Finch Capital

big xyt provides independent, flexible & customization smart data and analytics solutions to the global trading and investment community.

Webio is a developer of customer engagement software that enhances inbound and outbound communications across various channels. The company's platform employs conversational artificial intelligence (AI) to automate interactions between chatbots and live agents, facilitating seamless customer conversations at scale. Key features of the platform include on-demand messaging, real-time data capabilities, and an application programming interface (API) that supports integration with other systems. This enables businesses to engage effectively and efficiently with their customers, improving the overall communication experience.

NomuPay is a payment solutions provider that offers an end-to-end platform designed to simplify the acceptance of payments and disbursement of payouts across Europe and emerging markets in Southeast Asia and Turkey. Its Unified Payment (uP) Platform features a secure API that supports a variety of payment methods, including credit cards, buy-now-pay-later options, installment plans, and local alternatives specific to countries such as Thailand, Malaysia, Hong Kong, the Philippines, and Turkey. The platform is tailored to enhance international growth, providing organizations with comprehensive visibility and traceability in their payment processes. With a presence in Dublin, Hong Kong, Kuala Lumpur, Manila, Istanbul, and Bangkok, NomuPay is backed by a team of industry veterans with extensive experience from leading financial institutions.

Fourthline offers a comprehensive suite of technology products designed for banks and financial service providers, focusing on compliance with local KYC, AML, and GDPR regulations. Established in 2017, the company launched its first product in January 2018. Fourthline's AI-driven platform enhances fraud detection and customer authentication across various sectors, including banking and fintech. By streamlining compliance processes and automating manual tasks, it provides real-time risk insights that help businesses onboard legitimate customers efficiently while minimizing false positives. This robust solution supports the entire customer lifecycle, from onboarding and verification to ongoing KYC and investigations, ultimately reducing compliance costs and improving conversion rates.

Twinco Capital is a financial services provider focused on the supply chain industry, established in 2016 and headquartered in Alcobendas, Spain. The company specializes in offering a comprehensive supply chain finance solution that encompasses the entire production cycle, from purchase order financing to final invoice payment. Twinco aims to enhance the accessibility of affordable funding for suppliers of all sizes, thereby fostering inclusive growth within global trade. By connecting banks to its platform and incorporating environmental, social, and governance (ESG) metrics into its financing programs, Twinco seeks to create a competitive and sustainable supply chain finance ecosystem. Additionally, the company utilizes advanced supply chain analytics to assess supplier performance, enabling buyers to reduce financing costs and improve supply chain reliability while promoting socially responsible practices.

Webio is a developer of customer engagement software that enhances inbound and outbound communications across various channels. The company's platform employs conversational artificial intelligence (AI) to automate interactions between chatbots and live agents, facilitating seamless customer conversations at scale. Key features of the platform include on-demand messaging, real-time data capabilities, and an application programming interface (API) that supports integration with other systems. This enables businesses to engage effectively and efficiently with their customers, improving the overall communication experience.

in3 is a Dutch FinTech, founded in 2018 at the heart of Eindhoven's innovative top technology region with one goal: creating ease of payment for online shoppers. We offer BNPL to consumers to pay in 3 instalments at 0% interest. At the same time, we take over the potential risks of the webshop. We are a social responsible BNPL solution which does not make money out people who pay late or don't pay but out of succesfull payments. We don't charge late fees and with our state of the art credit check we offer consuments a spending limit that doesn't get them in debts. The former company name Capayable B.V., founded in 2013, which offered Pay Later and Pay in 3 instalments is officially rebranded into in3.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Goodlord Limited is a London-based company that has developed a cloud-based software platform aimed at simplifying the rental process for tenants, landlords, and estate agents. Founded in 2014, the platform facilitates the creation and management of tenancy agreements by allowing tenants to pay holding deposits, complete references, and sign tenancy agreements online. It also enables landlords to receive and sign these agreements digitally, thereby reducing administrative burdens and enhancing the overall rental experience. Additionally, Goodlord provides a marketplace for estate agents to offer supplementary services, such as insurance and utilities, which add value for both tenants and landlords. The company's approach transforms traditional rental practices into a more efficient and transparent process.

Lantum Limited is a London-based company that operates an online workforce management platform designed to streamline healthcare staffing. Founded in 2011, Lantum enables practice managers to efficiently find and book locum general practitioners while allowing healthcare organizations to manage their freelance physicians through a marketplace of vetted professionals. The platform facilitates compliance checks, ratings, and prompt payments for physicians, thus simplifying administrative tasks. Additionally, Lantum provides tools for freelance physicians to manage their working lives, including tax management. By eliminating the need for agencies, Lantum enhances the connection between practice managers and healthcare professionals, ultimately improving the efficiency of staffing in the healthcare sector. The company, originally known as Network Locum Ltd., rebranded to Lantum Limited in July 2017.

in3 is a Dutch FinTech, founded in 2018 at the heart of Eindhoven's innovative top technology region with one goal: creating ease of payment for online shoppers. We offer BNPL to consumers to pay in 3 instalments at 0% interest. At the same time, we take over the potential risks of the webshop. We are a social responsible BNPL solution which does not make money out people who pay late or don't pay but out of succesfull payments. We don't charge late fees and with our state of the art credit check we offer consuments a spending limit that doesn't get them in debts. The former company name Capayable B.V., founded in 2013, which offered Pay Later and Pay in 3 instalments is officially rebranded into in3.

Lavanda Ventures Ltd. is a London-based company that specializes in real estate management and letting services, catering to both business and consumer markets. Founded in 2014, Lavanda has developed a technology platform that enables residential property owners and operators to capitalize on short-term rental demand while providing a consistent hospitality experience. The platform addresses inefficiencies in property management by optimizing building configurations and revenue management, allowing owners to enhance rental yields through flexible rental solutions. Additionally, Lavanda offers property management and housekeeping services, reinforcing its commitment to delivering comprehensive support for landlords and enhancing the residential rental experience.

Brytlyt Limited, founded in 2013 and based in Maidstone, United Kingdom, specializes in developing a GPU-accelerated database and analytics platform. The company's flagship product, Brytlyt, is an all-in-one browser-led solution that integrates GPU in-database AI and deep learning capabilities, aiming to enhance data analytics at high speeds. Additionally, Brytlyt offers SpotLyt, which provides interactive analytics for row datasets. The platform features geospatial mapping, a SQL editor, and seamless integration with Jupyter Notebooks, allowing clients to manage data effectively and perform interactive drill-down analysis at individual data point levels. Brytlyt is focused on empowering data scientists and decision-makers with accessible tools for real-time analytics and visualization.

Pintek is a financial technology company focused on increasing access to education in Indonesia by providing affordable and flexible credit solutions. It offers a range of financing services, including bailouts, working capital loans, and installment plans, tailored specifically for educational purposes. Pintek's innovative approach includes a non-collateral repayment program, which simplifies the loan process for clients and educational institutions. By prioritizing accessibility and ease of use, Pintek aims to support students and educational providers in overcoming financial barriers to education.

Webio is a developer of customer engagement software that enhances inbound and outbound communications across various channels. The company's platform employs conversational artificial intelligence (AI) to automate interactions between chatbots and live agents, facilitating seamless customer conversations at scale. Key features of the platform include on-demand messaging, real-time data capabilities, and an application programming interface (API) that supports integration with other systems. This enables businesses to engage effectively and efficiently with their customers, improving the overall communication experience.

Tada, Inc. is a customer retention platform founded in 2012, headquartered in Raleigh, North Carolina, with additional offices in Singapore, Makati, Jakarta, and Kuala Lumpur. The platform enables brands to engage with customers through memberships, subscriptions, offers, rewards, and referrals via a mobile application. Tada focuses on enhancing customer retention strategies to help businesses increase their profit per customer, offering personalized assessments and product demonstrations to identify effective solutions. Once tailored strategies are developed, Tada assists clients in integrating its platform to optimize customer engagement and retention efforts.

AccountsIQ is a developer of financial management software tailored for mid-sized and group organizations. Recognized as the Accounting Software of the Year at the Software Excellence Awards, the platform is designed for businesses that have outgrown their existing systems but seek a more cost-effective and less complex alternative to ERP solutions. The software facilitates streamlined accounting processes, automates consolidation, and enhances reporting speed through integrated accounting automation tools. Delivered via the cloud, AccountsIQ enables users to manage their entire accounting operations while providing real-time financial insights across multiple companies and business units. This comprehensive approach helps organizations reduce costs, increase revenues, and improve productivity.

Twinco Capital is a financial services provider focused on the supply chain industry, established in 2016 and headquartered in Alcobendas, Spain. The company specializes in offering a comprehensive supply chain finance solution that encompasses the entire production cycle, from purchase order financing to final invoice payment. Twinco aims to enhance the accessibility of affordable funding for suppliers of all sizes, thereby fostering inclusive growth within global trade. By connecting banks to its platform and incorporating environmental, social, and governance (ESG) metrics into its financing programs, Twinco seeks to create a competitive and sustainable supply chain finance ecosystem. Additionally, the company utilizes advanced supply chain analytics to assess supplier performance, enabling buyers to reduce financing costs and improve supply chain reliability while promoting socially responsible practices.

Twisto is a mobile payment app designed to simplify online transactions for users. It allows customers to make purchases with a single click, manage bills and invoices by photographing them within the app, and access payment options through a connected Mastercard, a special payment bracelet, or Apple Pay. The platform enhances the user experience by offering deferred payments and instant checkouts, enabling seamless transactions across various platforms. Additionally, Twisto provides competitive exchange rates for international payments and aggregates all transactions in a user-friendly mobile interface, allowing customers to settle their payments at the end of each month. This comprehensive approach aims to deliver convenience and efficiency in managing financial activities.

SMEO S.A. is a financial services company based in Warsaw, Poland, specializing in online factoring for micro, small, and medium-sized enterprises. Founded in 2016, SMEO provides a platform that enables businesses to receive advance payments on invoices issued to customers with extended payment terms. The company's innovative approach incorporates blockchain technology, artificial intelligence, and machine learning to optimize cash flow management. By leveraging automated data-driven algorithms, SMEO eliminates currency conversion and recurring fees, allowing clients to enhance their cash flow and strengthen their competitive position in the market.

Payaut specializes in providing automated payment solutions tailored for online marketplaces. The company offers a platform that ensures PSD2 compliance while streamlining the payout process. Its services include automated seller onboarding, KYC verification, and the ability to manage split payments and payouts, allowing platforms to operate with various payment service providers (PSPs) simultaneously. By utilizing an automated application programming interface, Payaut verifies sellers and facilitates secure transactions between buyers and sellers, ensuring compliance and simplifying the overall payment experience for businesses.

Pintek is a financial technology company focused on increasing access to education in Indonesia by providing affordable and flexible credit solutions. It offers a range of financing services, including bailouts, working capital loans, and installment plans, tailored specifically for educational purposes. Pintek's innovative approach includes a non-collateral repayment program, which simplifies the loan process for clients and educational institutions. By prioritizing accessibility and ease of use, Pintek aims to support students and educational providers in overcoming financial barriers to education.

Ayopop is a mobile application that offers a range of financial services, including credit, data packages, and electricity utility (PLN) services. It aims to streamline the process of managing financial transactions for users. By leveraging Ayoconnect's extensive financial API platform, Ayopop connects users with various financial products, allowing for efficient management of bills and expenses. The platform aggregates offerings from utilities, lenders, and other financial institutions, facilitating both personal finance management and increased financial literacy among its users. Through its innovative approach, Ayopop contributes to the growing trend of embedded finance in Southeast Asia, making essential services more accessible to a wider audience.

TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

Payaut specializes in providing automated payment solutions tailored for online marketplaces. The company offers a platform that ensures PSD2 compliance while streamlining the payout process. Its services include automated seller onboarding, KYC verification, and the ability to manage split payments and payouts, allowing platforms to operate with various payment service providers (PSPs) simultaneously. By utilizing an automated application programming interface, Payaut verifies sellers and facilitates secure transactions between buyers and sellers, ensuring compliance and simplifying the overall payment experience for businesses.

Brytlyt Limited, founded in 2013 and based in Maidstone, United Kingdom, specializes in developing a GPU-accelerated database and analytics platform. The company's flagship product, Brytlyt, is an all-in-one browser-led solution that integrates GPU in-database AI and deep learning capabilities, aiming to enhance data analytics at high speeds. Additionally, Brytlyt offers SpotLyt, which provides interactive analytics for row datasets. The platform features geospatial mapping, a SQL editor, and seamless integration with Jupyter Notebooks, allowing clients to manage data effectively and perform interactive drill-down analysis at individual data point levels. Brytlyt is focused on empowering data scientists and decision-makers with accessible tools for real-time analytics and visualization.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Goodlord Limited is a London-based company that has developed a cloud-based software platform aimed at simplifying the rental process for tenants, landlords, and estate agents. Founded in 2014, the platform facilitates the creation and management of tenancy agreements by allowing tenants to pay holding deposits, complete references, and sign tenancy agreements online. It also enables landlords to receive and sign these agreements digitally, thereby reducing administrative burdens and enhancing the overall rental experience. Additionally, Goodlord provides a marketplace for estate agents to offer supplementary services, such as insurance and utilities, which add value for both tenants and landlords. The company's approach transforms traditional rental practices into a more efficient and transparent process.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Aylien is an artificial intelligence company based in Wilmington, Delaware, specializing in technologies that enhance machines' understanding of human languages. The firm provides a suite of tools and APIs, including Text Analysis and News APIs, which help users analyze and extract insights from large volumes of human-generated content. Aylien's offerings cater to developers, data scientists, marketers, and academics, enabling them to utilize advanced techniques like natural language processing, machine learning, and image recognition. Among its key products are Talk.ee, which organizes global information, and the AYLIEN App Engine, an open platform for creating micro applications that convert unstructured data into structured formats. Additionally, Aylien offers oTaste, a tool aimed at digitizing human tastes, further demonstrating its commitment to innovative data solutions.

Halofina is a mobile application designed to assist young professionals in managing their finances and developing effective investment strategies. The app serves as a personal financial planning assistant, providing users with tailored investment recommendations and real-time portfolio tracking. By employing AI-based advisory features, Halofina helps customers set financial goals, assess their investment needs, and select appropriate financial instruments or products. The platform aims to empower users by offering progress reports on their investment portfolios, facilitating informed decision-making and enhancing financial literacy.

Pintek is a financial technology company focused on increasing access to education in Indonesia by providing affordable and flexible credit solutions. It offers a range of financing services, including bailouts, working capital loans, and installment plans, tailored specifically for educational purposes. Pintek's innovative approach includes a non-collateral repayment program, which simplifies the loan process for clients and educational institutions. By prioritizing accessibility and ease of use, Pintek aims to support students and educational providers in overcoming financial barriers to education.

PerfOps is a company based in Krakow, Poland, founded in 2017, that offers a network analytics platform designed to enhance the monitoring of global and distributed network applications. Its suite of products includes FlexBalancer, a cloud-based load-balancing service that optimizes internet traffic routing based on performance and cost parameters. The platform also features PerfOps CLI, a command line tool for executing network tests, and PerfOps Network Utilities, which provides a control panel for various network utilities. Additionally, PerfOps Analytics delivers insights into CDN, DNS, and cloud performance, utilizing a vast dataset from billions of benchmarks. With a network of 300 global servers, the company facilitates on-demand network testing and debugging, enabling businesses to gain comprehensive visibility into their network performance and address potential issues effectively.

Twinco Capital is a financial services provider focused on the supply chain industry, established in 2016 and headquartered in Alcobendas, Spain. The company specializes in offering a comprehensive supply chain finance solution that encompasses the entire production cycle, from purchase order financing to final invoice payment. Twinco aims to enhance the accessibility of affordable funding for suppliers of all sizes, thereby fostering inclusive growth within global trade. By connecting banks to its platform and incorporating environmental, social, and governance (ESG) metrics into its financing programs, Twinco seeks to create a competitive and sustainable supply chain finance ecosystem. Additionally, the company utilizes advanced supply chain analytics to assess supplier performance, enabling buyers to reduce financing costs and improve supply chain reliability while promoting socially responsible practices.

Purely Capital Limited is a media and entertainment financing company based in London, United Kingdom, founded in 2018. It specializes in streamlining and automating the monetization of contracted receivables for entertainment stakeholders, including producers and rights owners. The company offers a platform that enhances financial reporting, payments, and receivables processes, enabling the entertainment industry to expedite cash flow from long-term contracts across various global streaming and broadcast platforms. Through its innovative technology, Purely Capital aims to transform the payment landscape within the entertainment sector.

Brickblock Ltd. is a Gibraltar-based company founded in 2017 that specializes in tokenizing real-world assets, particularly in the realm of real estate. It was the first company to tokenize real estate in Europe and has since expanded its offerings to include a contract platform that facilitates the sale and investment of tokenized shares using cryptocurrency on the blockchain. Brickblock's technology allows users to invest in various financial products such as exchange-traded funds (ETFs), real estate funds (REFs), passive coin-traded funds (CTFs), and actively managed coin funds (CMFs). The company also provides its expertise and technology to B2B clients, enhancing the accessibility and efficiency of asset investment through tokenization.

Fixico is an innovative company transforming the automotive damage repair industry through its digital platform, which serves both consumers and businesses. The platform simplifies and digitizes the process of managing car damage repairs, allowing fleet owners and insurers to enhance customer satisfaction by quickly obtaining, comparing, and selecting competitive repair offers. Active in the Netherlands, Belgium, and Germany, Fixico operates a network of 2,000 high-quality repair shops and has successfully processed over 200,000 damage cases. By providing users with insights into repair costs and access to a range of services, Fixico aims to make auto repair more efficient and convenient.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Twisto is a mobile payment app designed to simplify online transactions for users. It allows customers to make purchases with a single click, manage bills and invoices by photographing them within the app, and access payment options through a connected Mastercard, a special payment bracelet, or Apple Pay. The platform enhances the user experience by offering deferred payments and instant checkouts, enabling seamless transactions across various platforms. Additionally, Twisto provides competitive exchange rates for international payments and aggregates all transactions in a user-friendly mobile interface, allowing customers to settle their payments at the end of each month. This comprehensive approach aims to deliver convenience and efficiency in managing financial activities.

Pintek is a financial technology company focused on increasing access to education in Indonesia by providing affordable and flexible credit solutions. It offers a range of financing services, including bailouts, working capital loans, and installment plans, tailored specifically for educational purposes. Pintek's innovative approach includes a non-collateral repayment program, which simplifies the loan process for clients and educational institutions. By prioritizing accessibility and ease of use, Pintek aims to support students and educational providers in overcoming financial barriers to education.

TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

Jojonomic is a mobile personal financial application that aims to transform financial management for users. The company specializes in developing expense management software that provides a cloud-based interface for comprehensive business management. This software encompasses various functions, including human resources, finance, sales and marketing, and operations. By offering these tools, Jojonomic enables businesses to operate more efficiently and supports teams in achieving optimal results.

Goodlord Limited is a London-based company that has developed a cloud-based software platform aimed at simplifying the rental process for tenants, landlords, and estate agents. Founded in 2014, the platform facilitates the creation and management of tenancy agreements by allowing tenants to pay holding deposits, complete references, and sign tenancy agreements online. It also enables landlords to receive and sign these agreements digitally, thereby reducing administrative burdens and enhancing the overall rental experience. Additionally, Goodlord provides a marketplace for estate agents to offer supplementary services, such as insurance and utilities, which add value for both tenants and landlords. The company's approach transforms traditional rental practices into a more efficient and transparent process.

PerfOps is a company based in Krakow, Poland, founded in 2017, that offers a network analytics platform designed to enhance the monitoring of global and distributed network applications. Its suite of products includes FlexBalancer, a cloud-based load-balancing service that optimizes internet traffic routing based on performance and cost parameters. The platform also features PerfOps CLI, a command line tool for executing network tests, and PerfOps Network Utilities, which provides a control panel for various network utilities. Additionally, PerfOps Analytics delivers insights into CDN, DNS, and cloud performance, utilizing a vast dataset from billions of benchmarks. With a network of 300 global servers, the company facilitates on-demand network testing and debugging, enabling businesses to gain comprehensive visibility into their network performance and address potential issues effectively.

Hiber, founded in 2016 and based in Amsterdam, Netherlands, specializes in providing global and affordable IoT connectivity through its innovative Hiberband platform. The company has developed a nano-satellite system designed to offer low-cost data connectivity for sensors worldwide. This platform facilitates easy, low-power access to a network, enabling users to gather and transmit small data packages from monitoring devices located anywhere on the planet. By simplifying the installation of its modem in various devices, Hiber allows for efficient data collection and actionable insights, positioning itself as a leader in next-generation IoT core infrastructure.

Digital Insurance Group functions as a digital insurance platform, focusing on modernizing the insurance experience through innovative technology. By leveraging digital tools, the company aims to streamline processes and enhance customer engagement in the insurance sector. This approach allows for greater efficiency and accessibility, catering to the evolving needs of consumers in a digital-first world.

Tada, Inc. is a customer retention platform founded in 2012, headquartered in Raleigh, North Carolina, with additional offices in Singapore, Makati, Jakarta, and Kuala Lumpur. The platform enables brands to engage with customers through memberships, subscriptions, offers, rewards, and referrals via a mobile application. Tada focuses on enhancing customer retention strategies to help businesses increase their profit per customer, offering personalized assessments and product demonstrations to identify effective solutions. Once tailored strategies are developed, Tada assists clients in integrating its platform to optimize customer engagement and retention efforts.

Safened Limited operates a platform designed for managing multiple term deposit accounts, catering to high net worth individuals, wealth managers, and deposit banks within the European Union. Established in 2013 and headquartered in London, with additional offices in Amsterdam, the company enables users to select, open, and manage various deposit accounts across multiple banks in North Western Europe, capitalizing on different deposit guarantee schemes. Additionally, Safened provides a fully digital onboarding solution powered by advanced machine learning algorithms, aimed at enhancing customer identification, building trust, and preventing fraud. This solution is tailored for digital-only banks, payment service providers, online marketplaces, and other entities impacted by anti-money laundering regulations and data protection laws, allowing them to streamline their identification processes in a compliant and cost-effective manner.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Brickblock Ltd. is a Gibraltar-based company founded in 2017 that specializes in tokenizing real-world assets, particularly in the realm of real estate. It was the first company to tokenize real estate in Europe and has since expanded its offerings to include a contract platform that facilitates the sale and investment of tokenized shares using cryptocurrency on the blockchain. Brickblock's technology allows users to invest in various financial products such as exchange-traded funds (ETFs), real estate funds (REFs), passive coin-traded funds (CTFs), and actively managed coin funds (CMFs). The company also provides its expertise and technology to B2B clients, enhancing the accessibility and efficiency of asset investment through tokenization.

Supply Finance Limited operates a trade finance platform aimed at supporting small and medium-sized enterprises (SMEs) across Europe. Founded in 2017 and headquartered in Dublin, Ireland, the company seeks to level the playing field for smaller businesses by providing them with access to the same financing tools that larger corporations enjoy. Supply Finance has developed a sophisticated system that incorporates industrial-grade operations and capital, enabling efficient processing of trade finance products tailored for SMEs. To enhance its offerings, the company collaborates with various leading trade finance partners throughout Europe, helping to expand their services and improve access to essential financial products for small businesses.

Fourthline offers a comprehensive suite of technology products designed for banks and financial service providers, focusing on compliance with local KYC, AML, and GDPR regulations. Established in 2017, the company launched its first product in January 2018. Fourthline's AI-driven platform enhances fraud detection and customer authentication across various sectors, including banking and fintech. By streamlining compliance processes and automating manual tasks, it provides real-time risk insights that help businesses onboard legitimate customers efficiently while minimizing false positives. This robust solution supports the entire customer lifecycle, from onboarding and verification to ongoing KYC and investigations, ultimately reducing compliance costs and improving conversion rates.

Ayopop is a mobile application that offers a range of financial services, including credit, data packages, and electricity utility (PLN) services. It aims to streamline the process of managing financial transactions for users. By leveraging Ayoconnect's extensive financial API platform, Ayopop connects users with various financial products, allowing for efficient management of bills and expenses. The platform aggregates offerings from utilities, lenders, and other financial institutions, facilitating both personal finance management and increased financial literacy among its users. Through its innovative approach, Ayopop contributes to the growing trend of embedded finance in Southeast Asia, making essential services more accessible to a wider audience.

Frits.com, operating under the name Ikbenfrits and officially known as Hyposhaker B.V., is an online residential mortgage broking service based in Amsterdam, Netherlands. Established in 2015, the company specializes in providing mortgage advice and offers a suite of online tools for customers to calculate mortgage options and assess claim values. Frits.com streamlines the mortgage process by automating routine tasks, including document submission, deal acceptance, and customer support, ensuring a more efficient experience for users seeking residential mortgages.

Fixico is an innovative company transforming the automotive damage repair industry through its digital platform, which serves both consumers and businesses. The platform simplifies and digitizes the process of managing car damage repairs, allowing fleet owners and insurers to enhance customer satisfaction by quickly obtaining, comparing, and selecting competitive repair offers. Active in the Netherlands, Belgium, and Germany, Fixico operates a network of 2,000 high-quality repair shops and has successfully processed over 200,000 damage cases. By providing users with insights into repair costs and access to a range of services, Fixico aims to make auto repair more efficient and convenient.

Digital Insurance Group functions as a digital insurance platform, focusing on modernizing the insurance experience through innovative technology. By leveraging digital tools, the company aims to streamline processes and enhance customer engagement in the insurance sector. This approach allows for greater efficiency and accessibility, catering to the evolving needs of consumers in a digital-first world.

Intelliment Security, founded in 2007 and based in Seville, Spain, specializes in software-defined security controller products designed to automate and simplify network security policy management. The company's intelligent control plane allows for the management and provisioning of security policies in a vendor-neutral manner, utilizing programmable and visual interfaces. Intelliment Security enhances network engineering efficiency by enabling application connectivity self-service, significantly reducing firewall policy provisioning time from weeks to seconds while minimizing errors and ensuring compliance with regulatory guidelines. Its solutions are compatible with IT service management and Agile change management products, and can be integrated into the DevOps CI/CD pipeline, facilitating communication between physical legacy infrastructure and virtualized environments.

Squirro is a developer of Augmented Intelligence solutions that enhance decision-making and client relations for organizations, particularly in the Financial Services, Insurance, Telecommunications, and Manufacturing industries. Founded in 2012, the company is headquartered in Zürich and has additional offices in London, Munich, New York, and Singapore. Squirro's core offering is its Insights Engine, which combines human intelligence with advanced artificial intelligence to deliver contextualized insights from various data sources. This technology enables businesses to effectively manage and extract value from their data by transforming disparate information into actionable insights and tailored recommendations. Squirro's clientele includes prominent organizations such as the Bank of England, Standard Chartered, and ING.

Fourthline offers a comprehensive suite of technology products designed for banks and financial service providers, focusing on compliance with local KYC, AML, and GDPR regulations. Established in 2017, the company launched its first product in January 2018. Fourthline's AI-driven platform enhances fraud detection and customer authentication across various sectors, including banking and fintech. By streamlining compliance processes and automating manual tasks, it provides real-time risk insights that help businesses onboard legitimate customers efficiently while minimizing false positives. This robust solution supports the entire customer lifecycle, from onboarding and verification to ongoing KYC and investigations, ultimately reducing compliance costs and improving conversion rates.

Cermati operates an online platform that enables Indonesians to research, compare, and select financial products. Founded in 2014 and based in West Jakarta, the company aims to make financial information more accessible and useful, empowering individuals to take control of their financial situations and save money. Cermati's platform offers trusted financial information and manages the entire customer onboarding process, including in-person meetings for document signing with partner banks. By leveraging technology, Cermati seeks to transform the financial landscape in Indonesia, helping users make informed decisions that align with their financial needs.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

Fixico is an innovative company transforming the automotive damage repair industry through its digital platform, which serves both consumers and businesses. The platform simplifies and digitizes the process of managing car damage repairs, allowing fleet owners and insurers to enhance customer satisfaction by quickly obtaining, comparing, and selecting competitive repair offers. Active in the Netherlands, Belgium, and Germany, Fixico operates a network of 2,000 high-quality repair shops and has successfully processed over 200,000 damage cases. By providing users with insights into repair costs and access to a range of services, Fixico aims to make auto repair more efficient and convenient.

Pritle (now Binck Forward) is an online wealth manager that allows its users to easily set and track goals, such as their retirement, a child’s education, or a trip around the world, within a specified timeframe. It enables clients to define an individualized client profile on the basis of which a customized portfolio of funds is created from asset managers, such as BlackRock, Vanguard, and StateStreet. The Pritle initiative was initiated in February 2013 by banker Thomas Bunnik. In 2014 it established its first holding company based in Amsterdam, The Netherlands. Pritle was acquired by BinckBank NV in April 2017.

BUX is a fintech company founded in 2014 and based in Amsterdam, Noord-Holland. It focuses on making investing accessible and affordable through its mobile applications, which enable commission-free trading in stocks and exchange-traded funds (ETFs). The platform is designed to lower the barriers to entry for both novice and seasoned investors, allowing them to engage with the financial markets intuitively. Additionally, BUX offers the ability to invest in real cryptocurrencies, further broadening the investment opportunities available to its clients.

Legalbase was a digital platform designed to offer legal services at fixed prices. It provided users with access to experienced German lawyers for services such as custom wills, succession planning, employment law, corporate law, and trademark law. However, the company filed for bankruptcy in February 2017, just a year after going public in the legal tech sector. Following its bankruptcy, Legalbase became a product under LegalZoom, specifically managed by LegalZoom Germany GmbH. The platform aimed to deliver simple, transparent, and secure legal services, allowing clients to obtain defined legal assistance at predetermined costs.

Knip AG, founded in September 2013 by Dennis Just and Christina Kehl, operates as an innovative insurance management company with offices in Zurich, Berlin, and Belgrade. The firm has grown significantly, employing over 100 staff members and receiving funding from venture capitalists across the U.S., Switzerland, Germany, and the Netherlands. Knip's primary offering is its mobile application, which allows users to manage all their insurance policies, premiums, and benefits in one place. The app facilitates tasks such as adjusting premiums, executing new policies, and canceling existing ones. Additionally, Knip provides users with biannual financial reviews to help them identify suitable tariffs and products. With a focus on transparency and unbiased advice, the company's insurance experts are available to assist users in navigating their insurance needs effectively. Knip is registered with the German Chamber of Industry & Commerce and certified by the German Technical Inspection Agency.

Salviol Global Analytics Ltd. specializes in analytical software solutions focused on information categorization, monitoring, and visualization. Founded in 2009 and headquartered in London, the company offers a suite of products, including FROPS, a platform designed for fraud detection and prevention. This platform utilizes statistical processing, predictive analytics, and machine learning to identify and block various forms of fraud. Additionally, the FROPS-Revenue Assurance module helps organizations optimize costs and maximize profits by analyzing both structured and unstructured data. The FROPS-Early Warning System enables financial institutions to detect vulnerabilities in their clients' financial health. Salviol serves a diverse clientele through partnerships with vendors and local providers across Europe, including locations in Slovenia, Macedonia, and Serbia.

BUX is a fintech company founded in 2014 and based in Amsterdam, Noord-Holland. It focuses on making investing accessible and affordable through its mobile applications, which enable commission-free trading in stocks and exchange-traded funds (ETFs). The platform is designed to lower the barriers to entry for both novice and seasoned investors, allowing them to engage with the financial markets intuitively. Additionally, BUX offers the ability to invest in real cryptocurrencies, further broadening the investment opportunities available to its clients.

Knip AG, founded in September 2013 by Dennis Just and Christina Kehl, operates as an innovative insurance management company with offices in Zurich, Berlin, and Belgrade. The firm has grown significantly, employing over 100 staff members and receiving funding from venture capitalists across the U.S., Switzerland, Germany, and the Netherlands. Knip's primary offering is its mobile application, which allows users to manage all their insurance policies, premiums, and benefits in one place. The app facilitates tasks such as adjusting premiums, executing new policies, and canceling existing ones. Additionally, Knip provides users with biannual financial reviews to help them identify suitable tariffs and products. With a focus on transparency and unbiased advice, the company's insurance experts are available to assist users in navigating their insurance needs effectively. Knip is registered with the German Chamber of Industry & Commerce and certified by the German Technical Inspection Agency.

Komparu provides a software as a service solution that enables companies to monetize high-traffic websites through customizable product comparison tools. Its online platform offers comprehensive features, including product management, real-time statistics, benchmarking, and user behavior analysis. This allows businesses to enhance their websites with intuitive, embedded software that assists users in making informed product choices. By integrating these tools, Komparu aims to help companies effectively capitalize on their web traffic while delivering valuable services to consumers.

Moni is a mobile money transfer platform based in Toronto that facilitates seamless fund transfers from users' bank accounts to recipients. Founded in 2013 by Fernando Saturno and Laurence Aderemi, the app allows users to select their recipient and the transfer amount, entering their bank details either manually or by scanning their debit card. Users can send money directly to a recipient's bank account or to their mobile phone, allowing the recipient to choose the bank account for deposit. The platform employs encryption for security and provides users with text notifications when the recipient accepts the transfer, as well as tracking the transfer's progress through the app and SMS updates. Moni aims to simplify international money transfers, enhancing the overall user experience.

Zopa is a peer-to-peer lending service that facilitates direct transactions between lenders and borrowers, eliminating the need for traditional banks as intermediaries. The platform allows users to manage personal loans, credit cards, and savings through a user-friendly app while also enabling them to monitor their credit scores. Zopa reduces risk for lenders by implementing monthly direct debit repayments, requiring borrowers to sign legal contracts, and allowing lenders to diversify their investments by spreading funds across multiple borrowers. The company generates revenue by charging fixed fees to borrowers and a 1% annual fee to lenders. Zopa has received several accolades for its innovation and customer service, underscoring its reputation in the financial technology sector.