First Data

AyCash is a German company that specializes in cashless payment solutions and digital merchant services. It offers businesses the option to purchase or rent high-speed card acceptance terminals, both stationary and wireless. In addition to providing the necessary hardware, AyCash also supports its clients with dispatch, installation, and maintenance services, ensuring that businesses can efficiently manage electronic transactions. This focus on seamless payment processing helps merchants enhance their customer experience and streamline operations.

Software Express is a Brazilian company founded in 1986 and headquartered in São Paulo, specializing in the development of solutions for communication and reconciliation of financial transactions. The company offers a financial payment platform designed for stores, commercial automation, and financial institutions. Its platform supports various transaction methods, including barcode and QR code payments, as well as credit and debit card transactions, vouchers, and digital wallets. Additionally, Software Express develops software and services for electronic transactions and data communication, catering to the needs of its partners and clients. The company also focuses on applications for portable terminals, enhancing transaction capture networks and correspondent banking services.

Candidly is an AI-driven student debt and savings optimization platform. It offers individuals and families through every step of the planning, borrowing, and repayment experience.

ShopKeep is a New York-based company that provides comprehensive point of sale (POS) solutions for small and medium-sized businesses. Founded in 2008, ShopKeep offers hardware such as card readers, receipt printers, and cash drawers, along with cloud-based software for inventory management, employee tracking, customer analytics, and reporting. Its POS system runs on an iPad, supporting EMV and NFC for secure payments including Apple Pay. Additionally, ShopKeep provides merchant cash advance services, marketing tools, and integrations with third-party software providers like accounting and loyalty programs. With over 25,000 customers across the U.S., Canada, and Guam, ShopKeep's award-winning customer support is available 24/7 to assist businesses in running smarter operations.

Salido is a hospitality technology company that provides a comprehensive restaurant operating system designed to streamline management across various aspects of restaurant businesses. Founded in 2012 and headquartered in Manhattan, New York, Salido's cloud-based platform integrates point of sale, customer relationship management, labor management, and kitchen supply management functionalities. By enabling restaurant operators to control, analyze, and leverage their critical data, Salido aims to enhance the hospitality experience, starting with the workforce. The company collaborates with top hospitality operators to create user-friendly software that improves team performance and focuses on driving core business objectives.

Payrailz, LLC is a digital payments company that provides innovative bill payment and money transfer solutions specifically designed for the financial services sector, including banks and credit unions. Founded in 2016 and based in Glastonbury, Connecticut, Payrailz offers a range of products such as Smart Pay, an AI-driven electronic bill presentment and payment solution; Bill Pay, which allows users to view billing information and choose various payment delivery times; and Person Pay, a feature that facilitates electronic money transfers among individuals. The company's platform utilizes advanced technologies, including artificial intelligence, security measures, and cloud-based software, to enhance payment experiences across online, mobile, and voice-enabled channels.

BluePay is a prominent provider of technology-enabled credit card payment processing services, catering to enterprise, small, and medium-sized businesses across the United States and Canada. The company offers a range of solutions including physical point-of-sale systems, online interfaces, and mobile payment options. BluePay facilitates efficient payment processing with real-time settlement, reporting, and reconciliation features. Additionally, the company prioritizes security through advanced measures such as tokenization and point-to-point encryption. Headquartered in Naperville, Illinois, BluePay also operates offices in Chicago and New York, serving both local and global merchants by enabling them to accept various payment options, including credit cards and electronic checks.

CardConnect (formerly Financial Transaction Services) is a full-service provider of electronic transaction processing services. CardConnect's mission is to make payments simple and secure.

Acculynk, Inc. is a technology provider specializing in payment processing and authentication software for online and mobile commerce markets across the United States and internationally. The company offers a suite of services, including PaySecure, which enables secure PIN debit transactions for e-commerce, and PayLeap, designed for small to medium-sized merchants to process payments through electronic funds transfer networks. Additionally, Acculynk provides Payzur, facilitating person-to-person payments and direct-to-debit solutions for financial institutions. Their platform also includes municipal solutions for online bill payments and electronic bill presentment for government entities. With a patented graphical PIN pad for secure data entry, Acculynk enhances consumer checkout experiences while reducing transaction costs and fraud for merchants. The company serves a diverse clientele, including merchants, banks, payment networks, and government agencies. Founded in 1999 and headquartered in Atlanta, Georgia, Acculynk operates as a subsidiary of First Data Corporation, continuing to innovate in the payment processing sector.

Our mission is to power the world’s best restaurants, using technology to imagine the future of hospitality. We serve 5,000 restaurants globally. Our customers discover the amazing world of restaurants thanks to our content-rich website and innovative mobile app. Our diners are insiders, and we love having them at the table.

CareCloud Corporation is a healthcare information technology company based in Miami, Florida, founded in 2009. It specializes in cloud-based solutions, offering a comprehensive suite of services that includes practice management, electronic health records, revenue cycle management, and patient engagement tools. CareCloud caters to various medical specialties such as dermatology, family practice, ophthalmology, podiatry, rheumatology, and urology. By leveraging its innovative software-as-a-service platforms, the company aims to enhance profitability, streamline workflows, and improve patient care for medical groups across the United States. CareCloud's data-driven tools provide actionable insights, facilitating effective management of the financial and administrative aspects of healthcare delivery. The company currently manages over $4 billion in annualized accounts receivable on its integrated clinical and financial platform. As of early 2020, CareCloud operates as a subsidiary of MTBC, Inc.

Spree Commerce is an open-source e-commerce platform that was established in 2008 to support sellers by providing customizable and modular software solutions. The platform enables developers and store owners to tailor their online stores to meet specific requirements, facilitating everything from website themes to checkout and shipping processes. Spree Commerce has garnered a substantial international community, with nearly 500 developers contributing to its development, making it one of the leading open-source projects in the e-commerce sector. In 2013, the company introduced the Spree Commerce hub, which automates backend operations for various storefronts, not limited to those using the Spree platform. This flexibility allows it to serve a wide range of users, including some of the largest e-commerce retailers in the world.

Transaction Wireless, Inc. is a cloud-based provider of digital gift card distribution and integrated marketing solutions, aimed at transforming how retailers and partners engage with consumers globally. Founded in 2006 and based in San Diego, California, the company offers a range of B2C and B2B gift card services, including electronic, mobile, social, email, and traditional plastic options. Its flagship products include wGiftCard, which enhances existing gift card programs through various media channels; wCentive, a B2B system for managing multiple accounts and suppliers; and wConnect, a digital marketing solution that facilitates customer engagement across mobile, email, and social platforms. Transaction Wireless focuses on helping clients adapt to the demands of today's digital marketplace by providing innovative tools that foster customer acquisition, loyalty, and revenue growth. As of June 2015, Transaction Wireless operates as a subsidiary of First Data Corporation.

Booker Software, Inc. provides a cloud-based local service commerce platform designed to streamline the management of service businesses, primarily targeting the spa and medical center sectors. Founded in 2010 and headquartered in New York City, Booker enables businesses to book appointments, process payments, manage employees, and enhance client relationships through a unified web-based interface accessible from any device. The platform allows service providers to sell their offerings online, facilitating a seamless booking experience for customers via their websites and partner networks. Processing over one million appointments monthly across 70 countries, Booker caters to a diverse clientele that includes both Fortune 500 companies and numerous local service businesses. Initially launched as SpaBooker, the company has evolved to encompass a broader scope, reflecting its commitment to transforming the way local services are managed and discovered. Booker operates as a subsidiary of MINDBODY, Inc.

MineralTree, Inc. is a Cambridge, Massachusetts-based company that specializes in developing cloud-based accounts payable (AP) and payment automation software. Founded in 2010, MineralTree’s solutions cater to various sectors, including technology, healthcare, consulting, and manufacturing. Its flagship product, Invoice-to-Pay, automates the entire invoice and payment processing workflow, allowing users to extract data from invoices, route them for approval, and execute payments securely from any device. The company also offers FlexPay, which optimizes payment processes with various methods, and SilverGuard, a solution designed to protect against online payment fraud. MineralTree's software integrates seamlessly with popular accounting systems such as Intacct, Microsoft Dynamics GP, NetSuite, and QuickBooks, facilitating improved cash flow management and operational efficiency for businesses, accountants, and banks. The platform is designed to streamline processes for AP managers and finance professionals, delivering cost savings and enhancing control over financial transactions.

Gyft is a mobile application that facilitates the buying, storing, sending, and redeeming of gift cards. It provides users with a convenient digital platform to manage gift cards from various retailers, allowing them to easily send gift cards to friends, especially during special occasions. Users can also upload their existing physical gift cards into the app for streamlined management. Gyft integrates with social media platforms, such as Facebook, enhancing the experience of sharing gift cards through messaging. The app is available for free download on mobile platforms, making it accessible to a wide audience.

Perka is a company that offers a cardless loyalty mobile application aimed at helping small to medium-sized businesses foster long-term customer relationships. The subscription-based platform provides in-store technology that allows local merchants to engage with their regular customers and reward genuine purchases. Through the app or via text, loyal customers can earn rewards such as free products or cash discounts. Perka's custom-designed loyalty rewards program encourages repeat visits and increases sales without relying on steep discounts typical of one-time coupons or daily deals. The cloud-hosted platform also includes features such as merchant-validated transactions, triggered offers, mobile messaging, and customer relationship analytics, enabling merchants to effectively manage customer engagement and marketing efforts.

Merchant Solutions is a merchant service provider helping merchants to accept all major forms of payments.

Clover is a developer of an open, cloud-based point-of-sale platform designed to facilitate payment processing for businesses. By collaborating with prominent payment processors, developers, and hardware manufacturers, Clover aims to bring innovative point-of-sale products to market. Utilizing Android as its client platform allows the company to leverage both affordable off-the-shelf devices and specialized hardware, ensuring flexibility and accessibility for its users. Clover's online payment network enhances transaction capabilities in various settings, promoting seamless interactions between customers and merchants.

ViVOtech, Inc. specializes in providing software and hardware solutions for the Near Field Communication (NFC) mobile payment and promotion market. Founded in 2001, the company offers a range of products, including NFC payment software, smart posters, contactless readers, and over-the-air card provisioning systems. Its ViVOnfc software facilitates mobile payments and promotions, while the ViVOplatform supports retailers with tools for promotional and loyalty applications. ViVOtech's solutions cater to various sectors, including movie theaters, fast food outlets, convenience stores, and transportation services, enabling merchants, banks, and wireless operators to enhance their value propositions. In October 2012, Sequent Software, Inc. acquired ViVOtech's Software Division, further integrating its innovative technologies into the broader NFC ecosystem.

Deecal International is a privately owned company based in Dublin, Ireland. Deecal provides commercial card software solutions for banks and companies throughout Europe and the U.S, using a hosted ASP service model. The ASP service approach guarantees rapid implementation and minimises 'getting started' costs. Deecal's ASP service provides online management, control and analysis for users of Purchasing cards, Travel and Entertainament cards and other Corporate cards. Real time expense claim processing is a key feature. Established in 1996, Deecal is renowned for its domain expertise and intellectual capital in the commercial card industry. Its service offering provides companies with real-time visibility of their card-based expenditure, and with a comprehensive suite of features to allow them to perform cost allocation, tax management and spending analysis across their range of card products. Deecal’s service - known as D.CAL - also allows seamless integration with the company's own accounting systems. Over the last ten years Deecal has worked with many processors, banks, travel agents, multinational companies and domestic companies in the U.K, Ireland, France, Sweden, Norway, Germany and the U.S. Deecal has accumulated a wealth of knowledge that has enabled it to design and develop a truly global ASP solution that caters for the needs of domestic and multi-national organisations. The D.CAL service provides a complete suite of services to the corporate clients of commercial card banks worldwide.

ViVOtech, Inc. specializes in providing software and hardware solutions for the Near Field Communication (NFC) mobile payment and promotion market. Founded in 2001, the company offers a range of products, including NFC payment software, smart posters, contactless readers, and over-the-air card provisioning systems. Its ViVOnfc software facilitates mobile payments and promotions, while the ViVOplatform supports retailers with tools for promotional and loyalty applications. ViVOtech's solutions cater to various sectors, including movie theaters, fast food outlets, convenience stores, and transportation services, enabling merchants, banks, and wireless operators to enhance their value propositions. In October 2012, Sequent Software, Inc. acquired ViVOtech's Software Division, further integrating its innovative technologies into the broader NFC ecosystem.

PolCard offers payment terminals, SoftPOS, self-service terminals, and online payments solutions to hotels, taxi, and retail industries.

Check Forte provides data capture, switching and POS terminal management and network processing services to banks for bill payment transactions. It also provides check verification services directly to merchants.

FundsXpress Financial Network specializes in providing secure and reliable internet banking solutions to retail and commercial banks, as well as other financial institutions. The company offers software that enables these institutions to deliver a range of internet-based financial services. This includes web-based retail and small business banking, bill payment and presentment, cash management, automated lending, and account aggregation. FundsXpress focuses on enhancing the digital banking experience for both banks and their customers, ensuring convenience and efficiency in financial transactions.

Intelligent Results enables companies in financial services, utilities, telecom, government, and retail to manage their business more dynamically with a new standard in customer analytics and decision management. The Intelligent Results PREDIGYTM software platform allows companies to better understand and predict customer behavior and then quickly plan and operationalize targeted strategies. This empowers companies to improve the customer experience, allocate resources more effectively, and increase profitability. Intelligent Results’ approach, platform and applications result from 20 years experience that began in the national labs

Datawire Communication Networks, Inc. specializes in developing Internet-based transaction delivery networks tailored for payment processors and merchant acquirers in North America and Europe. The company provides solutions such as Datawire VXN, a distributed transaction transport network that facilitates Internet money transfers and credit card processing services. Additionally, Datawire NAM offers an Internet protocol connectivity solution designed for Windows-based point of sale applications. By delivering high-speed, secure, and reliable transaction transport over the Internet, Datawire enables its clients to efficiently manage their payment processing needs.

Size Technologies develops and licenses loyalty, stored value, transaction marketing, and open system solutions that integrate with existing payment systems.

Argencard is an electronic transaction processing company.

Peace Software develops and supplies utility billing software for clients in the United States and internationally. The company offers a customer information system (CIS) that provides billing solutions for regulated utilities, energy retailers, and utility distribution companies, facilitating the acquisition, billing, and servicing of electricity, gas, and water customers. Peace Software's products include a customizable mail processing solution that transforms paper bills and e-bills into marketing tools, as well as outsourced utility billing and payment transaction services. These services can be utilized individually or as part of an integrated solution within the meter-to-cash transaction cycle. Founded in 1984 and based in Miami, Florida, Peace Software operates as a subsidiary of Hansen Technologies.

EuroProcessing International ASA, is a Norwegian company in the card processing industry. The company's main focus is to own, develop and operate card processing infrastructure in Central and Eastern Europe. EuroProcessing International is currently present in Latvia, Lithuania, Slovakia, Serbia & Montenegro, Bosnia & Herzegovina, Romania, Macedonia, the Czech Republic and Hungary. The company also has a fully owned subsidiary in Russia.

For over 25 years Vigo has helped people support families across the world through its money transfer and bill payments service at participating Agent locations.

The leading provider of Electronic Payroll Distribution and related open-loop prepaid products

Concord EFS is an electronic transaction processor that specializes in providing payment gateway and point-of-sale terminal services. The company offers a comprehensive range of solutions that include acquiring, routing, authorizing, capturing, and settling various types of electronic payment and deposit transactions. By leveraging advanced technology and network systems, Concord EFS enhances the speed, efficiency, and security of financial transactions, serving both financial institutions and merchants. This positions the company as a key player in the shift from traditional paper-based payment methods to more modern electronic alternatives.

TeleCash Kommunikations-Service GmbH is a prominent provider of electronic payment systems based in Stuttgart, Germany. As one of the largest carriers in the country, the company specializes in card-based payment solutions, facilitating transactions through various methods including EC cards, credit cards, debit cards, and customer cards. TeleCash operates in a neutral capacity, serving banks and credit card providers by ensuring efficient and seamless payment processing for businesses and consumers alike.

Paymap Inc. offers electronic payment processing services.

E-Duction is at the forefront of the evolving payment industry – paying for goods and services via payroll deduction. The current advent of consumerism is creating demand for more complex payroll deduction products, including variable and dynamic products in which the deduction/payment amount may change each month. E-Duction's transaction processing capabilities make possible a wide range of profitable, consumer-friendly payroll deduction-based services which meet the key demands of today's large and small employers alike.

Achex, Inc. was an internet payments company focused on facilitating simple and secure online transactions for both buyers and sellers. By utilizing a patent-pending infrastructure and innovative business processes, Achex enabled the transfer of funds over the internet in a convenient and highly secure manner. The company's services aimed to enhance the online payment experience by leveraging existing payment networks, making it easier for users to conduct transactions safely.

PaySys International, Inc. develops and provides payment systems solutions for the retail, private label and bank credit card industries.

TASQ Technology specializes in providing point-of-sale (POS) equipment and services throughout North America. The company offers a diverse range of POS products, including various countertop solutions such as the First Data FD130 terminal, FD130 Duo terminal, Clover Mini, and several other models. In addition to terminals, TASQ supplies peripherals, Ethernet and IP-enabled devices, and contactless readers. The company also supports its clients with services such as PIN pad injection, equipment configuration, inventory management, and comprehensive shipping and reporting solutions.

MeetChina.com, Inc. operates a business-to-business e-commerce portal based in Shenzhen, China, established in 1998. The platform facilitates direct purchasing of a wide variety of products produced in China, catering to procurement agents, retail chain purchasers, and overseas buyers. Its extensive product range includes clothing, food, health supplies, electronics, toys, gifts, vehicles, office products, and computers. By providing an online database of Chinese suppliers, MeetChina.com enables international businesses to efficiently source and procure goods, ensuring a diverse selection and streamlined access to the Chinese market. The company functions as a subsidiary of Meet World Trade.

Achex, Inc. was an internet payments company focused on facilitating simple and secure online transactions for both buyers and sellers. By utilizing a patent-pending infrastructure and innovative business processes, Achex enabled the transfer of funds over the internet in a convenient and highly secure manner. The company's services aimed to enhance the online payment experience by leveraging existing payment networks, making it easier for users to conduct transactions safely.

VeriSign is the sole authorized registry for several prominent generic top-level domains, including .com and .net. The company plays a crucial role in the internet's infrastructure by managing the domain name system and operating two of the world's 13 root servers, which are essential for routing internet traffic. VeriSign oversees the DNS infrastructure for approximately 121 million domain names and handles more than 77 billion internet queries daily. By offering infrastructure assurance services such as Managed DNS and DDoS Protection, VeriSign helps ensure that online businesses remain accessible and secure. The company has refocused its efforts on its core registry business following the sale of its Security Services division in 2018.