Finch Capital

Finch Capital is a venture capital firm based in Amsterdam, Netherlands, with additional offices in London and Jakarta. Founded in 2013, it specializes in seed, startup, and early-stage investments, primarily focusing on sectors such as fintech, deeptech, insurtech, artificial intelligence, and cybersecurity. The firm targets a range of verticals including marketplaces, online distribution models, and software solutions. Finch Capital typically invests between $0.5 million and $11.98 million in companies with revenues ranging from $2.74 million to $6.86 million, emphasizing businesses located in Europe and Southeast Asia, particularly in the Benelux, DACH, and Nordic regions. The firm often takes board positions in its portfolio companies, aiming to support their growth and development. Finch Capital manages multiple funds, including those focused on the information technology and healthcare sectors, and seeks to create impactful investments that drive innovation and transformation in various industries.

Friso Roscam Abbing

Principal

Hans de Back

Venture Partner

Mike Brennan

Partner

Steve Crossan

Venture Partner

Jorn Gerrits

CFO

Dick Harryvan

Partner

Olivier Kesber

Associate

Martyna Walkiewicz Killard

Legal Manager and Polish Adviser

Joe McHale

Investor

Irman Putera

Investment Manager

Irmansyah Putera

Investor

Lourens Ruigrok

Principal

Radboud Richardus Laurentius Vlaar

Co-Founder, Partner & Managing Partner

Eugénie Colonna d'Istria

Associate

66 past transactions

Fourthline

Series B in 2023
Fourthline is one of Europe’s fastest-growing fintech companies for digital KYC (know your customer). Trusted by banks and leading fintech companies, Fourthline verifies millions of identities for customers like N26, Wirecard, Allianz, Yolt (by ING), Bol.com, Flatex and many more. Fourthline is the only KYC provider with a proven end-to-end solution for bank grade KYC. We provide best-in-class fraud detection at industry-leading conversion and compliance levels. Our mission is to protect the online financial system by using the most innovative technologies to develop the safest and most customer friendly digital KYC solution. We share a love for fighting financial crime and building a beautiful product with a positive impact on the world. Fourthline is part of Safened-Fourthline BV which is regulated as a Payment Institution by the Dutch Central Bank and the Financial Conduct Authority. Our executive team has a combined experience of >80 years at top banks and consultancy. Investors include Finch Capital and Rudolf Booker. Founded: 2017. First product launched: January 2018. KYC, onboarding, fintechs, banks, AML4, AML5.

Webio

Series A in 2022
Webio specializes in customer engagement software that enhances communication between businesses and their clients across various channels. By leveraging conversational artificial intelligence, the company automates and integrates chatbot and live agent interactions, facilitating both simple and complex customer inquiries. Webio's platform allows for seamless communication through popular messaging applications like Facebook Messenger, Viber, and WhatsApp, as well as voice interfaces such as Alexa and Google Home. Its robust APIs enable businesses to connect organizational data, personnel, and services, streamlining inbound and outbound communications to improve the overall customer experience.

in3

Series B in 2022
Capayable was founded in 2013 at the heart of Eindhoven's innovative top technology region with one goal: creating ease of payment for online shoppers. We do this by paying online shoppers safely afterwards or in installments at 0% interest. At the same time, we take over the potential risks of the webshop. This together makes it increasingly popular with online shoppers and webshops for Capayable payment solutions.

symmetrical.ai

Series A in 2022
Symmetrical Labs Sp. z o.o. develops financial software solutions for partners and investors. The company’s solutions allow partners to instantly deliver the right credit to their clients and employees; and institutional investors to slash client acquisition costs and provide financing directly to the end-users at a scale. The company is based in Warsaw, Poland.

Goodlord

Series B in 2022
Goodlord is a London-based company that offers a cloud-based software platform designed to streamline the rental process for landlords, estate agents, and tenants. Founded in 2014, the platform facilitates the creation and management of tenancy agreements by allowing tenants to pay holding deposits, complete references, and sign leases online. This digital approach reduces administrative burdens for agents and enhances the overall experience for both tenants and landlords. Additionally, Goodlord provides a marketplace for agents to offer supplementary services such as insurance and utilities, further adding value to the rental process. The company aims to make transactions and the associated paperwork more efficient and transparent.

Lantum

Venture Round in 2022
Lantum Limited operates a comprehensive staffing platform designed for healthcare organizations, facilitating the management and booking of locum general practitioners. Founded in 2011 and based in London, the platform enables practice managers to efficiently find and engage freelance physicians without the need for intermediary agencies. Lantum's services include sessional booking management, invoicing, and compliance checks on physicians, along with a marketplace of vetted healthcare professionals. Additionally, it provides freelance physicians with tools to manage their working lives, including tax management and payment processing. The concept for Lantum was developed by CEO Melissa Morris, who gained insights into healthcare needs while working at McKinsey and the NHS London. The company was previously known as Network Locum Ltd. before rebranding in July 2017.

in3

Series A in 2022
Capayable was founded in 2013 at the heart of Eindhoven's innovative top technology region with one goal: creating ease of payment for online shoppers. We do this by paying online shoppers safely afterwards or in installments at 0% interest. At the same time, we take over the potential risks of the webshop. This together makes it increasingly popular with online shoppers and webshops for Capayable payment solutions.

Lavanda

Series B in 2022
Lavanda Ventures Ltd. is a London-based company founded in 2014 that provides real estate management and letting services to both businesses and consumers. The company has developed a modular SaaS platform aimed at optimizing real estate assets, allowing landlords and property managers to meet legitimate short and medium-term rental demand. Lavanda focuses on enhancing the tenant experience while simultaneously increasing net operating income for property owners. Its target markets include multifamily housing, build-to-rent developments, student accommodations, serviced apartments, and vacation rental portfolios.

brytlyt

Series A in 2021
Brytlyt Limited develops GPU database and analytics platform. Its products include Brytlyt, a database and analytics tool; and SpotLyt, an interactive analytics for row datasets. The company was founded in 2013 and is based in Maidstone, United Kingdom.

Pintek

Series A in 2021
Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

Webio

Seed Round in 2021
Webio specializes in customer engagement software that enhances communication between businesses and their clients across various channels. By leveraging conversational artificial intelligence, the company automates and integrates chatbot and live agent interactions, facilitating both simple and complex customer inquiries. Webio's platform allows for seamless communication through popular messaging applications like Facebook Messenger, Viber, and WhatsApp, as well as voice interfaces such as Alexa and Google Home. Its robust APIs enable businesses to connect organizational data, personnel, and services, streamlining inbound and outbound communications to improve the overall customer experience.

TADA

Series B in 2021
Tada, Inc. operates a customer retention platform designed to enhance engagement between brands and their customers. Through its mobile application, Tada facilitates memberships, subscriptions, offers, rewards, and referrals, enabling businesses to improve customer loyalty and drive profitability. Founded in 2012, Tada is headquartered in Raleigh, North Carolina, with additional offices in Singapore, Makati in the Philippines, Jakarta in Indonesia, and Kuala Lumpur in Malaysia. The platform aims to provide businesses with tailored solutions that increase customer retention and profitability, allowing brands to maximize their revenue potential.

AccountsIQ

Venture Round in 2021
accountsIQ (www.accountsIQ.com) is a best of breed international accounting product delivered as a Software-as-a-Service (SaaS) solution; addressing the needs of businesses ranging from small start-up companies through large, multi-location businesses with complex accounting and reporting needs. It provides full multi-currency accounting, consolidations, financial reporting, document management and extensive business intelligence capabilities, delivered via a web-based Management Dashboard. The product is developed on a Microsoft stack (.NET, SQL Server). The hosting platform is SSAE 16 certified and is architected to provide optimum performance with full resilience and data security. accountsIQ specifically targets its’ solution at CPA firms, Business Process Outsourcers, franchise organizations and System Integrators. By offering an extensive “white-labeling“ program, accountsIQ helps its’ customers further their own image and branding while keeping accountsIQ customer acquisition costs and support costs to a minimum. The company licenses its products under a subscription model commonly used by other SaaS players.

Twinco Capital

Series B in 2021
Twinco Capital offers financial services and solutions to the supply chain industry. The company provides suppliers, both large and small, with access to affordable funding and helps buyers build a competitive and socially responsible supply chain. The company was founded in 2016 and is based in Alcobendas, Spain.

Twisto

Series C in 2021
Twisto Payments a.s., founded in 2013 and based in Prague, Czech Republic, operates a payment platform that caters to users in the Czech Republic and Poland. With over 600,000 users and 100,000 app and card clients, Twisto is recognized for its buy-now, pay-later capabilities and flexible installment financing. The company provides a user-friendly daily payments app that enhances the point-of-sale experience, allowing customers to make one-click bill and invoice payments, as well as access competitive foreign exchange rates and travel insurance. Twisto's platform supports convenient online purchasing through a virtual card and third-party payment tools, enabling customers to manage their payments efficiently and effectively. Additionally, Twisto serves as a primary Mastercard issuer and integrates seamlessly with Apple Pay, further streamlining the payment process for its users.

Smeo

Venture Round in 2020
SMEO S.A., founded in 2016 and based in Warsaw, Poland, specializes in providing online financial factoring services tailored for micro, small, and medium-sized enterprises. The company's platform enables businesses to receive advance payments on invoices issued to customers with extended payment terms, addressing cash flow challenges. Utilizing advanced technologies such as blockchain, artificial intelligence, and machine learning, SMEO's solution is designed to enhance cash flow management without incurring currency conversion and recurring fees. This innovative approach allows clients to improve their financial standing and strengthen their competitive position in the market.

Payaut

Seed Round in 2020
Payaut BV, founded in 2019 and based in Amsterdam, Netherlands, specializes in providing automated payment solutions for online marketplaces and platforms. The company offers services such as onboarding, know your customer (KYC), SplitPayment, and payouts. Payaut's solutions ensure compliance with PSD2 regulations, facilitating an efficient payment process for businesses involved in the payment flow. By enabling the use of multiple Payment Service Providers (PSPs), Payaut helps online businesses navigate the complexities of payment processing while maintaining regulatory compliance.

Pintek

Venture Round in 2020
Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

Ayopop

Series B in 2020
PT. Ayopop Teknologi Indonesia, founded in 2016 and headquartered in Jakarta, Indonesia, specializes in developing billing network software aimed at facilitating seamless payment solutions. The company offers a range of tools including Biller Open API for recurring customer payments, Transaction API for bill payments and digital goods, and Biller Reminder System to enhance bill payment experiences. Additionally, Ayopop provides AutoRecon for transaction matching across systems, Ayoconnect Insights for data analytics, and Smart Payments for improved transaction efficiency. Its services cater to various sectors including utilities, financial institutions, telecommunications, online services, housing, education, and content publishing, thereby supporting a wide ecosystem of bill providers and consumers in their payment processes.

TaxScouts

Series A in 2020
TaxScouts is a tax preparation platform that makes tax planning easier. It allows drawing up of personal income tax online by certified accountants and its tax bot helps users to understand their personal income tax situation and suggests ways to reduce their tax bill. Founded by Mart Abramov, Kaupo Kõrv, and Daniel Karger in 2017, TaxScouts is headquartered in London, England.

Payaut

Pre Seed Round in 2020
Payaut BV, founded in 2019 and based in Amsterdam, Netherlands, specializes in providing automated payment solutions for online marketplaces and platforms. The company offers services such as onboarding, know your customer (KYC), SplitPayment, and payouts. Payaut's solutions ensure compliance with PSD2 regulations, facilitating an efficient payment process for businesses involved in the payment flow. By enabling the use of multiple Payment Service Providers (PSPs), Payaut helps online businesses navigate the complexities of payment processing while maintaining regulatory compliance.

brytlyt

Series A in 2020
Brytlyt Limited develops GPU database and analytics platform. Its products include Brytlyt, a database and analytics tool; and SpotLyt, an interactive analytics for row datasets. The company was founded in 2013 and is based in Maidstone, United Kingdom.

symmetrical.ai

Seed Round in 2020
Symmetrical Labs Sp. z o.o. develops financial software solutions for partners and investors. The company’s solutions allow partners to instantly deliver the right credit to their clients and employees; and institutional investors to slash client acquisition costs and provide financing directly to the end-users at a scale. The company is based in Warsaw, Poland.

Goodlord

Series B in 2020
Goodlord is a London-based company that offers a cloud-based software platform designed to streamline the rental process for landlords, estate agents, and tenants. Founded in 2014, the platform facilitates the creation and management of tenancy agreements by allowing tenants to pay holding deposits, complete references, and sign leases online. This digital approach reduces administrative burdens for agents and enhances the overall experience for both tenants and landlords. Additionally, Goodlord provides a marketplace for agents to offer supplementary services such as insurance and utilities, further adding value to the rental process. The company aims to make transactions and the associated paperwork more efficient and transparent.

Trussle

Funding Round in 2020
Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

AYLIEN

Series A in 2019
AYLIEN is an artificial intelligence startup based in Wilmington, Delaware, specializing in technologies that enhance machine understanding of human languages. The company offers a variety of tools and APIs, including text analysis and news APIs, which enable users to process and interpret large volumes of human-generated content effectively. Its key products include Talk.ee, a tool for collecting and categorizing information, and the AYLIEN App Engine, which provides a platform for developing micro applications that transform unstructured data into structured formats. Additionally, AYLIEN offers oTaste, a tool designed for digitizing human tastes. The company serves a diverse clientele, including developers, data scientists, marketers, and academics, providing solutions in information retrieval, machine learning, natural language processing, and image recognition.

Halofina

Seed Round in 2019
Halofina is a mobile app that helps young professionals to achieve their future need by giving them investment recommendation and portfolio tracking.

PerfOps

Seed Round in 2019
PerfOps offers a suite of networking products. FlexBalancer is a cloud based load-balancing services that allow for smart internet traffic routing based on performance, uptime, cost and other parameters. Simplifies Multi-CDN, Multi-Cloud and cluster deployments. PerfOps Analytics offer insight into CDN, DNS and cloud performance and uptime based on billions of benchmarks. And our 300 global servers allow users to run network tests on demand and debug their services from all around the world.

Twinco Capital

Series A in 2019
Twinco Capital offers financial services and solutions to the supply chain industry. The company provides suppliers, both large and small, with access to affordable funding and helps buyers build a competitive and socially responsible supply chain. The company was founded in 2016 and is based in Alcobendas, Spain.

Purely Capital

Funding Round in 2019
Purely Capital Limited engages in streamlining and automating the monetization of contracted receivables, and providing real time collections back office services for entertainment stakeholders. The company was incorporated in 2018 and is based in London, United Kingdom.

Fixico

Venture Round in 2019
Fixico is a fast-growing company reinventing the automotive damage repair space, both in the consumer and business markets. Our platform digitises and streamlines the car damage repair handling process, and is used by car – fleet owners and insurers to boost customer satisfaction, reduce cycle time and quickly obtain, compare and select the best offer for car damage repair. Fixico is currently active in the Netherlands, Belgium, and Germany and operates a network of 2,000 high-quality repair shops and has processed more than 200,000 damages to date. We are passionate, innovative, move fast and break things. Our team aims for the best, challenges the status quo and enjoys growing Fixico every single day. If you ’re looking to join our talented team, please shoot us a message. For consumers: Fixico.nl – Fixico.be – Fixico.de For business partners: fixico-business.com For talents: https: fixico.recruitee.com

symmetrical.ai

Pre Seed Round in 2019
Symmetrical Labs Sp. z o.o. develops financial software solutions for partners and investors. The company’s solutions allow partners to instantly deliver the right credit to their clients and employees; and institutional investors to slash client acquisition costs and provide financing directly to the end-users at a scale. The company is based in Warsaw, Poland.

Twisto

Series B in 2019
Twisto Payments a.s., founded in 2013 and based in Prague, Czech Republic, operates a payment platform that caters to users in the Czech Republic and Poland. With over 600,000 users and 100,000 app and card clients, Twisto is recognized for its buy-now, pay-later capabilities and flexible installment financing. The company provides a user-friendly daily payments app that enhances the point-of-sale experience, allowing customers to make one-click bill and invoice payments, as well as access competitive foreign exchange rates and travel insurance. Twisto's platform supports convenient online purchasing through a virtual card and third-party payment tools, enabling customers to manage their payments efficiently and effectively. Additionally, Twisto serves as a primary Mastercard issuer and integrates seamlessly with Apple Pay, further streamlining the payment process for its users.

Pintek

Seed Round in 2019
Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

TaxScouts

Seed Round in 2019
TaxScouts is a tax preparation platform that makes tax planning easier. It allows drawing up of personal income tax online by certified accountants and its tax bot helps users to understand their personal income tax situation and suggests ways to reduce their tax bill. Founded by Mart Abramov, Kaupo Kõrv, and Daniel Karger in 2017, TaxScouts is headquartered in London, England.

Jojonomic

Venture Round in 2019
Jojonomic Pte. Ltd. develops a personal finance mobile application that enables users to keep track of expenses and income. The company was founded in 2014 and is based in Singapore.

Goodlord

Series B in 2018
Goodlord is a London-based company that offers a cloud-based software platform designed to streamline the rental process for landlords, estate agents, and tenants. Founded in 2014, the platform facilitates the creation and management of tenancy agreements by allowing tenants to pay holding deposits, complete references, and sign leases online. This digital approach reduces administrative burdens for agents and enhances the overall experience for both tenants and landlords. Additionally, Goodlord provides a marketplace for agents to offer supplementary services such as insurance and utilities, further adding value to the rental process. The company aims to make transactions and the associated paperwork more efficient and transparent.

PerfOps

Seed Round in 2018
PerfOps offers a suite of networking products. FlexBalancer is a cloud based load-balancing services that allow for smart internet traffic routing based on performance, uptime, cost and other parameters. Simplifies Multi-CDN, Multi-Cloud and cluster deployments. PerfOps Analytics offer insight into CDN, DNS and cloud performance and uptime based on billions of benchmarks. And our 300 global servers allow users to run network tests on demand and debug their services from all around the world.

Hiber

Series A in 2018
Hiber is a company based in Amsterdam, founded in 2016, that specializes in satellite broadband services. The company offers a nano-satellite platform, known as Hiberband®, which is designed to provide low-cost Internet of Things (IoT) data connectivity for sensors across remote locations globally. Hiber's technology facilitates easy, low-power network access, allowing users to monitor and gather data from various environments, including water wells, agricultural fields, and transportation systems. The platform enables the transmission of small data packages, delivering actionable insights from anywhere in the world, thus transforming how connectivity and monitoring are approached in diverse sectors.

Digital Insurance Group

Series B in 2018
Digital Insurance Group operates as a digital insurance platform.

TADA

Series B in 2018
Tada, Inc. operates a customer retention platform designed to enhance engagement between brands and their customers. Through its mobile application, Tada facilitates memberships, subscriptions, offers, rewards, and referrals, enabling businesses to improve customer loyalty and drive profitability. Founded in 2012, Tada is headquartered in Raleigh, North Carolina, with additional offices in Singapore, Makati in the Philippines, Jakarta in Indonesia, and Kuala Lumpur in Malaysia. The platform aims to provide businesses with tailored solutions that increase customer retention and profitability, allowing brands to maximize their revenue potential.

Safened

Series A in 2018
SAFENED offers a fully digital onboarding solution for natural persons and corporates powered by advanced machine learning algorithms. Use SAFENED to identify customers, increase trust and prevent fraud. SAFENED offers its digital onboarding solution to European (digital only) banks, PSPs, online marketplaces and other players affected by 4AML and GDPR to optimize their identification processes in a compliant and cost-effective manner.

Trussle

Series B in 2018
Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Brickblock

Series A in 2018
Brickblock Ltd. develops a contract platform that allows users to sell and invest in tokenized shares of real-world assets with cryptocurrency on the blockchain by using Brickblock tokens (BBK). It builds a blockchain-based solution for investing in exchange-traded funds (ETFs), real estate funds (REFs), passive coin-traded funds (CTFs) and active coin managed funds (CMFs). The company was founded in 2017 and is based in Gibraltar.

Supply Finance

Series A in 2018
Supply Finance Limited operates a trade finance platform aimed at small and medium-sized enterprises (SMEs), providing them with access to financial tools typically reserved for larger companies. Established in 2017 and based in Dublin, Ireland, the company seeks to address the financing challenges faced by small businesses in Europe. By partnering with leading trade finance firms, Supply Finance enhances the availability of trade finance products, enabling SMEs to access necessary capital for their operations. The platform is designed to streamline the financing process, thereby empowering small businesses to compete more effectively in the market.

Fourthline

Series A in 2018
Fourthline is one of Europe’s fastest-growing fintech companies for digital KYC (know your customer). Trusted by banks and leading fintech companies, Fourthline verifies millions of identities for customers like N26, Wirecard, Allianz, Yolt (by ING), Bol.com, Flatex and many more. Fourthline is the only KYC provider with a proven end-to-end solution for bank grade KYC. We provide best-in-class fraud detection at industry-leading conversion and compliance levels. Our mission is to protect the online financial system by using the most innovative technologies to develop the safest and most customer friendly digital KYC solution. We share a love for fighting financial crime and building a beautiful product with a positive impact on the world. Fourthline is part of Safened-Fourthline BV which is regulated as a Payment Institution by the Dutch Central Bank and the Financial Conduct Authority. Our executive team has a combined experience of >80 years at top banks and consultancy. Investors include Finch Capital and Rudolf Booker. Founded: 2017. First product launched: January 2018. KYC, onboarding, fintechs, banks, AML4, AML5.

Ayopop

Series A in 2017
PT. Ayopop Teknologi Indonesia, founded in 2016 and headquartered in Jakarta, Indonesia, specializes in developing billing network software aimed at facilitating seamless payment solutions. The company offers a range of tools including Biller Open API for recurring customer payments, Transaction API for bill payments and digital goods, and Biller Reminder System to enhance bill payment experiences. Additionally, Ayopop provides AutoRecon for transaction matching across systems, Ayoconnect Insights for data analytics, and Smart Payments for improved transaction efficiency. Its services cater to various sectors including utilities, financial institutions, telecommunications, online services, housing, education, and content publishing, thereby supporting a wide ecosystem of bill providers and consumers in their payment processes.

Frits.com

Series A in 2017
Frits.com, also known as Ikbenfrits or Hyposhaker B.V., is an online residential mortgage brokerage based in Amsterdam, the Netherlands. Founded in 2015, the company specializes in providing mortgage advice and offers a range of online tools designed to help customers calculate mortgage options and assess claim values. Frits.com streamlines the mortgage process by automating various tasks, including document submission and verification, as well as facilitating deal acceptance and providing support through a helpdesk. The company aims to simplify the mortgage application experience for its clients through innovative digital solutions.

Fixico

Venture Round in 2017
Fixico is a fast-growing company reinventing the automotive damage repair space, both in the consumer and business markets. Our platform digitises and streamlines the car damage repair handling process, and is used by car – fleet owners and insurers to boost customer satisfaction, reduce cycle time and quickly obtain, compare and select the best offer for car damage repair. Fixico is currently active in the Netherlands, Belgium, and Germany and operates a network of 2,000 high-quality repair shops and has processed more than 200,000 damages to date. We are passionate, innovative, move fast and break things. Our team aims for the best, challenges the status quo and enjoys growing Fixico every single day. If you ’re looking to join our talented team, please shoot us a message. For consumers: Fixico.nl – Fixico.be – Fixico.de For business partners: fixico-business.com For talents: https: fixico.recruitee.com

Digital Insurance Group

Seed Round in 2017
Digital Insurance Group operates as a digital insurance platform.

Intelliment Security

Seed Round in 2017
Intelliment Security offers software defined security controller products. The company offers an intelligent control plane for the management and provision of security policies of a network in a vendor, technology, and network topology independent way through programmable and visual interfaces. Intelliment Security was founded in 2007 and is based in Seville, Spain.

Squirro

Series B in 2017
Squirro is a company that specializes in Augmented Intelligence solutions, aimed at helping businesses capitalize on opportunities, enhance client relationships, and improve decision-making processes. Its core offering is an Insights Engine that leverages artificial intelligence to provide contextualized insights from various relevant data sources, which can be accessed through workbench integrations and self-service applications. Squirro primarily serves global organizations in sectors such as Financial Services, Insurance, Telecommunications, and Manufacturing. Notable clients include the Bank of England and Standard Chartered. Founded in 2012, Squirro has established a presence in multiple cities, including Zürich, London, Munich, New York, and Singapore. The company's focus is on transforming disparate data into meaningful narratives that drive strategic actions.

Fourthline

Seed Round in 2017
Fourthline is one of Europe’s fastest-growing fintech companies for digital KYC (know your customer). Trusted by banks and leading fintech companies, Fourthline verifies millions of identities for customers like N26, Wirecard, Allianz, Yolt (by ING), Bol.com, Flatex and many more. Fourthline is the only KYC provider with a proven end-to-end solution for bank grade KYC. We provide best-in-class fraud detection at industry-leading conversion and compliance levels. Our mission is to protect the online financial system by using the most innovative technologies to develop the safest and most customer friendly digital KYC solution. We share a love for fighting financial crime and building a beautiful product with a positive impact on the world. Fourthline is part of Safened-Fourthline BV which is regulated as a Payment Institution by the Dutch Central Bank and the Financial Conduct Authority. Our executive team has a combined experience of >80 years at top banks and consultancy. Investors include Finch Capital and Rudolf Booker. Founded: 2017. First product launched: January 2018. KYC, onboarding, fintechs, banks, AML4, AML5.

Cermati

Series A in 2017
Their vision is to use technology to make financial information more available and more useful to everyone. Their mission is to enable people to take control of their financial situation and save a lot of money by doing so. Their products allow people to easily make the best financial decision for their situation. Come join our adventure in transforming Indonesian financial landscape through technology.

Trussle

Series A in 2017
Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Fixico

Venture Round in 2016
Fixico is a fast-growing company reinventing the automotive damage repair space, both in the consumer and business markets. Our platform digitises and streamlines the car damage repair handling process, and is used by car – fleet owners and insurers to boost customer satisfaction, reduce cycle time and quickly obtain, compare and select the best offer for car damage repair. Fixico is currently active in the Netherlands, Belgium, and Germany and operates a network of 2,000 high-quality repair shops and has processed more than 200,000 damages to date. We are passionate, innovative, move fast and break things. Our team aims for the best, challenges the status quo and enjoys growing Fixico every single day. If you ’re looking to join our talented team, please shoot us a message. For consumers: Fixico.nl – Fixico.be – Fixico.de For business partners: fixico-business.com For talents: https: fixico.recruitee.com

Pritle.

Seed Round in 2016
Pritle (now Binck Forward) is an online wealth manager that allows its users to easily set and track goals, such as their retirement, a child’s education, or a trip around the world, within a specified timeframe. It enables clients to define an individualized client profile on the basis of which a customized portfolio of funds is created from asset managers, such as BlackRock, Vanguard, and StateStreet. The Pritle initiative was initiated in February 2013 by banker Thomas Bunnik. In 2014 it established its first holding company based in Amsterdam, The Netherlands. Pritle was acquired by BinckBank NV in April 2017.

BUX

Series B in 2016
BUX is a financial technology company based in Amsterdam that simplifies access to the financial markets through its mobile platforms. Founded in 2014, BUX allows users to engage in commission-free stock investing and contract for difference (CFD) trading, making it affordable for a wide range of individuals, from seasoned investors to newcomers. The platform is designed to provide a user-friendly experience, enabling clients to buy shares without incurring traditional fees. BUX aims to democratize investing by offering a seamless and straightforward approach to trading.

Legalbase

Seed Round in 2016
Legalbase was a digital platform designed to offer legal services at fixed prices. It provided users with access to experienced German lawyers for services such as custom wills, succession planning, employment law, corporate law, and trademark law. However, the company filed for bankruptcy in February 2017, just a year after going public in the legal tech sector. Following its bankruptcy, Legalbase became a product under LegalZoom, specifically managed by LegalZoom Germany GmbH. The platform aimed to deliver simple, transparent, and secure legal services, allowing clients to obtain defined legal assistance at predetermined costs.

Knip

Series B in 2015
Knip AG, founded in September 2013 by Dennis Just and Christina Kehl, is a Zurich-based company specializing in mobile insurance management. The Knip app allows users to efficiently track their insurance policies, premiums, and benefits. Users receive biannual financial reviews to help them compare tariffs and products. The company employs over 100 staff members across Zurich, Berlin, and Belgrade, and provides personalized advice on various insurance matters. Users can electronically adjust their premiums, initiate new policies, or cancel existing ones, all while benefiting from the company's commitment to transparency and unbiased guidance. Knip AG was acquired by Komparu B.V. in June 2017 and is backed by venture capital from the U.S., Switzerland, Germany, and the Netherlands. The company is also registered with the German Chamber of Industry & Commerce and certified by the German Technical Inspection Agency.

Salviol Global Analytics

Series A in 2015
Salviol Global Analytics Ltd. specializes in software solutions for information categorization, monitoring, and visualization. Founded in 2009 and headquartered in London, the company offers its flagship product, the Fraud, Risk, and Operational Performance Solution (FROPS), which includes modules for fraud detection and prevention, revenue assurance, and early warning systems. These tools help organizations analyze both structured and unstructured data to identify potential fraud, optimize profits, and detect financial vulnerabilities in clients. Salviol serves a diverse clientele through partnerships with vendors and local providers across Europe, demonstrating its commitment to enhancing business processes and security for a wide range of organizations. The company also maintains additional offices in Slovenia, North Macedonia, and Serbia.

BUX

Seed Round in 2014
BUX is a financial technology company based in Amsterdam that simplifies access to the financial markets through its mobile platforms. Founded in 2014, BUX allows users to engage in commission-free stock investing and contract for difference (CFD) trading, making it affordable for a wide range of individuals, from seasoned investors to newcomers. The platform is designed to provide a user-friendly experience, enabling clients to buy shares without incurring traditional fees. BUX aims to democratize investing by offering a seamless and straightforward approach to trading.

Knip

Series A in 2014
Knip AG, founded in September 2013 by Dennis Just and Christina Kehl, is a Zurich-based company specializing in mobile insurance management. The Knip app allows users to efficiently track their insurance policies, premiums, and benefits. Users receive biannual financial reviews to help them compare tariffs and products. The company employs over 100 staff members across Zurich, Berlin, and Belgrade, and provides personalized advice on various insurance matters. Users can electronically adjust their premiums, initiate new policies, or cancel existing ones, all while benefiting from the company's commitment to transparency and unbiased guidance. Knip AG was acquired by Komparu B.V. in June 2017 and is backed by venture capital from the U.S., Switzerland, Germany, and the Netherlands. The company is also registered with the German Chamber of Industry & Commerce and certified by the German Technical Inspection Agency.

Komparu

Series A in 2013
Komparu offers a software-as-a-service solution designed for businesses seeking to monetize high-traffic websites by integrating customizable and efficient price and product comparison tools. This platform allows companies to enhance user engagement while generating revenue through effective comparison features. By focusing on speed and reliability, Komparu enables its clients to optimize their online presence and capitalize on visitor traffic.

Moni Technologies

Seed Round in 2013
Moni is a mobile money transfer platform that enables its users to transfer funds from their bank account directly into that of a recipient. The app lets a user choose who they want to send money to and then the amount they want to send. The user then puts in their bank details which they can either do manually or by quickly scanning their debit card using their mobile phone’s camera. The user must then choose how to send the money to the recipient: either to their bank account or to a mobile phone. If sent to the recipient’s bank account then the sender has to put in the recipient’s bank details. If the money is sent straight to the recipient’s phone, then the receiver can choose which bank account the money will go into and can put in the details him/herself. The sender is notified by text when the recipient has accepted the transfer and can track the progress of the transfer via the app and by SMS notifications. Moni was created by Fernando Saturno and Laurence Aderemi in 2013.

Zopa

Series D in 2012
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating unsecured loans directly between borrowers and lenders, thereby bypassing traditional banks. Established in 2004 and headquartered in London, Zopa categorizes borrowers into distinct credit grades, allowing lenders to make tailored offers based on these ratings. The platform supports various loan purposes, including car loans, debt consolidation, home improvements, and wedding expenses. Zopa manages essential services such as credit checks, legal documentation, and collections, while also mitigating lender risk through features like monthly direct debit repayments and allowing fractional lending. The company generates revenue by charging borrowers a fixed fee and levying an annual fee on lenders. Zopa has received multiple accolades for its innovative approach and commitment to customer service, positioning itself as a key player in the peer-to-peer lending market.