EquiFi

EquiFi Corporation, based in San Jose, California, specializes in home equity-based financing solutions. As a Public Benefit Corporation, it aims to simplify and enhance the fairness of home financing. The company's primary offering is the Equity Funding Instrument (EFI™), which serves as an alternative to traditional debt financing. This innovative product allows new homebuyers to benefit from equity co-investment when purchasing a home, while also providing existing homeowners a new avenue to access their home equity. By liberating consumers from conventional debt-based systems, EquiFi enables them to achieve homeownership with lower monthly mortgage payments, transforming the way individuals manage and create wealth through their real estate assets.