John Hancock

Vault is a technology company that offers a comprehensive platform designed to alleviate the financial burden of student loan debt for employees. Founded in 2013 and based in Austin, Texas, Vault provides an intuitive web-based tool that allows employers to contribute to their employees' student loan repayments, enhancing employee retention and attraction. The platform simplifies various repayment scenarios and assists users in finding suitable repayment plans, ultimately empowering employees to manage their student debt while also saving for retirement. By fostering strong relationships between employers and employees, Vault aims to support financial freedom and improve overall workforce satisfaction.

LiveOak Technologies, Inc. is a software company based in Austin, Texas, that offers a cloud-based platform designed to streamline financial processes through real-time communication, collaboration, and eSignature capabilities. Established in 2015, the platform allows users to engage in video, audio, and text chat directly through a browser, facilitating collaboration among multiple participants. It also includes features for screen sharing, data and ID capture, and the secure storage of compliant information. The platform is tailored to enhance workflow efficiency by minimizing errors in complex digital transactions and paperwork, ultimately enabling users to provide superior service to their customers. LiveOak Technologies operates as a subsidiary of DocuSign, Inc.

WiseBanyan, Inc. is an online financial advisor that offers wealth management services to individuals and institutions, focusing on automated, goal-based investing. Founded in 2013 and based in New York, the company was launched in 2014 as the first free financial advisory platform, allowing clients to save and invest without any minimum requirements. WiseBanyan's services include customized portfolio construction and automated rebalancing, designed to help clients achieve both short and long-term financial goals. With over 25,000 users currently utilizing the platform, WiseBanyan has facilitated the investment of more than $5.5 billion towards various financial objectives, ensuring that its interests remain aligned with those of its clients.

Guide Financial, Inc., based in San Francisco, California, is a developer of software that assists financial advisors and institutions in helping clients build assets and manage their financial lives. Founded in 2011, the company focuses on leveraging behavioral finance techniques, artificial intelligence, and automated plan execution to enhance the financial advising experience. Guide Financial's platform integrates seamlessly with financial advisors, enabling registered investment advisers, broker-dealers, and other financial institutions to provide high-quality financial guidance. By partnering with Intuit, the company offers users secure access to accounts at a wide range of financial institutions across North America, thereby democratizing access to financial advice and empowering users to make informed financial decisions. As of 2015, Guide Financial operates as a subsidiary of John Hancock Financial Corporation.

WiseBanyan, Inc. is an online financial advisor that offers wealth management services to individuals and institutions, focusing on automated, goal-based investing. Founded in 2013 and based in New York, the company was launched in 2014 as the first free financial advisory platform, allowing clients to save and invest without any minimum requirements. WiseBanyan's services include customized portfolio construction and automated rebalancing, designed to help clients achieve both short and long-term financial goals. With over 25,000 users currently utilizing the platform, WiseBanyan has facilitated the investment of more than $5.5 billion towards various financial objectives, ensuring that its interests remain aligned with those of its clients.

InfraREIT is a real estate investment trust focused on owning and leasing rate-regulated electric transmission and delivery infrastructure in Texas and the southwestern United States. The company generates revenue primarily through leases with Sharyland Utilities, which pays base and percentage rent while managing the maintenance and operation of InfraREIT's assets. These assets include power lines, substations, transmission towers, distribution poles, and transformers. InfraREIT is externally managed by Hunt Utility Services, an affiliate of Hunt Consolidated, Inc., a diversified holding company based in Dallas, Texas. The firm presents a compelling investment opportunity in a rapidly expanding, dividend-focused business aligned with the growth of the electricity delivery sector.