data streams to develop precise risk models that adapt in real time, allowing for dynamic pricing of insurance premiums based on each completed trip. By providing clients with live data, contextual scoring, and proprietary geospatial exposure mapping, Humn.ai delivers insights that accurately assess the risk of loss for individual trips, thereby transforming the landscape of fleet insurance.
Insurdata provides insurance and reinsurance underwriters property-specific data to support their pricing, underwriting and portfolio management decisions. The firm specializes in high-resolution, peril-specific exposures and building-level risk data, using technology that includes mobile augmented reality and 3-D model creation, providing both desktop and mobile products.
By Miles offers fairer, more flexible car insurance for low mileage drivers. Aside from a fixed annual cost, each policy is paid by the mile so it's totally tailored to you. See every journey and use handy tools in their mobile app to make your driving life easier.
FloodFlash is an insurance technology company that addresses the significant gap in flood coverage, as 80% of the world's catastrophic flood losses remain uninsured. Founded by catastrophe risk experts Adam Rimmer and Dr. Ian Bartholomew, the company offers the first parametric flood insurance for the mass market, allowing customers to select a specific flood depth and corresponding payout amount. When a smart sensor installed at the property detects water at the chosen depth, the claim is automatically settled, ensuring instant payment without the usual complexities of traditional insurance. Since its launch in 2019, FloodFlash has gained recognition for its straightforward and transparent approach to flood insurance, winning over 30 industry awards and protecting thousands of customers who are often overlooked by conventional insurers. Headquartered in London, FloodFlash operates as a registered coverholder at Lloyd’s of London and is authorized by the Financial Conduct Authority, having raised £2.1 million in investment to date.
In My Bag Ltd is an Appointed Representative of Let Insurance Services Ltd, an independent intermediary authorised and regulated by the Financial Conduct Authority. The company is entered on the FCA register (www.fca.org.uk/register) under reference 474985. Let Insurance Services Limited is registered in England and Wales Registration No. 06413754. The registered office is at 8 Axon, Commerce Road, Lynch Wood, Peterborough, PE2 6LR.
In My Bag Ltd is an Appointed Representative of Let Insurance Services Ltd, an independent intermediary authorised and regulated by the Financial Conduct Authority. The company is entered on the FCA register (www.fca.org.uk/register) under reference 474985. Let Insurance Services Limited is registered in England and Wales Registration No. 06413754. The registered office is at 8 Axon, Commerce Road, Lynch Wood, Peterborough, PE2 6LR.