Aviva Ventures

Oxford Science Enterprises is a venture firm based in Oxford, United Kingdom, established in 2015 in partnership with the University of Oxford. The firm focuses on building and investing in companies that develop fundamental technologies aimed at addressing significant global challenges. Its investment areas include life sciences, healthcare, artificial intelligence, software, and deep tech, targeting issues such as nuclear fusion, quantum computing, and the development of treatments for infectious diseases. By leveraging its extensive experience and a robust network of investors, entrepreneurs, and sector experts, Oxford Science Enterprises aims to foster a world-class technology ecosystem and support the growth of innovative science-based businesses.

Owlstone Medical, established in 2003 and headquartered in Cambridge, UK, specializes in developing and commercializing breathalyzers for clinical diagnostics and precision medicine. The company's core technology, FAIMS, enables the detection of volatile organic compounds (VOCs) in breath, serving as biomarkers for various diseases. Owlstone Medical's product portfolio includes breath samplers like ReCIVA, disease biomarker detection tools such as Lonestar, and advanced mass spectrometry solutions like UltraFAIMS. These products are employed in the diagnosis and monitoring of conditions like lung cancer, asthma, and gastrointestinal disorders. The company collaborates with market leaders to integrate its technology into next-generation chemical sensing products and has received funding from the UK's Department of Defense to develop a handheld device for enhanced chemical detection. Through its subsidiary, Owlstone Medical, the company aims to lead the global market in non-invasive diagnostics for cancer, infectious, and inflammatory diseases, with a focus on breath-based diagnostic tools.

Direct Line for Business provides a range of business insurance products to landlords and the small business sector, over the phone or online.

Tembo Money is a mortgage platform focused on assisting first-time homebuyers in securing home financing. The company offers innovative services that enhance affordability, including options for remortgaging and strategies for increasing deposits by sharing mortgages across two properties. By connecting users with multiple lenders, Tembo Money aims to maximize borrowing potential and simplify the mortgage process. Additionally, the platform serves as a comparison tool for residential mortgage brokers, further supporting homebuyers in navigating their mortgage options efficiently.

The goal of the Invest in Women Taskforce is to establish one of the biggest investment pots in the world, with funds contributed by female investors, in order to spur investment in female-led companies throughout the United Kingdom.

HealthKey operates a digital health platform that facilitates connections between employers, insurers, and healthcare providers. The platform offers a range of services, including reimbursement systems, claim management, payment management, and employee dashboards, all accessible through API integrations. This enables clients to streamline their processes and enhance user experience.

1492 Probitas is a Lloyd's underwriting syndicate, specialising in property, construction, and casualty insurance. It provides underwriting services for various industries, including property, construction, general liability, and financial lines, both in insurance and reinsurance. The company is known for its open and transparent partnerships with brokers, aiming to facilitate Lloyd's wider geographic growth.

Scan.com is a diagnostic imaging platform operating in both the UK and USA markets, aimed at enhancing accessibility to medical imaging services. The platform provides an online booking system that allows patients to arrange and pay for private scans according to their specific needs. Additionally, Scan.com functions as a medical referral service, connecting patients with diagnostic scanning centers. This service is designed to reduce long waiting times and minimize delays in both diagnosis and subsequent aftercare, thereby improving the overall patient experience in obtaining necessary medical imaging.

Ev.energy is a London-based smart charging software platform for electric vehicles, founded in 2018. The company specializes in energy intelligence software that connects wirelessly to various electric vehicles and Level 2 chargers. It intelligently manages the charging process in alignment with utility and network signals, aiming to make charging both cleaner and more affordable for users. Through a mobile application, Ev.energy engages customers and offers rewards, enabling them to charge their electric vehicles at home while effectively reducing both costs and carbon emissions.

Tembo Money is a mortgage platform focused on assisting first-time homebuyers in securing home financing. The company offers innovative services that enhance affordability, including options for remortgaging and strategies for increasing deposits by sharing mortgages across two properties. By connecting users with multiple lenders, Tembo Money aims to maximize borrowing potential and simplify the mortgage process. Additionally, the platform serves as a comparison tool for residential mortgage brokers, further supporting homebuyers in navigating their mortgage options efficiently.

TopHat provides the ability to undertake development with certainty and peace of mind through complete end-to-end services for new developments.

Scan.com is a diagnostic imaging platform operating in both the UK and USA markets, aimed at enhancing accessibility to medical imaging services. The platform provides an online booking system that allows patients to arrange and pay for private scans according to their specific needs. Additionally, Scan.com functions as a medical referral service, connecting patients with diagnostic scanning centers. This service is designed to reduce long waiting times and minimize delays in both diagnosis and subsequent aftercare, thereby improving the overall patient experience in obtaining necessary medical imaging.

Acre is rebuilding the UK’s £1.4 trillion mortgage market from the ground up. We are vertically integrating the mortgage stack with a new end-to-end platform for brokers and lenders.

Tembo Money is a mortgage platform focused on assisting first-time homebuyers in securing home financing. The company offers innovative services that enhance affordability, including options for remortgaging and strategies for increasing deposits by sharing mortgages across two properties. By connecting users with multiple lenders, Tembo Money aims to maximize borrowing potential and simplify the mortgage process. Additionally, the platform serves as a comparison tool for residential mortgage brokers, further supporting homebuyers in navigating their mortgage options efficiently.

87% offers a platform focused on measuring, understanding, and improving mental health for individuals and organizations. The application enables companies to assess the mental well-being of their employees, providing access to advanced analytical tools that guide efforts and budget allocation. By utilizing this platform, organizations can foster healthier daily habits among staff, ultimately enhancing overall mental well-being.

Carpe Data specializes in predictive scoring and data products tailored for personal, commercial, and life insurance companies in the United States. Founded in 2016 and based in Santa Barbara, California, the company employs proprietary algorithms and artificial intelligence to leverage emerging and alternative data. Its offerings include tools for data prefill, validation, and commercial risk assessment, aiding insurers in automating underwriting processes for small and micro businesses. Notable products include the Auto Loss Score, which evaluates risk and loss potential using social and online data; the Smoker Assessment Score for non-invasive evaluations of applicants’ smoking status; and the ClaimsX platform, which facilitates claims decision-making. Additionally, Carpe Data provides real-time alerts for significant life events and a Fraud Score to evaluate the likelihood of fraudulent claims. By enhancing various aspects of the insurance lifecycle, including underwriting and claims management, Carpe Data enables insurers to gain deeper insights into risk.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.

Biofourmis is a biotechnology company based in Boston, Massachusetts, founded in 2015. It specializes in personalized care and therapies through the use of digital therapeutics. The company develops and delivers clinically validated software-based therapeutics that enhance patient outcomes. Biofourmis has created a predictive health analytics platform that analyzes physiology data gathered from clinical-grade wearables. Utilizing artificial intelligence, this platform integrates and interprets continuous physiological data to identify personalized patterns and predict potential clinical exacerbations. By enabling medical professionals to intervene days before critical events occur, Biofourmis aims to improve patient care and provide cost-effective solutions for healthcare providers.

Swingvy is a cloud-based human resource platform tailored for small and mid-sized businesses, founded in 2016 and based in Singapore. The platform aims to streamline various HR functions by automating administrative tasks such as employee onboarding, leave management, benefits administration, and payroll processing. By replacing traditional paperwork and spreadsheets, Swingvy enhances efficiency and reduces errors, allowing companies to focus on their core operations. The integration of technology and service within its platform provides users with a unified experience, ultimately improving the work environment for both businesses and employees.

Acre is rebuilding the UK’s £1.4 trillion mortgage market from the ground up. We are vertically integrating the mortgage stack with a new end-to-end platform for brokers and lenders.

Outdoorsy, established in 2015 and based in San Francisco, operates a peer-to-peer marketplace for recreational vehicle (RV) rentals. It connects RV owners with campers, offering a diverse selection of RVs, from vintage airstreams to luxury motorhomes. Outdoorsy empowers RV owners to turn their vehicles into profitable businesses by providing them with access to capital, marketing resources, insurance, and customers. For renters, the platform simplifies the process of finding and booking RVs, offering a wide range of choices and a secure, streamlined transaction experience. By facilitating these connections, Outdoorsy disrupts the $32 billion RV industry, making RV travel more accessible and convenient for enthusiasts.

Shepper Limited specializes in bespoke inspection and information capture solutions tailored for both individuals and businesses. Founded in 2016 and based in London, the company facilitates on-demand inspections and basic tasks related to properties and assets. It provides services such as security and condition checks, third-party verification, and specific data collection, which are essential for insurers and third-party administrators in underwriting and claims processes. Shepper also offers commercial services, including retail audits, outdoor advertising assessments, and competitor analysis. Additionally, it conducts inspections for residential and commercial real estate, provides security solutions for unmanned facilities or vacant properties, and ensures the functionality and safety of publicly owned assets. By leveraging a network of trusted local individuals through its app, Shepper enables businesses to efficiently gather high-quality data on their physical assets, helping to reduce costs and improve operational performance.

Biofourmis is a biotechnology company based in Boston, Massachusetts, founded in 2015. It specializes in personalized care and therapies through the use of digital therapeutics. The company develops and delivers clinically validated software-based therapeutics that enhance patient outcomes. Biofourmis has created a predictive health analytics platform that analyzes physiology data gathered from clinical-grade wearables. Utilizing artificial intelligence, this platform integrates and interprets continuous physiological data to identify personalized patterns and predict potential clinical exacerbations. By enabling medical professionals to intervene days before critical events occur, Biofourmis aims to improve patient care and provide cost-effective solutions for healthcare providers.

Savari, Inc. specializes in developing software and hardware sensor solutions for automotive OEMs, the aftermarket, smart cities, and pedestrians, aiming to enhance transportation safety and efficiency. The company's technology supports vehicle-to-vehicle, vehicle-to-infrastructure, vehicle-to-phone, and infrastructure-to-phone communications, effectively connecting vehicles with each other, traffic systems, pedestrians, and cyclists. This Vehicle-to-Everything (V2X) communication facilitates the integration of advanced safety features in vehicles, contributing to a predictive transportation ecosystem. Established in 2011 and headquartered in Santa Clara, California, Savari also has regional offices in Munich, Germany; Seoul, South Korea; and Shanghai, China, along with research and development facilities in Bengaluru, India, and a location in Farmington Hills, Michigan. The company maintains a strategic partnership with MobiledgeX, Inc.

Swingvy is a cloud-based human resource platform tailored for small and mid-sized businesses, founded in 2016 and based in Singapore. The platform aims to streamline various HR functions by automating administrative tasks such as employee onboarding, leave management, benefits administration, and payroll processing. By replacing traditional paperwork and spreadsheets, Swingvy enhances efficiency and reduces errors, allowing companies to focus on their core operations. The integration of technology and service within its platform provides users with a unified experience, ultimately improving the work environment for both businesses and employees.

Owlstone Medical, established in 2003 and headquartered in Cambridge, UK, specializes in developing and commercializing breathalyzers for clinical diagnostics and precision medicine. The company's core technology, FAIMS, enables the detection of volatile organic compounds (VOCs) in breath, serving as biomarkers for various diseases. Owlstone Medical's product portfolio includes breath samplers like ReCIVA, disease biomarker detection tools such as Lonestar, and advanced mass spectrometry solutions like UltraFAIMS. These products are employed in the diagnosis and monitoring of conditions like lung cancer, asthma, and gastrointestinal disorders. The company collaborates with market leaders to integrate its technology into next-generation chemical sensing products and has received funding from the UK's Department of Defense to develop a handheld device for enhanced chemical detection. Through its subsidiary, Owlstone Medical, the company aims to lead the global market in non-invasive diagnostics for cancer, infectious, and inflammatory diseases, with a focus on breath-based diagnostic tools.

Outdoorsy, established in 2015 and based in San Francisco, operates a peer-to-peer marketplace for recreational vehicle (RV) rentals. It connects RV owners with campers, offering a diverse selection of RVs, from vintage airstreams to luxury motorhomes. Outdoorsy empowers RV owners to turn their vehicles into profitable businesses by providing them with access to capital, marketing resources, insurance, and customers. For renters, the platform simplifies the process of finding and booking RVs, offering a wide range of choices and a secure, streamlined transaction experience. By facilitating these connections, Outdoorsy disrupts the $32 billion RV industry, making RV travel more accessible and convenient for enthusiasts.

Biofourmis is a biotechnology company based in Boston, Massachusetts, founded in 2015. It specializes in personalized care and therapies through the use of digital therapeutics. The company develops and delivers clinically validated software-based therapeutics that enhance patient outcomes. Biofourmis has created a predictive health analytics platform that analyzes physiology data gathered from clinical-grade wearables. Utilizing artificial intelligence, this platform integrates and interprets continuous physiological data to identify personalized patterns and predict potential clinical exacerbations. By enabling medical professionals to intervene days before critical events occur, Biofourmis aims to improve patient care and provide cost-effective solutions for healthcare providers.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.

Roost, founded in 2014 and headquartered in Sunnyvale, California, specializes in smart home technology aimed at enhancing home safety and convenience. The company offers an online platform that enables consumers to retrofit existing household products into smart connected devices, allowing for affordable and straightforward upgrades. Roost's products are designed for easy installation and can be connected via Wi-Fi or Bluetooth, enabling users to receive notifications about home issues while they are away. By focusing on simplicity and the integration of current home products, Roost seeks to transform the smart home landscape with innovative and accessible solutions.

Luther Systems develops an automation platform aimed at streamlining complex enterprise processes, which typically consist of multiple tasks, workflows, and software systems. Recognizing that traditional automation tools struggle to effectively manage processes across siloed teams, Luther Systems provides a comprehensive solution that integrates various technology layers, including distributed event execution systems and modern resource management tools. This platform addresses the inefficiencies in current operational methods, where enterprises spend a significant portion of their budgets on managing end-to-end processes. By offering a unified approach to automating process operations, Luther enables organizations to build complex applications more efficiently and cost-effectively. The platform is utilized by global enterprises to enhance their operational capabilities, positioning it as a vital resource in modern enterprise management.

Neos Ventures Ltd. is a provider of home insurance that integrates smart technology to enhance safety and prevent damage that could lead to insurance claims. Founded in 2016 and based in London, the company offers a range of products including alarm systems, indoor security cameras, smoke detectors, and flood and leak detection devices. Neos also provides 24/7 monitoring and emergency assistance, ensuring prompt response to incidents. Homeowners can utilize an iOS mobile application to manage their monitoring systems and receive alerts about potential threats such as break-ins or leaks. By combining home security with insurance, Neos aims to offer peace of mind to its customers.

Casalova offers a personalized and streamlined approach to finding your next rental home. They can not only match you into homes that you'll love but also algorithmically suggest neighbourhoods that will make you the happiest based on your interests, personality, and demographics. Tell them what you want in a home and a little about yourself, and they take care of the rest. Their solution is unique and different because they close the gap in the fragmented rental market and do so by a seamless user experience and an algorithm-based approach. Features include: neighbourhood matching, listing search, messaging, viewings, applications, credit reports, and rent payments.

Owlstone Medical, established in 2003 and headquartered in Cambridge, UK, specializes in developing and commercializing breathalyzers for clinical diagnostics and precision medicine. The company's core technology, FAIMS, enables the detection of volatile organic compounds (VOCs) in breath, serving as biomarkers for various diseases. Owlstone Medical's product portfolio includes breath samplers like ReCIVA, disease biomarker detection tools such as Lonestar, and advanced mass spectrometry solutions like UltraFAIMS. These products are employed in the diagnosis and monitoring of conditions like lung cancer, asthma, and gastrointestinal disorders. The company collaborates with market leaders to integrate its technology into next-generation chemical sensing products and has received funding from the UK's Department of Defense to develop a handheld device for enhanced chemical detection. Through its subsidiary, Owlstone Medical, the company aims to lead the global market in non-invasive diagnostics for cancer, infectious, and inflammatory diseases, with a focus on breath-based diagnostic tools.

Opun Limited, established in 2014 and based in London, streamlined the home improvement process through its digital platform. It offered end-to-end services, from design and planning to execution and finance, ensuring a seamless and efficient experience for users. Customers could book services, approve work, and make payments online. The company operated in London, Gatwick, and Stoke-on-Trent until its dissolution in February 2020.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.

Cocoon Limited is a company that specializes in smart home security devices, headquartered in London, United Kingdom. Their flagship product, the Cocoon, utilizes innovative SUBSOUND technology to detect activity within a home. This device is designed to operate seamlessly, learning the normal patterns of activity to minimize false alarms. When it detects unusual activity, it sends high-quality video directly to the user’s smartphone, allowing for immediate action and reassurance. The Cocoon is user-friendly, requiring no complicated setup; users simply plug it in and download the app. Its design emphasizes both aesthetics and functionality, with a spherical shape that integrates harmoniously into home environments while providing reliable security. By delivering intelligent notifications and real-time video monitoring, Cocoon ensures users can stay informed about their home’s safety, whether they are at home, at work, or away.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.