Earnin is a payroll disbursement platform that enables employees to access their earned wages in real-time, rather than waiting for traditional biweekly paychecks. Launched in 2014, the service allows users to track their worked hours through an electronic timesheet and receive their pay directly to their bank accounts via smartphone. Unlike conventional payroll systems, Earnin charges no fees or interest; instead, users can choose to pay what they believe is fair for the service. This innovative approach aims to empower consumers by enhancing their financial control, helping them manage expenses more effectively and avoid late and overdraft fees.
An effective tool for motivation, reward, and saving money.
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