CardinalStone Capital Advisers

AppZone Group is a prominent provider of integrated banking and payment software solutions tailored for small and medium-sized financial institutions in Africa. The company offers a comprehensive suite of products, including the BankOne Core Banking platform, which automates key operations such as deposit management, loan administration, financial accounting, and payroll processing. Additionally, AppZone provides an ePayment processing solution that facilitates access to financial services through various channels, including ATMs, POS terminals, and mobile devices. Their systems integration services enhance payment processing capabilities with features like prepaid card management and ATM monitoring. AppZone also offers cloud services that encompass customization, implementation, and ongoing support to ensure optimal performance of their solutions. Established in 2006 and based in Yaba, Nigeria, AppZone aims to empower individuals by providing technology that ensures unlimited access to financial services across the continent.

Kobo360 is a digital logistics platform that connects cargo owners, truck operators, and drivers to streamline the supply chain process. Founded in 2017 and headquartered in Lagos, Nigeria, the platform utilizes data analytics and artificial intelligence to enhance efficiency in logistics operations, particularly in last-mile delivery. Kobo360 aims to reduce communication gaps and optimize pick-ups and deliveries, ensuring goods are moved seamlessly across the continent. The company also supports rural farmers by minimizing farm wastages, thereby enabling them to access new markets and increase their earnings. In addition to its logistics services, Kobo360 plans to establish a marketplace to link farmers directly with buyers globally, which will help eliminate intermediaries and improve profitability for smallholder farmers. Ultimately, Kobo360 seeks to build a comprehensive logistics ecosystem that enhances trade and commerce in Africa and emerging markets.

Crest Agro Products Limited produces food grade cassava starch for industrial users in Nigeria and West Africa sub-region. It operates a captive nucleus farm to produce cassava tubers; and a processing plant to produce cassava starch. The company serves food processing, pharmaceutical, and textile industries. Crest Agro Products Limited was founded in 2013 and is based in Lokoja, Nigeria.

Dataguard Document Management Ltd is a document management company based in Nigeria that specializes in managing and protecting critical business information for organizations. The company provides a range of services, including the management of physical and electronic documents, as well as ancillary services designed to enhance document security and efficiency. Dataguard is committed to delivering secure and cost-effective solutions tailored to the needs of its clients, ensuring that important information is safeguarded and easily accessible.

Stoneworks Industries Limited, based in Akure, Nigeria, specializes in the manufacture of granite aggregates for various applications in home construction, infrastructure, and commercial projects. Since its incorporation in 2009, the company has provided granite aggregates utilized in paving blocks, concrete pavers, and asphalt production, as well as in landscaping and drainage solutions. Its products serve diverse purposes, including driveway gravel, sub-bases for concrete structures, and materials for roads and bridges. In addition to granite aggregates, Stoneworks Industries also supplies earth-moving equipment, including excavators and dump trucks, along with necessary parts and services, catering to the needs of both government and private sector developers.

ARCO Marine & Oilfield Services provides offshore and inshore marine logistics services to oil and gas firms. Arco Marine owns and operates a fleet of 15 multipurpose vessels, 7 of which are engaged on crew change and security patrol contracts with ExxonMobil, Total and Chevron.