DCU FinTech Innovation Center

Otomo is a licensable B2B2C cash management toolkit designed for banks and fintechs. The platform leverages artificial intelligence to offer personalized discounts and rewards, enhancing the financial wellness of consumers. By providing hyper-personalized banking solutions, Otomo enables financial institutions to cater to the unique needs of each end user. This approach not only improves user engagement and retention but also maximizes revenue opportunities for licensing partners. Overall, Otomo aims to create a compelling experience that benefits both consumers and financial institutions alike.

Operator is building a low-code platform that makes it easy to build business applications. With Operator, analysts can build software solutions to common problems and bottlenecks without worrying about managing data or setting up integrations.

Slyde is a music-based mobile application available on both iPhone and Android platforms, founded in 2012 by Edward Ludvigsen and Jason Peltz. Headquartered in New York, Slyde provides a cloud-based platform that enables artists to publish and release new music singles along with additional content in a single package. The application also facilitates monetization for artists by connecting them with brands through seamless digital sponsorships and activations. This integration allows artists not only to share their music but also to create content supported by brand sponsors, enhancing their reach and potential revenue streams.

Lendshift offers lending tools and systems for individuals, not-for-profits, and other non-bank entities. It strengthens community resilience and increases financial mobility by facilitating loans with 0-3% interest rates.

Developer of AI-powered credit improvement technology intended to help in credit recovery. The company's tools make it easy to plan, negotiate, and resolve hurtful collections, enabling users with high credit utilization rates by making financial recovery easy.

Pakira is a trading platform for physical commodities markets throughout their entire B2B supply chain from source to retail.

Secab is a service provider that supports entrepreneurs in chartered accountancy, law, and strategic consulting. Established in 2007, the company unites 12 firms across various locations in Eastern France, including Paris, Villeparisis, Melun, Montereau, Sens, Joigny, St. Florentin, and Fréjus. Secab offers a range of services, including bookkeeping, tax declarations, payroll management, and other related legal and social services. By leveraging a strong sales force and effective control over production processes, Secab has achieved a superior rate of return compared to the industry average. The company focuses on enhancing profitability for its clients, including business leaders, traders, and craftsmen, facilitating their growth through both organic and external means.

Tally Street, Inc. develops and operates a smart software for improving cash flow using accounting data to help small and midsize businesses. It offers Tally Street to uncover the customer stories and insights trapped in the accounting system; know the valuable and profitable customers, what products drive repeat business, and who presents the most risk; and optimize sales funnel and make money. The company’s software is also used to track customer and net revenue retention rates, lifetime value, and other customer insights; provide business owners and CEOs with the results and trends they need to make decisions; and identify payment risks, prioritize collections efforts, and forecast incoming cash flow. Tally Street, Inc. was incorporated in 2019 and is based in Boston, Massachusetts.

Your Business Customers’ Financial Data… In Minutes. Boss Insights is on a mission to create the business information supply chain underpinning B2B relationships. We've started in two areas: 1) Fintechs who need financial data on businesses, a rapidly growing category, and 2) Private business lenders lending where there are 25,000 business lenders in North America losing market share to venture-backed FinTechs because they can't analyze loan requests efficiently. Fintechs and business lenders plug Boss Insights into their process enabling them to access real-time Business Data as a Service and insights in a single connection to Accounting, Commerce, Banking, Payroll, Tax and more. Our cutting-edge technology requires no coding, takes 1 hour to adopt and is easy to use. We've processed thousands of applications for $140M USD, speeding up lending decisions & servicing by 5x. Founded by an ex-Amazon software manager & an RBC banker, Boss Insights is democratizing the technology lenders need to compete and thrive. Watch our video: https://www.youtube.com/watch?v=6t5nL1GGdzA WHAT MAKES US UNIQUE - Easy to adopt - same day adoption, no coding necessary - Easiest to use - configurable, automated and normalized information (unlike competitors) - Widest breadth of data to the greatest applicability in market - 1000+APIs compared to competitors at 3-120 APIs - SOC 2 Certified and Externally Pen-Tested - industry standard encryption CLIENTS & PARTNERS TESTIMONIALS 1) "Boss Insights allows Carver to provide customers with the highest quality of service." - Richard Muskus, SVP & CRO, Carver Federal Savings Bank 2) “The Boss Insights’ solution dramatically simplifies the work of loan decisioning, servicing & fraud prevention.” - Sanjay Matthew, Head of Fintech Strategy, Oracle 3) "We gained 2-3 years of new client relationships in 30-60 days." - Dustin Phillips, Chief Lending Officer, CCBank 4) "Boss Insights' cutting-edge tech empowered us to offer a seamless experience for business owners." - John Handmaker, Chief SBA Lending Officer, First Savings Bank AWARDS 1) Daily Finance's 2021 Top 8 Commercial Lending Company https://bit.ly/3ioMMfv 2) Best Startup Canada's 2021 Top 101 Toronto Fintech https://bit.ly/3rY0Obu 3) Corporate LiveWire 2021 Lending Technology Specialist Of The Year 4) Open Banking Excellence’s 2020 Open Finance Appathon - Retail & SME Category Winner https://bit.ly/3oFkWvz 5) Corporate Vision Magazines 2020 Corporate Excellence Awards - Most Innovative Leader in Lending Technology https://bit.ly/39XOOPV 6) Women In Payments 2020 Canadian Unicorn Challenge Winner https://bit.ly/3gtDcWp 7) Canadian Lenders Association 2019 Top Executives in Lending https://bit.ly/3oGWyKf

Developer of an online identity verification platform designed to control and share financial information. The company's platform helps to earn trust with consumers through transparency, revoke access, request and receive a confirmation for the deletion of the personal information and preserve the right to privacy and businesses, enabling consumers to protect their identity and share personal information safely.

Wunderite, Inc. develops software specifically designed for the insurance industry, aiming to enhance the efficiency of insurance agencies in the digital era. Founded in 2018 and based in Bourne, Massachusetts, the company offers a platform that automates the submission of insurance applications and facilitates online application processes. Its software utilizes data sets and APIs to provide valuable insights for decision-makers, while features like customer risk profiling, deal collaboration, and digital signatures enable agents and their clients to complete applications more swiftly. With a team composed of industry veterans, Wunderite is committed to supporting insurance professionals in navigating the digital landscape.

iink™ believes homeowners and business owners can get their lives back faster after an insured property loss.

ExSeed Health Limited, based in London, United Kingdom, specializes in home sperm testing solutions designed to assess fertility through sperm count and motility. The company offers a sperm testing device that utilizes micro-optic technology for accurate measurement of sperm quality, complemented by an intelligent lifestyle app. This app provides personalized lifestyle intervention supplements based on scientifically researched data, empowering users to enhance their reproductive health. Founded in 2017, ExSeed Health markets its products both online and in physical stores, making it accessible for individuals seeking to evaluate and improve their sperm quality in the privacy of their own homes.

Cranberry Ventures helps Americans build wealth through lease-to-own housing.

Blocksyte has created a comprehensive, low cost and simple to use self-configuration blockchain solution platform adaptable to multiple industries. We provide a one-stop application that removes the complexity of integrating with myriad complex blockchain networks (IBM, SAP, Oracle etc...). Blocksyte provides a full end to end application and API for “certificate-based and blockchain secured data, documents and smart-contracts” to optimize supply chain logistics for Small to Medium sized businesses ("SMB's). Our solution tracks GPS location, temperature, humidity, shock, tampering, altitude and provides instant feedback to help you run your business more efficiently.

Paerpay is a financial application designed to enhance in-person payment experiences for merchants, particularly in the restaurant industry. By streamlining the payment process, Paerpay addresses the challenges faced by merchants, who can lose significant revenue due to payment friction and non-paying customers. The platform allows users to scan a code at their table to either create a new bill or connect to an existing one, facilitating payment, bill splitting, and tipping with ease. This contactless payment service aims to eliminate the frustrations associated with traditional payment methods, enabling a smoother and more efficient transaction experience for both merchants and their customers.

Surround designs customer-centric insurance products for modern lifestyles. The company’s first offering is a subscription starter pack of insurance coverages for young, urban professionals who rent, share, borrow, and freelance.

Everyday Life Insurance is an innovative company based in Boston, Massachusetts, focused on enhancing financial security for middle-income families through technology. Founded in 2018, the company offers a unique insurance concierge platform that streamlines the life insurance acquisition process. Its flagship product, Predictive Protection, automatically adjusts coverage based on significant life events such as aging children or retirement, helping consumers save money. By leveraging an algorithm that integrates individual responses with population data, Everyday Life provides personalized life insurance recommendations, enabling customers to obtain tailored and cost-effective insurance plans.

Government Regulation of Insurance. Data Entry. Faxing and Mailing. Three of the least sexy things on the planet. But, state-level regulation of insurance requires keeping up with various filing requirements, maintaining form templates, and completing hours of research. Errors result in fines and penalties. FilingMate is creating a platform for insurance companies to find, manage, complete, review, and submit forms and filings to regulators. We like to think of it as a bit like "TurboTax for Insurance Companies".

Developer of financial technology designed to streamline the mortgage life cycle from origination to securitization. The company's platform leverages technology to automate repeating processes, and reduce the time taken in the mortgage origination process, enabling lenders to close loans faster, reduce closing costs and keep up with fluctuating borrower demand.

Mobile app that helps communities recover faster through self-organized disaster relief. Peer-to-Peer Disaster Recovery. Jointly is a mobile app that helps communities self-organize disaster relief to recover faster and sustain long-term recovery. By directly connecting disaster victims with volunteers, Jointly allows individuals to request help through services and donations in varying degrees of disaster worldwide, and to find skilled volunteers who are available to fulfill those needs, focusing on long-term recovery. This minimizes waste of resources, reduces duplication of services, and significantly shortens recovery time for individuals and communities.

Databento is a Boston-based platform founded in 2019 that specializes in providing institutional-quality market and alternative data. The company focuses on delivering both live and historical data through its colocation platform, which simplifies and accelerates access to this information. By automating data licensing processes, Databento significantly reduces onboarding time, allowing clients to efficiently capture and utilize high-fidelity financial data directly from the source. This capability enables businesses and financial institutions to access real-time exchange feeds and vast amounts of historical data while minimizing storage costs and avoiding latency issues.

Unadat enables individuals, families, and organizations to make financial decisions by providing peer-support systems and visualizations. Its free-for-users tools empower family members and friends with control over their financial data, life goals, and fundraisers, transforming the way we experience money for everything from debt and savings to budgeting and investing. Unadat partners with influential fintech providers and self-made money coach alike to give everyone a leg up in a complicated financial world through market-leading dashboards, user-pushed demand for services, and pre-packaged solutions.

Bitbridge is an MIT-spun hedge fund that focuses on global cryptocurrency markets.

Vincere Health Inc. is a health technology company based in Allston, Massachusetts, founded in 2019 at the Harvard Innovation Labs and backed by Techstars. The company has developed an application designed to assist users in quitting smoking and making healthier lifestyle choices. This application utilizes a combination of incentives, behavioral nudges, and evidence-based interventions, allowing users to set personal goals and monitor their progress. Users engage with the application by using an attachable breathalyzer device to verify their adherence to smoking cessation goals. Additionally, they can receive financial rewards for reducing their smoking habits and achieving cessation. Through these methods, Vincere Health aims to address significant healthcare challenges by promoting positive behavior change.

Make your future more predictable See the signals, ignore the noise

PayByCar is a Boston-based company that provides an innovative in-vehicle payment solution designed to facilitate transactions at drive-up retailers. Established in 2017, the company utilizes existing toll transponders, such as E-ZPass, allowing drivers to pay for gas, food, and automotive services at participating locations without the need for traditional payment methods. This approach enhances convenience and security for users, streamlining the payment process while they remain in their vehicles.

KingsCrowd is an online private market rating and analytics platform for equity crowdfunding research and rating service. The platform provides insights, analytics, and ratings to help you navigate the fragmented market of startup investing and vet the deals worth adding to the investment portfolio. It enables us to create a predictive Artificial Intelligence (AI) driven startup investing platform that allows us to identify the factors that drive outsized startup investment returns. KingsCrowd connects investors and entrepreneurs to help private companies grow. It aims to empower everyone to invest in startups confidently through a platform-agnostic suite of EC support products including research, recommendations, data analytics, and financial products. KingsCrowd was founded in 2018 and is headquartered in San Francisco, California, USA.

Alacris provides advanced identification and access security software and certificate management products. Alacris looks to help clients manage trusted digital identities across a wide variety of security technologies, platforms, architectures and devices. Alacris was acquired by Microsoft in September, 2005.

Edmit was founded by innovative university leaders passionate about student success. We believe students should feel empowered in the college admissions and financial aid process, and that colleges should have more effective ways to engage directly with students on pricing in order to effectively bring great students to their institution.

Envel, Inc. is a financial services company based in Boston, Massachusetts, that focuses on providing innovative banking solutions for Generation Z and younger millennials. Founded in 2017, Envel offers an artificial intelligence-based retail banking platform designed to assist users in managing their finances effectively. This platform utilizes machine learning and behavioral science to create a personalized money management system that organizes income, optimizes savings, and minimizes unnecessary spending. By analyzing individual spending habits, Envel's technology autonomously allocates funds into various categories, helping users achieve financial stability and build wealth. Initially targeting college students, the company aims to support over one million individuals in managing their finances and reducing debt.

Zamp is a mobile location-based service that allows travelers to discover who's around and connect with them in real-time. Travelers use Zamp to share/receive relevant tips to and from others, arrange meetups, coordinate ride sharing, and brag about where they've been and where they're going. They also can map and track their stats and travel activity, including miles traveled, top routes and airports and favorite airlines. Service providers also benefit from receiving immediate immediate and valuable feedback from their most important and influential customers.

Reggora, Inc. is an appraisal technology company based in Boston, Massachusetts, that specializes in providing a cloud-based platform for mortgage lenders and real estate appraisers. The software automates various manual processes, from order allocation to quality control, which helps reduce costs and increase efficiency. It offers tools for lenders that enhance customization and streamline tasks related to accounting and underwriting. For appraisers, Reggora provides management tools that facilitate the appraisal process and improve operational efficiency. This two-sided platform aims to deliver higher-quality appraisals and quicker turnaround times, allowing appraisers to manage more orders effectively. Reggora was founded in 2016 and was previously known as Sonder Partners, LLC before rebranding in May 2017.

Tunnel allows real-time global cross-currency payments for free using our Distributed Ledger Technology. We provide our own payment rails, APIs and mobile apps.

Developer of digital process automation software designed to help automate customer service, and compliance processes and handle large volumes of transactions. The company's platform automates the daily manual processes that financial institutions undertake to resolve mission-critical situations like fraud, collections, and compliance, business people can easily deploy end-to-end processes across technical and organizational boundaries, enabling businesses to automate tasks and improve efficiency.

Posh is a conversational AI and NLP technology development company that enables developers to deliver a new way to interact with users. With Posh, website actions that takes minutes to complete can be sped up to just seconds with a simple message from bots. Companies in finanical services, healthcare, utilities, and beyond are using the Posh platform to re-create call centers and automate routine requests for both customers and staff while saving time and money. The company wants to make the internet experience easier and more enjoyable. Posh was launched on 2015 and is based in Boston, Massachusetts.

Harbor is focused on enhancing retirement security in the United States by developing software that aims to make high-quality financial planning accessible and affordable for the majority of Americans who currently lack such resources. The company's platform is designed to optimize sales conversations through automation, enabling professionals to engage with prospective clients across multiple channels. This approach not only improves sales conversion rates but also fosters better client relationships. By combining financial planning with advanced sales intelligence, Harbor addresses both personal and professional financial needs.

Finnest, Inc. is a Boston-based company founded in 2016 that develops application software aimed at teaching children and teenagers essential financial skills through gamification. The mobile app and secured debit card account provide tools and activities designed to instill good money habits, covering topics such as financial education, personal finance, savings, and responsible spending. By facilitating easier transfers between parents and their children, Finnest encourages young users to save and grow their money while fostering an understanding of money management and investment. The platform represents an innovative approach to financial literacy for the younger generation.

We believe ordering should be easy no matter where you are. From trivia at the local bar to intermission at the theater, order and pay with Noble and get back to enjoying your night. Specialties Mobile Ordering, Mobile Payments, Food and Beverage, Big Data

At PeopleHedge, they are trying to solve the world's foreign exchange rate problems. PeopleHedge is working on a product that easily allows you to lock in an exchange rate months in advance.

TowerIQ, Inc. specializes in developing an enterprise software platform tailored for the insurance industry. Founded in 2017 and based in Boston, Massachusetts, the company offers a broker-first platform designed to enhance transparency in insurance markets. Its solution simplifies and automates workflows, connects data and systems, and improves data quality and validation. By facilitating robust communication and providing valuable data insights, TowerIQ enables brokers, managing general agents (MGAs), and carriers to streamline the end-to-end insurance experience. This low-touch technology platform allows brokers and agents to focus on addressing clients' business challenges, ultimately enhancing client retention and satisfaction while enabling firms to win more business.

Arwen gives protection while trade on cryptocurrency exchanges. They are a team of seasoned experts in cryptography, network and cloud security. Arwen aims to be the most secure standard of trading as a technology built for centralized cryptocurrency exchanges. Their protocol and system has been developed by a team with over a decade of expertise in cryptographic standards and network security. They are building better crypto trading infrastructure and have the best team in the business.

Manage all your financial accounts in one place, conduct what-if scenarios, and see future cash and net worth balances with Project Finance. Voted top personal finance application to watch in 2018.

Stavvy, Inc. is a financial technology company that specializes in a digital mortgage vendor platform designed to streamline communications and access to vendor data for mortgage banking professionals. The platform offers tools such as Stavvy Connect, which facilitates secure interactions between lenders and their title, settlement, and appraisal vendors, and Stavvy Notarize, which enables real estate professionals to conduct virtual closings and meetings using web conference technology. By eliminating traditional paper processes, Stavvy aims to enhance operational efficiency and compliance while minimizing risks associated with vendor interactions. Founded in 2018 and based in Boston, Massachusetts, the company was formerly known as Stavros Technologies, Inc. before rebranding in August 2020.

Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.

Most datasets have more than four columns, yet most plots compare X vs Y, size vs color. Going well beyond plots in 3D, our platform enables you to notice anomalies and make unique and quicker decisions in the headset you simply cannot see on a flat screen. It’s been mathematically proven to expand your perspective on data by up to 3,060x. Our SDK enables ISVs and enterprises to leverage this power directly from existing systems & workflows. The best data analysis comes from a blend of human and machine. Uncover new insight leveraging uniquely human wisdom, judgment and creativity across wider perspective of data. Immersion Analytics' patents-pending approach to intuitively visualizing data has been compared as for understanding data what quantum computing promises to be for processing it, since both consider many possibilities at once.

Using MakeCents, merchants will be able to create, tie-in or build-out loyalty programs with cash purchases. Merchants will be able to marry transactional data from cash purchases with unique customer profiles, enabling deep, actionable insights into buying habits. Consumers will be able to accept cash funds on a mobile wallet. MakeCents ultimate goal is to create an end-to-end ecosystem that connects manufacturers, distributors, retailers, financial institutions, and consumers on a decentralized platform. MakeCents Charitable Giving product hopes to give merchants, charities, and consumers a fast, easy, and secure way to donate and collect spare change without ever touching a coin. We believe that through this “giving ecosystem,” charities can connect to new merchants and consumers can connect to new charities.

Companies today generate and own a lot of data, spread throughout their entire organisation. Different teams and departments are using different systems which effectively creates data islands that are cut off from each other. However, many of these companies want to start using data science, machine learning or artificial intelligence (AI) to boost their business. This is an arduous task given the disparity of their data. Tengu is the Platform-as-a-Service solution that overcomes these struggles. It connects to the data sources of the company, streamlines and standardises the data by designing their own data pipelines and environments. This makes it easier for data scientists to work with machine learning and AI, and for business analysts to input this data into dashboards and business intelligence tools to get real-time insights. Unlike other PaaS providers, we believe it’s not just about the technology, it’s about the convenience of the users. We help companies to better understand their data needs: what objectives they want to achieve and what data is needed to get there. Therefore, we offer extra services like workshops, share our knowledge and build the DataOps Community, where people present their cases and questions, and help each other to find the best data solution. This is how we help companies become data-driven, increase the efficiency of data profiles and above all, how we make data most useful.

Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

Matchupbox proposes Digital Identity and Personal Data services around its PikcioChain, a proprietary modular permissioned-based blockchain, After three years of R&D, the PikcioChain creates an intelligent, secure and unique transactional eco-system. Based on the data exchanged or collected, the smart contracts developed by MatchupBox perform on demand specific tasks (payment, renewal, upgrades, supports, product and services search and booking.) By exemple, KYC process costs more than $10 Billion a year to US banks. MatchupBox builds an eco-system to facilitate on-demand, secure access to Personal Data and Digital Identity via its PikcioChain, so background and personal information verification checks no longer needed to be undertaken from the ground up every time. This reduces the overall cost of KYC, remove inefficiencies, enhance security and privacy, improving customer experience.

SpotMe is a mobile engagement platform that enables professionals in marketing, sales, and human resources to create customized applications for audience engagement. The platform specializes in facilitating hybrid, virtual, and in-person events, offering a branded and compliant application that enhances the user experience. SpotMe's services include personalized event management and detailed data insights that integrate with customer relationship management systems. The company is dedicated to providing continuous support and exceptional service to clients in the technology, financial, and manufacturing sectors, helping to strengthen customer relationships on a large scale.

ARAMIS srl is an innovative engineering research and development consulting company that specializes in providing services to industrial companies. Founded by a group of PhD researchers from the Politecnico di Milano, ARAMIS has over 25 years of experience in developing advanced methodologies and algorithms for the analysis of industrial systems and components. The company offers a range of services, including logistics and operations analysis, risk and vulnerability assessments, asset management, predictive maintenance, and artificial intelligence solutions. By delivering customized and optimal solutions, ARAMIS assists clients in making informed decisions to navigate complex business challenges effectively.

Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.

Energetic Insurance, Inc. is an InsurTech company based in Boston, Massachusetts, founded in 2016. The company specializes in providing solar insurance solutions aimed at mitigating credit and counterparty risks associated with commercial and industrial solar photovoltaic projects. Its flagship product, EneRate, offers coverage for third-party solar developers and asset owners, protecting them against payment default risks and revenue losses when off-takers fail to meet their Power Purchase Agreement (PPA) obligations. Additionally, Energetic Insurance has developed a systematic approach to address off-taker payment defaults, thereby facilitating solar financing for organizations that are unrated or classified as below investment grade. This innovative, data-driven methodology aims to enhance risk management within the renewable energy sector, promoting increased project deployment and capital investment in solar initiatives.

Own Up, operating under Rategravity, Inc., offers a software platform designed to assist homebuyers in financing their homes. Founded in 2015 and based in Boston, Massachusetts, the company provides a solution that eliminates the need for salespeople, allowing users to compare, select, and finalize their mortgage options directly with lenders. The platform caters to a variety of property types, including primary residences, second homes, investment properties, single-family homes, multi-family homes, condos, and townhomes. By streamlining the lending process, Own Up aims to facilitate easier access to low-interest mortgages for consumers.

Digital Onboarding Inc. is a technology company that specializes in a SaaS-based platform aimed at enhancing the new account activation process for financial institutions, such as banks and credit unions. Founded in 2015 and headquartered in Boston, Massachusetts, the company offers an automated solution that facilitates seamless communication with customers, improving engagement and education regarding financial products and services. Through its platform, Digital Onboarding enables institutions to create personalized email and SMS reminders, guiding customers through tailored digital journeys that encourage the adoption of essential services like direct deposit and online bill pay. By streamlining the onboarding experience, the company helps banks and credit unions strengthen relationships with account holders, ultimately driving profitability through increased customer activation and engagement.

We help merchants to optimize payment processing.

LearnLux Inc. operates a digital platform focused on providing independent financial and benefits education, particularly aimed at millennials. Founded in 2014 and based in Boston, Massachusetts, the platform offers unbiased and customized financial education, guiding users through personal financial decisions while helping them understand their financial needs and options. Users can earn credits towards new accounts and connect with financial institutions through the platform. Additionally, LearnLux empowers employers to provide financial wellness as a benefit, integrating digital lessons, interactive tools, and resources with on-demand access to financial advisors, thereby promoting independent and holistic financial well-being among employees.

Adjoint, Inc. specializes in blockchain technology-based software solutions tailored for the financial industry. Founded in 2016 and headquartered in Boston, Massachusetts, the company offers a range of software suites, including Adjoint Uplink and Adjoint X Suite. Adjoint Uplink streamlines multi-party transaction workflows, transforming them into secure digital processes, while Adjoint X Suite provides tools for deploying and managing Uplink, as well as constructing smart contracts using specialized programming languages. The company's technology enhances efficiency, security, and compliance across various sectors, including treasury management, banking, capital markets, insurance, commodities, and energy trading. By leveraging advanced research in cryptography and formal verification, Adjoint enables enterprises to effectively deploy, maintain, and execute smart contracts, thereby reducing costs and mitigating risks.

Doni is an online platform that helps consumers achieve their personal goals by providing a comprehensive suite of tools designed to facilitate collaboration. The platform emphasizes a user-centered approach by placing individual wants and needs at its core. Rather than encouraging users to pursue their objectives in isolation, Doni connects individuals with friends, family, and various financial institutions, including banks and insurers, to foster a supportive network. Its fintech application allows users to create personal wishlists and engage in socially driven financial activities, enabling them to discuss their dreams and work together towards achieving them. This innovative approach aims to make goal attainment more enjoyable and effective for users.

Good Growth Capital (GGC) is an early stage venture capital firm known for its exceptional expertise in finding, cultivating and assessing complex science and deep-tech start-ups. The team of five Managing Partners are experienced operators having been entrepreneurs starting 18 companies. The team’s strong capacity for understanding early stage science and technology investments enables GGC to invest well at an earlier stage than most venture capital firms, giving priority access to high-performing investment opportunities. GGC invests in seed stage and Series A deals through the General Fund family and in pre-seed and seed stage companies through the Infinite Corridor Fund, which primarily targets MIT-affiliated and transformative science start-ups. GGC is majority women- and minority-owned and is uniquely positioned geographically in both the Southeast and New England.

Immi is a food product manufacturer focused on creating instant ramen that is low in net carbohydrates and high in protein. The company offers a range of Asian-American food products designed to be guilt-free and nutritious, featuring options that are low in sodium, plant-based, and keto-friendly. By prioritizing better ingredients and crafted flavors, Immi aims to provide consumers with a healthy and delicious quick meal alternative that meets modern dietary preferences.

Bullseye offers a mobile-first experience that provides daily stock discussions, relevant and current investment information, and private group chats with other investors.

QuantUniversity specializes in custom consulting services focused on data analytics, quantitative finance, and machine learning. The firm provides modeling and advisory services to various clients, facilitating the development, validation, and auditing of quantitative finance applications. Additionally, QuantUniversity conducts workshops in data science and machine learning across the United States, offering strategic advice and tailored solutions to enhance performance and optimization for its clients. Through deep engagement and collaboration, the company aims to deliver significant value, ultimately improving clients' return on investment in their projects.

CurrencyDoc is a provider of a mobile app-powered, multi-currency, prepaid card.

Provider of a financial education platform created to help individuals learn about the ins and outs of personal finance and investing. The company's platform offers financial education and literacy tools, videos, media content and problem sets, enabling users to make more efficient personal financing.

Sandbox Banking offers a banking platform that connects new fintech software with existing banking systems, enabling banks and credit unions to integrate innovative solutions seamlessly. Its web-based integration builder and API management tools allow users to create, manage, and monetize banking-as-a-service offerings without requiring extensive programming knowledge. Designed for ease of use, the platform can be utilized by industry professionals familiar with basic tools like Excel. Sandbox Banking addresses significant challenges such as data security and legacy system integration, empowering financial institutions to securely test and adopt new fintech products while maintaining control over their unique data and system architecture. This approach positions Sandbox Banking as a versatile and efficient solution for modern banking needs.

Collective Capital is an investment vehicle that channels capital into initiatives and investments that have positive social impact while aiming to generate outsized economic returns.

Alt-Options is a financial service company that strives to solve the liquidity problem related to the developing virtual currency market, creating a platform and algorithms needed to price derivative products and facilitate trading. Alt-Options currently provides standardized option contracts on BTC/USD currency pairs, among other products. Join us on Facebook and Twitter, and feel free to reach out to our team via email. Facebook: https://www.facebook.com/altoptions Twitter: https://twitter.com/AltOptionsLLC Google+: google.com/+Altoptionsllc

Allowance is a freelance app service that creates an online marketplace connecting working professionals (Patrons) with college students (Students) through the trade of services. With our service, Patrons will post non-licensed/non-contracted jobs and students will have the ability to complete these tasks while being provided an alternative income source by completing these chores posted by the Patron. With a better way to earn money and the utilization of financial technology, Allowance helps students alleviate the financial burden of obtaining a college education.

Own Up, operating under Rategravity, Inc., offers a software platform designed to assist homebuyers in financing their homes. Founded in 2015 and based in Boston, Massachusetts, the company provides a solution that eliminates the need for salespeople, allowing users to compare, select, and finalize their mortgage options directly with lenders. The platform caters to a variety of property types, including primary residences, second homes, investment properties, single-family homes, multi-family homes, condos, and townhomes. By streamlining the lending process, Own Up aims to facilitate easier access to low-interest mortgages for consumers.

Stock Rover is an equity research platform that uses an Integrated Development Platform and web 2.0 technology.

Blueleaf is a financial relationship management platform based in Boston, Massachusetts, established in 2010. It aims to simplify wealth management workflows for financial advisors by leveraging client information to foster profitable relationships. The platform enables clients to track and understand their assets in one centralized location, offering features such as live reporting through branded portals. Users can access real-time data on balances, performance, allocation, and detailed holdings, along with weekly updates and collaboration tools. Blueleaf's account aggregation capabilities automatically identify assets, streamlining traditional reporting tasks and reducing operational burdens. This functionality allows financial advisors to enhance their revenue potential and expand their client base.

Elsen Inc. is a financial technology company based in Boston, Massachusetts, founded in 2013. It specializes in providing a cloud-based platform-as-a-service designed for large financial institutions. The Elsen platform enables firms to efficiently manage, access, and utilize extensive data sets, facilitating improved decision-making and problem-solving. With its accelerated computing engine and graphical processing unit-based algorithms, Elsen allows businesses to optimize their data and resources, ultimately enhancing insights and return on investment. By simplifying the complexities of data handling, Elsen empowers financial services firms to leverage their information for better outcomes.