Finch Capital

Big xyt is a technology company that offers customizable smart data and analytics solutions to the global trading and investment community. Its platform normalizes trade conditions across various market venues, enabling consistent aggregations and comprehensive analysis. The platform delivers this information through an interactive user interface and can be easily integrated with cloud-based systems, providing clients with transparent, accurate, and normalized data to support their decision-making processes.

Webio is a company that focuses on customer engagement software, aimed at enhancing both inbound and outbound communications for businesses. Its platform leverages conversational artificial intelligence to automate and integrate chatbot interactions with live agents across various messaging channels. This technology allows for scalable communication solutions that include features such as on-demand messaging and real-time data access through an application programming interface. By providing seamless integration, Webio enables organizations to conduct effective and efficient customer conversations, thereby improving overall engagement and satisfaction.

NomuPay provides an end-to-end Unified Payment Platform that enables organizations to accept payments and send payouts through a single integration. The platform supports a wide range of methods, including card payments, buy-now-pay-later and installment plans, as well as local payment methods across Europe, Southeast Asia, and Turkey. It offers real-time payout disbursements and compliant, end-to-end funds management for marketplaces, delivering payment acceptance and payout visibility aligned with each organization's workflows. NomuPay targets payment providers, large enterprises, and sophisticated marketplaces seeking scalable international payments and enhanced traceability. The company operates across multiple regions with offices in Dublin, Hong Kong, Kuala Lumpur, Manila, Istanbul, and Bangkok, and has leadership drawn from major payments and financial services firms. The solution emphasizes fast, strategic local payment onboarding, cross-border payout capabilities, and secure API access to enable global growth.

Founded in 2017, Fourthline offers an AI-driven platform that empowers banks and financial services providers with comprehensive fraud detection solutions. Its proprietary tech products adhere to local KYC, AML, and GDPR requirements across Europe and beyond, streamlining compliance processes, automating manual tasks, and providing real-time risk insights.

Twinco Capital is a financial services company based in Alcobendas, Spain, that specializes in providing innovative financing solutions for the supply chain industry. Founded in 2016, Twinco offers a comprehensive supply chain finance platform that addresses the full production cycle, from purchase orders to final invoice payments. The company connects suppliers, both large and small, with affordable funding options while also assisting buyers in establishing competitive and socially responsible supply chains. By leveraging advanced supply chain analytics and embedding environmental, social, and governance (ESG) metrics into its financing programs, Twinco aims to create a more equitable landscape for small and medium-sized enterprises in global trade. Through its unique approach, Twinco is committed to fostering inclusive growth and enhancing the sustainability of global supply chain practices.

Webio is a company that focuses on customer engagement software, aimed at enhancing both inbound and outbound communications for businesses. Its platform leverages conversational artificial intelligence to automate and integrate chatbot interactions with live agents across various messaging channels. This technology allows for scalable communication solutions that include features such as on-demand messaging and real-time data access through an application programming interface. By providing seamless integration, Webio enables organizations to conduct effective and efficient customer conversations, thereby improving overall engagement and satisfaction.

in3 is a Dutch FinTech, founded in 2018 at the heart of Eindhoven's innovative top technology region with one goal: creating ease of payment for online shoppers. We offer BNPL to consumers to pay in 3 instalments at 0% interest. At the same time, we take over the potential risks of the webshop. We are a social responsible BNPL solution which does not make money out people who pay late or don't pay but out of succesfull payments. We don't charge late fees and with our state of the art credit check we offer consuments a spending limit that doesn't get them in debts. The former company name Capayable B.V., founded in 2013, which offered Pay Later and Pay in 3 instalments is officially rebranded into in3.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Goodlord is a London-based technology company established in 2014, specializing in cloud-based software for the rental industry. Its platform streamlines tenancy processes by enabling tenants to pay holding deposits, complete references, and sign agreements online, while landlords and estate agents can manage and sign tenancy agreements digitally. Additionally, Goodlord offers a shop-front for agents to provide value-added services such as insurance and utility services. The company's software aims to reduce administrative burdens and enhance the tenant and landlord experience.

Lantum Limited is a London-based company that operates an online workforce management platform designed to streamline healthcare staffing. Founded in 2011, Lantum enables practice managers to efficiently find and book locum general practitioners while allowing healthcare organizations to manage their freelance physicians through a marketplace of vetted professionals. The platform facilitates compliance checks, ratings, and prompt payments for physicians, thus simplifying administrative tasks. Additionally, Lantum provides tools for freelance physicians to manage their working lives, including tax management. By eliminating the need for agencies, Lantum enhances the connection between practice managers and healthcare professionals, ultimately improving the efficiency of staffing in the healthcare sector. The company, originally known as Network Locum Ltd., rebranded to Lantum Limited in July 2017.

in3 is a Dutch FinTech, founded in 2018 at the heart of Eindhoven's innovative top technology region with one goal: creating ease of payment for online shoppers. We offer BNPL to consumers to pay in 3 instalments at 0% interest. At the same time, we take over the potential risks of the webshop. We are a social responsible BNPL solution which does not make money out people who pay late or don't pay but out of succesfull payments. We don't charge late fees and with our state of the art credit check we offer consuments a spending limit that doesn't get them in debts. The former company name Capayable B.V., founded in 2013, which offered Pay Later and Pay in 3 instalments is officially rebranded into in3.

Founded in London in 2014, Lavanda is a technology-driven company specializing in real estate management services. It offers a SaaS platform designed to facilitate short-term rentals for property owners and operators, streamlining operations such as accounting, budgeting, and guest management.

Brytlyt develops a GPU accelerated database platform, empowering data scientists and decision-makers across industries like telecoms, finance, and logistics. Its patent-pending GPU technology enables instant insights and deep learning model management.

Pintek is a financial technology company focused on enhancing access to education in Indonesia by offering affordable and flexible credit solutions. The company provides a range of financing services, including bailouts, working capital loans, installment plans, and investment funding specifically tailored for educational institutions. Pintek's non-collateral repayment program allows clients to secure loans for academic purposes with ease, thereby facilitating a more inclusive educational environment. Through its innovative approach, Pintek aims to alleviate financial barriers for students and educational providers alike.

Webio is a company that focuses on customer engagement software, aimed at enhancing both inbound and outbound communications for businesses. Its platform leverages conversational artificial intelligence to automate and integrate chatbot interactions with live agents across various messaging channels. This technology allows for scalable communication solutions that include features such as on-demand messaging and real-time data access through an application programming interface. By providing seamless integration, Webio enables organizations to conduct effective and efficient customer conversations, thereby improving overall engagement and satisfaction.

Tada, Inc. is a customer retention platform that focuses on enhancing engagement between brands and their customers through memberships, subscriptions, offers, rewards, and referrals. Founded in 2012 and headquartered in Raleigh, North Carolina, Tada operates additional offices in Singapore, Makati (Philippines), Jakarta (Indonesia), and Kuala Lumpur (Malaysia). The platform aims to help businesses increase their profitability by improving customer retention strategies tailored to their specific needs. Tada provides personalized assessments and product demonstrations to identify optimal solutions for enhancing customer loyalty and engagement.

AccountsIQ is an affordable cloud-based financial management platform for mid-size and group organizations. It combines accounting, consolidation, and business intelligence in a single service, enabling users to manage end-to-end accounting processes across the cloud. The software supports multi-entity consolidation, real-time insights, and automated month-end close, with integration capabilities to streamline workflows, reduce costs, and boost productivity for accountants and their clients who need to benchmark multiple companies and business units.

Twinco Capital is a financial services company based in Alcobendas, Spain, that specializes in providing innovative financing solutions for the supply chain industry. Founded in 2016, Twinco offers a comprehensive supply chain finance platform that addresses the full production cycle, from purchase orders to final invoice payments. The company connects suppliers, both large and small, with affordable funding options while also assisting buyers in establishing competitive and socially responsible supply chains. By leveraging advanced supply chain analytics and embedding environmental, social, and governance (ESG) metrics into its financing programs, Twinco aims to create a more equitable landscape for small and medium-sized enterprises in global trade. Through its unique approach, Twinco is committed to fostering inclusive growth and enhancing the sustainability of global supply chain practices.

Twisto is a mobile payment application that offers a streamlined solution for online transactions. It allows users to make purchases with a single click through a connected Mastercard and supports Apple Pay. The app enables customers to manage their bills and invoices by taking photos of them, facilitating deferred payments and instant checkouts. Users can also utilize a virtual card or a payment bracelet for transactions, providing flexibility for payments at various locations. Additionally, Twisto ensures competitive exchange rates for international payments. The platform aggregates all transactions in an organized mobile interface, allowing users to settle their payments collectively at the end of each month.

SMEO S.A. is a financial services company based in Warsaw, Poland, specializing in online factoring services tailored for micro, small, and medium-sized enterprises. Founded in 2016, SMEO provides an innovative platform that allows businesses to receive advance payments on invoices issued to customers with extended payment terms. The platform leverages blockchain technology, artificial intelligence, and machine learning to optimize cash flow management for its clients. By employing automated data-driven algorithms, SMEO enables businesses to enhance their financial stability without incurring currency conversion or recurring fees, thus facilitating growth and improved competitiveness in the market.

Payaut is a financial technology company that specializes in providing automated payment solutions tailored for online marketplaces. Its platform facilitates the payout process by ensuring compliance with PSD2 regulations and automating key functions such as seller onboarding and Know Your Customer (KYC) verification. By employing a payment service provider (PSP) agnostic approach, Payaut enables marketplaces to seamlessly work with one or multiple PSPs, allowing for flexibility in payment processing. The company's technology also includes features for verifying sellers through an automated application programming interface, facilitating split payments, and ensuring hassle-free payouts based on the specific needs of businesses. This comprehensive approach enhances the security and efficiency of transactions between buyers and sellers in the online marketplace environment.

Pintek is a financial technology company focused on enhancing access to education in Indonesia by offering affordable and flexible credit solutions. The company provides a range of financing services, including bailouts, working capital loans, installment plans, and investment funding specifically tailored for educational institutions. Pintek's non-collateral repayment program allows clients to secure loans for academic purposes with ease, thereby facilitating a more inclusive educational environment. Through its innovative approach, Pintek aims to alleviate financial barriers for students and educational providers alike.

Founded in 2016, Ayoconnect is Southeast Asia’s leading financial API platform. It enables businesses to integrate a wide range of white-label financial products into their offerings via APIs, facilitating quick launch and monetization. With over 200 clients including major banks, retailers, and fintech companies, Ayoconnect processes more than 300 million API hits annually.

TaxScouts is a London-based tax preparation platform founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. The company aims to simplify the tax filing process for individuals by offering an online service that connects users with certified accountants. Its platform features a tax bot that assists users in understanding their personal income tax situations and provides suggestions for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, enhancing the efficiency and accuracy of the tax filing experience.

Payaut is a financial technology company that specializes in providing automated payment solutions tailored for online marketplaces. Its platform facilitates the payout process by ensuring compliance with PSD2 regulations and automating key functions such as seller onboarding and Know Your Customer (KYC) verification. By employing a payment service provider (PSP) agnostic approach, Payaut enables marketplaces to seamlessly work with one or multiple PSPs, allowing for flexibility in payment processing. The company's technology also includes features for verifying sellers through an automated application programming interface, facilitating split payments, and ensuring hassle-free payouts based on the specific needs of businesses. This comprehensive approach enhances the security and efficiency of transactions between buyers and sellers in the online marketplace environment.

Brytlyt develops a GPU accelerated database platform, empowering data scientists and decision-makers across industries like telecoms, finance, and logistics. Its patent-pending GPU technology enables instant insights and deep learning model management.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Goodlord is a London-based technology company established in 2014, specializing in cloud-based software for the rental industry. Its platform streamlines tenancy processes by enabling tenants to pay holding deposits, complete references, and sign agreements online, while landlords and estate agents can manage and sign tenancy agreements digitally. Additionally, Goodlord offers a shop-front for agents to provide value-added services such as insurance and utility services. The company's software aims to reduce administrative burdens and enhance the tenant and landlord experience.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

AYLIEN is an artificial intelligence company that specializes in natural language processing and text analysis, offering APIs and platforms to help users understand and extract insights from large volumes of human-generated content. Its offerings include information retrieval, machine learning, and image recognition APIs, as well as tools for news intelligence and content analysis that serve developers, data scientists, marketers and academics. The company provides an open platform for building micro applications that convert unstructured or semi-structured data into structured, machine-readable information, and it offers products such as Talk.ee and an educational App Engine to enable automated data collection, categorization and updates on topics of interest. AYLIEN aims to empower enterprises to analyze text and images at scale and to turn diverse data sources into actionable insights.

Halofina is a mobile application designed to assist young professionals in managing their finances and developing investment strategies. The app functions as a personal financial planning assistant, offering users investment recommendations and enabling them to track their portfolios. By utilizing AI-driven advisory features, Halofina helps users set financial goals, calculate their investment needs, and select appropriate investment products. The application also provides real-time progress reports on investment portfolios, empowering users to make informed financial decisions and work towards their future financial objectives.

Pintek is a financial technology company focused on enhancing access to education in Indonesia by offering affordable and flexible credit solutions. The company provides a range of financing services, including bailouts, working capital loans, installment plans, and investment funding specifically tailored for educational institutions. Pintek's non-collateral repayment program allows clients to secure loans for academic purposes with ease, thereby facilitating a more inclusive educational environment. Through its innovative approach, Pintek aims to alleviate financial barriers for students and educational providers alike.

PerfOps is a Krakow-based company founded in 2017 that specializes in network analytics, offering a comprehensive platform designed to enhance the monitoring of global and distributed network applications. Its suite of products includes the PerfOps CLI, a command line tool for executing network tests and benchmarks, and PerfOps Network Utilities, which serves as a control panel for various network operations. The company also provides FlexBalancer, a cloud-based load-balancing service that optimizes internet traffic routing based on performance metrics. Additionally, PerfOps Analytics delivers insights into CDN, DNS, and cloud performance by analyzing billions of benchmarks. With a network of 300 global servers, PerfOps enables users to conduct on-demand network tests and troubleshoot services worldwide, facilitating competitive intelligence and issue diagnosis within network infrastructures.

Twinco Capital is a financial services company based in Alcobendas, Spain, that specializes in providing innovative financing solutions for the supply chain industry. Founded in 2016, Twinco offers a comprehensive supply chain finance platform that addresses the full production cycle, from purchase orders to final invoice payments. The company connects suppliers, both large and small, with affordable funding options while also assisting buyers in establishing competitive and socially responsible supply chains. By leveraging advanced supply chain analytics and embedding environmental, social, and governance (ESG) metrics into its financing programs, Twinco aims to create a more equitable landscape for small and medium-sized enterprises in global trade. Through its unique approach, Twinco is committed to fostering inclusive growth and enhancing the sustainability of global supply chain practices.

Purely Capital Limited is a media and entertainment financing company based in London, United Kingdom. Founded in 2018, the company specializes in streamlining and automating the monetization of contracted receivables for stakeholders in the entertainment industry, including producers and rights owners. Purely Capital has developed an innovative platform that enhances financial reporting, payment processing, and receivables management. This technology allows clients to accelerate cash flow from long-dated contracts across various global streaming and broadcast platforms, thereby improving operational efficiency for its users.

Brickblock Ltd. is a technology company founded in 2017 and based in Gibraltar. It specializes in developing a platform that enables the tokenization of real-world assets, allowing users to buy and sell tokenized shares using cryptocurrency on the blockchain. The company was a pioneer in Europe for tokenizing real estate and has since expanded its offerings to include various investment vehicles such as exchange-traded funds (ETFs), real estate funds (REFs), and both passive and active coin-managed funds. Additionally, Brickblock provides its expertise and technology to business-to-business clients, facilitating the integration of blockchain solutions in asset management.

Fixico operates a digital platform that handles car damage repairs for drivers, insurers and fleet owners. The marketplace provides visibility into repair costs and connects users to an affiliate network of repair services, enabling them to obtain, compare and select competitive repair offers. Active in the Netherlands, Belgium and Germany, Fixico works with about 2,000 repair shops and has processed more than 200,000 damages to date. The service aims to streamline the damage repair process, shorten cycle times and improve customer satisfaction across consumer and business segments.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Twisto is a mobile payment application that offers a streamlined solution for online transactions. It allows users to make purchases with a single click through a connected Mastercard and supports Apple Pay. The app enables customers to manage their bills and invoices by taking photos of them, facilitating deferred payments and instant checkouts. Users can also utilize a virtual card or a payment bracelet for transactions, providing flexibility for payments at various locations. Additionally, Twisto ensures competitive exchange rates for international payments. The platform aggregates all transactions in an organized mobile interface, allowing users to settle their payments collectively at the end of each month.

Pintek is a financial technology company focused on enhancing access to education in Indonesia by offering affordable and flexible credit solutions. The company provides a range of financing services, including bailouts, working capital loans, installment plans, and investment funding specifically tailored for educational institutions. Pintek's non-collateral repayment program allows clients to secure loans for academic purposes with ease, thereby facilitating a more inclusive educational environment. Through its innovative approach, Pintek aims to alleviate financial barriers for students and educational providers alike.

TaxScouts is a London-based tax preparation platform founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. The company aims to simplify the tax filing process for individuals by offering an online service that connects users with certified accountants. Its platform features a tax bot that assists users in understanding their personal income tax situations and provides suggestions for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, enhancing the efficiency and accuracy of the tax filing experience.

Jojonomic is a developer of a mobile personal financial application and expense management software that aims to transform financial management for individuals and businesses. Its cloud-based tools facilitate comprehensive business management across various functions, including human resources, finance, sales and marketing, and operations. By providing a user-friendly interface, Jojonomic enables clients to efficiently manage their finances and business operations, allowing different teams to optimize their performance and achieve better results.

Goodlord is a London-based technology company established in 2014, specializing in cloud-based software for the rental industry. Its platform streamlines tenancy processes by enabling tenants to pay holding deposits, complete references, and sign agreements online, while landlords and estate agents can manage and sign tenancy agreements digitally. Additionally, Goodlord offers a shop-front for agents to provide value-added services such as insurance and utility services. The company's software aims to reduce administrative burdens and enhance the tenant and landlord experience.

PerfOps is a Krakow-based company founded in 2017 that specializes in network analytics, offering a comprehensive platform designed to enhance the monitoring of global and distributed network applications. Its suite of products includes the PerfOps CLI, a command line tool for executing network tests and benchmarks, and PerfOps Network Utilities, which serves as a control panel for various network operations. The company also provides FlexBalancer, a cloud-based load-balancing service that optimizes internet traffic routing based on performance metrics. Additionally, PerfOps Analytics delivers insights into CDN, DNS, and cloud performance by analyzing billions of benchmarks. With a network of 300 global servers, PerfOps enables users to conduct on-demand network tests and troubleshoot services worldwide, facilitating competitive intelligence and issue diagnosis within network infrastructures.

Hiber Global, founded in 2016 and based in Amsterdam, Netherlands, specializes in providing satellite broadband services and affordable IoT connectivity through its Hiberband technology. The company has developed a nano-satellite platform that enables low-cost data transmission for Internet of Things (IoT) devices and sensors worldwide. This platform facilitates easy access to low-power networks, allowing users to gather small data packages from diverse monitoring devices, regardless of their location. Hiber's innovative solutions deliver actionable insights, making it a leader in next-generation IoT core infrastructure.

Digital Insurance Group functions as a digital insurance platform, focusing on modernizing the insurance experience through innovative technology. By leveraging digital tools, the company aims to streamline processes and enhance customer engagement in the insurance sector. This approach allows for greater efficiency and accessibility, catering to the evolving needs of consumers in a digital-first world.

Tada, Inc. is a customer retention platform that focuses on enhancing engagement between brands and their customers through memberships, subscriptions, offers, rewards, and referrals. Founded in 2012 and headquartered in Raleigh, North Carolina, Tada operates additional offices in Singapore, Makati (Philippines), Jakarta (Indonesia), and Kuala Lumpur (Malaysia). The platform aims to help businesses increase their profitability by improving customer retention strategies tailored to their specific needs. Tada provides personalized assessments and product demonstrations to identify optimal solutions for enhancing customer loyalty and engagement.

Safened Limited is a London-based company, founded in 2013, specializing in digital solutions for managing term deposit accounts for high net worth individuals, wealth managers, and deposit banks across the European Union. The company provides a platform that enables users to select, open, and manage multiple deposit accounts with various banks in North Western Europe, leveraging different deposit guarantee schemes. In addition, Safened offers a fully digital onboarding solution that employs advanced machine learning algorithms to enhance customer identification, build trust, and reduce fraud risk. This service is tailored for digital banks, payment service providers, online marketplaces, and other entities subject to anti-money laundering regulations and data protection laws, allowing them to optimize their identification processes in a compliant and efficient manner. Safened also maintains offices in Amsterdam, Netherlands, to support its operations within the continental European market.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Brickblock Ltd. is a technology company founded in 2017 and based in Gibraltar. It specializes in developing a platform that enables the tokenization of real-world assets, allowing users to buy and sell tokenized shares using cryptocurrency on the blockchain. The company was a pioneer in Europe for tokenizing real estate and has since expanded its offerings to include various investment vehicles such as exchange-traded funds (ETFs), real estate funds (REFs), and both passive and active coin-managed funds. Additionally, Brickblock provides its expertise and technology to business-to-business clients, facilitating the integration of blockchain solutions in asset management.

Supply Finance Limited is a Dublin-based company that operates a trade finance platform specifically designed for small and medium-sized enterprises (SMEs). Established in 2017, the company aims to provide SMEs in Europe with access to the same financing tools that larger businesses typically enjoy. Supply Finance has developed a sophisticated system backed by robust operational capabilities, facilitating the delivery of trade finance products to a diverse range of companies. To enhance its offerings, the company collaborates with leading trade finance partners across Europe, enabling them to expand their services and effectively support small businesses in their local markets.

Founded in 2017, Fourthline offers an AI-driven platform that empowers banks and financial services providers with comprehensive fraud detection solutions. Its proprietary tech products adhere to local KYC, AML, and GDPR requirements across Europe and beyond, streamlining compliance processes, automating manual tasks, and providing real-time risk insights.

Founded in 2016, Ayoconnect is Southeast Asia’s leading financial API platform. It enables businesses to integrate a wide range of white-label financial products into their offerings via APIs, facilitating quick launch and monetization. With over 200 clients including major banks, retailers, and fintech companies, Ayoconnect processes more than 300 million API hits annually.

Frits.com, also known as Hyposhaker B.V., is an Amsterdam-based company that specializes in providing online residential mortgage broking services. Established in 2015, the company offers comprehensive mortgage advice and interactive online tools that enable customers to assess various mortgage options and calculate potential claim values. Frits.com focuses on automating routine tasks such as document submission, deal acceptance, and customer support, thereby streamlining the mortgage process for its clients. Through its innovative platform, the company aims to simplify the mortgage acquisition experience for individuals seeking residential financing.

Fixico operates a digital platform that handles car damage repairs for drivers, insurers and fleet owners. The marketplace provides visibility into repair costs and connects users to an affiliate network of repair services, enabling them to obtain, compare and select competitive repair offers. Active in the Netherlands, Belgium and Germany, Fixico works with about 2,000 repair shops and has processed more than 200,000 damages to date. The service aims to streamline the damage repair process, shorten cycle times and improve customer satisfaction across consumer and business segments.

Digital Insurance Group functions as a digital insurance platform, focusing on modernizing the insurance experience through innovative technology. By leveraging digital tools, the company aims to streamline processes and enhance customer engagement in the insurance sector. This approach allows for greater efficiency and accessibility, catering to the evolving needs of consumers in a digital-first world.

Intelliment Security, founded in 2007 and based in Seville, Spain, specializes in software-defined security controller products aimed at automating network security policy management. The company provides an intelligent control plane that allows for the management and provisioning of security policies in a vendor-agnostic manner, utilizing programmable and visual interfaces. Intelliment's solutions enable network engineering teams to facilitate application connectivity self-service, significantly reducing firewall policy provisioning time from weeks to seconds while minimizing errors and ensuring compliance with guidelines. Their software integrates seamlessly with ITSM and Agile CM products and can be incorporated into the DevOps CI/CD pipeline. Intelliment's technology supports both physical legacy infrastructure and virtualized environments, enhancing operational efficiency, reliability, visibility, security, and compliance for organizations.

Squirro provides an enterprise augmented intelligence platform that combines human insight with artificial intelligence to deliver contextual, data-driven insights. Its core Insights Engine analyzes diverse sources, including unstructured data, and surfaces relevant information through workbench integrations and self-service applications. The platform enables searching, analyzing, and interpreting data while prioritizing content based on user interactions to help organizations manage and unlock hidden value. Squirro's solution supports decision-making and client relations across industries such as financial services, insurance, telecommunications, and manufacturing, with clients including Bank of England, Standard Chartered, ING, Brookson, and Ninety-One. Founded in 2012, Squirro operates globally with offices in Zürich, London, Munich, New York, and Singapore.

Founded in 2017, Fourthline offers an AI-driven platform that empowers banks and financial services providers with comprehensive fraud detection solutions. Its proprietary tech products adhere to local KYC, AML, and GDPR requirements across Europe and beyond, streamlining compliance processes, automating manual tasks, and providing real-time risk insights.

Cermati is an online portal based in West Jakarta, Indonesia, that specializes in helping individuals research, compare, and select financial products. Founded in 2014, the company aims to make financial information more accessible and useful for the Indonesian population. By utilizing technology, Cermati provides a platform where users can easily make informed financial decisions tailored to their needs. The platform not only offers trusted information but also manages the entire customer onboarding process, including in-person meetings to facilitate document signing with partner banks. Through its services, Cermati empowers users to take control of their financial situations and save money.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Fixico operates a digital platform that handles car damage repairs for drivers, insurers and fleet owners. The marketplace provides visibility into repair costs and connects users to an affiliate network of repair services, enabling them to obtain, compare and select competitive repair offers. Active in the Netherlands, Belgium and Germany, Fixico works with about 2,000 repair shops and has processed more than 200,000 damages to date. The service aims to streamline the damage repair process, shorten cycle times and improve customer satisfaction across consumer and business segments.

Pritle (now Binck Forward) is an online wealth manager that allows its users to easily set and track goals, such as their retirement, a child’s education, or a trip around the world, within a specified timeframe. It enables clients to define an individualized client profile on the basis of which a customized portfolio of funds is created from asset managers, such as BlackRock, Vanguard, and StateStreet. The Pritle initiative was initiated in February 2013 by banker Thomas Bunnik. In 2014 it established its first holding company based in Amsterdam, The Netherlands. Pritle was acquired by BinckBank NV in April 2017.

Founded in 2014, BUX is a fintech company headquartered in Amsterdam. It specializes in commission-free investing through its intuitive mobile platform, making stock trading accessible to both first-time and experienced investors.

Legalbase was a digital platform that aimed to provide accessible legal services through a network of independent attorneys. It offered a variety of legal solutions, including personalized wills, corporate succession planning, and services related to employment and trademark law, all at fixed prices. Legalbase emphasized simplicity, transparency, and security in its offerings, allowing clients to understand their costs upfront. However, the company filed for bankruptcy in February 2017, just a year after its public launch in the legal tech space. Following its closure, Legalbase became a product of LegalZoom, which now operates it under the entity LegalZoom Germany GmbH.

Founded in 2013 by Dennis Just and Christina Kehl, Knip is a technology company specializing in insurance management. Headquartered in Zurich with offices in Berlin and Belgrade, the company employs over 100 individuals. Knip's flagship product is an innovative mobile application that enables users to track their insurance policies, premiums, and benefits. The platform offers electronic adjustment of premiums, execution of new policies, cancellation of old ones, and unbiased advice from insurance experts.

Salviol Global Analytics Ltd. is a prominent provider of analytical software and corporate services specializing in information search, analysis, and visualization, as well as business process optimization. Founded in 2009 and headquartered in London, with additional offices in Slovenia, Macedonia, and Serbia, the company has extensive experience collaborating with local, regional, and economic organizations across Europe. Salviol's flagship solution, the Fraud, Risk, and Operational Performance Solution (FROPS), is designed to automatically detect, prevent, and investigate various forms of fraud using advanced statistical processing, predictive analytics, and machine learning. FROPS includes modules for revenue assurance and an early warning system, enabling organizations to optimize costs, maximize revenue, and identify financial vulnerabilities among clients. Through its innovative software solutions, Salviol Global Analytics serves a diverse clientele, partnering with vendors and local providers worldwide.

Founded in 2014, BUX is a fintech company headquartered in Amsterdam. It specializes in commission-free investing through its intuitive mobile platform, making stock trading accessible to both first-time and experienced investors.

Founded in 2013 by Dennis Just and Christina Kehl, Knip is a technology company specializing in insurance management. Headquartered in Zurich with offices in Berlin and Belgrade, the company employs over 100 individuals. Knip's flagship product is an innovative mobile application that enables users to track their insurance policies, premiums, and benefits. The platform offers electronic adjustment of premiums, execution of new policies, cancellation of old ones, and unbiased advice from insurance experts.

Komparu is a software company that specializes in providing a customizable online product comparison platform aimed at helping businesses monetize their website traffic. The platform features a comprehensive dashboard that includes product management tools, real-time statistics, benchmarking capabilities, and user behavior analysis. Additionally, it offers a module and widget template designer, allowing companies to integrate fast and reliable product comparison tools directly into their websites. This enables users to make informed product choices seamlessly, enhancing the overall user experience while generating revenue opportunities for businesses with high traffic.

Moni is a mobile money transfer platform based in Toronto that facilitates seamless fund transfers from users' bank accounts to recipients. Founded in 2013 by Fernando Saturno and Laurence Aderemi, the app allows users to select their recipient and the transfer amount, entering their bank details either manually or by scanning their debit card. Users can send money directly to a recipient's bank account or to their mobile phone, allowing the recipient to choose the bank account for deposit. The platform employs encryption for security and provides users with text notifications when the recipient accepts the transfer, as well as tracking the transfer's progress through the app and SMS updates. Moni aims to simplify international money transfers, enhancing the overall user experience.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.