FJ Labs

Credit card, rewards, and deposits all in one.

Simetrik INC provides verification services of transactional data. It also provides control and visibility, security, reliability, scalability, real-time results, and personalization services. The company was founded in 2017 and is based in Bogota, Colombia.

FinTech, RegTech, Fraud Operating System

Incode Technologies Inc. is a digital identity company specializing in biometric identity solutions that enhance customer experiences across banking, payments, hospitality, and retail sectors. The company has developed Incode Omni, an omnichannel platform that leverages artificial intelligence to provide secure identity verification through facial recognition and government-issued IDs. Its product suite includes Incode Hello, a chat and video conference solution; Incode Welcome, for applying for bank accounts or credit cards; Incode Facepay, a facial recognition payment system; Incode Talk, for app authentication; and Incode Greet. Founded in 2015 and headquartered in San Francisco, Incode operates globally, with additional offices in Europe and Latin America. The company is recognized for its enterprise-grade facial recognition capabilities and serves some of the world's largest banks, financial institutions, and retailers, setting a high standard for convenience and security in digital identity verification.

Credit card, rewards, and deposits all in one.

LoginID Inc. is a Toronto-based company founded in 2018 that specializes in secure biometrics software. It aims to be a global leader in user identity protection by providing individuals with secure control over their personal information through a decentralized network. The company's platform addresses critical issues in authentication, data privacy, and the tokenization of personally identifiable information (PII). LoginID's solutions are designed to combat weak authentication methods, centralized data storage vulnerabilities, and the regulatory compliance challenges faced by businesses. With an increasing number of countries implementing privacy regulations, LoginID assists companies in navigating the complexities of compliance, particularly in relation to emerging standards like GDPR and CCPA.

Firstleaf, a premier wine service launched by Penrose Hill, Limited, offers customers exclusive access to small-batch wines by eliminating the middleman. Founded in 2015 in Napa, California, Firstleaf operates under a subscription-based model that customizes wine shipments according to individual preferences, schedules, and budgets. The service empowers consumers to explore and enjoy wines tailored to their tastes. In partnership with Time Inc., Firstleaf leverages a diverse range of marketing channels and a broad subscriber base to enhance its reach and visibility in the competitive wine market. Through its innovative approach, Firstleaf aims to transform the wine experience for its members.

FairClaims is an online dispute resolution platform that aims to improve the handling of disputes for enterprises. The platform offers a range of tools, including mediated chat and video arbitration, which enable organizations to resolve conflicts efficiently and cost-effectively. By providing these resources, FairClaims enhances access to justice, allowing companies to manage disputes regardless of their access to legal counsel or other resources.

SafeGraph Inc., founded in 2016 and headquartered in San Francisco, California, specializes in the collection, storage, and processing of data for machine learning and artificial intelligence applications. The company develops a data platform that democratizes access to comprehensive datasets by integrating information from thousands of diverse sources. This platform classifies and verifies various business-related data, including names, addresses, industry classifications, and operational hours. By providing accurate records, SafeGraph enables organizations to gain insights into human movement and make informed decisions, ultimately assisting in addressing complex societal questions.

SafeGraph Inc., founded in 2016 and headquartered in San Francisco, California, specializes in the collection, storage, and processing of data for machine learning and artificial intelligence applications. The company develops a data platform that democratizes access to comprehensive datasets by integrating information from thousands of diverse sources. This platform classifies and verifies various business-related data, including names, addresses, industry classifications, and operational hours. By providing accurate records, SafeGraph enables organizations to gain insights into human movement and make informed decisions, ultimately assisting in addressing complex societal questions.

Returnly Technologies, Inc. provides a subscription-based service designed to streamline the product returns process for online shoppers. Founded in 2011 and headquartered in San Francisco, with additional offices in Chicago and Madrid, the company offers a software as a service tool that enables shoppers to return items directly through the retailer's platform. Returnly allows customers to use return credit for new purchases before sending back the original items, thus mitigating product risk for retailers. The company's solutions also include international returns management and various tools for large-scale retailers, aiming to enhance the online shopping experience by reducing friction associated with returns.

Stripe, Inc. is a global technology company that provides application programming interfaces (APIs) and tools designed to facilitate online payment processing for businesses. Its comprehensive platform includes solutions for payments, subscriptions, fraud detection, and data analytics, among others. Stripe's offerings, such as Stripe Connect for routing payments, Stripe Radar for fraud prevention, and Stripe Checkout for seamless transaction processes, cater to a diverse clientele ranging from startups to established enterprises. The company also addresses financing challenges faced by online businesses through Stripe Capital, which offers fast and flexible funding options. With operations in multiple countries, including the United States, the United Kingdom, and Singapore, Stripe aims to simplify financial infrastructure and support the growth of internet-based businesses, thereby contributing to the overall economic landscape of the digital economy. Founded in 2010 and headquartered in San Francisco, California, Stripe has established partnerships with leading technology firms to enhance its service capabilities.