Finclusion Group

Finclusion is a FinTech accelerating company that provides financial services and credit products using AI-powered and data-driven lending for fraud prevention and credit granting. The company also offers buy-now-pay-later (BNPL) services, salary advance schemes, loan services, and transactional banking to individuals and SMEs across 5 countries—South Africa, Eswatini, Namibia, Kenya, and Tanzania.

Koser, Manuel

Non-Executive Director

5 past transactions

Happy Pay

Debt Financing in 2024
Happy Pay is a company focused on developing a credit scoring system that offers consumers a responsible alternative to traditional credit options. It operates a Buy Now Pay Later platform that allows users to make purchases and pay for them over time. To enhance the shopping experience, Happy Pay integrates an autonomous artificial intelligence technology system with merchants' platforms, aiming to increase their average basket size and improve customer conversion rates. By leveraging this innovative technology, Happy Pay seeks to provide a seamless and efficient service that benefits both consumers and merchants.

Fin Home Loans

Acquisition in 2023
Fin Home Loans provide responsible, affordable, and transparent financial services most conveniently.

mTek Services

Seed Round in 2022
mTek Services operates a digital online insurance platform designed to create a fully paperless ecosystem for the insurance industry. The platform enables customers to access a variety of insurance products, allowing them to purchase policies directly from insurers, compare different options, and file claims using their smart devices. This streamlined approach facilitates easy management of insurance portfolios, helping clients secure their families and assets effectively. By focusing on digital solutions, mTek Services aims to enhance the customer experience in the insurance sector.

Hello HR

Acquisition in 2021
HelloHR provides a cloud-based payroll solution connecting accountants, organizations, and employees, and works closely with the Xero cloud-based accounting software in South Africa.

Fractal Labs

Seed Round in 2021
Fractal Labs specializes in transforming data into measurable, scalable financial, and risk tools.
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