EarnIn

Earnin is a payroll disbursement platform that enables employees to access their earned wages in real time, rather than waiting for traditional biweekly paychecks. Launched in 2014, the service allows users to receive their pay any time and day via a smartphone application, utilizing an electronic timesheet and direct deposit. Earnin does not charge fees or interest; instead, users can voluntarily contribute what they consider fair for the service. This innovative approach aims to empower consumers by providing them greater financial control, helping them manage their expenses and avoid late or overdraft fees. The company has garnered support from various funding partners, including prominent venture capital firms. For more information, users can visit Earnin's website.