Mandiri Capital Indonesia (MCI)

AgriAku is a technology-driven local agribusiness company focused on enhancing the agricultural value chain. It operates a marketplace that connects agricultural supply stores with manufacturers and distributors, allowing traders and farm shop owners to access a comprehensive range of agricultural inputs, including seeds, fertilizers, agrochemicals, and equipment, at competitive prices. Through its Agroaku Mitra and Agroaku Hub apps, AgriAku provides full-stack agricultural services tailored for small and medium-sized enterprises and farmers, facilitating easier procurement and improving the efficiency of the agricultural supply process.

Mekari is a SaaS company based in Indonesia. Products include Talenta, Sleekr, Jurnal, and KlikPajak.

Qoala is an insurtech company based in Jakarta Selatan, Indonesia, founded in 2018. The company provides online insurance services for various needs, including coverage for flight and train delays, phone screen damages, and e-commerce logistics. By utilizing big data, machine learning, IoT, and blockchain technology, Qoala aims to transform the insurance landscape in Indonesia. It collaborates with major e-commerce and travel platforms to improve customer experience through its innovative insurance products.

PrivyID is a universal identity enabler and digital signature provider headquartered in Jakarta, Indonesia. Since we were first established in 2016, our services have been trusted by over 205 companies and 4.5 million of individual users across Indonesia. PrivyID has the vision to be the global leader in electronic identification and authorization. Enabling humans, organizations, and machines to communicate seamlessly while safeguarding authenticity, confidentiality, integrity, access control, and non-repudiation.

PT. Ayopop Teknologi Indonesia, founded in 2016 and headquartered in Jakarta, Indonesia, specializes in developing billing network software aimed at facilitating seamless payment solutions. The company offers a range of tools including Biller Open API for recurring customer payments, Transaction API for bill payments and digital goods, and Biller Reminder System to enhance bill payment experiences. Additionally, Ayopop provides AutoRecon for transaction matching across systems, Ayoconnect Insights for data analytics, and Smart Payments for improved transaction efficiency. Its services cater to various sectors including utilities, financial institutions, telecommunications, online services, housing, education, and content publishing, thereby supporting a wide ecosystem of bill providers and consumers in their payment processes.

Amartha is a financial technology company that connects micro and SME business partners with investors.

LinkAja is an electronic-based service that makes your financial transactions more exciting.

iSeller is an information technology company based in Jakarta that specializes in developing business tools and management platforms for web, desktop, and mobile applications. The company offers a range of innovative services, including advanced toolsets for developers, e-commerce platforms, and integration services. By providing these resources, iSeller enables developers across various industries to create business applications more efficiently and effectively.

PrivyID is a universal identity enabler and digital signature provider headquartered in Jakarta, Indonesia. Since we were first established in 2016, our services have been trusted by over 205 companies and 4.5 million of individual users across Indonesia. PrivyID has the vision to be the global leader in electronic identification and authorization. Enabling humans, organizations, and machines to communicate seamlessly while safeguarding authenticity, confidentiality, integrity, access control, and non-repudiation.

Mekari is a SaaS company based in Indonesia. Products include Talenta, Sleekr, Jurnal, and KlikPajak.

Halofina is a mobile app that helps young professionals to achieve their future need by giving them investment recommendation and portfolio tracking.

CROWDE is an agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital. Thousands of farmers and investors across Indonesia have already put their trust in us to accomplish what has not been done before: a farmer-friendly financing ecosystem that put in touch investors seeking attractive returns with farmers that are looking for capital to grow, create employment, and support local communities. At CROWDE, we only do agriculture and do it well: we understand how to assess agri-project financing and manage risks pertaining to agriculture. Beyond connecting investors and farmers we also integrate the entire agriculture ecosystem from suppliers to customers through technology. Our investors and farmers have influenced the core of our mission, they are both highly driven individuals who seek to better their own future, this has always inspired us and we look to change Indonesia with this mission in mind.

CROWDE is an agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital. Thousands of farmers and investors across Indonesia have already put their trust in us to accomplish what has not been done before: a farmer-friendly financing ecosystem that put in touch investors seeking attractive returns with farmers that are looking for capital to grow, create employment, and support local communities. At CROWDE, we only do agriculture and do it well: we understand how to assess agri-project financing and manage risks pertaining to agriculture. Beyond connecting investors and farmers we also integrate the entire agriculture ecosystem from suppliers to customers through technology. Our investors and farmers have influenced the core of our mission, they are both highly driven individuals who seek to better their own future, this has always inspired us and we look to change Indonesia with this mission in mind.

CROWDE is an agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital. Thousands of farmers and investors across Indonesia have already put their trust in us to accomplish what has not been done before: a farmer-friendly financing ecosystem that put in touch investors seeking attractive returns with farmers that are looking for capital to grow, create employment, and support local communities. At CROWDE, we only do agriculture and do it well: we understand how to assess agri-project financing and manage risks pertaining to agriculture. Beyond connecting investors and farmers we also integrate the entire agriculture ecosystem from suppliers to customers through technology. Our investors and farmers have influenced the core of our mission, they are both highly driven individuals who seek to better their own future, this has always inspired us and we look to change Indonesia with this mission in mind.

KoinWorks is Indonesia Super Financial App and winner of Asian Banker Financial Innovation Award 2019 for Lending Category. With multiple financial product offers where users can manage both their asset and liabilities under one single platform. A true financial technology evolution, with core DNA in providing accessible and affordable financial solutions for everyone.

Mekari is a SaaS company based in Indonesia. Products include Talenta, Sleekr, Jurnal, and KlikPajak.

Moka is a Jakarta-based startup that specializes in providing mobile point-of-sale (mPOS) solutions for small and medium-sized businesses. Founded in 2014, the company offers a cloud-based application that allows users to accept debit and credit card payments, generate sales reports, track inventory, and receive customer feedback. Moka's system is designed to cater to various sectors, including coffee shops, barbershops, retail stores, and restaurants, as well as pop-up shops and food trucks. In addition to its software, Moka provides hardware such as Apple iPads, printers, cash drawers, barcode scanners, and mobile point-of-sale devices. The company operates on a subscription model, charging users a monthly fee based on the number of outlets they manage, and ensures that transaction data is securely stored in the cloud for real-time access to sales information.

KoinWorks is Indonesia Super Financial App and winner of Asian Banker Financial Innovation Award 2019 for Lending Category. With multiple financial product offers where users can manage both their asset and liabilities under one single platform. A true financial technology evolution, with core DNA in providing accessible and affordable financial solutions for everyone.

Investree is Indonesia’s leading B2B marketplace lending platform for SMEs that is fully licensed by Financial Services Authority of Indonesia (OJK) for both conventional and Shariah businesses. Investree is based in Indonesia but has grown its regional footprint in Thailand and soon to be in the Philippines. Investree's mission as marketplace is to use technology and data to provide small businesses with access to working capital solutions from retail and institutional lenders. Established in October 2015, Investree focuses on a B2B acquisition model to drive origination of SME borrowers. These include strong partnerships with ecosystems to drive origination, enhance verification and reduce cost of acquisition. These include strategic partnerships such as e-procurement platforms, payment gateway providers to source potential SME while accessing its digital footprint through the ecosystem to enhance the business process and customer experience. Led by a solid team of seasoned professionals from the financial industry with a team of 175 employees across the region Investree, by August 2019 has facilitated over USD 230 mio since inception, providing access to more than 1000 SMEs , while maintaining a robust and healthy asset quality.

Cashlez is a fintech company based in Jakarta, Indonesia, specializing in digital financial technology and payment services. Established in 2015, it has developed a mobile point of sale (mPOS) system that enables merchants to accept payments via credit and debit cards, as well as application-based debit cards, using smartphones connected to a card reader through Bluetooth. Cashlez offers various payment solutions, including QR Code payments and Cashlez Link, allowing businesses to manage transactions effectively. The company's product lineup includes Cashlez One, which supports multiple payment methods, as well as different types of card readers and a POS application called Smartpoz, designed to streamline business operations. By providing these services, Cashlez aims to assist merchants in managing and growing their businesses efficiently.

PrivyID is a universal identity enabler and digital signature provider headquartered in Jakarta, Indonesia. Since we were first established in 2016, our services have been trusted by over 205 companies and 4.5 million of individual users across Indonesia. PrivyID has the vision to be the global leader in electronic identification and authorization. Enabling humans, organizations, and machines to communicate seamlessly while safeguarding authenticity, confidentiality, integrity, access control, and non-repudiation.

Amartha is a financial technology company that connects micro and SME business partners with investors.

Moka is a Jakarta-based startup that specializes in providing mobile point-of-sale (mPOS) solutions for small and medium-sized businesses. Founded in 2014, the company offers a cloud-based application that allows users to accept debit and credit card payments, generate sales reports, track inventory, and receive customer feedback. Moka's system is designed to cater to various sectors, including coffee shops, barbershops, retail stores, and restaurants, as well as pop-up shops and food trucks. In addition to its software, Moka provides hardware such as Apple iPads, printers, cash drawers, barcode scanners, and mobile point-of-sale devices. The company operates on a subscription model, charging users a monthly fee based on the number of outlets they manage, and ensures that transaction data is securely stored in the cloud for real-time access to sales information.

PT. Jurnal Consulting Indonesia specializes in developing and providing cloud-based online accounting software tailored for small and medium enterprises in Indonesia. Founded in 2014 and headquartered in West Jakarta, the company offers a suite of services that includes invoicing, expense tracking, inventory management, financial reporting, and tax compliance. Jurnal’s platform is designed to simplify administrative and operational processes, allowing entrepreneurs to focus on business growth. The software is accessible from any device with internet connectivity, eliminating the need for downloads or installations. Users benefit from automatic updates and a straightforward registration process, making it easy to manage bookkeeping anytime and anywhere. By streamlining administrative tasks, Jurnal aims to enhance business efficiency for its users.