ATG Risk Solutions is the leading innovator in data aggregation and analytics for the insurance and transportation industries. The data we gather, normalize, analyze and deliver is at the forefront of the mobility revolution, informing and enabling breakthrough approaches such as usage-based insurance, road usage charging, transportation network services, car-sharing, autonomous vehicles and much more. Encompassing data from millions of vehicles and billions of driven miles, the ATG Clearinghouse boasts the world’s largest database of commercial connected vehicles. This unique open-standards platform facilitates the private and secure analysis and transmission of data between vehicle owners, telematics service providers, networked data supply sources and insurers. We have pioneered access to and the use of vehicle and driving data analytics in underwriting, claims and loss control for insurers large and small, helping them rate and price with precision, improving selection, segmentation and profitability. Our FAIR Score®, the auto insurance equivalent of a financial credit score, serves as the standard for measuring and underwriting driven risk exposure, with a rating accuracy far more powerful than any other underwriting variable. The FAIR Score risk analysis tool also provides vital business risk intelligence, assisting vehicle owners and fleet operators in understanding the driven environment, vehicle capability and how driving choices impact risk, leading to safer driving and fewer collisions. “Accepted, Trusted and Guarded”, ATG believes in and supports a permission-based, open-platform marketplace, where data is exchanged only with the consent of the owner, where data privacy is protected and data integrity is assured, and where data customers spend less time reducing the data and more time using the resulting information to transform the mobile experience. We serve carriers (large and small), agents (independent and exclusive), wholesalers, mutual guarantee associations and a host of other partners in the insurance value chain. We also work with both federal and state departments of transportation, data collection vendors, researchers and others in aggregating, analyzing and applying data from billions of mobile sensors to shape their understanding of the mobile world. We are ATG, helping the mobile world digest Big Data, one byte at a time.