Empower Retirement

MassMutual is a mutual life insurance company headquartered in Springfield, Massachusetts, established in 1851. The company offers a wide range of financial services, including life insurance, disability income insurance, long-term care insurance, and various retirement and savings products. Additionally, it provides investment management, trust services, annuities, and mutual funds. MassMutual also engages in impact investing through its Catalyst Fund, which focuses on promoting the growth of technology and sustainability-driven businesses in underserved regions of Massachusetts, as well as supporting the expansion of financially underserved Black businesses.

Personal Capital is a digital wealth management company that combines technology and personalized advisory services to assist individuals in managing their finances effectively. Founded in 2009 and headquartered in Redwood Shores, California, the firm offers a suite of financial software tools that allow users to monitor income, spending, and investment performance on a single platform. With over 2.5 million users, Personal Capital provides comprehensive services including investment checkups, risk assessments, and customized financial plans tailored to individual goals. The firm operates through its subsidiary, Personal Capital Advisors Corporation, which focuses on high net worth individuals, charitable organizations, and corporations, employing fundamental analysis to guide its investment strategies in public equity markets. Personal Capital's approach integrates advanced technology with expert guidance from registered investment advisors, enabling clients to gain a holistic view of their financial situation.