European Bank for Reconstruction and Development

The European Bank for Reconstruction and Development (EBRD) is an international financial institution established in 1991 and headquartered in London, United Kingdom. Its primary mission is to foster economic development in Central and Eastern Europe, as well as in the Middle East and Africa, by providing project financing to banks, industries, and businesses. The EBRD focuses on supporting new ventures and facilitating investments in existing companies, while also assisting publicly owned entities in privatizing and restructuring municipal services. The bank engages in equity investments and provides various forms of debt financing, including senior, subordinated, mezzanine, and convertible debt. By collaborating with commercial partners and financial intermediaries, such as local banks and equity funds, the EBRD aims to enhance private sector growth and development across multiple sectors. Through its extensive experience, the EBRD has invested more than €130 billion in over 5,200 projects, playing a significant role in advancing economic transformation in the regions it serves.

Maria Barsuk

Investor

Susan Goeransson

Director of Infrastructure Europe and Sustainable Infrastructure Group

Zoltan Hopka

Investor

Francis Malige

Managing Director for Financial Institutions

Tamás Nagy

Director, Equity Partner and Co-Head of Private Equity

Ray Portelli

Head of Internal Audit

Odile Renaud-Basso

President and Member of the Executive Committee

Jurgen Rigterink

First Vice President, Chairman and Head of Client Services Group

Kanako Sekine

Managing Director, Portfolio

Paul Vlaanderen

Director

Alistair Clark Ph.D

Managing Director, Environment and Sustainability Department

Past deals in Western Asia

DenizBank

Debt Financing in 2023
DenizBank is a commercial banking institution established in 1938 and headquartered in Istanbul, Turkey. Originally founded to support the maritime sector, the bank has evolved to offer a wide range of financial services, including personal and business loans, agricultural loans, commercial cards, retail cards, treasury management, investment products, and insurance. After its acquisition by various entities over the years, DenizBank became a subsidiary of Sberbank of Russia in 2012. As part of Sberbank, which is a major player in the global financial sector, DenizBank continues to serve its customers with a focus on corporate and commercial banking while leveraging its parent company's extensive resources and expertise.

ACWA Power

Post in 2023
ACWA Power International is a prominent developer, investor, co-owner, and operator of power generation and desalination facilities. Founded in 2004 and headquartered in Riyadh, Saudi Arabia, the company manages a diverse portfolio that includes thermal, solar photovoltaic, solar concentrated solar power, and wind energy projects. ACWA Power also provides operations and maintenance services for the power and water desalination sectors, primarily in Saudi Arabia and across various countries, including Oman, the United Arab Emirates, Jordan, Morocco, South Africa, Turkey, Vietnam, Mozambique, and Egypt. The company operates as a subsidiary of ACWA Holding Company and maintains regional offices in several major cities, including Dubai, Istanbul, Cairo, Rabat, Johannesburg, Hanoi, and Beijing. Its business activities are governed by agreements with government entities and financing arrangements, ensuring compliance and operational efficiency.

Türk Ekonomi Bankası

Debt Financing in 2023
Türk Ekonomi Bankası A.Ş. (TEB) is a prominent financial institution in Turkey, established in 1927 as Kocaeli Bankası T.A.Ş. It provides a wide range of banking products and services catering to retail, corporate, and small to medium-sized enterprise customers. TEB operates through various segments, including Retail and Private Banking, SME Banking, Corporate Banking, and Treasury and Asset-Liability Management. The bank offers services such as deposit accounts, various loan types, payment solutions, and online banking. Additionally, TEB provides brokerage services, investment funds, and a comprehensive array of insurance products. The bank also engages in advisory services related to capital market instruments, business evaluations, and mergers and acquisitions. TEB has a robust network, featuring 471 branches and 1,728 ATMs across Turkey. It has been recognized for its prudent management practices and has a strategic partnership with BNP Paribas, enhancing its market presence. Headquartered in Istanbul, TEB continues to expand its operations, supporting both individual and corporate financial needs.

Credo Bank

Debt Financing in 2023
Credo Bank is a microfinance institution operating in Georgia. Regulation of healthy working environment, business processes and service relationships promotes the company's core values. Values ​​are the fundamental basis of organizational behavior. These are the principles that are reflected in everyday activity.
Georgia Healthcare Group is the largest healthcare services provider in Georgia, offering a comprehensive range of medical services through its extensive network. The company operates 18 referral hospitals with nearly 3,000 beds, alongside 19 community clinics and 15 polyclinics that focus on outpatient care. In addition to healthcare services, Georgia Healthcare Group is a significant player in the pharmaceutical sector, running 296 pharmacies and holding a substantial market share as a retailer and wholesaler of pharmaceuticals. The company also provides a variety of medical insurance products, including personal accident and term life insurance, catering to both corporate and retail clients. With a strong presence in the Georgian healthcare market, Georgia Healthcare Group employs over 15,000 individuals, including a significant number of physicians, thereby contributing to the development of the country's medical infrastructure. Headquartered in London, the group has been recognized for its leadership in a predominantly privately-owned market.

Polat Enerji

Debt Financing in 2022
Polat Enerji is an electricity provider that focuses on the liberalization of the energy sector. The company engages in electricity generation, distribution, and trading, contributing approximately 1.6 billion kWh of electricity annually. Polat Enerji emphasizes the development of an energy strategy that prioritizes renewable resources, aligning with the growing demand for sustainable energy solutions. Through its operations, the company plays a significant role in advancing the electricity market and promoting a more environmentally friendly energy landscape.

QNB Finansbank

Debt Financing in 2022
QNB Finansbank A.S. is a prominent banking institution in Turkey, offering a comprehensive range of financial products and services. Its offerings include various deposit accounts, loans for consumers, automobiles, and mortgages, as well as payment services and insurance products such as life, auto, and home insurance. The bank also provides investment options, including government bonds, mutual funds, and private portfolio management. Additionally, it specializes in cash management, foreign trade, corporate banking, financial leasing, and factoring services. QNB Finansbank is involved in wholesale and commercial banking, offering structured finance, transaction banking, and advisory services. With a network of over 523 branches in Turkey and a presence in international banking, the bank aims to support both individual and commercial financial needs, leveraging its expertise and technology to develop tailored solutions. Founded in 1987 and headquartered in Istanbul, it operates as a subsidiary of Qatar National Bank.

Modanisa

Venture Round in 2022
Modanisa is an online fashion retailer for women's Islamic clothing, dresses and accessories. The site offers clothing and accessories to women of all ages and offers shipping and delivery all over the world. The site also trends latest hijab styles for women along with fashion tips for the Muslim regions. Designer abayas and jilbabs, Kayra, Armine, Aker and Tekbir are also sold online.

Team Telecom Armenia

Debt Financing in 2022
Team Telecom Armenia provides internet, digital TV, and mobile fixed telephony services. Team Telecom Armenia also provides GSM 900/1800, 3G (UMTS) և 4G (LTE) standard mobile connection, fixed telephony, IPTV և OTT digital television services.

Swvl

Post in 2022
Swvl, LLC is a mobility company that offers an application enabling users to book fixed-route bus and van trips at affordable rates. Launched in 2017 and headquartered in Dubai, the app allows customers to reserve rides on underutilized buses during peak commuting hours without surge pricing. Swvl operates in several countries, including Egypt, Kenya, and Pakistan, providing a reliable alternative to traditional public transportation and ridesharing services. The company's primary focus is on creating a cost-effective, safe, and environmentally friendly mass transit solution, allowing commuters to travel between designated pick-up points within cities using its technology-driven platform.

Ameriabank

Debt Financing in 2022
Ameriabank is a prominent financial institution in Armenia, recognized for its significant contributions to the country's economy. As a universal bank, it offers a wide range of services, including corporate, investment, and retail banking. Ameriabank emphasizes innovation and accessibility through its omni-channel distribution platform, with a strong focus on digital products and ecosystems. The bank is dedicated to delivering a high-quality, customer-oriented banking experience that adapts to the evolving digital landscape. Furthermore, Ameriabank is committed to responsible business practices and plays a role in promoting Armenia's transition toward a sustainable future.

Enerjisa

Post in 2021
Enerjisa is a prominent electricity distribution and retail company in Turkey, established in 1996 primarily to fulfill the electricity needs of Sabancı companies. Operating in a regulated sector, Enerjisa manages its operations across three regions through various subsidiaries. The company also includes Enerjisa Musteri Cozumleri, which focuses on customer solutions and distributed generation, enhancing its service offerings in the energy market.
Altıntel Port and Terminal Operations offers storage processes for bulk liquid products. Their storage of bulk liquid chemicals and petroleum products. They provide for human health, workplace safety, and environmental safety. They serve the marine environment.

Garanti BBVA Leasing

Debt Financing in 2021
Garanti BBVA Leasing offers financing models suited to the investment finance needs of its customers and provides consultancy services.

National Bank of Kuwait

Debt Financing in 2021
The National Bank of Kuwait (NBK), established in 1952 as the first indigenous bank in the Gulf region, has gained a reputation as a trusted financial institution. With a strong management team and a clear strategic vision, NBK has consistently delivered profitability and maintained high asset quality and capitalization. The bank offers a comprehensive range of financial and investment services tailored for individuals, corporations, and institutional clients. Its services include working capital loans, letters of credit, project financing, and syndications, catering to various sectors such as petrochemicals, oil and gas, power, water, renewables, and infrastructure. NBK holds a significant market share and serves a growing local and regional clientele, complemented by the largest overseas branch network in major global financial centers.

Biotrend Energy

Post in 2021
Biotrend Energy is a Turkish waste-to-energy firm.
Qatar National Bank Alahli is one of the leading financial institutions in Egypt established in April 1978 and ranked as the second-largest private bank in Egypt. Qatar National Bank Alahli provides its services for more than 1,284,417 clients served by 6,723 banking professionals with a network of 231 branches, along with 861 ATMs & 64,147 Point-of-Sale to serve clients nationwide. Further, a distinctive Call center operates round the clock 7 days a week. Qatar National Bank Alahli provides dedicated products in corporate banking, financial advisory, project financing, structured financing, trade financing, cash management, and foreign exchange with its competitive offerings, it has managed to establish a strong bond with its various corporate clientele whether large domestic corporations, subsidiaries of multinational companies, medium caps, as well as SMEs.

Ford Otosan

Post in 2021
Ford Otosan is a publicly traded company that manufactures, assembles, imports, exports, and sells motor vehicles and spare parts. The company provides commercial, transit and transit custom, and transit courier vehicles, and cargo trucks, as well as engines and powertrain products for trucks and transit vehicles. Ford Otosan was founded on 1959 and is headquartered in Istanbul, Turkey.

obilet.com

Series C in 2021
Obilet.com, founded in 2012, is an end-to-end ticketing platform listing hundreds of bus operators, airlines and ferry companies as well as offerings from hotels and car rental companies. Obilet also provides bus operators with its best-in-class Inventory Management System (IMS) as a SaaS. Obilet is the indisputable market leader in Turkey both in B2B and B2C segments with 400+ bus carriers using its IMS software, 25 million visitors per month, and 15 million app downloads. Obilet is projected to sell more than 40 million tickets annually in 2024, making it one of the top-3 bus ticketing platforms in the world. Obilet also set its vision to be the one-stop-shop for whole needs of users regarding the tourism and travel products by expanding its category offerings with the addition of hotel booking and car rental services. Moreover, Obilet has launched its international expansion project in H2 2022, has one of the largest coverage of markets globally.

Hellas Direct

Venture Round in 2021
Hellas Direct is a Cyprus-based digital-first insurance company that leverages advanced technology and artificial intelligence to offer competitive pricing on car, motorcycle, and home insurance. The company operates as a full-stack insurer, utilizing algorithms and analytics to streamline the insurance process and compare various offers, thereby simplifying the experience for clients. Backed by prominent investors such as Portag3 and the International Finance Corporation, Hellas Direct seeks to transform the traditional insurance value chain by emphasizing operational excellence and customer-centric solutions.

National Bank of Egypt

Debt Financing in 2021
National Bank of Egypt is a prominent commercial bank that offers a wide range of financial products and services. With a commitment to providing high-quality banking solutions, the bank aims to retain customer trust and maintain its leadership position in the local banking market. It also serves as a commercial financial institution that facilitates trade and capital flows between the Middle East and North America, enhancing its role in international finance and trade.

Viva Wallet

Venture Round in 2021
Viva Wallet is a pioneering European neobank that operates entirely on a cloud-based platform using Microsoft Azure, with a presence in 23 countries. As a Principal Member of both Visa and MasterCard, it offers comprehensive card acceptance services tailored for businesses of all sizes. These services include innovative Smart Android terminals, an Android Viva Wallet POS app, and advanced payment gateways for online transactions. In addition, Viva Wallet provides business accounts with local IBANs and a business Mastercard. The company also owns VIVABANK SA, a Greek banking subsidiary, and an E-money Institution, both compliant with PSD II Directive provisions, allowing for passporting rights across the EEA region. Its platform features a range of services such as tap-to-device technology, merchant cash advances, expense management, and virtual debit card issuance, facilitating seamless transactions for individuals and businesses.

Uludağ İçecek

Debt Financing in 2021
Uludağ İçecek is the beverage producer.

ACWA Power

Debt Financing in 2021
ACWA Power International is a prominent developer, investor, co-owner, and operator of power generation and desalination facilities. Founded in 2004 and headquartered in Riyadh, Saudi Arabia, the company manages a diverse portfolio that includes thermal, solar photovoltaic, solar concentrated solar power, and wind energy projects. ACWA Power also provides operations and maintenance services for the power and water desalination sectors, primarily in Saudi Arabia and across various countries, including Oman, the United Arab Emirates, Jordan, Morocco, South Africa, Turkey, Vietnam, Mozambique, and Egypt. The company operates as a subsidiary of ACWA Holding Company and maintains regional offices in several major cities, including Dubai, Istanbul, Cairo, Rabat, Johannesburg, Hanoi, and Beijing. Its business activities are governed by agreements with government entities and financing arrangements, ensuring compliance and operational efficiency.

DgPays

Venture Round in 2021
DgPays is a financial technology company that specializes in providing comprehensive payment solutions for banks, e-money institutions, telecom operators, and transportation operators. The company offers a versatile platform that includes mobile wallets, prepaid cards, bill payment services, and payment gateway infrastructure. DgPays aims to facilitate secure and convenient online and mobile payments while also enabling users to manage their bills and loyalty programs. Additionally, the company provides essential banking services, including online and mobile solutions, as well as compliance services such as anti-money laundering (AML), fraud management, and authentication. By addressing the end-to-end payment system needs of its clients, DgPays positions itself as a key player in the financial technology sector.

WUZZUF

Series B in 2020
Wuzzuf, LLC operates an online recruitment platform in Egypt that connects job seekers with employers across various sectors, including accounting, customer service, engineering, sales, marketing, and software development. Founded in 2009 and based in Cairo, Wuzzuf serves as a subsidiary of BasharSoft LLC. The platform caters to a diverse range of job seekers, from highly educated individuals to those with varying levels of education. Since its inception, Wuzzuf has facilitated over 100,000 direct hires and has enabled employers to advertise more than 250,000 job vacancies. The site attracts over 500,000 users each month, providing them with access to a wide array of employment opportunities. Utilizing a web-based job-matching algorithm, Wuzzuf enhances the recruitment process by offering structured talent profiles that help organizations identify suitable candidates efficiently.

Hazelcast

Series D in 2020
Hazelcast, Inc. specializes in developing an open-source data distribution platform designed for Java applications. The company offers a range of solutions, including an in-memory data grid that facilitates the sharing and partitioning of application data across clusters. Its stream processing engine, Hazelcast Jet, supports continuous intelligence by ingesting and processing data in real time. Additionally, the Hazelcast Management Center provides a web-based interface for monitoring and managing clusters, allowing users to track system performance and update configurations. Hazelcast's unified platform integrates fast data storage with stream processing, enabling businesses to streamline their real-time architectures for applications in artificial intelligence and machine learning. Founded in 2008 and headquartered in Palo Alto, California, with a research office in Istanbul, Turkey, Hazelcast serves a diverse clientele, including notable organizations across various industries.

Saloglu

Debt Financing in 2019
Panda theme is a modern, clean and professional Prestashop theme, it comes with a lot of useful features. Panda theme is fully responsive, it looks stunning on all types of screens and devices.

Migros Virtual Market

Debt Financing in 2019
Migros Ticaret AS offers spacious stores in a wide range of formats and locations whose vast selection of cosmetics, stationery, glass and kitchenware, electronic appliances, book, textiles, and other items along with groceries and other necessities give it the ability to satisfy the shopping needs of its customers. Striving to give customers the benefit of technological developments while confidently continuing to serve them with its trusted human resources, the attention which the Migros gives to information technology and the investments which it undertakes always keep it at the forefront of the retailing sector. Focusing on customer expectations since the day it was founded, Migros is known for its innovation and progress in retailing.

obilet.com

Series C in 2019
Obilet.com, founded in 2012, is an end-to-end ticketing platform listing hundreds of bus operators, airlines and ferry companies as well as offerings from hotels and car rental companies. Obilet also provides bus operators with its best-in-class Inventory Management System (IMS) as a SaaS. Obilet is the indisputable market leader in Turkey both in B2B and B2C segments with 400+ bus carriers using its IMS software, 25 million visitors per month, and 15 million app downloads. Obilet is projected to sell more than 40 million tickets annually in 2024, making it one of the top-3 bus ticketing platforms in the world. Obilet also set its vision to be the one-stop-shop for whole needs of users regarding the tourism and travel products by expanding its category offerings with the addition of hotel booking and car rental services. Moreover, Obilet has launched its international expansion project in H2 2022, has one of the largest coverage of markets globally.

Raya Foods

Debt Financing in 2019
They supply you frozen vegetables and fruits with a superior quality in both local and international markets. Their large supply of raw materials enable us to be flexible and agile in processing orders.They offer customized specifications: cut size, mixes, degree of blanching and many other.

Modanisa

Private Equity Round in 2019
Modanisa is an online fashion retailer for women's Islamic clothing, dresses and accessories. The site offers clothing and accessories to women of all ages and offers shipping and delivery all over the world. The site also trends latest hijab styles for women along with fashion tips for the Muslim regions. Designer abayas and jilbabs, Kayra, Armine, Aker and Tekbir are also sold online.

FORASNA

Series B in 2018
FORASNA is a database for the Middle Eastern workforce with primary/middle education (blue collars). It also caters to highly educated job seekers (white collars) looking for positions that do not require knowledge of any other language than Arabic. It has the first organized and systematic database and platform focused on connecting blue collars with employers: assisting job seekers in finding the right job and assisting companies in hiring suitable candidates in an easy and smart manner.

BasharSoft

Series B in 2018
BasharSoft is a technology startup developing recruitment systems and creators of Wuzzuf.com - Egypt's leading online recruitment platform.

WUZZUF

Series B in 2018
Wuzzuf, LLC operates an online recruitment platform in Egypt that connects job seekers with employers across various sectors, including accounting, customer service, engineering, sales, marketing, and software development. Founded in 2009 and based in Cairo, Wuzzuf serves as a subsidiary of BasharSoft LLC. The platform caters to a diverse range of job seekers, from highly educated individuals to those with varying levels of education. Since its inception, Wuzzuf has facilitated over 100,000 direct hires and has enabled employers to advertise more than 250,000 job vacancies. The site attracts over 500,000 users each month, providing them with access to a wide array of employment opportunities. Utilizing a web-based job-matching algorithm, Wuzzuf enhances the recruitment process by offering structured talent profiles that help organizations identify suitable candidates efficiently.

Onedio

Series B in 2016
Onedio is a prominent new media platform headquartered in Turkey, specializing in online news publishing. It offers a diverse array of content including videos, articles, humorous lists, and interactive tests, catering primarily to a youthful audience aged 18 to 30. As of June 2016, Onedio was recognized as the most visited website in Turkey, attracting over 90 million monthly visits and more than 25 million unique visitors, predominantly from mobile devices. The platform also publishes content in Russian and English, which supports its potential for international expansion. With a robust technical infrastructure, Onedio is well-positioned to facilitate native advertising and further scaling of its services.

BRN Sleep Products

Private Equity Round in 2015
BRN Sleep Products is a privately held manufacturer based in Kayseri, Turkey, specializing in sleep-related products. The company produces a range of items including mattresses, covers, box springs, and adjustable beds. By focusing on cost-effective solutions, BRN Sleep Products aims to provide customers with quality sleep products at competitive prices.

Uludağ İçecek

Debt Financing in 2014
Uludağ İçecek is the beverage producer.

DgPays

Seed Round in 2014
DgPays is a financial technology company that specializes in providing comprehensive payment solutions for banks, e-money institutions, telecom operators, and transportation operators. The company offers a versatile platform that includes mobile wallets, prepaid cards, bill payment services, and payment gateway infrastructure. DgPays aims to facilitate secure and convenient online and mobile payments while also enabling users to manage their bills and loyalty programs. Additionally, the company provides essential banking services, including online and mobile solutions, as well as compliance services such as anti-money laundering (AML), fraud management, and authentication. By addressing the end-to-end payment system needs of its clients, DgPays positions itself as a key player in the financial technology sector.

Juhayna Food Industries

Debt Financing in 2013
Juhayna Food Industries is a Egypt-based manufacturer specialized in the production, processing and packaging of milk, yoghurt, juice and juice concentrate. During the past three decades Juhayna has succeeded in winning the loyalty of consumers who have come to view our wide variety of quality products as trusted household names.

Evim.net

Series A in 2013
Evim.net is a membership-based private shopping platform based in Turkey, specializing in home decoration and accessories. The site offers a diverse selection of products, including home textiles, kitchenware, small appliances, mother-child products, and household electronics. Members can purchase these items at significantly discounted prices, with savings of up to 80%. The platform also encourages member engagement by allowing users to invite friends to join, expanding its community of shoppers. Through its user-friendly e-commerce interface, Evim.net provides customers with numerous options for decorating their homes effectively and affordably.
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