Tpaga S.A.S. operates a digital wallet designed to facilitate payments for unbanked consumers in Latin America, specifically in Colombia and Mexico. Founded in 2015 and based in Bogota, the company addresses the needs of a significant portion of the population that lacks access to traditional banking services. With a network of approximately 4,000 cash kiosks, Tpaga enables users to store money and make payments for utility bills, mobile phone top-ups, grocery purchases, and other transactions without needing a bank account. The platform also provides a payment gateway for businesses, allowing them to process sales efficiently without requiring point-of-sale systems. By leveraging mobile technology, Tpaga has emerged as a pioneer in the region, helping to integrate unbanked consumers into the digital economy.