Equifax

Health E(fx) is developed by HealthCare Impact Associates LLC, a highly experienced team of business and technical professionals with unique knowledge and expertise in ACA legislation, government policy direction, and the regulatory framework that is affecting all US employers with more than 50 full-time employees. Combining their expert ACA regulatory compliance and employee benefits competence with deep technical and systems engineering skill, HealthCare Impact Associates is an industry leader with solutions for employers and brokers that puts clarity, compliance, and control in their hands.

Developer an income and employment verification software intended to provide instant access to employment and wage data. The company's platform provides services like customizable reporting, a high degree of employee satisfaction, helping employers to bring the employee experience to the forefront of modern HR and Payroll products by delivering tools that serve not only clients but their most important asset, their employees.

HIREtech Corporation is a technology-focused firm based in Houston, Texas, specializing in human capital management and tax incentive solutions. Established in 1997, the company offers a comprehensive platform that provides real-time data and intelligence to aid businesses in making informed financial and hiring decisions. HIREtech's services encompass a range of functions, including tax credits, employment and wage verification, I-9/E-Verify, and unemployment claims management. The company's solutions cater to diverse sectors such as healthcare, hospitality, manufacturing, and technology, among others. By bridging the gap between human resources, tax, and finance, HIREtech enables organizations to save time and money while reducing risk, thereby facilitating seamless access to employee data and enhancing client interactions.

AccountScore is a London-based analytics company that specializes in providing actionable insights from bank transaction data for clients in the financial sector, including banks and financial services firms. The company enables clients to import their existing transaction data and generates analytics through intuitive dashboards or APIs. This allows for the analysis of individual accounts or the processing of multiple accounts containing millions of transactions simultaneously. For non-bank clients needing to analyze customer bank data or for banks wanting to examine transactions from other institutions, AccountScore collaborates with its sister company, consents.online. This partnership facilitates the acquisition, storage, and management of customer transaction data, ensuring compliance with regulations as consents.online is registered as an Account Information Service Provider with the Financial Conduct Authority. Through its services, AccountScore helps businesses enhance credit quality assessment, fraud prevention, repayment management, and overall account management.

Kount Inc. develops fraud and risk management software solutions for companies that have card-not-present (CNP) environments. Its platform enables online and telephone channels fraud management that process payments and onboard new customers; and detects and prevents fraud for merchants, financial institutions, online communities, and businesses with fraud issues. The company offers Kount Complete, a solution that provides a set of reporting tools for administrators and managers to view agent, workflow, and financial data; and Kount SMB, a real-time fraud platform made available to small and medium sized CNP merchants through a network of payment providers and gateway service providers. It has a strategic partnership with Magento. The company was incorporated in 2007 and is based in Boise, Idaho. Kount Inc. operates as a subsidiary of Keynetics, Inc.

Ansonia Credit Data, Inc., based in Olympia, Washington, specializes in providing business credit reporting services and related technology solutions. Founded in 2006, the company offers a range of products, including business credit reports, construction credit reports, online credit applications, and tools such as Ansonia Alert for automated email warnings and Ansonia Vigilante for receivables portfolio analysis. Ansonia Credit Data serves business owners, CEOs, CFOs, credit managers, and sales professionals by delivering affordable and reliable credit intelligence. The company positions itself as an alternative to traditional credit reporting providers, focusing on helping clients manage risk, improve payment practices, and enhance cash flow through continuously updated information and quality analytics. As of July 2020, Ansonia Credit Data operates as a subsidiary of Knowledge Works, Inc.

Urjanet, Inc. is a company that offers a cloud-based platform designed to streamline access to utility data. By connecting directly to utility providers, Urjanet acquires and normalizes utility bills and interval data, enabling organizations to automate data collection and enhance decision-making processes. Its offerings include a range of data-as-a-service solutions, such as automated access to utility bill data, granular measurements of energy consumption, and advanced metering infrastructure data. The platform also provides tools for users to submit utility credentials securely, as well as alerts for billing and consumption irregularities. Urjanet's data services support business intelligence, energy management, accounting, and procurement, helping organizations improve financial performance, energy efficiency, and sustainability. Founded in 2009 and headquartered in Atlanta, Georgia, with an additional office in Chennai, India, Urjanet aims to transform how organizations utilize utility data across various industries.

PayNet is a credit ratings company that specializes in providing commercial credit risk underwriting and management solutions to online and alternative finance lenders. The company gathers and analyzes up-to-date financial payment information from various lenders, which it transforms into predictive insights regarding small business performance. This enables lenders to make informed decisions, optimize risk management, and enhance operational efficiencies. PayNet's comprehensive database includes detailed data on small business loans, leases, and lines of credit, allowing lenders to identify growth opportunities while mitigating potential risks. Additionally, the company's tools assist in forecasting default rates, further supporting lenders in balancing risk and making strategic lending choices.

DataX Ltd. is a specialty finance credit reporting agency and alternative data provider based in Las Vegas, Nevada. Founded in 2004, it focuses on delivering financial management solutions that help businesses mitigate risk and enhance profitability. DataX maintains one of the largest databases in the United States, containing demographic, financial, and tradeline information for millions of consumers. Its services include real-time credit reporting, data verification, fraud prevention, and risk management, catering to various industries such as specialty finance, marketplace lending, collections, and marketing. By leveraging advanced credit reporting and alternative data, DataX enables businesses to effectively understand their customers, manage risks proactively, lower consumer acquisition costs, and improve overall business performance. Since July 2018, DataX operates as a subsidiary of Equifax Inc.

ID Watchdog, Inc., through its subsidiary Identity Rehab Corporation, specializes in identity theft detection, protection, and resolution services primarily for individuals and families across the United States. The company's services are offered on a subscription basis and include comprehensive identity monitoring, which scans various public and private databases for suspicious activity linked to personal information such as names, social security numbers, and addresses. ID Watchdog also provides cyber monitoring, which checks known malicious online platforms for clients' sensitive data, along with non-credit loan monitoring and credit report access. Their resolution services assist in addressing identity theft incidents by helping clients restore their identities and clear fraudulent records. Additionally, ID Watchdog offers alerts via email and SMS to notify clients of new threats. Founded in 2005 and headquartered in Denver, Colorado, ID Watchdog operates as a subsidiary of Equifax Consumer Services, Inc. since 2017.

Barnett Associates became a part of Equifax. Today, as part of the Workforce Solutions business unit, Barnett’s 33 years of unemployment claims and tax expertise is strengthened with industry leading technology and expanded service offerings while a tradition of customer service excellence remains the same.

Veda is a data analytics company and the leading provider of credit information and analysis in Australia and New Zealand. From its core credit bureau business established in 1967, Veda has expanded to deliver a suite of credit and other analytical products targeted to customers and specific industry segments. Veda's customers use data intelligence provided by Veda to make decisions on credit risk, verify identity and employee background, reduce identity theft and fraud, and undertake digital marketing strategies. In February 2016, Equifax Inc., a global leader in information solutions, closed its acquisition of Veda. Equifax powers the financial future of individuals and organisations around the world, using its strength of unique trusted data, technology and innovative analytics. Together, Veda and Equifax offer their customers world leading insights and knowledge to help them make informed decisions.

Inffinix Software, S.A. de C.V. provides debt collection services. Its product include CyberFinancial, a modular system that automates the collection of delinquent accounts process.

Forseva develops cloud computing applications that enable companies to rapidly assess customer credit risk, automate credit monitoring, prioritize collections activity, and resolve late payment issues. Its product portfolio includes ForsevaTRM, an integrated solution for credit and collections management enables customers to align sales, credit and collections management to streamline workflow, and improve decision making throughout the quote-to-cash cycle. The company’s client base includes BNSF Railway, Hitachi Data Systems, Ingram Micro, LinkedIn, AmerisourceBergen, and Regions Bank. Forseva was founded in October 2009 and is based in Chicago, Illinois, the United States. The company was acquired by Equitax on February 14, 2014.

TDX Group is a global data and technology company headquartered in Nottingham, UK, with operations in Spain, South America, Australia, and North America. The company employs over 300 people and operates through two main divisions: TDX Creditor Solutions and TDX Industry Solutions. TDX Creditor Solutions focuses on providing creditors with technology platforms and services for managing debt collection, debt sales, and insolvency processes across various sectors, including financial services, telecommunications, media, utilities, public sector, and healthcare. Meanwhile, TDX Industry Solutions caters to debt collection agencies, debt management firms, debt purchasers, and insolvency practitioners by offering tools and services that enhance consumer debt management. In addition to its technology offerings, TDX provides advisory services to help creditors optimize their debt management strategies. Established in 2004 by Mark Onyett, TDX Group has received venture capital investment from firms such as Blenheim Chalcot and Investcorp Technology Partners.

TrustedID, Inc. specializes in proactive identity protection solutions tailored for corporations, organizations, and government agencies. Founded in 2005 and based in Palo Alto, California, the company offers a range of services designed to prevent identity theft before it occurs. Its key products include IDFreeze, which allows users to halt identity theft proactively, and CreditLock, which secures credit reports from unauthorized third-party access. Additionally, TrustedID provides Threat Score, a risk assessment service that quantifies an individual's vulnerability to identity theft. The company's IDEssentials package combines identity theft protection with credit monitoring and reporting services. TrustedID also offers data breach response services to protect victims of data breaches. Its products are available through financial institutions, consumer brands, and directly via its website.

Identity theft protection services provided to consumers. IdentityProtection.com features robust, fresh and shareable content in written and video formats. With content provided by experts from Equifax and other organizations, consumers will be empowered to help them make the best decisions for themselves and their families.

ethority is offering a whole range of research and consulting products that allow marketers and publishers to gain consumer insights and market intelligence. Its approach is twofold: 1. monitoring the social web (i.e. blogs, communities, Twitter, rating sites, video and picture platforms) for authentic and rich user statements with an innovative and highly scalable crawler technology gridmaster; 2. netnography - qualitative interpretation of the users' conversations by analysts with a sociological, ethnological and psychological professional background. The result are deep insights at how consumers perceive brands, issues, products, campaigns and market trends. ethority's method does not stop at brand and issue monitoring and social media analysis. It also includes planning, conducting and evaluating word of mouth marketing campaigns, outreach activities, brand communities or closed user groups. Plus, ethority is offering a global perspective through the many native speakers of German, English, Spanish, Portuguese, French, Russian, Arabic and Mandarin among its analysts and consultants.

Datum is a Credit company.

IntelliReal, LLC specializes in real estate intelligence software solutions, focusing on data analytics and automated property valuations tailored for the financial services sector. Founded in 2005 and based in Denver, Colorado, the company manages extensive data concerning residential properties and housing communities across the United States. Its key offerings include the Intelligent Automated Valuation Model, which converts real property data into actionable business insights, and the Intelligent House Price Index, which reports on residential real estate volatility. The proprietary technology and data aggregation system further enhance data analytics and valuation capabilities. IntelliReal's solutions cater to various aspects of the residential mortgage process, including marketing, servicing, loss mitigation, and secondary markets, serving banks, mortgage servicers, government-sponsored enterprises, and real estate firms through a network of resellers and partners. IntelliReal operates as a subsidiary of Equifax Inc.

DataVision Resources has been a leading provider of innovative data and business solutions. Through the deployment of world class technologies, scalable data centers, secure technology environments, sound engineering principles and a passion for excellence, they have been able to meet the demands of their customers by designing and building custom data solutions to meet their many and diverse business needs.

Anakam specializes in the development of technology solutions for multi-factor authentication and identity verification. The company offers the Anakam Identity Suite, which serves sectors such as healthcare, government, finance, and e-commerce by providing robust identity verification capabilities. Its flagship product, the Anakam.TFA Two-Factor Authentication Platform, enhances security by enabling two-factor authentication for online and internal applications without the need for hardware tokens or software downloads. Founded by Allan Camaisa in 2005, Anakam was acquired by Equifax in October 2010, further expanding its reach in the authentication and identity verification market.

Founded in 1998 and headquartered in Fort Worth, Texas, Rapid Reporting is a national provider of definitive income, identity and employment verification services for mortgage lenders to help combat fraud. In 2007, the company won the 2007 Fix-It Award for a technology solution that solves an industry problem. Core offerings include IncomeChek, which is used to verify income through information obtained from the Internal Revenue Service (IRS), DirectChek, which meets USA Patriot Act compliance and verifies identity via a direct comparison of the SSN to the Social Security Administration (SSA) database and searches of over 15 billion records in public and private databases for identity fraud and abuse, and EmploymentChek, the company's newest offering that combines live, person-to-person telephone contact and comprehensive database research to verify borrower employment. All services operate over a secure Web-based portal, which is audited daily for security purposes, and both IncomeChek and DirectChek are available through RapidChek, a web services platform that allows companies to access both solutions through a single interface. Rapid Reporting formed and continues to build relationships with government agencies, such as the IRS and the Social Security Administration (SSA), to gather electronic data for verification purposes. Rapid Reporting's executive team led the successful lobbying efforts to secure the continuation of the enumeration verification system (EVS) with the SSA database.

IXI specializes in providing insights, analytics, and advisory services to financial services and consumer marketing firms, enabling them to effectively target customers and enhance business growth. The company offers a range of products, including ETF Investment Tendency Measures, which provides insights into ETF investment behaviors; WealthComplete, which analyzes share of wallet opportunities and asset allocation; Economic Cohorts, focusing on household economics; and AudienceIntel, a web analytics tool that delivers real-time consumer economic and financial insights. Additionally, IXI facilitates online targeting solutions for businesses, data integration services, and customer market segmentation, helping clients improve their marketing efforts and performance metrics. Founded in 1993 by Herman Hauser and based in McLean, Virginia, IXI was acquired by Equifax.

Austin-Tetra, Inc. provides outsourced supplier and customer business data management services for the corporations and large institutions. Its services include supplier data management, customer data management, and data content. Austin-Tetra also provides business information, which includes corporate ownership linkage, industry and product categorization, business demographics, credit scoring and risk analysis, and diversity status. The company serves automotive and transport, business service, consumer product, education and government, energy and chemical, financial service and insurance, healthcare, high technology and telecommunication, manufacturing, media and communication, and pharmaceutical customers. Austin-Tetra, Inc. has strategic partnerships with A.T. Kearney, PRG-Schultz, and SAS Institute. The company was founded in 1993 and is based in Irving, Texas. As of October 9, 2006, Austin-Tetra, Inc. operates as a subsidiary of Equifax Inc.

Equifax Enabling Technologies is a company that was acquired by CRiF in 2010.

The Consumer Financial Network, headquartered in Duluth, GA, is a sophisticated e-commerce platform for financial services and related benefits over the Internet and an around-the-clock teleweb customer service center. CFN is provided at no cost to large companies and associations for distribution as a human resource benefit to their employees or members.

As of September 1996, CDB Infotek, Inc. was acquired by Equifax Inc. CDB Infotek, Inc. provides online information services and research designed to satisfy information needs arising in the context of commercial transactions and business litigations. CDB Infotek, Inc. has over 1,600 databases, containing more than 4 billion public records, we have become the nation's recognized leader of providing online the most up-to-date public records information. The company's information services are used principally by private investigators, attorneys and other legal professionals and to a lesser extent, banks, government entities and insurance companies. CDB Infotek, Inc. is based in Santa Ana, Calif...