FIS

Global Payments - Issuer Solutions Business is a API-first payment platform that offers payment processing services to financial institutions. They offer card management products, including solutions for Neo banks, fintechs, and enterprises.

Demica Limited is a Fintech company based in London, United Kingdom, specializing in working capital solutions for multinational corporations and banks. Founded in 1990, it offers a software as a service (SaaS) platform that facilitates a range of financial services, including trade receivables securitization, receivable portfolio purchase, factoring, invoice discounting, supply chain finance, and dynamic discounting. Demica serves a diverse clientele across Europe, North America, Asia, and beyond, focusing on facilities ranging from $50 million to over $750 million. The company collaborates with financial advisors, technology integrators, law firms, and financial sponsors to deliver tailored supply chain finance solutions that address the specific working capital needs of large corporates across various industries. In addition to its London headquarters, Demica maintains an office in New York, enhancing its global reach and service capabilities.

Dragonfly Financial Technologies, based in Naples, Florida, specializes in payment systems that support electronic payments and banking for over 5,000 clients, including financial institutions, retailers, billers, and processors worldwide. The company processes approximately $13 trillion in payments daily and serves a substantial clientele, including more than 250 leading global retailers and 21 of the top 25 largest banks. Dragonfly offers a comprehensive suite of software products and hosted services that encompass various solutions such as payments processing, card and merchant management, online banking, mobile and branch banking, fraud detection, trade finance, and electronic bill presentment and payment. Additionally, the company provides digital banking and treasury management systems designed to cater to businesses of all sizes, facilitating secure and efficient cash management in multiple currencies and languages.

Torstone Technology specializes in providing a cloud-based financial platform that simplifies post-trade processes for the global financial industry. The company offers a comprehensive suite of cross-asset securities and derivatives post-trade processing technology, enabling financial firms to efficiently manage their workflows from trade capture and confirmation to reconciliation. Torstone's technology is designed to enhance productivity, streamline operations, and optimize high-volume straight-through processing. The firm has acquired an established back office technology system from a leading global investment bank, along with a dedicated software development team. Its applications cover a wide range of asset classes, including equities, bonds, derivatives, and more. Additionally, Torstone provides standalone modules tailored for specific back office functions such as reconciliations, collateral management, and profit and loss consolidation. With employees as stakeholders, the company is committed to delivering excellent products and superior customer service.

Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.

Kanmon is a developer of an API-driven embedded lending platform aimed at facilitating the growth of the Internet economy. The company provides a software API that enables vertical SaaS and marketplace businesses to seamlessly integrate embedded lending products into their offerings. This integration allows software companies and financial institutions to enhance their existing services and tap into new revenue streams by providing lending solutions to their business customers.

Kasisto, Inc. is a technology company that specializes in developing a conversational platform designed for financial institutions. Founded in 2013 and headquartered in New York, the company offers KAI, a digital experience platform that enables the creation of branded virtual assistants and chatbots. These intelligent solutions facilitate personalized customer interactions across various channels, including mobile apps, websites, messaging platforms, and voice-enabled devices. Kasisto's offerings include KAI Consumer Banking, which enhances user engagement; KAI Business Banking, providing immediate access to essential financial information and services; and KAI Investment Management, which assists customers in understanding their financial goals and needs. The company also supports clients through services such as planning, integration, testing, and ongoing improvement, thereby enhancing customer experiences in the financial sector.

Prime Trust LLC, based in Summerlin, Nevada, is a technology-driven trust company that offers innovative solutions for trust and custodial services. By developing software that serves as a financial infrastructure, Prime Trust enables fintech and digital asset companies to streamline their operations. As a chartered and regulated financial institution, it is subject to oversight by the banking commissioner’s office at the Financial Institutions Division. Prime Trust holds a diverse range of assets, including cash, stocks, bonds, cryptocurrencies, real estate, and private business interests. The company acts as a custodian and trustee for various personal and corporate trusts, playing a significant role in the crowdfunding industry. It collaborates with individuals, corporations, legal professionals, and investment advisers to provide specialized custodial, escrow, and trust services.

Payrix Solutions, established in 2015, is a technology company based in Atlanta, Georgia. It specializes in developing an online payment platform, offering products such as Payrix Launch, Payrix Pro, and Payrix Enterprise. The company's core business is providing vertical software companies with an all-in-one platform for embedded payments, helping them capitalize on growth opportunities, innovate, and transform. Payrix's team comprises payments and software experts, led by industry veterans from companies like PayPal and Worldpay. They deliver a white-glove approach, eliminating friction, and enabling clients to generate new revenue streams while maintaining their brand integrity. The company is privately held and backed by investors including Providence Strategic Growth and Blue Star Innovation Partners.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

CloudWalk, Inc. is a financial services company based in Sunnyvale, California, founded in 2013. It operates an open payment cloud platform designed to support various payment methods on a single device, catering to acquirers, payment service providers, and sub-acquirers globally. The platform is versatile, certified for multiple brands, and facilitates both debit and credit transactions through various terminals. CloudWalk also owns the InfinitePay and Jim.com brands, offering a comprehensive portfolio that includes digital banking, loans, online sales, digital wallets, and payment terminals. By integrating artificial intelligence into its product offerings, CloudWalk aims to enhance efficiency and user experience, making financial management simpler and more accessible for individuals and small to medium-sized businesses. Additionally, the company provides consulting services, training, and support to ensure the success of payment operations for its clients.

Signifyd, Inc. is a technology company that specializes in fraud prevention for e-commerce businesses. Founded in 2011 and headquartered in San Jose, California, with an additional office in London, the company offers a software-as-a-service solution that simplifies fraud detection through a financial guarantee. Its platform, which utilizes big data, machine learning, and expert manual reviews, allows online retailers to mitigate risks associated with chargebacks and automate fraud prevention processes. Signifyd's services enable retailers to enhance customer experiences, increase sales, and expand into new markets while minimizing losses from fraudulent transactions. The company caters to a range of clients, including Fortune 1000 companies and top internet retailers, addressing critical challenges in the e-commerce landscape.

Billon Group Ltd is a fintech company based in London, United Kingdom, specializing in micropayment and corporate e-money solutions. Founded in 2012, the company has developed proprietary distributed ledger technology (DLT) that digitizes national currencies and stores encrypted documents on-chain, effectively combining identity, money, and data on a single platform. Billon's technology is designed for regulated institutional use, enabling banks and enterprises to achieve near real-time settlement of both domestic and cross-border payments. As a registered e-money issuer in the UK and Poland, Billon ensures full compliance with regulatory standards for both financial and document applications. Its platform offers reusable modules and APIs, facilitating the rapid creation and delivery of DLT-based solutions tailored to customer needs. The system allows banks to issue and redeem digital cash, utilizing a legal structure that simplifies transactions without requiring regulatory adjustments.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

Virtus Partners, LLC specializes in managing alternative investments for a diverse clientele that includes asset managers, banks, hedge funds, and investors globally. Established in 2005 and headquartered in Houston, Texas, with additional offices in major cities worldwide, Virtus Partners provides a comprehensive suite of services. These include structured product administration, loan agency services, fund administration, middle office solutions, and data analytics, catering to various investment vehicles such as hedge funds, private equity funds, and collateralized loan obligations. The company also offers credit research and trade order management solutions, enabling clients to optimize their investment strategies. Additionally, Virtus Partners collaborates with Citi Agency & Trust to deliver trustee functions for administrative services, ensuring a streamlined and holistic approach to investment management. As of January 2020, Virtus operates as a subsidiary of Fidelity National Information Services, Inc.

Sonect is a financial technology company that offers a platform enabling local businesses to function as virtual ATMs, allowing customers to withdraw and deposit cash using their smartphones. By connecting individuals seeking cash with nearby shops willing to facilitate transactions, Sonect reduces the costs associated with traditional ATM operations. This innovative approach not only benefits consumers by providing convenient, fee-free access to cash at local establishments but also helps shops attract new customers and earn commissions. Additionally, banks can leverage Sonect's services to lower ATM operating costs and expand their presence in new markets without significant capital investment. Overall, Sonect fosters community engagement and enhances the cash distribution process, benefiting all parties involved.

Numerated is a fintech company that simplifies business banking for financial institutions and their clients through its innovative digital lending platform. This platform enables banks and credit unions to enhance customer experience by leveraging data to streamline the origination of various business banking products, facilitating the entire process from application to decision and closure. The software includes features such as pre-filled digital applications, decision automation, and sales and marketing tools, thereby making it easier for businesses to obtain financial products. With over 400,000 businesses and 30,000 financial institution associates utilizing the platform, Numerated has processed $50 billion in lending. Financial institutions with a collective asset base of $1 trillion employ Numerated's solutions, which have garnered recognition in the fintech industry for their effectiveness and innovation.

ChangEd is a company that operates a mobile app aimed at assisting individuals with paying off their student loans. The app functions by linking securely to users' credit and debit cards, rounding up everyday purchases to the nearest dollar, and directing the spare change towards loan servicers. This approach allows users to make additional payments on their student loans effortlessly through their daily spending habits.

Worldpay is a global payments service provider that offers a comprehensive range of payment solutions tailored for omni-commerce merchants. The company specializes in debit and credit card processing, cloud-based payment solutions, and supports various payment methods including mail and telephone payments, card machines, and point-of-sale (POS) transactions. By providing a single-point access to over 200 local payment and collection services worldwide, Worldpay aims to simplify the payment process for businesses, helping them to eliminate fragmented payment capabilities across multiple channels and platforms.

Curu, Inc. is a technology company based in Denver, Colorado, founded in 2016, that specializes in automated credit building solutions. Its flagship application analyzes users' credit reports, transactions, and financial behaviors to create customized action plans aimed at improving credit scores. By allowing users to link their financial accounts, Curu's sophisticated algorithms identify specific actions that individuals can take to enhance their creditworthiness. This not only helps applicants meet eligibility requirements for various financial products, such as credit cards and loans, but also enables lenders to open more accounts by providing insights into user behavior. Curu's innovative approach includes features like the "Extended Approval Plan" and a tailored risk model, making it a valuable partner for financial institutions seeking to enhance their clientele's credit profiles while promoting responsible financial management.

Numerated is a fintech company that simplifies business banking for financial institutions and their clients through its innovative digital lending platform. This platform enables banks and credit unions to enhance customer experience by leveraging data to streamline the origination of various business banking products, facilitating the entire process from application to decision and closure. The software includes features such as pre-filled digital applications, decision automation, and sales and marketing tools, thereby making it easier for businesses to obtain financial products. With over 400,000 businesses and 30,000 financial institution associates utilizing the platform, Numerated has processed $50 billion in lending. Financial institutions with a collective asset base of $1 trillion employ Numerated's solutions, which have garnered recognition in the fintech industry for their effectiveness and innovation.

Mimble is a social gifting application designed to enhance the gifting experience by facilitating connections among friends and family. The mobile app allows users to track gift ideas, special events, and the interests of their loved ones, making it easier to select and send thoughtful gifts. It offers features such as instant gifting, chat, greeting cards, and event reminders, all within a user-friendly interface. Additionally, Mimble enables users to buy, send, upload, and redeem gift cards from various retailers, while also providing opportunities to earn rewards for different activities. The platform emphasizes an eco-friendly approach, aiming to make the gifting process enjoyable, efficient, and accessible.

UpperRoom Technology specializes in the analysis of bond inventories and currently held securities. Utilizing advanced algorithms, the company identifies optimal trading opportunities by determining which bonds should be bought and sold. This approach allows UpperRoom to streamline the trading process and enhance decision-making for its clients in the bond market.

Harvest Savings & Wealth Technologies Inc. is a technology company focused on developing digital solutions for the financial sector. Established in 2012 and based in Larkspur, California, the company offers a variety of tools aimed at assisting banks, credit unions, and other financial institutions in enhancing their client services. Its key products include Goalkeeper, a goals-based savings technology; Signals, which integrates with core financial systems to provide valuable actions; Jumpstart, a digital account opening solution; and Automate, which guides clients through their wealth management journeys. By providing integrated and innovative savings and wealth management solutions, Harvest Savings & Wealth Technologies helps financial institutions deliver comprehensive and efficient services tailored to their customers' financial needs. The company, formerly known as Trizic, Inc., changed its name in September 2019 to better reflect its mission.

BOND.AI is a New York-based company founded in 2016 that develops an artificial intelligence platform designed to enhance the relationship between users and financial institutions. The platform enables users to manage their personal finances through multiple channels, including SMS, while offering features such as financial goal tracking and automated investment management. BOND.AI's proprietary empathy engine allows banks to gain deeper insights into user behavior, promoting engagement and encouraging users to improve their financial health. The platform prioritizes security with 256-bit encryption and provides immediate notifications for any unusual account activity. By leveraging AI technology, BOND.AI helps banks create persona clusters that facilitate better understanding of customer needs, ultimately increasing user engagement and lifetime value while enabling data monetization for financial institutions.

Twist Bioscience Corporation is a synthetic biology company that specializes in the manufacture and sale of synthetic DNA-based products. Founded in 2013 and headquartered in South San Francisco, California, the company utilizes a proprietary semiconductor-based DNA synthesis platform that writes DNA on silicon chips, allowing for the rapid and cost-effective production of high-quality synthetic DNA. Twist Bioscience's offerings include synthetic genes, tools for sample preparation, antibody libraries for drug discovery, and DNA as a medium for digital data storage. The company serves various sectors, including healthcare, agriculture, and industrial chemicals, supporting customers in their efforts to enhance lives and promote sustainability. Through its innovative platform, Twist Bioscience aims to overcome traditional inefficiencies in DNA synthesis, enabling researchers to accelerate their projects.

Numerated is a fintech company that simplifies business banking for financial institutions and their clients through its innovative digital lending platform. This platform enables banks and credit unions to enhance customer experience by leveraging data to streamline the origination of various business banking products, facilitating the entire process from application to decision and closure. The software includes features such as pre-filled digital applications, decision automation, and sales and marketing tools, thereby making it easier for businesses to obtain financial products. With over 400,000 businesses and 30,000 financial institution associates utilizing the platform, Numerated has processed $50 billion in lending. Financial institutions with a collective asset base of $1 trillion employ Numerated's solutions, which have garnered recognition in the fintech industry for their effectiveness and innovation.

WalletFi is a subscription management solution tailored for financial institutions and fintech companies. It develops a white-label application that helps users manage their recurring charges effectively. Utilizing machine learning technology, WalletFi's application identifies subscriptions, recurring payments, and Card-on-File merchants. This capability provides users with personalized insights and detailed analytics, allowing financial institutions to enhance customer engagement and wellness. By offering measurable returns on investment, WalletFi empowers its clients to expand their influence within the customer base.

Monotto LLC is a financial technology company that specializes in developing an online platform aimed at automating financial management for individuals and financial institutions. Based in Charleston, South Carolina, Monotto leverages machine learning to analyze account holders' transactional histories, enhancing their financial stability through optimized saving strategies. The platform allows users to connect their bank accounts and manage transactions while focusing on goal-oriented savings. Monotto also offers its services as a white-label or API-enabled solution, enabling banks to better engage with and support the under-banked population. Founded in 2016 and operated from Atlanta, Georgia, Monotto utilizes advanced technology to provide personalized financial insights and marketing strategies for its clients.

PFITR, Inc. is a technology company headquartered in Chesterfield, Missouri, specializing in integrated mobile solutions for public funds investment managers. Founded in 2013, PFITR offers a software-as-a-service platform designed to assist public fiduciaries—such as treasurers and directors of finance—in managing trillions of taxpayer dollars. Its flagship product, the Bond Price Validation Tool, provides users with essential valuation metrics derived from market transactions, enabling informed investment decisions while adhering to mandates of safety, liquidity, and yield. The software enhances transparency by offering analytics and internal controls that mitigate risks associated with hidden commissions and poor timing in investment purchases. By leveraging proprietary data from recognized partners, PFITR aims to empower public fiduciaries to optimize their portfolios and ensure accountability to constituents and auditors. The company has garnered interest from early-stage investors and is actively building its customer base, targeting a significant penetration of U.S. public entities over the coming years.

Carbon, Inc. is a technology company based in Redwood City, California, that specializes in advanced digital manufacturing solutions. Founded in 2013, Carbon designs and manufactures a range of products, including its proprietary Digital Light Synthesis technology, which utilizes digital light projection and programmable liquid resins to create high-quality parts with superior mechanical properties and surface finishes. The company also offers SpeedCell, a connected manufacturing system that facilitates the consistent production of end-use parts at scale, along with automated solutions like the Smart Part Washer. Carbon provides various materials, such as rigid and flexible polyurethanes, cyanate esters, and epoxies, serving diverse industries including automotive, consumer products, dental, industrial, and life sciences. By leveraging its Continuous Liquid Interface Production Technology, Carbon enables manufacturers to pursue innovative business models, including mass customization and on-demand inventory, while reducing tooling costs and accelerating time to market.

SunGard Data Systems Inc. is a global provider of software and technology services, primarily serving the financial services, education, and public sectors. The company operates through four segments: Financial Systems, Higher Education, Public Sector, and Availability Services. The Financial Systems segment offers solutions that automate processes related to trading, investment portfolio management, and asset accounting, catering to financial institutions, corporate treasury departments, and energy companies. The Higher Education segment provides enterprise resource planning and administrative solutions for colleges and universities, addressing their academic and operational needs. The Public Sector segment focuses on software and services for K-12 education, government agencies, and public institutions, supporting various administrative functions and public safety initiatives. The Availability Services segment ensures uninterrupted access to critical IT systems through recovery and managed services. SunGard offers its solutions through traditional software and cloud-based models, emphasizing technology consulting and implementation services. Founded in 1983 and based in Wayne, Pennsylvania, SunGard Data Systems Inc. operates as a subsidiary of SunGard Holdco LLC.

Clear2Pay is a payments technology company that specializes in delivering innovative solutions for electronic payments processing. The company's Open Payment Framework (OPF) provides financial institutions with the ability to enhance the efficiency of their internal payment systems while offering clients improved services characterized by speed and comprehensive payment information. Clear2Pay's OPF operates within a Service-Oriented Architecture, enabling banks to process payments through a centralized engine that utilizes a library of reusable business services across various payment types. This approach allows financial institutions to integrate new service models with existing infrastructures, ensuring the protection of previous investments while transitioning to a more modern and efficient payment environment. Additionally, Clear2Pay provides a Software Development Kit and a Bank Payment Hub, which offer tools for implementing payment solutions and managing customer interactions, order execution, and dispute processing.

Reliance Financial Corporation is a privately held, Atlanta-based diversified financial services and wealth management company with more than $138 billion in assets under management and administration. Reliance conducts business throughout the United States through its trust companies, Reliance Trust Company based in Georgia (one of the largest independent trust companies in the country) and Reliance Trust Company of Delaware, and its other subsidiaries and affiliated offices. Reliance offers a full array of trust and wealth management, investment, retirement plan and outsourcing services to individuals, corporations and institutions, as well as to other banks, brokerage firms and insurance companies.

Credit Management Solutions, Inc. (CMSI – Nasdaq: CMSS) is a premier provider of credit automation software and services, including Internet-based online lending and leasing technology. Drawing upon over 12 years of experience in the credit processing industry, CMSI has developed and provided open-architecture software products and services that manage volume intensive credit operations over wide-area networks. Building on this foundation, the company’s e-commerce products and services provide innovative solutions that credit-enable business-to-business and business-to-consumer transactions. CMSI's technology and services have been the choice of the world's largest and most demanding lending institutions, as well as numerous other businesses, including finance companies, telecommunications companies, student lenders, equipment lessors and small businesses.

Compliance Coach Inc., provides software that enables banks and other businesses to comply with applicable laws and regulations.

Financeit USA Inc. is an online platform that enables businesses to offer consumer financing, allowing customers to manage loans from various web-enabled devices. Founded in 2011 and based in New York, the company operates as a subsidiary of Financeit Canada Inc. Its point-of-sale financing platform simplifies complex sales transactions, helping businesses close more sales by providing customers with affordable monthly payment options for significant purchases, such as home improvements, vehicles, or retail items. Financeit serves a diverse range of businesses, including larger enterprises, by offering an integrated suite of solutions that encompasses lead management, live contact support, financing options, and promotional tools. The company has partnered with over 8,000 merchants and has processed more than $5 billion in loan applications, earning recognition as the Canadian Lenders Association's Company of the Year in Lending in 2019.

LendAmend is a web-based platform designed for professionals in the leveraged loan market, focusing on streamlining the amendment process and offering administrative support. The platform enhances efficiency within the $1 trillion leveraged loan sector by facilitating electronic signature page delivery, integrated compliance monitoring, and standardized amendment procedures. LendAmend's solutions promote increased transparency and assist lending institutions in managing various aspects of the bank loan amendment process. The company was acquired by FIS Global in November 2013.

mFoundry is a leading provider of mobile financial services based in Larkspur, California. Established in 2004 by Drew Sievers and Rodney Aiglstorfer, the company specializes in delivering award-winning mobile banking solutions to over 800 banks and credit unions nationwide through its SaaS platform, mBanking. mFoundry's extensive partner network, including FIS, NCR, CO-OP, and PayPal, facilitates swift deployment of these solutions. Beyond mobile banking, mFoundry has pioneered successful mobile payment programs like Starbucks Card Mobile, used across over 6,800 locations.

Memento is a provider of enterprise fraud and compliance solutions, catering primarily to credit unions and community banks in North America and Europe. Founded in 2002 and headquartered in Concord, Massachusetts, with additional offices in major cities including New York, Los Angeles, Milan, London, and Washington, D.C., Memento designs its offerings to enhance proactive monitoring, detection, and investigation of fraudulent activities. The company’s flagship platform, Security 4.0, integrates data management, fraud analytics, and case management functionalities to address various technological challenges and combat fraud and compliance issues. Memento's solutions encompass monitoring for new account fraud across multiple channels, insider threats through transaction data analysis, and protecting deposit accounts from fraud. Additionally, it provides tailored fraud prevention solutions for smaller financial institutions and tools that help organizations meet regulatory requirements while safeguarding customers against identity theft.

GIFTS Software, Inc. is a provider of comprehensive software solutions focused on anti-money laundering, compliance with the Office of Foreign Assets Control (OFAC), and cash management. Founded in 1995 and headquartered in New York, the company offers a suite of products, including GIFTSWEB, an electronic banking system that facilitates secure web-based cash management, and eGIFTS, which integrates multiple funds transfer methods such as Fedwire and SWIFT. Their flagship product, the GIFTSWEB EDD Anti-Money Laundering and OFAC Solution, incorporates various modules that enable effective due diligence, transaction monitoring, and compliance with regulatory inquiries. The company's solutions serve a diverse international clientele, including major banking institutions, and are designed to enhance investigation processes and customer relationship management.

Capco Group is a global technology and management consultancy that specializes in the financial services and energy sectors. Founded with a mission to transform the financial industry, Capco combines innovative thinking with deep industry expertise to support clients in their digital transformation efforts. The company offers a range of services, including consulting, complex technology integration, transformation delivery, and managed services. Its focus spans various areas, including banking and payments, capital markets, wealth and asset management, and insurance, positioning Capco as a key player in driving change and enhancing operational efficiency for its clients.

Metavante Technologies specializes in developing banking and payment technologies tailored for financial services firms and businesses globally. Headquartered in Milwaukee, the company delivers a wide array of integrated products and services to approximately 8,000 clients. Its offerings encompass account processing for deposit, loan, and trust systems, as well as image-based and traditional check processing. Additionally, Metavante facilitates electronic funds transfers, consumer healthcare payments, and electronic presentment and payment services. The company also provides outsourcing solutions and operates payment network solutions, including a prominent ATM/PIN debit network. Acquired by Fidelity National Information Services in 2009, Metavante continues to be a significant player in the financial technology landscape.

eFunds Corporation is a leading provider of electronic payments and risk management solutions with nearly three decades of industry experience. Specializing in electronic funds transfer software, processing, and outsourcing services, eFunds serves a wide range of clients including financial institutions, retailers, telecommunications providers, and government agencies globally. With a focus on customer service and innovative products, eFunds helps clients reduce costs, detect fraud, and strengthen customer relationships.

AssetExchange is a prominent independent brokerage firm specializing in credit card portfolios for credit unions, banks, and other financial institutions. The company facilitates the sale of credit card portfolios by connecting sellers with a range of competitive offers from various portfolio buyers. This approach not only ensures that sellers receive the highest possible offers but also fosters a competitive environment for buyers seeking strategic acquisitions. Additionally, AssetExchange provides portfolio performance assessments, market valuations, and consulting on best practices for credit card issuers, enhancing their ability to navigate the market effectively.

Proservvi is a provider of back-office processing services for financial institutions.

WebTone began as a pioneer in the development of advanced call center and Internet capabilities. In 2001, the company acquired The Broadway & Seymour Group, a move that expanded WebTone's core technologies with leading-edge branch and call center automation. WebTone's TouchPoint suite is comprised of a variety of modules that allow institutions to provide efficient, personalized service while taking advantage of opportunities to deepen customer relationships. At the heart of the suite is TouchPoint Enterprise ServicesTM, the architecture that allows consistent communication across all delivery channels and business units.

Xpede is a company that specializes in providing web-based solutions to enhance relationships between financial institutions and their customers. Founded in 1998, Xpede offers innovative software and services that enable lenders to establish an online loan presence under their own brand, personalize customer interactions, and optimize online transactions. The company's solutions support the origination, closing, and servicing of loans, running on a scalable Java application server with a distributed, component-based architecture. Xpede customizes applications for each institution's specific needs, integrates them with legacy systems, and re-engineers workflows to improve operational efficiencies. The company hosts and manages these solutions at a world-class data center, ensuring 24/7 maintenance. Xpede is backed by venture capital from Mayfield Fund, Rosewood Capital, and Oak Hill Partners, and its team includes experienced professionals from both the financial services and IT industries.