Encourage Capital

Svakarma Finance is an impact-focused non-banking financial company (NBFC) dedicated to supporting micro, small, and medium enterprises (MSMEs). The company provides a range of financing services tailored to the needs of these enterprises, including working capital, capital expenditure, and supply chain financing. Through a combination of direct lending and co-lending, Svakarma Finance aims to enable its customers to achieve their business growth potential by offering timely and optimal loan solutions. By focusing on the financial needs of MSMEs, Svakarma Finance plays a crucial role in fostering the development of this vital sector of the economy.

Electronica Finance Limited is a non-banking financial company based in Pune, India, that specializes in asset financing and hire purchase solutions. Established in 1990, it was one of the early entrants in India’s non-banking finance sector, initially focusing on providing loans for machinery purchases. Over the years, Electronica Finance has expanded its offerings to include a diverse range of financial products such as business loans, working capital demand loans, industrial property loans, and loans against properties. It also provides specialized financing options like rooftop solar loans and restart loans to support clients in managing working capital, purchasing raw materials, and settling vendor payments. As a subsidiary of Mugdha Investment & Finance Pvt. Ltd., Electronica Finance aims to deliver accessible financial solutions to meet the evolving needs of businesses in various sectors.

Ashv Finance Limited is a non-banking finance company based in Mumbai, India, dedicated to providing tailored debt financing solutions to small and growing businesses, particularly those classified as 'missing middle' enterprises. Incorporated in 1998 and rebranded in November 2020, the company specializes in offering collateral-free working capital loans and supply chain financing, including bill discounting loans for sectors such as agriculture, clean energy, education, healthcare, and water and sanitation. Ashv Finance focuses on supporting businesses by assessing their cash flow trajectories rather than relying solely on traditional collateral, positioning itself as a debt solutions provider for early-stage and high-growth enterprises. Through its innovative approach, Ashv Finance aims to empower micro, small, and medium enterprises (MSMEs) to unlock their growth potential and contribute positively to Environmental, Social, and Governance outcomes.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Electronica Finance Limited is a non-banking financial company based in Pune, India, that specializes in asset financing and hire purchase solutions. Established in 1990, it was one of the early entrants in India’s non-banking finance sector, initially focusing on providing loans for machinery purchases. Over the years, Electronica Finance has expanded its offerings to include a diverse range of financial products such as business loans, working capital demand loans, industrial property loans, and loans against properties. It also provides specialized financing options like rooftop solar loans and restart loans to support clients in managing working capital, purchasing raw materials, and settling vendor payments. As a subsidiary of Mugdha Investment & Finance Pvt. Ltd., Electronica Finance aims to deliver accessible financial solutions to meet the evolving needs of businesses in various sectors.

Fishpeople Seafood is a food production company founded in 2012 and headquartered in Portland, Oregon. The company specializes in providing sustainable seafood products to grocery retailers, aiming to disrupt the traditional seafood industry with innovative offerings. Fishpeople Seafood's product range includes wild American salmon, tuna, crab, and cod, all sourced sustainably. By focusing on authentic fish meat alternatives, Fishpeople Seafood enables consumers to embrace healthier and more environmentally responsible eating habits. The company is recognized for its rapid growth and commitment to sustainability in the seafood market.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs as of 2020. Both entities are committed to promoting financial inclusion in India.