Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.
ShopUp provides easy access to B2B sourcing, last-mile logistics, digital credit, and business management solutions to small businesses. The company was founded in 2017 and is based in Dhaka, Bangladesh.
Mondu is a B2B payment fintech company that provides a buy-now-pay-later platform designed to simplify financial transactions for small and medium-sized businesses (SMBs). By offering flexible payment options with net terms and the ability to split payments, Mondu helps B2B marketplaces and merchants navigate the complexities often associated with payment processing. The company's solutions aim to enhance operational efficiency and support sustainable growth by alleviating financial and operational burdens, making it easier for businesses to manage their cash flow and engage in transactions.
Credit card, rewards, and deposits all in one.
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.
zuro is a startup SaaS Fintech company founded with the resolve to revolutionize Business to Business payments. Backed by seasoned executives, zuro is setting out to become the place where business happens.
Developer of an investment application designed to make investing in shares a social activity. The company's platform is a consumer mobile application and social-first platform for retail investors, designed with user experience and community in mind, giving no-minimum, no-fee access to various stocks where new investors, can network and learn from friends and experts as a community, enabling investors to discuss investments and make investment hassle-free.
Moss is a technology-based payment and credit card platform that enables companies to optimize their finances. Thanks to a dynamic and up to 10x higher limit, our corporate credit card can handle even the highest spend. With virtual and physical credit cards, the entire team can spend easily and securely. Individual spending limits and real-time data per card, merchant or team keep costs under control. The Moss app makes it easy to digitize receipts, including cost center and VAT assignment. At the end of the month, all data and documents can be exported to any accounting software.
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.
ShopUp provides easy access to B2B sourcing, last-mile logistics, digital credit, and business management solutions to small businesses. The company was founded in 2017 and is based in Dhaka, Bangladesh.
MAJORITY is a digital financial service aimed at serving migrants worldwide, offering a comprehensive membership for $5 a month. Members in the U.S. benefit from an FDIC-secured account, a VISA debit card, and access to over 55,000 ATMs across North America. The platform provides essential services such as remittances, international calling, and mobile top-ups, along with support from native language advisors. MAJORITY also fosters community engagement through meet-up spaces, local discounts, and events, ensuring that there are no overdraft fees or minimum balance requirements. Founded in Sweden by a diverse team with extensive experience in banking, fintech, payments, and telecom, MAJORITY has its U.S. headquarters in Houston, Texas, and focuses on addressing the unique financial needs of immigrant communities.
Nearside, founded in 2018 and based in San Francisco, California, specializes in providing lines of credit for small business owners. The company offers a unique Hatch card that allows users to access funds for daily business expenses, addressing the needs of those who may struggle to secure credit from traditional sources. By empowering business owners with essential financial tools and support, Nearside aims to facilitate their success and improve access to credit for small businesses.
Kafene is a startup focused on providing flexible payment solutions to consumers, particularly those who may face difficulties with traditional debt products. The company offers a range of financing options for various products, including furniture, appliances, electronics, musical instruments, and jewelry. Kafene's innovative approach allows consumers to return items without incurring residual debt if they can no longer make payments, promoting financial freedom. The platform leverages advanced technology, including app-based point-of-sale systems and artificial intelligence for underwriting, to deliver near-instantaneous approval and payment capabilities. This enables Kafene to serve a wide customer base across the full credit spectrum, facilitating access to essential goods while maintaining a commitment to responsible lending practices.
Provider of banking and financial services intended to fund companies or offer credit based on their sales. The company provides a range of financial services including term loans, revenue-based financing, overdrafts, payments as well as analytics for businesses with zero equity dilution or personal guarantees, enabling clients to avail an alternative to venture capital or loan where repayments happen as a fixed percentage of future revenues.
zuro is a startup SaaS Fintech company founded with the resolve to revolutionize Business to Business payments. Backed by seasoned executives, zuro is setting out to become the place where business happens.
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.
XanPool, founded in 2019 and headquartered in Singapore, operates an automated peer-to-peer platform that facilitates cryptocurrency to fiat transactions without the need for custody of customer funds. This unique omni-channel solution allows individuals to automate their own financial transactions across various platforms, including bank accounts, e-wallets, and cryptocurrency wallets. By enabling users to become Liquidity Peers, XanPool creates a decentralized network that can efficiently route and settle capital transactions in a borderless manner. This innovative approach significantly enhances the speed and cost-effectiveness of transactions, achieving instant settlements and reducing costs by over 80% compared to traditional financial systems.
Credit card, rewards, and deposits all in one.
ShopUp provides easy access to B2B sourcing, last-mile logistics, digital credit, and business management solutions to small businesses. The company was founded in 2017 and is based in Dhaka, Bangladesh.
ShopUp provides easy access to B2B sourcing, last-mile logistics, digital credit, and business management solutions to small businesses. The company was founded in 2017 and is based in Dhaka, Bangladesh.
Point Card offers rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more. It features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions. It was launched in 2018 and is headquartered in San Francisco, California.
Developer of an investment application designed to make investing in shares a social activity. The company's platform is a consumer mobile application and social-first platform for retail investors, designed with user experience and community in mind, giving no-minimum, no-fee access to various stocks where new investors, can network and learn from friends and experts as a community, enabling investors to discuss investments and make investment hassle-free.
Moss is a technology-based payment and credit card platform that enables companies to optimize their finances. Thanks to a dynamic and up to 10x higher limit, our corporate credit card can handle even the highest spend. With virtual and physical credit cards, the entire team can spend easily and securely. Individual spending limits and real-time data per card, merchant or team keep costs under control. The Moss app makes it easy to digitize receipts, including cost center and VAT assignment. At the end of the month, all data and documents can be exported to any accounting software.
Bitpanda GmbH, founded in 2014 and headquartered in Vienna, Austria, operates a digital investment platform that simplifies the buying and selling of cryptocurrencies, stocks, and commodities. As a retail broker, Bitpanda aims to democratize investing by removing financial barriers and providing users with transparent, easy access to digital assets. The platform features low fees, 24/7 trading, and real-time settlement, allowing users to manage their investments on their own terms. Additionally, Bitpanda offers diverse payment and payout options, along with a debit card that enables users to spend their investments like cash, thereby empowering individuals to take control of their financial futures.
Seek is a content platform that connects tastemakers in the consumer leisure space with millions of consumers seeking trusted and relevant recommendations on where to eat, drink and spend their leisure time. Consumers have access to trusted and vetted recommendations from like-minded experts while tastemakers can showcase and monetize their expertise and passion. Seek currently has thousands of recommendations from tastemakers around the world.
Octane Lending, Inc. operates an online lending platform that connects automobile dealers with customers seeking financing. Founded in 2013 and headquartered in New York, the company aims to streamline the vehicle purchasing process, particularly in the fast-paced $21 billion Powersports market. Octane facilitates the submission of credit applications to multiple lenders, including both prime and sub-prime options, and enhances sales of backend products through automated insurance estimates and warranty offerings. By leveraging innovative underwriting and credit products, Octane provides instant and frictionless financing options via its in-house lender, Roadrunner Financial. The platform not only assists consumers in securing loans but also supports dealers by routing customers to partner dealerships for efficient transactions and offering comprehensive loan servicing throughout the financing journey. Through its editorial brands, Octane reaches millions of enthusiasts, helping them connect with their passions while simplifying the financing experience.
Kuda Technologies Ltd is a digital banking service provider based in Nigeria, offering a range of financial products including savings accounts, checking accounts, money transfers, and debit cards through its online platform. The company, which was established in 2018 and is headquartered in London with an additional office in Lagos, aims to make banking more affordable and rewarding for its users. Kuda operates as a digital-only bank, providing services without traditional banking fees, and is known for its user-friendly mobile banking application. Originally founded as KudiMoney Ltd, the company rebranded to Kuda Technologies Ltd in June 2019.
Hi there! if you’re reading this, you’re probably like us – have pretty much all your wealth stored in digitized (or soon to be digitized) assets like money in your bank, mutual funds, stocks or real estate. You probably have a financial advisor guiding you through your investments, a manager from your bank who helps you stay on top of your mortgage payments and a government that prints money responsibly to not de-value your lifetime of savings. But how do you know that the bank manager or your financial advisor has your best interests at heart instead of their own fee and commissions? Your contract explicitly states that they are not responsible for your loss even as they verbally assure you otherwise. How do you know that the digital assets won’t be hacked (traditional bank websites get hacked all the time)? Or that your physical assets won’t be stolen(bank robberies) or taken by fraud (enough examples in real estate)? Governments fall all the time, or change their monetary policies - and your currency today can literally have no value tomorrow (Indian demonetization, Argentina, Venezuela). How do you know it won’t happen to your country? Do you ask these questions? Well, we do all the time. To answer these questions and why we created the Bank of Hodlers, we have to dive into the details of how banking evolved. As early as the 2nd century BC, people who could save money started lending them out to people who could borrow and pay back with interest. Banking as an industry thrived in Italy and grew with the expansion of the Roman Empire. During the 20th century, developments in telecommunications and computing caused major changes to banks' operations and let banks dramatically increase in size and geographic spread. This consolidated the industry and gave the power to a few firms. Fast forward to 2007: their recklessness caused the financial crisis of 2007–2008 forcing failure of many banks, including some of the world's largest banks. The government let the banks live by infusing 1.2 trillion dollars of the taxpayer’s money into a handful of banks and in turn, created the need, wave of innovation and a community for blockchain and the concept of decentralization to thrive. Here’s Alan Greenspan (Chairman – Federal Reserve: 1987-2006), the guy who decided how much money to print in America, admitting that his model was flawed in 2008. Link: https://www.youtube.com/watch?v=R5lZPWNFizQ In 2009, something magical happened, Satoshi Nakamoto released his white paper which removed the need for a centralized authority to facilitate transactions in a purely peer to peer and decentralized fashion and making truly beneficial for every user holding the currency. Some governments, after looking at the threat that bitcoin poses, have decided to take an anti-crypto stance. This ensures the network effect doesn’t happen at a scale where it replaces their national currency. This is where we come in. At the Bank of Hodlers, we intend to treat your cryptocurrencies as a separate asset class and offer services to ensure technologies based on blockchain are usable as of today, negating the need for the network effects and government acceptance to come in. We give every HODLer the ability to completely bank on blockchain today. Every once in a while, there’s a technology jump so large that completely leapfrogs every existing solution out there. Blockchain is this technology jump and the banks know this.
Syfe Pte. Ltd. is a digital investment manager based in Singapore that provides portfolio management, cash management, brokerage services, and wealth advisory. The firm focuses on creating customized, globally diversified portfolios for its clients by utilizing a proprietary algorithm that monitors and adjusts investments to optimize returns while managing risk. Syfe employs fundamental analysis to guide its investments in equity and fixed income markets worldwide. The platform aims to offer greater transparency and more efficient investment strategies, distinguishing itself from traditional investment management through the absence of high fees and hidden costs, ultimately striving for better investment outcomes for its clients.
MAJORITY is a digital financial service aimed at serving migrants worldwide, offering a comprehensive membership for $5 a month. Members in the U.S. benefit from an FDIC-secured account, a VISA debit card, and access to over 55,000 ATMs across North America. The platform provides essential services such as remittances, international calling, and mobile top-ups, along with support from native language advisors. MAJORITY also fosters community engagement through meet-up spaces, local discounts, and events, ensuring that there are no overdraft fees or minimum balance requirements. Founded in Sweden by a diverse team with extensive experience in banking, fintech, payments, and telecom, MAJORITY has its U.S. headquarters in Houston, Texas, and focuses on addressing the unique financial needs of immigrant communities.
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.
BukuWarung is a technology startup founded in 2019 by Chinmay Chauhan and Abhinay Peddisetty in Jakarta, Indonesia. The company offers an accounting and credit management app tailored for micro-businesses, allowing them to efficiently track their financial transactions, including sales, expenses, and customer accounts. The platform integrates digital payment solutions, which facilitate cash and credit management for small merchants. By automating payment reminders, BukuWarung helps users achieve faster repayments and improved cash flow, while also providing essential business reports to enhance financial visibility. Overall, BukuWarung's services empower small businesses to maintain accurate records and streamline their financial operations.
Kafene is a startup focused on providing flexible payment solutions to consumers, particularly those who may face difficulties with traditional debt products. The company offers a range of financing options for various products, including furniture, appliances, electronics, musical instruments, and jewelry. Kafene's innovative approach allows consumers to return items without incurring residual debt if they can no longer make payments, promoting financial freedom. The platform leverages advanced technology, including app-based point-of-sale systems and artificial intelligence for underwriting, to deliver near-instantaneous approval and payment capabilities. This enables Kafene to serve a wide customer base across the full credit spectrum, facilitating access to essential goods while maintaining a commitment to responsible lending practices.
Provider of banking and financial services intended to fund companies or offer credit based on their sales. The company provides a range of financial services including term loans, revenue-based financing, overdrafts, payments as well as analytics for businesses with zero equity dilution or personal guarantees, enabling clients to avail an alternative to venture capital or loan where repayments happen as a fixed percentage of future revenues.
Kuda Technologies Ltd is a digital banking service provider based in Nigeria, offering a range of financial products including savings accounts, checking accounts, money transfers, and debit cards through its online platform. The company, which was established in 2018 and is headquartered in London with an additional office in Lagos, aims to make banking more affordable and rewarding for its users. Kuda operates as a digital-only bank, providing services without traditional banking fees, and is known for its user-friendly mobile banking application. Originally founded as KudiMoney Ltd, the company rebranded to Kuda Technologies Ltd in June 2019.
Kuda Technologies Ltd is a digital banking service provider based in Nigeria, offering a range of financial products including savings accounts, checking accounts, money transfers, and debit cards through its online platform. The company, which was established in 2018 and is headquartered in London with an additional office in Lagos, aims to make banking more affordable and rewarding for its users. Kuda operates as a digital-only bank, providing services without traditional banking fees, and is known for its user-friendly mobile banking application. Originally founded as KudiMoney Ltd, the company rebranded to Kuda Technologies Ltd in June 2019.
Bitpanda GmbH, founded in 2014 and headquartered in Vienna, Austria, operates a digital investment platform that simplifies the buying and selling of cryptocurrencies, stocks, and commodities. As a retail broker, Bitpanda aims to democratize investing by removing financial barriers and providing users with transparent, easy access to digital assets. The platform features low fees, 24/7 trading, and real-time settlement, allowing users to manage their investments on their own terms. Additionally, Bitpanda offers diverse payment and payout options, along with a debit card that enables users to spend their investments like cash, thereby empowering individuals to take control of their financial futures.
BlockFi, Inc. is a financial services company focused on providing wealth management products for cryptocurrency investors. Established in 2017 and headquartered in New York, it offers a range of services including the BlockFi Interest Account, which allows clients to earn interest on their holdings of Bitcoin, Ether, and Gemini Dollar. The company also facilitates secured loans in U.S. dollars, backed by clients' cryptocurrency assets, thereby enhancing liquidity in the blockchain asset market. In addition to lending and interest-earning accounts, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and offers services tailored for institutional clients. By holding clients' digital assets with a registered custodian, BlockFi aims to deliver transparency and efficiency in digital financial markets. The company's mission is to address the evolving needs of both individual and institutional investors in the cryptocurrency space.
BlockFi, Inc. is a financial services company focused on providing wealth management products for cryptocurrency investors. Established in 2017 and headquartered in New York, it offers a range of services including the BlockFi Interest Account, which allows clients to earn interest on their holdings of Bitcoin, Ether, and Gemini Dollar. The company also facilitates secured loans in U.S. dollars, backed by clients' cryptocurrency assets, thereby enhancing liquidity in the blockchain asset market. In addition to lending and interest-earning accounts, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and offers services tailored for institutional clients. By holding clients' digital assets with a registered custodian, BlockFi aims to deliver transparency and efficiency in digital financial markets. The company's mission is to address the evolving needs of both individual and institutional investors in the cryptocurrency space.
Moss is a technology-based payment and credit card platform that enables companies to optimize their finances. Thanks to a dynamic and up to 10x higher limit, our corporate credit card can handle even the highest spend. With virtual and physical credit cards, the entire team can spend easily and securely. Individual spending limits and real-time data per card, merchant or team keep costs under control. The Moss app makes it easy to digitize receipts, including cost center and VAT assignment. At the end of the month, all data and documents can be exported to any accounting software.
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.
Bestow Inc. is a digital insurance company based in Dallas, Texas, that specializes in providing accessible life insurance services. Founded in 2016, Bestow utilizes data-driven technology and algorithmic underwriting to evaluate risks and streamline the insurance process. The company caters primarily to individuals and busy families, allowing them to obtain affordable life insurance policies quickly and conveniently through a fully digital platform. Customers can complete their applications in minutes without the need for agents, lengthy forms, or medical exams. Additionally, Bestow offers APIs that enable partners to integrate life insurance coverage into their own services, broadening the market reach of their products.
Credit card, rewards, and deposits all in one.
albo is a leading challenger bank in Mexico that provides a mobile banking platform designed to simplify money management. It offers users a banking account and a Mastercard, facilitating easy spending, saving, and investment. The account can be opened in just 60 seconds through a mobile device, allowing access to personalized financial tools that support informed decision-making. Additionally, albo enables free money transfers to any bank around the clock. Its application features real-time tracking of monetary movements, categorized expenses, and income reports, helping clients gain a clearer understanding of their financial activities while accessing innovative banking functions.
Bitpanda GmbH, founded in 2014 and headquartered in Vienna, Austria, operates a digital investment platform that simplifies the buying and selling of cryptocurrencies, stocks, and commodities. As a retail broker, Bitpanda aims to democratize investing by removing financial barriers and providing users with transparent, easy access to digital assets. The platform features low fees, 24/7 trading, and real-time settlement, allowing users to manage their investments on their own terms. Additionally, Bitpanda offers diverse payment and payout options, along with a debit card that enables users to spend their investments like cash, thereby empowering individuals to take control of their financial futures.
Syfe Pte. Ltd. is a digital investment manager based in Singapore that provides portfolio management, cash management, brokerage services, and wealth advisory. The firm focuses on creating customized, globally diversified portfolios for its clients by utilizing a proprietary algorithm that monitors and adjusts investments to optimize returns while managing risk. Syfe employs fundamental analysis to guide its investments in equity and fixed income markets worldwide. The platform aims to offer greater transparency and more efficient investment strategies, distinguishing itself from traditional investment management through the absence of high fees and hidden costs, ultimately striving for better investment outcomes for its clients.
BlockFi, Inc. is a financial services company focused on providing wealth management products for cryptocurrency investors. Established in 2017 and headquartered in New York, it offers a range of services including the BlockFi Interest Account, which allows clients to earn interest on their holdings of Bitcoin, Ether, and Gemini Dollar. The company also facilitates secured loans in U.S. dollars, backed by clients' cryptocurrency assets, thereby enhancing liquidity in the blockchain asset market. In addition to lending and interest-earning accounts, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and offers services tailored for institutional clients. By holding clients' digital assets with a registered custodian, BlockFi aims to deliver transparency and efficiency in digital financial markets. The company's mission is to address the evolving needs of both individual and institutional investors in the cryptocurrency space.
Point Card offers rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more. It features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions. It was launched in 2018 and is headquartered in San Francisco, California.
Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Bestow Inc. is a digital insurance company based in Dallas, Texas, that specializes in providing accessible life insurance services. Founded in 2016, Bestow utilizes data-driven technology and algorithmic underwriting to evaluate risks and streamline the insurance process. The company caters primarily to individuals and busy families, allowing them to obtain affordable life insurance policies quickly and conveniently through a fully digital platform. Customers can complete their applications in minutes without the need for agents, lengthy forms, or medical exams. Additionally, Bestow offers APIs that enable partners to integrate life insurance coverage into their own services, broadening the market reach of their products.
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.
Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.
BlockFi, Inc. is a financial services company focused on providing wealth management products for cryptocurrency investors. Established in 2017 and headquartered in New York, it offers a range of services including the BlockFi Interest Account, which allows clients to earn interest on their holdings of Bitcoin, Ether, and Gemini Dollar. The company also facilitates secured loans in U.S. dollars, backed by clients' cryptocurrency assets, thereby enhancing liquidity in the blockchain asset market. In addition to lending and interest-earning accounts, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and offers services tailored for institutional clients. By holding clients' digital assets with a registered custodian, BlockFi aims to deliver transparency and efficiency in digital financial markets. The company's mission is to address the evolving needs of both individual and institutional investors in the cryptocurrency space.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.
Breather Products Inc. is a provider of on-demand private workspaces designed for productivity, allowing clients to reserve and unlock spaces through its web and mobile applications. Founded in 2012 and based in Montreal, Canada, the company has established a network of hundreds of locations across major cities, including New York, San Francisco, Los Angeles, Boston, Chicago, Washington, Toronto, Montreal, and London. Breather offers flexible workspace solutions available by the hour, day, or month, catering to businesses seeking comfortable and private environments. Each space is equipped with technology that facilitates seamless work experiences, enabling users to engage in meetings or video conferences without delay.
albo is a leading challenger bank in Mexico that provides a mobile banking platform designed to simplify money management. It offers users a banking account and a Mastercard, facilitating easy spending, saving, and investment. The account can be opened in just 60 seconds through a mobile device, allowing access to personalized financial tools that support informed decision-making. Additionally, albo enables free money transfers to any bank around the clock. Its application features real-time tracking of monetary movements, categorized expenses, and income reports, helping clients gain a clearer understanding of their financial activities while accessing innovative banking functions.
Starship is mobile health savings account (HSA) with automated investing and health tracking tools in a beautiful mobile app built for humans. It is building a health care savings account platform that combines a mobile-first signup process, overflow investing into index funds, easy reimbursements, and a chat service for expert advice. Starship was founded in 2016 and is based in New York City.
Octane Lending, Inc. operates an online lending platform that connects automobile dealers with customers seeking financing. Founded in 2013 and headquartered in New York, the company aims to streamline the vehicle purchasing process, particularly in the fast-paced $21 billion Powersports market. Octane facilitates the submission of credit applications to multiple lenders, including both prime and sub-prime options, and enhances sales of backend products through automated insurance estimates and warranty offerings. By leveraging innovative underwriting and credit products, Octane provides instant and frictionless financing options via its in-house lender, Roadrunner Financial. The platform not only assists consumers in securing loans but also supports dealers by routing customers to partner dealerships for efficient transactions and offering comprehensive loan servicing throughout the financing journey. Through its editorial brands, Octane reaches millions of enthusiasts, helping them connect with their passions while simplifying the financing experience.
BlockFi, Inc. is a financial services company focused on providing wealth management products for cryptocurrency investors. Established in 2017 and headquartered in New York, it offers a range of services including the BlockFi Interest Account, which allows clients to earn interest on their holdings of Bitcoin, Ether, and Gemini Dollar. The company also facilitates secured loans in U.S. dollars, backed by clients' cryptocurrency assets, thereby enhancing liquidity in the blockchain asset market. In addition to lending and interest-earning accounts, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and offers services tailored for institutional clients. By holding clients' digital assets with a registered custodian, BlockFi aims to deliver transparency and efficiency in digital financial markets. The company's mission is to address the evolving needs of both individual and institutional investors in the cryptocurrency space.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Kafene is a startup focused on providing flexible payment solutions to consumers, particularly those who may face difficulties with traditional debt products. The company offers a range of financing options for various products, including furniture, appliances, electronics, musical instruments, and jewelry. Kafene's innovative approach allows consumers to return items without incurring residual debt if they can no longer make payments, promoting financial freedom. The platform leverages advanced technology, including app-based point-of-sale systems and artificial intelligence for underwriting, to deliver near-instantaneous approval and payment capabilities. This enables Kafene to serve a wide customer base across the full credit spectrum, facilitating access to essential goods while maintaining a commitment to responsible lending practices.
IrisVR, Inc. is a company that specializes in developing virtual reality software applications tailored for the architecture, engineering, and construction industries. Founded in 2014 and based in New York, IrisVR offers two primary products: Prospect and Scope. Prospect is a desktop application that converts 3D models into immersive VR experiences, compatible with devices such as HTC Vive and Oculus Rift. Scope, on the other hand, is a mobile solution designed for viewing 360° panoramas and allows users to interact with VR content using devices like Samsung GearVR and Google Daydream. The software integrates seamlessly with popular 3D modeling tools, enabling design and construction teams to collaborate effectively and make informed decisions by visualizing projects in a realistic, immersive environment. By providing these innovative solutions, IrisVR enhances the design review process and supports the implementation of complex construction workflows.
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.
Stash Financial Inc., based in New York, operates a digital investing and banking platform designed to make personal finance accessible for everyday Americans. Established in 2015, Stash offers a mobile application that consolidates banking, investing, and financial advice, facilitating budgeting, saving, and retirement planning. The platform allows users to create personal investment accounts, retirement accounts, and custodial accounts for minors, with the option to purchase fractional shares of stocks, bonds, and funds without additional trading commissions. By simplifying the investment process, Stash has enabled over 5 million individuals to work towards their financial goals and enhance their wealth-building potential.
Cluno GmbH, based in Munich, Germany, provides a digital car subscription service designed to offer a flexible alternative to traditional car ownership and leasing models. Founded in 2017, the company allows customers to access a vehicle through a monthly package that covers nearly all associated costs, including maintenance, insurance, vehicle tax, and registration. With a minimum booking period of six months, customers have the option to change, pause, or continue their subscription after the initial term, subject to a notice period. Cluno's model aims to simplify the car ownership experience by eliminating the uncertainties and complexities involved in buying or selling a vehicle. The company has received support from notable venture capital investors, enhancing its position in the mobility market.
Jetty is a financial services company founded in 2015 and headquartered in New York, New York. It focuses on making renting more affordable and accessible for tenants while assisting property managers in improving lease conversions and streamlining operations. The company offers a range of products, including renters insurance that covers various risks such as fire, theft, and damage to personal belongings like phones and laptops. Jetty's innovative platform aims to simplify the renting process by reducing paperwork and eliminating the financial burdens associated with security deposits, ultimately helping renters save significantly on move-in costs.
Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Taxfix GmbH is a Berlin-based company that specializes in developing a mobile software application designed for tax declaration and returns. Founded in 2016, the company aims to simplify the complex process of tax filing, making it accessible to a broader audience. Taxfix offers a digital tax assistant that helps taxpayers secure unclaimed tax refunds, along with a tax calculator for accurate computation. The application utilizes a smart, dynamic questionnaire and machine learning technology to automate user communication and address fiscal differences across various countries. Taxfix's services are available through a web browser, as well as iOS and Android apps. The company employs a diverse team of over 150 individuals, including tax advisors, lawyers, and developers, and is supported by notable investors.
Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.
LoanStreet Inc. operates an integrated, online platform that streamlines the process of sharing, managing, and originating loans for credit unions, banks, and direct lenders. It offers LoanStreet that provides access to a nationwide network of lenders and investors, track the performance of their loan portfolio, and more grow and diversify their balance sheet. The company’s LoanStreet provides real-time reporting, standardized agreements, balance sheet management, and automated reporting. The company was founded in 2013 and is based in New York, New York.
Coya offers a new hope, by redesigning and extending the insurance value chain, working backward from the customers' real-life needs. Coya will offer scalable protection at the point of need with an AI risk guardian and simple, transparent and personalized insurance cover. Designed from the ground up to manage life’s risks and join their customer’s journey.
Bestow Inc. is a digital insurance company based in Dallas, Texas, that specializes in providing accessible life insurance services. Founded in 2016, Bestow utilizes data-driven technology and algorithmic underwriting to evaluate risks and streamline the insurance process. The company caters primarily to individuals and busy families, allowing them to obtain affordable life insurance policies quickly and conveniently through a fully digital platform. Customers can complete their applications in minutes without the need for agents, lengthy forms, or medical exams. Additionally, Bestow offers APIs that enable partners to integrate life insurance coverage into their own services, broadening the market reach of their products.
N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.
N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.
Maximilian Tayenthal and Valentin Stalf founded Papayer in February 2013, which later became N26, with its headquarters in Berlin in Germany.
Debtsy is building and enforcing trust in consumer finance. Borrowers in delinquency and default face harassment, hidden fees, and harmed credit scores. Creditors lose out on recoveries, expose themselves to compliance and operational risks, and compromise the trust on which their relationships with borrowers are built. Debtsy is designed from the ground up to utilize technology to provide a more streamlined, compliant, and effective resolution process for borrowers and creditors alike.
Stash Financial Inc., based in New York, operates a digital investing and banking platform designed to make personal finance accessible for everyday Americans. Established in 2015, Stash offers a mobile application that consolidates banking, investing, and financial advice, facilitating budgeting, saving, and retirement planning. The platform allows users to create personal investment accounts, retirement accounts, and custodial accounts for minors, with the option to purchase fractional shares of stocks, bonds, and funds without additional trading commissions. By simplifying the investment process, Stash has enabled over 5 million individuals to work towards their financial goals and enhance their wealth-building potential.
Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.
Mirror uses a single selfie to instantly create hundreds of emoji that look like you and your friends. You can then use these in all messengers.
Jopwell, Inc. is a career platform that connects underrepresented minority professionals and students, specifically Black, Latino/Hispanic, and Native American individuals, with various companies to enhance their career prospects. Founded in 2015 by former Goldman Sachs employees Porter Braswell and Ryan Williams, Jopwell facilitates access to employment opportunities across diverse industries, including technology, finance, education, and healthcare. The platform serves as a valuable resource for both candidates and companies, offering a talent pipeline that helps organizations recruit from backgrounds historically underrepresented in top-tier firms. Jopwell aims to empower individuals at all stages of their careers while promoting diversity in the workplace. Based in New York City, the company has received recognition for its innovative approach to enhancing professional opportunities and fostering a more inclusive workforce.
Coya offers a new hope, by redesigning and extending the insurance value chain, working backward from the customers' real-life needs. Coya will offer scalable protection at the point of need with an AI risk guardian and simple, transparent and personalized insurance cover. Designed from the ground up to manage life’s risks and join their customer’s journey.
Jetty is a financial services company founded in 2015 and headquartered in New York, New York. It focuses on making renting more affordable and accessible for tenants while assisting property managers in improving lease conversions and streamlining operations. The company offers a range of products, including renters insurance that covers various risks such as fire, theft, and damage to personal belongings like phones and laptops. Jetty's innovative platform aims to simplify the renting process by reducing paperwork and eliminating the financial burdens associated with security deposits, ultimately helping renters save significantly on move-in costs.
Brolly is a London-based start-up focused on providing flexible and personalized insurance solutions tailored for the digital generation. The company offers a Policy Management platform that allows users to consolidate all their insurance policies into a single dashboard, enhancing accessibility and oversight. Additionally, Brolly provides a fully digital contents insurance product available on iOS and Android, enabling customers to manage and cover their belongings directly from their smartphones. The company also features an AI-driven insurance advisory app, further streamlining the insurance process for its users.
Stash Financial Inc., based in New York, operates a digital investing and banking platform designed to make personal finance accessible for everyday Americans. Established in 2015, Stash offers a mobile application that consolidates banking, investing, and financial advice, facilitating budgeting, saving, and retirement planning. The platform allows users to create personal investment accounts, retirement accounts, and custodial accounts for minors, with the option to purchase fractional shares of stocks, bonds, and funds without additional trading commissions. By simplifying the investment process, Stash has enabled over 5 million individuals to work towards their financial goals and enhance their wealth-building potential.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Kalo Industries, Inc. is a technology company based in San Francisco, California, that specializes in streamlining the management of freelancers and external workers. Founded in 2015, Kalo offers a platform that simplifies the onboarding process, manages freelancer profiles, assigns tasks, and tracks invoices. This system allows companies to consolidate payments into a single invoice, eliminating the need for multiple invoices from various freelancers. Kalo's user-friendly interface has attracted a diverse clientele, including major organizations in sectors such as technology and fashion, enabling them to replace cumbersome spreadsheets and email communications with a more efficient and organized approach to collaboration with freelancers and vendors.
Trading Ticket, a startup based out of New York, wants to develop a suite of products that will help consumers become more active, and proactive, investors. TradeIt is a patent pending technology that is in alpha on a publicly listed publishing platform. TradeIt allows users to quickly and easily place orders with their existing online brokerage accounts from any website or mobile device. Developed by 3 leading financial technology veterans, TradeIt has built a robust technology platform that can be easily integrated and embedded into any website, mobile device or advertising unit. TradeIt has navigated the complexities of legal compliance and security concerns to allow for online traders to have safe, fast, frictionless ordering.
Qonto is a financial platform that provides online banking services specifically designed for small and medium-sized enterprises (SMEs). Founded in 2017 by Alex and Steve, Qonto emerged from the founders' frustrations with traditional banking experiences while running their previous company. The platform simplifies banking operations, bookkeeping, and budget management, allowing businesses to send and receive payments through digital bank accounts. It caters to various company types and sizes, enabling clients to manage financial transactions via a mobile application using physical or virtual cards, all while eliminating the need for cumbersome paperwork. With a growing customer base of 50,000 businesses, Qonto aims to deliver a banking experience that meets the unique needs of European entrepreneurs.
Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.
Vend Limited develops cloud-based point-of-sale (POS) and retail management software tailored for various retail sectors, including electronics, fashion, health and beauty, and food and drink. Founded in 2009 and based in Auckland, New Zealand, Vend's platform allows retailers to manage and grow their businesses by providing solutions for product management, inventory control, customer management, e-commerce, and loyalty programs. The software operates in web browsers and supports both online and offline functionalities, ensuring uninterrupted service during internet outages. Additionally, Vend integrates with various business tools, such as accounting and employee scheduling applications, facilitating seamless operations across multiple retail locations. The subscription-based model eliminates the need for backups or upgrades, allowing retailers to focus on their core business without IT concerns.
Stash Financial Inc., based in New York, operates a digital investing and banking platform designed to make personal finance accessible for everyday Americans. Established in 2015, Stash offers a mobile application that consolidates banking, investing, and financial advice, facilitating budgeting, saving, and retirement planning. The platform allows users to create personal investment accounts, retirement accounts, and custodial accounts for minors, with the option to purchase fractional shares of stocks, bonds, and funds without additional trading commissions. By simplifying the investment process, Stash has enabled over 5 million individuals to work towards their financial goals and enhance their wealth-building potential.