FJ Labs

Juni Technology AB is a fintech company based in Göteborg, Sweden, that specializes in developing a Software-as-a-Service banking application and platform tailored for e-commerce and online marketing entrepreneurs. Founded in 2020, Juni aims to empower digital entrepreneurs by providing tools that enhance decision-making and facilitate business growth. The platform is designed to help users optimize their operations and leverage the opportunities within the digital commerce landscape.

Kafene is a mission driven startup with the goal of empowering flexible ownership for the customers that need it most. Backed by some of the top VCs in fintech, Kafene brings flexible payment options to products like furniture, appliances, electronics, musical instruments, and jewelry while protecting consumers from the traps of traditional debt products. If a consumer can no longer make payments on their merchandise, Kafene understands. The consumer can simply return the item with no obligation and no residual debt. This freedom is powered by a best in class consumer facing technology platform that includes app-based point of sale virtual wallets and AI based underwriting.

Finom combines digital business account benefits with multiple services to provide financial solutions for entrepreneurs, self-employed, and freelancers. It pulls together accounting, financial management, and banking functions for early-stage businesses and SMEs into one mobile-first product. Founded in 2019, Finom is headquartered in Amsterdam, The Netherlands.

Finom combines digital business account benefits with multiple services to provide financial solutions for entrepreneurs, self-employed, and freelancers. It pulls together accounting, financial management, and banking functions for early-stage businesses and SMEs into one mobile-first product. Founded in 2019, Finom is headquartered in Amsterdam, The Netherlands.

Fundbox, Inc. is a technology company based in San Francisco, California, with an additional office in Plano, Texas, that focuses on providing payment and credit solutions specifically for small businesses engaged in business-to-business transactions. Founded in 2013, Fundbox aims to disrupt the $21 trillion B2B commerce market by creating a network that enables businesses to facilitate efficient transactions with one another. The platform allows sellers to enhance their average order volumes and improve their sales close rates by offering competitive net terms and flexible payment plans to their small and medium-sized business customers.