Equifax

Boa Vista is a Brazilian company that offers analytics solutions to take decisions in credit and business.

Profile Credit specializes in providing accurate credit information services aimed at helping businesses manage bad debts more effectively. The company delivers specialized reports that cater primarily to the food and agricultural sectors. By utilizing bank records, vendor payments, and legal information, Profile Credit equips its clients with the necessary data to make swift and informed decisions regarding their credit management. This focus on expediency and precision allows clients to enhance their decision-making processes and mitigate risks associated with bad debts.

LawLogix Group, Inc. specializes in developing and delivering cloud-based Software as a Service (SaaS) solutions for electronic I-9 compliance, E-Verify, and immigration case management. Founded in 2000 and headquartered in Phoenix, Arizona, with an additional office in Santiago, Chile, the company serves a diverse clientele, including U.S. government agencies, universities, and large corporations like Pfizer and Cargill. Its primary products include Edge, a comprehensive immigration case management tool designed to enhance efficiency for law firms and non-profits; Guardian, which automates I-9 and E-Verify processes to reduce errors and improve records management; and Remediation, which helps organizations mitigate compliance risks associated with historical I-9 documentation. LawLogix Group provides a combination of software, implementation, and support services, ensuring that clients can effectively manage immigration and compliance workflows. The company has been a subsidiary of Hyland Software since its acquisition in October 2015.

Data-Crédito is a consumer credit reporting agency in the Dominican Republic.

Efficient Hire provides a cloud-based solution aimed at enhancing the employee onboarding experience for organizations across various industries, including hospitality, staffing, and senior care. Utilizing proprietary technology from Efficient Forms, the platform simplifies the onboarding process by guiding new hires through essential paperwork, such as tax withholding, direct deposit, and insurance enrollment. At the end of the onboarding process, all necessary forms are completed, which can then be exported as PDFs or transmitted to existing payroll and employee record systems. Additionally, Efficient Hire offers features like applicant tracking, e-verify, work opportunity tax credits processing, and compliance with the Affordable Care Act, helping organizations save time and resources in their hiring practices.

Appriss Insights is an information technology company based in Louisville, Kentucky, that specializes in providing customized solutions to enhance security and financial processes for businesses. Founded in 1994, the company focuses on a range of services, including workplace safety, school and volunteer safety, entitlement fraud prevention, continuity of benefits, law enforcement support, corporate investigations, tenant screening, and victim safety. By offering insights and analytic services, Appriss Insights enables its clients to improve safety measures, mitigate fraud, and reduce various risks associated with their operations.

Health E(fx) is developed by HealthCare Impact Associates LLC, a highly experienced team of business and technical professionals with unique knowledge and expertise in ACA legislation, government policy direction, and the regulatory framework that is affecting all US employers with more than 50 full-time employees. Combining their expert ACA regulatory compliance and employee benefits competence with deep technical and systems engineering skill, HealthCare Impact Associates is an industry leader with solutions for employers and brokers that puts clarity, compliance, and control in their hands.

i2Verify specializes in income and employment verification software that allows employees to securely access their earnings and employment information. The platform offers customizable reporting features and aims to enhance employee satisfaction by improving the overall experience within human resources and payroll processes. By delivering tools that focus on the needs of both clients and their employees, i2Verify plays a significant role in modernizing the employee verification landscape.

HIREtech Corporation is a technology-focused firm based in Houston, Texas, specializing in human capital management and tax incentive solutions. Established in 1997, the company offers a comprehensive platform that provides real-time data and intelligence to aid businesses in making informed financial and hiring decisions. HIREtech's services encompass a range of functions, including tax credits, employment and wage verification, I-9/E-Verify, and unemployment claims management. The company's solutions cater to diverse sectors such as healthcare, hospitality, manufacturing, and technology, among others. By bridging the gap between human resources, tax, and finance, HIREtech enables organizations to save time and money while reducing risk, thereby facilitating seamless access to employee data and enhancing client interactions.

AccountScore is a London-based analytics company that specializes in providing actionable insights from bank transaction data for clients in the financial sector, including banks and financial services firms. The company enables clients to import their existing transaction data and generates analytics through intuitive dashboards or APIs. This allows for the analysis of individual accounts or the processing of multiple accounts containing millions of transactions simultaneously. For non-bank clients needing to analyze customer bank data or for banks wanting to examine transactions from other institutions, AccountScore collaborates with its sister company, consents.online. This partnership facilitates the acquisition, storage, and management of customer transaction data, ensuring compliance with regulations as consents.online is registered as an Account Information Service Provider with the Financial Conduct Authority. Through its services, AccountScore helps businesses enhance credit quality assessment, fraud prevention, repayment management, and overall account management.

Kount Inc. is a Boise, Idaho-based company that specializes in fraud and risk management software solutions for businesses operating in card-not-present environments. Established in 2007, Kount provides a comprehensive platform that assists online merchants, financial institutions, and businesses in managing fraud risks associated with digital transactions. Their offerings include Kount Complete, which features robust reporting tools for tracking agent performance and financial data, and Kount SMB, a real-time fraud prevention solution tailored for small and medium-sized merchants. Utilizing advanced technologies such as artificial intelligence and machine learning, Kount enables clients to approve more transactions while minimizing fraud-related losses. The company’s proprietary tools include mobile fraud detection, device fingerprinting, and global order linking, all designed to enhance security and improve operational efficiency. Kount operates as a subsidiary of Keynetics, Inc.

Ansonia Credit Data, Inc., founded in 2006 and headquartered in Olympia, Washington, specializes in providing business credit reporting services and related technology products. The company offers a range of tools, including business credit reports, construction credit reports, online credit applications for streamlined credit decisions, and alert systems for early warnings on potential write-offs. Ansonia Credit Data also features analytical tools to assess receivables portfolios, along with research and fraud alerts. By delivering robust credit intelligence and continuously updated information at competitive prices, Ansonia serves business owners, executives, credit managers, and sales professionals, positioning itself as a leading alternative to traditional credit reporting services. As of July 2020, it operates as a subsidiary of Knowledge Works, Inc.

Urjanet, Inc. is a company that offers a cloud-based platform designed to streamline access to utility data. By connecting directly to utility providers, Urjanet acquires and normalizes utility bills and interval data, enabling organizations to automate data collection and enhance decision-making processes. Its offerings include a range of data-as-a-service solutions, such as automated access to utility bill data, granular measurements of energy consumption, and advanced metering infrastructure data. The platform also provides tools for users to submit utility credentials securely, as well as alerts for billing and consumption irregularities. Urjanet's data services support business intelligence, energy management, accounting, and procurement, helping organizations improve financial performance, energy efficiency, and sustainability. Founded in 2009 and headquartered in Atlanta, Georgia, with an additional office in Chennai, India, Urjanet aims to transform how organizations utilize utility data across various industries.

PayNet is a credit ratings company focused on providing analytics and risk management solutions specifically for small businesses in the commercial credit sector. By gathering and analyzing up-to-date financial payment information from various lenders, PayNet generates predictions on small business performance. This enables lenders to identify growth opportunities within their portfolios while proactively managing risks by offering early warnings rather than post-event detection. Additionally, PayNet's predictive analytics assist lenders in forecasting default rates, allowing for better risk balancing and informed lending decisions. Overall, PayNet’s tools aim to enhance lenders' operational efficiencies and support sound financial practices in the small business lending space.

DataX Ltd. is a specialty finance credit reporting agency and alternative data provider based in Las Vegas, Nevada. Founded in 2004, the company offers a comprehensive database that includes demographic, financial, and trade line information for millions of consumers in the United States. DataX provides a suite of services designed to aid businesses in mitigating risk and improving profitability. These services encompass credit risk mitigation, fraud prevention, data verification, and authentication, benefiting various sectors such as specialty finance, marketplace lending, and consumer goods. By leveraging advanced credit reporting and alternative data, DataX helps businesses effectively manage risk, safeguard against fraud, reduce consumer acquisition costs, and enhance revenue opportunities. As of 2018, DataX operates as a subsidiary of Equifax Inc.

Mercury Group of Companies specializes in providing online human resources solutions and workforce management software. Their services encompass a range of functions, including applicant management, identity verification, employee onboarding, and performance appraisals. Additionally, the company focuses on data integration and risk management, offering businesses tools to effectively manage their workforce and streamline HR processes.

ID Watchdog, Inc., based in Denver, Colorado, specializes in identity theft detection, protection, and resolution services primarily for individuals and families in the United States. Through its subsidiary, Identity Rehab Corporation, the company offers a range of subscription-based solutions designed to monitor and safeguard personal information. These services include identity monitoring that alerts clients to suspicious activities related to their personal data, cyber monitoring that scans malicious online platforms for potential risks, and credit monitoring that tracks changes to credit reports. Additionally, ID Watchdog provides resolution services to assist clients in addressing identity theft issues, including a comprehensive identity restoration solution. Founded in 2005, the company employs proprietary technology to search thousands of databases for unauthorized use of personal information, ensuring timely alerts and effective management of identity-related threats. As of August 2017, ID Watchdog operates as a subsidiary of Equifax Consumer Services, Inc.

Barnett Associates, now part of Equifax's Workforce Solutions business unit, specializes in tax consulting services with a focus on unemployment claims and tax expertise accumulated over 33 years. The company provides a range of services including unemployment tax consulting, claim administration, international tax consulting, and income verification. By integrating advanced technology and expanding its service offerings, Barnett Associates continues to uphold a strong tradition of customer service excellence while enhancing its capabilities in the industry.

Veda Advantage is a data analytics company recognized as the leading provider of credit information and analysis in Australia and New Zealand. Established in 1967, Veda originated as a credit bureau and has since broadened its offerings to include a range of credit and analytical products tailored to various customer needs and industry segments. Clients utilize Veda's data intelligence to assess credit risk, verify identities, conduct employee background checks, minimize identity theft and fraud, and implement digital marketing strategies. In February 2016, Veda was acquired by Equifax Inc., a prominent global information solutions provider. This partnership enhances Veda's capabilities, allowing it to leverage Equifax's extensive data resources and innovative analytics, thereby enabling customers to make well-informed decisions.

Inffinix Software, S.A. de C.V. specializes in debt collection services and provides a range of credit data software solutions. The company's primary product is CyberFinancial, a modular system designed to automate the process of collecting delinquent accounts. Inffinix's software is offered on a licensed basis and is utilized by organizations across the Latin American region. It empowers collection staff to efficiently process, manage, and track accounts throughout the entire collections workflow, enhancing overall operational effectiveness in debt recovery.

Forseva is a provider of cloud-based applications that focus on credit and collections management, enabling companies to efficiently evaluate customer credit risk, automate credit monitoring, and enhance collections activities. Its flagship product, ForsevaTRM, offers an integrated solution that aligns sales, credit, and collections management, thereby streamlining workflows and improving decision-making throughout the quote-to-cash process. The company serves a diverse range of clients, including BNSF Railway, Hitachi Data Systems, Ingram Micro, LinkedIn, AmerisourceBergen, and Regions Bank. Founded in October 2009 and headquartered in Chicago, Illinois, Forseva was acquired by Equitax in February 2014.

TDX Group is a global data and technology company based in Nottingham, UK, that specializes in providing creditors with tools and services to optimize returns from debt portfolios. With over 300 employees, the company operates internationally across Spain, South America, Australia, and North America. TDX Group is structured into two primary divisions: TDX Creditor Solutions and TDX Industry Solutions. TDX Creditor Solutions focuses on core technology platforms that assist creditors in managing debt collection, debt sales, and insolvencies across various sectors, including financial services, telecommunications, media, utilities, public sector, and healthcare. This division also offers advisory services to enhance existing debt management processes. Meanwhile, TDX Industry Solutions delivers technology and services tailored for debt collection agencies, debt management companies, debt purchasers, and insolvency practitioners, enabling more effective management of consumer debt. Founded in 2004 by Mark Onyett, TDX Group has received significant venture capital investments to support its growth and technological advancements.

TrustedID, Inc. is a company based in Palo Alto, California, that specializes in proactive identity protection solutions for corporations, organizations, and government agencies. Founded in 2005, it offers products designed to detect and prevent identity theft, including IDEssentials, a comprehensive protection system, and IDFreeze, which helps users control access to their credit reports. TrustedID also provides CreditLock, ensuring that users' credit information is safeguarded from unauthorized access, and Threat Score, a service that assesses a user's risk level of identity theft. Additionally, it offers data breach response services to assist victims affected by breaches. The company's products are available through financial institutions, consumer brands, and directly via its website. In 2011, TrustedID expanded its capabilities by acquiring Unsubscribe.com and Reppler.com.

Identity theft protection services provided to consumers. IdentityProtection.com features robust, fresh and shareable content in written and video formats. With content provided by experts from Equifax and other organizations, consumers will be empowered to help them make the best decisions for themselves and their families.

ethority is offering a whole range of research and consulting products that allow marketers and publishers to gain consumer insights and market intelligence. Its approach is twofold: 1. monitoring the social web (i.e. blogs, communities, Twitter, rating sites, video and picture platforms) for authentic and rich user statements with an innovative and highly scalable crawler technology gridmaster; 2. netnography - qualitative interpretation of the users' conversations by analysts with a sociological, ethnological and psychological professional background. The result are deep insights at how consumers perceive brands, issues, products, campaigns and market trends. ethority's method does not stop at brand and issue monitoring and social media analysis. It also includes planning, conducting and evaluating word of mouth marketing campaigns, outreach activities, brand communities or closed user groups. Plus, ethority is offering a global perspective through the many native speakers of German, English, Spanish, Portuguese, French, Russian, Arabic and Mandarin among its analysts and consultants.

Datum is a Credit company.

IntelliReal, LLC specializes in real estate intelligence software solutions, focusing on data analytics and automated property valuations tailored for the financial services sector. Founded in 2005 and based in Denver, Colorado, the company manages extensive data concerning residential properties and housing communities across the United States. Its key offerings include the Intelligent Automated Valuation Model, which converts real property data into actionable business insights, and the Intelligent House Price Index, which reports on residential real estate volatility. The proprietary technology and data aggregation system further enhance data analytics and valuation capabilities. IntelliReal's solutions cater to various aspects of the residential mortgage process, including marketing, servicing, loss mitigation, and secondary markets, serving banks, mortgage servicers, government-sponsored enterprises, and real estate firms through a network of resellers and partners. IntelliReal operates as a subsidiary of Equifax Inc.

DataVision Resources is a prominent provider of innovative data and business solutions. The company specializes in deploying advanced technologies, creating scalable data centers, and establishing secure technology environments. By adhering to sound engineering principles, DataVision Resources effectively addresses the diverse needs of its clients across various sectors, including banking, insurance, media, healthcare, state governments, professional sports clubs, and marketing firms. The firm focuses on designing and building custom data solutions tailored to meet the specific demands of its customers, ensuring they achieve their business objectives efficiently.

Anakam specializes in the development of technology solutions for multi-factor authentication and identity verification. The company offers the Anakam Identity Suite, which serves sectors such as healthcare, government, finance, and e-commerce by providing robust identity verification capabilities. Its flagship product, the Anakam.TFA Two-Factor Authentication Platform, enhances security by enabling two-factor authentication for online and internal applications without the need for hardware tokens or software downloads. Founded by Allan Camaisa in 2005, Anakam was acquired by Equifax in October 2010, further expanding its reach in the authentication and identity verification market.

Founded in 1998 and headquartered in Fort Worth, Texas, Rapid Reporting is a national provider of definitive income, identity and employment verification services for mortgage lenders to help combat fraud. In 2007, the company won the 2007 Fix-It Award for a technology solution that solves an industry problem. Core offerings include IncomeChek, which is used to verify income through information obtained from the Internal Revenue Service (IRS), DirectChek, which meets USA Patriot Act compliance and verifies identity via a direct comparison of the SSN to the Social Security Administration (SSA) database and searches of over 15 billion records in public and private databases for identity fraud and abuse, and EmploymentChek, the company's newest offering that combines live, person-to-person telephone contact and comprehensive database research to verify borrower employment. All services operate over a secure Web-based portal, which is audited daily for security purposes, and both IncomeChek and DirectChek are available through RapidChek, a web services platform that allows companies to access both solutions through a single interface. Rapid Reporting formed and continues to build relationships with government agencies, such as the IRS and the Social Security Administration (SSA), to gather electronic data for verification purposes. Rapid Reporting's executive team led the successful lobbying efforts to secure the continuation of the enumeration verification system (EVS) with the SSA database.

IXI specializes in providing insights, analytics, and advisory services to financial services and consumer marketing firms, enabling them to effectively target customers and enhance business growth. The company offers a range of products, including ETF Investment Tendency Measures, which provides insights into ETF investment behaviors; WealthComplete, which analyzes share of wallet opportunities and asset allocation; Economic Cohorts, focusing on household economics; and AudienceIntel, a web analytics tool that delivers real-time consumer economic and financial insights. Additionally, IXI facilitates online targeting solutions for businesses, data integration services, and customer market segmentation, helping clients improve their marketing efforts and performance metrics. Founded in 1993 by Herman Hauser and based in McLean, Virginia, IXI was acquired by Equifax.

Austin-Tetra, Inc. specializes in outsourced data management services for corporations and large institutions. The company offers a range of services including supplier and customer data management, as well as comprehensive business information services such as corporate ownership linkage, industry and product categorization, business demographics, credit scoring, and risk analysis. Austin-Tetra serves various sectors, including automotive, healthcare, financial services, and manufacturing, among others. The company also provides business-to-business data management software that facilitates supplier management, strategic sourcing, and customer relationship management. Founded in 1993 and based in Irving, Texas, Austin-Tetra operates as a subsidiary of Equifax Inc. and maintains strategic partnerships with notable firms such as A.T. Kearney, PRG-Schultz, and SAS Institute.

APPRO Systems is a provider of comprehensive, automated credit risk management and financial technologies for the Internet and traditional lending environments.

Naviant specializes in enterprise content management (ECM) and business process management (BPM) solutions, focusing on enhancing operational efficiency and providing valuable insights into business data. Founded in 1986, the company has evolved from document management to a comprehensive approach that includes enterprise information management and case management. Naviant employs a "process-first" methodology, emphasizing the importance of process improvement before deploying advanced ECM technologies. Their offerings include transactional document management, workflow automation, and optical character recognition (OCR) capture, with partnerships featuring leading solutions like OnBase, Perceptive, and Kofax. Serving over 2,500 mid-sized and global organizations, Naviant is recognized as an OnBase Diamond Authorized Solutions Integrator, reflecting its commitment to superior customer support and technical expertise. Based in Wisconsin, Naviant continues to play a significant role in the ongoing transformation of the content management industry, particularly in sectors such as insurance and healthcare.

The Consumer Financial Network, headquartered in Duluth, GA, is a sophisticated e-commerce platform for financial services and related benefits over the Internet and an around-the-clock teleweb customer service center. CFN is provided at no cost to large companies and associations for distribution as a human resource benefit to their employees or members.

As of September 1996, CDB Infotek, Inc. was acquired by Equifax Inc. CDB Infotek, Inc. provides online information services and research designed to satisfy information needs arising in the context of commercial transactions and business litigations. CDB Infotek, Inc. has over 1,600 databases, containing more than 4 billion public records, we have become the nation's recognized leader of providing online the most up-to-date public records information. The company's information services are used principally by private investigators, attorneys and other legal professionals and to a lesser extent, banks, government entities and insurance companies. CDB Infotek, Inc. is based in Santa Ana, Calif...