Aviva Ventures

Oxford Science Enterprises is a venture firm based in Oxford, United Kingdom, established in 2015 in partnership with the University of Oxford. The firm focuses on building and investing in companies that develop fundamental technologies aimed at addressing significant global challenges. Its investment areas include life sciences, healthcare, artificial intelligence, software, and deep tech, targeting issues such as nuclear fusion, quantum computing, and the development of treatments for infectious diseases. By leveraging its extensive experience and a robust network of investors, entrepreneurs, and sector experts, Oxford Science Enterprises aims to foster a world-class technology ecosystem and support the growth of innovative science-based businesses.

Owlstone Medical, established in 2003 and headquartered in Cambridge, UK, specializes in developing and commercializing breathalyzers for clinical diagnostics and precision medicine. The company's core technology, FAIMS, enables the detection of volatile organic compounds in breath, facilitating the discovery of non-invasive biomarkers for various diseases. Owlstone Medical's product portfolio includes breath samplers like ReCIVA and CASPER, as well as analytical tools such as Lonestar and ATLAS, catering to applications like lung cancer, asthma, and gastrointestinal disorders. The company collaborates with market leaders to integrate its technology into next-generation chemical sensing products and has received funding from the UK's Department of Defense to develop a handheld device for enhanced sensitivity and selectivity. Owlstone Medical aims to become a global leader in non-invasive diagnostics, with a focus on early disease detection and a pipeline of medical applications, including colon and lung cancer screening.

Direct Line for Business provides a range of business insurance products to landlords and the small business sector, over the phone or online.

Tembo Money is a mortgage platform focused on assisting first-time homebuyers in securing home financing. The company offers innovative services that enhance affordability, including options for remortgaging and strategies for increasing deposits by sharing mortgages across two properties. By connecting users with multiple lenders, Tembo Money aims to maximize borrowing potential and simplify the mortgage process. Additionally, the platform serves as a comparison tool for residential mortgage brokers, further supporting homebuyers in navigating their mortgage options efficiently.

The goal of the Invest in Women Taskforce is to establish one of the biggest investment pots in the world, with funds contributed by female investors, in order to spur investment in female-led companies throughout the United Kingdom.

HealthKey operates a digital health platform that facilitates connections between employers, insurers, and healthcare providers. The platform offers a range of services, including reimbursement systems, claim management, payment management, and employee dashboards, all accessible through API integrations. This enables clients to streamline their processes and enhance user experience.

1492 Probitas is a Lloyd's underwriting syndicate, specialising in property, construction, and casualty insurance. It provides underwriting services for various industries, including property, construction, general liability, and financial lines, both in insurance and reinsurance. The company is known for its open and transparent partnerships with brokers, aiming to facilitate Lloyd's wider geographic growth.

Scan.com is a diagnostic imaging platform operating in both the UK and USA markets, aimed at enhancing accessibility to medical imaging services. The company provides an online booking system that allows patients to arrange and pay for private scans tailored to their specific needs. Additionally, Scan.com serves as a medical referral service, facilitating connections between patients and diagnostic scanning centers. This approach helps patients bypass lengthy waiting times and reduces potential delays in diagnosis and aftercare.

Ev.energy is a London-based company founded in 2018 that specializes in smart charging software for electric vehicles. The company develops an energy intelligence platform designed to optimize the charging process, making it both environmentally friendly and cost-effective for utility providers and their customers. By wirelessly connecting to various electric vehicles and Level 2 chargers, Ev.energy intelligently manages the charging of these vehicles in accordance with utility and network signals. This approach not only helps to reduce carbon emissions but also engages customers through a mobile application that rewards them for their participation. Through its innovative solutions, Ev.energy aims to facilitate affordable and sustainable electric vehicle charging for drivers at home.

Tembo Money is a mortgage platform focused on assisting first-time homebuyers in securing home financing. The company offers innovative services that enhance affordability, including options for remortgaging and strategies for increasing deposits by sharing mortgages across two properties. By connecting users with multiple lenders, Tembo Money aims to maximize borrowing potential and simplify the mortgage process. Additionally, the platform serves as a comparison tool for residential mortgage brokers, further supporting homebuyers in navigating their mortgage options efficiently.

TopHat provides the ability to undertake development with certainty and peace of mind through complete end-to-end services for new developments.

Scan.com is a diagnostic imaging platform operating in both the UK and USA markets, aimed at enhancing accessibility to medical imaging services. The company provides an online booking system that allows patients to arrange and pay for private scans tailored to their specific needs. Additionally, Scan.com serves as a medical referral service, facilitating connections between patients and diagnostic scanning centers. This approach helps patients bypass lengthy waiting times and reduces potential delays in diagnosis and aftercare.

Acre is rebuilding the UK’s £1.4 trillion mortgage market from the ground up. We are vertically integrating the mortgage stack with a new end-to-end platform for brokers and lenders.

Tembo Money is a mortgage platform focused on assisting first-time homebuyers in securing home financing. The company offers innovative services that enhance affordability, including options for remortgaging and strategies for increasing deposits by sharing mortgages across two properties. By connecting users with multiple lenders, Tembo Money aims to maximize borrowing potential and simplify the mortgage process. Additionally, the platform serves as a comparison tool for residential mortgage brokers, further supporting homebuyers in navigating their mortgage options efficiently.

87% is a company that specializes in a platform designed to measure, understand, and enhance mental well-being for individuals and organizations. Its application enables companies to evaluate the mental health of their employees, providing in-depth analyses that guide efforts and budgeting towards improving workplace well-being. By facilitating the creation of healthy daily habits, 87% empowers users to take proactive steps in fostering a supportive environment for mental health. The platform's sophisticated tools are aimed at helping organizations prioritize mental wellness, ultimately contributing to a healthier and more productive workforce.

Carpe Data is a data technology company that specializes in predictive scoring and data products tailored for personal, commercial, and life insurance companies in the United States. Founded in 2016 and based in Santa Barbara, California, the company utilizes proprietary algorithms and artificial intelligence to harness emerging and alternative data, enabling insurers to enhance various aspects of the insurance lifecycle, including underwriting and claims management. Carpe Data offers a range of products, including data prefill and validation, commercial risk scores for various industries, and specialized assessments such as the Smoker Assessment Score and Substance Abuse Score. Additionally, its ClaimsX platform provides decision-making support for claims processing, while tools like the Lead Qualification Score and Fraud Score help insurers evaluate risk in real-time. The company's innovative solutions allow insurers to gain deeper insights into risk, ultimately facilitating more efficient and accurate underwriting processes.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.

Biofourmis is a biotechnology company based in Boston, Massachusetts, founded in 2015. It specializes in personalized care and therapies through the use of digital therapeutics. The company develops and delivers clinically validated software-based therapeutics that enhance patient outcomes. Biofourmis has created a predictive health analytics platform that analyzes physiology data gathered from clinical-grade wearables. Utilizing artificial intelligence, this platform integrates and interprets continuous physiological data to identify personalized patterns and predict potential clinical exacerbations. By enabling medical professionals to intervene days before critical events occur, Biofourmis aims to improve patient care and provide cost-effective solutions for healthcare providers.

Swingvy is a cloud-based human resource platform designed for small and mid-sized businesses, founded in 2016 and based in Singapore. The platform aims to streamline HR processes by automating administrative tasks such as employee onboarding, leave management, benefits administration, and payroll processing. By replacing traditional paperwork and spreadsheets, Swingvy facilitates an integrated approach to human resources, allowing companies to manage all HR functions in one centralized system. This automation not only saves time and reduces errors but also enhances the overall work experience for both businesses and their employees. Through its unified technology and service offerings, Swingvy helps organizations elevate their HR practices and improve efficiency.

Acre is rebuilding the UK’s £1.4 trillion mortgage market from the ground up. We are vertically integrating the mortgage stack with a new end-to-end platform for brokers and lenders.

Outdoorsy, established in 2015 and based in San Francisco, operates a peer-to-peer marketplace for recreational vehicle (RV) rentals. It connects RV owners with campers, offering a diverse selection of RVs, from vintage airstreams to luxury motorhomes. Outdoorsy empowers RV owners to turn their vehicles into profitable businesses by providing them with access to capital, marketing resources, insurance, and customers. For renters, the platform simplifies the process of finding and booking RVs, offering a wide range of choices and a secure, streamlined transaction experience. By facilitating these connections, Outdoorsy disrupts the $32 billion RV industry, making RV travel more accessible and convenient for enthusiasts.

Shepper Limited is a London-based company established in 2016 that specializes in bespoke inspection and information capture solutions for both individuals and businesses. The company offers on-demand inspections and data collection services tailored to various sectors, including insurance, real estate, retail, and public assets. Shepper enables businesses to assess the condition and security of their physical assets through a network of trusted local agents using a dedicated app. Its services include property condition checks, vacant property inspections, retail audits, and infrastructure assessments. By providing high-quality, GPS and time-stamped reports directly to clients, Shepper facilitates informed decision-making and enhances operational efficiency. The company's solutions are designed to help businesses reduce costs, maximize data accuracy, and ensure the functionality and safety of their assets.

Biofourmis is a biotechnology company based in Boston, Massachusetts, founded in 2015. It specializes in personalized care and therapies through the use of digital therapeutics. The company develops and delivers clinically validated software-based therapeutics that enhance patient outcomes. Biofourmis has created a predictive health analytics platform that analyzes physiology data gathered from clinical-grade wearables. Utilizing artificial intelligence, this platform integrates and interprets continuous physiological data to identify personalized patterns and predict potential clinical exacerbations. By enabling medical professionals to intervene days before critical events occur, Biofourmis aims to improve patient care and provide cost-effective solutions for healthcare providers.

Savari, Inc. is a technology company specializing in the development of software and hardware sensor solutions for automotive original equipment manufacturers (OEMs), the automotive aftermarket, smart cities, and pedestrians. Founded in 2011 and based in Santa Clara, California, Savari focuses on vehicle-to-everything (V2X) communication technology, which allows vehicles to connect with other cars, infrastructure like traffic lights, pedestrians, and bicyclists. This connectivity aims to enhance the safety and efficiency of transportation systems. In addition to V2X communication, Savari provides middleware, applications, roadside units, and onboard units to support these connections. The company has regional offices in Germany, South Korea, and China, as well as a research and development facility in India and a location in Michigan. With its innovative approach, Savari seeks to make transportation more predictive and secure.

Swingvy is a cloud-based human resource platform designed for small and mid-sized businesses, founded in 2016 and based in Singapore. The platform aims to streamline HR processes by automating administrative tasks such as employee onboarding, leave management, benefits administration, and payroll processing. By replacing traditional paperwork and spreadsheets, Swingvy facilitates an integrated approach to human resources, allowing companies to manage all HR functions in one centralized system. This automation not only saves time and reduces errors but also enhances the overall work experience for both businesses and their employees. Through its unified technology and service offerings, Swingvy helps organizations elevate their HR practices and improve efficiency.

Owlstone Medical, established in 2003 and headquartered in Cambridge, UK, specializes in developing and commercializing breathalyzers for clinical diagnostics and precision medicine. The company's core technology, FAIMS, enables the detection of volatile organic compounds in breath, facilitating the discovery of non-invasive biomarkers for various diseases. Owlstone Medical's product portfolio includes breath samplers like ReCIVA and CASPER, as well as analytical tools such as Lonestar and ATLAS, catering to applications like lung cancer, asthma, and gastrointestinal disorders. The company collaborates with market leaders to integrate its technology into next-generation chemical sensing products and has received funding from the UK's Department of Defense to develop a handheld device for enhanced sensitivity and selectivity. Owlstone Medical aims to become a global leader in non-invasive diagnostics, with a focus on early disease detection and a pipeline of medical applications, including colon and lung cancer screening.

Outdoorsy, established in 2015 and based in San Francisco, operates a peer-to-peer marketplace for recreational vehicle (RV) rentals. It connects RV owners with campers, offering a diverse selection of RVs, from vintage airstreams to luxury motorhomes. Outdoorsy empowers RV owners to turn their vehicles into profitable businesses by providing them with access to capital, marketing resources, insurance, and customers. For renters, the platform simplifies the process of finding and booking RVs, offering a wide range of choices and a secure, streamlined transaction experience. By facilitating these connections, Outdoorsy disrupts the $32 billion RV industry, making RV travel more accessible and convenient for enthusiasts.

Biofourmis is a biotechnology company based in Boston, Massachusetts, founded in 2015. It specializes in personalized care and therapies through the use of digital therapeutics. The company develops and delivers clinically validated software-based therapeutics that enhance patient outcomes. Biofourmis has created a predictive health analytics platform that analyzes physiology data gathered from clinical-grade wearables. Utilizing artificial intelligence, this platform integrates and interprets continuous physiological data to identify personalized patterns and predict potential clinical exacerbations. By enabling medical professionals to intervene days before critical events occur, Biofourmis aims to improve patient care and provide cost-effective solutions for healthcare providers.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.

Roost is a technology company based in Sunnyvale, California, that focuses on developing smart home solutions designed to enhance home safety and connectivity. Founded in 2014, Roost creates an online platform that transforms existing household products into smart connected devices, allowing users to enjoy smart home functionality through simple, one-step retrofitting. The company emphasizes ease of installation and affordability, enabling homeowners to upgrade their living spaces without extensive renovations. Roost's products can connect to mobile devices via Wi-Fi or Bluetooth, providing real-time notifications to users about issues within their homes while they are away. Through its innovative approach, Roost aims to make smart home technology accessible to a broad audience.

Luther Systems is a developer of an automation platform specifically designed to streamline complex enterprise processes, which often involve numerous tasks, participants, and software systems. The company addresses the inefficiencies and high costs associated with operating end-to-end processes within enterprises, where traditional automation tools fall short. Luther Systems integrates multiple technology layers, including distributed event execution systems and modern resource management technology, into a single, cohesive platform. This enables organizations to automate their process operations effectively, adapting to changes over time without the need for extensive resources or costly bespoke solutions. By providing a robust alternative to existing automation methods, Luther's platform empowers global enterprises to build and manage complex applications at scale, ultimately transforming process operations and enhancing operational efficiency.

Neos Ventures Ltd. is a company based in London, United Kingdom, that specializes in home insurance by integrating smart technology to enhance home security and prevent potential damage. Founded in 2016, Neos offers a range of products including alarm systems, indoor security cameras, smoke detection and fire prevention alarms, as well as flood and leak detectors. The company is dedicated to protecting the people and belongings of its customers by providing 24/7 monitoring and emergency assistance services. Additionally, Neos offers an iOS mobile application that allows homeowners to control their monitoring systems and receive alerts about potential hazards. By combining home security with insurance services, Neos aims to create a safer living environment for homeowners and reduce the likelihood of insurance claims.

Casalova offers a personalized and streamlined approach to finding your next rental home. They can not only match you into homes that you'll love but also algorithmically suggest neighbourhoods that will make you the happiest based on your interests, personality, and demographics. Tell them what you want in a home and a little about yourself, and they take care of the rest. Their solution is unique and different because they close the gap in the fragmented rental market and do so by a seamless user experience and an algorithm-based approach. Features include: neighbourhood matching, listing search, messaging, viewings, applications, credit reports, and rent payments.

Owlstone Medical, established in 2003 and headquartered in Cambridge, UK, specializes in developing and commercializing breathalyzers for clinical diagnostics and precision medicine. The company's core technology, FAIMS, enables the detection of volatile organic compounds in breath, facilitating the discovery of non-invasive biomarkers for various diseases. Owlstone Medical's product portfolio includes breath samplers like ReCIVA and CASPER, as well as analytical tools such as Lonestar and ATLAS, catering to applications like lung cancer, asthma, and gastrointestinal disorders. The company collaborates with market leaders to integrate its technology into next-generation chemical sensing products and has received funding from the UK's Department of Defense to develop a handheld device for enhanced sensitivity and selectivity. Owlstone Medical aims to become a global leader in non-invasive diagnostics, with a focus on early disease detection and a pipeline of medical applications, including colon and lung cancer screening.

Opun Limited was a London-based company that provided a digital platform for home improvement services, operational from 2014 until its dissolution in February 2020. The platform streamlined the home improvement process by managing various aspects, including design, planning permission, pricing, logistics, execution, and financing. Opun aimed to enhance efficiency and reliability in home renovations by connecting clients with expert designers, its own building team, and vetted trade partners. Users could book services online, approve completed work, and make payments through the platform. Opun was focused on simplifying home improvements, aiming to alleviate the challenges often associated with remodeling projects.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.

Cocoon Limited is a company based in London, United Kingdom, that specializes in smart home security devices. Its flagship product, Cocoon, utilizes innovative SUBSOUND technology to detect activity throughout the home without the need for manual setup. The device learns the normal patterns of its environment to minimize false alarms and, when it senses unusual activity, it sends high-quality video directly to the user’s smartphone. This allows homeowners to monitor their property from anywhere, whether they are at home, at work, or on vacation. Cocoon is designed to seamlessly integrate into any home environment, prioritizing both aesthetic appeal and functionality. Its unique spherical shape is not only visually pleasing but also enhances the device's ability to provide security, making it a practical solution for modern home safety. Cocoon Limited was incorporated in 1981 and continues to innovate in the field of home security technology.

AppyParking, operating under the name Yellow Line Parking Limited, is a London-based company founded in 2013 that focuses on enhancing the parking experience through its connected car platform. The platform integrates mapping, data, Internet-of-Things (IoT), and payment solutions to provide users with real-time parking availability. By addressing the fragmented nature of parking infrastructure, AppyParking aims to streamline the process of finding and paying for parking spaces. The company's holistic kerbside management platform facilitates data exchange between local authorities and mobility operators, promoting intelligent mobility solutions. Recognized for its contributions to the parking industry, AppyParking has received several awards, including the 2018 Best Parking App by Auto Express and the 2019 Smarter Travel Innovation Award.