Fasanara Capital

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Addi is a technology company that specializes in providing credit and banking solutions, focusing on point-of-sale lending. Its application enables users to apply for credit at the moment of purchase in partner stores, facilitating a buy now, pay later option with interest-free installment payments. This service promotes digital commerce by allowing consumers to access fast and affordable financing for their shopping needs, thereby enhancing the purchasing experience while supporting retailers in boosting sales.

Flowpay is a financial services company focused on small and medium-sized enterprises (SMEs), offering data-driven lending solutions that integrate seamlessly within the platforms these businesses use daily, such as point-of-sale systems and e-commerce platforms. Its primary product is business loans designed to promote transparent cash flow management, allowing SMEs to effectively manage their finances. In addition to lending, Flowpay also provides payment services and point-of-sale solutions, helping businesses enhance their merchant services and identify alternative revenue streams for growth. Through its innovative approach, Flowpay aims to empower SMEs by making financial services more accessible and tailored to their operational needs.

Forus is a company that operates a digital marketplace designed to connect investors with small and medium businesses in Saudi Arabia seeking financing solutions. The platform addresses the funding gap these enterprises often face by leveraging advanced application programming interface-driven underwriting technology. This innovative approach allows investors to engage in online investments in a variety of alternative loans, facilitating quicker access to capital for businesses. By streamlining the funding process, Forus enables small and medium enterprises to secure necessary financial resources efficiently and effectively.

Job&Talent is a leading marketplace for essential work, specializing in matching individuals with companies through its advanced platform. Founded in 2009 and headquartered in Madrid, the company utilizes technology to simplify the hiring process, offering services that include messaging, in-application hiring, staffing, and payroll management. This innovative approach leverages big-data matching technology to enhance recruitment efficiency and quality. In 2022, Job&Talent successfully placed over 340,000 workers in more than 2,500 companies, generating €1.9 billion in revenue. Operating in ten countries across Europe, the U.S., and Latin America, Job&Talent is recognized as the highest-valued unicorn in Spain, with a valuation of $2.4 billion and support from prominent investors. The company is committed to expanding its reach and continuing to deliver reliable, flexible work solutions for both job seekers and employers.

First Circle is a financial services company based in Taguig, Philippines, founded in 2015. It focuses on providing consumer lending, mortgages, and asset-based lending services, specifically tailored for small and medium enterprises (SMEs) in Southeast Asia. The company has developed an online financing platform that offers collateral-free short-term loans and trade financing to support the growth of businesses. By leveraging advanced data analytics and a user-friendly online account system, First Circle aims to enhance access to funding for SMEs, empowering business owners to expand beyond their immediate networks. Additionally, the company offers dedicated customer support and resources to foster a community among entrepreneurs, facilitating long-term growth and opportunity.

Idle is a decentralized protocol focused on automatic asset allocation and aggregation within the interest-bearing tokens economy. It offers a platform that bundles various crypto-assets, such as ETH, WBTC, and stablecoins, into tokenized baskets that are designed to automatically rebalance according to diverse management strategies. By providing a comprehensive source of yield, Idle enables users to optimize their digital asset allocation across leading decentralized finance (DeFi) protocols while managing their risk and return profiles. The company aims to democratize access to DeFi instruments by offering institutional-grade experiences and developer-friendly infrastructure, empowering both investors and developers to create accessible yield-generating opportunities. Idle envisions transforming traditional financial practices by enabling funds to remain active within financial networks, thereby redefining the relationship between individuals and savings.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Plata is a financial platform poised to revolutionize how people interact with money through an easy-to-use, personalized, and trustworthy ecosystem. The company brings inclusive access to premium financial products and best-in-class customer support to each and every Mexican. Introducing the Plata Card, a credit card with cutting-edge technology and security that rewards our customers with real cashback on the purchases they choose, and the only one offering up to a payment period.

Genie AI uses dashboards and APIs that supports portfolio managers across the entire investment lifecycle.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Established in July 2015 by Diego Fischer and Luca Cafici, the company provides individuals looking to sell their vehicles with the convenience of online quotes, competitive pricing, and immediate payment following inspection. For buyers, InstaCarro offers access to a comprehensive inventory of previously inspected cars, ensuring transparency through detailed photos and condition reports. Additionally, the platform guarantees an immediate return if a purchased vehicle does not meet the described conditions, thereby enhancing consumer confidence and enabling more affordable options in the used car market.

Pollen VC is a financial services company that offers credit facilities specifically designed for app and game developers. By providing non-dilutive working capital, Pollen VC aims to assist application publishers in accelerating their unpaid revenues and eliminating payout delays. The company extends revolving credit based on accounts receivable and the anticipated value of ongoing marketing efforts. This approach enables startup businesses to access flexible credit lines, facilitating efficient growth in the mobile sector. Through its services, Pollen VC supports developers in managing their cash flow and optimizing their financial resources.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Arcadia Finance is an open-source financial technology platform designed to facilitate the discovery, investment, and management of yield-bearing assets on blockchains. The company addresses issues of collateral fragmentation and illiquidity associated with tokenized assets. Its offerings include Arcadia Vaults and Arcadia Lending, which enable users to manage concentrated liquidity positions, access instant leverage, and utilize smart contract accounts for storing digital assets. By allowing users to secure their digital assets and borrow loans while keeping those assets as collateral, Arcadia Finance empowers investors to effectively manage their portfolios and provide liquidity to the market.

Untangled.Finance operates a digital securitization platform that facilitates the integration of real-world assets into the blockchain, effectively linking traditional finance with decentralized finance. The platform allows for the digital securitization, transaction, and monitoring of portfolios related to small and medium-sized enterprises (SMEs) and green financing. By utilizing blockchain technology, legal automation, and advanced analytics, Untangled.Finance unlocks alternative asset classes such as invoices, SME loans, and green bonds from a diverse range of asset originators. This innovative approach enables private credit investors to participate in investment pools, collaborate with advisors, conduct due diligence, execute legal contracts, and manage their investments with the ability to buy, hold, or sell, as well as receive settlements and redemptions.

Tilta is a company that specializes in providing white-labeled infrastructure for credit-backed payment flows specifically designed for business-to-business transactions on marketplaces and platforms. By enabling these platforms to offer financial services, Tilta helps drive gross merchandise revenue while creating additional revenue streams for its clients. The company's solutions focus on ensuring frictionless payment experiences, allowing platforms to enhance their service offerings without the complexities associated with managing financial services directly.

MAGIC is the UK's first AI Home Gym that helps people get personally trained by the world’s best athletes in their own home.

SME Finance, UAB is a financial services provider based in Vilnius, Lithuania, specializing in supporting the growth of small and medium enterprises (SMEs). Founded in 2016, the company offers a range of services, including factoring and business loans, designed to facilitate easy access to funding for businesses. With a focus on streamlining cash flow management, SME Finance aims to empower SMEs across the Northern Europe region by providing quick and efficient financing solutions. The company's dedicated team is committed to ensuring that businesses can concentrate on their growth without the burden of financial concerns.

CashInvoice is a Milan‑based fintech platform launched in November 2017 that compares alternative finance and invoice factoring options. The fully digitised service allows companies to sell commercial credits, thereby adding liquidity, improving cash flow and working‑capital ratios. By matching sellers with investors, the platform provides a streamlined alternative to traditional banking for businesses that need capital to grow.

Novicap is a European fintech company founded in 2014 and based in Barcelona, Spain. It operates an online platform that connects businesses seeking to sell their outstanding invoices with investors interested in purchasing these invoices. Novicap provides end-to-end working capital solutions tailored for small and medium-sized enterprises, mid-market corporations, and public administrations. Utilizing its proprietary technology, the company offers a range of services, including factoring, invoicing, supplier payments, and cash management, to optimize working capital and enhance financial flexibility. By facilitating access to funding beyond traditional banking methods, Novicap actively supports thousands of businesses in driving growth and delivering value to their stakeholders.

Tapline is a digital funding marketplace designed to support Software as a Service (SaaS) companies in securing non-dilutive, non-debt capital to facilitate their growth. The company operates a trading platform that allows businesses with recurring revenue to convert subscriptions into tradable assets, enabling them to receive instant funding. By selecting specific subscriptions for trade, Tapline provides customers with equivalent returns and stable income, allowing them to finance their operations without relinquishing equity. This innovative approach empowers SaaS companies to access the capital they need while maintaining ownership and control over their business.

Tapline is a digital funding marketplace designed to support Software as a Service (SaaS) companies in securing non-dilutive, non-debt capital to facilitate their growth. The company operates a trading platform that allows businesses with recurring revenue to convert subscriptions into tradable assets, enabling them to receive instant funding. By selecting specific subscriptions for trade, Tapline provides customers with equivalent returns and stable income, allowing them to finance their operations without relinquishing equity. This innovative approach empowers SaaS companies to access the capital they need while maintaining ownership and control over their business.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Mintify is a developer of a web3 platform that facilitates the discovery and minting of non-fungible tokens (NFTs) through smart notifications for upcoming drops, presale, and whitelist events. The company offers a modular NFT infrastructure that functions as a multi-chain aggregator and analytics platform, serving as a trading terminal for investors. This platform allows users to implement sophisticated investment strategies, making it easier to discover, trade, and manage their NFT portfolios effectively. By combining advanced analytics with real-time notifications, Mintify aims to streamline the NFT investment process for its users.

Boopos is a lending platform designed to facilitate the acquisition of small businesses by providing flexible financing options. It simplifies the purchasing process through an online platform that connects potential buyers with pre-approved opportunities in collaboration with business brokers. Utilizing a data-driven analysis framework, Boopos makes informed lending decisions to support mid to long-term investments, particularly in e-commerce and software-as-a-service sectors. This approach enables businesses to acquire new ventures, fund significant growth investments, and secure the financial support needed to enhance their operations.

Arrenda is a fintech startup that provides financial products in Latin America. Its flagship product is revenue based financing for the real estate sector; advancing up to 12 months of rent payments to landlords through its digital platform. Arrenda was founded in 2022 and is based in Mexico City.

Zipp Mobility Limited is a dockless scooter sharing company headquartered in Clonskeagh, Ireland, and founded in 2019. Operating primarily in the United Kingdom and Ireland, Zipp Mobility aims to alleviate congestion and reduce greenhouse gas emissions by offering affordable micromobility solutions. The company provides a fleet of heavy-duty, non-foldable e-scooters that can be easily accessed and located through a dedicated mobile application featuring built-in GPS. This service enhances the quality of life in communities by facilitating efficient last-mile transportation to and from public transport links.

Playter is a B2B platform that specializes in providing flexible payment solutions for businesses through invoice financing services. The company enables organizations to manage their cash flow more effectively by allowing them to spread the cost of invoices over periods of three, six, nine, or twelve months. This approach not only facilitates easier access to credit but also helps businesses attract new customers by offering them convenient payment options. By focusing on enhancing financial flexibility, Playter supports companies in navigating their financial obligations while maintaining operational efficiency.

Playter is a B2B platform that specializes in providing flexible payment solutions for businesses through invoice financing services. The company enables organizations to manage their cash flow more effectively by allowing them to spread the cost of invoices over periods of three, six, nine, or twelve months. This approach not only facilitates easier access to credit but also helps businesses attract new customers by offering them convenient payment options. By focusing on enhancing financial flexibility, Playter supports companies in navigating their financial obligations while maintaining operational efficiency.

StashFin is a digital lending platform that specializes in providing personal loans and Credit Line Cards, allowing individuals to access funds flexibly and convert borrowed amounts into affordable equated monthly installments (EMIs). Focused on enhancing financial health and promoting economic independence, StashFin aims to disrupt traditional banking with its customer-centric approach. The company offers a variety of loan options, including personal, unsecured, and specialized loans for purposes such as travel and home renovation, ensuring a seamless and transparent borrowing experience. With a commitment to inclusivity and trust, StashFin has already served millions of clients and continues to build a solid reputation through its innovative financial solutions and robust technological infrastructure.

FlexiLoans is a Mumbai-based lending platform established in 2016, dedicated to providing quick and flexible funding solutions for small and medium-sized enterprises (SMEs) in India. Recognizing that over 80% of loan applications from SMEs are often rejected by traditional financial institutions due to insufficient credit history or collateral, FlexiLoans aims to bridge this financing gap. The company leverages digital transformation and advanced data analytics to create an online marketplace that connects loan seekers with potential investors. This innovative approach allows SMEs, particularly those lacking conventional credit histories, to access customized business loans, seasonal inventory financing, and equipment funding. By focusing on alternative scoring methods, FlexiLoans aspires to tap into the significant unserved demand within the SME sector, fostering growth and economic development.

FlexiLoans is a Mumbai-based lending platform established in 2016, dedicated to providing quick and flexible funding solutions for small and medium-sized enterprises (SMEs) in India. Recognizing that over 80% of loan applications from SMEs are often rejected by traditional financial institutions due to insufficient credit history or collateral, FlexiLoans aims to bridge this financing gap. The company leverages digital transformation and advanced data analytics to create an online marketplace that connects loan seekers with potential investors. This innovative approach allows SMEs, particularly those lacking conventional credit histories, to access customized business loans, seasonal inventory financing, and equipment funding. By focusing on alternative scoring methods, FlexiLoans aspires to tap into the significant unserved demand within the SME sector, fostering growth and economic development.

FlexCar is a car-as-a-service company based in Athens, Greece, that provides an innovative alternative to traditional car ownership. Founded in 2018, FlexCar offers ready-made vehicles in excellent condition sourced from local dealerships. The company's model allows customers to pay a fixed monthly fee that encompasses all costs, including road taxes, insurance, repairs, and tires, without any hidden fees or long-term commitments. This approach enables users to access vehicles conveniently and flexibly, making car usage simpler and more accessible for a wider audience.

FlexCar is a car-as-a-service company based in Athens, Greece, that provides an innovative alternative to traditional car ownership. Founded in 2018, FlexCar offers ready-made vehicles in excellent condition sourced from local dealerships. The company's model allows customers to pay a fixed monthly fee that encompasses all costs, including road taxes, insurance, repairs, and tires, without any hidden fees or long-term commitments. This approach enables users to access vehicles conveniently and flexibly, making car usage simpler and more accessible for a wider audience.

GRID Finance is an innovative financial services company based in Ireland, dedicated to transforming the banking landscape by developing practical financial products tailored for the connected generation. The company aims to address the evolving financing needs of individuals, local businesses, and community organizations by facilitating access to essential funds, optimizing returns on existing money, and enhancing budgeting capabilities. Central to GRID Finance's offerings is a peer-to-peer financing platform known as the GRID, which connects lenders with borrowers, allowing individuals to invest in local businesses, support community initiatives, and assist family and friends. By fostering an online community that finances itself through modern financial solutions, GRID Finance seeks to redefine the traditional concept of community banking and better serve the financial needs of its clients.

Knoma Ltd is a London-based company that operates an online platform designed to facilitate access to educational loans for a variety of courses, including cybersecurity, coding, and software development. Founded in 2018 and previously known as Higgler Europe Ltd, Knoma aims to address the digital skills gap in the evolving global economy. The platform allows users to finance their education by spreading course costs over flexible monthly payments, with loans available up to £10,000, all offered without interest or fees. By partnering with leading coding and tech schools, Knoma emphasizes the importance of lifelong learning and aims to make education more accessible, thereby helping individuals enhance their career prospects and adapt to the demands of a rapidly changing job market.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Zvilo is a digital platform focused on unlocking capital for the Balkans. The company provides a range of digital financial services designed to enhance cost-saving, convenience, connectivity, and accessibility. Its offerings include business lending, money transfer services, and immediate lending solutions, enabling clients to access liquidity and savings across various value chains from suppliers to end consumers. By facilitating both business and personal finance products, Zvilo aims to empower individuals and businesses in the region with improved financial options.

Vivla specializes in second homeownership, enabling individuals to buy, own, and sell fractional shares of second homes tailored to their lifestyles. The company offers comprehensive real estate services that oversee every aspect of the buying process, including legal and administrative tasks, as well as property management. This approach allows clients to invest in fully managed second homes without the need to purchase an entire property, thereby making second homeownership more accessible and convenient.

Flummox is a brand accelerator group focused on acquiring, scaling, and distributing online consumer brands. The company identifies promising e-commerce businesses with established customer traction and significant growth potential. By leveraging its expertise, Flummox transforms these brands into sustainable direct-to-consumer enterprises, facilitating their growth and market presence. Through its strategic approach, Flummox aims to enhance the performance of acquired brands, ultimately leading to successful exits while fostering innovation and consumer engagement within the online marketplace.

Plurall develops an AI-driven financial platform to serve entrepreneurs and SMEs in Colombia who are underserved by traditional banking. It offers a suite of digital financial services, including working capital, mobile banking, micro and commercial lending, and B2B buy-now-pay-later, delivered directly and through embedded finance partnerships. The company focuses on enabling digital-first access to funds and payments for self-employed workers and SMEs, with plans to expand its services across Latin America.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

ViaBill is a company that specializes in developing an online billing system tailored for online stores, focusing on streamlined invoicing and debtor management. Its system provides a flexible payment option, allowing electronic merchants to facilitate payments for goods and services over a period of up to 24 months, completely fee and interest-free. This approach not only enhances the shopping experience for customers who favor electronic payment methods but also helps merchants increase conversion rates and average order values. By centering the payment process around the needs of online retailers, ViaBill aims to optimize the e-commerce landscape.

ViaBill is a company that specializes in developing an online billing system tailored for online stores, focusing on streamlined invoicing and debtor management. Its system provides a flexible payment option, allowing electronic merchants to facilitate payments for goods and services over a period of up to 24 months, completely fee and interest-free. This approach not only enhances the shopping experience for customers who favor electronic payment methods but also helps merchants increase conversion rates and average order values. By centering the payment process around the needs of online retailers, ViaBill aims to optimize the e-commerce landscape.

Hajde is a company that specializes in fast and efficient food and grocery deliveries. Through its platform, Hajde offers a convenient service that delivers groceries and food to customers' doorsteps within an hour, often at the same price as in-store purchases. This ensures users receive their orders promptly and affordably.

Boopos is a lending platform designed to facilitate the acquisition of small businesses by providing flexible financing options. It simplifies the purchasing process through an online platform that connects potential buyers with pre-approved opportunities in collaboration with business brokers. Utilizing a data-driven analysis framework, Boopos makes informed lending decisions to support mid to long-term investments, particularly in e-commerce and software-as-a-service sectors. This approach enables businesses to acquire new ventures, fund significant growth investments, and secure the financial support needed to enhance their operations.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Karmen provides non-dilutive financing solutions designed to help digital businesses access capital efficiently and flexibly. The company specializes in revenue-based financing, allowing companies to secure funds for diverse needs such as customer acquisition, recruitment, and inventory financing. Karmen's platform features a streamlined online process that integrates with existing tools and employs secured API connections to analyze data. This functionality enables businesses to receive approval for funding in a short timeframe, complemented by detailed performance dashboards that enhance financial visibility and decision-making.

Twig is a circular economy-oriented fintech company. It turn things into cash instantly, power the circular economy and carbon offset lifestyle.

Cardo AI is a financial technology company focused on transforming the structured finance market. It provides innovative software and infrastructure solutions designed to streamline transactions for investors, issuers, servicers, and lenders. The company’s platform facilitates the efficient management of significant asset portfolios by standardizing data from over 100 global systems, thereby enhancing operational efficiency and transparency. By simplifying data integration and addressing various challenges in structured finance, Cardo AI enables asset managers and fintech lenders to improve portfolio performance and reduce costs. Through its advanced technology, Cardo AI aims to modernize the financial landscape and support faster, more effective transactions.

Vane is a technology-enabled finance provider that focuses on delivering non-dilutive funding services to digital media companies worldwide. Established in 2015 and headquartered in Berlin, with additional offices in London and New York, the company operates through its innovative platform, BillFront, which facilitates access to working capital by integrating with clients' invoicing systems. Vane offers flexible financing options ranging from receivables finance to revenue-based finance, allowing businesses in various digital sectors, including advertising technology, app development, e-commerce, and online publishing, to secure funding efficiently. Led by Greg Dimitriou, a former media M&A banker, Vane aims to empower its clients to accelerate their growth through agile financial solutions.

Superchain Network focuses on advancing the transition from centralized "Web2" systems to decentralized "Web3" architectures. It aims to establish a decentralized data protocol that prioritizes user needs over technological limitations. The company provides a data storage platform with streaming capabilities that can be tailored through an intuitive interface known as toolboxes. This setup allows developers to create applications more efficiently by fostering a direct and personal connection to data, eliminating the need for centralized intermediaries.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Lenderwize is a pioneering fintech lending platform specifically tailored for telecommunications operators. It addresses the financial needs of mid-sized telecom companies by facilitating market access to public investment. By integrating financial services with the telecom sector, Lenderwize creates a new asset class for investors. The platform employs innovative methods such as invoice financing, venture capital, and crowdfunding to provide essential funding to telecom operators. Additionally, Lenderwize validates underlying assets and offers comprehensive risk-mitigating services, enabling lenders to earn interest while supporting the growth of the global digital economy.

Fronted, established in 2019 and headquartered in London, operates an online platform that facilitates rental services. It specializes in covering upfront rental deposits, allowing tenants to repay these amounts in smaller, more manageable installments. This service aims to provide a convenient and accessible alternative to traditional, large upfront deposits, thereby making the rental process more affordable and flexible for tenants.

Fronted, established in 2019 and headquartered in London, operates an online platform that facilitates rental services. It specializes in covering upfront rental deposits, allowing tenants to repay these amounts in smaller, more manageable installments. This service aims to provide a convenient and accessible alternative to traditional, large upfront deposits, thereby making the rental process more affordable and flexible for tenants.

Viceversa is a financing service focused on providing European digital businesses with access to non-dilutive and guarantee-free capital options. The company enables sustainable and ethical growth by offering equity-free investments alongside data-driven insights. Through its internally designed analytics platform, Viceversa connects directly to clients' accounts to gather necessary data for informed investment management and decision-making. This approach empowers businesses to understand their operations better and access funding based on transparency and technology. Clients can receive funding offers within three days, allowing them to grow at their own pace while benefiting from investment guidance tailored to their needs.

Storfund is a company that provides innovative financing solutions tailored specifically for e-commerce businesses. Recognizing the unique financial challenges faced by online merchants, Storfund has developed a receivables factoring platform that accelerates marketplace payouts on a global scale. By integrating marketplaces with e-commerce sellers, the platform processes large volumes of data to improve cash flow and extend daily liquidity across various jurisdictions. This enables online merchants to enhance their sales capabilities and profitability, effectively changing the landscape of business financing in the e-commerce sector.

Aspire is a financial operating system designed for growing businesses in Southeast Asia, headquartered in Singapore. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts tailored for cross-border transactions, corporate cards, and automated invoice processing, all integrated within a unified financial management platform. Aspire's services aim to enhance efficiency and transparency in business banking, enabling clients to manage their bank accounts, credit cards, invoicing, and expenses seamlessly. Additionally, the company provides an incorporation service known as Aspire Kickstart, specifically for businesses establishing themselves in Singapore. Through its innovative solutions, Aspire seeks to streamline cash management and empower businesses to make informed financial decisions.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Fundsquire helps entrepreneurs grow their businesses by accessing their R&D tax return months in advance of a low-interest business loan. They provide research and development tax credit loans, grant advance funding, and revenue based finance services.

Fundsquire helps entrepreneurs grow their businesses by accessing their R&D tax return months in advance of a low-interest business loan. They provide research and development tax credit loans, grant advance funding, and revenue based finance services.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Plurall develops an AI-driven financial platform to serve entrepreneurs and SMEs in Colombia who are underserved by traditional banking. It offers a suite of digital financial services, including working capital, mobile banking, micro and commercial lending, and B2B buy-now-pay-later, delivered directly and through embedded finance partnerships. The company focuses on enabling digital-first access to funds and payments for self-employed workers and SMEs, with plans to expand its services across Latin America.

Myos, founded in 2018 in Berlin by seasoned e-commerce and financial professionals, is a fintech company focused on transforming working capital solutions for merchants around the globe. The company specializes in asset-based financing services designed to support businesses in expanding their inventory, managing orders, and launching new products. By utilizing big data and machine learning, Myos innovatively assesses risks and collateral, taking advantage of the data transparency offered by online marketplaces. This approach allows Myos to base its financing decisions on the future sales potential of retail products, thereby enabling retailers to scale their operations in a fully digital and flexible manner.

Twig is a circular economy-oriented fintech company. It turn things into cash instantly, power the circular economy and carbon offset lifestyle.

Scalapay, founded in 2019 by Simone Mancini and Johnny Mitrevski, is a financial technology company based in Milan, Italy, that specializes in "Buy Now, Pay Later" (BNPL) services. The company has quickly expanded its presence across Europe, offering a payment platform that enables consumers to shop both online and in-store. Scalapay allows customers to split their purchases into three interest-free installments, providing a convenient and flexible payment solution. By simplifying the payment process, Scalapay aims to enhance the shopping experience for consumers, making purchases more accessible and manageable.

Knoma Ltd is a London-based company that operates an online platform designed to facilitate access to educational loans for a variety of courses, including cybersecurity, coding, and software development. Founded in 2018 and previously known as Higgler Europe Ltd, Knoma aims to address the digital skills gap in the evolving global economy. The platform allows users to finance their education by spreading course costs over flexible monthly payments, with loans available up to £10,000, all offered without interest or fees. By partnering with leading coding and tech schools, Knoma emphasizes the importance of lifelong learning and aims to make education more accessible, thereby helping individuals enhance their career prospects and adapt to the demands of a rapidly changing job market.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Clearwell Capital is a financial service provider specializing in residential development funding for small and medium-sized property developers. The company addresses the financing challenges faced by housebuilders and developers when traditional banks and lenders are unable to meet their funding needs. Clearwell Capital evaluates each project individually, offering tailored financial solutions to ensure that developers can successfully complete their projects. By focusing on the specific merits of each case, Clearwell Capital aims to provide prompt and decisive funding options, thereby facilitating the growth and success of real estate development initiatives.