First Data

AyCash is a German company specializing in cashless payment solutions and digital merchant services. It offers businesses the option to purchase or rent high-speed card acceptance terminals, both stationary and wireless. In addition to providing these payment terminals, AyCash also supports its clients with dispatch, installation, and maintenance services, ensuring that businesses can efficiently process transactions and manage their payment systems. Through its comprehensive offerings, AyCash aims to facilitate seamless cashless transactions for merchants.

Software Express is a Brazilian company founded in 1986 and headquartered in São Paulo, specializing in the development of financial payment solutions. The company provides a comprehensive platform designed to facilitate communication and reconciliation of financial transactions for stores, commercial automation, and financial institutions. Its offerings include integrated financial management, e-commerce capabilities, and support for various payment methods such as credit and debit cards, vouchers, Pix, and digital wallets. Additionally, Software Express develops applications for portable terminals that capture transactions, catering to the needs of transaction capture networks and correspondent banking. Through its innovative solutions, the company aims to enhance the efficiency and effectiveness of payment processing for its partners and clients.

Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.

ShopKeep is a New York-based company that provides comprehensive point of sale (POS) solutions for small and medium-sized businesses. Founded in 2008, ShopKeep offers hardware such as card readers, receipt printers, and cash drawers, along with cloud-based software for inventory management, employee tracking, customer analytics, and reporting. Its POS system runs on an iPad, supporting EMV and NFC for secure payments including Apple Pay. Additionally, ShopKeep provides merchant cash advance services, marketing tools, and integrations with third-party software providers like accounting and loyalty programs. With over 25,000 customers across the U.S., Canada, and Guam, ShopKeep's award-winning customer support is available 24/7 to assist businesses in running smarter operations.

Salido is a hospitality technology company based in the Noho neighborhood of Manhattan, New York City. Founded in 2012, Salido specializes in developing a comprehensive restaurant operating system designed to manage all aspects of a restaurant business through a single platform. This system includes features such as point-of-sale, customer relationship management, advanced reporting, labor management, and kitchen supply management. By providing these tools, Salido enables hospitality operators to control, analyze, and leverage their critical data, ultimately enhancing team performance and improving the overall guest experience. The company's mission is to elevate every aspect of the hospitality industry, starting with empowering the workforce through user-friendly software solutions.

Payrailz, LLC is a digital payments company that specializes in providing advanced bill payment and money transfer solutions specifically designed for banks and credit unions. Founded in 2016 and headquartered in Glastonbury, Connecticut, Payrailz offers a suite of products that includes Smart Pay, an AI-driven solution for electronic bill presentment and payment, and Bill Pay, which allows users to view billing information and make payments with flexible delivery options. Additionally, the company offers Person Pay (P2P), enabling users to send, request, and split money electronically. Leveraging artificial intelligence and cloud-based technology, Payrailz enhances customer engagement through various channels, including online, mobile, voice-enabled devices, and interactive messaging.

BluePay is a prominent provider of technology-enabled credit card payment processing services, catering to enterprise, small, and medium-sized businesses across the United States and Canada. The company offers a range of solutions including physical point-of-sale systems, online interfaces, and mobile payment options. BluePay facilitates efficient payment processing with real-time settlement, reporting, and reconciliation features. Additionally, the company prioritizes security through advanced measures such as tokenization and point-to-point encryption. Headquartered in Naperville, Illinois, BluePay also operates offices in Chicago and New York, serving both local and global merchants by enabling them to accept various payment options, including credit cards and electronic checks.

CardConnect is a full-service provider of electronic transaction processing services. The company aims to simplify and secure payment processes for its clients. CardConnect's platform offers a comprehensive reporting and transaction management portal, accessible via both desktop and mobile app. This enables businesses such as retailers, restaurants, convenience stores, hotels, and small-to-midsize enterprises to efficiently track, manage, and process their payments through a centralized system.

Acculynk, Inc. is a technology provider specializing in payment processing and authentication solutions for online and mobile commerce. Founded in 1999 and based in Atlanta, Georgia, Acculynk offers a range of software-only services that enhance security and efficiency in payment transactions. Its flagship product, PaySecure, enables consumers to use PIN debit online, a service that was previously unavailable, thereby improving the checkout experience while reducing fraud and chargebacks for merchants. Additionally, Acculynk provides PayLeap, which facilitates payments for small and medium-sized merchants, and Payzur, a solution for person-to-person payments. The company also offers municipal solutions for online bill payments and electronic bill presentment for local and state governments. With a significant cardholder base and partnerships with numerous debit card issuers and online merchants, Acculynk focuses on driving down transaction costs and enhancing transaction security across various markets.

Resy is an online reservation platform that simplifies the process of booking tables at restaurants. Catering to both diners and restaurants, Resy connects users with a diverse selection of over 5,000 establishments globally. Through its content-rich website and user-friendly mobile app, the platform allows diners to easily discover and reserve tables at their favorite restaurants without the hassle often associated with making reservations. Resy is designed with a focus on hospitality, providing users with access to restaurant ratings and reviews, which enhances their dining experience. By leveraging technology, Resy aims to redefine the future of hospitality and serve as a valuable resource for food enthusiasts.

CareCloud Corporation is a healthcare information technology company based in Miami, Florida, founded in 2009. It specializes in cloud-based solutions, offering a comprehensive suite of services that includes practice management, electronic health records, revenue cycle management, and patient engagement tools. CareCloud caters to various medical specialties such as dermatology, family practice, ophthalmology, podiatry, rheumatology, and urology. By leveraging its innovative software-as-a-service platforms, the company aims to enhance profitability, streamline workflows, and improve patient care for medical groups across the United States. CareCloud's data-driven tools provide actionable insights, facilitating effective management of the financial and administrative aspects of healthcare delivery. The company currently manages over $4 billion in annualized accounts receivable on its integrated clinical and financial platform. As of early 2020, CareCloud operates as a subsidiary of MTBC, Inc.

Spree Commerce is a provider of an open-source e-commerce platform that enables sellers to customize and manage their online storefronts effectively. Founded in 2008, the platform is known for its modular architecture, which facilitates easy customizations and upgrades to meet the specific needs of developers and store owners. Spree has garnered a strong international community, with nearly 500 contributors enhancing the platform, making it one of the leading open-source projects globally. In 2013, the company expanded its offerings by launching the Spree Commerce hub, which automates backend operations for e-commerce storefronts, supporting various platforms beyond Spree itself. This versatility allows users to streamline logistics, from webpage themes to the checkout and shipping processes, making it a valuable tool for both small businesses and large retailers in the competitive e-commerce landscape.

Transaction Wireless, Inc. is a San Diego-based company founded in 2006 that specializes in cloud-based digital gift card distribution and integrated marketing solutions. The company assists retailers and partners in transitioning their traditional gift card offerings into modern B2C and B2B formats, including electronic, mobile, and social media channels. Its flagship products include wGiftCard, which enhances existing gift card programs through various digital media, and wCentive, a B2B platform that streamlines the management of multiple accounts and suppliers for gift card distributors. Additionally, Transaction Wireless provides wConnect, a multi-channel marketing solution that enables effective management of customer engagement campaigns across mobile, email, and social platforms. The company is committed to helping clients adapt to the evolving demands of digital consumers while ensuring high levels of security and customer support.

Booker Software, Inc. provides a cloud-based local service commerce platform designed to streamline the management of service businesses, primarily targeting the spa and medical center sectors. Founded in 2010 and headquartered in New York City, Booker enables businesses to book appointments, process payments, manage employees, and enhance client relationships through a unified web-based interface accessible from any device. The platform allows service providers to sell their offerings online, facilitating a seamless booking experience for customers via their websites and partner networks. Processing over one million appointments monthly across 70 countries, Booker caters to a diverse clientele that includes both Fortune 500 companies and numerous local service businesses. Initially launched as SpaBooker, the company has evolved to encompass a broader scope, reflecting its commitment to transforming the way local services are managed and discovered. Booker operates as a subsidiary of MINDBODY, Inc.

MineralTree, Inc. is a Cambridge, Massachusetts-based company that specializes in developing cloud-based accounts payable (AP) and payment automation software. Founded in 2010, MineralTree’s solutions cater to various sectors, including technology, healthcare, consulting, and manufacturing. Its flagship product, Invoice-to-Pay, automates the entire invoice and payment processing workflow, allowing users to extract data from invoices, route them for approval, and execute payments securely from any device. The company also offers FlexPay, which optimizes payment processes with various methods, and SilverGuard, a solution designed to protect against online payment fraud. MineralTree's software integrates seamlessly with popular accounting systems such as Intacct, Microsoft Dynamics GP, NetSuite, and QuickBooks, facilitating improved cash flow management and operational efficiency for businesses, accountants, and banks. The platform is designed to streamline processes for AP managers and finance professionals, delivering cost savings and enhancing control over financial transactions.

Gyft is a mobile application that facilitates the buying, storing, sending, and redeeming of gift cards from various retailers. The platform allows users to manage their gift cards conveniently from their mobile devices, including the option to upload existing plastic gift cards. Gyft is integrated with social media, enabling users to easily send gift cards and messages to friends during special occasions. The application is available for download at no cost, providing a user-friendly solution for gift card management.

Perka is a technology company that offers a cardless loyalty mobile application specifically designed for small to medium-sized neighborhood merchants. Its subscription-based platform enables local businesses to cultivate long-term customer relationships by managing loyalty programs without the need for physical cards. Through in-store technology, merchants can engage regular customers and reward them for genuine purchases, allowing loyal patrons to earn incentives such as free products or cash discounts via text messaging or the Perka app. The platform also includes features like merchant-validated transactions, triggered offers, and analytics tools, which help business owners encourage repeat visits and boost sales, all while avoiding the pitfalls of steep discounts typically associated with one-time coupons or daily deals.

Merchant Solutions is a merchant service provider helping merchants to accept all major forms of payments.

Clover is a developer of an open, cloud-based point-of-sale platform designed to facilitate payment processing for businesses. By collaborating with prominent payment processors, developers, and hardware manufacturers, Clover aims to bring innovative point-of-sale products to market. Utilizing Android as its client platform allows the company to leverage both affordable off-the-shelf devices and specialized hardware, ensuring flexibility and accessibility for its users. Clover's online payment network enhances transaction capabilities in various settings, promoting seamless interactions between customers and merchants.

ViVOtech, Inc. is a provider of software and hardware solutions focused on the Near Field Communication (NFC) mobile payment and promotion market. Founded in 2001, the company specializes in contactless payment systems, including NFC smart posters and infrastructure software for over-the-air (OTA) card provisioning, promotions, and transaction management. Its offerings encompass the ViVOnfc software for mobile payments and promotions, as well as the ViVOplatform, which assists retailers with promotional and loyalty applications. ViVOtech's technology is integrated into various sectors, including movie theaters, fast food restaurants, convenience stores, gas stations, and public transportation, catering to merchants, issuing banks, and wireless operators. In October 2012, Sequent Software, Inc. acquired ViVOtech’s software division, enabling further development in the NFC space.

Deecal International is a privately owned company based in Dublin, Ireland. Deecal provides commercial card software solutions for banks and companies throughout Europe and the U.S, using a hosted ASP service model. The ASP service approach guarantees rapid implementation and minimises 'getting started' costs. Deecal's ASP service provides online management, control and analysis for users of Purchasing cards, Travel and Entertainament cards and other Corporate cards. Real time expense claim processing is a key feature. Established in 1996, Deecal is renowned for its domain expertise and intellectual capital in the commercial card industry. Its service offering provides companies with real-time visibility of their card-based expenditure, and with a comprehensive suite of features to allow them to perform cost allocation, tax management and spending analysis across their range of card products. Deecal’s service - known as D.CAL - also allows seamless integration with the company's own accounting systems. Over the last ten years Deecal has worked with many processors, banks, travel agents, multinational companies and domestic companies in the U.K, Ireland, France, Sweden, Norway, Germany and the U.S. Deecal has accumulated a wealth of knowledge that has enabled it to design and develop a truly global ASP solution that caters for the needs of domestic and multi-national organisations. The D.CAL service provides a complete suite of services to the corporate clients of commercial card banks worldwide.

ViVOtech, Inc. is a provider of software and hardware solutions focused on the Near Field Communication (NFC) mobile payment and promotion market. Founded in 2001, the company specializes in contactless payment systems, including NFC smart posters and infrastructure software for over-the-air (OTA) card provisioning, promotions, and transaction management. Its offerings encompass the ViVOnfc software for mobile payments and promotions, as well as the ViVOplatform, which assists retailers with promotional and loyalty applications. ViVOtech's technology is integrated into various sectors, including movie theaters, fast food restaurants, convenience stores, gas stations, and public transportation, catering to merchants, issuing banks, and wireless operators. In October 2012, Sequent Software, Inc. acquired ViVOtech’s software division, enabling further development in the NFC space.

PolCard offers payment terminals, SoftPOS, self-service terminals, and online payments solutions to hotels, taxi, and retail industries.

Check Forte provides data capture, switching and POS terminal management and network processing services to banks for bill payment transactions. It also provides check verification services directly to merchants.

FundsXpress is a financial technology company that offers software solutions designed to enhance Internet-based banking services for retail and commercial banks, as well as other financial institutions. The company's software facilitates a range of services, including web-based retail and small business banking, bill payment and presentment, cash management, automated lending, and account aggregation. FundsXpress focuses on providing secure, reliable, and convenient online banking solutions, enabling financial institutions to improve their service offerings and enhance customer experience.

Intelligent Results enables companies in financial services, utilities, telecom, government, and retail to manage their business more dynamically with a new standard in customer analytics and decision management. The Intelligent Results PREDIGYTM software platform allows companies to better understand and predict customer behavior and then quickly plan and operationalize targeted strategies. This empowers companies to improve the customer experience, allocate resources more effectively, and increase profitability. Intelligent Results’ approach, platform and applications result from 20 years experience that began in the national labs

Datawire Communication Networks, Inc. specializes in the development and provision of Internet-based transaction delivery networks tailored for payment processors and merchant acquirers across North America and Europe. The company offers a distributed transaction transport network known as Datawire VXN, which facilitates Internet money transfers and credit card processing services within the payment processing sector. Additionally, Datawire provides Datawire NAM, an Internet protocol connectivity solution designed for Windows-based point of sale applications. Through its innovative solutions, Datawire aims to deliver high-speed, secure, and reliable transaction transport, enhancing operational efficiency for its clients in the financial services industry.

Size Technologies develops and licenses loyalty, stored value, transaction marketing, and open system solutions that integrate with existing payment systems.

Argencard is an electronic transaction processing company.

Peace Software specializes in developing and supplying utility billing software for clients in the utility sector both in the United States and internationally. Founded in 1984 and based in Miami, Florida, the company offers a comprehensive customer information system (CIS) that supports regulated utilities, energy retailers, and distribution companies in managing customer acquisition, billing, and service for electricity, gas, and water. Peace Software provides its CIS through both hosted and licensed models and includes a mail processing solution that transforms paper bills and e-bills into marketing tools. Additionally, the company offers outsourced utility billing and payment transaction services, facilitating bill delivery, customer communications, payments, and receivables as standalone solutions or as part of an integrated service within the meter-to-cash transaction cycle.

EuroProcessing International ASA, is a Norwegian company in the card processing industry. The company's main focus is to own, develop and operate card processing infrastructure in Central and Eastern Europe. EuroProcessing International is currently present in Latvia, Lithuania, Slovakia, Serbia & Montenegro, Bosnia & Herzegovina, Romania, Macedonia, the Czech Republic and Hungary. The company also has a fully owned subsidiary in Russia.

For over 25 years Vigo has helped people support families across the world through its money transfer and bill payments service at participating Agent locations.

The leading provider of Electronic Payroll Distribution and related open-loop prepaid products

Concord EFS is a company specializing in electronic transaction services, offering a comprehensive suite of solutions that enhance the efficiency and security of financial transactions. The company operates as a vertically integrated electronic transaction processor, providing the necessary technology and network systems for acquiring, routing, authorizing, capturing, and settling a wide range of electronic payments. By facilitating these processes, Concord EFS enables financial institutions and merchants to conduct transactions more swiftly and securely compared to traditional paper-based methods.

TeleCash Kommunikations-Service GmbH is a prominent provider of electronic payment systems based in Stuttgart, Germany. As one of the largest carriers in the country, the company specializes in card-based payment solutions, accommodating various transaction types, including EC cards, credit cards, debit cards, and customer cards. TeleCash operates in a neutral manner for banks and credit card companies, ensuring a versatile and inclusive payment processing environment.

Paymap Inc. offers electronic payment processing services.

E-Duction is at the forefront of the evolving payment industry – paying for goods and services via payroll deduction. The current advent of consumerism is creating demand for more complex payroll deduction products, including variable and dynamic products in which the deduction/payment amount may change each month. E-Duction's transaction processing capabilities make possible a wide range of profitable, consumer-friendly payroll deduction-based services which meet the key demands of today's large and small employers alike.

Achex, Inc. was an internet payments company focused on facilitating simple and secure online transactions for both buyers and sellers. By utilizing a patent-pending infrastructure and innovative business processes, Achex enabled the transfer of funds over the internet in a convenient and highly secure manner. The company's services aimed to enhance the online payment experience by leveraging existing payment networks, making it easier for users to conduct transactions safely.

PaySys International, Inc. develops and provides payment systems solutions for the retail, private label and bank credit card industries.

TASQ Technology is a provider of point-of-sale equipment and services in North America. The company offers a diverse range of products, including countertop solutions like the First Data FD130 terminal, FD130 Duo terminal, Clover Mini, FD55 terminal, FD200Ti terminal, and FD300Ti terminal. In addition to its point-of-sale terminals, TASQ supplies peripherals, Ethernet and IP-enabled devices, and contactless readers. The company also delivers comprehensive services such as PIN pad injection, equipment configuration, inventory management, and shipping and reporting. Through its extensive product offerings and services, TASQ Technology aims to meet the needs of businesses seeking reliable payment solutions.

MeetChina.com, Inc. operates a business-to-business e-commerce portal based in Shenzhen, China, established in 1998. The platform facilitates direct purchasing of a wide variety of products produced in China, catering to procurement agents, retail chain purchasers, and overseas buyers. Its extensive product range includes clothing, food, health supplies, electronics, toys, gifts, vehicles, office products, and computers. By providing an online database of Chinese suppliers, MeetChina.com enables international businesses to efficiently source and procure goods, ensuring a diverse selection and streamlined access to the Chinese market. The company functions as a subsidiary of Meet World Trade.

Achex, Inc. was an internet payments company focused on facilitating simple and secure online transactions for both buyers and sellers. By utilizing a patent-pending infrastructure and innovative business processes, Achex enabled the transfer of funds over the internet in a convenient and highly secure manner. The company's services aimed to enhance the online payment experience by leveraging existing payment networks, making it easier for users to conduct transactions safely.

VeriSign is the sole authorized registry for several prominent generic top-level domains, including .com and .net. The company plays a crucial role in the internet's infrastructure by managing the domain name system and operating two of the world's 13 root servers, which are essential for routing internet traffic. VeriSign oversees the DNS infrastructure for approximately 121 million domain names and handles more than 77 billion internet queries daily. By offering infrastructure assurance services such as Managed DNS and DDoS Protection, VeriSign helps ensure that online businesses remain accessible and secure. The company has refocused its efforts on its core registry business following the sale of its Security Services division in 2018.