FinTech Ventures Fund

Pull Logic, established in 2020 and headquartered in Atlanta, Georgia, operates as a SaaS platform dedicated to mitigating lost sales due to stockouts within the retail industry. The company's core offerings include IntelLogic™, a predictive analytics tool for product and substitute analysis, and AgileNetworkLogic™, a dynamic data-driven network that swiftly adapts to evolving customer demands. Founded on the work of Dr. Benoit Montreuil from Georgia Tech's Systems and Industrial Engineering department, Pull Logic employs proprietary AI-fueled technology solutions to deliver accurate demand forecasting and precise inventory optimization, ultimately driving retailers' profitability and competitiveness.

battleface, Inc. is a global travel insurance agency that specializes in providing tailored insurance products and services for travelers working or visiting internationally. The company offers a range of unique benefits and flexible insurance solutions, allowing customers to access personalized policies that cater to their specific needs. Utilizing an API-based distribution system, battleface delivers custom and white-label products, ensuring policies remain streamlined while offering various options for services, benefits, and pricing. With a focus on responsive customer service, battleface enables users to select insurance products that best fit their requirements from any device at any time.

Vint is an investment platform that enables individuals to invest in high-quality wines and spirits through fractional ownership. By securitizing investment-grade collections with the Securities and Exchange Commission, Vint provides a structured avenue for investors to purchase shares in curated wine and spirit assets. The company employs data models and analytics, supported by a team of industry experts, to source these collections effectively. Once the assets are acquired, Vint securely stores them in a network of cellars until market conditions are favorable for sale. At that point, Vint collaborates with merchant partners, auction houses, and private buyers to sell the assets and distribute the returns to investors on a pro-rata basis, thus allowing diversification in investment portfolios through the wine market.

Steady is a leading technology platform for property managers and owners of single-family rental homes. Steady offers a suite of tailored financial and insurance products that are designed to reduce risk for the owners generate ancillary revenue for our property manager partners. Steady’s technology provides property managers with products that benefit their owners, while also giving them competitive differentiation to grow their businesses.

Kredit operates a digital platform that facilitates communication between consumers struggling with credit card debts and their creditors, collection agencies, and debt buyers. The platform enables distressed borrowers to negotiate flexible payment plans or seek debt relief options by demonstrating their financial hardship. It also serves as a single point of contact for users to interact with various financial product providers.

Vero Technologies is a commercial lending platform that specializes in end-to-end inventory loan management software tailored for small and medium-sized businesses (SMBs). Founded in 2020 and based in New York, the company integrates technology and services to assist financial institutions, wholesalers, and dealers in managing inventory loans efficiently. Its platform facilitates underwriting, funding, risk assessment, and portfolio management, allowing bank and credit union partners to provide floor plan financing without the need for additional systems or personnel. Additionally, Vero Technologies empowers SMB business owners with tools to manage their treasury and capital outflow effectively, enabling them to scale their lending programs through an automated funding system.

Redkik is a global Insurtech company focused on revolutionizing the insurance landscape for the logistics and transportation sectors. The company's platform streamlines the insurance process by eliminating the need for complex, annual policies. Instead, Redkik provides an embedded integration with licensed cargo insurance providers, allowing transport intermediaries to offer customized, on-demand cargo insurance at the moment their freight is booked. This innovative approach enables clients in the logistics and transportation industry to receive tailored and competitive per-shipment insurance quotes instantly. With a team passionate about technology and innovation, Redkik leverages expertise in risk management, machine learning, and software development to enhance the insurance experience for all stakeholders involved.

QuEra Computing is a company focused on developing quantum computing technology. They specialize in building large-scale quantum computers using neutral atoms. QuEra uses innovative techniques to manipulate and control qubits for quantum computation, aiming to solve complex problems in fields like chemistry, materials science, and machine learning. Their quantum computers operate on a platform that leverages arrays of neutral atoms that are highly scalable, providing a path toward achieving quantum advantage for practical applications.

Vint is an investment platform that enables individuals to invest in high-quality wines and spirits through fractional ownership. By securitizing investment-grade collections with the Securities and Exchange Commission, Vint provides a structured avenue for investors to purchase shares in curated wine and spirit assets. The company employs data models and analytics, supported by a team of industry experts, to source these collections effectively. Once the assets are acquired, Vint securely stores them in a network of cellars until market conditions are favorable for sale. At that point, Vint collaborates with merchant partners, auction houses, and private buyers to sell the assets and distribute the returns to investors on a pro-rata basis, thus allowing diversification in investment portfolios through the wine market.

StartSure is a software platform focused on simplifying the acquisition of business insurance for small enterprises. By streamlining the process of obtaining, reviewing, and purchasing insurance, StartSure enables startups, entrepreneurs, and independent contractors to quickly receive quotes and access comprehensive and affordable insurance plans tailored to their specific needs. The platform is designed to make insurance more accessible and user-friendly, thereby supporting the growth and protection of small businesses.

Momnt is a provider of modern lending solutions that enables businesses to offer affordable and low-friction finance at the point of need. The company operates an embedded financial services platform designed to streamline digital lending and payments. Utilizing alternative data sources along with machine learning and artificial intelligence, Momnt's API-based platform generates real-time loan offers tailored to individual borrowers. This approach ensures compliance with current financial regulations while delivering a transparent borrowing experience for consumers. By facilitating these innovative loans, Momnt not only supports the growth of merchants but also helps maintain the vital role of financial institutions in the lending process.

Paxafe Inc., established in 2018 and headquartered in Milwaukee, Wisconsin, specializes in developing hardware and software solutions for secure packaging and supply chain management. The company offers Internet of Things (IoT) enabled products that are reusable, traceable, and secure, designed to protect high-margin freight from theft and chain-of-custody failures. Paxafe's solutions cater to various industries such as jewelry, luxury watches, diamonds, electronics, pharmaceuticals, and more. Its AI-enabled risk management platform integrates telematics and other data sources to predict adverse supply chain events, enabling intelligent cargo insurance and improving operational efficiencies for shippers, carriers, and insurance providers.

Marble is an insurance management platform focused on enhancing the customer experience by offering a rewards-based membership program. This innovative approach allows users to manage their home and auto insurance policies in a single digital wallet, where they can easily compare rates and find suitable policies. By prioritizing the needs of its members, Marble aims to reduce insurance costs and provide value through its loyalty program, which also serves as an effective marketing channel for insurance companies. This dual focus ensures that users not only save money but also earn rewards as they navigate their insurance options, creating a win-win situation for both consumers and providers.

IOU Financial Inc., headquartered in Montreal, Canada, operates an internet-based commercial lending business across North America through its subsidiary IOU Central Inc. Founded in 1977, the company specializes in providing capital to small businesses, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, manufacturing companies, restaurant and hotel franchisees, and e-commerce companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis for a servicing fee. The company has extensive experience in small business lending, having funded over $200 million in loans, and operates with the flexibility to support various growth opportunities for its clients.

Momnt is a provider of modern lending solutions that enables businesses to offer affordable and low-friction finance at the point of need. The company operates an embedded financial services platform designed to streamline digital lending and payments. Utilizing alternative data sources along with machine learning and artificial intelligence, Momnt's API-based platform generates real-time loan offers tailored to individual borrowers. This approach ensures compliance with current financial regulations while delivering a transparent borrowing experience for consumers. By facilitating these innovative loans, Momnt not only supports the growth of merchants but also helps maintain the vital role of financial institutions in the lending process.

Steady is a leading technology platform for property managers and owners of single-family rental homes. Steady offers a suite of tailored financial and insurance products that are designed to reduce risk for the owners generate ancillary revenue for our property manager partners. Steady’s technology provides property managers with products that benefit their owners, while also giving them competitive differentiation to grow their businesses.

battleface, Inc. is a global travel insurance agency that specializes in providing tailored insurance products and services for travelers working or visiting internationally. The company offers a range of unique benefits and flexible insurance solutions, allowing customers to access personalized policies that cater to their specific needs. Utilizing an API-based distribution system, battleface delivers custom and white-label products, ensuring policies remain streamlined while offering various options for services, benefits, and pricing. With a focus on responsive customer service, battleface enables users to select insurance products that best fit their requirements from any device at any time.

FinTech focused on the unbanked in emerging markets.

MaxRewards, Inc. is a personal finance company based in Atlanta, Georgia, founded in 2016. It offers an innovative application that assists users in managing their credit card accounts and maximizing rewards. The MaxRewards app allows individuals to track credit card rewards, bills, and transactions, while also providing insights into credit scores and personalized recommendations for card usage. Users can review all their cards in one place, search and save deals, and analyze spending patterns to ensure they are making the most of their rewards and savings opportunities. By combining various financial management features into a single platform, MaxRewards empowers customers to make informed decisions regarding their credit card usage.

Instantor AB, founded in 2010 and headquartered in Stockholm, Sweden, develops innovative application programming interfaces for the banking industry. The company specializes in online identification and financial data reports, utilizing real-time technology to provide insights into customers' financial situations. Instantor’s solutions process transactional data from bank accounts, facilitating financial data aggregation and enhancing credit risk management. This allows financial institutions to make quicker, more accurate credit risk decisions while reducing the likelihood of defaults. Instantor boasts over 300 integrated banks across more than 25 markets and serves around 200 clients in Europe, Latin America, and Asia. Recognized for its rapid growth, Instantor was ranked as the second fastest growing Fintech in Sweden by the Financial Times in 2019. It holds the distinction of being the first authorized FinTech by the Financial Swedish Authority to operate as an Account Information Service Provider under PSD2 regulations.

IOU Financial Inc., headquartered in Montreal, Canada, operates an internet-based commercial lending business across North America through its subsidiary IOU Central Inc. Founded in 1977, the company specializes in providing capital to small businesses, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, manufacturing companies, restaurant and hotel franchisees, and e-commerce companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis for a servicing fee. The company has extensive experience in small business lending, having funded over $200 million in loans, and operates with the flexibility to support various growth opportunities for its clients.

LQD Business Finance, LLC is a Chicago-based company founded in 2013 that specializes in providing structured business financing solutions to small and medium-sized businesses. Utilizing its proprietary risk management platform, LQD Matrix, the company offers a comprehensive loan product that addresses various financing needs, including acquisition, working capital, purchase orders, and refinancing. By employing advanced technology, LQD Business Finance streamlines the loan approval process, allowing for quicker and more convenient access to credit. The company generates revenue based on a percentage of the loan amounts secured by its clients, effectively supporting a diverse range of borrowing needs in the small business sector.

Fund That Flip, Inc. is an online investment platform specializing in short-term loans for residential real estate redevelopment projects. Founded in 2014 and headquartered in New York City, with additional offices in Cleveland, Ohio, the company connects accredited investors with real estate redevelopers by underwriting and originating projects. Fund That Flip focuses on facilitating investments in borrower-dependent notes, allowing investors to participate in the residential rehab loan market. The platform aims to generate passive wealth for peer-to-peer lenders while contributing to community restoration efforts across the United States through its network of experienced redevelopers. Fund That Flip has been recognized for its rapid growth, earning a spot on the 2019 Inc. 500 list of the nation's fastest-growing private companies.

IOU Financial Inc., headquartered in Montreal, Canada, operates an internet-based commercial lending business across North America through its subsidiary IOU Central Inc. Founded in 1977, the company specializes in providing capital to small businesses, including medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, restaurants, trade contractors, manufacturing companies, restaurant and hotel franchisees, and e-commerce companies. IOU Financial originates and sells commercial loans receivable to third-party purchasers and services these loans on a non-recourse basis for a servicing fee. The company has extensive experience in small business lending, having funded over $200 million in loans, and operates with the flexibility to support various growth opportunities for its clients.

Groundfloor Inc. is an innovative financing platform based in Atlanta, Georgia, that specializes in providing funding for commercial and residential real estate projects. Founded in 2013, the company connects property developers with investors, allowing them to raise capital for various projects, including residential fix-and-flip ventures and new construction. Groundfloor focuses on construction and acquisition loans, managing the details of sourcing and facilitating individual lenders for developers. It has distinguished itself as the first company authorized by the U.S. Securities and Exchange Commission to offer direct real estate debt investments through Regulation A, making private capital markets accessible to both accredited and non-accredited investors. Groundfloor's platform enables clients to create customizable real estate debt portfolios, targeting short-term, high-yield returns and offering borrower-friendly loan terms to enhance developers' cash flow management.