Bank al Etihad

liwwa, Inc. operates a peer-to-peer lending platform that connects small and medium-sized enterprises (SMEs) seeking capital with individual and institutional investors. Founded in 2013 and based in Amman, Jordan, the platform allows borrowers to apply for loans while offering investors the opportunity to earn regular monthly returns on their investments. liwwa's model includes conducting in-house credit reviews of businesses to ensure credibility, facilitating a lease-to-own structure that provides interest-free returns to investors. The company aims to enhance capital access for SMEs in the MENA region, enabling business owners to raise funds for assets and facilitating profitable lending opportunities for investors.

liwwa, Inc. operates a peer-to-peer lending platform that connects small and medium-sized enterprises (SMEs) seeking capital with individual and institutional investors. Founded in 2013 and based in Amman, Jordan, the platform allows borrowers to apply for loans while offering investors the opportunity to earn regular monthly returns on their investments. liwwa's model includes conducting in-house credit reviews of businesses to ensure credibility, facilitating a lease-to-own structure that provides interest-free returns to investors. The company aims to enhance capital access for SMEs in the MENA region, enabling business owners to raise funds for assets and facilitating profitable lending opportunities for investors.

liwwa, Inc. operates a peer-to-peer lending platform that connects small and medium-sized enterprises (SMEs) seeking capital with individual and institutional investors. Founded in 2013 and based in Amman, Jordan, the platform allows borrowers to apply for loans while offering investors the opportunity to earn regular monthly returns on their investments. liwwa's model includes conducting in-house credit reviews of businesses to ensure credibility, facilitating a lease-to-own structure that provides interest-free returns to investors. The company aims to enhance capital access for SMEs in the MENA region, enabling business owners to raise funds for assets and facilitating profitable lending opportunities for investors.

MadfooatCom is the first e-payments company in Jordan, established in 2011 with an investment by Oasis500, aiming to disrupt the cash payments in the emerging markets. In 2014, MadfooatCom won the bid for the Central Bank of Jordan’s project to build and operate eFAWATEERcom; the national electronic bill presentment and payment service in Jordan. Today, it is connected to 100% of the banks and more than 300 billers including all telecom, utilities, private and government sector billers (Customs dept., e-Gov, ministry of Finance, social security, traffic tickets, etc...), and has processed till date, more than 48 million bills paid worth of more than 32 billion USD. The government of Jordan decided to use eFAWATEERcom for all its payments. By the end of 2017, more than 10 government services stopped using cash and transfer to ePayments using eFAWATEERcom in a government plan to digitize all government services and payments by 2020. MadfooatCom expanded to Oman and Palestine with more MENA countries in the pipeline (Algeria, Kenya, …), and is an active member of Endeavor Entrepreneurs’ global network and EO network. MadfooatCom was recently licensed by the Central Bank of Jordan as an e-wallet operator, to build and operate an electronic wallet in Jordan to help the unbanked people with managing their financials online. MadfooatCom’s CEO and Founder (Nasser Saleh) received the award of excellence from his majesty King Abdullah II for the company service: eFAWATEERcom which made the people life easier by introducing ePayments for most of their payments. In January 2018, Mr. Nasser also received the Mohammad bin Rashid Award at Dubai for the best Service Company in the Arab World. In 2019 MadfooatCom was selected as one of the top 100 startups that are shaping the "Fourth Industrial Revolution" in the MENA region and in 2020 was ranked by Forbes magazine in the top 10 Best regional technology companies in the Middle East Customers are wasting a lot of time and effort in paying their bills forcing them to stand in long queues for extended periods of time s they can pay their bills online, anywhere and anytime. Our platform, eFAWATEERcom, streamlines the billing and collection process for businesses and consumers alike. It runs on a scalable, microservices-based architecture that accommodates billers, banks and payment service providers. The system uses RTGS (Real Time Gross and Settlement System) to enable real time settlements that can be configured to handle multiple sessions.