MS&AD Ventures

CrediLinq.Ai is revolutionizing SME lending using AI and machine learning. They Linq artificial intelligence & machine learning with credit underwriting.

Artificial Labs Limited develops front and back-end application software suite for insurance industry. The company's products include Artificial Build, a data capturing, digital negotiation, ad workflow automation platform; Artificial Distribute, a data collection and distribution tool; Artificial Price, risk selection, pricing, and portfolio management technology; and Artificial Manage, a tool to manage and maintain insurance portfolios. It also offers IT consulting and support services. The company was founded in 2013 and is headquartered in London, United Kingdom.

Hourly, Inc. is a company that provides a comprehensive payroll platform tailored for small businesses. Founded in 2018 and based in Palo Alto, California, Hourly specializes in integrating payroll, time tracking, and workers' compensation services into a single user-friendly platform. The payroll features include automatic tax filing, unlimited pay runs, and mobile onboarding, while the time tracking capabilities offer geo-fencing, compliance monitoring, and real-time alerts. Additionally, Hourly simplifies workers' compensation insurance by ensuring accurate premium payments and providing real-time premium calculations. The company's focus is on delivering enterprise-level technology solutions to small and medium-sized businesses, streamlining the management of hourly workers and enhancing operational efficiency.

FutureProof Technologies is a financial analytics software company specializing in physical climate risks.

Moojo helps freelancers and creators streamline their invoicing process and get paid instantly.

Future Family, Inc. offers subscription plans which cover all healthcare costs and include guided care through concierge service. The company's features include, personal fertility planning, clinic matching, dedicated nurse concierge, 24/7 access to care team, digital health platform, clinic visits and procedures, labs, and medications. The company was incorporated in 2016 and is based in San Francisco, California.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

FloodFlash Limited is a tech-enabled flood insurance company based in London, United Kingdom. Established in 2016, it offers instant-settlement flood insurance triggered by IoT flood sensors. When water levels exceed a predetermined depth, customers receive a pre-agreed settlement without exclusions. The company utilizes an algorithm to create personalized and competitively priced flood insurance policies, catering to high-risk locations globally. FloodFlash has raised £2.1 million in seed investment to support its innovative approach to flood insurance.

Redkik is a global software company operating with embedded insurance as a SaaS provider, with the mission to simplify and improve the insurance industry for all parties within logistics and transportation. No need for annual insurance policies tying your business down, Redkik uses the latest technology and insures your shipment when you book it, with premiums and coverage tailored to your specific needs. Redkik's extensive on-demand marine cargo insurance is based on the factual per shipment value today, not within the next 12 months. The team of Redkik has a big passion for innovation and technology, together with great experience and deep knowledge from logistics and transportation, risk management, cargo insurance, machine learning, and software development. Join Redkik's rapidly growing network of global freight forwarders offering on-demand per shipment insurance. Redkik, brings intelligence to insurance and peace of mind for you and your customers.

Intellect Company Pte. Ltd., established in 2019 and headquartered in Singapore, offers digital therapy programs designed to help users improve their traits, habits, and behaviors. The platform features psychological training initiatives developed by a team of leading psychologists and behavioral experts, aiming to provide accessible mental health support through technology.

Accelerant Holdings Ltd. is a wholesale insurance managing general agent (MGA) that primarily serves the small and medium-sized enterprise (SME) market. Founded in 2018 and headquartered in London, United Kingdom, the company operates as an underwriting group, focusing on a carefully selected and managed network of members. By providing tailored insurance solutions, Accelerant aims to address the unique needs of SMEs, fostering a strong support system within this sector.

Vesttoo Ltd is a company based in Tel Aviv, Israel, that specializes in artificial intelligence-driven financial risk management solutions. Founded in 2018, it offers a comprehensive platform designed for insurers, reinsurers, and pension funds, focusing on the transfer of various risks, including general insurance, mortality, and longevity risks, to capital markets. Vesttoo employs advanced proprietary algorithms to create precise risk models and forecasts, facilitating the structuring and placement of deals. By integrating technology into risk transfer processes, the company provides clients with affordable and strategic options for managing their risk exposure, while offering investors opportunities for high-yield investments with low correlation to traditional market risks. This innovative approach aims to enhance liquidity and streamline the interaction between insurance and capital markets, creating a more accessible and efficient risk management landscape.

NeuraLight is a VC-backed venture on a mission to transform the lives of the billions of people impacted by neurological disorders by digitizing evaluation and care.

Jupiter Intelligence, Inc. specializes in developing tools and platforms that provide comprehensive weather and climate data, trend visualizations, forecasts, and risk assessments. The company offers the ClimateScore Intelligence Platform, which utilizes cloud computing to integrate multiple prediction models based on data from millions of ground-based and satellite sensors. Additionally, Jupiter provides FloodScore and HeatScore services, which help users prepare for flooding and mitigate temperature-related impacts from climate change, respectively. These services focus on climate risk assessment and management in urban regions such as New York City, South Florida, and the Atlantic Coast, with plans for global expansion. Jupiter's models are informed by the latest scientific research from the global Earth and Ocean Systems community. Founded in 2017 and based in San Mateo, California, Jupiter Intelligence was previously known as Jupiter Technology Systems, Inc. before rebranding in December 2017.

Skyflow, Inc. is a technology company based in Los Altos, California, that specializes in providing a privacy data vault platform for businesses to securely store and manage sensitive user information, such as social security numbers and other personally identifiable information (PII). Established in 2017 and formerly known as Prekari Labs, the company offers a modern, cloud-native solution that employs polymorphic encryption and tokenization to protect data across various applications. Skyflow's platform allows organizations to efficiently manage, access, and govern sensitive data through a set of application programming interface (API) calls, ensuring compliance with stringent privacy standards. The company has steadily expanded its customer base and continues to innovate in the realm of data privacy and security.

Energetic Insurance, Inc. is an InsurTech company based in Boston, Massachusetts, founded in 2016. The company specializes in providing solar insurance solutions aimed at mitigating credit and counterparty risks associated with commercial and industrial solar photovoltaic projects. Its flagship product, EneRate, offers coverage for third-party solar developers and asset owners, protecting them against payment default risks and revenue losses when off-takers fail to meet their Power Purchase Agreement (PPA) obligations. Additionally, Energetic Insurance has developed a systematic approach to address off-taker payment defaults, thereby facilitating solar financing for organizations that are unrated or classified as below investment grade. This innovative, data-driven methodology aims to enhance risk management within the renewable energy sector, promoting increased project deployment and capital investment in solar initiatives.

Covie Systems, Inc. is a technology company based in Pflugerville, Texas, that specializes in providing solutions for real-time retrieval and validation of insurance records directly from issuing carriers. Founded in 2020 by experts from the software and insurance industries, Covie's platform connects businesses to a comprehensive network of insurers through a single interface. This allows property managers, gig economy workers, institutions, carriers, and developers to access and manage insurance data more efficiently. The platform aims to enhance user experience by simplifying the process of transacting insurance policies and understanding risk exposure, thereby addressing inefficiencies in the industry and promoting better risk management practices.

Spot Insurance, founded in 2017 and based in Austin, Texas, is an innovative startup that aims to transform the life insurance industry, which is valued at approximately $558 billion. The company focuses on a demographic largely overlooked by traditional insurers, particularly Americans under 45, who typically comprise less than 5% of the life insurance market. Spot offers a unique solution by providing short-term life insurance policies that range from 24 hours to 30 days, catering to individuals with adventurous lifestyles. Through a user-friendly platform, consumers can purchase these policies for a nominal fee, allowing them to engage in various activities without the burden of long-term commitments. Led by a team of seasoned professionals from the insurance and technology sectors, Spot Insurance seeks to empower policyholders to embrace life's experiences while alleviating concerns about their safety and well-being.

Multiplier is APAC’s 1st PEO platform which allows companies to employ anyone, anywhere in a few clicks Multiplier helps you reduce compliance costs for Cross border employment and get access to a wider talent pool. We enable companies to manage their distributed teams via a simple dashboard while taking responsibility for local labor law compliance on their behalf. We are passionate about creating a world where people can get a job they love, without having to leave the people they love.

FutureProof Technologies is a financial analytics software company specializing in physical climate risks.

InnerPlant, Inc. specializes in the development of genetically engineered living plant sensors, notably through its flagship product, InnerTomato. This proprietary tomato plant utilizes biotechnology, big data, and the Internet of Things to provide visual alerts to farmers regarding the plant's health. By changing colors visible to optical devices like smartphones, InnerTomato indicates when it requires water, nutrients, or is under threat from pests or diseases. Founded in 2018, InnerPlant operates from Davis, California, and aims to enhance agricultural practices and improve supply chain value through its innovative data platform.

FinTech

InnerPlant, Inc. specializes in the development of genetically engineered living plant sensors, notably through its flagship product, InnerTomato. This proprietary tomato plant utilizes biotechnology, big data, and the Internet of Things to provide visual alerts to farmers regarding the plant's health. By changing colors visible to optical devices like smartphones, InnerTomato indicates when it requires water, nutrients, or is under threat from pests or diseases. Founded in 2018, InnerPlant operates from Davis, California, and aims to enhance agricultural practices and improve supply chain value through its innovative data platform.

Headquartered in Venice, California, Pledgeling is the leading fundraising platform unlocking new ways for brands, nonprofits, and people to engage their communities - locally and globally - around the causes they care about. Pledgeling processes donations from 90+ countries to its database of over two million organizations, including all U.S.-registered 501(c)(3) nonprofit organizations, as well as hundreds of thousands of international charities. A member of the UN Global Compact, Pledge 1% and Conscious Capitalism, Pledgeling powers fundraisers for individuals, nonprofits, and 5,000+ mission-oriented brands (including Shopify, Box, Zoom, Discovery and Evite). Learn more at www.pledgeling.com

Geosite, Inc. owns and operates an online platform that allows users to find, purchase, and utilize geospatial data. The platform gives its customers access to high-frequency satellite data, planning and logistics tools, and distributed sensor platform plug-ins. The platform leverages the proliferation in satellite imagery sources and distributed sensor systems. The company caters to customers, including the United States military and companies in the energy industry. Geosite, Inc. was incorporated in 2018 and is based in Stanford, California.

Volocopter GmbH is a German company specializing in urban air mobility by manufacturing electric helicopters for passenger transport. Founded in 2011 and based in Bruchsal, the company develops innovative products such as the Volocity air taxi designed for urban environments and the Volocopter 2X, a vertical take-off and landing (VTOL) aircraft. Volocopter's services are accessible through a dedicated application, which supports piloted, remote-controlled, and fully autonomous flight options. The company has achieved significant milestones, including receiving provisional licensing for a two-seater Volocopter from the German aviation authority in 2016 and entering a partnership with RTA Dubai in 2017 to launch an autonomously flying air taxi. Volocopter aims to transform urban transportation with its advanced aerial mobility solutions.

Insurance companies spend billions on marketing to find new customers, and often those costs come back to you in the form of higher premiums. We’re changing that. At Marble, we put our members at the center of the insurance process so they can effortlessly protect the things they care about, all while earning the value they deserve. We’re laser-focused on saving insurance customers money by building a rewards-based membership program. This same loyalty program serves as a more direct and effective marketing channel for insurance companies. It’s not often that you get to say this when talking about insurance, but with Marble, everybody truly does win.

Kountable, Inc. operates a global trade and technology platform designed to connect entrepreneurs seeking funding for trade deals with investors. Founded in 2014 and based in San Francisco, Kountable utilizes data-driven insights and real-time information to enhance trust, transparency, and auditability in transactions. The platform facilitates collaboration between small and medium-sized enterprises (SMEs) and multinational suppliers, enabling efficient completion of large-scale projects for governments, NGOs, and corporations. By integrating local SMEs into global supply chains, Kountable supports infrastructure development and innovation in sectors such as healthcare, education, telecommunications, and energy, particularly in developing countries. Each transaction on the platform aligns with the UN Sustainable Development Goals, reinforcing the company's commitment to fostering sustainable business practices. Kountable has expanded its global presence with offices in Nairobi, Kigali, and The Hague.

Vdoo Connected Trust Ltd. is a company that specializes in Internet of Things (IoT) security, offering an end-to-end security platform designed to protect connected devices throughout their product lifecycle. Founded in 2017 and headquartered in Herzliya, Israel, with additional offices in the United Kingdom and the United States, Vdoo provides IoT vendors with essential tools for security analysis, gap resolution, compliance validation, embedded protection, and operations monitoring. Their automated Integrated Device Security Platform enables manufacturers, vendors, operators, and service providers to enhance their device security capabilities efficiently. By adopting Vdoo's strategic approach, clients can significantly reduce their risk profiles, accelerate time-to-market, lower resource requirements, and improve customer adoption of their connected products.

Cloudbus simplifies IT infrastructure by managing public and private cloud data and apps through predictive analytics engine. Cloudbus connects enterprises to their premise and public cloud data, securely, reliably, and elastically through our full-stack, cloud-first infrastructure. With Cloudbus, companies with sensitive data can reduce their IT costs without sacrificing performance, access, or data assurance. Its connectivity service reduces the attack surface of the network, encrypts and scrambles data in flight, and enforces user traffic to remain on the private network.

Paceline is a fitness rewards platform that integrates financial incentives with physical activity, aiming to enhance consumer engagement in the wellness sector. Founded in 2019 and based in San Francisco, the company has developed a retail wellness ecosystem that connects users' health and fitness activities to their credit cards. By doing so, it offers tailored rewards related to brands and purchases that users already make, encouraging individuals to achieve their fitness goals while enjoying financial benefits. Paceline's innovative approach seeks to transform the financial landscape by making it more technology-driven and consumer-focused.

Human API is a health data platform that facilitates the connection and sharing of personal health information across various applications and devices. Founded in 2013 and headquartered in Palo Alto, California, the platform enables developers to create applications that access health data from a wide range of sources, including hospitals, electronic medical records, pharmacies, and over 300 wearable devices. Human API provides users with a single sign-on feature, allowing them to authenticate and manage their health data securely. The platform's unified data API ensures that the information is presented in a consistent format, making it easier for medical researchers and healthcare providers to utilize actionable data. This network empowers consumers to control their health data sharing, while offering businesses a streamlined approach to access fragmented data sources. Human API's services are utilized by telemedicine companies, disease management platforms, wellness organizations, and traditional healthcare facilities.

Carro is an automotive marketplace that offers a full-stack service for all aspects of car ownership. It challenges the traditional way of buying and selling of cars through a proprietary pricing algorithm. Carro also provides a range of services that offer everything a car owner needs throughout their car ownership journeys such as an in-house financing solution warranty options and Singapore’s first on-demand roadside recovery platform. The company was founded in 2015 and is headquartered in Singapore.

BlackSwan Technologies is a digital transformation, cognitive computing, AI software company that revolutionizes the data acquisition and monetization market. Its product, ELEMENT, helps organizations leverage the data they possess and collect new types of data from unlimited sources. This allows enterprises to formulate optimal decisions and ultimately act and predict more effectively, evolving into cognitive organizations. Founded on 2014, BlackSwan Technologies is a multidisciplinary business that offers risk mitigation, customer experience, compliance, financial crime, forensic accounting for financial institutions, multinational organizations, and governments.

Jupiter Intelligence, Inc. specializes in developing tools and platforms that provide comprehensive weather and climate data, trend visualizations, forecasts, and risk assessments. The company offers the ClimateScore Intelligence Platform, which utilizes cloud computing to integrate multiple prediction models based on data from millions of ground-based and satellite sensors. Additionally, Jupiter provides FloodScore and HeatScore services, which help users prepare for flooding and mitigate temperature-related impacts from climate change, respectively. These services focus on climate risk assessment and management in urban regions such as New York City, South Florida, and the Atlantic Coast, with plans for global expansion. Jupiter's models are informed by the latest scientific research from the global Earth and Ocean Systems community. Founded in 2017 and based in San Mateo, California, Jupiter Intelligence was previously known as Jupiter Technology Systems, Inc. before rebranding in December 2017.

Next Insurance Inc. is an online insurance agency that specializes in providing affordable insurance products and services tailored to small businesses and entrepreneurs. Founded in 2015 and based in Palo Alto, California, the company offers a variety of insurance options, including general liability, professional liability, commercial auto, business insurance, and workers' compensation. Its services cater to a diverse range of sectors, including construction, fitness, beauty, therapy, and education. By leveraging technology, Next Insurance streamlines the insurance purchasing process, eliminating the need for agents and reducing costs for clients. The company is committed to transparency, with efficient claims investigation processes that often yield decisions within 48 hours.

Bambi's data driven white label cloud platform enables insurance companies, mobility service providers, OEM's and their ecosystem to offer their consumers dynamic, friendly and quickly implemented vehicle insurance products with a new approach for product offering and customer engagement. Fitted to the fast-changing mobility and transportation landscape, the platform provides assembling and operating personalized insurance products for private and commercial vehicles, new mobility models like MaaS, ride-hailing services, car-sharing, e-scooters, delivery and other future models. Being in the intersection of the new mobility/insurance ecosystem, with data & connectivity, and with flexible product design, we enable to create new appealing digital insurance products that could not be created before. Working in B2B2C and B2B models, we characterize the insurance products with our partners, setup the platform, integrate it with the IT systems and with the relevant data points. With omni-channel capabilities and cross platform applications (web, mobile apps), we offer a full suit including underwriting, pricing, policy admin, operations, initiation of claim processes and more. Our personalized insurance products are amongst others characterized with On-Demand and UBI solutions for motor and none-motor insurance products in the P&C insurance business lines.

Carro is an automotive marketplace that offers a full-stack service for all aspects of car ownership. It challenges the traditional way of buying and selling of cars through a proprietary pricing algorithm. Carro also provides a range of services that offer everything a car owner needs throughout their car ownership journeys such as an in-house financing solution warranty options and Singapore’s first on-demand roadside recovery platform. The company was founded in 2015 and is headquartered in Singapore.

Hippo Insurance provides home insurance brokerage services, focusing on modernizing coverage for homeowners. Founded in 2015 and headquartered in Palo Alto, California, with additional offices in Austin and Dallas, the company utilizes technology to streamline the insurance process. Hippo aims to simplify and enhance home insurance by offering intuitive and proactive coverage that actively addresses the needs of clients. By adopting a tech-driven approach, Hippo seeks to transform how individuals safeguard their homes, allowing them to feel secure and carefree. The company emphasizes a commitment to delivering smarter, more efficient insurance solutions tailored to contemporary homeowners.

CYGOV INC. is a cybersecurity company based in Staten Island, New York, founded in 2016. It specializes in developing a SaaS-based cyber risk management platform known as Centraleyes™, which integrates risk and compliance data from various sources into a cohesive interface. This platform facilitates Integrated Risk Management, allowing organizations to manage cyber risks and compliance efficiently. Additionally, CYGOV INC. provides a Multi-client Management Platform designed for consulting firms and information security service providers. Key features of its offerings include information security management, compliance management, threat intelligence, security control assessment, and risk attack simulation. By automating traditional risk management processes, Centraleyes™ enables organizations to focus on strategic priorities and enhances their ability to address potential security threats effectively.

Skyflow, Inc. is a technology company based in Los Altos, California, that specializes in providing a privacy data vault platform for businesses to securely store and manage sensitive user information, such as social security numbers and other personally identifiable information (PII). Established in 2017 and formerly known as Prekari Labs, the company offers a modern, cloud-native solution that employs polymorphic encryption and tokenization to protect data across various applications. Skyflow's platform allows organizations to efficiently manage, access, and govern sensitive data through a set of application programming interface (API) calls, ensuring compliance with stringent privacy standards. The company has steadily expanded its customer base and continues to innovate in the realm of data privacy and security.

Dathena Science has been​ founded with a vision of bringing a new paradigm to privacy and data security protection. In an ever-growing information flow. Enterprises around the world face the daunting challenge of harnessing, managing and controlling data in a more regulated environment with growing societal expectation with regards to privacy protection. Leveraging the power of latest AI technologies, Dathena is delivering breakthrough solutions with unprecedented efficiency, speed and accuracy to secure the “privacy and data security protection journey” of its clients.

Rise is a start-up focused on developing a financial services platform tailored for migrants. The company aims to enhance the financial well-being of migrants by offering wealth management solutions that go beyond traditional monetary considerations. Recognizing that wealth encompasses knowledge and the desire for growth, Rise provides tools and resources to help migrants effectively manage their finances, acquire new skills, and improve their overall quality of life. Through its innovative approach, Rise aspires to create opportunities and foster a better future for millions of individuals around the globe.

Nimbla provides B2B invoice insurance to small and medium-sized businesses in the United Kingdom. The London fintech company, through their unique technology, allows them to instantly review the credit rating of their invoices and insure them individually, paying out in the event of insolvency.

Volocopter GmbH is a German company specializing in urban air mobility by manufacturing electric helicopters for passenger transport. Founded in 2011 and based in Bruchsal, the company develops innovative products such as the Volocity air taxi designed for urban environments and the Volocopter 2X, a vertical take-off and landing (VTOL) aircraft. Volocopter's services are accessible through a dedicated application, which supports piloted, remote-controlled, and fully autonomous flight options. The company has achieved significant milestones, including receiving provisional licensing for a two-seater Volocopter from the German aviation authority in 2016 and entering a partnership with RTA Dubai in 2017 to launch an autonomously flying air taxi. Volocopter aims to transform urban transportation with its advanced aerial mobility solutions.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

Sproutt is a new kind of life insurance company that loves life and rewards those who love theirs. It is our purpose to use data and AI to finally reward people who live a healthy life with the best life insurance. We believe it’s important to live a balanced life that includes a reasonable amount of exercise, eating well, and getting a proper amount of sleep. But we also believe that owning pets, being surrounded by friends and family, and feeling supported by your community, are equally important factors on longevity that should be rewarded. Whether inquiring about life insurance, or actually purchasing coverage through Sproutt, we believe it is our mission to educate and encourage everyone we meet to embrace a healthy lifestyle.

Rubrik offers live data access for recovery and application development by fusing enterprise data management with web-scale IT and eliminating backup software. This marks the end of a decade-long innovation drought in backup and recovery, the backbone of IT. Within minutes, businesses can manage the explosion of data across private and public clouds.

Tomorrow Ideas, Inc. specializes in developing an application aimed at safeguarding families' financial futures. The app offers a range of features, including tools for creating a last will and testament, establishing a revocable living trust, and setting up guardianship for children and pets. Additionally, it includes calculators for net worth and life insurance, a comparison of term life insurance options, and provides a complimentary insurance policy. The application is accessible on both iOS and Android platforms. Founded in 2015 and headquartered in Seattle, Washington, Tomorrow Ideas is committed to helping families navigate important financial decisions.

Thimble Insurance Services, founded in 2015 and headquartered in New York, offers on-demand insurance solutions tailored for small businesses and independent workers. The company provides liability coverage across more than 100 professions, including landscapers, beauticians, dog walkers, handymen, DJs, and musicians. With a focus on flexibility, Thimble enables users to access short-term and versatile insurance that adapts to their specific needs. Originally starting as a provider of drone insurance, Thimble has expanded its offerings to serve a broader range of small businesses in the on-demand economy. As a licensed insurance broker in all 50 states and the District of Columbia, Thimble partners with reputable providers to ensure that customers can secure A-rated insurance for every job.

Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

Hourly, Inc. is a company that provides a comprehensive payroll platform tailored for small businesses. Founded in 2018 and based in Palo Alto, California, Hourly specializes in integrating payroll, time tracking, and workers' compensation services into a single user-friendly platform. The payroll features include automatic tax filing, unlimited pay runs, and mobile onboarding, while the time tracking capabilities offer geo-fencing, compliance monitoring, and real-time alerts. Additionally, Hourly simplifies workers' compensation insurance by ensuring accurate premium payments and providing real-time premium calculations. The company's focus is on delivering enterprise-level technology solutions to small and medium-sized businesses, streamlining the management of hourly workers and enhancing operational efficiency.

Voyage Auto, Inc. specializes in providing autonomous taxi services primarily for retirement communities. Founded in 2017 and headquartered in Santa Clara, California, the company aims to enhance mobility for residents who may face transportation challenges. By utilizing retrofitted mass-production vehicles, Voyage has developed a fleet of self-driving taxis designed to offer safe, efficient, and affordable rides. The company is dedicated to ensuring that all passengers reach their destinations comfortably and on time, with a focus on expanding its services beyond retirement communities to provide accessible transportation for a broader audience.

Node, recently acquired by SugarCRM, fuels Sugar's time-aware CX platform to help businesses by automatically forecasting expected outcomes and highlighting previously unforeseen challenges and opportunities. Extending Sugar’s time-aware CX platform, Node’s AI technology adds the most coveted element of time—the future. The combined solution offers wide-ranging capabilities for sales, marketing, and service teams. Node enables users of business applications to see into the future. Powered by Artificial Intuition™ technology, Node is the first turnkey AI-as-a-service platform focused on powering predictable business outcomes, which enterprises can use to quickly and seamlessly build advanced AI into both customer-facing and internal applications without investing years and millions of dollars on risky AI experiments. Applications powered by Node can deliver predictions that enable users to make smarter connections and decisions about how to engage with customers, employees, investors, and partners. Node was founded by Google's youngest employee, Falon Fatemi, and it's renowned technology team includes the Godfather of Search, Louis Monier who created Alta Vista, and Michael Radovancevich former CTO of Taleo and OpenX. Node is backed by Mark Cuban, NEA, Avalon Ventures, and JetBlue Technology Ventures.

Taiger Singapore Pte. Ltd. develops artificial intelligence (AI) semantic software for the finance, insurance, and government sectors. The company provides iConverse, a solution that enables human-machine written and spoken transactional interaction in natural language; iSearch, a tool to retrieve information through semantic patterns; and iMatch, a multi-lingual information extraction tool. The company was founded in 2015 and is headquartered in Singapore.

Lucideus Inc. is a cybersecurity firm that offers a range of products and services designed for enterprises. The company is particularly known for its SAFE platform, which employs artificial intelligence and machine learning to provide comprehensive cyber risk management and assessment. This platform integrates seamlessly with existing IT infrastructure and security tools, allowing organizations to visualize and enhance their cyber risk posture. Lucideus serves a diverse clientele across various sectors, including finance, aviation, manufacturing, e-commerce, and technology. Founded in 2012 and headquartered in Palo Alto, California, with an additional office in New Delhi, Lucideus has developed a strong reputation, boasting over 200 global customers and partnerships for research and development, notably with MIT. The company has also received recognition for its contributions to cybersecurity, including awards for innovation.

WorldCover is a company that focuses on providing satellite-enabled insurance to protect farmers from natural disasters, particularly droughts. Founded in 2015 by professionals from MIT in computer science and finance, WorldCover operates a peer-to-peer risk relief network aimed at addressing the significant climate risks affecting agriculture, estimated at $100 billion globally. Headquartered in New York, the company also has operations in Ghana. By leveraging mobile money technology, WorldCover aims to improve food and income security for smallholder farmers in developing countries, a demographic that includes over 70% of the 2.5 billion people living at the base of the economic pyramid, who depend on agriculture for their livelihoods.

Spot Insurance, founded in 2017 and based in Austin, Texas, is an innovative startup that aims to transform the life insurance industry, which is valued at approximately $558 billion. The company focuses on a demographic largely overlooked by traditional insurers, particularly Americans under 45, who typically comprise less than 5% of the life insurance market. Spot offers a unique solution by providing short-term life insurance policies that range from 24 hours to 30 days, catering to individuals with adventurous lifestyles. Through a user-friendly platform, consumers can purchase these policies for a nominal fee, allowing them to engage in various activities without the burden of long-term commitments. Led by a team of seasoned professionals from the insurance and technology sectors, Spot Insurance seeks to empower policyholders to embrace life's experiences while alleviating concerns about their safety and well-being.

Vdoo Connected Trust Ltd. is a company that specializes in Internet of Things (IoT) security, offering an end-to-end security platform designed to protect connected devices throughout their product lifecycle. Founded in 2017 and headquartered in Herzliya, Israel, with additional offices in the United Kingdom and the United States, Vdoo provides IoT vendors with essential tools for security analysis, gap resolution, compliance validation, embedded protection, and operations monitoring. Their automated Integrated Device Security Platform enables manufacturers, vendors, operators, and service providers to enhance their device security capabilities efficiently. By adopting Vdoo's strategic approach, clients can significantly reduce their risk profiles, accelerate time-to-market, lower resource requirements, and improve customer adoption of their connected products.

AkinovA Limited operates an independent electronic marketplace designed for the transfer and trading of re/insurance risks. Founded in 2017 and based in Marylebone, United Kingdom, the company provides its online platform to brokers and capital market participants, facilitating insurance advisory services and the management of client portfolios, capital, and risk. AkinovA collaborates with prominent players in the insurance sector, including Hiscox and MS&AD Insurance Group, as well as venture capital firms such as FJ Labs and FinTLV, to enhance its offerings while maintaining its independence in the market. The company aims to integrate with the existing re/insurance value chain to promote market growth.

Dathena Science has been​ founded with a vision of bringing a new paradigm to privacy and data security protection. In an ever-growing information flow. Enterprises around the world face the daunting challenge of harnessing, managing and controlling data in a more regulated environment with growing societal expectation with regards to privacy protection. Leveraging the power of latest AI technologies, Dathena is delivering breakthrough solutions with unprecedented efficiency, speed and accuracy to secure the “privacy and data security protection journey” of its clients.

i(x) investments is an entrepreneurial, multi-strategy impact investing platform that actively addresses key areas of human need. Founded in 2015, i(x) investments is a permanently capitalized holding company for investors who want to create long-term economic growth in combination with positive, measurable social impact. i(x) believes the world's biggest problems are also the biggest market opportunities and invests in the areas of energy, water, food, technology, education, health, housing, access to capital and gender parity. The company uses a multi-strategy investment approach throughout the entire capital structure.

Good Money Group, Inc., incorporated in 2018 and based in San Francisco, California, operates a digital banking platform that prioritizes customer ownership and environmental initiatives. The platform offers traditional banking services while allowing customers to benefit from ownership stakes, as it allocates 50% of its profits to environmental protection and social justice efforts. Additionally, Good Money features a rewards debit card that enables users to earn stock rewards on their purchases, further incentivizing them to refer new users and grow the value of their shares. This unique business model combines financial services with a commitment to sustainability and social equity.

Geosite, Inc. owns and operates an online platform that allows users to find, purchase, and utilize geospatial data. The platform gives its customers access to high-frequency satellite data, planning and logistics tools, and distributed sensor platform plug-ins. The platform leverages the proliferation in satellite imagery sources and distributed sensor systems. The company caters to customers, including the United States military and companies in the energy industry. Geosite, Inc. was incorporated in 2018 and is based in Stanford, California.

Jupiter Intelligence, Inc. specializes in developing tools and platforms that provide comprehensive weather and climate data, trend visualizations, forecasts, and risk assessments. The company offers the ClimateScore Intelligence Platform, which utilizes cloud computing to integrate multiple prediction models based on data from millions of ground-based and satellite sensors. Additionally, Jupiter provides FloodScore and HeatScore services, which help users prepare for flooding and mitigate temperature-related impacts from climate change, respectively. These services focus on climate risk assessment and management in urban regions such as New York City, South Florida, and the Atlantic Coast, with plans for global expansion. Jupiter's models are informed by the latest scientific research from the global Earth and Ocean Systems community. Founded in 2017 and based in San Mateo, California, Jupiter Intelligence was previously known as Jupiter Technology Systems, Inc. before rebranding in December 2017.

i2x GmbH, based in Berlin, Germany, specializes in developing artificial intelligence software aimed at enhancing sales and customer interactions through real-time automated coaching. Founded in 2017, the company provides a conversation analytics platform that records and analyzes calls, offering insights into effective communication strategies. By employing machine learning algorithms and big data, i2x enables sales and service teams to understand the dynamics of customer conversations, including speech patterns and engagement metrics. The platform supports agents with ongoing training and delivers actionable data-driven best practices to improve performance. Additionally, i2x assists managers by decrypting call data, providing deeper insights into customer interactions and employee skills, ultimately leading to increased conversion rates and customer satisfaction. By augmenting human intelligence, i2x enhances the quality of customer interactions and elevates the overall brand experience.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

ELEMENT Insurance AG provides digital insurance services. Its services includes digital businesses and insurances, InsurTech founder, and insurance brokering. The company was founded in 2017 and is based in Berlin, Germany.

Qunomedical is a digital health platform designed to connect patients with high-quality, affordable healthcare options worldwide. The platform facilitates easy access to information about various medical treatments, allowing users to search for desired procedures and explore hospitals and clinics by country. Qunomedical aims to empower patients by providing comprehensive details about treatments, doctors, hospitals, pricing, and locations, thereby addressing the common challenges of lengthy waiting times and limited treatment information. Recognizing that each patient has unique medical and emotional needs, Qunomedical seeks to offer personalized care support throughout the healthcare journey, providing a trusted partner for patients navigating their healthcare choices.

FinLeap GmbH is a prominent venture capital firm and fintech ecosystem based in Berlin, Germany, with additional offices across Europe, including Hamburg, Frankfurt, Munich, Milan, Madrid, and Paris. Founded in 2014, FinLeap specializes in developing fintech companies and offering Software as a Service (SaaS) solutions tailored for the financial services market. The firm has launched 17 ventures, such as Solarisbank, ELEMENT, and PAIR Finance, leveraging its extensive infrastructure and facilitating acquisitions to expand its ecosystem. FinLeap invests between €0.5 million to €5 million in startups and provides essential resources, including seed capital, a network of investors, experienced entrepreneurs, and access to top talent. With a diverse workforce of over 1,300 employees from 80 nations, FinLeap continues to play a significant role in shaping the fintech landscape in Europe.

Skopenow, Inc. develops a people search engine that enables social media investigations for discovering fraud. The company was incorporated in 2016 and is headquartered in New York, New York.

Socotra, Inc. is a technology company that offers a modern cloud-based platform tailored for the insurance industry. Founded in 2014 and based in San Francisco, California, Socotra's software facilitates various essential functions, including policy administration, underwriting, claims management, billing, and reporting. Designed for both property and casualty and life insurance sectors, the platform leverages advanced technologies to deliver a transparent, reliable, flexible, and secure solution. This enables insurers to efficiently develop and distribute products that meet the evolving needs of their customers.

Averon US, Inc. specializes in mobile identity verification technology, focusing on its Direct Autonomous Authentication (DAA) standard. This innovative approach allows smartphone users to securely interact with a variety of services, such as banking, e-commerce, and smart locks, without the need for dedicated applications or software installations. By utilizing real-time mobile network signaling and SIM/eSIM chips, Averon provides seamless authentication that requires no user involvement, ensuring both privacy and security. Founded in 2015 and based in San Francisco, the company is committed to enhancing online identity verification while eliminating reliance on personally identifiable information. Supported by 35 patents, Averon's technology is adopted by leading firms in various sectors, including transportation and digital currency, creating a streamlined and secure user experience.

Skycatch, Inc. is a technology company based in San Francisco, California, that specializes in aerial data capture and analytics, primarily for the construction and mining industries. The company designs and produces the Evolution3 drone, which enables real-time data capture and 3D rendering. Skycatch also offers a proprietary app called Commander for drone operation, along with Dashboard software that analyzes collected data and facilitates team collaboration. Their platform combines advanced hardware, software, and artificial intelligence to provide clients with high-precision data quickly and efficiently. Founded in 2013, Skycatch focuses on indexing and extracting critical information from the physical world, helping enterprises visualize their environments with accuracy and ease.