FMO

Lendingkart is a digital lending company that provides business loans and market updates for existing businesses and SMEs. They seeking to transform small business lending by making it convenient for SMEs to access credit easily. The company using technology and analytics tools, analyzing thousands of data points from various data sources to assess the credit-worthiness of small businesses rapidly and accurately. Lendingkart has developed technology tools based on big data analysis which facilitates lenders to evaluate borrower’s creditworthiness and provides other related services. It was founded in 2014 and is based in Ahmedabad, Gujarat, India.

ZOLA Electric provides off-grid solar solutions for African markets. The company engages in leasing or selling solar home kits to individual households in Tanzania, Rwanda, Ghana, and the Ivory Coast. It offers solar systems to homes and businesses in rural communities through solar as a service model. ZOLA Electric was formerly known as Off-Grid Electric Tanzania Limited and changed its name to ZOLA Electric in July 2018. The company was founded in 2012 and is based in Arusha, Tanzania with an additional office in San Francisco, California.

Kingo Energy manufactures solar energy producing systems. The company was founded in 2013 and is headquartered in Guatemala City, Guatemala.

Kingo Energy manufactures solar energy producing systems. The company was founded in 2013 and is headquartered in Guatemala City, Guatemala.

Reliance Capital Management is an integrated financial services company, provides financial service products in Indonesia. It offers equities, underwriting, fixed income, asset management, and general and health insurance products. The company provides securities brokerage services in equity and fixed income markets; property, motor vehicle, cargo, engineering, and miscellaneous insurance products; hospitalization, outpatient, dental care, maternity care, and glasses insurance products; and health insurance support services.

Founded in 2015, Validus is the largest SME financing platform in Singapore, focused on SME lending via funds from HNWI and institutional investors. An award-winning Fintech using data analytics and AI to avail growth financing to underserved SMEs, Validus looks to drive inclusive growth for SMEs and economies in the ASEAN region. Backed by highly reputed VCs, Validus is also present in Indonesia, Vietnam and Thailand, partnering with Corporates to provide supply chain financing to SME ecosystems. Validus holds a Capital Markets Services Licence by the Monetary Authority of Singapore (MAS), and its Indonesian arm Batumbu has received OJK registration in April 2019. For more information, please visit https://validus.sg.

Xac Bank is the fourth largest bank in Mongolia with a loan portfolio of 395M USD, serving 298,000 borrowers and savers clients and deriving a yearly ROE of 22%. Xac Bank has demonstrated its ability to adapt to a fast growing and fast changing economic environment in Mongolia, on the back of a booming mining industry, and has re-focused its operations away from microfinance to SME, consumer lending and mortgages. In order to manage the associated risk, the bank has heavily invested in systems and human capabilities in order to serve the increasing need of underserved SMEs and urban as well as rural population. Xac Bank has also built an in-house mobile platform currently under upgrade in order to better serve the needs of its customers. Xac Bank is actively involved in deploying government and developmental funds to provide easier access to low cost housing and environment friendly energy to the lower layers of the Mongolian population. Finally, Xac bank is constantly providing non-financial services to the community under the form of financial literacy programs and business support to its lowest income customers via association with NGOs.

Green Yellow Holding generates electricity from centralized power plants and offers solar panels. The company allows anyone to produce and manage energy while creating value, through solar photovoltaics, efficiency, and energy optimization. The company was founded in 2007 and is headquartered in France.

Husk Power Systems Pvt. Ltd. engages in the generation and distribution of electricity to households, community services, small businesses, and factories in India. It develops electricity with biomass waste, such as rice husks, straws, and other crop straws etc. The company was founded in 2007 and is based in Patna, India. Husk Power Systems Pvt. Ltd. operates as a subsidiary of Husk Power Systems, Inc.

Equity Bank Kenya is a financial services provider headquartered in Nairobi, Kenya. It is licensed as a commercial bank by the central bank of Kenya, the central bank, and national banking regulator. Equity Bank Kenya Limited was incorporated in 2014 as a result of the corporate restructure of Equity Group Holdings Limited.

M-KOPA Kenya Limited develops and markets solar home systems. It offers solar systems with three lights, phone charging, and a solar powered radio. The company sells its products through dealers and retail shops in Kenya. It offers M-KOPA 5, KOPA 6, KOPA 600, and KOPA 6000. M-KOPA Kenya Limited was founded in 2011 and is based in Nairobi, Kenya. M-KOPA Kenya Limited operates as a subsidiary of M-Kopa, LLC.

Northern Arc Capital Limited operates as a non-banking financial company in India. The company offers microfinance, agricultural finance, housing finance, vehicle finance, and consumer finance; and small business and gold loans, as well as fintech services. It also provides structured products and capital market instruments; term loan, debt syndication, and guarantee-backed lending; and fund management services. The company was formerly known as IFMR Capital Finance Private Limited and changed its name to Northern Arc Capital Limited in March 2018. Northern Arc Capital Limited was incorporated in 1989 and is based in Chennai, India.

WayCool Foods & Products Pvt. Ltd. procures, preserves, packs, re-packs, transports, and trades fruits, vegetables, nuts, spices, condiments, dairy products, and baked goods, as well as grocery products, including staples and cereals. The company also designs and constructs storage facilities for own and third party’s sale or lease, develop, and manage the operations of cold chain distribution. It provides its products through its retail stores and mobile stores on trucks, as well as e-commerce in Chennai. The company was incorporated in 2015 and is based in Chennai, India.

Paymob is a regional digital payments enabler that builds payments infrastructue technologies empowering the underserved with access to financial services. Paymob is bridging the financial inclusion gap in MEA region by enabling businesses of all sizes to benefit from the power of digital payments and what it unlocks. Paymob was founded in 2015 and headquartered in Cairo, Egypt.

Khan Bank is a universal bank and a customer of FMO.

Greenlight Planet Inc develops and manufactures solar lighting and energy devices. It manufactures solar lighting devices, including solar lamps, solar lanterns with mobile charger, and home energy systems. The company offers its products through a network of distributors and it also offers its product online. The company was founded in 2007 and is based in Chicago, Illinois with additional offices in Mumbai, India; and Nairobi, Kenya.

WayCool Foods & Products Pvt. Ltd. procures, preserves, packs, re-packs, transports, and trades fruits, vegetables, nuts, spices, condiments, dairy products, and baked goods, as well as grocery products, including staples and cereals. The company also designs and constructs storage facilities for own and third party’s sale or lease, develop, and manage the operations of cold chain distribution. It provides its products through its retail stores and mobile stores on trucks, as well as e-commerce in Chennai. The company was incorporated in 2015 and is based in Chennai, India.

Lendable is a lending platform. When you borrow money, it comes straight from an investor. Unlike banks, who hand out loans from piles of cash they look after on behalf of savers. Their platform is super-fast (you’ll see in a moment), and makes lending as hassle- free as possible. It’s a matter of a few clicks and you get your quote. Unlike banks, who require paperwork and run expensive branch networks.

Mawingu uses high-performance low-cost wireless technology and solar power to build fast internet networks in rural areas. Customers use Wi-Fi to connect. Mawingu’s unique application of open technologies enables a world-class scalable network, with open and secure roaming in a highly challenging geographical environment

dopay provides a cloud-based payroll service that allows employers to calculate salaries and make payments electronically. Worldwide there are 2 billion people that have jobs but no bank account. Companies feel this acutely. Since both their employees and their customers are unbanked, they have to manage huge amounts of cash. DoPay breaks this cash cycle by offering a payroll and cash management service for companies. Employees receive a DoPay card and DoPay app, which give them a full banking experience. They are already working in partnership with Barclays to provide payroll services to several multinationals, embassies and local companies in Egypt and aim to expand into the largest unbanked regions of the world.

Innoviti develops payments processing, credit distribution, and payments management software solutions. It offers uniPAY, a unified payment and card management system for retailers; quickEMI, a solution that provides consumers the option of paying for their purchases in installments on their credit cards; pgEMI, a solution that provides consumers the option of paying for their purchases in installments; and fastCollect, an automated collection technology for banks and retailers/online megastores. Innoviti serves markets, such as retail, mobile, lifestyle, entertainment, jewelry, education, cabs, holidays, hotels, restaurants, wellness, healthcare, online, and banks.

M-KOPA Kenya Limited develops and markets solar home systems. It offers solar systems with three lights, phone charging, and a solar powered radio. The company sells its products through dealers and retail shops in Kenya. It offers M-KOPA 5, KOPA 6, KOPA 600, and KOPA 6000. M-KOPA Kenya Limited was founded in 2011 and is based in Nairobi, Kenya. M-KOPA Kenya Limited operates as a subsidiary of M-Kopa, LLC.

Inuka has build a proprietary coaching framework that allows an almost unlimited,ñ supply of high-quality, evidence-based coaches at affordable rates. The inuka coaching platform and academy empowers coaches with a proven coaching method (jama,2017), connects them with distressed users and monitors quality and impact. First use case and current focus is employee wellbeing.

Innoviti develops payments processing, credit distribution, and payments management software solutions. It offers uniPAY, a unified payment and card management system for retailers; quickEMI, a solution that provides consumers the option of paying for their purchases in installments on their credit cards; pgEMI, a solution that provides consumers the option of paying for their purchases in installments; and fastCollect, an automated collection technology for banks and retailers/online megastores. Innoviti serves markets, such as retail, mobile, lifestyle, entertainment, jewelry, education, cabs, holidays, hotels, restaurants, wellness, healthcare, online, and banks.

Green Agrevolution Pvt. Ltd. engages in distribution of agri-inputs, collection of agri-produce, and provides crop advisory. It offers DeHaat, an online marketplace and application, which provides farm products and services; electronic weighing and daily price display; processing and logistics solution; soil health management, crop selection, and crop monitoring. The company was incorporated in 2012 and is based in Patna, India.

WayCool Foods & Products Pvt. Ltd. procures, preserves, packs, re-packs, transports, and trades fruits, vegetables, nuts, spices, condiments, dairy products, and baked goods, as well as grocery products, including staples and cereals. The company also designs and constructs storage facilities for own and third party’s sale or lease, develop, and manage the operations of cold chain distribution. It provides its products through its retail stores and mobile stores on trucks, as well as e-commerce in Chennai. The company was incorporated in 2015 and is based in Chennai, India.

dopay provides a cloud-based payroll service that allows employers to calculate salaries and make payments electronically. Worldwide there are 2 billion people that have jobs but no bank account. Companies feel this acutely. Since both their employees and their customers are unbanked, they have to manage huge amounts of cash. DoPay breaks this cash cycle by offering a payroll and cash management service for companies. Employees receive a DoPay card and DoPay app, which give them a full banking experience. They are already working in partnership with Barclays to provide payroll services to several multinationals, embassies and local companies in Egypt and aim to expand into the largest unbanked regions of the world.

d.light design inc. designs, manufactures, distributes, and sells solar light and power products for households and small businesses worldwide. The company solar lanterns, home systems, and appliances. It serves customers through a network of importers, distributors, and retailers, as well as online. The company was founded in 2004 and is based in Palo Alto, California with additional offices in Shenzhen, China; Gurgaon, India; Nairobi, Kenya; Kampala, Uganda; and Lagos, Nigeria.

The Farmerline vision is to see an Africa where Agriculture NGO’s are not a functioning force in the market. Farmerline provides paid services that allow farmers to have the information and access they need to employ an entrepreneurial method of farming. Input dealers and traders pay for more efficient communication channels to farmers and farmers pay for information packages and services. In this vision, more food is produce, more food gets to market, and GDP from cash crop export soars.

Neogrowth operates as a non-banking financial company in India. It is focused on meeting the financial needs of small businesses which sell goods and services to consumers. It offers business financing services to small- and medium-sized retail companies that sell apparel, consumer durables and electronic items, footwear and accessories, handicrafts, gifts, and optical goods as well as to restaurants, beauty salons, hotels, gymnasiums, and health diagnostic centers. NeoGrowth began its commercial operations in 2013.

Apollo helps farmers in emerging markets maximize their profits. We use agronomic machine learning, remote sensing, and mobile phones to deliver a customized package of credit, high-quality farm inputs, and advice that can double farm yields, starting in Kenya. Apollo assesses farmer credit risk and customizes each package to a farmer's specific location using satellite data, soil data, farmer behavior data and crop yield models. Our team team brings together tech and operations experience from The Climate Corporation (acquired for ~$1B), Tesla, and One Acre Fund.

Mobisol GmbH develops and installs solar home systems that provide electricity to power LED lights, radios, mobile phones, and various household and consumer appliances. Its solutions also include home and productive use appliances. The company is based in Berlin, Germany with additional offices in Tanzania, Rwanda, and Kenya. As of October 31, 2019, Mobisol GmbH operates as a subsidiary of ENGIE SA.

TeamApt is a financial technology company focused on, developing Digital Banking, Digital Business solutions, and running Payments Infrastructure by rethinking the needs of consumers, businesses, and the financial industry. Beginning operations in 2015, TeamApt was borne from a desire to create financial happiness, building solutions and tools for businesses and individuals to happily manage money. TeamApt is proudly Nigerian but globally focused, with an eclectic mix of backend, frontend, reliability, quality assurance, distributed data storage engineers to ensure critical solutions and products for our customers are built right, securely, scalably and reliably. Our end goal is to see our customers happy which can only happen when they succeed using our solutions to run their daily lives and businesses.

Administration Of General Economic Progra

Orb Energy Pte. Ltd designs, manufactures, markets, sells, installs, and services solar photovoltaic and solar water heating systems for residential and commercial customers. Its products include solar panels, solar inverters, solar street lights, solar rooftop, solar power plants, solar water pumping system, solar water heating systems, and heat pumps. The company also franchises its branches to customers to sell its products. It offers its products through a network of branches. The company was founded in 2006 and is based in Singapore with and additional office in Bengaluru, India.

Easy Solar is a leading energy distribution company in West Africa, financing high-quality solar products and appliances for those with limited or no access to the conventional grid. Customers can finance their purchase over time by paying in weekly or monthly installments, with the option to pay via cash or mobile money. To date, Easy Solar has reached more than 400,000 beneficiaries, distributed through its extensive network of agents and outlets throughout Sierra Leone and Liberia.

Business and sustainability can go hand-in-hand. Their unique strategy interweaves business goals with environmental sustainability and social responsibility, producing mutually beneficial results. By contributing to community’s socio-economic development in the short-term, they foresee delivery of continual value to their shareholders. Through their community engagement initiatives, they are contributing to uplift the lifestyle of communities they work with.

Green Agrevolution Pvt. Ltd. engages in distribution of agri-inputs, collection of agri-produce, and provides crop advisory. It offers DeHaat, an online marketplace and application, which provides farm products and services; electronic weighing and daily price display; processing and logistics solution; soil health management, crop selection, and crop monitoring. The company was incorporated in 2012 and is based in Patna, India.

Oceans of Energy specializes in offshore floating solar systems to create clean energy. The company is based in Leiden, the Netherlands.

Green Agrevolution Pvt. Ltd. engages in distribution of agri-inputs, collection of agri-produce, and provides crop advisory. It offers DeHaat, an online marketplace and application, which provides farm products and services; electronic weighing and daily price display; processing and logistics solution; soil health management, crop selection, and crop monitoring. The company was incorporated in 2012 and is based in Patna, India.

Mekong Timber Plantations operates as a forestry plantation company. Mekong Timber Plantations manages an existing plantation estate in Laos with a focus on improving silvicultural practices and ensuring the business meets international best practices for responsible forest management.

Nomanini SA (Pty) Ltd provides a platform to sell prepaid products, such as airtime, electricity, and insurance electronically. The company’s terminals are used by share-taxi drivers, street vendors, or informal retailers to sell prepaid vouchers and earn on-going profit. Its terminals are designed primarily for use in informal markets. The company was founded in 2010 and is based in Cape Town, South Africa.

ContourGlobal develops, acquires, operates, and manages wholesale electric power generation businesses. Their Renewable Energy Segment uses hydro, solar, wind, and biogas to generate 1,808MW of electricity. It also Thermal Energy Segment uses gas, coal, and oil as fuels to generate 2,509MW of electricity. The company owns and operates approximately 4,841 MW in 107 thermal and renewable energy power plants in 18 countries and three continents. ContourGlobal was founded in 2005 and is headquartered in London, England.

Access Bank provides banking products and services to individual and business customers in Ghana. It offers standard savings and current, access advantage, solo, and premier accounts. The company also provides online banking services that include ATM, online access, and point-of-sale terminal services; and bills payment and Western Union money transfer services.

WayCool Foods & Products Pvt. Ltd. procures, preserves, packs, re-packs, transports, and trades fruits, vegetables, nuts, spices, condiments, dairy products, and baked goods, as well as grocery products, including staples and cereals. The company also designs and constructs storage facilities for own and third party’s sale or lease, develop, and manage the operations of cold chain distribution. It provides its products through its retail stores and mobile stores on trucks, as well as e-commerce in Chennai. The company was incorporated in 2015 and is based in Chennai, India.

Paymob is a regional digital payments enabler that builds payments infrastructue technologies empowering the underserved with access to financial services. Paymob is bridging the financial inclusion gap in MEA region by enabling businesses of all sizes to benefit from the power of digital payments and what it unlocks. Paymob was founded in 2015 and headquartered in Cairo, Egypt.

ftcash is one of India’s fast-growing financial technology venture, recognized by Forbes, which aims to empower micro-merchants and small businesses with the power of credit using digital payments, using only a bank account and a feature phone. ftcash uses its proprietary algorithm to understand the credit-worthiness using their transaction flow data on the ftcash payments platform along with several other data points including psychometric analysis, which can be leveraged to provide these SMEs institutional finance and recollect the money from their daily transactions. ftcash works with Banks and Financial Institutions to deploy its solution for all their SMEs. After a successful launch in India in 2015, ftcash is expanding globally. ftcash is being supported by PayPal and MasterCard to enable merchant services globally.

ASOBO is creating a sustainable platform for e-mobility on the water in emerging markets. They provide electric outboard engines that are powered by renewable energy, and currently offered on a full-service basis to the fishermen on Lake Victoria, Kenya. This will allow the fishers to use clean energy, at a lower cost.

Family Bank is a fully-fledged commercial bank since May 2007. The Bank is regulated by the Central Bank of Kenya (CBK) and is a member of the Kenya Deposit Insurance Corporation. The Bank is growing with over 1.7 million customers and a network of 93 branches countrywide. It was the first Bank in Kenya to introduce paperless banking through smart card technology.

Green Agrevolution Pvt. Ltd. engages in distribution of agri-inputs, collection of agri-produce, and provides crop advisory. It offers DeHaat, an online marketplace and application, which provides farm products and services; electronic weighing and daily price display; processing and logistics solution; soil health management, crop selection, and crop monitoring. The company was incorporated in 2012 and is based in Patna, India.

SolarCreed B.V. designs and develops solar products with renewable energy sources. The company provides optimized and carbon-free energy for food production and provides eco-friendly packaging solutions. It provides solar systems and battery storage with communication abilities on membership subscription to farmers. The company was founded in 2016 and is headquartered in Amsterdam, the Netherlands.

Innoviti develops payments processing, credit distribution, and payments management software solutions. It offers uniPAY, a unified payment and card management system for retailers; quickEMI, a solution that provides consumers the option of paying for their purchases in installments on their credit cards; pgEMI, a solution that provides consumers the option of paying for their purchases in installments; and fastCollect, an automated collection technology for banks and retailers/online megastores. Innoviti serves markets, such as retail, mobile, lifestyle, entertainment, jewelry, education, cabs, holidays, hotels, restaurants, wellness, healthcare, online, and banks.

Frontclear is a financial markets development company focused on catalyzing stable and inclusive interbank markets in emerging and frontier markets. Frontclear facilitates access to financial markets for local institutions to local and global markets through the provision of credit guarantees to cover their counterparty credit risk. Frontclear provides Basel III compliant first demand irrevocable guarantees. Our guarantees are in turn counter-guaranteed by KfW, a AAA-rated financial institution.

Xac Bank is the fourth largest bank in Mongolia with a loan portfolio of 395M USD, serving 298,000 borrowers and savers clients and deriving a yearly ROE of 22%. Xac Bank has demonstrated its ability to adapt to a fast growing and fast changing economic environment in Mongolia, on the back of a booming mining industry, and has re-focused its operations away from microfinance to SME, consumer lending and mortgages. In order to manage the associated risk, the bank has heavily invested in systems and human capabilities in order to serve the increasing need of underserved SMEs and urban as well as rural population. Xac Bank has also built an in-house mobile platform currently under upgrade in order to better serve the needs of its customers. Xac Bank is actively involved in deploying government and developmental funds to provide easier access to low cost housing and environment friendly energy to the lower layers of the Mongolian population. Finally, Xac bank is constantly providing non-financial services to the community under the form of financial literacy programs and business support to its lowest income customers via association with NGOs.

Innoviti develops payments processing, credit distribution, and payments management software solutions. It offers uniPAY, a unified payment and card management system for retailers; quickEMI, a solution that provides consumers the option of paying for their purchases in installments on their credit cards; pgEMI, a solution that provides consumers the option of paying for their purchases in installments; and fastCollect, an automated collection technology for banks and retailers/online megastores. Innoviti serves markets, such as retail, mobile, lifestyle, entertainment, jewelry, education, cabs, holidays, hotels, restaurants, wellness, healthcare, online, and banks.

Srei Equipment Finance Ltd. (SEFL) is one of the leading financiers in the Construction, Mining and allied Equipment (“CME”) sector in India, with approximately 33% market share in Fiscal 2018 and a pan-India presence across 21 states with over 90 offices.

Komaza is a tech-driven sustainable forestry company revolutionizing the wood industry in Africa with its farmer platform. It combines technology, training, and service to create a new sustainable wood supply for Africa at an 80% cost disruption over traditional plantations. The company was founded in 2006 by Tevis Howard.

WayCool Foods & Products Pvt. Ltd. procures, preserves, packs, re-packs, transports, and trades fruits, vegetables, nuts, spices, condiments, dairy products, and baked goods, as well as grocery products, including staples and cereals. The company also designs and constructs storage facilities for own and third party’s sale or lease, develop, and manage the operations of cold chain distribution. It provides its products through its retail stores and mobile stores on trucks, as well as e-commerce in Chennai. The company was incorporated in 2015 and is based in Chennai, India.

Biofarma operates as a pharmaceutical manufacturer. Biofarma manufactures medicinal products made of donated human blood, recombinant preparations and drugs based on spore-forming bacteria.

Kingo Energy manufactures solar energy producing systems. The company was founded in 2013 and is headquartered in Guatemala City, Guatemala.

JCM Power is a Canadian-based renewable energy company that develops and operates renewable energy projects in growth markets. JCM leverages its development expertise acquired through five years of development experience in Canada and over 70 projects, to emerging markets where the demand for renewable energy solutions is high and the level of experience with renewable energy is low.JCM is currently developing a multi-billion dollar clean power portfolio that includes both utility-sized solar photovoltaic projects and HVDC transmission projects.

Agrocorp International distributes and trades agro based commodities. The company offers various products, including wheat; sugar; and pulses and beans that comprise black matpe, pigeon peas, desi chickpeas, kabuli chickpeas, lentils, yellow and green peas, butter peas, red kidney and bamboo beans, pigeon peas, black eyed and pinto beans, dun peas, and mung and faba beans. It also provides oilseeds that consist of soybeans, canola, flax and rape seeds, sunflower and niger seeds, and mustard and lin seeds; cotton; rice; animal feed, which include corn, feed wheat, soybean meal, rape seed meal, canola meal, millet, barley, and sorghum; and edible nuts that include raw and processed cashew nuts, groundnut kernels, and peanuts. In addition, the company offers non-agricultural commodities that comprise coal, construction materials, intermediate inputs for steelmaking, edible oils, and other non perishable packed goods.

Azure Power Global Limited, together with its subsidiaries, engages in the development, construction, ownership, operation, maintenance, and management of solar power plants in India. It generates solar energy based on long-term contracts with Indian government energy distribution companies, as well as other non-governmental energy distribution companies and commercial customers. As of March 31, 2020, the company operated 43 utility scale projects and various commercial rooftop projects with a combined rated capacity of 1,808 MW. Azure Power Global Limited was founded in 2008 and is based in New Delhi, India.

Ram Power, Corp., a renewable energy company, engages in the acquisition, exploration, development, and operation of geothermal properties in the United States, Canada, and internationally. It owns interests in geothermal projects primarily in California, Nicaragua, and Nevada. The company, formerly known as GTO Resources Inc., based in Reno, Nevada.

Ecobank Transnational Incorporated (ETI), a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS). In the early 1980’s foreign and state-owned banks dominated the banking industry in West Africa. Commercial banks in West Africa owned and managed by the African private sector were a rarity. Its founders created ETI with the objective of filling this vacuum. The Federation of West African Chambers of Commerce promoted and initiated a project to create a private, regional banking institution in West Africa. In 1984, Ecopromotions S.A. was incorporated. Its founding shareholders raised seed capital for feasibility studies and the promotional activities leading to the creation of ETI. In October 1985, ETI was incorporated with authorised capital of US$100 million. The initial paid up capital of US$32 million was raised from over 1,500 individuals and institutions from West African countries. The largest shareholder was the ECOWAS Fund for Cooperation, Compensation and Development (ECOWAS Fund), the development finance arm of ECOWAS. Ecobank signed a Headquarters’ Agreement with the Government of Togo in 1985, which granted it the status of an international organisation. This status came with the rights and privileges necessary for ETI to operate as a regional institution, including the status of a non-resident financial institution. ETI commenced operations with its first subsidiary in Togo in March 1988.

Aerobotics (Pty.) Ltd. develops autonomous unmanned aerial vehicles (UAVs) which includes drone, and DJI flight planner app; data processing solutions, and analysis software for agriculture, surveying, gaming, and security industries. Aerobotics (Pty.) Ltd. was incorporated in 2014 and is based in Cape Town, South Africa.

Yalelo is a pioneer of aquaculture in Zambia, bringing together local resources and world-leading practices. We implement a scalable solution to ease the pressure on Zambia’s struggling wild-capture fisheries sector. Founded in 2011, we have grown quickly to become the leading fisheries firm in Zambia and among the largest aquaculture firms in Africa. We breed and grow our tilapia on the shores of Lake Kariba and sell our product fresh nation-wide. Our pristine water, locally produced non-GMO fish feed and a robust cold-chain results in a product quality and affordability that is transforming the customer experience.

Yoco Technologies Proprietary Limited, trading as Yoco, manufactures and develops tools and services to help small businesses get paid, run their business better, and grow. The company offers mobile card machines, payment request, payment page, and payment gateway services, point of sale, business portal, capital, and integration solutions and services. The company was founded in 2015 and is based in Cape Town, South Africa.

Lendable, Inc. provides risk analytics for lenders and originators of debt in developing markets. It provides a database of market repayment, demographic, and contextual data that enables model improvement and validation; and a risk engine that models individual credit risk, and portfolio and group-level risk. The company was founded in 2014 and is based in San Francisco, California.

Founded in 2015, Validus is the largest SME financing platform in Singapore, focused on SME lending via funds from HNWI and institutional investors. An award-winning Fintech using data analytics and AI to avail growth financing to underserved SMEs, Validus looks to drive inclusive growth for SMEs and economies in the ASEAN region. Backed by highly reputed VCs, Validus is also present in Indonesia, Vietnam and Thailand, partnering with Corporates to provide supply chain financing to SME ecosystems. Validus holds a Capital Markets Services Licence by the Monetary Authority of Singapore (MAS), and its Indonesian arm Batumbu has received OJK registration in April 2019. For more information, please visit https://validus.sg.

Founded in 2001, Aavishkaar Venture Management Services is a venture capital firm specialising in early stage and expansion capital. The firm invests across agriculture and dairy, education, energy, handicrafts, water and sanitation, microfinance, agribusiness, healthcare, and technology sectors. The firm prefers to invest in micro and small enterprises that increase income in or provide necessary goods and services to rural or semi-urban India

Satin Creditcare Network provides financial assistance to households, excluded from the ambit of mainstream financial service providers. The company offers financial products in the Non-MFI segment, a housing finance subsidiary, and business correspondent services, and similar services to other financial Institutions through Taraashna Services Limited, a business correspondent company and a subsidiary of Satin Creditcare Network. The company also incorporated a housing finance subsidiary which is Satin Housing Finance Limited or SHFL for providing loans to the affordable housing segment. This extension is to provide financial products that cater to the undeserved segments of the market. The company's operations is based on the Joint Liability Group model, which enables people to deliver collateral-free, microcredit facilities to economically active women in rural and semi-urban areas, who have limited access to mainstream financial service providers. It also offers loans to individual businesses and MSMEs, product financing for the purchase of solar lamps, as well as loans for the development of water connections, and sanitation facilities. Satin Creditcare Network focuses on rural and semi-urban areas, securing that its services reach those regions that usually face low or at best, moderate rates of penetration by other microfinance institutions. Satin Creditcare Network was founded in 1990 and is headquartered in Gurugram, Haryana, India.

InCred Financial Services Limited is a non-banking financial corporation that provides loans to retail, SME, and commercial customers in India. The company operates through two segments, Consumer Retail and SME. It offers personal, education, business, and two-wheeler loans. InCred Financial Services Limited was formerly known as Visu Leasing and Finance Private Limited. The company was incorporated in 1991 and is based in Mumbai, India. InCred Financial Services Limited operates as a subsidiary of Bee Finance Limited (Mauritius), Holding Co.

WayCool Foods & Products Pvt. Ltd. procures, preserves, packs, re-packs, transports, and trades fruits, vegetables, nuts, spices, condiments, dairy products, and baked goods, as well as grocery products, including staples and cereals. The company also designs and constructs storage facilities for own and third party’s sale or lease, develop, and manage the operations of cold chain distribution. It provides its products through its retail stores and mobile stores on trucks, as well as e-commerce in Chennai. The company was incorporated in 2015 and is based in Chennai, India.

Green Agrevolution Pvt. Ltd. engages in distribution of agri-inputs, collection of agri-produce, and provides crop advisory. It offers DeHaat, an online marketplace and application, which provides farm products and services; electronic weighing and daily price display; processing and logistics solution; soil health management, crop selection, and crop monitoring. The company was incorporated in 2012 and is based in Patna, India.

Ecobank Transnational Incorporated (ETI), a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS). In the early 1980’s foreign and state-owned banks dominated the banking industry in West Africa. Commercial banks in West Africa owned and managed by the African private sector were a rarity. Its founders created ETI with the objective of filling this vacuum. The Federation of West African Chambers of Commerce promoted and initiated a project to create a private, regional banking institution in West Africa. In 1984, Ecopromotions S.A. was incorporated. Its founding shareholders raised seed capital for feasibility studies and the promotional activities leading to the creation of ETI. In October 1985, ETI was incorporated with authorised capital of US$100 million. The initial paid up capital of US$32 million was raised from over 1,500 individuals and institutions from West African countries. The largest shareholder was the ECOWAS Fund for Cooperation, Compensation and Development (ECOWAS Fund), the development finance arm of ECOWAS. Ecobank signed a Headquarters’ Agreement with the Government of Togo in 1985, which granted it the status of an international organisation. This status came with the rights and privileges necessary for ETI to operate as a regional institution, including the status of a non-resident financial institution. ETI commenced operations with its first subsidiary in Togo in March 1988.

d.light design inc. designs, manufactures, distributes, and sells solar light and power products for households and small businesses worldwide. The company solar lanterns, home systems, and appliances. It serves customers through a network of importers, distributors, and retailers, as well as online. The company was founded in 2004 and is based in Palo Alto, California with additional offices in Shenzhen, China; Gurgaon, India; Nairobi, Kenya; Kampala, Uganda; and Lagos, Nigeria.

ZOLA Electric provides off-grid solar solutions for African markets. The company engages in leasing or selling solar home kits to individual households in Tanzania, Rwanda, Ghana, and the Ivory Coast. It offers solar systems to homes and businesses in rural communities through solar as a service model. ZOLA Electric was formerly known as Off-Grid Electric Tanzania Limited and changed its name to ZOLA Electric in July 2018. The company was founded in 2012 and is based in Arusha, Tanzania with an additional office in San Francisco, California.

CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India. It offers microcredit loans for income generation, family welfare, emergency, and home improvement, as well as micro insurance services covering life insurance, health insurance, and national pension scheme. CreditAccess Grameen also provides non-financial services, such as enterprise development, financial literacy promotion, basic health/nutrition education, basic medical services, special medical services for women and children, and training for women and women's rights/gender issues education. Vinatha M. Reddy founded Grameen Koota Financial Services in 1999. It became CreditAccess Grameen in January 2018, with its headquarters in Bengaluru in India.

Tata Cleantech Capital Limited ('TCCL') is a joint venture between Tata Capital Limited ('TCL') and International Finance Corporation ('IFC'), Washington DC, US. It is registered with the Reserve Bank of India ('RBI') as a systemically important non depositing accepting non-banking financial company.

Samunnati is a provider of financial intermediation, market linkages, and advisory services that are used to enhance the value of all players across the agriculture value chain. The company aims to provide underserved households access to markets through financial intermediation and advisory services by focusing on the key economic drivers of a district. The objective is to aid the enterprises and value chains to operate at a higher level of productivity thereby creating value for all the stakeholders engaged in it. Samunnati was established in 2014 and is headquartered in Chennai, Tamil Nadu.

Almacena Platform is a trading platform for origin producers for products such as coffee and tea that creates traceability and transparency, shortens the supply chain, and bring more value and bargaining power to the farmers.

Aye Finance is a finance company that provides business loans to micro and small businesses in Northern India.The company's mission is to provide innovative and customer-centered financial services to micro and small business through effective technology and robust processes. It works with a relevant technology to facilitate better financial inclusion and to consequently serve micro-enterprises. Aye Finance was founded in 2014 and is headquartered in Gurgaon, Haryana, India.

liwwa connects small businesses in need of capital with people who want to invest in them. The company’s peer-to-peer lease-to-own model addresses the capital access and interest-free investor return opportunities. Liwwa conducts in-house reviews of a small business's creditability and enables them to pay a monthly fee to investors. Founded in 2013, Liwwa raised seed funding with DASH Ventures, al Etihad, and MENA Venture Investments, which it plans to use to hire several new team members, including an underwriting team and to support a new product offering.

Grupo Los Grobo is a leading agribusiness and investment company both in Brazil and the whole of Latin America in terms of the production and commercialization of agricultural commodities. They offer a broad, integrated and diversified business platform that covers agricultural land development, services that go from input provision to technical and financial assistance for small producers, as well as our own farming activities, wheat processing and commodities industrialization.

Azure Power Global Limited, together with its subsidiaries, engages in the development, construction, ownership, operation, maintenance, and management of solar power plants in India. It generates solar energy based on long-term contracts with Indian government energy distribution companies, as well as other non-governmental energy distribution companies and commercial customers. As of March 31, 2020, the company operated 43 utility scale projects and various commercial rooftop projects with a combined rated capacity of 1,808 MW. Azure Power Global Limited was founded in 2008 and is based in New Delhi, India.

M-KOPA Kenya Limited develops and markets solar home systems. It offers solar systems with three lights, phone charging, and a solar powered radio. The company sells its products through dealers and retail shops in Kenya. It offers M-KOPA 5, KOPA 6, KOPA 600, and KOPA 6000. M-KOPA Kenya Limited was founded in 2011 and is based in Nairobi, Kenya. M-KOPA Kenya Limited operates as a subsidiary of M-Kopa, LLC.

AgriPlace is an independent platform for digital farm data. Our goal is to enable more transparent and sustainable food value chains with the help of IT. AgriPlace creates smart tools to make certification easy and enables quick data sharing with auditors and buyers. Our goal is to help farmers get compliance with standards easier and at lower costs by standardizing and digitalizing the supply of high-quality farm data.

Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. Our Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions.

Lakeside Energy is a renewable energy company sponsored by Pakistan's Naveena Exports.

Paymob is a regional digital payments enabler that builds payments infrastructue technologies empowering the underserved with access to financial services. Paymob is bridging the financial inclusion gap in MEA region by enabling businesses of all sizes to benefit from the power of digital payments and what it unlocks. Paymob was founded in 2015 and headquartered in Cairo, Egypt.

Grupo Supervielle is a national private capital financial group. The group is mainly focused on rendering banking and financial services targeted to both individuals and small and medium size companies while relying on a wide distribution network all across the country.

liwwa connects small businesses in need of capital with people who want to invest in them. The company’s peer-to-peer lease-to-own model addresses the capital access and interest-free investor return opportunities. Liwwa conducts in-house reviews of a small business's creditability and enables them to pay a monthly fee to investors. Founded in 2013, Liwwa raised seed funding with DASH Ventures, al Etihad, and MENA Venture Investments, which it plans to use to hire several new team members, including an underwriting team and to support a new product offering.

Babban Gona inspires and enables hardworking smallholder farmers reach their full potential by providing a private sector channel for cost effective delivery of enhanced agricultural technologies and end-to-end services that optimize yields and labor productivity, while simultaneously improving market access.