Five Oceans Capital

ForwardLine was founded in 2003 by a team of entrepreneurs and finance professionals committed to providing small business owners an alternative financing solution. A nationwide supplier of financing to small businesses, ForwardLine uses technology and non-traditional credit algorithms to finance 98% of U.S. businesses that banks consider too small and too risky for a business loan. Determined to help small businesses grow, ForwardLine forever changed the small business lending landscape by inventing a viable alternative to traditional lending institutions—one that would provide simple, honest, attainable financing. This new financing model was based on a business’ credit card sales, rather than its assets, and is now widely known as a merchant loan and merchant cash advance. Today, ForwardLine has given thousands of small businesses across the country the freedom to grow with low competitive rates. Applying for a business loan from ForwardLine is fast and simple with their 2-minute online application, instant credit decision, and funding the next business day.