Developer of financial management software designed for European startups and small to medium-sized businesses. The company's platform helps to pay bills, create forecasts, streamline their month-end close, and get financing from one place, delivers more control, visibility, time savings, and automation to modern finance teams, enabling businesses to pay bills and manage their different bank accounts in one place.
Kevin is a company that specializes in providing a secure and developer-friendly payment infrastructure, leveraging the advantages of Open Banking. Based in the European Economic Area and supervised by the Bank of Lithuania, Kevin offers banking payment and account information solutions that comply with the PSD2 framework. The company focuses on creating direct connections to banks, avoiding third-party aggregators, which allows clients to transition from expensive card payments to cost-effective account-to-account transactions. With a growing team of 40 dedicated professionals, Kevin aims to deliver high-quality payment solutions that outperform traditional card networks in both reliability and pricing, making online transactions more affordable and efficient for a diverse range of market players.
Khazna is an Egyptian company focused on enhancing financial services through its mobile application. The platform offers a range of services, including payments, savings, and insurance, while also allowing employers to provide cash advances to employees for unforeseen emergencies. Users can easily transfer and receive funds between each other and make cash withdrawals and deposits without incurring transaction fees. By leveraging smartphone technology, Khazna aims to deliver convenient, effective, and secure financial solutions to consumers in Egypt.
Developer of crypto-focused, e-money-regulated SaaS platform designed to unlock mainstream and local banking services for the top crypto sites. The company's platform offers a banking and payments application programming interface through real-time data that lets cryptocurrency sites easily embed and automate flows, enabling users to democratize access to the Web3 economy.
Nook offering is geared towards delivering simplified SME payments and invoicing solutions.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Kevin is a company that specializes in providing a secure and developer-friendly payment infrastructure, leveraging the advantages of Open Banking. Based in the European Economic Area and supervised by the Bank of Lithuania, Kevin offers banking payment and account information solutions that comply with the PSD2 framework. The company focuses on creating direct connections to banks, avoiding third-party aggregators, which allows clients to transition from expensive card payments to cost-effective account-to-account transactions. With a growing team of 40 dedicated professionals, Kevin aims to deliver high-quality payment solutions that outperform traditional card networks in both reliability and pricing, making online transactions more affordable and efficient for a diverse range of market players.
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, focused on serving small and medium enterprises (SMEs). Established in 2015, Tide allows business owners to open a bank account quickly and provides a range of financial services tailored to their needs. The platform not only facilitates business banking but also offers a suite of administrative tools, including invoicing, expense management, and integrations with accounting software. By leveraging advanced technology, Tide aims to streamline banking and administrative tasks for SMEs, helping them save time and money. The company's emphasis on understanding and addressing the specific requirements of SMEs positions it as a leader in the UK’s challenger banking sector.
Toqio Fintech is a SaaS-based global financial platform designed to facilitate the launch of financial solutions for businesses without the need for complex software development. The platform lowers entry barriers for innovation in the financial sector, enabling companies to swiftly and effectively introduce financial products and services. With the capability to establish a digital bank in under six weeks, Toqio utilizes AI algorithms to automatically recommend financial products to users. This approach allows various organizations to access and implement tailored financial solutions that meet their specific needs.
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.
Developer of financial management software designed for European startups and small to medium-sized businesses. The company's platform helps to pay bills, create forecasts, streamline their month-end close, and get financing from one place, delivers more control, visibility, time savings, and automation to modern finance teams, enabling businesses to pay bills and manage their different bank accounts in one place.
Factris Holding B.V. is a fintech company based in Amsterdam, Netherlands, that focuses on providing working capital solutions for small and medium-sized enterprises (SMEs). Established in 2017, Factris specializes in financing businesses by purchasing their unpaid invoices, thus offering services such as factoring, debt management, debtor insurance, and invoice finance. The company also provides financial automation solutions, enabling businesses to streamline their financial processes while improving cash flow.
Bukukas is a financial bookkeeping application designed to assist micro and small enterprises in Southeast Asia, particularly in Indonesia. It provides features such as transaction recording, free money transfers without bank fees, performance monitoring, automatic financial report generation, and stock item management. By digitizing traditional record-keeping methods, Bukukas enables business owners to easily track their sales, expenses, and cash transactions using their smartphones. The primary goal of Bukukas is to improve cash flow management for these businesses, facilitating their growth and integration into the banking ecosystem while paving the way for additional financial services in the future.
Bnext is a fintech platform based in Madrid, Spain, that offers a comprehensive alternative to traditional banking services. It allows users to create current accounts quickly and access various financial products through its innovative Marketplace, which features carefully selected offerings from fintechs and banks. Users can connect their external accounts to manage all their financial information in one place, facilitating easier financial oversight. Bnext's model emphasizes collaboration with financial service providers rather than imposing high commissions on customers, ensuring users receive competitive offers. The platform provides a wide range of services, including real estate investment, mutual funds, loans, crowdfunding, and more. By integrating leading products in the market, Bnext aims to redefine banking and position itself as a modern alternative to conventional banks.
Finnu is a financial services technology company based out of Barcelona, Spain, giving its users access to affordable asset-backed consumer loans via its mobile app. Finnu leverages machine learning and alternative phone usage data points, as well as mobile device management (MDM) technology to deliver credit to those, who are usually overlooked by other lenders. With Finnu, users can not only fully digitally apply and receive loans via their phones, but use their phones as collaterals to significantly reduce interest rates. Finnu is backed and supported by top-tier venture capital funds from Europe and Latin America.
Bnext is a fintech platform based in Madrid, Spain, that offers a comprehensive alternative to traditional banking services. It allows users to create current accounts quickly and access various financial products through its innovative Marketplace, which features carefully selected offerings from fintechs and banks. Users can connect their external accounts to manage all their financial information in one place, facilitating easier financial oversight. Bnext's model emphasizes collaboration with financial service providers rather than imposing high commissions on customers, ensuring users receive competitive offers. The platform provides a wide range of services, including real estate investment, mutual funds, loans, crowdfunding, and more. By integrating leading products in the market, Bnext aims to redefine banking and position itself as a modern alternative to conventional banks.
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.
Open develops and offers an online platform for banking and intercompany settlement. It offers digital banking service for startups and small and medium enterprises that offer digital bank accounts that includes a current account packed with tools for bookkeeping, invoices, moving money, and accessing credit. Open's application programming interface platform lets financial institutions integrate banking and payments into their applications and accounting systems. Anish Achuthan founded it in 2017, with its headquarters in Bengaluru in India.
Open develops and offers an online platform for banking and intercompany settlement. It offers digital banking service for startups and small and medium enterprises that offer digital bank accounts that includes a current account packed with tools for bookkeeping, invoices, moving money, and accessing credit. Open's application programming interface platform lets financial institutions integrate banking and payments into their applications and accounting systems. Anish Achuthan founded it in 2017, with its headquarters in Bengaluru in India.
Open develops and offers an online platform for banking and intercompany settlement. It offers digital banking service for startups and small and medium enterprises that offer digital bank accounts that includes a current account packed with tools for bookkeeping, invoices, moving money, and accessing credit. Open's application programming interface platform lets financial institutions integrate banking and payments into their applications and accounting systems. Anish Achuthan founded it in 2017, with its headquarters in Bengaluru in India.
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, focused on serving small and medium enterprises (SMEs). Established in 2015, Tide allows business owners to open a bank account quickly and provides a range of financial services tailored to their needs. The platform not only facilitates business banking but also offers a suite of administrative tools, including invoicing, expense management, and integrations with accounting software. By leveraging advanced technology, Tide aims to streamline banking and administrative tasks for SMEs, helping them save time and money. The company's emphasis on understanding and addressing the specific requirements of SMEs positions it as a leader in the UK’s challenger banking sector.
Factris Holding B.V. is a fintech company based in Amsterdam, Netherlands, that focuses on providing working capital solutions for small and medium-sized enterprises (SMEs). Established in 2017, Factris specializes in financing businesses by purchasing their unpaid invoices, thus offering services such as factoring, debt management, debtor insurance, and invoice finance. The company also provides financial automation solutions, enabling businesses to streamline their financial processes while improving cash flow.
[credi2] develops and operates solutions for banks, financial service providers and trading companies in order to be able to offer their customers modern payment and financing solutions. [credi2] can rely on a proven technology platform that can handle all processes fully automatically, from the first customer contact to the enforcement of outstanding claims. [credi2] cooperates among others with: Volkswagen Bank, Deutsche Handelsbank, BLSK, Raiffeisen Bank International and Erste Bank. One of the best-known product for end customers is cashpresso, a flexible credit line.
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.
[credi2] develops and operates solutions for banks, financial service providers and trading companies in order to be able to offer their customers modern payment and financing solutions. [credi2] can rely on a proven technology platform that can handle all processes fully automatically, from the first customer contact to the enforcement of outstanding claims. [credi2] cooperates among others with: Volkswagen Bank, Deutsche Handelsbank, BLSK, Raiffeisen Bank International and Erste Bank. One of the best-known product for end customers is cashpresso, a flexible credit line.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.
[credi2] develops and operates solutions for banks, financial service providers and trading companies in order to be able to offer their customers modern payment and financing solutions. [credi2] can rely on a proven technology platform that can handle all processes fully automatically, from the first customer contact to the enforcement of outstanding claims. [credi2] cooperates among others with: Volkswagen Bank, Deutsche Handelsbank, BLSK, Raiffeisen Bank International and Erste Bank. One of the best-known product for end customers is cashpresso, a flexible credit line.
Curve is a banking platform that consolidates multiple payment cards and accounts into a single smart card and mobile application. It enhances traditional banking by allowing users to manage their finances more efficiently without switching banks. Curve provides various benefits, such as fee-free spending abroad, instant transaction notifications, and the ability to categorize expenses. Users can also earn 1% cashback at select retailers, and the Time Travel feature allows them to retroactively change the payment method for purchases made within the last two weeks. Additionally, Curve offers robust customer protection for transactions made through its card, covering purchases up to £100,000 and providing enhanced security against unauthorized use and merchant disputes. This combination of features aims to empower users with greater control over their finances and a modern banking experience.
Holvi Payment Services Oy is a digital banking provider headquartered in Helsinki, Finland, specializing in solutions for entrepreneurs and small to medium-sized enterprises. Founded in 2011, Holvi offers a comprehensive suite of services including an online sales platform, invoicing system, cash flow tracker, digital current account, and automated bookkeeping, all designed to streamline financial management. The company combines these features with the Holvi Business MasterCard, enabling businesses to manage sales, expenses, and financial reporting in a unified platform. As a licensed Payment Institution authorized by the Financial Supervisory Authority of Finland, Holvi operates throughout the European Union, focusing on simplifying the financial administration for micro businesses and startups. Since 2016, Holvi has been a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.