Zywave

IBQ has truly taken the saying “built from the ground up” to heart. We are now in our third generation of a completely state of the art software platform. The system is built as a transactional platform and has been our vision from day one. Our system has the ability to request a file from the carrier, bring it in, provide the agent or policyholder the ability to manage the policy, and send the change back to the carrier. This transactional vision is years ahead of the industries capabilities however IBQ is ready when the carriers capabilities catch up. Since inception, IBQ has flourished as a true “real time” rater, allowing agents the accuracy and efficiency of quoting their clients using rates returned by the carrier systems. With no investors or stakeholders, IBQ has stayed true to our customers, listening and making changes to comments, opinions and feedback.

Developer of an insurance application and tool intended for commercial insurance agents, brokers, carriers and policyholders. The company offers an application for underwriting analysis, injury analysis, renewal review, mod verification and analysis, future projections and reserve effect, thereby ensuring the gap between the novice and educated, simplifying the complex and allowing educated decisions.

Provider of business advisory and consultation services intended to solve critical business challenges of employers. The company offers strategic risk management services in the fields of property and casualty insurance, healthcare and human capital management, helping clients minimize risk, maintain compliance, reduce expenses and generate profitable growth.

Insurance Technologies Corporation (ITC) develops marketing, rating, and management software specifically for the insurance industry, catering to independent agents and insurance carriers. The company offers a range of solutions including the Insurance Website Builder for creating insurance websites and enhancing online presence through SEO and lead generation services. Its AgencyBuzz platform facilitates audience engagement via email, print, voice, and SMS communications. Additionally, ITC provides TurboRater, a cloud-based tool for obtaining multiple carrier quotes, and Agency Matrix, an agency management system designed to streamline various operational tasks. With a focus on improving efficiency and automating client interactions, ITC serves over 150 insurance companies and more than 6,000 agencies across the United States. Founded in 1983 and headquartered in Carrollton, Texas, the company also has offices in Seattle and Columbus. As of late 2020, ITC operates as a subsidiary of Zywave, Inc.

Advisen Ltd. specializes in providing data, analytics, and technology solutions tailored for the commercial property and casualty insurance market. Established in 2000 and headquartered in New York City, the company offers a variety of services, including Loss Insight for comprehensive loss data analysis, Insured Insight for underwriting tools, and Market Insight for evaluating insurance trends and opportunities. Additionally, Advisen provides Cyber OverVue, which aids organizations in assessing their cyber risk profiles, and the Advisen Opportunity Scorecard, highlighting areas of potential insurance gaps. The firm's offerings also extend to brokers and insurers through services such as Client Insight, Policy Insight, and Risk Insight, all designed to enhance decision-making and profitability. With a client base exceeding 500 organizations, including major insurers and corporate risk management departments, Advisen combines proprietary data with innovative technology to support informed decision-making in insurance. The company operates additional offices in Kennett Square, Pennsylvania, and London, United Kingdom, and is a subsidiary of Zywave, Inc.

miEdge is the premier provider of prospecting and data solutions specifically designed for the Insurance industry. Employee Benefits, Property & Casualty, and Financial professionals rely on miEdge for their prospecting intelligence. Top US Brokers & Carriers rely on the accuracy of their data to identify leads, research competitors and understand market dynamics to grow their business.

RateFactory, Inc. is an online platform based in Coeur D Alene, Idaho, that specializes in rating insurance products. Founded in 2014, it operates as a subsidiary of Zywave, Inc. The platform provides brokers and general agents with a rating engine that connects to insurance carrier quoting systems, allowing for instant quotes on small group ACA rates across various carriers and plans in specific markets. This service facilitates the quoting process and aids in the preparation of presentations for small group insurance offerings.

Code SixFour, LLC, established in 2013 and based in Chicago, Illinois, specializes in providing proposal automation and advanced predictive analytics tools tailored for employee benefits advisors. The company's Benefits Consulting Cloud enables insurance agents and benefits brokers to enhance their service offerings through a robust technology platform combined with dynamic content packages. This platform allows advisors to effectively manage data, generate customized deliverables such as Benefit Enrollment Booklets and What-If-Scenario Modeling, and conduct in-depth analyses including benchmarking and compliance assessments. By automating the generation of insightful reports and presentations, Code SixFour empowers its clients to make informed decisions regarding employee benefit plans. As a subsidiary of Zywave, Inc. since 2018, Code SixFour continues to innovate in the benefits consulting space, integrating seamlessly with other cloud platforms to provide comprehensive solutions for its users.

HR 360, Inc. operates a Software as a Service (SaaS) platform that specializes in human resource and benefits compliance guidance. Founded in 2010 and based in Norwalk, Connecticut, the company serves brokers, payroll companies, private employer organizations, and employers by providing comprehensive and user-friendly resources related to federal and state HR laws. The platform features a library of materials written and maintained by a team of attorneys, equipping employers to effectively manage their workforce while adhering to evolving employment and benefits regulations. Additionally, HR 360 offers interactive tools such as a Job Description Builder, Employee Handbook Builder, and Benefits Notices Generator to enhance HR management capabilities. As of October 2017, HR 360 operates as a subsidiary of Zywave, Inc.

Astonish Results provides web and insurance marketing services to help agencies grow their internal business and generate leads through the tactical use of email marketing, customer relationship management (CRM), social media construction and strategy and search engine marketing (SEM). System and sales training is also provided by Astonish Results.