Level39

Pomelo provides financial institutions and enterprises with a unified payment platform solution to boost revenue and lower costs by increasing payment efficiencies across the financial ecosystem. Accelerate your revenue growth. Digitize and expand your base by offering your merchants, suppliers and end customers with more ways to pay, in just a few clicks.

CardAlpha is a technology company specializing in point-of-sale (POS) solutions for independent retailers. Its flagship product, the ePOS App, transforms a retailer's tablet or smartphone into a comprehensive electronic cash register. The app features a product catalog with item descriptions, prices, discounts, inventory tracking, and digital receipts. It is integrated with a card reader to process both cash and card transactions securely, making it an efficient tool for daily sales management. CardAlpha's platform has been recognized as the most cost-effective solution in its category by Money.co.uk.

We're an innovative technology company with a mission to upskill the global workforce in the rapidly evolving fields of Data Science and AI. We partner with leading corporations and government organisations, providing them with: - The know-how and industry specific best practices required to deliver AI projects from idea to production; - High-quality expert programmes tailored to their needs, helping their workforce leverage new technologies to the best of their abilities; - Flexible team structures capable of successfully implementing end-to-end AI projects; - AI expert hires and/or dedicated cross-functional AI teams;

Cybercorre is the newest division of Procorre, a cost effective, expert security service, helping businesses manage and navigate the current and evolving threat landscape in a digitally connected world. Cybercorre’s platform offers tailored, cost effective solutions to cyber security demands, constructed to disrupt the industry by providing accessibility for organisations of all sizes.

HarnessDI is a company that offers business analytics services designed to help leaders quickly identify, analyze, and act on relevant data. Their services encompass data visualizations, templates, report generation, and various other tools. HarnessDI supports clients through workshops, training manuals, documentation, and mentoring, ensuring they can effectively utilize these analytical capabilities to drive informed decision-making.

Deposit Planet is a commission-free mobile app that puts the interest back into your savings. 1) you can open a term deposit in the most trusted banks from many foreign markets and earn the most attractive interest rates across the globe (even up to 6% pa). 2) your money will be protected by multiple national deposit guarantee schemes 3) all foreign term deposits are denominated in GBP, EUR or USD so you will never incur exchange currency risk 4) you can distribute your savings across different banks, countries, and continents in the blink of an eye 5) you can close your term deposits at any time (don’t need to freeze your money for the long term) Everything Hassle-free. Paperless. Directly from your phone.

HOLD is a financial services company that specializes in blockchain technology and cryptocurrency solutions. The company offers a range of services, including the ability to buy, sell, and exchange various cryptocurrencies such as bitcoin, ethereum, and litecoin. HOLD also provides a cash exchange app and debit cards that enable users to access their funds conveniently. Additionally, the company has developed a unique card that allows individuals to obtain instant cash using cryptocurrency collateral, enabling them to leverage their digital assets without the need to liquidate them. Through its innovative services, HOLD aims to empower users by simplifying access to cryptocurrency and enhancing financial transactions.

AltoStack is a consultancy specializing in cloud transformation. It assists organizations in accelerating their public cloud adoption by designing, building, and optimizing cloud infrastructures across five key pillars: Cloud Foundation, Migration, Managed DevOps, CloudOps, and SecOps.

BCB Group is a prominent provider of banking solutions tailored for the digital asset economy. The company offers a comprehensive range of services including payment accounts, foreign exchange trading, cryptocurrency trading, custody, compliance, and trade execution. BCB Group serves various clients within the cryptocurrency industry, including major exchanges and institutional players, facilitating efficient transactions in multiple fiat currencies and digital assets. Founded in the UK, the firm has established itself as one of the first multi-jurisdictional regulated cryptocurrency service providers, leveraging strong relationships across global financial services. Its leadership team comprises seasoned professionals with extensive experience in finance and technology from reputable institutions. By addressing the operational challenges faced by cryptocurrency and blockchain organizations, BCB Group aims to enhance infrastructure and support the growth of the global crypto industry.

Skai is an AI-powered platform that provides businesses with consumer and market insights, strategic planning, and omnichannel media activation services. The company focuses on empowering brands and retailers by offering a suite of machine learning technologies designed to enhance decision-making and improve outcomes through actionable intelligence. Skai's offerings include tools for market intelligence, testing, and measurement, enabling brands and agencies to make informed predictions and optimize their strategic planning. By facilitating better connections with customers, Skai serves as a comprehensive solution for driving growth across key customer channels.

Globus.ai is an innovative company in the staffing and recruitment sector, established in 2017. It offers an AI-powered software-as-a-service platform that enhances the efficiency of recruiters and candidates by automating and streamlining the staffing process. The platform specializes in engaging and activating existing candidates, managing incoming job requests, placing candidates, and delivering actionable business insights. By leveraging advanced AI technology, Globus aims to redefine the staffing industry, enabling recruiters to place candidates more effectively and rapidly while maximizing the potential of their talent pools.

Drone Major is a pioneering company that specializes in providing advisory services to organizations interested in adopting or exploring drone technology across various environments, including surface, underwater, air, and space. The company also offers expertise in counter-drone solutions. Drone Major assists clients throughout the entire implementation process, from initial planning to long-term management, ensuring safe and effective integration of drone technology. Their advisory services cover a range of key technological sectors, helping clients understand what is possible, where to acquire necessary equipment, and how to integrate it effectively.

WilmotML is a building the investment brain of the future. They are a boutique asset management firm, producing Macro and AI driven systematic investment products. In addition, they also provide custom indices, advisory, and research services.

Plinth.Tech is a modern and innovative financial technology firm, specialising in software products and services for the alternative investment industry. We work directly with investment managers and their professional service providers to build and deliver solutions that truly create value.

CAPITALusM is democratizing corporate governance by building a platform that will let people vote the $40 trillion worth of shares in their pensions and investments. In addition to voting on existing resolutions they will be able to support proposed resolutions triggering minority shareholder rights requiring the proposed resolutions to be voted on by all shareholders. Utilizing a SaaS model the CAPITAusM platform instantly converts any equity containing vehicle in to an ethically engaged fund, transforming indirect shareholders into Citizen Shareholders - without requiring a change in holdings.

Inadash operates an online property renting platform that simplifies the process of finding and renting homes. The platform allows users to effortlessly browse and search for properties, book viewings, and schedule meetings with property owners at mutually convenient times. By automating these processes, Inadash enhances the renting experience, enabling home seekers to connect with landlords and property agents quickly and efficiently. The company's goal is to create a hassle-free environment for renting, allowing users to complete essential tasks with just a few clicks, making property hunting a more flexible and streamlined endeavor.

VAKT Global Limited, founded in 2018 and based in London, operates a blockchain-based digital platform designed to transform post-trade processing in the commodities trading industry. The platform serves as a secure and real-time ecosystem that enhances visibility of logistic data and eliminates traditional reconciliation and paper-based processes. By providing a single source of truth for the entire trade lifecycle, VAKT aims to improve operational efficiencies and decision-making for its clients. The initiative is supported by nine leading energy companies and banks that are committed to leveraging blockchain technology to address longstanding industry challenges. Through its innovative approach, VAKT creates new trade finance opportunities while streamlining communication and scheduling within the trading process.

CampaignUp is a revolutionary new WhatsApp interface for marketing and customer services. Reach your clients & connect with you network through newsletters, targeted promotions and 1:1 chats.

Commodites People offers live events and online communities bringing together all people who are even remotely involved in the fast paced and exciting world of commodities.

Satoshi Systems Limited is a London-based company established in 2016, specializing in trade finance solutions for small and medium-sized enterprises (SMEs). The company develops innovative applications, including Minerva and Athena, which leverage advanced technologies such as Artificial Intelligence, Machine Learning, Internet of Things, and Blockchain to enhance the trading experience. Its platform facilitates transparent and efficient interactions among various stakeholders in the commodity trade network, including traders, warehouses, financial institutions, and legal authorities. By streamlining processes and reducing paperwork, Satoshi Systems aims to make trade finance more accessible and cost-effective for SMEs. The integration of these technologies allows for rapid legal feedback and the automation of deal flows, contributing to a secure and efficient trading environment.

Technorizon UK is a focused Systems Integrator, specializing in providing consultancy and services for IT Security Solutions. We use cutting edge technologies and our aim is to resolve our customers’ IT Security problems and doubts. All with an excellent level of expertise due to long experience of operating in this sector.

EcoWise is a software platform that provides recommendations to improve urban resilience and citizen wellbeing, using dynamic assessment insights of the urban ecosystem. It is built on advanced capabilities across modelling and data analytics including urban metabolism, agent simulations, BIM, dynamic-LCA, from field experience and multiple EU research projects. It helps cities to digitise, design, monitor and improve, circularity and waste utilisation, climate action planning, sustainable energy and citizen health.

Secure Chorus is an independent, not-for-profit membership organisation.

Capexmove is a platform for drafting and digitizing debt financing documents that brings all parties into a single collaborative venue. It tracks the status and changes of contracts and produces finalised contracts in machine-readable form. The platform can convert these agreements into smart contracts that incorporate external market data, execute operations automatically, and maintain an auditable history. Capexmove also provides AI-powered tools to draft and digitize debt agreements, create structured digital assets, and convert them into legally compliant contracts, supporting streamlined debt issuance and reduced operational tasks. By decentralizing workflows within debt capital markets, Capexmove aims to improve access to financing while ensuring regulatory compliance and document integrity.

Intelecy is a Norwegian technology company delivering machine learning–based solutions to manufacturers worldwide. Its platform analyzes industrial IoT data to prevent equipment breakdowns, predict failures, and optimize production, helping reduce waste, energy use, and operating costs. Backed by more than two decades of experience in automation, SCADA, MES, and industrial IT, Intelecy translates large, complex data into actionable insights for predictive maintenance and process optimization across diverse industries.

Cydefence are a highly passionate and motivated team of Computer Scientists and former Investment Bankers who together help financial firms to achieve their information security goals.

Envision is a financial technology company that specializes in digital payments, fraud prevention, and digital banking infrastructure tailored for online merchants. By leveraging advancements in artificial intelligence and machine learning, Envision revolutionizes the online payment landscape and enhances eCommerce fraud protection. The company stands out in the industry by offering 100% guaranteed chargeback loss protection and advanced authentication solutions, allowing customers to expand their eCommerce and mCommerce operations with confidence. Envision's focus on integrating next-generation technology into its services aims to make online payments more intuitive and user-friendly, providing deeper insights into buyer behavior. The team comprises experienced leaders with extensive expertise in business management, artificial intelligence, and software engineering, united by core values of integrity, responsibility, and service. Envision's innovative approach not only reflects its commitment to customer growth but also positions it as a significant player in the financial technology sector.

Eligible is a fintech startup that specializes in creating a digital mortgage platform aimed at transforming the mortgage experience for brokers, lenders, and borrowers. Based in Level 39, Eligible provides a cloud-based software-as-a-service solution that facilitates a seamless, end-to-end digital experience. This allows borrowers to interact with lenders and brokers from any device at any time, simplifying the mortgage process. Additionally, Eligible offers a customer retention solution that analyzes client interactions to help organizations foster stronger relationships and enhance business growth. The company is dedicated to making the mortgage process faster and more straightforward while ensuring clients receive optimal guidance throughout their journey.

Manigo is a Banking as a Service company that provides white-label digital banking, payments, and card solutions across the full value chain. It operates a digital money and social payments platform in Europe that integrates payments from mobile banking, crypto wallets, and bank cards. Founded in 2015 and based in London, Manigo aims to deliver a single platform for international money management, enabling consumers and businesses to exchange, spend, send, and manage funds with a multicurrency card. The platform also includes social payment features such as bill splitting and requesting or collecting money, offering a seamless personal finance experience through an end-to-end digital solution.

Founded in Amsterdam in 2013, AdviceRobo is a fintech company specializing in predictive financial risk services. It offers software solutions that integrate big data-driven marketing and risk analytics to support sustainable growth for financial institutions, investors, telecom operators, and e-commerce providers.

Bambu is a prominent digital wealth technology provider that focuses on developing and marketing digital wealth solutions for financial institutions. Founded in 2016 and headquartered in Singapore, the company offers its products under the brand names Intelligent Advisor, White-Label Robo, and Portfolio Builder. Bambu's cloud-based platform utilizes proprietary algorithms and machine learning tools to simplify saving and investing for clients. The company caters to various sectors, including banking, family offices, insurance, and asset management, serving over 20 financial institutions globally. In addition to its Singapore headquarters, Bambu has a subsidiary in the United Kingdom and the United States, along with representatives in the EMEA region. By leveraging advanced technology, Bambu enables its clients to provide personalized investment advice and create tailored portfolios for their customers.

Cashaa, established in June 2016, specializes in bridging traditional finance with cryptocurrency through its user-friendly crypto banking platform. Initially focusing on serving over 500 major crypto companies, Cashaa has since expanded its mission to provide personal users worldwide with the same trust and security it offers to businesses. The company's all-in-one mobile app enables global crypto transactions, earning interest up to 34% on stablecoins, borrowing against crypto at competitive rates, and facilitating fee-free money transfers between cities in real-time.

XnTree curates and design bespoke soft landing programmes for Deep Tech Ventures involved in Smart City, FinTech, BioTech, AI and Cybersecurity projects.

Paymentology is a leading global issuer-processor specializing in payment and card processing solutions. After being acquired by SaltPay in 2021, it merged with Tutuka to enhance its capabilities and reach. The company offers a sophisticated multi-cloud platform that enables banks and fintechs to issue and process cards anywhere in the world at scale. Paymentology's services include secure debit, pre-paid, and credit card processing, supported by a robust triple-layer security system. With a presence in 50 countries and operations across 14 time zones, Paymentology ensures 24/7 support and boasts a team of payments experts with in-depth local market knowledge. Its advanced platform, which provides both shared and dedicated processing instances and rich real-time data, positions Paymentology as a leader in the payments industry.

Founded in 2015, Yielders operates a UK-based crowdfunding platform for property investments. It enables users to buy, manage, and sell properties online, offering predefined rental incomes with the potential for immediate returns.

Founded in 2015, SalaryFits operates an online platform that facilitates integration between financial institutions and employers' payroll systems. This enables direct deduction of loan installments from employees' salaries, providing a reliable risk assessment tool and reducing transaction costs.

Forte Markets understand the significant impact that the regulatory environment is having on business and across organisations.

SSenStone Inc., founded in November 2015 and based in Seoul, South Korea, specializes in developing security and authentication solutions aimed at enhancing user privacy and transaction safety. The company offers a range of products including StonePASS, an integrated user authentication system certified by FIDO, StoneAUTH, a user random code login solution, and VOTC, a credit card designed to prevent fraud during transactions. Additionally, SSenStone provides Digital e-ID services to further secure online identities. The company's innovations focus on creating a safer and more convenient user experience in both digital authentication and payment processes.

Moses have developed a technology which identifies real time congestion on public transport routes & offers commuters alternative travel options in the form of a ‘ride matching’ feature.

Alpha Quants is a quantitative risk management and data science firm specialised in financial technologies. They provide cutting edge technology for the financial sector using mathematical and artificial intelligence methods. Their quantitative analysts have decades of experience in investment banks and investment management firms. Alpha Quants is an quantitative finance consultancy and technology firm. They are specialised in two area; quantitative research and data analytics. They have an excellent track record having consulted top investment firms, insurance companies and provided technology solution to their clients.

Sensonomic specializes in developing computer simulations of agricultural systems aimed at optimizing crop yield, enhancing operational efficiency, and bolstering resilience. The company's technology focuses on capturing and storing data specifically designed for global agriculture, making it more sustainable, profitable, and resilient. This enables farmers to derive immediate and long-term value from their observations throughout the year.

RequirementONE is a developer of a regulatory change management platform designed to streamline the process of tracking and managing regulatory updates for companies. The platform enables users to access regulatory information from a wide array of sources, including over 1,000 regulators and industry bodies across various jurisdictions. By automating the tracking, triaging, and management of regulatory changes, RequirementONE allows clients to stay informed and take action efficiently, significantly reducing the time and costs associated with compliance. The solution simplifies compliance capabilities, making it easier to navigate regulatory landscapes while minimizing the risk of costly compliance errors.

Doreming offers a real-time integrated payroll management platform designed to streamline HR and payroll processes. It connects with mobile payment services, tracks employee wages, and sends instant alerts, helping businesses enhance efficiency and reduce costs.

RwHealth is a London-based healthcare analytics company specializing in artificial intelligence and machine learning technologies. The company develops a predictive data and analytics platform that utilizes historical data to forecast future trends, outcomes, and risks in healthcare. By offering actionable insights for diagnosis and treatment planning, RwHealth enables healthcare providers to enhance clinical outcomes and operational efficiencies. The platform is essential for managing patient flow in hospitals and healthcare organizations, having been successfully implemented in both public and private healthcare systems. RwHealth has a proven track record, delivering significant efficiency opportunities for its clients, amounting to over £31 million. The company operates across the UK, US, and Australia, with a strong emphasis on growth and strategic partnerships in the healthcare sector.

Digital Startups is dedicated to the 4 key Stakeholders in a successful Digital StartUp.

Euklid is an innovative financial technology company that offers an online platform for managing savings and investments. Utilizing advanced algorithms powered by artificial intelligence, Euklid aims to disrupt traditional investment banking by providing users with data-driven insights for informed decision-making. The platform operates transparently and securely, utilizing blockchain technology to ensure the integrity and safety of client accounts. This technology enables constant monitoring and guarantees that information cannot be manipulated. Euklid's business model is designed to be fair, as its managers earn profits only when clients achieve successful returns on their investments. By democratizing access to investment options and allowing users to visualize their portfolios in real time, Euklid seeks to empower individuals in an increasingly complex financial landscape.

Dexi Ltd is a company that specializes in digital commerce intelligence software, designed to assist organizations in navigating and implementing their strategies effectively. Founded in 2012, it is headquartered in London, United Kingdom, with an additional office in Copenhagen, Denmark. The company's offerings include web automation, alternative data, and ETL (Extract, Transform, Load) software solutions. As of July 2020, Dexi Ltd operates as a subsidiary of Mozenda, Inc.

StyloPay is a provider of an open platform technology focused on contactless payments and mobile wallet solutions, emphasizing unique security features through tokenization. The company develops a cloud-based payment-as-a-service platform that allows for the rapid and scalable deployment of mobile payment services. By leveraging its innovative payment solutions, StyloPay enables businesses to access new revenue streams while offering tailored card programs to both enterprises and customers. This approach facilitates the establishment of prepaid program platforms that enhance customer engagement and streamline payment processes.

CybSafe is a cloud-based platform that educates users on cybersecurity best practices via a mobile and web app. It uses data-driven insights from SebDB, the world's most comprehensive security behavior database, to provide real-time, tailored assistance and improve security behaviors within organizations.

Foxberry is an independent index manager based in Canary Wharf, London, specializing in financial indices and front-office technology for the financial sector. Regulated by the FCA and registered as a benchmark administrator under the EU benchmark regulation, Foxberry is committed to enhancing the market for financial indices. The company provides comprehensive expertise in index management, including structuring, analysis, and technological capabilities typically associated with investment banks. With a team boasting over a decade of experience in creating, governing, and trading financial indices across various asset classes, Foxberry delivers innovative solutions focused on sustainability, analytics, and index creation to its clients.

ebankIT is an omnichannel banking software company that specializes in innovative technologies designed to enhance the financial management experience for banking customers. The company develops a digital banking platform that includes widely adopted services such as Internet banking, mobile banking, and voice banking, enabling users to easily manage their finances across various channels. ebankIT's offerings incorporate advanced features like augmented reality, biometric authentication, and voice navigation, creating engaging and user-friendly experiences. By focusing on both core banking services and customer relationship management, ebankIT aims to help banks and credit unions improve their operations, strengthen customer relationships, and boost digital revenue while minimizing costs.

Authlete provides a Software-as-a-Service (SaaS) platform for implementing API security features such as OAuth 2.0 and OpenID Connect. It enables businesses across various industries to quickly integrate these essential security measures into their services.

YourParkingSpace Ltd. operates an online marketplace in the United Kingdom that connects private individuals and commercial parking operators with drivers seeking parking solutions. Founded in 2006 and based in Manchester, the company allows space owners to rent out unused parking facilities, including driveways and garages, while offering drivers the ability to book hourly, daily, or monthly parking near popular locations such as stadiums, airports, and attractions. The platform facilitates easy access to safe and convenient parking options, effectively filling empty spaces and providing value to both parking providers and users. Through its mobile app and website, YourParkingSpace aims to transform the parking experience by making it more efficient and accessible.

Vesuvio is a building financial services platforms.

BTRM provides students not only with a recognised professional qualification demonstrating excellence in the Treasury space, it is also a sign of genuine commitment to excellence in risk management.

Darwinex is a new open financial market approach that allows independent traders around the world to quote their strategies and thus access investor capital. Brothers Juan and Javier Colón and Miguel Ángel Gonzále launched the company in 2012 based on the experience of Javier, a successful independent trader who was frustrated with the poor service provided to traders and retail investors by large institutions. His vision has always been to make financial markets more meritocratic and in turn democratic. The assets that are listed on the Darwinex market are the strategies for buying and selling traders, that is, those responsible for carrying out the operation. These operations, 'packaged' in DARWIN form, are the listed asset that investors can buy and sell. Darwinex is a fintech reinterpretation of two activities regulated by the Financial Conduct Authority of the United Kingdom. On the one hand, it acts as a 'Broker', as it allows users to operate in futures, stocks, commodities and currencies, with the voluntary option to quote DARWINs. On the other, as 'Manager', because it controls the market exposure of investors, replicating the timing of the strategies, with a constant VaR and common to all DARWINs. The fintech company has received a total of 6 million euros in investments thanks to the support of various business angels. Darwinex has more than 4,000 clients that generate more than 350,000 euros of monthly income and operates from its offices in the United Kingdom and Spain. Darwinex offers three main advantages for traders: visibility and credibility with investors through a verified track record where meritocracy is the game's rule; a legal way to manage money from third parties under its regulatory umbrella; and protection of your intellectual property. For investors, Darwinex facilitates access to strategies uncorrelated with the market, which until now has only been possible for large assets. It also acts as a proprietary risk engine that offers a layer of risk independent of traders, as well as the possibility of aligning the interests of investors with traders. Trades only receive benefit if they generate them. Through this innovative system, Darwinex enables the trader and retail investor to compete on equal terms with large institutions. Through its collaborative trading platform, certain information is shared for the benefit of the entire community, fostering a more meritocratic and democratic market.

DealGlobe is a consulting firm specializing in mergers and acquisitions, with a particular emphasis on small and medium-sized deals in the European and Chinese markets. Founded in 2014 and headquartered in London, the company offers a comprehensive analytics and deal matching platform that facilitates connections between users and potential investment opportunities, partnerships, and sales leads. By aggregating data from various sources, DealGlobe provides users with access to detailed business information and market intelligence reports. The platform also features a live deal section where members can discover real-time opportunities and utilizes advanced machine learning algorithms to identify suitable business partners. Additionally, DealGlobe is supported by UK Trade & Investment through the Sirius programme and maintains offices in Birmingham and Shanghai.

Jacently, a cutting-edge startup trying to re-imagine your daily shopping experience, It's a marketplace based on a person’s context. Use Jacently to search stores or products nearby, explore a store's catalog and share with your friends your shopping experience from wherever you are using either your mobile devices or your web browser. Jacently is a smart shopping personal assistant. If you want to get access to the private alpha or just say hello, get in touch with the team at hello@jacently.com

CityFALCON is an innovative company that transforms unstructured financial content into structured data, facilitating real-time access to analytics, insights, and news on over 250,000 topics from more than 3,000 sources. By utilizing automation, Big Data, and AI techniques, CityFALCON democratizes access to financial markets and data, catering to a diverse audience including retail investors, small and medium-sized enterprises, and large corporations. The platform offers paywall-free access to premium non-public content and leverages crowd-sourced and crowd-curated news to enhance trading and investing returns. Current delivery channels include a web platform, mobile app, voice devices, and API access, with plans for additional features such as Single Sign-on and historical data sets in the future.

Unifi.id is a company specializing in digital engagement through innovative technologies designed to enhance workspace efficiency and improve customer interaction. Based in Canary Wharf, the firm offers a movement intelligence platform that utilizes long-range card detection and data interrogation to provide real-time location tracking and automated alerts. Their solutions are tailored for various applications, including security, hospitality, and membership services, enabling organizations to streamline operations and enhance engagement. Unifi.id's patented technology facilitates seamless integration of non-intrusive systems, delivering valuable insights that transform efficiencies and support clients in achieving their sustainability goals, such as decarbonization efforts. Through this approach, Unifi.id stands out in the Internet of Things sector by removing barriers to inclusion and fostering enhanced communication.

HCE Service provides innovative mobile-centric digital card accounts solutions.

London Innovation Society (LIS) believes that innovation and entrepreneurship enables economic growth, social progress, environmental sustainability and human development. We contribute to society through the promotion of innovation in science, technology, and education through entrepreneurial and scholarly activities such as: – organising workshops, seminars – skills training for new application areas of technology – inspirational activities for young innovators to pursue their dreams – networking events for entrepreneurs and investors

Sovereign Intelligence, LLC is a technology company that specializes in developing advanced security software solutions aimed at identifying and mitigating various risks, including cyber, financial, brand, and enterprise integrity threats. Founded in 2013 and headquartered in McLean, Virginia, with additional offices in New York City, San Francisco, London, and Manama, the company utilizes deep-learning artificial intelligence and high-fidelity data to deliver insights to both commercial and government entities. Its product offerings include Reconnaissance, which customizes intelligence collection to address specific threats, and Cognition, designed to clarify and analyze vast amounts of unstructured data. By addressing challenges such as data silos and inadequate intelligence collection, Sovereign Intelligence enhances decision-making processes for its clients.

Mobi Lab OÜ is a mobile design and software development company based in Tartu, Estonia, with additional offices in Tallinn, London, and New York City. Founded in 2001, it specializes in creating mobile applications for iOS and Android, as well as virtual and augmented reality experiences for platforms such as HTC Vive and Microsoft Hololens. Mobi Lab's services encompass digital product design and the development of mobile-first web pages and interfaces. The company serves a diverse clientele, including notable brands such as POCOPAY, Skype, ERR TV, Click & Grow, and Myfitness, focusing on delivering high-quality mobile services that enhance digital experiences and business value.

Solution Seeker develops decision-support tools aimed at optimizing petroleum production. The company’s tool utilizes artificial intelligence to enhance predictive capabilities, enabling continuous updates to its estimation and prediction models. With a patented optimization algorithm, it facilitates an ongoing search for maximum production efficiency while effectively managing uncertainties throughout the AI pipeline, from raw data to final predictions. This approach allows petroleum companies to capitalize on the potential benefits of the model while also incorporating mechanisms for risk management, such as tracking and stop-loss functions. Through their innovative technology, Solution Seeker seeks to improve operational outcomes for the petroleum industry.

Disruptive Technologies AS, founded in November 2013 and based in Bergen, Norway, specializes in the development of Internet of Things (IoT) solutions. The company focuses on creating the world's smallest fully integrated wireless sensors, which enable advanced measurement and data delivery. These sensors communicate via the Internet and are designed with unique attributes related to size, range, and battery capacity. By leveraging these innovative technologies, Disruptive Technologies aims to enhance how users interact with their environments, providing new possibilities for sensing and control.

Rhisco provides solutions and services for risk requirements, bespoke development and strategic transformations.

DigitalGenius, Inc. is a San Francisco-based company that specializes in developing artificial intelligence software solutions for customer service operations. Founded in 2013, the company has created an AI-powered platform designed specifically to enhance customer service for eCommerce. By utilizing advanced technologies such as conversational AI, visual recognition, and generative models, DigitalGenius automates and optimizes customer interactions across various channels. The platform effectively analyzes incoming messages, predicts metadata, routes cases, and provides agents with response suggestions, ensuring efficient resolution of customer inquiries. This integration into existing systems allows businesses to scale their customer service operations, significantly improving the quality and efficiency of conversations across text-based communication channels like email, chat, social media, and mobile messaging, ultimately enabling companies to meet and exceed customer expectations.

RedCloud Technologies is a UK-based company established in 2014 that addresses the significant $19 trillion B2B cash payment challenge in emerging market supply chains, where cash costs can consume up to 10% of revenue. The company has developed a cloud-based platform that connects manufacturers, distributors, and merchants, facilitating real-time payments, advanced business insights, and access to financial services. This platform not only enables credit scoring for previously unbanked merchants, promoting financial inclusion, but also allows manufacturers to engage more effectively with end consumers through targeted sales and marketing campaigns. With a team that includes experts from mPesa, RedCloud has created the first supply chain-focused marketplace in Latin America in partnership with Citibank, NCR, and numerous leading FMCGs. The company is actively expanding its presence in Asian and African markets.

.. Remittances to Africa

Lighthouse8 is an international engineering company specialising in business intelligence, business technology, digital strategy development and business data automation. Their teams in Europe and APAC work with some of the world’s leading companies to optimise online business performance and create business value. The company was named one of the fastest growing companies in Australia at the Smart Company, Smart50 awards in 2014.

Aicura Solutions is a high-growth FinTech prototyping company focusing on financial services clients who are looking to create new customer or colleague experiences. Their API sandbox, encryption technology, experienced executive team, and expertise in procurement allow them to work with banking clients at pace and with zero risk. Their company has come to discover itself through their work, the people they meet, and the partnerships they create. They want to keep developing but remember that they are a quirky, innovative player in a complex industry.

Datatonic, Ltd. is a consultancy firm based in London, with additional offices in Stockholm and Nyon. Established in 2011, the company specializes in cloud-based data engineering, machine learning, and analytics services tailored for the corporate sector. Datatonic helps organizations enhance their decision-making capabilities by leveraging the Modern Data Stack and MLOps. Their offerings include marketing analytics, cloud migration, and artificial intelligence solutions aimed at automating operations. By focusing on building robust cloud infrastructures, Datatonic empowers clients to gain deeper insights into consumer behavior, improve competitive positioning, and achieve operational efficiencies through high-impact analytics and machine learning applications. The firm has been recognized as a Google Cloud Partner of the Year multiple times, underscoring its expertise in harnessing cloud technology for business transformation.

Crowd Fund Magic provides turnkey solutions to launch crowd funding platforms. They are a London based company offering turnkey solution to launch a Crowd Funding platform. They offer crowd funding technology, regulatory compliance and legal via their associated partner firms in UK, e-wallet and escrow services via their partner StyloPay, and entrepreneurial programs via their partner Incubate London to help their clients launch the platform. Crowd Fund Magic in association with Incubate London announced a partnership with Kauffman FastTrac, world biggest Global entrepreneurial network, which gives its clients even more access to seasoned entrepreneurs and business leaders, as well as the ability to make use of Kauffman’s educational resources on line and on campus. This is especially useful for young entrepreneurs — like those in universities, a vertical that CFM is keen on.

Founded in 2012, eSmart Systems develops AI-driven software solutions for the energy industry. Its cloud-born platform collects and analyzes vast data quantities from sensors in real-time, enabling optimized energy decisions, resource savings, and predictive maintenance. The company offers tailored solutions for utilities and applications for consumers, with a focus on global markets.

capitalDIGI is an integrated business services platform that builds a blockchain-based system for recording the events and micropayments. capitalDIGI is a core part of DIGImarket which a beginning of a new kind financial and capital services: 1. Bank services for digital currencies. 2. Digital minting of a national or centralized digital currency. 3. Local fiat/digital currencies exchanges in over 20 countries in 2015-2016 integrated by one global order book. 4. Immediately international transfer of fiat money using secure digital money ecosystems as a highway to send money within a minutes to any associated bank account on the world. 5. capitalDIGI.com - a crowdtrading stock exchange. In near future DIGImarket will be a global digital market providing international platform for state-of-the art digital tech-finance services. Their software implements unique features such as cryptographic wallet shielding, automatic cold storage, patented multisig and cluster support which offer superior trading experience, security and reliability.

CEX.IO, established in 2013, is a versatile cryptocurrency exchange and the first cloud mining provider. With a user base exceeding half a million, it facilitates cross-platform trading through its website, mobile app, WebSocket, and REST API, ensuring access to a high liquidity order book for leading currency pairs. The platform enables instant buying and selling of Bitcoin through a user-friendly interface. CEX.IO features a multi-level account system tailored to users ranging from beginners to institutional traders, and it provides global coverage along with multiple payment options. The exchange emphasizes customer support with 24/7 availability and is committed to maintaining the stability and security of its platform to protect user assets and data.

Clausematch Limited is a London-based regulatory technology (RegTech) company founded in 2012, specializing in cloud-based solutions designed to assist heavily regulated organizations in managing compliance obligations. The company offers an AI-powered platform that facilitates end-to-end policy management and regulatory compliance, allowing users to navigate the compliance lifecycle effectively. Clausematch's platform employs machine learning to enhance collaboration among compliance, legal, finance, operations, and risk departments, automating impact assessments and streamlining the implementation of regulatory changes. This innovative approach enables organizations to standardize and automate their processes, reduce operational costs, accelerate implementation timelines, and demonstrate compliance with regulatory requirements.

Cloud Lending Solutions is a cloud-based company that provides a comprehensive suite of software-as-a-service (SaaS) applications designed for managing loan portfolios and streamlining the lending process for non-bank financial institutions worldwide. The company offers various platforms, including CL Originate for loan origination and underwriting, CL Loan for managing loan servicing and collections, and CL Lease for equipment lease management. Additionally, it provides CL Microfinance, tailored for microfinance institutions, and CL Marketplace, which automates the loan process for borrowers and investors. Cloud Lending Solutions also features CL Collections for advanced collection processes and CL Exchange, a secondary marketplace for lending applications. By digitizing the entire lending lifecycle, the company helps its clients enhance operational efficiencies, improve credit risk management, and respond swiftly to market demands. Established in 2014 and headquartered in San Mateo, California, with an engineering and sales office in Bengaluru, India, Cloud Lending Solutions operates as a subsidiary of Q2 Software, Inc.

Derivitec Ltd. is a UK-based provider of cloud-based analytics specifically designed for the derivatives industry. Established in December 2011 and headquartered in London, the company specializes in delivering high-performance, cost-effective solutions that facilitate various functionalities, including portfolio creation and management, trade booking, and risk report generation. Derivitec's software enables users to import positions from Excel, browse positions, and access mark-to-market data through third-party data feeds for U.S. stocks and indices. Emphasizing ease of use, the company allows clients to rapidly implement standardized financial analytics and customize their service usage according to their needs. By leveraging the capabilities of Amazon Web Services, Derivitec aims to enhance transparency and streamline trading operations for financial institutions dealing with complex derivatives.

Founded in London in 2011, D2 Legal Technology is a boutique consultancy specializing in legal data management for capital markets. The firm assists clients in unlocking business value through expert solutions in legal agreement data management, data privacy protection, and technology implementation.

Analytics Intelligence develops AI-driven analytics software to empower businesses with proactive solutions. It integrates with multiple SaaS tools, serving as a central hub for enterprise data collaboration and automation of machine learning models. This enables companies to derive actionable insights from their datasets, optimizing operations and enhancing performance.

Cloud Systems Group providing IT Services to a wide variety of Clients located around the globe. They specialise in providing Consultancy, Cloud, Communication and Support Solutions to their customers who range from large multinationals and retailers with many thousands of users to small start-ups with only one or two. They value each of their clients and their requirements above all else and take great pride in their technical agility which allows them to be consistently at the forefront of technology. As an Intel Technology Provider Gold Partner and a Microsoft Service Provider they support over 4,000 users on their bespoke Private Cloud which is operated from 3 leading UK Data Centres. In addition, their IT Support and Managed Services division is proud to be a Solarwinds N-Able Elite Partner whilst their Communications division has a close partnership with Gamma.

AllClear ID is a healthcare technology company founded in 2004 by CEO Bo Holland. Initially recognized for its identity protection services, the company transitioned to focus on developing a healthcare claims management platform that facilitates the secure exchange of medical records among patients, providers, and researchers. AllClear ID empowers patients to manage their health data through a Digital Health Bank, which allows for the safe sharing of personal health information (PHI) while maintaining stringent security measures. Following the sale of its breach response business to Experian in 2019, AllClear ID became an employee-owned small business, utilizing the proceeds to buy out institutional investors. The company continues to serve both individual consumers and large enterprises, offering identity protection products and managing employee and customer benefit plans, thereby enhancing the efficiency and safety of healthcare delivery.

Founded in Norway in 1992, Cyviz is a global provider of high-performance visualization systems for meeting rooms. It serves enterprises and governments worldwide with offices across Europe, Middle East, Asia Pacific, and North America.