Fasanara Capital

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Flowpay specializes in data-driven financial services tailored for small and medium-sized enterprises (SMEs), integrating seamlessly with the platforms these businesses utilize daily. The company's primary offering is lending, designed to promote transparent cash flow management. Flowpay enhances payment services and point-of-sale systems, allowing SMEs to diversify their revenue streams and facilitate growth. By embedding these financial solutions within existing platforms such as e-commerce and payment providers, Flowpay aims to simplify access to essential financing for businesses, ultimately supporting their operational needs and expansion efforts.

Forus Financial operates a debt marketplace designed to address the funding gap for small and medium enterprises in Saudi Arabia. By leveraging application programming interface-driven underwriting technology, the company facilitates online investments in a range of alternative loans. This approach allows small and medium businesses to secure financing more efficiently and expedites the funding process, ultimately saving time for both borrowers and investors. Forus Financial's platform aims to enhance access to capital, supporting the growth and development of businesses in the region.

Job&Talent is a leading marketplace for essential work, specializing in matching individuals with companies through its advanced platform. Founded in 2009 and headquartered in Madrid, the company utilizes technology to simplify the hiring process, offering services that include messaging, in-application hiring, staffing, and payroll management. This innovative approach leverages big-data matching technology to enhance recruitment efficiency and quality. In 2022, Job&Talent successfully placed over 340,000 workers in more than 2,500 companies, generating €1.9 billion in revenue. Operating in ten countries across Europe, the U.S., and Latin America, Job&Talent is recognized as the highest-valued unicorn in Spain, with a valuation of $2.4 billion and support from prominent investors. The company is committed to expanding its reach and continuing to deliver reliable, flexible work solutions for both job seekers and employers.

First Circle, founded in 2015 and based in Taguig, Philippines, specializes in providing financing solutions for small and medium enterprises (SMEs) across Southeast Asia. The company offers a range of services, including consumer lending, mortgages, and asset-based lending, with a focus on short-term loans that are collateral-free. First Circle aims to support business owners in their growth endeavors by leveraging advanced technology, data analytics, and a user-friendly online platform. Additionally, the company provides dedicated customer support and resources to foster a community of business owners, ultimately enhancing opportunities for SMEs to thrive.

Idle is a decentralized protocol focused on automatic asset allocation and aggregation within the interest-bearing tokens economy. It enables users to bundle various crypto-assets, such as ETH, WBTC, and stablecoins, into tokenized baskets that are designed to automatically rebalance according to diverse management strategies. The protocol aims to democratize access to decentralized finance by providing a one-stop source for yield optimization, allowing users to manage their digital asset allocation in a way that aligns with their risk and return preferences. Idle's platform facilitates the creation of portfolios that automatically transfer funds among decentralized finance protocols, ensuring optimal performance while enabling investors to monitor their investments and redeem profits. By offering institutional-grade experiences and developer-friendly infrastructure, Idle seeks to transform the way funds move across financial networks, ultimately redefining the relationship individuals have with their savings.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Plata is a financial platform poised to revolutionize how people interact with money through an easy-to-use, personalized, and trustworthy ecosystem. The company brings inclusive access to premium financial products and best-in-class customer support to each and every Mexican. Introducing the Plata Card, a credit card with cutting-edge technology and security that rewards our customers with real cashback on the purchases they choose, and the only one offering up to a payment period.

Genie AI uses dashboards and APIs that supports portfolio managers across the entire investment lifecycle.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Pollen VC is a financial services company that offers credit facilities specifically designed for app and game developers. It provides non-dilutive working capital to assist application publishers in accelerating their unpaid revenues and mitigating payment delays. By leveraging accounts receivable and the anticipated value of live marketing cohorts, Pollen VC grants revolving credit lines that enable startups to access flexible financing. This support facilitates efficient mobile growth, allowing developers to manage their cash flow effectively while focusing on their business objectives.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Arcadia Finance is an open-source financial technology platform designed to facilitate the discovery, investment, and management of yield-bearing assets on blockchains. The platform addresses issues of collateral fragmentation and illiquidity associated with tokenized assets. Arcadia offers a range of services, including asset management for concentrated liquidity positions, instant leverage, and smart contract accounts that allow users to store digital assets and secure loans by using these assets as collateral. Through these features, Arcadia enables users to efficiently manage their digital assets and provide liquidity, enhancing the overall functionality of the decentralized finance ecosystem.

Untangled.Finance operates a digital securitization platform that facilitates the integration of real-world assets into the blockchain, effectively linking traditional finance with decentralized finance. The platform allows for the digital securitization, transaction, and monitoring of portfolios related to small and medium-sized enterprises (SMEs) and green financing. By utilizing blockchain technology, legal automation, and advanced analytics, Untangled.Finance unlocks alternative asset classes such as invoices, SME loans, and green bonds from a diverse range of asset originators. This innovative approach enables private credit investors to participate in investment pools, collaborate with advisors, conduct due diligence, execute legal contracts, and manage their investments with the ability to buy, hold, or sell, as well as receive settlements and redemptions.

Tilta provides a white-labeled infrastructure that facilitates credit-backed payment flows for business-to-business transactions on various marketplaces and platforms. By enabling these platforms to offer financial services, Tilta helps drive gross merchandise revenue (GMV) and create additional revenue streams, all while alleviating the complexities associated with becoming a financial service provider. This approach allows customers to implement seamless payment policies, enhancing the overall efficiency of their operations.

MAGIC is the UK's first AI Home Gym that helps people get personally trained by the world’s best athletes in their own home.

SME Finance, UAB is a financial services provider based in Vilnius, Lithuania, specializing in supporting the growth of small and medium enterprises (SMEs). Founded in 2016, the company offers a range of services, including factoring and business loans, designed to facilitate easy access to funding for businesses. With a focus on streamlining cash flow management, SME Finance aims to empower SMEs across the Northern Europe region by providing quick and efficient financing solutions. The company's dedicated team is committed to ensuring that businesses can concentrate on their growth without the burden of financial concerns.

CashInvoice is a fintech platform based in Milan, Italy, that specializes in the demobilization and management of commercial credits through invoice factoring and the sale of receivables. Established in November 2017, the company provides a fully digitized solution that enables businesses to compare various financing options available in the market. By facilitating the sale of trade receivables, CashInvoice helps companies enhance their liquidity, improve working capital, and optimize budget ratios, particularly for those that struggle to access traditional financial support. The platform serves as a bridge for businesses seeking capital to grow, offering an innovative approach to alternative finance.

Novicap is a European fintech company based in Barcelona, Spain, that provides innovative working capital solutions to small and medium-sized enterprises (SMEs), mid-market corporates, and public administrations. Established in 2014, Novicap operates an online platform that facilitates the sale of outstanding invoices, connecting businesses seeking liquidity with international investors interested in purchasing invoice collection rights. In addition to invoice trading, the company offers a comprehensive suite of services including factoring, invoicing, supplier payments, and cash management, all designed to optimize cash flow and enhance financial flexibility. Through its proprietary technology, Novicap actively supports thousands of businesses, helping them improve their financial operations and drive growth.

Tapline operates a digital funding marketplace designed to help SaaS companies secure instant, non-dilutive, and non-debt capital to support their growth. The company's platform specializes in converting subscription revenues into tradable assets, allowing businesses with recurring income to access immediate funding. By selecting suitable subscriptions for trade, Tapline enables customers to obtain capital while maintaining full ownership of their equity. This innovative approach provides companies with a reliable source of funding, facilitating their expansion without the burden of traditional financing methods.

Tapline operates a digital funding marketplace designed to help SaaS companies secure instant, non-dilutive, and non-debt capital to support their growth. The company's platform specializes in converting subscription revenues into tradable assets, allowing businesses with recurring income to access immediate funding. By selecting suitable subscriptions for trade, Tapline enables customers to obtain capital while maintaining full ownership of their equity. This innovative approach provides companies with a reliable source of funding, facilitating their expansion without the burden of traditional financing methods.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Mintify is a developer of a web3 platform that facilitates the discovery and minting of non-fungible tokens (NFTs) through smart notifications for upcoming drops, presale, and whitelist events. The company offers a modular NFT infrastructure that functions as a multi-chain aggregator and analytics platform, serving as a trading terminal for investors. This platform allows users to implement sophisticated investment strategies, making it easier to discover, trade, and manage their NFT portfolios effectively. By combining advanced analytics with real-time notifications, Mintify aims to streamline the NFT investment process for its users.

Boopos is a lending platform that specializes in flexible financing for individuals seeking to acquire small businesses. By partnering with business brokers, Boopos enables users to explore pre-approved acquisition opportunities through a straightforward online process. The platform employs a data-driven analysis framework to inform its lending decisions, focusing on revenue-based financing that supports mid to long-term investments, particularly in e-commerce and SaaS sectors. This approach allows businesses to secure necessary funding for acquisitions and significant growth investments.

Arrenda is a fintech startup that provides financial products in Latin America. Its flagship product is revenue based financing for the real estate sector; advancing up to 12 months of rent payments to landlords through its digital platform. Arrenda was founded in 2022 and is based in Mexico City.

Zipp Mobility Limited is a dockless scooter sharing company based in Clonskeagh, Ireland, operating in the United Kingdom and Ireland since its founding in 2019. The company aims to alleviate congestion and reduce greenhouse gas emissions by offering affordable micromobility solutions through its heavy-duty, non-foldable e-scooters. Users can easily locate and rent these scooters via a mobile application equipped with GPS, facilitating last-mile transportation to and from public transport links. By providing an accessible alternative for urban mobility, Zipp Mobility enhances the quality of life in the communities it serves.

Offerd is a software solution designed for recruiters and staffing agencies that integrates digital CVs, testing, video interviews, and scheduling into a cohesive platform. This approach enhances the recruitment process by streamlining various elements of hiring, making it more efficient for both employers and candidates. The platform aims to simplify the complexities of recruitment and improve the overall experience for users by providing a comprehensive toolset that addresses multiple hiring needs.

Offerd is a software solution designed for recruiters and staffing agencies that integrates digital CVs, testing, video interviews, and scheduling into a cohesive platform. This approach enhances the recruitment process by streamlining various elements of hiring, making it more efficient for both employers and candidates. The platform aims to simplify the complexities of recruitment and improve the overall experience for users by providing a comprehensive toolset that addresses multiple hiring needs.

Stashfin is a digital lending platform that offers personal loans and Credit Line Cards, providing individuals with the flexibility to access funds and convert them into manageable EMIs. The platform aims to enhance financial health for its customers, promoting inclusivity and economic independence. With a focus on transparency and efficiency, Stashfin has disrupted traditional banking models by delivering easy-to-use digital lending solutions. It offers a variety of loan options, including personal, medical, and home renovation loans, ensuring a seamless borrowing experience. Stashfin has gained the trust of millions of clients and has built a reputation for reliability and innovation in the financial services sector.

FlexiLoans is a Mumbai-based lending platform established in 2016, dedicated to providing quick and flexible funding solutions for small and medium-sized enterprises (SMEs) in India. Recognizing that over 80% of loan applications from SMEs are often rejected by traditional financial institutions due to insufficient credit history or collateral, FlexiLoans aims to bridge this financing gap. The company leverages digital transformation and advanced data analytics to create an online marketplace that connects loan seekers with potential investors. This innovative approach allows SMEs, particularly those lacking conventional credit histories, to access customized business loans, seasonal inventory financing, and equipment funding. By focusing on alternative scoring methods, FlexiLoans aspires to tap into the significant unserved demand within the SME sector, fostering growth and economic development.

FlexiLoans is a Mumbai-based lending platform established in 2016, dedicated to providing quick and flexible funding solutions for small and medium-sized enterprises (SMEs) in India. Recognizing that over 80% of loan applications from SMEs are often rejected by traditional financial institutions due to insufficient credit history or collateral, FlexiLoans aims to bridge this financing gap. The company leverages digital transformation and advanced data analytics to create an online marketplace that connects loan seekers with potential investors. This innovative approach allows SMEs, particularly those lacking conventional credit histories, to access customized business loans, seasonal inventory financing, and equipment funding. By focusing on alternative scoring methods, FlexiLoans aspires to tap into the significant unserved demand within the SME sector, fostering growth and economic development.

FlexCar is a car-as-a-service company based in Athens, Greece, founded in 2018. It provides customers with an alternative to traditional car ownership by offering a simple and flexible leasing model. Customers pay a fixed monthly fee that encompasses all costs associated with car usage, including road taxes, insurance, repairs, and tires, without any hidden fees or long-term commitments. By sourcing ready-made cars from local dealerships, FlexCar ensures that its vehicles are in excellent condition, thereby enhancing customer satisfaction and convenience.

FlexCar is a car-as-a-service company based in Athens, Greece, founded in 2018. It provides customers with an alternative to traditional car ownership by offering a simple and flexible leasing model. Customers pay a fixed monthly fee that encompasses all costs associated with car usage, including road taxes, insurance, repairs, and tires, without any hidden fees or long-term commitments. By sourcing ready-made cars from local dealerships, FlexCar ensures that its vehicles are in excellent condition, thereby enhancing customer satisfaction and convenience.

GRID Finance is reshaping banking and financial services in Ireland by developing innovative financial products tailored for the modern generation. The company aims to facilitate access to funding for individuals, local businesses, and community organizations while also helping them manage their finances more effectively. By fostering an online community that supports itself through contemporary financial solutions, GRID Finance seeks to redefine the concept of community banking. Its flagship product, a peer-to-peer financing platform known as the GRID, connects individuals looking to invest their money with those in need of financial support. This platform enables users to lend to local businesses, contribute to community initiatives, and assist family and friends, thereby promoting a collaborative financial ecosystem. Additionally, GRID Finance offers business loans designed for creditworthy enterprises requiring quick access to funds, with flexible repayment options based on daily income, allowing businesses to invest in refurbishments, marketing, and equipment upgrades.

Knoma Ltd operates an online platform that facilitates loans for educational courses, focusing on bridging the digital skills gap in a rapidly evolving global economy. Established in 2018 and based in London, the platform allows users to access a wide range of online courses, including subjects like cybersecurity and software development. Knoma enables learners to finance their education through flexible monthly payments, allowing them to borrow up to £10,000, which can be repaid over a twelve-month period without any interest or fees. By partnering with leading coding and tech schools, Knoma aims to make lifelong learning more accessible and affordable, thereby supporting individuals in enhancing their technical, digital, and data skills for future career advancement.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Zvilo is a digital platform aimed at unlocking capital for the Balkans, focusing on enhancing financial accessibility for businesses and individuals. The platform offers a variety of services, including business lending, money transfer solutions, and immediate lending options. Zvilo emphasizes cost-saving, convenience, and connectivity, providing liquidity and savings across various value chains, from suppliers to end consumers. This approach enables clients to access a comprehensive range of financial products tailored to both business and personal finance needs.

Vivla is a real estate service provider that specializes in second homeownership by facilitating the buying, owning, and selling of fractional shares in second homes. The company streamlines the entire process for its clients, managing all aspects from the initial purchase to legal and administrative tasks, as well as ongoing property management. This approach allows individuals to invest in fully managed second homes without the need to purchase an entire property, making vacation home ownership more accessible and convenient.

Flummox is a brand accelerator that focuses on acquiring and scaling promising online consumer brands. By targeting e-commerce businesses with established customer traction and significant growth potential, Flummox aims to transform these brands into sustainable direct-to-consumer operations. The company's approach involves not only acquisition but also providing the necessary resources and expertise to enhance the brands' performance in the marketplace. Through its efforts, Flummox seeks to enable these businesses to thrive and reach their full potential.

Plurall is developing an AI-driven financial application aimed at the over 8 million entrepreneurs in Colombia who have been excluded from traditional banking services. Recognized as the most entrepreneurial country globally, Colombia has a significant portion of its workforce engaged in self-employment. Plurall aims to enhance financial inclusion by offering micro and commercial lending products, mobile payment solutions, and other essential financial services tailored to the needs of small and mid-sized enterprises (SMEs). By leveraging technology and data science, Plurall provides critical access to working capital, mobile banking, and B2B buy now, pay later (BNPL) options, initially focusing on the Colombian market before expanding throughout Latin America. The company collaborates with reputable investors and partners, including Fasanara and Visa, to fulfill its mission of supporting underserved entrepreneurs.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

ViaBill is a company that specializes in creating an online billing system tailored for e-commerce businesses. Its platform provides seamless invoicing and debtor management services, allowing online merchants to offer customers the option to pay for goods and services over a period of up to 24 months without incurring fees or interest. This flexible payment solution is designed to enhance conversion rates and increase average order values by catering to the preferences of electronic shoppers who favor convenient payment methods. Through its innovative approach, ViaBill aims to support online stores in optimizing their sales processes and improving customer satisfaction.

ViaBill is a company that specializes in creating an online billing system tailored for e-commerce businesses. Its platform provides seamless invoicing and debtor management services, allowing online merchants to offer customers the option to pay for goods and services over a period of up to 24 months without incurring fees or interest. This flexible payment solution is designed to enhance conversion rates and increase average order values by catering to the preferences of electronic shoppers who favor convenient payment methods. Through its innovative approach, ViaBill aims to support online stores in optimizing their sales processes and improving customer satisfaction.

Hajde is a delivery platform that specializes in providing fast and efficient grocery and food deliveries. The service is designed to deliver groceries and meals in under an hour, ensuring convenience for users. Hajde maintains competitive pricing, offering products at the same cost as local stores while delivering orders directly to customers' doorsteps. The platform aims to enhance the delivery experience, making it accessible and affordable for consumers.

Boopos is a lending platform that specializes in flexible financing for individuals seeking to acquire small businesses. By partnering with business brokers, Boopos enables users to explore pre-approved acquisition opportunities through a straightforward online process. The platform employs a data-driven analysis framework to inform its lending decisions, focusing on revenue-based financing that supports mid to long-term investments, particularly in e-commerce and SaaS sectors. This approach allows businesses to secure necessary funding for acquisitions and significant growth investments.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Twig is a circular economy-oriented fintech company. It turn things into cash instantly, power the circular economy and carbon offset lifestyle.

Cardo AI is a financial technology company focused on transforming the structured finance market. It provides software and infrastructure solutions that enable investors, issuers, servicers, and lenders to conduct transactions more efficiently and at reduced costs. The platform facilitates seamless data integration and mapping, addressing various challenges in the structured finance process. By standardizing data from over 100 systems globally, Cardo AI has managed assets worth more than €18 billion. The company's innovations aim to enhance portfolio performance, operational efficiency, and transparency for asset managers, fintech lenders, and banks.

Vane is a technology-enabled finance provider that focuses on delivering non-dilutive funding services to digital media companies worldwide. Established in 2015 and headquartered in Berlin, with additional offices in London and New York, the company operates through its innovative platform, BillFront, which facilitates access to working capital by integrating with clients' invoicing systems. Vane offers flexible financing options ranging from receivables finance to revenue-based finance, allowing businesses in various digital sectors, including advertising technology, app development, e-commerce, and online publishing, to secure funding efficiently. Led by Greg Dimitriou, a former media M&A banker, Vane aims to empower its clients to accelerate their growth through agile financial solutions.

Superchain Network solution promotes a mental change away from "Web2" centralized systems and towards "Web3" decentralized design.The objective of Superchain is to realize a truly decentralized data protocol built around users instead than computer constraints.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Lenderwize is a pioneering fintech lending platform tailored for telecommunications operators, addressing the financing needs of mid-sized Telecom companies. By bridging the gap between telecom services and financial markets, Lenderwize creates a new asset class for investment. The platform facilitates funding through various channels, including invoice financing, venture capital, and crowd lending. It also provides comprehensive risk-mitigating services that validate underlying assets, allowing lenders to earn interest in the expanding digital economy. As a SEIS-approved entity, Lenderwize opens up opportunities in the telecommunications sector, thereby enhancing access to funding for operators and promoting growth in the digital landscape.

Fronted, established in 2019 and headquartered in London, operates an online platform that facilitates rental services. It specializes in covering upfront rental deposits, allowing tenants to repay these amounts in smaller, more manageable installments. Additionally, Fronted assists renters in financing their deposits, aiming to provide a more accessible and convenient alternative to traditional, large upfront payments.

Fronted, established in 2019 and headquartered in London, operates an online platform that facilitates rental services. It specializes in covering upfront rental deposits, allowing tenants to repay these amounts in smaller, more manageable installments. Additionally, Fronted assists renters in financing their deposits, aiming to provide a more accessible and convenient alternative to traditional, large upfront payments.

Viceversa is a financing service focused on providing European digital businesses with access to non-dilutive and guarantee-free capital options. The company enables sustainable and ethical growth by offering equity-free investments alongside data-driven insights. Through its internally designed analytics platform, Viceversa connects directly to clients' accounts to gather necessary data for informed investment management and decision-making. This approach empowers businesses to understand their operations better and access funding based on transparency and technology. Clients can receive funding offers within three days, allowing them to grow at their own pace while benefiting from investment guidance tailored to their needs.

Storfund is a developer of a receivables factoring platform that addresses the unique financing needs of e-commerce businesses. Recognizing the growth potential in the e-commerce sector, Storfund provides a solution that accelerates marketplace payouts for online merchants. The platform integrates seamlessly with various marketplaces and e-commerce sellers, processing large volumes of data to enhance cash flow. By extending daily liquidity across different jurisdictions, Storfund enables online merchants to improve their sales and profitability, effectively supporting their financial needs in a rapidly evolving market.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Fundsquire helps entrepreneurs grow their businesses by accessing their R&D tax return months in advance of a low-interest business loan. They provide research and development tax credit loans, grant advance funding, and revenue based finance services.

Fundsquire helps entrepreneurs grow their businesses by accessing their R&D tax return months in advance of a low-interest business loan. They provide research and development tax credit loans, grant advance funding, and revenue based finance services.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Plurall is developing an AI-driven financial application aimed at the over 8 million entrepreneurs in Colombia who have been excluded from traditional banking services. Recognized as the most entrepreneurial country globally, Colombia has a significant portion of its workforce engaged in self-employment. Plurall aims to enhance financial inclusion by offering micro and commercial lending products, mobile payment solutions, and other essential financial services tailored to the needs of small and mid-sized enterprises (SMEs). By leveraging technology and data science, Plurall provides critical access to working capital, mobile banking, and B2B buy now, pay later (BNPL) options, initially focusing on the Colombian market before expanding throughout Latin America. The company collaborates with reputable investors and partners, including Fasanara and Visa, to fulfill its mission of supporting underserved entrepreneurs.

Myos, founded in 2018 in Berlin by seasoned e-commerce and financial professionals, is a fintech company focused on transforming working capital solutions for merchants globally. The company specializes in asset-based financing services that support businesses in expanding their inventory, orders, and product launches. By utilizing big data and machine learning, Myos assesses risks and collateral in innovative ways, drawing on the vast data available from e-commerce platforms like Amazon. This approach allows Myos to base financing decisions on the future sales potential of retail products, thereby facilitating the digital and flexible growth of retailers worldwide.

Twig is a circular economy-oriented fintech company. It turn things into cash instantly, power the circular economy and carbon offset lifestyle.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Knoma Ltd operates an online platform that facilitates loans for educational courses, focusing on bridging the digital skills gap in a rapidly evolving global economy. Established in 2018 and based in London, the platform allows users to access a wide range of online courses, including subjects like cybersecurity and software development. Knoma enables learners to finance their education through flexible monthly payments, allowing them to borrow up to £10,000, which can be repaid over a twelve-month period without any interest or fees. By partnering with leading coding and tech schools, Knoma aims to make lifelong learning more accessible and affordable, thereby supporting individuals in enhancing their technical, digital, and data skills for future career advancement.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Clearwell Capital specializes in providing financing solutions for residential development projects, catering primarily to small and medium-sized property developers. Recognizing that traditional banks and development lenders may not always meet the funding needs of these projects, Clearwell Capital evaluates each financing request individually, offering tailored support to address specific challenges. The company aims to deliver prompt and decisive funding solutions, ensuring that real estate creators can successfully complete their projects. By focusing on the unique merits of each case, Clearwell Capital positions itself as a valuable partner for developers navigating the complexities of project financing.